www.places.je Jersey’s only specialist property magazine & portal | no. 55 | March 15th 2012 The best place to find a new place in Jersey view all properties from all quality agents at Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online. ESTATE AGENTS EDGE COX PEEL WILSON This edition: Walk on the wild side This issue we feature Les Pieces. Contemporary chic in the country. To sell or not to sell? Christa Gilbert, Associate with Carey Olsen Property Group takes you through how to make the most of your home. Image: delacloche
Transcript
www.places.je
Jersey’s only specialist property magazine & portal | no. 55 | March 15th 2012
The best place to find a new place in Jerseyview all properties from
all quality agents at
Jersey’s most comprehensive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online.
ESTATE AGENTS
EDGECOXPEELWILSON
This edition:
Walk on the wild sideThis issue we feature Les Pieces. Contemporary chic in the country.
To sell or not to sell?Christa Gilbert, Associate with Carey Olsen Property Group takes you through how to make the most of your home.
Image: delacloche
2
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
3
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
<INTrODUCTION>
Welcome to Places, the home of quality property in Jersey
Involved In properTy? PLACes Is The PLACe fOr yOU Places is Jersey’s only publication dedicated to multi agent, high quality property related listings and features in Jersey. Places is produced with high quality print and a quick turnaround, offering ultra competitive rates for high impact premium property goods and services marketing. If you’re a developer, agent, or just a writer interested in home and interiors with some ideas, get in touch.
covercredit
covercredits issueFeAtUres property
agenTs/developers
Get InClUded next edItIon
book on 811100
FeaTures
Am I a First Time Buyer? 16
Property Review 22
Interiors Feature 24
The Blue page 26
The Mortgage Shop 27
Directory 28
JEAA Comment 29
Carey Olsen Advice 30
22 4
FeaTured lisTingsFeatured 4 Commercial Selection 19 Featured Rentals 20
agenTlisTings
Maillards Estates 5
Le Gallais Estate Agents 6
ECPW & Keys 8
Red Properties 12
Dandara 14
Gaudin Estates 18
Indigo Estates 21
Les Pieces£2,950,000 A-K
Idyllic new detached home 3 reception rooms 5 double en-suite bedrooms Mature parkland garden
www.ecpw.co.uk 01534 877977
4
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
A-K
St Mary
5
• Spacious detached property• Five receptions• Two generation or income potential• Swimming pool• Double garage & parking
£1,550,000
A-J4
St John
6
• Appealing Granite Country House• Fine & Impressive Gravel Driveway • Garden with Over 2 Vergees of Land• 4 Reception Rooms & 2 Double Garages• Space For a Swimming Pool or Tennis Court
3
£1,900,000
A-K
St John
2
• Presented in Immaculate Condition• Large Balcony• Sea View over the Harbour• Use of Shared BBQ area• Garage, Parking & Visitor
2
£535,000
A-J
St Martin
• Idyllic & Private Position • Walk in Condition Throughout • Sea Views • Large Gardens• Double Car Port & Parking Area
£1,250,000
4 3 A-J
• Amazing sea views• Large garden with open aspect• Large additional first floor lounge• Separate dining room• Approximately 1,700 sq ft
Corbiere Headland
3
£995,000
2 A-KA-J
01534 766689ESTATE AGENTS
featuredselection
out in the wild: properties worth looking for
01534 710710
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
St Mary
5
• Contemporary style home• 2 reception rooms• 5 bedrooms• Full length sun deck• Double garage and parking
At Maillards Estates we specialise in character & country properties
Maillard’s Estates
Howard Temple-Redshaw and Tommy A’Court have 69
years experience in valuing and selling properties from
maisonettes to mansions from cottages to castles
WANTED: Character and country properties from £400,000 to £4,000,000 - please call for a professional and personal service second to none. You can’t beat the experience!
A spacious family house with excellent accommodation offering 6 reception rooms and 4 double bedrooms, a double garage a pony paddock and a designated area for stables. The house sits in a commanding position with facing views over neighbouring fields and farmland with its own sun terraces for outside entertaining. There is a delightful rear garden and kennel area. From the top floor distant sea views are enjoyed. A perfect family home for those with animals in a semi rural location yet close to main schools and facilities.
ST. SAviour reduced to £1,499,000
reduced to £799,000
reduced to £1,450,000ST. John
TriniTY
A substantial Jersey granite farmhouse of excellent proportions offering 6 bedrooms, 4 bathrooms, together with a magnificent Walnut and Maple luxury kitchen. There is a delightfully quaint cottage adjoining the main house plus a brand new garage block with room above. The whole property has been lavishly re-furbished with great attention to detail all set within an attractive gravelled courtyard with central fountain. An area of the garden has Planning Permission for a swimming pool and pool house.
An interesting character house with an extremely attractive south facing granite facade situated in a quiet rural location with easy access to St. helier. There are easily managed gardens to front and rear plus double garage with workshop above. internally, the well presented accommodation features a superb granite fireplace with log burning stove and the large roof space presently used as a hobby area offers further potential.
