Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
National Bank for Agriculture and Rural Development India -0.05 53,777,359 45,065,428 43,021,887 36,052,342
Grameen Bank Bangladesh 8,370,000 8,045,244 8,370,000 8,045,244
Association of Asian Confederation of Credit Unions Thailand -0.32 5,641,070 3,384,642 5,599,800 3,247,884
Bangladesh Rural Development Board Bangladesh 5,540,000 3,878,000 5,400,000 3,780,000
SKS Microfinance Limited India 5,862,520 5,862,520 5,311,294 5,311,294
Spandana Sphoorty Financial Limited India 4,188,655 3,706,960 4,188,655 3,706,960
ASA Bangladesh Bangladesh 4,359,218 3,908,911 3,705,335 3,668,282
Vietnam Bank for Social Policies Vietnam 6,900,000 4,140,000 3,434,262 1,734,646
BRAC Bangladesh 4,959,133 4,562,402 2,930,000 2,900,700
Bandhan Financial Services Pvt. Ltd. India 3,388,317 3,388,317 2,458,563 2,458,563
Sri Kshetra Dharmasthala Rural Development Project India 1,805,303 1,379,252 1,588,512 1,270,810
Share Microfin Limited India 1,938,363 1,938,363 1,550,690 1,550,690
Equitas Micro Finance India Private Limited India 1,355,044 1,355,044 1,355,044 1,355,044
Asmitha Microfin Limited India 1,082,297 1,082,297 865,838 865,838
Mahila Arthik Vikas Mahamandal Ltd. India 788,965 788,965 788,965 788,965
AgroAmigo - Banco do Nordeste do Brasil S/A Brazil 735,809 345,830 735,809 345,830
Central People's Credit Fund of Vietnam Vietnam 1,490,000 677,950 716,000 322,200
Bank Rakyat Indonesia Indonesia 3,615,812 1,807,906 715,645 357,822
Amhara Credit and Savings Institution Ethiopia 694,802 423,829 687,516 419,385
Ananya Finance for Inclusive Growth Pvt. Ltd. India 847,612 847,612 635,709 635,709
Working Women's Forum India 529,961 529,961 529,961 529,961
Banque Tunisienne de Solidarité Tunisia 601,606 246,658 507,676 218,301
Oromia Credit & Saving Share Company Ethiopia 502,540 163,627 502,540 163,627
BURO Bangladesh Bangladesh 897,209 897,209 417,416 417,416
CASHPOR Micro Credit India 403,493 403,493 403,493 403,493
Dana Sejahtera Mandiri (Damandiri) Foundation Indonesia 443,396 363,141 355,717 284,574
Khushhali Bank Limited Pakistan 352,962 88,240 352,962 88,240
ASA Philippines Foundation, Inc. Philippines 417,850 417,850 346,816 346,816
Page 1
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
COWAN African Responsive Banking Micro Finance
Bank Nigeria 360,000 324,000 345,000 310,500
Islami Bank Bangladesh Limited Bangladesh 382,319 321,148 343,304 322,706
Dedebit Credit and Saving Institution Share Company Ethiopia 381,920 198,598 341,751 177,711
Cauvery Kalpatharu Grameena Bank India 334,877 318,133 334,877 301,389
Thengamara Mohila Sabuj Sangha Bangladesh 542,676 531,822 325,606 319,094
LAPO Microfinance Bank Limited Nigeria 421,126 393,458 322,878 215,101
PADAKHEP Manabik Unnayan Kendra Bangladesh 341,289 276,615 307,160 244,469
Jagorani Chakra Foundation Bangladesh 309,672 278,705 302,472 287,348
Kafo Jiginew Mali 306,321 85,555 287,942 85,548
Sonali Bank Bangladesh 291,389 154,436 280,683 154,376
State Ministry of National Family Planning
Coordinating Board, Indonesia Indonesia 278,088 264,184 278,088 264,184
National Rural Support Programme Pakistan 329,780 255,909 268,111 211,808
Self Reliance Economic Advancement Programme Nigeria 266,967 242,940 266,967 242,940
Kashf Foundation Pakistan 265,825 265,825 265,825 265,825
Equity Bank Limited Kenya 630,088 333,947 257,943 139,289
United Nations Development Program Microfinance
Project Executed by Pact Institute in Myanmar Myanmar 337,368 335,276 243,297 240,523
Bangladesh Krishi Bank Bangladesh 481,131 192,452 240,565 120,282
Social Fund For Development Egypt 232,592 134,903 232,592 134,903
Grama Vidiyal Micro Finance Limited India 815,825 815,825 217,813 217,813
ASA International India Microfinance Pvt. Ltd India 214,969 214,754 214,754 212,070
S.M.I.LE. Microfinance Ltd. India 348,007 348,007 208,804 208,804
RDRS Bangladesh Bangladesh 240,398 213,954 205,306 182,722
Palli Daridro Bimochon Foundation Bangladesh 464,270 454,985 198,644 188,712
Professional Assistance for Development Action India 207,200 207,200 196,800 196,800
Kenya Women Finance Trust - DTM Kenya 279,850 279,850 195,895 195,895
Page 2
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Bank of Agriculture Nigeria 780,936 203,043 195,234 48,808
Grooming People for Better Livelihood Centre Nigeria 193,850 191,912 193,850 191,912
Caritas Bangladesh Bangladesh 213,179 172,675 181,050 143,030
Crédit Rural de Guinée S. A. Guinea 239,474 105,369 179,605 77,230
Mitra Bisnis Keluarga Ventura Indonesia 270,458 270,458 175,798 175,798
Alexandria Business Association - Small and Micro
Enterprise Egypt 187,955 101,684 161,406 87,159
Addis Credit and Saving Institution Ethiopia 208,844 133,660 156,800 95,648
Oxfam America in Mali Mali 260,150 260,150 156,090 156,090
Karnataka Regional Organisation for Social Service India 150,000 150,000 150,000 150,000
Angkor Mikroheranhvatho (Kampuchea) Co., Ltd. Cambodia 275,251 239,468 149,815 127,343
BSS Microfinance Private Limited India 149,368 149,368 149,368 149,368
Proshika Manobik Unnayan Kendra Bangladesh 1,191,332 767,218 142,959 95,783
Foundation for a Sustainable Society, Inc. Philippines 166,161 141,237 132,929 119,636
ASA Pakistan Limited Pakistan 142,814 142,157 132,542 131,217
RGVN (North East) Microfinance Limited India 144,188 142,746 132,234 130,912
Banco do Nordeste do Brasil S/A-Crediamigo Brazil 1,046,062 690,401 131,684 97,446
Fondation Banque Populaire pour le Micro Crédit Morocco 212,002 122,961 131,441 74,921
Sinapi Aba Trust Ghana 133,420 121,946 130,752 120,292
Farmers Development Union Nigeria 158,730 138,413 130,576 114,254
Amanah Ikhtiar Malaysia Malaysia 274,775 274,775 129,433 129,433
United Development Initiatives for Programmed
Actions Bangladesh 218,685 192,355 126,837 119,227
South Malabar Gramin Bank India 826,200 402,194 123,930 83,033
LEAD Foundation Egypt 141,389 119,474 123,000 123,000
BRAC Microfinance Afghanistan Afghanistan 146,852 122,533 122,530 101,050
Madura Micro Finance, Ltd. India 242,467 242,467 121,234 121,234
Sanghamithra Rural Financial Services India 120,343 119,140 120,343 120,343
The First Microfinance Bank Ltd. Pakistan 119,204 39,886 119,204 39,886
Page 3
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Consorcio de ONGs Promoción de la Mujer y la
Comunidad Peru 138,846 126,350 115,451 105,060
BRAC Tanzania Tanzania 116,749 114,286 113,126 113,126
Assuit Businessmen?s Association Egypt 250,852 125,426 112,244 101,020
Appropriate Development for Africa Foundation Cameroon 185,230 47,604 112,138 33,967
Crédito con Educación Rural Bolivia 120,183 105,761 108,165 97,348
Fonds d'Appui aux Activités Rémunératrices des
Femmes Burkina Faso 142,805 142,805 107,103 80,327
CARD MRI Philippines 1,433,346 1,419,013 105,900 104,841
Chhimek Laghubitta Bikas Bank Ltd. Nepal 107,604 107,604 105,452 105,452
Nirdhan Utthan Bank Ltd. Nepal 105,327 104,179 104,873 104,181
Grameen Financial Services Pvt. Ltd. India 298,616 293,540 104,516 104,516
Caja de Compensación Familiar de Antioquia Colombia 120,269 57,681 103,933 40,232
Banco de las Microfinanzas Bancamía S.A. Colombia 453,315 271,989 101,758 56,272
Al Amana Microfinance Morocco 296,000 121,360 101,711 54,924
CARE International in Rwanda Rwanda 157,391 123,709 99,156 77,937
Financiera EDYFICAR S.A. Peru 356,099 169,824 97,225 48,612
Bangladesh Extension Education Services Bangladesh 98,119 90,063 95,358 87,691
Banco de Ahorro y Crédito ADOPEM, S.A. Dominican Republic 145,995 106,576 95,000 76,000
Social Development Fund Gambia 105,000 73,500 94,500 66,150
National Bank of Cambodia Cambodia 1,141,913 945,732 91,353 73,082
Organisation d'Interêt Communautaire pour le
Développement du Congo Democratic Republic of Congo 90,000 - 90,000 90,000
China Foundation for Poverty Alleviation People's Republic of China 106,491 96,907 87,615 81,482
Saadhana Microfin Society India 87,604 87,604 87,604 87,604
Integrated Development Foundation Bangladesh 86,952 86,613 85,145 84,813
Centre for Development Innovation and Practices Bangladesh 85,943 79,068 85,000 78,200
Resource Integration Centre Bangladesh 93,394 76,032 84,055 66,656
Manabik Shahajya Sangstha Bangladesh 120,596 120,186 81,354 81,077
Provident México, S.A. de C.V. Mexico 597,696 418,387 81,287 56,901
Page 4
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Asomi Finance Private Limited India 80,205 80,205 80,205 80,205
People's Oriented Program Implementation Bangladesh 168,098 166,400 79,693 79,693
Swabalamban Laghubitta Bikas Bank Ltd. Nepal 110,263 110,263 77,184 77,184
Credit Union Coordination Chapter of NTT East part Indonesia 108,800 56,576 76,160 39,603
All India Association for Micro Enterprise
Development India -0.07 83,700 82,026 75,330 67,797
Sarvodaya Economic Enterprise Development
Services (Gte.) Ltd Sri Lanka 149,146 93,664 72,970 52,247
CARE International in Uganda Uganda 313,100 206,646 72,013 47,529
CARE International Au Niger Niger 118,193 115,002 70,325 68,426
People's Multipurpose Development Society India 69,000 69,000 69,000 69,000
Ad-din Welfare Centre - Jessore Bangladesh 97,444 96,470 68,595 67,909
The Small Enterprise Foundation South Africa 82,785 81,957 67,559 67,559
Centre for Grassroots Economic Empowerment
(formerly Justice Development and Peace
Commission) Nigeria 67,447 67,447 67,447 67,447
HEED Bangladesh Bangladesh 72,804 70,037 66,979 64,414
PRIDE Tanzania Tanzania 100,055 65,036 66,704 42,024
BRAC Sri Lanka Sri Lanka 74,069 74,069 66,662 66,662
Plan International - Region of Americas and
Caribbean Panama 102,433 78,873 65,414 37,286
North Malabar Gramin Bank India 123,900 - 65,000 61,750
Jeevan Bikas Samaj Nepal 64,536 64,536 64,536 64,536
enda inter-arabe Tunisia 196,000 137,200 63,981 40,308
Mitra Dhu'afa Foundation (Koperasi Mitra Dhuafa) Indonesia 71,648 71,648 62,441 62,441
Muslim Aid UK - Bangladesh Field Office (Muslim Aid
Bangladesh) Bangladesh 70,500 69,760 62,250 62,219
CARE International in Kenya Kenya 150,706 119,510 60,283 47,804
Punjab Rural Support Programme - Lahore Pakistan 61,429 27,950 60,000 23,400
Samurdhi Authority of Sri Lanka Sri Lanka 800,000 544,000 60,000 24,000
Page 5
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Eco-Social Development Organisation Bangladesh 95,084 91,214 59,903 58,867
Dakahlya Businessmen's Association for Community
Development Egypt 104,253 56,766 59,833 52,474
Coastal Association for Social Transformation Trust Bangladesh 64,613 62,028 59,626 59,626
Central Credit Union of Swadaya Utama Indonesia 78,023 42,913 59,297 20,754
Catholic Relief Services Kenya Kenya 97,883 81,928 58,730 49,157
Rural Reconstruction Foundation Bangladesh 189,738 186,114 57,592 56,584
Village Enterprise Fund Kenya 57,500 - 57,500 37,375
Tulay Sa Pag-unlad, Inc. Philippines 287,045 261,211 57,409 57,409
WAVE Foundation Bangladesh 98,335 96,988 56,415 55,642
Christian Service Society Bangladesh 115,133 110,528 54,175 51,466
Malawi Union of Savings and Credit Cooperatives Malawi 105,751 37,013 53,990 32,394
Plan International - Region of East and Southern
Africa Kenya 232,407 146,416 52,970 42,906
Salaf Albaraka FONDEP Morocco 131,934 73,883 52,770 29,551
Alternative Finance Link for Development Nigeria 52,000 - 52,000 26,000
Gram Utthan India 52,245 52,245 51,768 51,768
Development Project Service Centre, Nepal Nepal 51,622 51,622 51,622 51,622
Fondo para el Desarrollo Social de la Ciudad de
México Mexico 62,800 44,588 51,592 37,146
People's Rural Education Movement India 55,230 54,678 51,370 50,856
Assistance for Social Organization and Development Bangladesh 50,772 50,772 50,772 50,772
Pride Microfinance Limited (Uganda) Uganda 70,412 32,601 50,222 24,107
Faîtière des Unités Coopératives d?Epargne et de
Crédit du Togo Togo 104,763 69,772 50,015 45,714
Mahasemam Trust India 93,220 93,220 49,756 49,756
Village Financial Services Private Limited India 165,847 165,847 49,754 49,754
