POSITIVE CHANGE...POSITIVE CHANGE EXAMINING OUR LIFESTYLE 96 Patapsco Knight Issue 15.08 • August...

POSITIVE CHANGE

EXAMINING OUR LIFESTYLE

96

Patapsco KnightIssue 15.08 • August 2015

Knights of Columbus Patapsco Council No. 1960

Celebrating

A TIME FOR GROWTH

CHANGING THE WORLD

THE OFFICIAL BULLETIN OF PATAPSCO COUNCIL NO. 1960, CATONSVILLE, MD

WITHIN OUR COUNCIL

YEARS OF SERVICE

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12

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PATAPSCO KNIGHT NEWSLETTER

Co-Editors:Rick OstopowiczTim McCarthy

Submissions welcome by the 20th of each month.

Contact us at [email protected] or (410) 207-0939.2 • Patapsco Knight Newsletter • www.kofc1960.org

CONTENTS

COUNCIL REPORTS4 Supreme Chaplain’s Message 5 Grand Knight’s Report 6 Deputy Grand Knight’s Report

Chancellor’s Report

7 Program Director’s Report

8 Programs and Committees

FEATURES3 Council Officers

3 Calendar of Events 9 God’s Fingerprint

4 Miles 4 Charity Sponsors

10 Medjugorje Message 11 Knights Out Inn Specials Beaumont News 12 Family of the Month

OUTSIDE THE COUNCIL13 Supreme Council News State Council News 14 Baltimore Chapter of Grand Knights

Fraternal Benefits News

4

2014-15 COUNCIL OFFICERS

3 • Patapsco Knight Newsletter • www.kofc1960.org

Grand Knight

Scott Luco (410) 744-1559 | [email protected]

Deputy Grand Knight

Bernie Wrisk (410) 536-9194 | [email protected]

Chancellor

John Journell (703) 725-4692 | [email protected]

Warden

Anthony Viscardi (410) 719-0099 | [email protected]

Guards

William Luco (410) 744-1559 | [email protected]

Stephen Schwing (410) 960-4132 | [email protected]

Charlie Meyers (443) 604-9797

Financial Secretary

PGK Michael Doetzer (443) 695-8508 | [email protected]

Recorder

Rick Ostopowicz (410) 207-0939 | [email protected]

Treasurer

Ernie Schaefer [email protected]

Lecturer

Tim McCarthy (443) 610-7584 | [email protected]

Advocate

PGK Barry Casanova (410)442-2040 | [email protected]

Trustee – 1 year

PGK Ken Horvitz (410) 218-8527 | [email protected]

Trustee – 2 year

Mike Blair (443) 286-3756 | [email protected]

Trustee – 3 year

PGK Warren Norris (443) 794-7338 | [email protected]

Chaplain

Father Gene Nickol [email protected]

A full list of the Council Officers, Program Directors, and Coordinators can be found at

www.kofc1960.org/council-officers-and-program-contacts

Patapsco Council No. 1960

Wednesday, August 5Council Picnic

Thursday, August 6Beaumont Holding Company Meeting

Wednesday, August 12Council Business Meeting

Thursday, August 13Baltimore Chapter of Grand Knights Meeting - Father Burggraff Council #6021 (Business meeting)

Saturday, August 15Baltimore Chapter of Grand Knights Installation of Chapter Officer Mass and Ceremony

Wednesday, August 26Officer Meeting | Lecture MeetingKOI | Council Hall

Thursday, August 27Fourth Degree Meeting - St. Elizabeth Ann Seton Assembly #1620 - St. Agnes Council Hall

Events are also posted monthlyto our Council website:

www.kofc1960.org/patapsco-council-calendar/

If you have an event that you would like to have listed, please send it to

[email protected].

CALENDAR OF EVENTS

A U G U S T 2 0 1 5


Pope’s Encyclical Sparks Important Discussion -

Originally printed in the Catholic Review

“I urgently appeal … for a new dialogue about how

we are shaping the future of our planet. We need

a conversation which includes everyone since the

environmental challenge we are undergoing, and

its human roots, concern and affect us all.”

– Pope Francis

Pope Francis has initiated this new dialogue

throughout the world with his recent encyclical on

the environment, “Laudato Si’: On the Care of Our

Common Home.” The encyclical is centered on

the idea of “integral ecology,” which tells us that the

way we relate with one another and how we relate

to the environment are intimately connected. In

other words, how we respect life, treat one another,

regard the poor, and make economic decisions and

policy have a decided impact on the environment,

our natural resources and the precious gift of

creation – and vice-versa.