4
6
4
2
4
2
A-J
A-H
A-J
www.legallais.co.uk
S A L E S • L E T T I N G S • V A L U A T I O N S • P R O P E R T Y M A N A G E M E N T
S A L E S • L E T T I N G S • V A L U A T I O N S • P R O P E R T Y M A N A G E M E N T
ESTATE AGENTS
£995,000 FREEHOLD A-J CATEGORY
ST hELIER
3
3
3
3
3
3
3
3
3
2
4
3
• Enviable Setting
• Views Overlooking Equine Land
• Balconies from Two of the Bedrooms
• Forecourt Parking
• South West Facing Garden with Decked Area & hot Tub
NEW
http://keys.je/images/ADKP/topbanner.jpg
SALES
9
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
http://keys.je/images/ADKP/topbanner.jpg
ECPW and Keys are now working together to offer their clients a full sales and rentals service. With 12 full time professionals in
place to manage property sales rentals and maintainance, you can rest assured you are in
safe and experienced hands.
ST CLEMENT A-J A lovely spacious four bedroom bungalow situated in La Hocq Lane. This property benefits from having a garage and gardens with immaculate presentation. Internal viewing is highly recommended.
ST HELIER A-HThis 2 bedroom apartment is based on Queens Road, with a large south-west facing balcony with far reaching views of town and beyond. 2 Double bedrooms, 2 bathrooms, with a communal garden area. References and deposit required, not suitable for pets, non smokers only.
£1,535 PCM
£3,000 PCM
St HelIer - ‘INterNAl VIeWING eSSeNtIAl’Quirky end of terrace granite house situated on a small hamlet off StJohn’s road and also owning a small detached studio adjacent to the main house. Consisting of 3 bedrooms, 24’ kitchen/dining room leading on to large patio and garden. Spacious sitting room with large granite fireplace and snug/study. Internal viewing essential.
St lAWreNCe - ‘moderN buNGAloW’occupying a most convenient location close to all local amenities andshops an attractive modern bungalow offering beautifully presentedspacious accommodation including 2 reception rooms and 4 bedrooms. This fine property enjoys the benefit of delightful mature communal gardens and is a short walk from the beach at St Aubin’s bay.
New five bedroom beach side villa with sea views and private mooring. This immaculate high spec property is right on the coast. (A-J quals)
£5,000 PCM
The 3rd floor apartment can be let furnished or unfurnished and is situated in Kensington Place which is a few minutes from town and the waterfront. (A-J quals)
£800 PCM
This two apartment with allocated parking, which is close to the town centre, has direct beach access and sea view. Internal viewing recommended (A-J quals)
£1750 PCM
St Peter - ‘CHArmING PerIod ProPerty’ Charming Cottage tucked away off a quiet lane in St Peter with lovelyviews of surrounding fields. The property which is set over 3floors has been completely refurbished and includes new plumbing, new heating and new wiring. time has been taken to well insulate and create a very energy efficient home. Consisting of new kitchen with built in breakfast table, Sitting room with multi fuelled stove, 3 good size double bedrooms, newly fitted house bathroom with Jacuzzi bath and further shower room. the exterior of the property is a low maintenance enclosed alfresco eating area and parking for 3 cars.
St ClemeNt - ‘INVeStmeNt/fAmIly Home’large detached granite property set within a small private courtyard with secure enclosed back garden and parking for 4 cars. Currently split into 2 x 2 bedrooms apartments with 3 bedrooms being en-suite. each also with separate dining rooms, good sized kitchens and large sitting rooms. Can be reverted to a main house subject to planning or kept as an excellent investment. A-H
Asking £565,000
Asking £649,000
ST HELIER A-J A fabulously large modern 3 bedroom newly renovated apartment with sea views and large balconies and parking. Located near the waterfront within St Helier.