Women's Development Businesses South Africa 48,931 48,931 48,931 48,931
Catholic Relief Services Uganda Uganda 79,969 55,978 47,981 33,587
Page 6
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Nano Financial Services India Private Limited India 67,320 67,320 47,810 47,810
Forum for Rural Women Ardency Development Nepal 50,025 50,025 47,040 47,040
Wisdom Microfinance Institution (S.C.) Ethiopia 48,738 31,192 46,875 30,000
Al Tadamun Microfinance Foundation Egypt 46,440 46,440 46,440 46,440
CARE International in Tanzania Tanzania 160,079 121,660 46,423 35,281
Fundación Génesis Empresarial Guatemala 157,465 105,124 46,328 32,022
SKS Foundation Bangladesh 100,152 97,869 46,155 45,103
Ghana Co-operative Susu Collectors Association Ltd Ghana 306,833 230,125 46,000 37,260
Omo Microfinance Institution S.C. Ethiopia 327,888 101,645 45,740 25,157
HOPE Microcredit Finance Pvt. Ltd. India 98,087 98,087 45,000 45,000
ASPADA Paribesh Unnayan Foundation Bangladesh 54,608 51,031 44,342 41,438
Thardeep Rural Development Program Pakistan 44,317 28,363 44,317 28,363
Sajida Foundation Bangladesh 108,968 99,161 43,587 39,664
Society Development Committee Bangladesh 68,768 64,642 43,350 41,182
Centenary Bank Uganda 121,000 10,890 43,000 3,870
Credit Union Promotion Centre/Koperasi Kredit
Rakyat Malaysia 42,708 - 42,708 22,635
Aakay Ang Milamdec Microfinance Foundation, Inc. Philippines 41,684 40,850 41,684 40,850
Banrural Grameen Microfinanzas Guatemala 41,608 41,608 41,608 41,608
Ansar - VDP Unnayan Bank Bangladesh 100,878 72,632 41,400 28,980
AWARENESS India 41,387 37,248 41,387 37,248
Turkish Grameen Microfinance Program Turkey 44,642 44,642 41,000 41,000
Catholic Relief Services Tanzania Tanzania 67,819 41,370 40,692 24,822
Réseau des Caisses Villageoises d'Epargne et de
Crédit Autogéré Senegal 45,213 42,500 40,356 37,935
Madhyamanchal Grameen Bikas Bank, (Mid-Region
Rural Dev) Nepal 40,243 - 40,243 40,243
Small Farmers Development Foundation Bangladesh 70,105 50,868 40,150 25,692
ASHRAI Bangladesh 45,644 45,635 40,133 40,133
CUMO Microfinance Limited Malawi 50,798 40,638 40,130 34,110
Page 7
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Fédération Nationale des COOPEC du Burundi Burundi 222,939 40,129 40,129 3,210
Fédération des Caisses Populaires du Burkina Burkina Faso 151,232 66,542 40,113 40,113
Acts Mahila Mutually Aided Cooperative Thrift
Society India 47,151 - 40,078 38,876
Caisse Coopérative d'Epargne et de Crédit Mutuel Burundi 49,735 37,301 39,788 29,841
Purwanchal Grameen Bikas Bank Ltd. (Bittiya
Sanstha) Nepal 49,650 - 39,720 39,720
Nerude Laghubitta Bikas Bank Ltd. Nepal 44,920 44,920 38,182 38,182
Union des Banques Populaires du Rwanda Rwanda 84,964 28,888 38,064 12,942
National Development Society Bangladesh 39,500 36,340 37,900 34,868
VisionFund (Cambodia) Cambodia 132,036 121,473 37,842 34,815
BRAC Uganda Uganda 107,708 106,631 37,052 37,052
Closed Joint-Stock Company 'FINCA Microcredit
Company' Kyrgyzstan 122,263 80,694 37,000 24,420
Deprosc Development Bank Ltd Nepal 37,175 37,175 36,282 36,282
All India Women's Conference India 40,000 40,000 35,000 35,000
Crédit du Sahel, S.A. Cameroon 36,021 21,613 35,000 28,000
Welfare Services Ernakulam India 39,121 36,383 34,860 34,163
CARE International in Zimbabwe Zimbabwe 48,339 40,605 34,804 29,235
Bangladesh Association for Social Advancement Bangladesh 86,754 78,079 34,780 34,377
Development Promotion Group India 62,000 52,700 34,100 28,985
Liberation Movement for Women India 34,000 34,000 34,000 34,000
Foundation for International Community Assistance
(FINCA Uganda) Uganda 43,135 28,469 33,851 22,003
Desha Sechsashebi Artho Samajik Unnayan O
Manobik Kallyan Sangstha Bangladesh 41,443 - 33,848 33,848
Egyptian Small Enterprise Development Foundation Egypt 81,316 54,783 33,663 33,663
Adithi India 33,000 - 33,000 -
Wasasa Microfinance Institution S.C. Ethiopia 43,702 19,666 32,776 19,666
Holy Cross Social Service Centre India 32,500 32,500 32,500 32,500
Page 8
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Fonkozé - Fondasyon Kole Zepòl Haiti 60,100 59,499 32,454 32,129
Al-Falah Aam Unnayan Sangstha Bangladesh 38,564 38,178 32,445 32,121
PT. Usaha Karta Bina Mandiri Indonesia 62,172 - 31,806 -
Social Fund for Development Yemen Yemen 33,424 26,739 31,753 26,673
CARE International in Mali Mali 49,593 46,369 31,740 29,677
ChildFund India India 34,800 26,796 31,668 24,384
Jamii Bora SACCO Kenya 48,518 31,537 31,537 20,499
Akhuwat Pakistan 35,000 15,750 31,500 10,395
Pashchimanchal Grameen Bikas Bank Limited Butwal Nepal 41,851 39,758 31,388 29,819
Association of Cambodian Local Economic
Development Agencies Bank Ltd. Cambodia 272,316 148,222 31,195 19,213
Wayamba Development Bank Sri Lanka 144,460 93,899 31,000 -
PAGE Development Centre Bangladesh 65,015 64,163 30,557 30,557
People's Education and Development Organisation India 30,226 30,226 30,226 30,226
ESAF Micro Finance and Investments (P) Ltd India 300,885 300,133 30,089 30,089
Pro Mujer - Bolivia Bolivia 100,991 94,932 30,000 30,000
UM-PAMECAS Senegal 75,806 46,242 30,000 27,000
Uttara Development Program Society Bangladesh 50,932 50,423 30,000 28,500
Bandhu Kallyan Foundation Bangladesh 33,327 27,661 29,994 26,995
Fundación para el Desarrollo Integral de Programas
Socioeconómicos Guatemala 39,555 28,875 29,600 21,608
Talete King Panyulung Kampampangan Inc. Philippines 31,086 28,599 29,500 29,500
Crédit Communautaire d'Afrique Cameroon 63,121 39,135 29,230 20,169
Women Development Business Microfinance South Africa 29,000 29,000 29,000 29,000
Heifer International China People's Republic of China 33,507 13,359 28,570 11,814
Sindh Rural Support Organization Pakistan 38,218 37,454 28,434 20,472
BRAC Pakistan Pakistan 97,547 97,362 27,808 27,808
Opportunity International Bank of Malawi Malawi 51,152 25,576 27,584 16,550
CAURIE-Micro Finance Senegal 46,685 44,351 27,403 19,182
Kotalipara Development Society India 60,648 60,648 27,292 27,292
Page 9
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Kazama Grameen Inc. Philippines 28,714 28,427 27,278 27,005
Grassroots Health Organization of Nigeria Nigeria 28,900 27,744 27,200 16,864
ASA Ghana Ghana 67,604 66,455 27,041 27,041
MAMATA Bangladesh 28,501 25,366 26,791 26,255
PROCAPEC-CAPEC Mauritania 26,500 - 26,500 -
Fondo de Desarrollo Local Nicaragua 58,104 32,335 26,211 14,940
Star Youth Association India 26,159 26,159 26,159 26,159
Rashtriya Seva Samithi India 34,725 34,725 26,000 26,000
Jakas Foundation Bangladesh 56,547 49,196 25,906 22,797
Society for Social Service Bangladesh 315,888 303,252 25,900 25,900
Asha Microfinance Bank Ltd Nigeria 25,833 25,833 25,833 25,833
McLevy Institute of Development Services India 25,600 25,600 25,600 25,600
Community Finance Resource Centre Vietnam 36,487 36,049 25,541 25,541
CARE International in Malawi Malawi 82,158 66,055 25,469 20,477
CARE International in Mozambique Mozambique 45,714 36,251 25,142 19,938
ATMABISWAS Bangladesh 35,844 34,769 25,090 24,086
Mouvement pour l' Encadrement des Femmes sans
Voix a la Base Democratic Republic of Congo 28,000 - 25,000 22,000
Patrimonio Hoy Mexico 34,500 28,635 25,000 21,250
People's Bank of Caraga, Inc. Philippines 42,419 38,177 25,000 22,500
Pamoja Women Development Programme Kenya 27,624 27,348 24,862 24,613
BRAC Liberia Microfinance Company Limited Liberia 25,814 25,362 24,751 24,751
Shishu Niloy Foundation Bangladesh 25,101 25,016 24,599 24,515
Star MicroFin Service Society India 25,436 25,436 24,546 24,546
Fédération des ONG du Sénégal Senegal 27,300 16,926 24,283 13,841
Réseau des Caisses d'Epargne et de Crédit Nyèsigiso Mali 24,812 10,669 24,131 5,068
Palli Mongal Karmosuchi Bangladesh 109,462 109,440 23,761 23,761
BWDA Finance Limited India 159,681 156,487 23,742 23,267
Première Agence de Microfinance West Africa Burkina Faso 25,962 8,567 23,366 7,711
Centre d'Appui Nutritionnel et Economique aux
Femmes Mali 25,390 - 23,132 23,132
Page 10
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Fundación Diaconia FRIF Bolivia 50,856 30,514 22,978 17,234
Ujjivan Financial Services Pvt. Ltd. India 762,923 762,923 22,888 22,888
Society for Model Gram Bikash Kendra Bangladesh 40,951 40,541 22,750 22,522
Catholic Relief Services Rwanda Rwanda 37,704 25,639 22,622 15,383
Association pour la Promotion et l'Appui au
Développement des Micro-Entreprises Benin 48,962 31,341 22,548 16,855
Freedom From Poverty Nigeria 22,500 12,375 22,500 12,375
Gram Unnayan Karma Bangladesh 85,628 81,347 22,407 21,287
Centre for Community Based Poverty Alleviation
Program India 23,000 - 21,850 21,850
Fonds de Solidarité des Travailleurs de
l'Enseignement Burundi 27,154 16,292 21,723 13,034
Catholic Relief Services Malawi Malawi 36,043 28,474 21,626 17,085
Fundación delamujer Colombia 226,273 156,128 21,053 16,000
A Self-Help Assistance Program [Zimbabwe] Zimbabwe 21,005 17,014 21,005 17,014
Association pour le Droit à l'Initiative Economique France 27,506 11,608 20,926 -
Microcredit Foundation EKI Bosnia and Herzegovina 35,342 14,137 20,874 8,308
Pact Global Microfinance Fund (SAHEEA) Myanmar 45,429 43,548 20,662 19,807
Adhikar India 41,287 41,287 20,539 20,539
Village Education Resource Center Bangladesh 50,073 49,377 20,500 20,090
Fundación WWB Colombia Colombia 172,766 115,753 20,300 13,601
Grama Siri, Andra Pradesh India 20,036 20,036 20,036 20,036
Palli Manabik Unnayan Sangstha Bangladesh 22,000 - 20,000 17,000
BKD Association Indonesia 398,381 278,867 19,919 13,943
Institute for Self Management India 19,913 14,337 19,913 14,337
Rural Integrated Development Organisation India 28,701 - 19,880 19,681
GHASHFUL Bangladesh 47,294 45,941 19,857 19,585
UCPB-CIIF Finance and Development Corporation Philippines 19,710 13,994 19,710 13,994
Rashtriya Gramin Vikas Nidhi India 20,549 18,905 19,521 17,569
Sunflower Project - Projet Culture de Tournesol Democratic Republic of Congo 19,500 9,750 19,500 13,650
Page 11
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Adarsha Saving & Credit Co-operative Ltd Nepal 29,340 - 19,225 2,307
Micro Start - Action des Femmes pour le
Développement Burkina Faso 20,242 17,206 19,200 16,896
Caja Municipal de Ahorro y Crédito de Sullana Peru 108,202 49,935 19,020 8,158
Sharkia Businessmen Association for Community
Development Egypt 38,862 26,038 18,885 13,220
Samastha Lanka Praja Sanwardana Mandalaya Sri Lanka 27,343 21,328 18,734 14,613
Shariatpur Development Society Bangladesh 47,035 46,809 18,343 18,251
Juba Jiban Advancement Committee Bangladesh 18,641 18,641 18,326 18,326
Pro Mujer - Perú Peru 60,858 57,207 18,200 18,200
Shri Mahila Sewa Sahakari Bank Ltd. India 30,293 30,293 18,176 18,176
Asociación de Oportunidad y Desarrollo Económico
de Nicaragua Nicaragua 30,100 24,080 18,060 16,254
Resource Service Centre India 19,600 - 18,032 -
Resource Development Foundation Bangladesh 29,526 28,345 18,010 17,290
Trabajo con Servicios Financieros Enlace, S.A. de C.V. El Salvador 35,185 28,757 18,000 9,000
Assosiasi Baitul Maal wa Tamwil Indonesia 23,855 - 17,891 -
League for Education and Development India 23,721 23,009 17,816 17,816
CRESA Financial Services (CFS) Private Ltd India 35,118 35,118 17,559 17,559
Social Advancement Through Unity Bangladesh 49,488 44,925 17,448 17,448
Network of Entrepreneurship & Economic
Development India 26,781 25,442 17,408 16,538
OUTREACH, Association of Volunteers for Rural
Development India 17,380 - 17,380 17,032
Fondo Financiero Privado PRODEM S.A. Bolivia 115,835 54,813 17,375 10,425
Society for Promotion of Youth & Masses India 17,256 17,256 17,256 17,256
Prodipan Bangladesh 17,047 16,365 17,047 16,365
INDCARE Trust India 20,780 20,780 17,000 17,000
DCY (A Center for Sustainable Development) Bangladesh 21,620 - 16,955 11,021
ASA International Bangladesh -0.97 21,174 20,962 16,939 16,770
Page 12
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Bayan Foundation (Formally ABS-CBN Foundation,
