Discover the world of Premier BankingEnjoy the best of Barclays with your Premier Current Account

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Premier Banking gives you access to exclusive products, preferential rates and a wide range of benefits and rewards. Combined with a dedicated personal banking service, Premier Banking brings you the best of Barclays.

We hope you enjoy everything Premier has to offer.

Welcome to the world of Premier

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Start to enjoy the benefits of Premier Banking

Choose how you would like to bank – p3Set up your banking services, including Barclays Mobile Banking and Online Banking

Open up a world of rewards – p4Enjoy exclusive benefits with Premier Rewards. Join Blue Rewards to earn monthly cash rewards as a thank you for banking with us. As a Barclays customer you can get cashback when you shop at our range of partners and you’ll receive an additional 1% cashback when you join Blue.

Tailor your account – p7Shape your account with useful Packs and features

Enjoy exclusive Premier products – p6A range of great value Premier products created just for you

Benefit from your Premier Relationship team – p8For big plans or small questions, your Premier Relationship team is here for you

Make smart investment decisions – p9Our cutting-edge online direct investing service makes investing easy

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Online Banking• Available day and night, our secure

Online Banking service lets you manage your money when you want. Make same-day payments, view transactions, and carry out most everyday banking tasks from wherever you are.

• To access Online Banking for the first time, you’ll need your PINsentry device and your Online Banking membership number. For a reminder of this number or for a PINsentry, go to barclays.co.uk/onlinebanking

Look after your money on the move with the Barclays Mobile Banking app Choose how you would

like to bankConvenient and straightforward, Premier Banking is built to serve your banking needs at a time, place and moment that suits you.

A reminder on eligibility for the Premier service • As a Premier customer you will hopefully

maximise the benefits available to you. To join Premier, you’ll need a minimum of £100,000 saved or invested with us – or an annual gross income of £75,000 or more paid into a Barclays current account.

• We’ll review your eligibility for Premier Banking regularly. If you no longer meet the criteria, we’ll contact you to discuss your options. We reserve the right to move you out of Barclays Premier Banking.

• We may vary the eligibility criteria for Premier Banking from time to time.

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Online Banking• Available day and night, our secure

Online Banking service lets you manage your money when you want. Make same-day payments, view transactions, and carry out most everyday banking tasks from wherever you are.

• To access Online Banking for the first time, you’ll need your PINsentry device and your Online Banking membership number. For a reminder of this number or for a PINsentry, go to barclays.co.uk/onlinebanking

Barclays Mobile Banking on your tablet or smartphone• Quick, easy and secure access to your

accounts – all in the palm of your hand. Our app lets you manage your accounts, make payments to new and existing payees and view your balances and transactions. You can also see accounts from other banks in one secure place. And whenever you need us, you can call us directly from the app using the ‘Direct Call’ button. Find out more at barclays.co.uk/app

Post Office• You can also visit any Post Office to do

your banking essentials such as paying in cash and cheques, checking your balance and withdrawing money.

Please allow up to two extra days for payments to reach your account with us. Fees for business transactions will apply.

Why not set up your services now?

• Download the Barclays Mobile Banking app: visit barclays.co.uk/mobilebankingapp

• Get started with Online Banking: visit barclays.co.uk/onlinebanking to register.

Choose how you would like to bankConvenient and straightforward, Premier Banking is built to serve your banking needs at a time, place and moment that suits you.

A reminder on eligibility for the Premier service • As a Premier customer you will hopefully

maximise the benefits available to you. To join Premier, you’ll need a minimum of £100,000 saved or invested with us – or an annual gross income of £75,000 or more paid into a Barclays current account.

• We’ll review your eligibility for Premier Banking regularly. If you no longer meet the criteria, we’ll contact you to discuss your options. We reserve the right to move you out of Barclays Premier Banking.

• We may vary the eligibility criteria for Premier Banking from time to time.

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Open up a world of rewardsPremier Rewards offers you access to a range of exclusive benefits to thank you for your loyalty. Enjoy exclusive benefits with Premier Rewards. Join Blue Rewards to earn monthly cash rewards. As a Barclays customer you can get cashback when you shop at our range of partners and as a Blue member, you’ll receive an additional 1% cashback.

Barclays Blue RewardsJoin Blue Rewards to earn monthly cash rewards as a thank you for banking with us (eligibility conditions and monthly fee apply). You’ll also receive an even higher rate of cashback when you join Blue.