£2,000 PCM
12
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
St Ouen £775,000 St Lawrence
3/4
• Substantial & imposing Victorian home• Very flexible accommodation• Home with income/granny flat•In good order throughout• Sought after, rural location
2 A-J
£595,000 St Saviour
3
• Large detached property• Enclosed sunny garden• Garage and parking• Good location for schools
2 A-J
£515,000
St John
St Saviour
• Immaculate family home• Popular residential close• Semi detached• Large garden & garage
• Family Home• Quiet location close to Schools• Immaculate throughout• South - West facing paved patio garden• Garagae and Parking
1 A-J
£475,000
£435 ,000 St Brelade St Peter
• Semi-detached• In good order throughout• Very popular, convenient location• Potential to extend• Large enclosed rear garden
• Desirable Beaumont location• Large rooms• Scope for improvement• South facing garden• Garage
£415,000 £335,000
4 2 A-H
• First time buyers only!• Four bedrooms• Two bathrooms• Safe enclosed garden
£435,000
• Detached 3/4 bedroom family home• Quiet, popular residential close• Spacious accommodation• Garage and ample parking• Good sized gardens
4 2 A-J
St Saviour
2 A-J23
3 1 A-J 1 A-J3
• Granite country cottage• High specification build• Walking distance from town• Two parking spaces
St Saviour £435,000
1 A-J2
13
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
3 A-J5
• 3 properties in one!• 5 bed period property• 2 non quals rental units• Can be purchased share transfer• Gardens, swimming pool & field• All in immaculate condition
5 A-K5
• Substantial and imposing family home• 5 bedrooms, 5 bathrooms, flexible accommodation• Country parish, large surrounding gardens• Completely refurbished throughout• Heated pool PLUS stabling with a 2 vergee field• RARELY AVAILABLE
2 A-J4/5
Detached Bungalow4/5 bedrooms 3 receptionsDistant Sea views and large west facing gardenPossible 2 generationLarge plot scope to extendDouble garage + ample parking
St Brelade £1,095,000
3 A-K5
• Enclosed private location• Show house condition• Large garden• Swimming pool and tennis court• Five bedrooms• Double garage and ample parking
St Ouen £2,100,000
Rural Charm Close to Shops
West is Best Huge House
St Mary £2,495,000St Mary £2,950,000
8 Esplanade. St Helier. www.redproperties.je01534 710710
6 Waterloo Street JE2 4WTTel. 730341 www.gaudin.je
REF 10778REF 10757
REF 10657REF 10835
Waterfront Apartment
Beautiful Victorian Cottage
Stylish 4 Bedroom Family Home
Hidden Gem
Share Transfer
A-J Freehold
A-J Freehold
A-J Freehold
ASKING PRICE
£695,000
ASKING PRICE
£645,000
ASKING PRICE
£710,000
ASKING PRICE
£680,000
2
3
4
3
2
2
2
3
• Sea views • 3rd floor water front apartment• 2 allocated secure parking spaces• Wrap around balcony• Service charge £3,550 per annum
• Refitted kitchen and bathroom• Separate dining room• Approximately 1448 sq ft• Completely renovated throughout • Near to beach
• Large living room with functional fireplace• Kitchen/breakfast room• Large driveway for ample cars• Integral garage• No onward chain
• Eat in kitchen• No onward Chain • Stone throw from the beach• Approximately 1908 sq ft• Enclosed rear garden
www.gaudin.je
19
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
Channel House is a five storey office building which provides efficient modern open plan accommodation throughout. The subject premises are on the fourth floor which are accessed via both lift and staircase.
Shop for sale 550 sq.ft. Opposite the Hospital and near the Opera House. Suspended ceiling with recessed lighting. Kitchenette and W.C. facilities. Modern shop frontShare Transfer
Triple fronted retail unit with good footfall. Kitchen, toilet, and storeroom, opposite Minden place carpark, negotiable lease terms. Available immediately
Contemporary town office with storage and 4 onsite parking spaces. Benefits from two separate meeting rooms, kitchenette and air conditioning throughout. Available immediately on a new 9 year FRI Lease.
To Let £37,500pa exclusive
43 Hilgrove Street 1,211 sq ft
T: +44 1534 880880M: +44 7797833506
To let or for sale
Commercialselection
Rare commercial freehold property in highly visible and well known location. Only seconds away from the prime retail pitch of King Street. Benefiting from substantial retail area and window displays to both Sand Street and York Street.
Freehold Asking Price £2,750,000
1-3 York Street, St Helier Retail
Channel House is a five storey office building which provides efficient modern open plan accommodation throughout. The subject premises are on the fourth floor which are accessed via both lift and staircase.
REGISTERED LODGING HOUSE, excellent decorative order, share transfer, 5 x ONE BEDROOM FLATS, Quiet, Walk to work location, Fully let showing 7.45% return
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
Castle Quay
2
• Le Capelain House, Castle Quay• 3rd floor apartment with dressing room• Extensive Waterfront views• Available immediately• Parking for 2 Cars
2
£2,100 PCM
A-J
01534 506281
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
Grouville
3
• Spacious Cottage• Tastefully Decorated• Ample Parking• Front Garden• Available May 2012
2
£2,200 PCM
NQ
01534 76668901534 766689
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
Castle Quay
1
Le Capelain House• 1 bedroom apartment• Courtyard aspect• A- J category. Available immediately• £850 per month
1
£850 PCM
A-J
01534 506281
N/A
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
01534 766689
St Brelade
4
• Superb Detached House• Views of St Brelades Bay• Renovated & Restored• Developed by Chapman Hugo• Extensive Formal Garden
3
£6,000 PCM
A-J
01534 766689
St Helier
2
• 2 Beds Plus Study • Large lounge/diner • East and West Facing Terrace• Furnished to high standard• Outskirts of town
2
£1,800 PCM
NQ
01534 766667flatfee.jeSelf-Service Property Sales
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
01534 766689
First Tower
N/A
• Single Garage Available• Can be used for Storage• Secure & Lockable• First Tower Area
N/A
£100 PCM
N/A
01534 766689
St Lawrence
3 2
£1,650 PCM
A-J
01534 766689
St Brelade
4/5
• Detached, executive home• 4 bedrooms plus a study/bedroom 5• Integral double garage• VERY HIGH quality finishes throughout• Sea views towards St Brelades Bay
2
£3,750 PCM
A-K
01534 710710
St Lawrence
3
• Three Bedroom Family Home• Close to Park & Amenities• Children Welcome• Patio Area and Enclosed Garden• Single Garage & Parking Space
2
£1,650 PCM
A-J
01534 766689
St Peter
3 2
£2,000 PCM
NQ
• No housing qualification necessary• Large living room• Fitted kitchen• Three double bedrooms• Garden, garage, parking.