“It is no longer enough to speak only of the

integrity of ecosystems,” the pope writes. “We have

to dare to speak of the integrity of human life, of

the need to promote and unify all the great values.

Once we lose our humility, and become enthralled

with the possibility of limitless mastery over

everything, we inevitably end up harming society

and the environment.”

It is important to note, however, that those acts

which demonstrate responsible stewardship for

God’s creation – whether caring for wetlands or

reducing stormwater runoff – are reflections of our

belief that earth is the place where people live and

the God-given scene for human flourishing.

The Holy Father also reminds us that how we care

for the environment has a disproportionate impact

on the poorest among us.

“Many of the poor live in areas particularly affected

by phenomena related to warming, and their

means of subsistence are largely dependent on

natural resources and ecosystem services such as

agriculture, fishing and forestry,” he writes. “They

have no financial activities or resources which can

enable them to adapt to climate change or to face

natural disasters, and their access to social services

and protection is very limited. … There has been a

tragic rise in the number of migrants seeking to flee

from the growing poverty caused by environmental

degradation. … Our lack of response to these

tragedies involving our brothers and sisters points

to the loss of that sense of responsibility for our

fellow men and women upon which all civil society

is founded.”

Early in the pope’s pontificate he gave the world

a glimpse that environmental stewardship was of

special concern to him. Just a few days after his

election, he told reporters that he decided to name

himself after St. Francis of Assisi, whom he called

a man “who loves and safeguards creation. At this

time we don’t have a very good relationship with

creation, do we?”

His encyclical, I pray, will prompt each of us to

examine our own relationship with God’s creation

and to answer the vital question his encyclical

seems to be asking, “What kind of world do we

want to leave to those who come after us?”

Each of us should examine our own lifestyle,

our consumption and transportation habits and

our personal commitment to preserving and

improving the natural resources on which we rely.

Here in the Archdiocese of Baltimore, we’ve

made an effort to make decisions with these in

mind. Most recently, I signed a power purchase

agreement for a four-megawatt solar array,

generating enough electricity to power 11 area

Catholic churches, schools and other facilities.

We are incorporating the latest energy-reduction

technologies when we renovate existing structures,

and we entered into an agreement with the

Baltimore Tree Trust, whereby the trust will plant,

water and maintain trees at our churches and

schools in Baltimore City, where the need for

environmental stewardship is especially important.

This is a wonderful opportunity to play our part

in mitigating climate change, reducing stormwater

runoff and reforesting Baltimore’s urban tree

canopy for the health and well-being of all.

The church is also engaged in such activities at

the local level. St. Elizabeth Ann Seton in Crofton

constructed a wetland outflow project to capture

water runoff from its parking lot to allow the water

to filter back into the earth’s natural aquifers. A

number of our schools have been certified by the

State of Maryland as “Green Schools.”

Finally, let us take heart of Pope Francis’

words:“Creation is a gift, it is a wonderful gift that

God has given us, so that we care for it and we use

it for the benefit of all, always with great respect

and gratitude.”

SUPREME CHAPLAIN’SMESSAGEArchbishop William Lori


Brothers, the Fraternal Year is off to a good start with our Installation of Officers and Annual Crab Feast under our belts (thanks to PGK Dennis Brose, the crabs are literally “under our belts”). Think now about your gifts, talents, and passions. How

can you bring them to the Council to help us be more active and effective in the Church and the Community of Catonsville? As an example, I was talking with one of our ELEVEN new members who joined in June, and he is very proficient in the use of Facebook and electronic “instant” communications. He will join our Worthy Recorder to help bring you news of our events and activities quicker and more fully than we have been able to in the past. Look for an upgraded Council Facebook page soon, and thanks to Brother Joe Gardenghi for his help. Our new Retention Chairman, Brother Paul Buckley, is another Brother with great ideas, and he will coordinate personal communications to reach out to our inactive Brothers. This is truly an exciting time of growth and positive change!Another area for excitement is our Youth Programs. One of Worthy Guards and new Youth Director, Brother Stephen Schwing, will increase our activity with the Youth to build on the solid foundation begun by our outgoing Youth Director, Brother David Slade. We will continue our basketball free-throw competition and grow the Soccer Shootout (coming in October), as well as our Easter and Christmas events for the kids. Brother Stephen also has some great ideas to build our bond with the St. Mark’s Youth Group. How can you help? What would a Grand Knight’s Report be without a paragraph on recruitment? Make it personal; we are called to grow in Charity, Unity, and Fraternity with our fellow Catholic Men, and what better way than to be able to call your friend and fellow parishioner your Brother! I am happy to have gained nearly 30 new Brothers in the past year and look forward to many more this year. With our combined talents and energy, we will be a force to be reckoned with, Mary’s Knights of Catonsville! If you have a recruit, get that form 100 filled out and submitted to our Membership Committee, currently PGK Warren Norris and Brother Paul Buckley. Or bring it to Knights Out Inn on a Friday evening (5:30 to 8:00 pm). Deadline for candidates to make it into the August 26 First Degree will be our August Business Meeting on August 12. We already have five candidates; let’s make it a dozen or more!Vivat Jesus!