Inc.) Philippines 30,653 - 16,929 16,083
Grameen Manobik Unnayan Sagstha Bangladesh 25,987 22,375 16,644 15,945
Vision Fund AzerCredit LLC Azerbaijan 47,232 18,893 16,530 6,777
National Educational and Social Development
Organization Nepal 22,460 22,460 16,500 16,500
BRAC Microfinance Limited Sierra Leone Sierra Leone 20,310 20,310 16,248 16,248
Union des Clubs d'Epargne et de Crédit du Mayo-
Kebbi de Pala Chad 17,971 5,571 16,174 5,014
Foundation for Credit and Community
Assistance/Freedom from Hunger Uganda 16,076 - 16,076 16,076
Organisation pour la Promotion des Initiatives
Communataires de Base en Afrique Democratic Republic of Congo 16,028 - 16,028 16,028
Fundación Mundo Mujer - Popayán Colombia 417,479 275,536 16,000 10,880
Organización de Desarrollo Empresarial Femenino Honduras 28,953 15,924 16,000 10,400
Centre for Mass Education in Science Bangladesh 19,604 14,891 15,683 11,474
ActionAid Bangladesh Bangladesh 24,003 - 15,600 14,820
Noakhali Rural Development Society Bangladesh 18,351 18,351 15,598 15,598
Yayasan Dharma Bhakti Parasahabat (Foundation) Indonesia 78,639 - 15,532 14,926
Fundación para el Desarrollo Socio-económico Rural Nicaragua 25,438 12,765 15,500 7,750
Alliance de Crédit et d'Epargne Pour la Production Senegal 30,503 16,014 15,285 10,852
Development Initiative for Social Advancement Bangladesh 20,884 19,664 15,280 14,363
CARE International in Ethiopia Ethiopia 34,664 25,305 15,252 11,134
Hagdan Sa Pag-Uswag Foundation, Inc. Philippines 18,002 16,382 15,218 14,838
Mauchak Bangladesh 16,255 - 15,055 14,754
Gono Kallayan Trust Bangladesh 22,201 21,535 15,010 14,410
Appui aux Collectivités Décentralisées Mali 45,000 - 15,000 9,000
Micro Credit Company 'MIKROFIN' Bosnia and Herzegovina 36,477 11,111 15,000 9,000
Page 13
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Molyn Credit Limited Kenya 20,000 11,000 15,000 8,700
Sriramakrishna Swatmananda Mata India 20,000 - 15,000 7,500
Navachetana Microfin Services Private Limited India 14,850 14,850 14,850 14,850
Uganda Women's Effort to Save Orphans Uganda 14,839 - 14,839 12,020
M7 Microfinance Network Vietnam 36,669 35,936 14,670 14,670
Rural Community Development Society Pakistan 20,907 18,718 14,637 14,344
Fundación para el Desarrollo Empresarial y Agrícola Guatemala 24,315 10,942 14,586 5,834
CARE International in Burundi Burundi 21,774 17,964 14,567 12,018
Fédération de Caisses d'Epargne et de Crédit Agricole
Mutuel Benin 73,273 - 14,541 8,434
Peermade Development Society India 34,500 29,325 14,500 12,325
Unión Católica de Apoyo al Desarrollo Comunitario
(UCADE) Ecuador 21,263 16,066 14,454 10,985
Fundación Paraguaya de Cooperación y Desarrollo Paraguay 52,786 44,678 14,252 13,539
Pally Bikash Kendra Bangladesh 29,826 28,931 14,242 14,242
Réseau des Caisses Rurales d'Epargne et de Crédit du
Walo Senegal 16,200 - 14,190 12,517
Carsa Foundation Bangladesh 17,312 16,131 14,189 13,905
Bessfa Rural Bank LTD Ghana 14,091 - 14,091 11,696
Poverty Eradication and Community Empowerment Ethiopia 17,541 14,384 14,033 11,226
OPP-Orangi Charitable Trust Pakistan 39,379 7,876 14,000 2,800
ASA Afghanistan Ltd. Afghanistan 14,137 13,627 13,995 13,855
Sangamam Women's Multipurpose MACS Ltd India 22,451 22,451 13,886 13,886
Christian Children's Fund Thailand, Inc. Thailand 13,875 - 13,875 9,851
Community Development Center Microcredit
Development Program Bangladesh 91,957 78,163 13,836 6,918
Association des Caisses de Financement à la Base Benin 46,266 40,945 13,750 13,200
Page 14
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Union des Baoré Tradition d'Epargne et de Crédit Burkina Faso 15,500 7,595 13,700 6,850
CARE Philippines Philippines 34,060 - 13,624 10,899
Women and Associations for Gain both Economic
and Social Togo 27,556 20,667 13,620 10,624
Banco Solidario S.A. (Banco Sol) Bolivia 71,609 - 13,606 7,619
Hambantota District Thrift and Credit Co-operative
Societies Ltd. Sri Lanka 15,000 - 13,500 -
Manidham Grameen Savings cum Credit Services India 18,645 18,645 13,465 13,465
National Microfinance Foundation Yemen 13,421 12,482 13,421 12,482
Fonds de Solidarité Nationale Tunisia 63,700 - 13,400 12,060
Catholic Relief Services Benin Benin 22,306 16,506 13,383 9,903
Institution de Micro finance Hekima Democratic Republic of Congo 14,071 12,805 13,352 12,818
Institute of Integrated Rural Development Bangladesh 22,155 22,155 13,310 13,310
Society for Development Initiatives Bangladesh 60,733 57,696 13,228 12,963
Center for Community Economics and Development
Consultants Society India 14,014 13,313 13,215 11,894
Grameen Carso S.A. De C.V. Sofom E.R. Mexico 13,474 13,474 13,186 13,186
Asociación de Familia y Medio Ambiente Honduras 18,802 12,078 13,161 11,055
Kyrgyz Agricultural Finance Corporation Kyrgyzstan 35,276 - 13,092 2,487
Nowabenki Gonomukhi Foundation Bangladesh 37,941 34,788 13,031 12,770
Programmes for Peoples Development Bangladesh 13,023 - 13,023 12,997
Friendship Bridge Guatemala 13,000 13,000 13,000 13,000
Gambia Rural Development Agency Gambia 14,580 14,580 13,000 13,000
Grandissons Ensemble ASBL Democratic Republic of Congo 13,000 11,700 13,000 9,100
Rural Reconstruction Nepal - RRN Nepal 16,000 6,400 13,000 5,200
Sahara Nepal Saving and Credit Co-Operative Society
Ltd. Nepal 42,292 42,292 13,000 13,000
Surjamukhi Sangstha Bangladesh 29,700 29,106 13,000 12,740
Unnayan Bangladesh 13,044 12,200 13,000 12,159
Fondation Congo Assistance Democratic Republic of Congo 12,960 - 12,960 -
Page 15
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Mentors Philippines Microfinance Foundation, Inc. Philippines 14,352 14,352 12,917 12,917
Lak Jaya Microfinance Ltd. (ASA International in Sri
Lanka) Sri Lanka 38,905 38,878 12,900 12,897
Swanirvar Bangladesh Bangladesh 245,353 213,457 12,853 11,568
Action d'Appui aux Veuves, Orphelines et Maraichers
au Congo Democratic Republic of Congo 12,814 - 12,814 12,814
Fundación de Asesoria Financiera a Instituciones de
Desarrollo y Servicio Social (FAFIDESS) Guatemala 17,080 16,397 12,810 12,298
Sindh Agricultural and Forestry Workers Coordinating
Organization Pakistan 32,006 16,003 12,802 6,401
Microfund For Women Jordan 63,651 61,741 12,688 12,688
Fundación para Alternativas de Desarrollo Bolivia 21,784 7,903 12,617 5,216
Agricultural and Rural Development for Catanduanes,
Inc Philippines 12,504 - 12,504 12,504
Vayalar Memorial Youth Club India 12,500 12,500 12,500 12,500
New Life India 22,547 22,096 12,435 10,570
Bangladesh Environment Development Organisation Bangladesh 14,626 13,146 12,432 11,189
Ad Jesum Development Foundation, Inc. Philippines 13,672 12,305 12,305 11,074
Development and Employment Fund / Reyada Jordan 25,376 14,972 12,188 9,031
Palli Unnayan Samiti Baruipur India 12,160 11,917 12,160 11,917
Palashipara Samaj Kallayan Samity Bangladesh 15,130 13,617 12,104 12,104
Cooperative Business Association of Nigeria Nigeria 12,100 - 12,100 11,495
Surdur Paschimanchal Bikas Bank Nepal 12,062 - 12,062 12,062
Angikar Manab Kalyan Kendra India 12,000 - 12,000 10,800
Cooperativa de Ahorro y Crédito Kullki Wasi Ecuador 48,000 31,200 12,000 7,800
Narsingdi Zila Sheccha Shebi Samannya Sangstha Bangladesh 20,000 - 12,000 12,000
PROGRESS (Akti Samaj Unnayan Mulak Sangstha) Bangladesh 27,636 26,531 12,000 11,040
Page 16
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
First Agro-Industrial Rural Bank, Inc. Philippines 13,272 11,281 11,945 10,153
Fundación BanIgualdad Chile 21,393 19,895 11,768 10,944
CAMEC Nationale Mali 20,824 7,628 11,745 6,624
Pro Mujer - México Mexico 39,045 37,483 11,700 11,700
Kalvi Kendra India 29,185 - 11,674 11,674
Fondo de Desarrollo Microempresarial Ecuador 35,787 25,409 11,630 7,780
RAMANI India 11,862 11,625 11,621 11,389
Rural Bank of Montevista, DAVAO Philippines 13,536 12,859 11,505 10,930
ActionAid Nepal Nepal 11,454 - 11,454 5,956
Centre for Advanced Research and Social Action Bangladesh 12,529 12,220 11,374 11,093
Rural Self Reliance Fund Nepal 11,253 9,002 11,253 9,002
Pro Mujer - Nicaragua Nicaragua 37,545 36,043 11,200 11,200
Corporación Viviendas Hogar de Cristo Ecuador 11,103 11,103 11,103 11,103
Madhar Nala Thondu Niruvanam - MNTN India 13,826 - 11,059 -
FINCA México A.C. Mexico 122,614 117,464 11,035 10,869
Al Amal Microfinance Bank Yemen 14,730 9,044 11,007 6,824
Nari Bikas Sangh Nepal 12,000 11,880 11,000 10,780
Indian Cooperative Credit Society Limited India 11,570 - 10,991 10,771
Mitra Karya East Java Indonesia 15,631 - 10,941 10,941
Koinonia Microfinance Insitution Bangladesh 27,266 26,721 10,906 10,906
Orix Leasing Pakistan Limited Pakistan 16,022 14,900 10,895 10,132
Microfinance Agency for Development and
Rehabilitation of Afghan Community Afghanistan 14,222 6,258 10,887 4,681
Rural Green Bank of Caraga, Inc. Philippines 10,830 - 10,830 8,664
Kalanjiam Foundation India 12,651 - 10,753 -
Youth Charitable Organization India 12,650 - 10,752 10,322
Bina Swadaya Bambang Ismawan Indonesia 28,173 28,173 10,710 10,710
BRIDGE - Bangladesh Rural Integrated Development
for Grub-Street Economy Bangladesh 10,706 10,492 10,706 10,492
Grameena Abhiruddi Mathu Adyayana Trust India 12,548 11,293 10,700 9,630
MANUSHI Nepal 10,524 10,524 10,524 10,524
Progressive Bank Inc. Philippines 10,477 - 10,477 9,010
Page 17
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Dian Mandiri Foundation Indonesia 23,109 20,798 10,440 9,396
National Development Programme Bangladesh 34,350 33,859 10,439 10,290
Shrijana Community Development Center Nepal 11,572 11,572 10,414 10,414
Nabolok Parishad Bangladesh 12,308 10,708 10,398 10,330
Annesha Foundation Bangladesh 15,054 14,655 10,230 9,969
Development Action for Mobilization and
Emancipation Pakistan 31,036 31,036 10,210 10,210
Fundación para el Desarrollo de la Vivienda Social y
Urbana Honduras 14,321 7,447 10,167 -
Village Enterprise Development Foundation
(formerly Producers Rural Banking Corporation) Philippines 16,924 14,724 10,154 9,342
Anannyo Samaj Kallyan Sangostha - Pabna Bangladesh 31,172 27,743 10,123 10,123
Groupe des Mamans de Deux Kasai et Maniema Democratic Republic of Congo 12,200 - 10,100 8,282
Ahon sa Hirap Inc. Philippines 26,856 26,856 10,000 10,000
Better Living Environmental Social Society India 13,680 - 10,000 -
Caja Municipal de Ahorro y Crédito de Huancayo Peru 119,903 41,966 10,000 4,000
Development Support Team India 28,000 27,720 10,000 9,800
Pachtara Sangstha Bangladesh 13,000 - 10,000 8,000
Ramakrishna Mission Lokasiksha Parishad India 10,000 6,000 10,000 6,000
Seven Seas Socio Economic Development Society India 10,000 10,000 10,000 10,000
Sinha Tamil Rural Women's Network Sri Lanka 10,000 - 10,000 -
Social Mobilisation Foundation Sri Lanka 12,000 - 10,000 -
Uttaranchal State Cooperative Bank India 30,000 - 10,000 10,000
Réseau des Mutuelles d'Epargne et de crédit de
l'UNACOIS Senegal 16,873 - 9,978 5,089
Christian Children's Fund, Inc. Indonesia Indonesia 10,447 - 9,961 5,977
Participatory Development Initiatives of the Masses Bangladesh 14,210 - 9,870 9,870
SETU Bangladesh 42,893 42,035 9,835 9,638
Alalay Sa Kaunlaran Sa Gitnang Luzon, Inc. Philippines 7,212 5,235 9,825 6,779
Fundación Crysol Guatemala 11,133 7,236 9,752 7,216
Page 18
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Agro Micro Finance Sri Lanka 23,562 - 9,750 7,118
Rural Women Development Centre Nepal 11,396 11,396 9,687 9,687
Catholic Relief Services Burundi Burundi 16,066 9,961 9,640 5,977
Collectif d'Action pour la Promotion des Secteur
Artisanal et Agricole (CAPSA DRC) Democratic Republic of Congo 9,600 - 9,600 9,408
Kerala Rural Development Society India 11,120 10,564 9,560 9,082
Association d'Entraide Communautaire Democratic Republic of Congo 12,890 11,472 9,500 9,025
Sreema Mahila Samity India 27,495 27,495 9,495 9,495
Middle East Microcredit Company Jordan 15,764 10,313 9,458 6,337
Environment Development Co-Operative