01534 710710
A-J
/K
St Lawrence
3
• Spacious granite family home• Four-five bedrooms• distant sea and country views• Could be 2 generation• Ample parking
2
£1,650 PCM
A-J
St John
4/5
£2,100 PCM
A-J
01534 710710
21
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
St.Ouen
SUBSTANTIAL PRICE REDUCTION TO SELL!
3800 SQUARE FEET OF SHEER LUXURY! This Uber-modern new build detached property is situated in the sought after Parish of St Brelade and boasts the most amazing views across country fields to the sea beyond. The design of this property is a credit to the architect and the same credit is given to the builder as the finish is exquisite throughout with absolutely no expense spared on the quality of materials used. On entering this beautiful home you find an impressive entrance hall with a glass balustrade staircase and doors to a large open plan living area with the most
incredible “state of the art” fitted kitchen. Light streams throughout the property by clever use of glazed walling and you have a feeling of openness and space throughout as the outside is brought in by the Bi-folding living room doors. Upstairs offers four double bedrooms with the master en-suite and again fully glazed walling to maximise the views. Behind the scenes this property has all the technology you would expect with a new property, Data cabling, programmable Lutron lighting system, under floor heating and the latest in insulation keeping the house warm and economical to run.Parking is plentiful along with a double garage offering plenty of storage. This is a “must view” home and Indigo Estates would be delighted to show you this stunning property.
OPEN VIEWING
£1,575,000
5 4 A-J & K
639955 www.indigo.je [email protected] 31 Hill Street, St Helier, Jersey, JE2 4UA
Beau Regard, La Route de Noirmont, St Brelade
SATURDAY 17TH MARCH 10.30AM TO NOON& SUNDAY 18TH MARCH 11AM TO 12.30
PLEASE CALL SANDRA PIRES ON 07797713867 OR EMAIL [email protected] FOR FURTHER INFORMATION
DIRECTIONS: Travelling along La Route De Noirmont, Beau Regard is approximately 1/2 mile along on the left hand side, look out for the Indigo Board.
Stunning sea views, a wild woodland garden and a setting so peaceful the only passing traffic is a woman out riding her horse. It sounds idyllic, and that’s even before you’ve walked through the front door of the beauti-fully redesigned family home. Originally a 70s style house in need of renovation, the developer has restructured the property, opening up the space, creating new rooms and framing the stunning sea views. ‘I could see how the layout would work very early on as I walked through the property – I knew how it was going to flow’ she explains. ‘It used to be a real hotch potch of rooms, and I knew that creating larger living spaces would turn this home into somewhere that suited these amazing views’.
Proportion’s everything at Les Pieces. Brand new living spaces have been designed to be large and functional, like the main recep-tion room with its working fire and glass bi-fold doors out to the south-facing garden view terrace. Open the doors and you can walk across to the covered barbecue area, and with the adjoining kitchen’s doors open, it creates a seamless indoor/outdoor space, linking the outside alfresco area with the kitchen and dining room - a great area for parties and large gatherings, or just spending time together as a family.
Les Pieces is perfect as a party house, the kitchen’s been designed for the swishest of supper parties, with Siemems appliances from steam ovens to warming drawers, barbeque griddles to boiling taps and an industrial induction to ensure that food preparation is as smooth and simple as possible. The outside covered barbecue area and terrace are just a few steps away for outdoor summer eating, and throw open the doors to the dining room, and the open plan kitchen extends into a huge space, all bordered with the glass win-dows overlooking the garden.
With Sonos systems running through the house, you can control the entire home’s music at the touch of a button. Speakers in every room, from the living areas to the bathrooms will ensure you never miss a track. A separate media room is wired up for the latest in home cinema technology, and it’s been cleverly placed at the side of the house, for films at full volume without disturbing the rest of the house.
The house has been redesigned with easy family life in mind. As well as plenty of storage both inside and out, a sizeable utility room and a walk-in airing cupboard to suit the largest of families, there’s also a downstairs self-contained bedroom suite that could be used as an au pair or granny flat, or simply an additional spare room or a base for home-from-university teenagers. Upstairs, the four family-sized bedrooms all have ensuite shower and bathrooms, and beautiful views, either across the garden with its mature trees or out to sea.