To access cashback and other rewards, download Barclays Mobile Banking from your usual app store or log into Online Banking

Premier RewardsAs a Premier customer, you’ll have access to a range of exclusive benefits, discounts on dining and days out – all at no extra cost to you. It’s our way of saying thank you. Find out more at barclays.co.uk/premierrewards

Gourmet Society

Gourmet Society Discounts at over 6,500 restaurants across the UK, with a year’s free membership of the Gourmet Society. Offers range from 2 for 1 on meals, 50% off food or 25% off the total bill

English HeritageFree entry for you, plus one adult and up to six children at more than 350 English Heritage sites. You can also enjoy free or discounted entry to hundreds of historic events held at English Heritage sites across the UK

Picturehouse CinemasEnjoy a 40% discount on a year’s Picturehouse Cinema membership, which includes free tickets, discounted food and drinks and priority booking for special events

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Why not start being rewarded now?

• Join Barclays Premier Rewards by downloading the app or registering at barclays.co.uk/premierrewards

• Join Barclays Blue Rewards through the Barclays Mobile Banking app, or Barclays Online Banking

Barclays Blue RewardsJoin Blue Rewards to earn monthly cash rewards as a thank you for banking with us (eligibility conditions and monthly fee apply). You’ll also receive an even higher rate of cashback when you join Blue.

To access cashback and other rewards, download Barclays Mobile Banking from your usual app store or log into Online Banking

Loyalty RewardGet £7 per month for banking with us – you’ll receive £3.50 cash reward monthly for each of your first two Direct Debit payments

Home Insurance Loyalty Reward We’ll reward you with up to £3 every month when you take out or renew your buildings, contents, combined or Finer Home Insurance cover with us

Mortgage Loyalty RewardWe’ll reward you with £5 every month if you hold or take out a residential mortgage with us. The reward amount and eligibility conditions may change during the term of your mortgage

Life Insurance Loyalty RewardWe’ll reward you with £1.50 per month when you take out Life Insurance, and £5 per month if you opt for Life Insurance with Critical Illness cover, paid for 12 months

Enhanced cashbackGet cashback at a range of everyday retailers when you shop through us. As a member of Blue Rewards you will also get an extra 1% on top of the usual cashback rate. Visit ‘Rewards’ in Barclays Mobile Banking or Online Banking for more information

Here’s how it works• Join Blue Rewards to start earning cash rewards. You will need to pay the £4 fee and have £800

paid into your nominated account. You need to do this every month to remain eligible• You can see all of the rewards you’ve earned in your Rewards Wallet, and choose what you’d

like to do with them• Get £7 per month for banking with us – you’ll receive £3.50 every month for each of the first

two Direct Debits paid from your nominated account• Other rewards are available. Speak to a member of the team or find out more at

barclays.co.uk/bluerewards

Gourmet Society

Gourmet Society Discounts at over 6,500 restaurants across the UK, with a year’s free membership of the Gourmet Society. Offers range from 2 for 1 on meals, 50% off food or 25% off the total bill

English HeritageFree entry for you, plus one adult and up to six children at more than 350 English Heritage sites. You can also enjoy free or discounted entry to hundreds of historic events held at English Heritage sites across the UK

Picturehouse CinemasEnjoy a 40% discount on a year’s Picturehouse Cinema membership, which includes free tickets, discounted food and drinks and priority booking for special events

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Features you can add Customise your account with a wide range of tools – from travel planners and account alerts to smart ways to manage your money.• Alerts: Stay in control with our range of

alerts so you know what’s happening with your money. As is required practice, if you’ve provided us with your mobile number you may be automatically registered for some alerts, unless you opt out. You can also register for additional alerts Online, in any Branch or by calling us. Find out more at www.barclays.co.uk/Alerts

• Your banks in one place With our app, you can see your accounts from other banks in one secure place. Find out more at www.barclays.co.uk/app

• Pingit: send and receive money using just a mobile number

• Contactless Mobile: pay quickly and easily in store with an Android phone wherever you see the contactless symbol. It’s quick and easy to set up in Barclays Mobile Banking

• Apple Pay: pay easily and securely at contactless terminals with iPhone and Apple Watch and in-app on iPhone and iPad

Premier savings• We’re always looking to offer the best value

savings to Premier customers and offer new products regularly. Please check with your Premier Relationship Team to find out what’s available at the moment.