Organization Limited Nepal 9,427 9,427 9,427 9,427
COOPEC Soutien aux Initiatives de Femmes pour
Autopromotion Togo 9,584 9,503 9,400 9,400
Puskopoit Poekatigade Indonesia 15,375 - 9,225 5,996
BASTOB-Initiative for People's Self-Development Bangladesh 10,765 9,495 9,213 7,943
Vision India Charitable Trust India 9,132 9,132 9,132 9,132
Centre for Rehabilitation Education Earning
Development Bangladesh 2,719 2,311 9,053 7,695
Samadhan Bangladesh 13,566 12,197 9,053 8,140
Prottyashi Bangladesh 55,201 48,400 9,028 8,019
Samaj Unnayan Karma Sangstha Bangladesh 10,394 - 9,000 -
Association for Rural Advancement in Bangladesh Bangladesh 14,920 14,771 8,952 8,862
VisionFund Indonesia Indonesia 8,923 8,209 8,923 8,209
NACEC-R Cameroon 17,130 9,079 8,894 4,269
Harmos Micro Enterprise Development Ltd. / Vision
Fund Zambia Zambia 11,057 7,850 8,845 6,457
Grameen Development Services India 11,000 11,000 8,800 8,800
Fundación para el Desarrollo de Nueva Segovia Nicaragua 10,982 5,052 8,785 2,636
Jinnah Welfare Society Pakistan 15,825 14,717 8,784 8,608
Financiera Confianza Peru 91,102 49,559 8,766 2,060
Page 19
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Socson District Women's Union Vietnam 8,750 - 8,750 8,750
Dudumari Gram Unnayan Shangstha Bangladesh 8,685 - 8,685 8,251
CRECE SAFSA, S.A. de C.V. Mexico 21,500 18,275 8,600 7,310
Indur Intideepam MACTS Fed. Ltd. India 8,503 - 8,503 -
Community Aid and Sponsorship programme India 15,134 - 8,500 8,500
Creator's Charitable Organisation India 8,500 - 8,500 8,500
Kasagana KA Development Center, Inc. Philippines 8,500 - 8,500 8,330
Pagasa Philippines Lending Company International Philippines 161,692 161,660 8,500 8,500
Project Mainstream - Bharatiya Balvikas Trust India 8,500 - 8,500 5,950
Union des COOPECs Umutanguha Rwanda 11,511 6,907 8,500 6,800
Integrated Social Development Effort Bangladesh 12,120 12,120 8,475 8,475
ANKURAN India 8,457 - 8,457 8,457
Moris Rasik East Timor 10,078 8,969 8,434 8,265
Centre for Overall Development India 8,519 - 8,400 7,140
PEARL Microfinance Limited Uganda 20,918 13,388 8,367 5,439
Fund for the Encouragement of Self-Reliance Vietnam 15,585 13,723 8,327 7,528
Kamurj Universal Credit Organization Armenia 11,836 6,756 8,300 4,565
Peace Trust India 9,750 9,750 8,300 8,300
UNICLECAM-EJOHEZA Rwanda 13,400 - 8,300 6,474
Banco FINCA Ecuador 51,488 37,586 8,238 6,261
Hilful Fuzul Samaj Kallyan Sangstha Bangladesh 14,210 9,285 8,227 5,852
Reseau des Caisses Mutuelles d'Epargne et de Credit Cote d'Ivoire 12,848 - 8,218 3,452
Bandesarrollo Microempresas S.A. / Banco del
Desarrollo Chile 61,206 30,603 8,214 4,518
Corps Volontaire Congolais au Development, Caisse
Communautaire de Credit Democratic Republic of Congo 18,300 - 8,150 3,668
Federação de Apoio aos Pequenos Empreendimentos Brazil 29,000 - 8,125 4,144
Union Des Mutelles De Credit Epargne Du Togo Togo 10,134 - 8,100 7,290
Page 20
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Capital Aid Fund for Employment of the Poor - Ho Chi
Minh City Vietnam 193,238 146,861 8,077 6,139
Banco FIE S.A. Bolivia 175,579 94,075 8,059 4,318
Centre for Action Research-Barind Bangladesh 10,065 1,812 8,052 1,449
FINCA Haiti Haiti 8,122 7,229 8,052 7,649
Lebanese Association for Development (Al-Majmoua) Lebanon 28,725 12,639 8,043 4,826
Kraban Support Foundation Ghana 9,606 7,204 8,017 7,857
Association for Rural and Tribal Development India 8,012 - 8,012 8,012
Rayalaseema Seva Samithi India 8,000 - 8,000 -
Sheva Nari O Shishu Kallyan Kendra Bangladesh 14,174 14,174 8,000 8,000
Jigiyaso Ba Mali 10,244 - 7,990 6,399
Ruhunu UNESCO Association Sri Lanka 8,070 7,913 7,986 7,831
Asociación Esperanza Internacional Dominican Republic 9,980 8,882 7,984 7,186
Forjadores de Negocios, S.A. de C.V. Mexico 13,261 13,261 7,956 7,956
Opportunity Albania Albania 13,308 3,295 7,942 2,780
Banco Solidario S.A. Ecuador 134,685 82,360 7,916 4,157
Asociación Costa Rica Grameen Costa Rica 11,529 11,529 7,913 7,913
Community Support Concern Pakistan 13,184 12,788 7,910 7,910
Palli Progoti Shahayak Samity Bangladesh 48,273 47,476 7,900 7,742
Proyas Manobik Unnayan Society Bangladesh 14,672 14,672 7,850 7,850
Growing Opportunity Finance Pvt Ltd India 65,514 65,514 7,848 7,848
Development Center International Bangladesh 10,980 - 7,795 7,561
Catholic Relief Services Ethiopia Ethiopia 12,683 8,624 7,610 5,175
Association des Femmes Entrepreneurs de Guinea Guinea 15,000 - 7,600 7,600
Cooperativa de Ahorro y Crédito de Santander Ltda Colombia 33,519 18,536 7,585 4,399
Rajarata Development Bank Sri Lanka 23,543 9,417 7,534 3,240
World Concern Bangladesh Bangladesh 15,266 14,391 7,526 7,126
Association pour l' Encadrement Socio-culturel Democratic Republic of Congo 7,525 - 7,525 7,525
Page 21
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Asociación Mexicana de la Transformación Rural y
Urbana, A.C. Mexico 9,893 7,222 7,500 5,850
Pride/Finance Guinea 8,054 - 7,444 5,806
PRIDE Malawi Ltd. Malawi 7,834 - 7,443 3,647
Philanthropic Centre for Rural Development Cameroon 8,450 - 7,427 5,511
Shangathita Gramunnyan Karnasuchi Bangladesh 38,669 29,775 7,396 7,322
National Microfinance Bank Jordan 24,521 22,559 7,355 6,620
Ámbito Productivo S.A. De C.V. SOFOM ENR Mexico 8,919 7,581 7,324 6,811
Seva Mandir India 7,309 - 7,309 7,309
World Relief Honduras Honduras 12,201 9,761 7,300 7,300
Sanghamitra Service Society India 12,992 - 7,295 7,295
Ruhmoru Unesco Association Sri Lanka 8,700 - 7,250 -
Renaca Benin Benin 7,243 2,752 7,243 2,752
Ayudense y Nosotros les Ayudaremos - Asociación
Chito' Iwib' Xukuje' Ri Uj Quixkat o'o Guatemala 11,228 8,196 7,234 6,438
The Society for Development of Human Abilities and
Environment India 7,231 7,231 7,231 7,231
Development Exchange Centre, Bauchi Nigeria 8,482 - 7,209 7,209
ChildFund Afghanistan Microfinance Afghanistan 10,265 5,748 7,186 3,809
Rural Education and Development Service India 7,200 - 7,100 -
Social Upliftment Society Bangladesh 23,664 23,664 7,100 7,100
Cambodia Rural Economic Development Initiatives
for Transformation Cambodia 8,097 - 7,082 7,082
CARE International in Sierra Leone Sierra Leone 10,107 5,559 7,075 3,891
Catholic Relief Services Zimbabwe Zimbabwe 11,749 8,812 7,049 5,287
Bukidnon Integrated Network of Home Industries Philippines 7,064 6,781 7,016 6,735
Nav Bharat Jagriti Kendra India 8,861 7,089 7,000 6,090
Palli Formation Bangladesh 7,500 - 7,000 6,510
Sarvodaya Trust India 13,000 11,700 7,000 6,300
Society for Edify and Rehabilitate Vagrants Efforts Bangladesh 7,000 6,860 7,000 6,860
Page 22
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
African Women Economic Development Nigeria 13,000 - 6,998 6,998
Grameen Ghana Ghana 7,355 7,281 6,990 6,920
Community Economic Ventures, Inc. Philippines 32,779 29,173 6,898 2,690
Polli Sree Bangladesh 8,511 - 6,808 6,195
Vijaya Mahila Mandali, Nandavaram India 10,290 10,290 6,786 6,786
Catholic Relief Services Mali Mali 11,298 10,281 6,779 6,169
Opportunity Kenya Ltd Kenya 6,758 3,379 6,758 3,379
Somaj O Jati Gathan Bangladesh 39,030 14,898 6,750 2,565
Cooperativa 'Jesus Nazareno' Ltda. Bolivia 17,809 - 6,685 4,940
Metro Ormoc Community Cooperative Philippines 12,256 7,844 6,648 4,255
Lipa Public Bank Inc. Philippines 9,491 - 6,644 6,644
Odotobri Rural Bank Limited Ghana 6,619 - 6,619 4,832
Kristianong Kabalikat Sa Kabuhayan At Tagumpay
Inc. Philippines 7,500 - 6,600 -
FINCA Perú Peru 17,083 14,828 6,594 5,737
Swayamshree Micro Credit Services India 51,851 51,799 6,578 6,571
NALT - NUSHO Foundation Nigeria 6,550 6,550 6,550 6,550
Small Enterprise Development Co., Ltd. Thailand 6,680 3,340 6,546 3,273
Rural Poverty Alleviation Scheme Nigeria 6,520 - 6,520 6,194
Sabalamby Unnayan Samity Bangladesh 21,764 20,375 6,512 6,382
Nari Didhi India 6,553 - 6,500 -
NIJPATH Bangladesh 13,200 - 6,500 6,175
SEEDA Women's Micro Banking Program India 8,500 - 6,500 6,500
Dhaka Ahsania Mission Bangladesh 45,658 42,919 6,392 6,264
USROY Bangladesh 6,300 - 6,300 5,859
Centre d'appui et de Formation pour le
développement, l'Espagne/Credit ret l'Education
civique Guinea 6,415 3,224 6,287 3,206
Centre for Environment and Development India 6,675 - 6,250 -
Projet Caisses Villageoises d'Epargne et de Credit
Autogerees Mali 10,000 - 6,200 3,162
Catholic Relief Services Ghana Ghana 10,306 8,863 6,184 5,318
Page 23
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Women's Movement for the Establishment of a New
Society Bangladesh 6,600 - 6,158 6,158
Micro Bankers Trust Zambia 6,149 - 6,149 4,366
AgroInvest Serbia 33,183 - 6,115 3,608
Concern for Environmental Development and
Research Bangladesh 7,617 7,236 6,093 6,093
Bayan Muna Small Enterprise Devt. Foundation Philippines 6,998 6,998 6,084 6,084
Gono Unnayan Prochesta Bangladesh 16,195 15,871 6,000 5,700
Jatiya Manob Kalyan Mission Bangladesh 7,000 - 6,000 4,800
SEARCH India 6,000 - 6,000 6,000
Social Upliftment Foundation Bangladesh 6,100 6,039 6,000 5,940
Janodaya Trust India 9,988 9,988 5,993 5,993
SPBD Microfinance (Samoa) Ltd Western Samoa 5,961 5,901 5,961 5,901
Asociación de Mujeres en Desarrollo - MUDE Guatemala 6,744 6,137 5,913 5,144
Young Power in Social Action Bangladesh 13,038 11,604 5,867 5,632
Grassroots Health and Rural Organization for
Nutrition Initiative Bangladesh 6,001 - 5,846 5,846
Action Research for Health & Socio-Economic
Development India 5,843 - 5,843 5,843
Ruhsa Department, CMC&H India 6,197 - 5,820 5,820
People's Organisation for Rural Health Education and
Economic Development India 6,300 5,836 5,800 5,742
Asociación Benéfica PRISMA Peru 18,194 12,263 5,767 1,719
Small Enterprise Development Organisation of
Malawi Malawi 8,778 - 5,705 -
Santa Fe de Guanajuato A.C. Mexico 8,098 7,450 5,669 5,215
Cooperativa de Ahorro y Crédito Juventud
Ecuatoriana Progresista Ecuador 19,417 10,485 5,630 3,040
Women's Development Federation Sri Lanka 12,482 12,482 5,617 5,617
Sheba manab Kallyan Kendra Bangladesh 5,611 - 5,611 -
PESADA (Sada Ahmo Association) Indonesia 8,500 8,500 5,600 5,600
Movimiento Manuela Ramos Peru 18,641 18,641 5,592 5,592
Page 24
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Fundación Internacional para la Asistencia
Comunitaria Guatemalteca Guatemala 5,577 5,577 5,577 5,577
Mass Education India 6,333 - 5,574 4,794
Integrated Rural Development Trust India 6,902 - 5,500 -
Serviamus Foundation Incorporated Philippines 10,860 10,643 5,500 5,390
FINCA Zambia Zambia 15,441 - 5,404 5,242
Balaji Educational Society India 7,780 - 5,400 5,400
LUPIN India 5,400 - 5,400 4,320
Prodeve Mauritania 7,697 - 5,400 4,482
Shataphool Bangladesh Bangladesh 12,559 12,559 5,400 5,400
Women Economic Development Action Nigeria 9,000 - 5,400 5,400
SIA N'SON - ONG Benin 5,390 - 5,390 5,154
DEC Finance Trust for Development Nigeria 6,000 5,994 5,334 5,334
Women Development Center of Nepal Nepal 7,094 7,094 5,320 5,320
Caisse d'Action Mutuelle d'Epargne et de Crédit Democratic Republic of Congo 21,236 5,857 5,309 2,920
Guidance Society for Labour Orphans and Women India 10,140 10,140 5,296 5,296
Self Employed Women's Association Zimbabwe Zimbabwe 5,213 - 5,213 5,161
Asociación Para Inversión y Empleo (ASPIRE) Dominican Republic 13,143 9,594 5,200 3,796
Development for the Poor Bangladesh 6,000 - 5,200 -
Voluntary Rural Development Society Bangladesh 5,249 - 5,197 5,197
Sangkalpa Trust Bangladesh 15,248 11,189 5,162 4,997
CREDIFE Desarrollo Micro Empresarial - Banco
Pichincha Ecuador 93,390 42,399 5,101 2,612
Fundación Realidad A.C. Mexico 17,000 14,450 5,100 4,590
Association Pour la Promotion du Developpement
Humain Democratic Republic of Congo 5,092 - 5,092 -
Samaj Pragathi Sangha Bangladesh 5,900 - 5,075 -
Bikalpa Unnayan Karmashuchi Bangladesh 10,500 8,925 5,050 5,050
Adelante Foundation United States 6,250 6,188 5,000 4,950
Allied Bank Ltd. Pakistan 6,000 - 5,000 1,500
Council for Socio Economic Benevolent Action India 5,000 3,500 5,000 3,500
