By Sebastian PlubinsManaging Director EMEA & South Asia

African Conference on Remittances and Postal Networks, March 5, 2015

Postal Operators and Partners in the Marketplace

EFT - ATM EFT

EURONET WORLDWIDE, Inc. (NASDAQ: EEFT)

Global provider of secure electronic payment and transaction processing solutions

About us

Ria ePay

Ria at a glance

+135 Countries Operation

+242,000 Worldwide Locations

Founded in 1987

2,286Employees

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Ria´s Global Network

Presence in 135 countries

+245,000 Payout Locations

The money transfer industry

Moves

$500 billion per year

$413 billion flows to developing countries

17%

5%2%

40%

36%

Remittance Market SharesWestern Union MoneyGram Ria Informal Players Others

Source: Money Transfer Industry Overview by William Blair 2014

Global remittance flows continue to rise

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The real CUSTOMER cost of remittances

Ria average global cost: 8%Average global cost: 3,8%

12% 5,2%

2,5%3,1%

4,4%4,2%

4,3%3,2%

3,4%

4,3%

~$18,5 billion per year

30,879

18,500 17,920

14,22811,582 11,342

5,827 5,581 5,435 4,947 4,846

Top 10 Countries Net Official Development Assistance (ODA) 2013

Source: www.oecd.orgFigures in M$ (000.000)

Reducing the actual average cost of 8% to Ria’s average cost of 3,8% would unlock:

Benefits of low-cost remittances

• Higher volumes flow through formal channels

• Increased transparency, visibility and accountability

• Access to data contributing to a more realistic economic picture

• Fostering economic development via savings and investment

• Providing seed capital for new ventures (Multiplier effect)

GHANA

SENEGAL

BURUNDITOGO

CHINA

❹POLAND

BULGARIA

BOSNIA & HERZEGOVINA

KOSOVO

Some of our Post Office partnerships

KENYA5

April 2014: Successfully launched the Walmart-2-Walmart, US domestic money transfer service

June 2014: Won Price Category Award and named Supplier of the Year 2013-2014 at the Walmart Services Supplier Conference

Ria and Walmart partnership

The Ria Formula

Volume Hawalas

• Positive Results for Ria and its Business Partners

• Added benefits for Governments and Regulators

Formal MarketPrices

• Increased Customer Satisfaction

The Ria Formula

Low cost remittances through Global Partnership

• Increased Customer Satisfaction

• Positive Results for Ria and its Business Partners

• Added benefits for Governments and Regulators

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Ria Headquarters: 6565 Knott Avenue, Buena Park, CA 90620

www.riafinancial.comwww.riamoneytransfer.com