Walk on the
wild side
Les Pieces might be out in the country, but there’s nothing rustic about this super chic home with all the latest modern technology
The real wow factor of Les Pieces comes when you walk into the master bedroom where floor to ceiling glass in the shape of an arch frames the panoramic views perfectly. On a clear day, you can see straight out to the coast of France. ‘As soon as I saw the view, I thought wow, I’ve got to frame it’, says the developer. With a view like that to wake up to, you won’t want to get out of bed. Flooded with light from the stunning glass wall, the rest of the room is finished in a soft pebble grey that sets off the turquoise of the sea perfectly, keep-ing the room incredibly easy on the eye and maximizing the view. The sleek and chic ensuite bathroom has a walk in Matki shower and contemporary large bath for luxury lounging, and there’s plenty of fitted ‘walk-through’ wardrobe storage.
‘It’s such a perfect location’ says the developer. ‘Rozel is just down the hill, with its pubs and places to eat, and there are so many beautiful country walks around’. With over an acre of gardens and a garage, plenty of parking and outdoor storage for boats, jet skis and quad bikes, it’s the perfect house for a busy family that loves the outdoor life, and loves to make the most of their time at home. Feeling the call of the wild yet? We think you should…
Les PiecesIdyllic new detached home3 reception rooms5 double en-suite bedroomsMature parkland gardenPermission for swimming poolDouble garage and ample parking
£2,950,000 A-K
For more detailsJames de la Cloche / Clifford WilsonEdge Cox Peel & Wilson on 877977
Images: delacloche
Jersey’s styLe magazine24
PLaces
Reduce Reuse RecycleHandsome homeware to complete your organic home.
1. Rustic and charmingFair Trade recycled picture frame by Nkuka£22.50, Mark Howe
2. Classic and sophisticatedFair Trade recycled aluminium picture frame by Nkuka £24.50, Mark Howe
3. Bright and colourfulFair Trade patchwork arm chair£724, Chi Chi Home
4. Practical and stylishLost Property of London 100% recycled coffee bean bag basket£95, Eclectic
5. Jazzy and eclectic The Loving Chair Company colourful bench£330, Exquisite
6. Pretty and quaintRecycled magazine Fair Trade frame£10, Chi Chi Home
7. Salvaged and cool French style reclaimed wood hook£15, Chi Chi Home
8. Delicious and cuteRecycled plate cake stand£40, Pebble Home
9. Rustic and homelyRecycled driftwood letters£45, Pebble Home
10. Feminine and delicateRecycled tea cup candle£18, Pebble Home
5.
2.1.
9. 8.10.
Reduce Reuse Recycle
bECAusE quALIty MAttErs 25
PLaces
6.
3. 4.
5.7.
26
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
We’re pretty sure you don’t carry the Yellow Pages around with you and bet you don’t browse it every month... it’s massive! We’re therefore included some numbers we think may be useful for you as reference in each edition of Places.
bluepageMy gosh. If you’re thinking property, all the numbers you need on the ....
Building ContractorsAC Mauger Construction 744281AC Mauger special Projects 744281Kalmac Ltd 486030style Group Ltd 744281Keystone Builders LTD 859216style Group 744281Camerons LTD 725417David Ward Building Contractors 485754
Finance Mortgage lendersAcorn mortages 618628Actus 766620Alexander forbes 724241Barclays Bank 812000Black horse offshore 514700Cherry Godfrey 711666Colomberie finance 758888equipment rental finance 737341european Insurance Brokers 833733hepburns Insurance 515151heritage Group 758875home Buyer financial servies 754444hsBC 0845 7662255Jersey home Loans 877833Lloyds TsB Bank 08456 025002Lombard finance 824824Mortgage shop Plus 789830Natwest Offshore 282828royal Bank of scotland 285200savills Private finance 709400synergy financial services 750600skipton 730730 Insurance Companieseasy Insurance 849000Insurance Corporation of C.I 700200Jersey Mutual Insurance 734246CCV Insurance 702777reed Insurance 835200rossborough Group 500500
CleanersClean Life 499506JCf Cleaners Company Ltd 877694JCOC 725211Ace Cleaning LTD 888596
Cheaper prices and better service than the competition?Tell 10,000 property focused readers about it here.
Places sales: 811100the new blue page banner
propertyfocused?!
27
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
news from The Mortgage Shopthemarket
commentPeter Seymour | The Mortgage Shop
Jersey Housing Market UpdateThe last quarter of 2011 ended with a flurry of activity in the Jersey housing market and the first quarter of this year seems to have followed suit. Two busy quarters do not mean that the recession is over for us in the Island, but what this does suggest is that there is now more confidence being shown by both first-time buyers and home movers who, having put their lives on hold for the past four years, now want to move forward.
There is usually a flurry of activity at the beginning of each year in any case and this has been more noticeable in recent months as people wake up to the fact that property prices are negotiable and that interest rates are low - the lowest in fact that they will probably ever see in their lives.