Page 25
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Development Workshop (DW-KixiCredito) Angola 9,126 - 5,000 3,350
Hand in Hand Tamil Nadu India 5,000 - 5,000 4,990
Programa Presidencial Unidades de Desarrollo
Comunitario Honduras 5,000 3,450 5,000 3,450
Tangalle M.P.C.S. Co-op Sri Lanka 12,000 - 5,000 -
Uganda Cooperative Savings and Credit Union Ltd Uganda 20,000 - 5,000 -
Union des Institutions Mutualiste Communautaire
d'Epargne et de Crédit Senegal 15,441 7,412 5,000 3,000
Village Women's Organisation Cameroon 5,000 - 5,000 4,250
Paribar O Shishu Kallayan Kendra Bangladesh 5,123 - 4,995 4,246
Agence Communautaire pour le Financement de la
Micro Enterprise/Organisation Chretienne de Secours Burkina Faso 5,230 - 4,969 -
Yehu Microfinance Trust Kenya 5,573 5,294 4,950 4,702
Society for Project Implementation Research
Evaluation and Training Bangladesh 6,545 - 4,945 4,797
FINCA Tanzania Tanzania 44,744 - 4,922 4,774
Cooperativa de Ahorro y Crédito Desarrollo de los
Pueblos Ecuador 14,021 5,749 4,907 2,012
Action Pour le Developpement Rural Integre du
Sankuru Democratic Republic of Congo 4,900 - 4,900 4,900
South Asia Partnership - Pakistan Pakistan 6,500 - 4,875 2,340
Women's Credit Program Bangladesh 4,895 - 4,875 -
Plan International - Asia Regional Office Thailand 54,565 51,291 4,870 -
Christian Agency for Rural Development India 5,600 - 4,850 -
ONG A.C.M. Togo 4,850 3,638 4,850 3,152
ASP Financiera Mexico 11,250 4,500 4,800 2,160
Jana Kallyan Kendra Bangladesh 5,700 - 4,800 -
Bodhana, Tiruvalla Social Service Society India 7,400 6,512 4,760 4,332
Dak Diye Jai Bangladesh 32,704 30,572 4,730 4,730
Karmo Jibon Sangstha Bangladesh 21,500 - 4,725 4,016
Page 26
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Pro Mujer - Argentina Argentina 15,868 15,709 4,700 4,700
Gandhi Ashram Trust Bangladesh 4,698 - 4,698 4,463
Kushtia Palli Unnayon Sangstha Bangladesh 5,317 - 4,673 4,673
Africa Village Financial Services Ethiopia 4,867 - 4,667 2,380
Maharshi Sambamurthy Institute of Social and
Development Studies India 5,144 - 4,644 4,644
Thaneakea Phum Cambodia Ltd. Cambodia 96,542 86,318 4,603 4,116
Vital Finance Benin 13,093 - 4,602 3,820
Basiri United Cooperative Multipurpose Union
Limited Nigeria 6,680 - 4,600 4,048
CARE International [Cambodia] Cambodia 6,020 - 4,600 2,944
Shishu Sasthya Foundation Bangladesh 4,600 - 4,600 4,416
Support Organisation for Micro Enterprises
Development Uganda 6,140 - 4,600 4,416
Bengalstar Area Work Society Bangladesh 5,685 - 4,571 -
Centre for Rural Health and Social Education India 11,600 9,860 4,550 3,822
Community Women Development Centre Nepal 5,685 5,685 4,548 4,548
Rural Bank of Mataasnakahoy Philippines 4,545 - 4,545 4,545
Catholic Relief Services Burkina Faso Burkina Faso 7,568 6,054 4,541 3,633
The Covenant Center for Development India 5,798 - 4,525 4,525
Micro Enterprise Development Network Uganda 5,916 2,248 4,517 949
Association of Development for Economic and Social
Help Bangladesh 5,445 5,173 4,500 4,275
Cooperative Bank of Tarlac Philippines 9,019 8,207 4,500 2,250
Dynamic Health and Research Action Bangladesh 5,000 - 4,500 4,050
Enterprise Promotion Links Ghana 4,700 - 4,500 2,700
Ethiopian Women Entrepreneurs Association Ethiopia 4,600 - 4,500 -
Human and Environment Development Association Bangladesh 6,500 - 4,500 4,050
Inter-Mission Micro Enterprise Development
(Intermission Industrial Development Ass.) India 5,300 - 4,500 4,500
Nirman Sangathan Bangladesh 4,500 - 4,500 4,050
Page 27
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Rural Organisation for Action and Development India 6,500 - 4,500 4,050
SOS Women - Coopérative Féminine d'Epargne et de
Crédit Cameroon 5,340 5,340 4,500 4,500
Agency for Cooperation and Research in
Development, Eritrea Eritrea 22,465 - 4,493 2,381
Habiganj Unnayan Sangstha Bangladesh 7,066 6,359 4,490 3,816
CARE International in Ghana Ghana 13,174 11,461 4,479 3,897
Réseau des Caisses Communautaires Rurales du
Bénin Benin 5,577 5,421 4,461 4,457
Joypurhat Rural Development Movement Bangladesh 21,685 18,866 4,455 3,341
Palorie Organization Nigeria 4,500 - 4,455 4,366
A Self-Help Assistance Program [Malawi] Malawi 4,931 3,501 4,438 3,550
DWIP Unnayan Sangstha Bangladesh 22,841 19,422 4,421 4,407
SAJJU Microfinance Initiative, Ltd. Nigeria 4,875 - 4,398 3,958
Cooperativa de Ahorro y Crédito Ambato Ecuador 7,013 2,868 4,390 2,854
Bangladesh Development Society Bangladesh 10,279 8,840 4,322 3,890
Bikrampur Legal Aid Organization Bangladesh 5,200 - 4,300 4,300
Pemberdayaan Perempuan dan transformasi social
wilayah Pasoendan Indonesia 4,300 4,300 4,300 4,300
Social Service Association Bangladesh 7,800 - 4,300 -
The Center for Women's Resources Development Indonesia 8,000 - 4,300 4,300
New Era Foundation Bangladesh 5,022 - 4,292 4,034
ONG UCADE Santo Domingo Ecuador 4,285 3,139 4,285 3,139
OMAKONSULTS Microfinance Institution Nigeria 5,176 5,072 4,250 4,165
Fundación Boliviana para el Desarrollo Bolivia 10,619 8,920 4,247 3,737
China Association for NGO Cooperation People's Republic of China 6,064 - 4,245 3,956
Microcrédito Para el Desarrollo Peru 7,068 6,842 4,231 -
Asociación de Cooperación Técnica - ACT Guatemala 13,516 - 4,218 1,898
Catholic Relief Services Senegal Senegal 7,026 5,621 4,216 3,373
Gasha Micro-Financing S.C. Ethiopia 5,652 2,600 4,210 1,768
Page 28
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Save the Children USA - Pakistan/Afghanistan Field
Office Pakistan 4,210 - 4,210 4,210
Dawn Microfinance Program Myanmar 9,656 - 4,200 4,200
National Centre for Counselling and Women
Entrepreneurs Dev Cameroon 4,200 - 4,200 3,780
Promotion du Developpement Industriel, Artisanal et
Agricole Burkina Faso 4,676 - 4,200 2,940
ADRA Perú Peru 14,967 14,817 4,190 4,190
Cooperativa de ahorro y credito 'San Martin de
Porres' Ltda Bolivia 6,960 - 4,176 2,506
Self-Help Promotion For Health and Rural
Development India 6,928 - 4,156 4,156
Sonata Finance Private Limited India 130,817 130,817 4,152 4,152
Dushtha Shasthya Kendra Bangladesh 98,983 98,577 4,113 4,113
Rural Finance Project Gambia 4,106 1,848 4,106 1,848
Thanjai Janaseva Bhayan India 6,000 - 4,100 2,788
United Uwani Community Bank Nigeria Ltd Nigeria 5,230 - 4,100 3,895
SPBD Microfinance (Tonga) Ltd Tonga 4,090 4,049 4,090 4,049
Solución Asea S. A. de C. V. SFP Mexico 34,597 31,691 4,067 3,986
Enterprise Bank, Inc. Philippines 23,698 20,617 4,050 1,012
Women Support Cooperative Ltd. Nepal 4,027 4,027 4,027 4,027
Horizon Verts Senegal 4,025 - 4,025 4,025
World Education - Nepal Nepal 4,025 4,025 4,025 4,025
Action for Development of Unreached India 4,873 - 4,016 -
Dale View, The India 4,875 - 4,010 -
Poribar Unnayon Songstha Bangladesh 13,902 12,000 4,010 3,831
Shuvashree Bikash Kendra Nepal 5,725 - 4,005 2,403
Apex Voluntary Agency for Rural Development India 5,720 - 4,004 3,483
Abhivyakti Media for Development India 5,000 - 4,000 4,000
Apoyo Promotora S.A de CV, SOFOM ENR Mexico 5,290 4,761 4,000 3,600
Asociación Salvadoreña Pro-Salud Rural El Salvador 5,142 - 4,000 3,160
Malabar Integrated Development Association India 5,000 - 4,000 3,200
Page 29
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Partners for Development United States 5,000 - 4,000 3,600
Satkhira Unnayan Sangstha Bangladesh 22,404 19,043 4,000 3,880
Society for Integrated Development in Urban & Rural
Areas India 4,000 - 4,000 4,000
Yehu Bank - CHOICE HUMANITARIAN Kenya 4,500 - 4,000 3,800
Development Society Bangladesh 6,400 - 3,954 3,954
Associação de Apoio à Economia Popular da
Amazônia Brazil 6,920 4,014 3,944 -
CHF (ACSI) - Iraq Iraq 25,515 4,975 3,940 1,690
Kerala Educational Development and Employment
Society India 4,801 - 3,920 3,849
Pustikar Laghu V.B.S.S. Samit India 6,983 - 3,910 1,368
Rapprochement des Mamans Humanitaires pour la
Paix Democratic Republic of Congo 5,200 - 3,910 2,150
CARE Honduras Honduras 4,077 3,262 3,900 3,120
Caritas del Perú Peru 21,429 18,108 3,900 3,296
Community Development Society India 5,900 5,310 3,900 3,705
Agroforestry Seed Production & Development
Association Bangladesh 12,879 - 3,895 3,895
Shurid Sangha Bangladesh 5,940 - 3,890 -
Centre Beninois pour l'Environment et le
Developpement Economique et Social Benin 4,000 - 3,880 -
Plan China People's Republic of China 4,320 3,845 3,867 3,558
Partner Bangladesh 4,867 - 3,855 -
Community Recovery Programme Indonesia 11,000 - 3,850 -
Solidarite, Promotion et Acces des Femmes au Credit Democratic Republic of Congo 3,846 - 3,846 -
VIKASA Mutually Aided Cooperative Thrift Society
Ltd. India 5,880 - 3,822 -
FADES - Afrique Cameroon 4,000 - 3,800 3,230
Fundación Integral Campesina Costa Rica 7,570 3,785 3,785 1,892
Daridra Bimochon Shangstha Bangladesh 19,869 19,861 3,784 3,784
Page 30
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Samannita Unnayan Seba Sangathan Bangladesh 6,691 6,624 3,775 3,775
Awami Committee for Development Pakistan 5,793 - 3,765 3,765
Asian Development Technology Centre Bangladesh 3,761 - 3,761 3,761
PRIDE AFRICA Kenya 6,231 - 3,738 1,944
Dass Women Multi Purpose Co-operative Union Nigeria 3,725 - 3,725 3,725
Philippine Enterprise Development Foundation Philippines 3,700 - 3,700 3,700
Social Transformation Through Action and Research India 4,000 - 3,700 -
FINCA Afghanistan Afghanistan 11,291 9,259 3,682 3,019
Kenya Agency for Development of Enterprise and
Technology Kenya 18,384 8,824 3,677 1,912
SAMIC Cambodia 10,809 8,755 3,675 3,124
Fundación Microfinanciera Hermandad de Honduras,
OPDF Honduras 8,960 4,659 3,660 1,903
Association pour le Developpement Rural Integre de
Nganda -Tsundi Democratic Republic of Congo 3,650 - 3,650 3,102
OICI - Mamou Guinea 3,647 - 3,647 2,918
CARE International in Lesotho Lesotho 6,510 5,136 3,646 2,877
Income and Employment Generation Programme -
NAPA Quang Binh Vietnam 6,063 6,063 3,637 3,637
Association pour la Promotion des initiatives locales Benin 3,918 - 3,600 2,052
En las Huellas del Banco Grameen Ecuador 3,600 3,528 3,600 3,528
Grameen Arthayan Kendra Bangladesh 4,500 - 3,600 3,240
Kasturba Gandhi national Memorial Trust India 6,000 - 3,600 2,160
Nicaraguan Community Development Loan Fund Nicaragua 15,030 5,220 3,600 1,620
Socio-Economic Development Society Bangladesh 4,000 - 3,600 3,600
Mahuli Community Development Center Nepal 5,993 5,993 3,595 3,595
Janakallyan Sangstha Bangladesh 4,220 - 3,587 2,941
Integrated Development Association of Bangladesh Bangladesh 4,875 - 3,580 -
Page 31
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Meklit Microfinance Institution Ethiopia 3,577 - 3,577 1,975
Human Development Foundation of Sri Lanka Sri Lanka 7,428 - 3,572 3,572
Surid Sangha Bangladesh 3,700 - 3,570 3,570
Centro de Promocion del Desarrollo Local Nicaragua 11,868 7,002 3,560 2,100
The Microfinance department at UNRWA Palestine 13,222 4,079 3,559 2,150
Mukti Cox's Bazar Bangladesh 4,516 - 3,537 3,190
AGRAGATI Bangladesh 4,701 4,701 3,528 -
Lamjung Federation of Savings and Credit
Cooperatives Ltd. Nepal 3,875 1,938 3,525 1,551
Cooperativa de Ahorro y Crédito CREDICOOP Chile 6,522 2,935 3,517 1,758
Association des Femmes pour le Mieux Etre Democratic Republic of Congo 3,998 - 3,500 3,045
Centre for Community Development Assistance Bangladesh 49,158 47,374 3,500 3,500
Emmannuel Hospitals Association India 4,000 - 3,500 3,395
Grameena Mahila Okkuta India 5,410 5,410 3,500 3,500
Institution Marocaine d'Appui à la Microentreprise Morocco 7,350 2,940 3,500 1,400
Kheda Mahila Bachat Mandal India 7,000 - 3,500 3,500
Lanka Microfinance Practitioners' Association Sri Lanka 7,500 7,425 3,500 3,430
Micro Credit For Development And Transformation
Cooperative Savings And Credit Society Ltd Uganda 4,603 4,603 3,500 3,500
National Bank Limited Bangladesh 71,000 17,750 3,500 1,575
Nidan Microfinance Foundation India 4,511 4,511 3,500 3,500
Swayamkrushi Women's Dev. Mutually Aided Coop.