Grand KnightScott Luco

GRAND KNIGHT’S REPORT


Deputy Grand Knight Bernie Wrisk

One of the most important reasons I decided to join our great fraternity of the Knights of Columbus is for the support it provides during tough times in life. I knew it would be beneficial to me and my family to be connected to such a

wonderful network of trustworthy, high spirited, positive minded, prayerful men that were centered in the Catholic faith. Now that I have found myself in a tough spot during a layoff from my employer, I can attest to the awesome support that our fraternity truly is to someone in need. The camaraderie, prayerful support, guidance, helpful suggestions, offers for temporary employment, and recruitment and networking help at even the state level is so incredibly wonderful. I am very appreciative and blessed again to get so much more out of this awesome fraternity than what I put into it. Thanks to all my brother Knights for your positive impact you give to our community and brothers in need. May God continue to bless us and our order in the work we continue to do in His name.

Vivat Jesus!

DEPUTY GRAND KNIGHT’S REPORT

CHANCELLOR’S REPORT

John Journell

I lead our Rosary Team, which meets to pray the Rosary wherever requested, such as funerals and memorial services. Saint Pope John Paul II said, “The Rosary of the Virgin Mary...is a prayer loved by countless Saints and encouraged by the Magisterium. Simple yet profound,

it still remains, at the dawn of this third millennium, a prayer of great significance, destined to bring forth a harvest of Holiness.” The Rosary is a very powerful weapon that we all need to be saying in one voice. As the Blessed Pope Pius IX stated, “If I had an army to say the Rosary, I could conquer the world.” Let’s all pull out our Rosaries in daily prayer, let us honor and ask for help from our Blessed Mother, and please join our Rosary Team to honor our Blessed Mother and those who request our presence when they need the power of the Rosary the most in their lives. Send an email to me and I will make sure you will receive notice of when and where we are needed. Finally, notify me if you know of anybody who would like to have our Rosary Team in attendance.


B rothers and Patapsco Council family: Wow! For the first time since 2000 Patapsco has made Star Council! What a wonderful accomplishment. To attain this goal is a

very difficult task for an older and larger council that has a high quota to reach and which is usually not dealing with the best of demographics. GK Scott Luco and all of those who worked on the Membership Committee and recruited new members are to be truly congratulated as is our Benefits Advisor Mark Bateman who reached the percentage needed in Insurance product sales. The Degree teams have worked very hard to get this accomplished and are to be congratulated too. We also submitted the materials for the Columbian Award, another of the criteria for Star Council, not a problem for a Council as active as ours. Fantastic job Brothers! Fifteen years was a long dry spell.

It may be a new Columbian year, but we are off to a running start with the July 7th Blood Drive, and the popular and well attended

Crab Feast (July 26th). A reminder, the Council Picnic & Recruitment Drive (August 5th) is coming up fast. Do join us at this event at which the Scholarship Winners will be announced and we will try to get some Form 100’s signed to recruit more new brothers . . . dare I say, Star Council two years in a row? Wouldn’t that be an accomplishment? Thanks for all those attending and participating on the Council Officer’s Installation on July 29th. Again, please welcome our new brothers and bring them into their new Council as active members. A goal for fall, let’s get our numbers attending the business meeting over 40 (that is number, not age) . . . join us for some good comradery.

Keep up the prayers for those threatened with religious violence worldwide and our men and women in uniform.

Mary, Queen of Knights, pray for us.