First-time buyers are now much more noticeable again and, despite the recent withdrawal of our 95% mortgage, we still have four lenders offering 90% mortgages and one who can stretch to 100% so long as the borrower can produce a guarantor who is a Jersey property owner. This group of purchasers can also take advantage of huge savings on stamp duty on property below £450,000.
For home movers with a deposit, or equity to take with them from the sale of their property, there is a range of low interest rates from which to choose including a 1.99% discount rate, a 2.39% tracker and, saving the best for the last, a five year fixed rate at 3.49%.
This year, The Mortgage Shop will be promoting mortgage pre-approval certificates, so do call 789830 to find out more about how to make the purchase of your house or flat that much more easy.
28
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.
Morton and MortonTel: 726222 www.mortonandmorton.co.uk10.00am-5.00pm Tue-SatOpen late by appointment
23
Chances are that if you’re fl icking through Places you’re also thinking about buying property, home improvements or developing a property. The directory in Gallery gets a good response so we thought Places deserved its own. We’ll be trying to gather Places that sell the nicest bits, bobs, stu� and desirable items for your home. Here are a few examples!
the Places directory
The place to fi nd places that help to make beautiful places.
Swedish StyleCharming ranges of painted furniture, stylish homeware, gentle fl orals, candles and vintage-inspired pieces. If you’re looking for lovely bits for your home or easy gift ideas for loved ones - useful storage, something fl oral, a stylish lamp or some charming decorative pieces - step in for a browse and it’ll be impossible to come out empty handed. Open Mon-Fri 9am-5pm (Thurs till 2pm) Sat 10am-5pm
Linnea of Sweden12 Market Street St Helier Tel: 736449 www.linneaofsweden.com
Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.
Morton and MortonTel: 726222 www.mortonandmorton.co.uk9.30am-5.30pm Mon-SatOpen late by appointment
Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece of furniture.We offer a wide range of solid oak products, including furniture, fl ooring, stairs, oak beams and homewards. Gifts and accessories are also available from our studio at the Harbour Gallery, St Aubins.
If your home doesn’t stand out...don’t blame us! BoConcept furniture is modern in design and offers customisation to ensure your functional and aesthetic needs are catered for. Visit Beaumont Home Centre to see our versatile range of furniture. Open Monday - Friday, 9am-5.30pmSaturday 9.30am-12.30pm
BoConceptBeaumont, St Peter.Tel: 822822 • Fax: 822823beaumonthomecentre.comwww.boconcept.co.uk
BUSINESSESget your business listed
here from as little as£38 per issue*
give us a call on 811100 now!
BusinessesGet involved...Have you got a business that would like to attract the househunter / developer? Why not get yourself a place in the new Places directory?
Get included in the next edition; call 811100 or email [email protected]
On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.
On TappSt. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]
Jersey Insight Classifi edsFor anything & everything – The biggest market place on the island. With more than 9,000 classifi ed listing’s, Jersey Insight is the perfect way of buying and selling unwanted items at a fraction of the cost of new items. Have it – sell it! Want it – buy it!“There is loads of new stuff each week to look through all at great prices” Sarah Thorogood, St Marys
www.jerseyinsight.com
Places_25.indb 23 24/09/2010 16:15
Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece for your home or garden. We offer a wide range of solid oak products, including furniture, flooring, stairs, oak beams and homewares. Gifts and accessories are also available from our studio at the Harbour Gallery in St Aubin.
23
Chances are that if you’re fl icking through Places you’re also thinking about buying property, home improvements or developing a property. The directory in Gallery gets a good response so we thought Places deserved its own. We’ll be trying to gather Places that sell the nicest bits, bobs, stu� and desirable items for your home. Here are a few examples!
the Places directory
The place to fi nd places that help to make beautiful places.
Swedish StyleCharming ranges of painted furniture, stylish homeware, gentle fl orals, candles and vintage-inspired pieces. If you’re looking for lovely bits for your home or easy gift ideas for loved ones - useful storage, something fl oral, a stylish lamp or some charming decorative pieces - step in for a browse and it’ll be impossible to come out empty handed. Open Mon-Fri 9am-5pm (Thurs till 2pm) Sat 10am-5pm
Linnea of Sweden12 Market Street St Helier Tel: 736449 www.linneaofsweden.com
Morton and MortonOur collections are sourced from all corners of the globe with an eye for exceptional design and individuality. The results can be discovered in our St Peter’s showroom. Stylish designs for your home - living and dining for inside and out, lamps, rugs, art, candles, cushions and accessories to give and keep.
Morton and MortonTel: 726222 www.mortonandmorton.co.uk9.30am-5.30pm Mon-SatOpen late by appointment
Jersey OakJersey Oak specialises in the design and manufacture of bespoke furniture. We pride ourselves in offering you the opportunity to own a unique, tailor made, affordable piece of furniture.We offer a wide range of solid oak products, including furniture, fl ooring, stairs, oak beams and homewards. Gifts and accessories are also available from our studio at the Harbour Gallery, St Aubins.