Thrift Society India 9,800 - 3,500 3,500
International Christian Revival Ministry Ghana 10,870 - 3,478 3,165
Caritas Pakistan Pakistan 3,476 - 3,476 1,390
Système Financier Décentralisé ASUSU S.A. Niger 16,239 12,991 3,467 1,816
Volunteer Efforts for Development Concerns Uganda 4,707 - 3,450 2,174
Eskander Welfare Foundation Bangladesh 12,440 12,440 3,442 3,442
Rural Health Education and Credit Organization Bangladesh 3,820 - 3,438 -
Catholic Relief Services Sierra Leone Sierra Leone 5,702 3,592 3,421 2,155
Page 32
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Last Hope International Nigeria 3,520 - 3,420 3,078
Butembe Development Agency Uganda 3,500 - 3,405 -
Center Direct India 4,000 - 3,400 -
Farmers Alliance Against Poverty Nigeria 3,400 - 3,400 3,230
Win Centre India 3,440 - 3,400 3,400
Life Association Bangladesh 3,389 - 3,389 3,389
UDOY Bangladesh 5,641 5,598 3,384 3,358
Desh Seba Songstha Bangladesh 4,500 - 3,370 -
Organisation for Development Action and
Maintenance India 4,200 - 3,360 -
Sarhad Rural Support Programme Pakistan 6,159 6,036 3,357 3,357
National Investment and Savings Cameroon Cameroon 5,410 - 3,354 2,180
Convergence 2000 Benin 6,690 - 3,337 3,243
Winheedcam United States 4,131 - 3,305 -
Samannita Somay Unnayan Sangstha/ Integrated
Community Development Association Bangladesh 6,103 - 3,286 3,286
KixiCrédito S.A. Angola 12,686 7,612 3,271 1,963
Cooperativa de Ahorro y Crédito Chone Ltda. Ecuador 4,438 2,029 3,260 2,119
Cooperativa de Ahorro y Crédito Acción Rural Ltda. Ecuador 5,531 2,162 3,250 1,462
UNESCO Club PAFF Democratic Republic of Congo 3,250 - 3,250 2,600
Shetu Bangladesh Bangladesh 5,515 - 3,235 2,264
SAILD (Service d'Appui aux Initiatives Locales de
Developpement) Cameroon 4,301 - 3,221 1,772
Alcance Financiera, S.A. de C.V., SOFOM, E.N.R. Mexico 4,000 3,960 3,200 3,168
Jong Trust India 3,200 - 3,200 3,200
Poor and Progress Assistance Bangladesh 5,000 - 3,200 2,080
Voluntary Paribar Kalyan Association Bangladesh 6,355 - 3,200 3,200
Canadian Centre for International Studies and
Cooperation, I India 4,550 - 3,185 2,898
Banco de los Pobres de Medellin Colombia 6,240 3,744 3,120 1,872
Page 33
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Development Research Communication and Services
Centre India 3,120 - 3,120 3,120
Red de Microcredito de Medellin Colombia 74,124 43,881 3,120 1,872
Cooperativa de Ahorro y Credito Riobamba Ltda. Ecuador 8,876 - 3,106 1,957
Yayasan Pokmas Mandiri Indonesia 9,295 9,295 3,102 3,102
Canadian Physicians for Aid Relief Ethiopia 3,100 - 3,100 -
Heaven on Mercyful Earth India 3,100 3,100 3,100 3,100
Integrated Human and Social Development
Foundation Ghana 3,300 - 3,100 2,666
Ligue des Femmes Congolaises / Projet CREP Democratic Republic of Congo 3,100 - 3,100 -
Rural Welfare Institute India 4,800 - 3,100 3,100
Zimbabwe Microcredit Facility (Private), Ltd. Zimbabwe 4,780 3,107 3,100 1,860
Nandom Rural Bank Limited Ghana 3,240 - 3,078 2,549
Rural Economic Support and Care for the
Underprivileged Bangladesh 3,376 - 3,070 3,039
Voluntary Association for Rural Development Bangladesh 13,830 13,830 3,057 3,057
CPECG Yètè Mali Guinea 3,532 2,472 3,050 1,982
Society for Women Awareness and rural
Development India 3,460 - 3,020 -
Association PAG LA YIRI de Femmes Burkina Faso 3,950 - 3,000 3,000
COAC Mushuc Runa Ecuador 34,500 11,730 3,000 1,020
G7 Bank (Rural Bank of Nabua, Inc.) Philippines 3,507 - 3,000 103
Indira Mahila Mandali India 3,000 - 3,000 3,000
Kyrgyzayltrust Kyrgyzstan 3,454 - 3,000 3,000
Network of Small Action Groups/Youth Charitable
Organization India 4,000 - 3,000 2,910
Nigerian Centre for Research & Documentation Nigeria 3,000 - 3,000 -
Nilmoti Dustha Narikallyan Sangthsa Bangladesh 5,200 - 3,000 3,000
Nsoatreman Rural Bank Ghana 8,400 5,880 3,000 1,950
ONG Espoir de la Famille Benin 5,000 4,900 3,000 2,880
ONG FACES Ecuador 3,982 2,687 3,000 2,100
Page 34
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Patphil International Limited Nigeria Nigeria 4,000 - 3,000 2,400
Plan Togo Togo 8,500 - 3,000 3,000
Projet PNUD - Programme d'appui aux Initiatives de
Base Guinea 4,500 - 3,000 1,590
Rural Development and Welfare Foundation Bangladesh 3,000 - 3,000 3,000
Rural Education and Development Centre India 3,921 - 3,000 -
Shaheed Abdul Hameed Education Society India 3,000 - 3,000 -
SHD Savings and Credit Company Zimbabwe 3,600 - 3,000 2,700
Wayanad Social Service Society India 3,200 - 3,000 2,700
Initiative pour le Developpement Communautaire
Integre Democratic Republic of Congo 2,990 - 2,990 2,691
Service Civil International Bangladesh 3,070 - 2,990 2,691
Unnayan Prochesta Bangladesh 3,074 - 2,980 2,622
SEEDA - Self-Employees Economic Development
Association of Sri Lanka Sri Lanka 3,240 - 2,965 2,580
Community Action for Rural Development India 4,806 - 2,952 2,952
Union Régionale des Caisses du Bam Burkina Faso 3,676 588 2,941 2,941
Bangladesh Association of Women for Self-
Empowerment Bangladesh 2,935 - 2,935 2,935
Vivekananda Sevakendra O Sishu Uddyan India 4,703 3,574 2,915 2,682
Agence Pour la Promotion et l'Appui aux Petites et
Moyennes Entreprises Benin 12,794 - 2,907 2,180
Association for Realisation of Basic Needs Bangladesh 14,520 12,632 2,904 2,323
Assistance for Development Programme Bangladesh 3,200 - 2,900 2,610
Cooperativa de Ahorro y Credito-Caja Rural Nacional
R.L. Nicaragua 7,245 3,695 2,890 1,474
Nari Maitree Bangladesh 3,500 - 2,884 2,884
BIDANI Development Foundation (Formerly BIDANI
Credit Trust) Philippines 4,598 - 2,878 2,590
Progoti Samajkallyan Sangstha Bangladesh 3,837 3,492 2,877 2,819
EC Bangladesh Bangladesh 9,574 9,383 2,872 2,815
Shapla Shamaj Unnyan Shanghtha Bangladesh 3,940 - 2,870 -
Page 35
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Catholic Institute for Development Justice and Peace Nigeria 3,720 - 2,863 2,176
Benevolent Community Education and Rural
Development Society Cameroon 3,178 - 2,860 2,145
Society for Initiatives in Rural Development and
Environmental Protection Cameroon 3,178 - 2,860 2,002
Polly Unnayan Shangstha Bangladesh 2,852 - 2,852 2,852
Fortune Grassroots Development Initiative MFI Nigeria 3,800 3,610 2,850 2,138
Binh Minh Community Development Consulting
Company Vietnam 4,068 3,946 2,848 2,763
Karnali Saving and Credit Co-operative Limited Nepal 2,848 2,848 2,848 2,848
The Good Earth Bangladesh 3,154 2,996 2,839 2,725
Alliance des Caisses d'Epargne et de Credit de
l'Oudalan Burkina Faso 3,415 - 2,836 2,354
Aidez Small Project International Ghana 3,612 3,384 2,816 2,419
La Generale des Actions pour la Promotion de l'Ideal
Communautaire Democratic Republic of Congo 3,480 - 2,812 2,250
Adansi Rural Bank Limited Ghana 2,874 - 2,800 2,100
Foundation for Development Alternatives Philippines 2,800 - 2,800 2,772
Mouvement Paysan de Papaye-Haiti Haiti 3,500 - 2,800 -
Organization for Social Advancement and Cultural
Activities Bangladesh 4,400 - 2,800 2,800
Rural Women's Association Mauritius 4,520 - 2,800 1,176
Shaldair Renaissance Club Bangladesh 4,200 - 2,800 2,716
UPKH CD RS Bethesda Indonesia 3,500 - 2,800 1,680
United Youth Club Nepal 3,108 - 2,797 2,517
Anglican Family Income Projects - Nigeria Nigeria 3,100 - 2,790 2,706
Cooperativa de Ahorro y Crédito Artesanos Ecuador 3,240 2,229 2,790 2,176
Kaunlaran Sa Kabuahayan Microcredit Corporation Philippines 10,846 9,436 2,786 2,424
Instituto de Investigaciones Socio-Económicas y
Tecnológicas Ecuador 9,749 3,910 2,778 1,333
Page 36
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Seilanithih Limited Cambodia 13,846 9,831 2,769 2,354
Catholic Relief Services Madagascar Madagascar 4,586 2,522 2,752 1,514
Bancolombia Microfinanzas Colombia 5,500 - 2,750 1,320
Negros Women for Tomorrow Foundation Philippines 116,603 116,486 2,741 2,741
Kuttanadu Vikasana Samithy India 3,850 - 2,740 2,740
SANGJOG/Connection Bangladesh 2,850 2,708 2,730 2,594
Bangladesh Rural Improvement Foundation Bangladesh 3,563 - 2,724 -
FINCA D.R. Congo Democratic Republic of Congo 16,013 - 2,722 2,722
Catholic Relief Services El Salvador El Salvador 4,511 3,609 2,707 2,166
Chifeng Zhaowuda Women?s Sustainable
Development Association People's Republic of China 3,866 3,866 2,706 2,706
African Housing Fund - Zambia Zambia 3,800 - 2,700 1,674
Shanthinikethanaya Sri Lanka 3,750 - 2,700 -
BRAC Southern Sudan South Sudan 5,602 5,602 2,688 2,688
Ong le Tonus Mali 2,690 - 2,681 1,504
Afghanistan Microfinance Institution Afghanistan 2,977 774 2,680 697
Rural Agency for Social and Technological
Advancement India 3,708 - 2,680 2,600
Social Education for Rural Development India 3,341 - 2,673 2,673
Ningxia Yanchi County Ass. for the Advancement of
Women People's Republic of China 2,906 2,877 2,665 2,638
Entrepreneurs du Monde France 6,657 - 2,663 2,450
Federacion Uruguaya de Cooperativas de Ahorro y
Credito Uruguay 21,250 - 2,663 1,571
Perhimpunan untuk Studi dan Pengembangan
Ekonomi dan Sosial Indonesia 3,214 2,764 2,660 2,394
Pride Zambia Zambia 4,556 - 2,660 1,490
Ameen s.a.l. Lebanon 13,476 3,493 2,624 1,457
Samadeepa Samaja Kendraya, Inc. Sri Lanka 4,098 - 2,618 1,204
Network Leasing Corporation Limited Pakistan 5,102 - 2,603 677
Jagrata Juba Shangha Bangladesh 5,913 - 2,602 2,602
Page 37
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Agencia Adventista para el Desarrollo y Recursos
Asistenciales Honduras 3,161 2,908 2,600 2,470
Proshikhit Jubo Kallayan Sangstha Bangladesh 3,000 - 2,600 2,418
Kosovo Grameen Missione Arcobaleno Microcredit
Fund Kosovo 4,703 4,703 2,586 2,586
Future In Our Hands Development Fund Sri Lanka 4,507 - 2,585 2,482
North Western Economic Enterprise Development &
Savings Co-op Society Sri Lanka 3,800 - 2,584 646
Cambodia Community Building Cambodia 4,314 - 2,573 2,496
SNEHA MACS LIMITED India 2,573 - 2,573 2,573
Surigaonon Rural Banking Corporation Philippines 7,345 7,198 2,571 2,520
Action D'Aide Sanitaire aux Plus Demunis Democratic Republic of Congo 2,570 - 2,570 2,570
Manav Adhikar Seva Samitee India 2,570 - 2,570 2,570
Mukono Teachers' Savings and Credit Society Ltd Uganda 2,661 - 2,565 1,749
Bangladesh Organization Polli Mongal Sangasa Bangladesh 2,550 - 2,550 2,116
Programme for Community Development Bangladesh 2,623 - 2,550 2,422
Uweso Savings and Credit Scheme Uganda 2,526 - 2,526 2,273
Sarthi India 2,721 - 2,523 2,523
Association for Rural Development - Bangladesh Bangladesh 3,000 - 2,500 2,500
Center for Community Transformation, Inc. Philippines 67,099 62,093 2,500 2,275
Commoners Agric. & Rural Development Association Sierra Leone 3,500 - 2,500 1,625
Federation Nationale des Groupements de
Promotion Feminine Senegal 5,094 - 2,500 2,500
Kandy District TCCSU Limited Sri Lanka 4,000 - 2,500 -
Lovely Multi-Purpose Coop. Society Ltd. India 2,500 - 2,500 2,500
Mthuzi Development Foundation Inc. Zambia 5,000 - 2,500 1,500
People's Action for Transformation Trust India 2,948 - 2,500 2,500
Reseau des Caisses d'Epargne Et De Credit Des
Femmes De Dakar Senegal 2,500 1,875 2,500 -