PROGRAM DIRECTOR’S REPORTPGK Barry Casanova

Prayer for the Canonization of Father Michael J. McGivney

God, our Father, protector of the poor and defender of the widow and orphan, you called your priest, Father Michael J. McGivney, to be an apostle of Christian family life and to lead the young to the generous service of their neighbor. Through the example of his life and virtue may we follow your Son, Jesus Christ, more closely, fulfilling his commandment of charity and building up his Body which is the Church. Let the inspiration of your servant prompt us to greater confidence in your love so that we may continue his work of caring for the needy and the outcast. We humbly ask that you glorify your servant Father Michael J. McGivney on earth according to the design of your holy will. Through his intercession, grant the favor I now present (here make your request). Through Christ our Lord. Amen. Our Father... Hail Mary... Glory be...


Church (PGK Michael Doetzer)St Joseph Monastery Parish and Patapsco Council will have the 12th Annual Crab Feast on Sunday, September 27, from 12:30 to 5:00 pm. Crabs will be served 1:00 to 4:00 pm. Music will be supplied by DJ John Armatta. Tickets are $47 per person. Please have all tickets paid for by September 20. For information and tickets, contact Michael Doetzer, PGK, at 410-242-6130. In addition to the annual crab feast in September, the parish will once again sponsor a Spaghetti Dinner at the Council home on October 25. Please keep this date on your calendar. We are continuing to look for opportunities to assist local parishes. If you see a project in your own parish that could benefit from our Council’s involvement, please contact PGK Michael Doetzer, Church Activities Chairman at 410-242-6130 or email [email protected].

Community (John Journell)The next Council Shredding Day will take place on Saturday, October 10, from 10:00 am until 12:00 pm, rain or shine.

Council (PGK Dennis Brose)The Council picnic will take place on Wednesday, August 5. All are welcome! Bring a potential new Brother Knight!

Culture of Life (Tim McCarthy)Council members are invited to join Tim McCarthy at 11:00 am any Thursday at the abortion facility at Route 40 and Johnnycake Road. We are harnessing the power

of prayer to end this tragedy. Many others join me. One person who joins me discovered that Chick-Fil-A was renting an office at the abortion site. We brought this to the local manager’s attention, and the manager has since moved this office elsewhere.

Youth (Stephen Schwing)The Soccer Shootout will be coming in October.

Family (DGK Bernie Wrisk)Any suggestions for future Dine Out establishments can be directed to DGK Bernie at 443-604-8372 or [email protected].

Charity (DGK Bernie Wrisk)The DGK volunteered on Saturday, July 18, to work for Habitat for Humanity in Washington, DC. Although he was not joined by other brothers, he did enjoy the day working alongside others in need to build their future homes. If any brother has an interest in helping Habitat for Humanity, please contact your DGK at [email protected].

Fourth Degree (Ernie Schaefer)The next meeting will take place on August 27 at St. Agnes Council, Frederick Road, Catonsville.

Membership (PGK Warren Norris)There is a new Form 100. Do you have one with you at all times? If you need a supply, or if you want some of our membership business cards, please stop by the Council Hall office.

PROGRAMS ANDCOMMITTEES


In 1748, at age 14, John Carroll left America to get a Catholic education in France. No Catholic schools were allowed in British colonies at that time. In completing his studies for the priesthood, John Carroll became fluent in French.

About 35 years later John Carroll, because of his fluency in French, accompanied Benjamin Franklin to Canada to try to enlist the help of the French in our approaching war. Negotiations with the French in Canada failed, but the aging Franklin was deeply impressed with the wisdom and holiness of John Carroll.

After our Revolutionary victory, America had no direct ecclesiastical ties to Rome. Ben Franklin, then a worldwide figure, wrote to Rome and suggested that John Carroll would make an excellent bishop. Rome, seeking some way to establish connections with our infant nation, named Carroll the first Archbishop of Baltimore.In 1791, when a bloody revolution gripped France, Archbishop Carroll wrote to the French Sulpician priests and invited them to come to America. They accepted the invitation and St. Mary’s Seminary, the oldest seminary in the United States, was founded.

GOD’S FINGERPRINTCo-Editor Tim McCarthy

We want to thank the many sponsoring companies that helped by donating gifts from their businesses or made monetary contributions.Please keep these companies in your mind when doing future business and consider using them and thanking them for supporting this Charity Run.