Premier Barclayloan• You can apply to borrow anywhere

between £1,000 and £50,000. And if you need to borrow more, there’s Premier Flexiloan for higher amounts.

All loans are subject to eligibility and status.

Barclays Premium Home Insurance Provided by HiscoxBe confident your home and belongings are protected with our most comprehensive level of home insurance. Insure everything that matters to you on one policy, with jewellery, watches, art and collections covered as standard.

Premier debit card• You can use your black Premier debit

card to make a cash withdrawal up to £1,000 a day from cash machines or the daily limit set by your card preferences – as long as you have the funds in your account. Your Cash Machine Limit can be increased or decreased in “Cards” within your Barclays Mobile Banking App, but this won’t apply to the self-service points found in branch. It’s also Contactless enabled, so you can tap to pay for items £30 and under with no PIN needed wherever Contactless is accepted.

Premier mortgages• Premier mortgages offer lower rates and

fees, as well as preferential lending options and online tools to help you manage your mortgage.

Fee-free arranged overdraft up to £1,000#

• If you have a Premier current account, you can apply for a fee-free arranged overdraft of up to £1,000. If you arrange a higher arranged overdraft limit and go overdrawn by more than £1,000, daily fees are charged on the whole balance of your arranged overdraft as follows:Up to £1,000 – no fee. Over £1,000 and up to £2,000 – £1.50 a day. Over £2,000 – £3 a day.Representative Example:Fee-free arranged overdraft up to £1,000 while you stay within that limit. If you use an arranged overdraft of £1,200, you will be charged £1.50 a day when you use it.

• All arranged overdrafts, including fee-free amounts, are subject to status and application, so the amount offered may be different from the example.

Enjoy our exclusive Premier productsOffering you great products is very important to us, and as a Barclays Premier customer you have access to exclusive Premier products.

Why not find out more now?• To find out more about these products

call your Premier relationship team on 08009 247 365*. They’ll be happy to talk you through the details.

Tailor your account There are a host of ways to personalise your account with the services and benefits you want.

#Arranged overdrafts over £15,000 have a set-up fee of 1.5% of the arranged overdraft limit. An arranged overdraft renewal fee of 1.5% of the limit will also be applied to these arranged overdrafts annually. Overdrafts are repayable on demand. We may change our charges, but we’ll let you know before we do this.

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Features you can add Customise your account with a wide range of tools – from travel planners and account alerts to smart ways to manage your money.

• Alerts: Stay in control with our range of alerts so you know what’s happening with your money. As is required practice, if you’ve provided us with your mobile number you may be automatically registered for some alerts, unless you opt out. You can also register for additional alerts Online, in any Branch or by calling us. Find out more at www.barclays.co.uk/Alerts

• Your banks in one place: With our app, you can see your accounts from other banks in one secure place. Find out more at www.barclays.co.uk/app

• Pingit: send and receive money using just a mobile number

• Contactless Mobile: pay quickly and easily in store with an Android phone wherever you see the contactless symbol. It’s quick and easy to set up in Barclays Mobile Banking

• Apple Pay: pay easily and securely at contactless terminals with iPhone and Apple Watch and in-app on iPhone and iPad

• Your Barclays Debit Card: you can manage the way you use your debit card and set personal preferences such as amending your daily cash machine limit or turning remote purchases on or off in a few simple taps. Just go to the ‘Cards’ area in Barclays Mobile Banking to update your preferences

• Personalise your debit card with an image at barclays.co.uk/personalisedcard (guidelines apply)

• CloudIt: store your important documents safely and securely in your own personal, digital storage space. You must be registered for Online Banking.

Further benefits with PacksCustomise your account with our Packsof products and services. There’s also a multi-pack discount if you have more than one Pack.

Do you love to travel?Travel Plus Pack gives you peace of mind when you travel. Get Worldwide Family Travel Insurance, RAC Comprehensive UK and European Breakdown Cover, enjoy access to 1,000 airport lounges worldwide and discounts on selected Airport Parking and Airport Hotels for just £18.00 per month. A 6 month minimum term applies.

Protect your tech, wherever you areAt just £14.50 a month, Tech Pack gives you cover for unlimited gadgets worth up to £1,500 (including VAT) each, as well as up to 4 mobile phones.