Page 38
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Samaj Unnayan Kendra Bangladesh 4,733 - 2,500 2,375
Santhimalai Research & Development Trust India 2,500 - 2,500 2,500
The Rural Entitilement and Legal Aids India 3,400 - 2,500 2,500
Union des Caisses Jemeni Mali 8,819 - 2,500 1,550
Village Economic and Social Development
Community Bangladesh 4,280 - 2,500 2,000
Zambuko Trust Zimbabwe 4,462 - 2,500 1,875
CARE International in Democratic Republic of Congo Democratic Republic of Congo 3,504 2,677 2,498 1,908
Ruchi India 2,493 - 2,493 2,368
Rural Centre for Human Interests India 2,493 - 2,493 2,368
Sagarika Samaj Unnayan Sangstha Bangladesh 24,827 21,599 2,483 2,483
Central Cresol Baser Brazil 49,646 9,418 2,482 372
Sociedad Cooperativa de Ahorro y Crédito AMC de
R.L. de C.V. El Salvador 13,773 8,096 2,482 998
SPBD Microfinance (Fiji) Ltd Fiji 2,481 2,456 2,481 2,456
Rural Organisation for Voluntary Activities Bangladesh 8,551 7,867 2,479 2,479
Consultores Agropecuarios y Forestales Asociados,
S.A. de C.V. Mexico 6,445 6,123 2,477 2,229
Jana Seba Kendra Bangladesh 3,750 - 2,475 -
CECPKI Democratic Republic of Congo 4,083 - 2,462 1,157
PROPESA Chile 6,000 - 2,460 1,353
Cooperativa de Ahorro y Crédito SAC Ecuador 3,323 1,495 2,456 1,375
Cooperativa de Ahorro y Crédito SAC Ecuador 3,323 1,495 2,456 1,375
Social Development Pace Bangladesh 4,115 - 2,455 2,136
Bosak Microfinance Bank Limited Nigeria 4,348 3,957 2,452 2,305
Social Welfare Agency and Training Institute India 3,276 1,966 2,450 1,470
Union des Mutuelles dEpargne et de Credit de
Sedhiou Senegal 3,051 - 2,440 659
Foundation for rural and industrial equipment for
national development inc. Philippines 3,043 - 2,434 2,239
Martina Centre Nigeria 2,762 - 2,432 2,252
Page 39
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Initiative Developpement Benin Benin 3,039 - 2,431 2,382
Benishangul-Gumuz Microfinancing Share Company Ethiopia 5,483 - 2,425 534
Centre for Participatory Education and Action for
Community Empowerment India 2,517 - 2,405 2,405
Collective Self Finance Scheme Zimbabwe 2,400 - 2,400 1,968
Hyderabad Collective for Study and Action India 2,400 - 2,400 -
Nedumkandam Cultural Society India 2,500 - 2,400 1,920
Village Development Association Bangladesh 3,900 - 2,400 2,400
Women's World Banking Malawi Malawi 4,000 - 2,400 2,160
Jinzhong Rural Poverty Reduction Development
Association People's Republic of China 2,396 2,396 2,396 2,396
Credit Scheme for Productive Activities of Women in
Tanzania Tanzania 2,989 - 2,392 2,392
Unnayan Porikalpanaya Manush Bangladesh 2,839 - 2,375 1,971
Enterprise Mentors El Salvador El Salvador 2,374 2,303 2,374 2,303
Cootradepmeta Colombia 21,235 13,590 2,350 1,504
CERP GALA LETU Democratic Republic of Congo 5,670 2,608 2,340 1,310
Eshet Microfinance Institution Ethiopia 2,337 - 2,337 958
Asociacion General para Asesorar Pequenas
Empresas Colombia 2,749 - 2,336 2,102
Cercle Communautaire Benin 5,500 - 2,336 -
FINCA Nicaragua Nicaragua 19,528 15,622 2,335 1,742
Port Sudan Association for Small Enterprise
Development Sudan 4,962 3,027 2,332 1,632
Canadian Centre for International Studies and
Cooperation, Vietnam Vietnam 5,221 - 2,327 1,582
Sungi Development Foundation Pakistan 7,049 7,049 2,326 2,326
Village Reconstruction Institution Bangladesh 3,630 - 2,325 -
Alternativa Solidaria Chiapas, A.C. Mexico 13,753 13,753 2,312 2,312
CIPCRE - BAMENDA Cameroon 2,500 - 2,300 1,909
Cooperativa de Ahorro y Crédito La Benéfica Ecuador 2,981 1,433 2,300 1,495
Page 40
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Gorakhpur Environmental Action Group India 2,300 - 2,300 2,231
Mallig Plains Rural Bank (Isabela), Inc. Philippines 13,560 - 2,300 2,300
Te Creemos, S.A. de C.V. SFP Mexico 8,678 4,860 2,300 1,495
Catholic Relief Services Democratic Republic of
Congo Democratic Republic of Congo 3,832 2,797 2,299 1,678
Society For Micro Economy Development Activities India 2,295 - 2,295 2,043
FOMENTAMOS - Corporacion para el fomento del
microcredito y las microfinanzas Colombia 2,291 1,512 2,291 1,512
Malawi Rural Finance Company, Ltd. Malawi 73,112 28,514 2,287 915
Mohila Bohumukhi Shikkha Kendra Bangladesh 11,807 11,559 2,281 2,235
Jiban Sandhani Samaj kalyan Sangstha Bangladesh 2,500 - 2,280 2,234
PAHAL India 2,990 2,900 2,272 2,227
FBN Microfinance Bank Limited Nigeria 8,420 4,495 2,259 1,415
Adventist Development and Relief Agency
International - Germany Germany 2,252 - 2,252 2,139
Anavoor Mahila Samajam India 2,250 - 2,250 2,250
Catholic Relief Services Sudan Sudan 3,742 3,705 2,245 2,223
Ahead Social Organization Bangladesh 2,235 - 2,235 2,123
Actuar Bolivar Colombia 6,226 3,487 2,230 1,249
ASBL Duterimbere Rwanda 3,177 - 2,223 2,134
Samakal Samaj Unnayan Sangstha Bangladesh 2,219 - 2,219 2,108
CRDTC People's Republic of China 7,442 - 2,216 -
Fundación para el Desarrollo de la Pequeña Empresa Guatemala 3,257 2,866 2,200 1,936
National Association of Business Women Malawi 2,600 2,600 2,200 2,200
Payyavoor Community Development Project India 2,860 2,202 2,200 1,694
Fondo de Desarrollo Comunal Bolivia 11,545 7,158 2,197 1,788
Organisation for Social Change and Rural
Development India 2,189 - 2,189 2,189
Busa Gonofa MFI Ethiopia 3,030 - 2,181 1,788
Futuro Contactar Colombia 4,044 2,912 2,180 1,570
Page 41
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Community Welfare and Enrichment Society India 2,216 - 2,172 2,129
Mision Alianza de Noruega en Ecuador Ecuador 10,842 - 2,170 1,085
ADEA - Andahuaylas Peru 3,600 2,880 2,160 1,728
MASUM India 5,400 5,400 2,160 2,160
Foundation for Women Liberia United States 2,156 2,145 2,156 2,145
Society of Women in Action for Total Empowerment India 2,154 - 2,154 -
Ilobu Community Bank Nigeria 2,440 488 2,150 430
Inter Aide France 2,366 - 2,136 1,623
Fundación Para la Promoción y el Desarrollo Nicaragua 20,005 10,385 2,135 1,302
Janarth India 7,100 - 2,130 958
Fundación Para el Microcrédito Guatemala 2,126 - 2,126 1,956
National Association of Co-operative Credit Unions of
the Gambia Gambia 9,652 5,212 2,125 1,148
Caja Nor Perú Nuestra Gente Peru 33,961 14,603 2,123 913
Neighbourhood Society Service Centre Nepal 14,139 14,139 2,120 2,120
Centre for Agriculture & Rural Development Ghana 2,112 876 2,112 876
National Rural Development Program Pakistan 3,014 1,839 2,110 1,477
Society for Elimination of Poverty Bangladesh 3,330 - 2,105 -
Bank Tabungan Pensiunan Nasional Sharia Indonesia 2,100 2,100 2,100 2,100
BLOSSOM TRUST India 3,586 - 2,100 2,100
Catholic Relief Services Cameroon Cameroon 3,500 2,765 2,100 1,659
Conserva A.C. Mexico 12,897 12,768 2,100 840
Institute for Social Economic Studies and
Development Indonesia 2,960 - 2,100 1,155
Saviya Development Foundation Sri Lanka 2,100 - 2,100 -
Semilla Solidaria, S.A. de C.V. Mexico 9,970 8,774 2,100 1,260
UCADE LATACUNGA Ecuador 3,420 3,224 2,100 1,995
United Indigenous Commercial and Petty Traders
Association Sierra Leone 3,000 - 2,100 1,365
Grameen Swapna Bangladesh 4,725 3,993 2,099 1,774
Banco Procredit Ecuador Ecuador 36,780 14,344 2,096 817
Page 42
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Yilong County Rural Development Assosiation People's Republic of China 2,457 833 2,088 804
Rural Unit for Health and Social Affairs India 4,172 4,172 2,087 2,087
Mutuelle d' Epargne et de Credit de la FEPRODES Senegal 8,093 - 2,085 1,937
The Christian Enterprise Trust of Zambia - CETZAM
Financial Services Limited Zambia 5,208 3,437 2,077 1,682
Grameen Jano Unnayan Sangstha Bangladesh 17,429 12,549 2,072 2,072
Kenya Ecumenical Church Loan Fund Kenya 16,648 9,423 2,068 1,286
Crac Credichavin Peru 6,764 4,870 2,067 1,488
Association pour une Dynamique de Progres
Economique et Social Senegal 3,444 - 2,066 1,942
USC- Satunama Indonesia 5,165 - 2,066 1,116
Mybinh People's Credit Fund Vietnam 3,176 - 2,065 -
Barendrabhumi Social Development Organization Bangladesh 4,340 - 2,053 1,848
Triple A Research and Consultancy Nepal 2,731 2,731 2,051 2,051
Association for International Development and
Services Sierra Leone 5,553 - 2,047 1,740
Advancement of Rural People Organization For
Needy Bangladesh 2,040 - 2,040 2,040
Assoc. for Rural Cooperation, Development and
Improvement People's Republic of China 2,038 1,101 2,038 1,101
FINCA Russia (Samara-Tomsk) Russia 11,318 6,815 2,037 1,222
Africare - Senegal Senegal 2,900 - 2,030 -
Harsita Alur Yojane India 2,615 - 2,027 2,017
Solidarity Bangladesh 8,562 7,888 2,025 2,025
Yapidi Rural Women Development Programme Indonesia 6,576 - 2,024 2,024
Anisha Microfin Association India 5,052 5,052 2,021 2,021
Community Based Poverty Reduction Project Nigeria 2,020 - 2,020 1,717
NDIKOM Progressive Association Nigeria 2,019 - 2,019 2,019
Mutuelle d'Epargne et de Credit Pour la Promotion
de la Peche a Mbour Senegal 3,027 - 2,011 994
Page 43
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Save the Children US - Vietnam Vietnam 4,015 - 2,008 1,988
ACCRI Italy 2,000 - 2,000 2,000
Amanath Co-operative Bank Ltd. India 2,000 - 2,000 1,000
AMUPEC Togo 3,180 - 2,000 -
Asociacion de Proyectos Comunales de El Salvador -
PROCOMES El Salvador 2,403 1,778 2,000 1,560
Child aid International Kenya 2,650 - 2,000 -
Children's Alliance for the Protection of the
Environment Gambia 2,000 - 2,000 1,500
Christian Children's Fund West Africa Regional Office Senegal 2,000 - 2,000 1,800
Community Home Society India 2,000 - 2,000 2,000
Concern Worldwide, Haiti Haiti 3,400 - 2,000 1,900
ECLOF-Philippines Philippines 7,860 - 2,000 1,900
Eurocredit Cooperative Philippines 2,500 - 2,000 1,900
HILDA - High Land Development Association India 2,020 - 2,000 -
Ifesowapo Multipurpose Cooperative Union Limited Nigeria 2,000 - 2,000 1,300
Indian Council for Child Welfare India 2,100 - 2,000 2,000
Initiative des Masses Paysannes IMAP Togo 2,000 1,600 2,000 1,400
Manob kallyan Kendra Bangladesh 2,000 - 2,000 1,700
Ndoeh Gbeh Bondei, Ndolegbonda Integrated Agri-
Dev. Project Sierra Leone 2,000 - 2,000 1,800
ONG Jigi Mali 2,500 - 2,000 1,600
Pazhakulam Social Service Society India 2,600 - 2,000 2,000
Poverty Elimination Organization Bangladesh 2,200 1,980 2,000 1,800
Save the Children Fund UK - Vietnam Vietnam 30,000 - 2,000 2,000
Society for Rural Improvement India 2,000 - 2,000 2,000
Watershed Organisation Trust India 2,500 - 2,000 1,980
Taraqee Foundation Pakistan 2,224 - 1,999 1,799
Naria Unnayan Samity Bangladesh 22,605 18,988 1,998 1,729
Fundación de Desarrollo Campesino Nicaragua 1,991 - 1,991 1,294
Page 44
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Instituto Para el Desarrollo Hondureño Honduras 6,337 5,070 1,990 1,692
JOKKERE ENDAM Senegal 2,650 - 1,987 1,419
Desarrollo Autogestionario, A.C. Mexico 4,169 3,544 1,983 1,686
Nepal Rural Development Organization Nepal 1,982 - 1,982 1,982
Graduate Employment Fund Sudan 2,200 - 1,980 1,287
Karra Society For Rural Action India 2,200 - 1,980 -
Gambians for Self-Employment Gambia 1,978 - 1,978 1,563
CJEB-ONG Benin 2,190 - 1,971 -