Our Title Sponsor:Reverse Mortgage Answers LLC

Our Partner Sponsors:Comprehensive Nursing Services & John Mohler III D.D.S

Other Contributing sponsors:Mojo Art & ImageSign A Rama, CatonsvilleAbsolute AutomotiveSchwing Construction

Freedman & Hipolito, Dentistry in CatonsvilleKirby InsuranceWall to Wall ConstructionGabriele’s Hair SalonSTXRuhlman BreweryOpies, CatonsvilleYMCA, CatonsvilleCindys Spirits, ElkridgeEllicott Mills Brewing CompanyWalmart, LansdowneMars FoodRitter TruckingVets Dry Cleaners, ArbutusPatapsco Council #1960 KoCEskimo Shack, ArbutusWoodlawn Council #5466 KoCFirst Financial Federal Credit UnionNorthwest Savings Bank


Our Lady of Medjugorje’s Monthly MessageJuly 25, 2015

“Dear children! With joy I am with you also today and I call all of you, little children, pray, pray, pray so as to comprehend the love which I have for you. My love is stronger than evil, little children, therefore draw closer to God so as to feel my joy in God. Without God, little children, you do not have a future, you do not have hope or salvation; therefore leave evil and choose good. I am with you and, with you, I intercede before God for all of your needs. Thank you for having responded to my call.”

MEDJUGORJE MESSAGE

“…IN A SPECIAL WAY

I HAVE GLADLY REMAINED

I HAVE CHOSEN THIS PARISH,

ONE MORE DEAR TO ME

THAN THE OTHERS, IN WHICH

WHEN THE ALMIGHTY SENT ME…”

Medjugorje is a favored place chosen by God in which the Holy Virgin Mary has appeared daily for nearly 30 years

Knights Out Inn

AUGUST SPECIALS August 7: Fried Chicken August 14: Shrimp Scampi August 21: Pork Chops August 28: Seafood Platter

In addition to our specials, we serve a regular menu of crab cakes, chicken tenders, shrimp salad, fried shrimp, cheese steak subs, and rib eye steaks. All meals are served with delicious sides and salads. Please

come and join us for a great evening of fraternity and family fun.


BEAUMONT NEWS

The Council Hall has had some upgrades to the interior. We also have a new Blessed Mother statue to replace the one that was stolen.

Be sure to refer people to the website www.beaumonthall.com for all rental hall needs!


The Council recognizes the family of our current

council Program Director, Past Grand Knight, Barry

Casanova as the Family of the Month for August 2015.

Barry and his wife, Karen, are long-time parishioners of

the St. Joseph Monastery Parish. In addition to Barry’s

continual support and leadership within our Council,

he is also a 4th degree Sir Knight in the St. Elizabeth

Ann Seton Assembly and has served on the State level as

District Warden and as chairman of some State Council

programs. Outside of the Knights of Columbus, both

Barry and Karen volunteer their time and talents to

community activities with many different civic and

hobby organizations, as well as the YMCA. Karen is one

of the singers in the Cherelles group, which supports the

Linwood Center for autistic children. They also like to

enjoy their time together by taking cruises to beautiful

locations.

Please suggest future Family of the Month

candidates to Bernie Wrisk via e-mail at

[email protected] or call (443) 604-8372.

FAMILY OF THE MONTH

Please remember the following people in your prayers.

If you have any prayer intentions for someone in your family, please contact Chancellor John Journell to get the person’s name included in our prayers. You may also fill out a prayer request form on our Council website. We believe in the power of prayer and would be happy to include your family members in our prayers. You can send your prayer requests to John via e-mail at [email protected].

• Paul Boettinger • PGK Bob Carhart • PGK Reggie DiSante • PGK Ed Canter • John Lackey • Patricia Johnson

• Tina Welzant • Ellis Emil Glueck Jr.• Norman Sanford• Sal Fertitta • Edith M. Sullivan• Ed Fuller

• Charlie Meyers• Tom Walsh• George Mack• Mary West• Bob Ghardanghi Family• Lynn Brose

www.kofc-md.org


Of the many causes supported by the Knights of Columbus, Special Olympics is particularly valued. Since the first Special Olympics games were created in 1968 by Eunice Kennedy Shriver and her husband, brother Knight Sargent Shriver, Knights of Columbus members have been active and devoted supporters.

Since those initial games, the Knights of Columbus affirmed their unique partnership with Special Olympics throughout the years. In 1995, when the World

Summer Games were held in the Order’s hometown of New Haven, Conn., Knights from Connecticut and nearby states provided 7,000 volunteers as well as a number of social and cultural events

for competitors, with the Order contributing $1 million for the event. The Order provided additional funds in 2003 to support Team USA, Team Canada and Team Mexico at the Special Olympics World Summer Games in Ireland.