If your home doesn’t stand out...don’t blame us! BoConcept furniture is modern in design and offers customisation to ensure your functional and aesthetic needs are catered for. Visit Beaumont Home Centre to see our versatile range of furniture. Open Monday - Friday, 9am-5.30pmSaturday 9.30am-12.30pm
BoConceptBeaumont, St Peter.Tel: 822822 • Fax: 822823beaumonthomecentre.comwww.boconcept.co.uk
BUSINESSESget your business listed
here from as little as£38 per issue*
give us a call on 811100 now!
BusinessesGet involved...Have you got a business that would like to attract the househunter / developer? Why not get yourself a place in the new Places directory?
Get included in the next edition; call 811100 or email [email protected]
On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.
On TappSt. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]
Jersey Insight Classifi edsFor anything & everything – The biggest market place on the island. With more than 9,000 classifi ed listing’s, Jersey Insight is the perfect way of buying and selling unwanted items at a fraction of the cost of new items. Have it – sell it! Want it – buy it!“There is loads of new stuff each week to look through all at great prices” Sarah Thorogood, St Marys
On TappOn Tapp have an extensive range of quality products from leading suppliers to create your dream kitchen or bathroom. From initial consultation and design to supply only or supply and installation, we take away the stress and project manage your dream kitchen through to completion, enabling you to relax and enjoy the result.
On Tapp St. Saviour’s HillTel: 720197Fax: 767338Email: [email protected]
David Hick InteriorsLeading the way with interiors and home design, the new showrooms are full of inspiration.Product for every room in your home, including bespoke and affordable kitchens by Edwin of Loxley, tiles by Fired Earth, AGA and AGA cookshop. Rolf Benz, Hulsta, Curtains, Natural Flooring, Accessories…and so much more !
David Hick Interiors Carrefour Selous St LawrenceTel: 865965 Open Tues to Sat 9:30am to 5:00pm
from just £19 per week*directory
make people love you (maybe).Say something more with a directory entry
Interiors Landscape Designers Kitchens and bathrooms
Your entry gives the reader a profile of your business or a message about a particular brand you stock along with a full colour image that epitomises your business and what you offer.
Michael Felton LtdMichael Felton Ltd offer a team of qualified award winning landscape designers with over 60 years combined experience in the landscape industry. From initial concept, making better use of your space, to detailed designs we can take the pressure off your project. We can also tender and supervise contracts for landscape work, enabling you to relax and enjoy the end result.
Michael Felton Ltd T: 01534 632101F: 01534 632102E: [email protected]
Make moving easyThe Box Shop at Le Gallais has a complete range of boxes and packing materials that will make moving home so much easier.
Simply order online or pull into our Self Storage facility in Hilgrove Street and load up with all the boxes and materials you need. If you require a large quantity we will deliver to your home.
Le Gallais Self Storage Hilgrove Street Tel. 631996www.legallais.co.ukOpen 8-6 Weekdays and 9-1 Sat
29
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
news from the Jersey Estate Agent Associationtheassociation.
comment
For information on becoming a member of the JEAA and benefits, please contact Gill Hunt on 01534 620620 or email [email protected]
Member of the JEAA and not in Places? Call Ceri on 811100 to find out how you can be.
Gill Hunt | President, Jersey Estate Agents’ Association
Are you a winner or loser in the property stakes?Price governs property sales. It is not the location. It is not the size. It is not the condition. It is the price. Location, size and condition influence price. But price still governs everything.
So here is a fun game to play with your own home. Estimate three prices. The first figure, a very high amount, beyond even your most rose-tinted view is the figure that your home would never fetch in a month of Sundays. The second figure, a very low sum, is the sort of price at which a frenzied hoard of ruthless cash buyers would bite your arm off on the first day of marketing - and each then be prepared to gazump wildly if they were unsuccessful. This is a price that would be met in a firestorm and with everything that could go wrong, going wrong. The third figure is between the other two. This is the amount your property might fetch if pursued by a couple of ready, willing and able buyers after several weeks of marketing on the internet and in the press. These buyers wouldn’t have been alone in viewing but the others will have decided against proceeding further for whatever reason.
You can play this game with any property and all three figures determine the speed at which the property will – or will not - sell. Clearly human nature demands a preference for a seller to try and achieve the first figure and a strong reluctance to descend to the second. But the clever player will steer the third, middle course. In a property sale one can determine the price one gets and one can determine the time it takes to sell. But it is tricky to determine both together – especially in this market. To achieve a perfectly timed and priced sale the seller has to move the price more towards the realistic than the optimistic, and in some cases, sadly, even nudge the pessimistic. Or they must be lucky. The question every seller has to ask is, am I lucky? Or, do I have time to be lucky?