Fee-free arranged overdraft up to £1,000#

• If you have a Premier current account, you can apply for a fee-free arranged overdraft of up to £1,000. If you arrange a higher arranged overdraft limit and go overdrawn by more than £1,000, daily fees are charged on the whole balance of your arranged overdraft as follows:Up to £1,000 – no fee. Over £1,000 and up to £2,000 – £1.50 a day. Over £2,000 – £3 a day.Representative Example:Fee-free arranged overdraft up to £1,000 while you stay within that limit. If you use an arranged overdraft of £1,200, you will be charged £1.50 a day when you use it.

• All arranged overdrafts, including fee-free amounts, are subject to status and application, so the amount offered may be different from the example.

Why not personalise your account now?• To add features to your account and find out more about Packs,

visit barclays.co.uk/customisemyaccount

Why not find out more now?• To find out more about these products

call your Premier relationship team on 08009 247 365*. They’ll be happy to talk you through the details.

Tailor your account There are a host of ways to personalise your account with the services and benefits you want.

Terms and conditions apply. Make sure you read the policy documents so that you know what’s covered and what’s not. For more information visit barclays.co.uk/customisemyaccount

We’re proud recipients of a 5* rating from the independent research company Defaqto for our Travel Pack and Travel Plus Pack’s RAC and Travel Insurance cover and Tech Pack’s Mobile Phone Insurance.

#Arranged overdrafts over £15,000 have a set-up fee of 1.5% of the arranged overdraft limit. An arranged overdraft renewal fee of 1.5% of the limit will also be applied to these arranged overdrafts annually. Overdrafts are repayable on demand. We may change our charges, but we’ll let you know before we do this.

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Premier Telephone Banking• With Premier Telephone Banking our

dedicated UK-based telephony team are there 24/7 to help – everything from checking a balance to transferring money.

Individual financial review• If you’d like to get a clear view of your

finances, our dedicated Premier Banking Relationship team can take a detailed look at your position to see how you can best achieve your financial goals.

Premier Relationship Management• For support, planning, and expertise, our

Premier Relationship Management Team are available to help over the phone. They’re there to help with anything from finding the best available mortgage to rearranging your investments.

Investing that’s designed around you• We’ve made investing more

straightforward, with a cutting-edge service that’s easy to use

• It helps you to make smarter decisions, by providing useful information on investments, including ideas, articles and expert opinions

• Manage your investments, alongside your other Barclays bank accounts, all in one place with a single log-in

• The pricing is simple with no hidden charges.

Benefit from your dedicated relationship team Whether it’s a simple question or you are looking to get more out of your finances, you can rely on our round the clock relationship team.

Make smart investment decisions Smart Investor, the direct investing service from Barclays, makes investing easy and puts you in complete control.

Why not use our expertise now?

• Call your Premier Relationship Team on 08009 247 365* for support

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Investing that’s designed around you• We’ve made investing more

straightforward, with a cutting-edge service that’s easy to use

• It helps you to make smarter decisions, by providing useful information on investments, including ideas, articles and expert opinions

• Manage your investments, alongside your other Barclays bank accounts, all in one place with a single log-in

• The pricing is simple with no hidden charges.

Choose from:An Investment ISA for tax-efficient investing, allowing you to invest your annual ISA allowance and protect your returns from income tax, tax on dividends and Capital Gains Tax (CGT).

An Investment Account – once you’ve used your annual ISA allowance, our Investment Account gives you access to a wide range of investment options, with no limit to the amount you can invest.

Remember We’re sure you’ll love this approach to investing. However, investing isn’t for everyone and the value of investments can fall as well as rise so you might get back less than you invest. Smart Investor doesn’t offer advice on investments. If you’re unsure, seek independent advice. Tax rules can change and their effects and value to you will depend on your circumstances.

Make smart investment decisions Smart Investor, the direct investing service from Barclays, makes investing easy and puts you in complete control.

Why not use our expertise now?

• Call your Premier Relationship Team on 08009 247 365* for support

For more information• Visit smartinvestor.barclays.co.uk or

speak to your Premier Relationship Team.

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Call monitoring and charges information* Callsmaybemonitoredorrecordedforqualityandtrainingpurposes.Callsto0800numbersarefreeifmadefromaUKlandlineorpersonalmobile.

Callsto03numbersarechargedatthesamerateascallsto01and02landlines,andwillcounttowardsanyinclusiveminutesyouhavecoveringcallstolandlinenumbers.Chargesmayapplywhencallingfromabroad.

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Questions?HappytohelpClickbarclays.co.uk/premierbanking Call08009 247 365*

Comeintoanyofourbranches

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