In 2005, the Order pledged $1 million over four years to grow the program in North America in addition to offering increased volunteer support for state and local games. The Order also agreed to work with Special Olympics North America to expand its program to underserved countries.

Less than ten years later, in 2014, the Knights of Columbus formally announced a $1.4 million donation to cover the costs of athletes from the United States and Canada participating in this year’s Special Olympics World Games in Los Angeles, July 25-Aug. 2.

Supreme Knight Carl Anderson made the announcement during a news conference on July 14, the same day World Games CEO and President Patrick McClenahan named the Order a “Founding Champion of the World Games.”

“The Knights of Columbus were there with Special Olympics and its founder, Eunice Kennedy Shriver, from the very beginning,” said Supreme Knight Anderson. “Sargent Shriver, Eunice’s husband, was a friend and a proud member of the Knights of Columbus, and like him, we are here today to continue those efforts on behalf of people with intellectual disabilities. Our support exemplifies our commitment to the dignity of every person, our dedication to assisting with our neighbors’ needs whatever they may be, and our deep appreciation for the great work done by Special Olympics.”

The Knights of Columbus is one of the Honorary Chairs for the 2015 games, which will feature 25 different athletic competitions in venues throughout the Los Angeles region. The Opening Ceremony will take place in the Los Angeles Memorial Coliseum, the site of the 1932 and 1984 Olympic Games, and should attract more than 500,000 spectators.

The Knights of Columbus believe that the Special Olympics games are nearly unparalleled in their ability to show the intrinsic worth and dignity of every single human being. These games don’t just build strength and character in the athletes and participants; through the force of their determination, the competitors share with all spectators and volunteers the intrinsic worth of every human person and the true sense of God’s love.

Since they first began supporting the games in 1968, the Knights of Columbus has raised and donated more than $600 million to programs for people with intellectual and physical disabilities — with those to Special Olympics ranking among the larger gifts the Order makes each year.

Although the Special Olympics has grown in recent years, it still needs our continued support. We encourage chapters and parishes around the world to organize fundraisers, events, and donation drives that will continue to benefit this magnificent organization. Special Olympics is too wonderful to overlook, and the Knights of Columbus are committed to giving every child and adult with disabilities the opportunity to experience joy and find confidence through the transformative power of the World Games.

SUPREME COUNCIL NEWS

STATE COUNCIL NEWSA NEW FRATERNAL YEARStephen J. Adamczyk, State Deputy Maryland Knights of Columbus

Well it’s a new fraternal year. I am looking forward to working with the new Grand Knights and the seasoned ones who have stayed on for a 2nd year. Our Goal remains the same, “This will be your council’s Best Year Ever”! The State Officers, Membership, Retention, and Programs TEAMS are here to assure that every council will achieve SUCCESS! How can we guarantee your SUCCESS you may ask? Put us to the TEST! Ask for help and guidance and see where you are at the end of the year. I think our statistics speak very well that Maryland can be SUCCESSFUL when put to the challenge!

God Bless you all as you embark on the new fraternal year journey. I ask that you pray for the State Officers and TEAM that we may always lead with Fr McGivney’s vision and principles in our focus.

Mary, Queen of the Knights, Pray for Us.

KNIGHTS OF COLUMBUS: “FOUNDING CHAMPION OF THE WORLD GAMES”

The next meeting will take place on Thursday, August 13 at Father Burggraff Council #6021. The Installation of Chapter Officer Mass and Ceremony will take place on Saturday, August 15.

F o r m o r e i n f o r m a t i o n , v i s i t h t t p : / / w w w . b a l t i m o r e c h a p t e r g k s . o r g /

BALTIMORE CHAPTEROF GRAND KNIGHTS

A U G U S T 2 0 1 5 S C H E D U L E

For most of us, the idea of not working is an exciting one. We relish weekends and vacations. We look forward to holidays and special occasions.

We plan for retirement and count down the number of days until we arrive at that freedom that we have planned for so deliberately.

But what if the end of work comes not with freedom, but with surprise? What if the end of work comes with an illness or an accident that prevents us from doing our job? Will we be prepared? Can we be?

With the help of the Knights of Columbus, members and their families can.