The good news is that even in a depressed market such as we have now there is a level of movement stimulated by those who must sell and/or buy, usually through reasons of birth, death, health, marriage, divorce, job change, retirement or money concerns. The even better news is that moving home is a game usually played over two legs. There is the home leg, selling, and the away leg, buying. Usually, what one loses on the swings one gains on the roundabouts. So in the end all things pretty much level themselves out.
Remember that first figure, the highly optimistic one? That territory is reserved for a bull market with buyers scrambling to purchase what little there is available, where lenders are throwing money at borrowers, where there is much less unemployment than we have now and far more confidence, where there are no austerity cuts, where the property market is on a charge upwards and panic buying is rife. Can there be any reasonable person in this country who feels we have these conditions right now?
Price realistically to win the property game.
30
Jers
ey’s
ind
epen
den
T pr
ope
rTy
ma
ga
zin
e
In the current economic climate, it is difficult to know whether it’s a good time to move or whether you should hang on to your existing home a bit longer. If you have chosen to wait and see, there are still plenty of things you can do to, for example, make a bit more space for your family, reduce your home’s reliance on non-renewable energy sources or add some value before you sell.
Since mid-2011, Planning has relaxed its control over some types of work you might want to undertake at home such that planning and/or building permission may not be required.
but beware….. there are a number of legal and other issues you should consider before planning and undertaking any such works. Exceptions and conditions may apply You should always check your proposed plans with Planning before incurring any costs.
your legal title Are there any restrictions on your legal title to your home prohibiting the works you would like to undertake? You should consider taking legal advice.
your boundaries Where are your boundaries? Do you have the right to build up to them? Often you do not. Your neighbour may have a right of access onto a specific part of your property in order to maintain their property which you are not allowed to infringe. You should consider taking legal advice.
Neighbours Will you need access to next door to maintain and repair your new extension, conservatory or gutters established on them? If you will and you don’t already have a right of access, you need to agree a legal right of access with your neighbour. You may think you can agree this informally with your current neighbour but what about the future? Future owners of the neighbouring property may not be so understanding, and a potential purchaser of your property may be put off if there is no established formal right of access for maintenance.
your lender If you have a mortgage, you should check your mortgage documents carefully in case you need the consent of your lender for the proposed works.
Listed buildings Do you live in a Listed Building, a Potential Listed Building, an area of archaeological interest or a Conservation
Area? If so, you will be subject to much tighter rules.
Windows Do you want to put in new windows? You may be required to set them back a certain distance from your boundary. You should consider taking legal advice.
building bye-Laws Even if certain works do not require planning permission, they may still require building bye-laws approval. You should check with Planning and Environment.
In summary, whether you are intending to keep or sell your home, there are ways in which you can add value to it, reduce your household costs or make more space for your family without needing any statutory consents but undertaking works without a consent where it is in fact required will put off potential purchasers of your home AND beware of your legal position. Take professional advice along the way. Don’t make a costly mistake!
see www.gov.je.Planningbuilding for plenty of useful information and guidance notes and please do not hesitate to give Carey Olsen a call if you would like any legal advice.
To sell or not to sell? How to make the most of your home.Words | Christa Gilbert, Associate, Carey Olsen Telephone 822208 | [email protected]
Planning permission is not generally needed unless the new dormer/sky light is to be inserted in an elevation facing &
within 20m of a road or in a gable.
Convert your loft and/or install dormer windows/sky lights
Planning permission is not gener-ally required to install solar panels at ground level or on a sloping roof
plane, or to install an air-source heating system.
WHAt CAN yOu DO?
upgrade the insulation
Potential buyers may take into account your home's rating on the States of
Jersey's Heat Loss Map (www.gov.je).
Erect a gate, fence or wall
Planning permission is not generally needed if within your domestic curtilage &, in the case of a new construction, is not greater than 30sq.m. in aggregate & is not in front of any elevation within 20m. of a
road. Limits on dimensions apply.
Provided it is for a purpose incidental to the enjoyment of your home, is ac-
cessible internally from your home &, if newly constructed, is not greater than 30sq.m. in aggregate, such works may
not require planning permission.
Convert your garage or build an extension or conservatory
Erect a new shed, greenhouse or garage, or new landscaping
or hardstanding
Planning permission is not generally required unless enclosure is close to a
road or is to be higher than 2m.
Install solar panels and/or air-source heat systems
Join us on a treasure hunt across Europe
raising money for Jersey Hospice Care.
8-11th June 20123 days of motoring and competition ending in luxury on the Riviera.
SPONSORED BY
IN AID OF
BROUGHT TO YOU BY
8-11 JUNE 201242
SPONSORED BY
IN AID OF
BROUGHT TO YOU BY
8-11 JUNE 201242
SPONSORED BY
IN AID OF
BROUGHT TO YOU BY
8-11 JUNE 201242
You don’t need a fancy car, just a desire for adventure!learn more and download a competitor pack at www.galleryrally.com
official partnersbrought to you by organiser in aid of