We welcome retirement because we have planned for it. We know when it is coming, we know what it will take to get there, and we know what we will need when it arrives. But how can we plan for something unexpected? How can we know what we will need when we do not know what will happen?

Disability insurance is often dismissed by working men and women because they think it will never happen to them. Their jobs are fairly safe. Their lives are fairly healthy. Disability — they say — is simply something they will never experience.

The statistics tell a different story.

According to the United States government, a staggering 1 in 4 of today’s 20-year-olds will become disabled before reaching the age of 67. The nature of the job is irrelevant. According to the Social Security Administration, 95 percent of all disabling illnesses and accidents happen outside of the workplace.

Consider a typical male, age 35, a non-smoker, who works at an office job with some outdoor responsibilities and leads a very healthy lifestyle. He has a 21 percent chance of being injured or becoming ill and unable to work for three months or longer prior to retirement.

And what happens once that occurs? What happens if your last paycheck is your last paycheck?

If your illness or injury is among the 95 percent that happen outside of work, workers’ compensation will be of no assistance

to you. If you plan to rely on the government, you may find that you are among the 64 percent of Americans — including severely disabled Americans — who do not receive any assistance from the government or governmental programs, including Medicare, Social Security and supplemental Security Insurance.

But the situation does not need to be that desperate. Your membership in the Knights of Columbus gives you and your eligible family members exclusive access to disability income insurance that can help safeguard your paycheck.

With Knights of Columbus Disability Income Insurance, you can help make sure that you continue to earn an income, even when you cannot work.

Our disability income insurance is designed to be flexible so that, working with your brother Knight field agent, you can customize it to fit your needs. You choose the monthly benefit amount that’s right for you, the elimination period that makes the most sense, and the maximum benefit period for your policy.

And, by purchasing a disability income insurance policy from the Knights of Columbus, you have the added security of knowing that you are doing business with an unapologetically Catholic company that makes sure its investments do not violate Church teaching, and which has been repeatedly recognized as a “World’s Most Ethical” company.

You owe it to yourself and to your family to make sure that your financial future is secure, regardless of what happens. Don’t be caught off guard by surprises. Be on guard and be prepared.

Talk to your Knights of Columbus Field Agent today to learn how easy and affordable disability income insurance can be.

PROTECTING YOUR PAYCHECK


FRATERNAL BENEFITS NEWS

St. Mark’s Roamin’ Catholics c/o Carol Suarez

116 Hillside Rd., Catonsville, MD 21228 410-744-7092 | 410-818-3490 (cell) [email protected]

2015 Trips May 12 (Tuesday) Odyssey Cruise Washington DC Experience DC like you’ve never seen before on the all-glass vessel the ODYSSEY. Enjoy a delicious lunch as you drift by the sights of the Washington Monument, Capital and much more. Cost $97.00 – $25.00 deposit due with reservation. June 17 (Wednesday) MYSTERY TOUR If you like to be adventurous, come join us on this Mystery Tour. Cost is $85.00 (cost includes lunch) – $25.00 deposit due with reservation. August 15 (Saturday) AMERICAN MUSIC THEATER, Lancaster, PA See the show INSPIRE and witness the magic of stunning costumes, elegant sets, and breathtaking scenery, while the remarkable singers, dancers, and orchestra delight your spirit live on stage. Cost is $97.00—includes lunch at the Fulton Steamboat Restaurant. $25.00 due with reservation. September 9 (Wednesday) CRAB FEAST, Aboard the Dorothy Megan, Suicide Bridge, Hurlock, MD Same as last year. Includes fried chicken, crab soup, coleslaw, corn on the cob, and more. All the crabs, beer, soda, coffee, or tea you can eat or drink. Cost is $85 to $90. $25 due with reservation. October 11-19 (Sunday to Thursday) ADIRONDACK RAILROAD We bus to the Adirondacks. Then take a morning train ride through the Adirondacks. We also take a scenic cruise on the Fulton Chain of Lakes, plus much more. Additional information to follow. Let me know if you may be interested. I don't have a final price yet, but, should be about $499. November (Date to be determined) HIGH TEA - Front Porch Tea Room Same place as last year, but we want to see it decorated for Christmas. No final cost as of yet. However, a $25.00 deposit will hold your reservation. December (No date yet) Radio City Music Hall Christmas Show, New York City $115.00 ($60.00 Dep. with reservation)

EARLY RESERVATIONS ARE MOST APPRECIATED!!

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