Christian Children's Fund Guatemala Guatemala 2,133 - 1,962 1,903
Concerned Women for Family Development Bangladesh 5,992 5,513 1,958 1,743
Chin Micro Finance Institution Myanmar 3,548 1,951 1,951 702
Human Cooperation Centre in Bangladesh Bangladesh 1,950 - 1,950 1,677
Wau Microbank Limited Papua New Guinea 2,783 835 1,948 390
Alordisha Kallyan Sangstha Bangladesh 1,938 - 1,938 1,938
Central de Promoción Rural Acayucan, A.C. Mexico 3,474 3,127 1,936 1,742
AFADECO Microfinance Fund Democratic Republic of Congo 2,333 - 1,926 1,444
Sri Lanka Association of Professional Social Workers Sri Lanka 3,200 - 1,920 1,843
Suchana Samaj Unnayan Sangstha Bangladesh 1,914 1,857 1,914 1,857
Crac San Martin Peru 9,897 5,542 1,904 1,066
African Underprivileged Children's Foundation Nigeria 2,300 1,679 1,900 1,387
Cooperativa de Ahorro y Crédito Fondvida Ecuador 2,010 1,206 1,900 1,178
Centro de Desarrollo Comunitario Centeotl, A.C. Mexico 1,897 - 1,897 1,897
Fundación para la Integración Productiva
Sustentable, A.C. Mexico 7,345 7,198 1,897 1,859
Equipo de Educación y Autogestión Social Peru 4,617 4,017 1,896 1,668
Rural Advancement and Social Progress Organization Bangladesh 3,440 - 1,892 1,892
Nirantara Community Services India 5,228 5,228 1,887 1,887
Mbonweh Women's Development Associaton Cameroon 2,480 - 1,880 1,880
Shisu Unnayan Sangstha Bangladesh 2,170 - 1,880 -
Page 45
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Cooperativa Belen Ahorro y Credito Colombia 10,684 - 1,870 1,122
Habitat & Economy Lifting Programme Bangladesh 2,200 - 1,866 -
FONDESPOIR Haiti 3,270 - 1,865 1,306
Oportunidad Microfinanzas S.A. de C.V Mexico 1,864 - 1,864 1,715
Time Organisation, Budalur India 1,852 - 1,852 -
NEED Bangladesh 2,200 - 1,850 1,480
RupGong Artho Samajk Unnayan Somity Bangladesh 1,850 - 1,850 -
Social Welfare Society Pakistan 2,337 - 1,850 1,684
Cooperative Financiere de la Communaute
Chretienne (Reseau CFCC) Cote d'Ivoire 2,248 - 1,845 1,255
Annai Educational Society India 5,250 - 1,840 -
FENAGIE/PECHE Senegal 9,091 - 1,837 1,819
PRISM Bangladesh Bangladesh 27,499 27,499 1,833 1,833
Friends Society Bangladesh 1,850 - 1,825 1,807
Mamatha Makkala Mandira India 3,435 - 1,815 1,815
Gramin Dalit Kalyan Samiti Devghar India 1,810 - 1,810 -
Planned Social Concern India 5,156 5,156 1,805 1,805
PT. BPR Tataarta Swadaya Indonesia 1,805 722 1,805 722
Association For Bangladesh Social Advancement Bangladesh 1,800 - 1,800 1,800
Bangko Ng Kalumpit, Inc. Philippines 2,000 - 1,800 1,764
COPHEE India 2,123 - 1,800 1,782
Human Dignity Promotion Program Ghana 2,050 - 1,800 1,620
Jana - Shri Financial Corporation Company Limited Sri Lanka 3,000 1,050 1,800 990
LP3M Algheins Indonesia 1,800 900 1,800 900
Nigerian Association of Women in Agriculture &
Development Nigeria 2,000 - 1,800 1,440
Projukti Peeth Bangladesh 2,100 - 1,800 1,800
Self-Help and Rehabilitation Programme Bangladesh 19,150 18,767 1,800 1,764
VIDYA India 2,500 - 1,800 -
Widows Organisation International Nigeria 2,500 500 1,800 180
Widows Organization International Nigeria 2,500 500 1,800 180
Page 46
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Women's World Banking Ghana Saving and Loan
Company Ghana 2,250 - 1,800 1,674
Victoria Basin Savings and Microfinance Cooperative
Trust Ltd Uganda 9,854 5,518 1,779 1,174
Salone Microfinance Trust Sierra Leone 7,079 4,177 1,770 1,239
Reseau KARABARA Mali 1,766 - 1,766 1,357
FINCA Malawi Malawi 17,632 14,106 1,763 1,587
Shashimene Eddir Yelimat Agar S.C. Ethiopia 1,853 - 1,760 827
Programa de Estudios y Apoyo a la
Produccion/Fondo de Credito Solidario Bolivia 1,758 - 1,758 -
Shristy Samaj Kallayan Sangstha Bangladesh 1,755 - 1,755 1,737
Caja Rural de Ahorros y Crédito El Señor Del Luren Peru 35,432 24,802 1,754 877
Project Hope - Malawi Malawi 1,753 - 1,753 1,753
Association of Women in Development Experts Ghana 1,750 - 1,750 -
Participatory Institute for Development Alternatives Sri Lanka 1,750 - 1,750 1,015
Sambali Bank Philippines 2,000 - 1,750 1,050
Shaplaful Bangladesh 5,800 - 1,750 1,085
Synergie Nord Sud pour l'Epargne et le Credit Togo 2,300 - 1,750 963
VOICE India 2,000 - 1,750 -
Voluntary Organization for Innovative and Collective
Education India 2,000 - 1,750 -
Women's Organisation for Rural Development India 1,747 - 1,747 1,747
Actuar Caldas Colombia 2,459 1,672 1,745 1,187
Association of Rural Development India 1,730 - 1,730 606
The Institute of Rural Development Bangladesh 5,405 5,215 1,729 1,539
ActionAid India India 2,741 - 1,726 1,036
Santhana Human Welfare & Educational Trust India 2,440 - 1,716 1,716
Shushilan Bangladesh 3,116 2,306 1,703 1,362
Association for Rural Community Development India 2,684 - 1,702 1,702
Centre for the Development of People Ghana 1,700 - 1,700 1,700
Page 47
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Collective Order for Rural Construction Education India 1,700 - 1,700 1,700
Community Research and Development Organization Sierra Leone 1,990 - 1,700 986
Cooperativa de Ahorro y Crédito Los Andes Cotarusi
Aymaraes Peru 4,893 2,936 1,700 850
Fundación de Asistencia para la Pequeña Empresa Guatemala 3,379 2,872 1,700 1,615
GIA/NABIO Agroforestry Development Organisation Ghana 2,000 - 1,700 1,700
Inner City Development Cooperative Philippines 2,777 2,721 1,700 1,598
Prottasha Bangladesh 2,600 - 1,700 1,360
Society for Serving Humanity India 1,775 - 1,700 1,700
Wheel Society India 2,100 - 1,700 1,700
Women Health Education Economic and Life Society India 1,700 - 1,700 1,700
Centro de Apoyo al Microempresario, I.A.P. Mexico 298,564 225,714 1,685 1,314
UGAFODE Microfinance Ltd Uganda 5,987 1,754 1,685 765
Grameen de la Frontera A.C. Mexico 7,242 7,242 1,684 1,684
Projets Verts Benin 1,771 - 1,684 1,617
Asociacion Rasuhuillca Peru 2,500 - 1,681 1,412
Rural Development Organization India 1,830 - 1,672 1,672
The Rural Development Organization India 1,830 - 1,672 1,672
Yitzhak Rabin Foundation Kenya 2,788 - 1,672 1,505
Banco Hondureño Del Café (BANHCAFE) Honduras 8,334 4,192 1,670 1,119
Prajashakthi Development Fund Sri Lanka 1,850 1,832 1,665 -
daizou collines Benin 1,886 - 1,664 1,082
Centre for Women and Community Development Pakistan 1,663 - 1,663 1,164
Bukidnon Cooperative Bank Philippines 1,748 - 1,661 1,644
PUNDUTSO Micro Finance Zimbabwe 4,145 2,487 1,658 663
Manab Sampad Bikash Trust India 1,656 - 1,656 1,656
Page 48
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Development Association for Basic Improvement-
Dabi Moulik Un Bangladesh 33,104 32,111 1,655 66
Anthodaya Community Development Foundation Sri Lanka 1,900 - 1,650 -
Fundación San Miguel Arcangel Inc. Dominican Republic 2,015 - 1,650 1,650
Collectif d'Action pour la Promotion des Secteur
Artisanal et Agricole (CAPSA C) Cameroon 1,646 - 1,646 1,613
Fondo de Desarrollo Para la Mujer Nicaragua 5,257 - 1,640 1,525
Manab Sampad Unnayan Kendra Bangladesh 2,050 - 1,640 1,640
Fundación Mario Santo Domingo Colombia 11,363 7,811 1,638 1,097
Catholic Relief Services Zambia Zambia 2,716 2,309 1,630 1,386
PACT, Inc. (PDR) Laos 1,629 - 1,629 1,580
Centro de Promoción y Empleo para el Sector
Informal Urbano Ecuador 2,257 1,377 1,627 976
Gramin Seba Songstha Bangladesh 1,624 - 1,624 1,624
Pune District Agricultural Development Foundation India 1,622 - 1,622 -
Fundación Hidalguense, A.C. Mexico 2,686 1,950 1,612 1,290
GIE Jokkere Endam Senegal 2,150 - 1,612 1,531
We Care India 1,840 - 1,612 1,612
Alternative Development Initiative Bangladesh 19,745 17,770 1,605 1,605
Pragati India 1,752 - 1,604 1,604
Association for Promotion of Senegalese Women Senegal 2,000 - 1,600 1,600
Beit El Mal (Composante Microfinance Du
Programme Twize) Mauritania 2,700 - 1,600 -
Belgaum Integrated Rural Development Society India 2,600 - 1,600 -
Chinishpur Dipshikha Mohila Samity Bangladesh 2,000 - 1,600 1,600
Global Bahumukhi Sahakari Sanstha Limited (Global
Multiple Cooperative Organization Limited) Nepal 1,808 1,627 1,600 1,440
Nung Ikono Ufok Pioneer Fishing MCPS Limted Nigeria 1,800 1,710 1,600 1,440
Page 49
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Bogra Rotary Co-operative Society Bangladesh 1,596 - 1,596 1,596
Caja Municipal de Ahorro y Crédito de Maynas Peru 31,871 15,709 1,594 797
Maata-N-Tudu Association Ghana 1,587 - 1,587 1,508
FEFICAM Mexico 3,556 - 1,586 1,507
Africare Timbuktu Credit Program Mali 1,755 - 1,580 1,027
Edpyme Crear Tacna Nuestra Gente Peru 13,377 8,561 1,577 1,009
Organization for Mothers and Infants Bangladesh 1,575 - 1,575 -
Uplift India Association India 8,050 5,635 1,574 315
Shakti Foundation for Disadvantaged Women Bangladesh 396,321 385,422 1,572 1,572
African Centre for Human Development Ghana 1,571 - 1,571 1,021
Al-Mehran Rural Development Organization Pakistan 2,819 1,550 1,570 -
Educated Unemployed Welfare Assn. India 1,570 - 1,570 1,570
Fundación Producir Colombia 1,856 1,299 1,570 1,099
Corporación W.W.B. Chile 1,959 1,371 1,565 1,096
Action Solidaire pour un Developpement Entretenu a
la Base Togo 2,150 - 1,560 -
Banco Izalqueno de los Trabajadores, S.C. El Salvador 6,329 3,797 1,560 936
Nari-Dhan Swavalambi Sahayog Ekagrah LTD India 2,600 - 1,560 -
Pretmex, S.A. de C.V. SOFOM ENR Mexico 7,800 3,900 1,560 780
Santa Fe de Cuernavaca AC Mexico 2,230 - 1,560 1,451
Asociación para el Desarrollo Integral de San Antonio
Ilotenango Guatemala 1,948 1,305 1,558 1,044
Community Development Partners Nigeria 1,555 - 1,555 1,477
Kondo Jigima Mali 1,800 - 1,551 543
Asociacion Movimiento de Mujeres 'Melida Anaya
Montes' El Salvador 1,550 - 1,550 1,550
CARE Guatemala Guatemala 3,100 - 1,550 1,550
Ami de La Terre Pour la Vie Democratic Republic of Congo 2,543 - 1,544 -
Amities Ensoleillees Benin 2,543 - 1,544 1,482
Bothar Ireland 1,532 - 1,532 1,256
Corporacion Fondo de Apoyo de Empresas
Asociativas Colombia 3,243 2,335 1,530 1,102
Page 50
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Femme et Monde Rural Togo 2,550 - 1,530 -
Yayasan Kesejahteraan Masyarakat Sriwijaya Indonesia 1,700 - 1,530 -
Adarshay India 1,694 - 1,529 1,529
Atwima Kwanwoma Rural Bank Limited Ghana 7,628 - 1,525 793
Jano-Shastho Unnayon Shangtha Bangladesh 1,975 - 1,525 1,525
Fundación Dominicana de Desarrollo Dominican Republic 5,432 3,286 1,521 -
Srizony Bangladesh Bangladesh 51,673 48,056 1,521 1,521
Ansar Ali Foundation for Integrated Development Bangladesh 1,515 1,515 1,515 1,515
Shapla Rural Develoment Society Bangladesh 2,625 - 1,515 1,314
Wahana Kria Putri Foundation Indonesia 1,885 1,565 1,508 1,357
Comite d'Action pour la Recherche et le
Developpement Togo 1,504 - 1,504 1,440
Metemamen Microfinance Institution Ethiopia 1,501 - 1,501 781
Banco Coopnacional S.A. Ecuador 32,000 12,800 1,500 600
Cooperativa de Ahorro y Crédito 29 de Agosto de la
PNP Ltda. Peru 7,320 2,782 1,500 375
Cooperativa de Servicios Multiples Juan XXIII R.L. Panama 1,814 508 1,500 420
Development Association for Rural Peoples Bangladesh 3,000 2,985 1,500 735
Fondo Ecuatoriano Populorum Progressio Ecuador 15,005 6,002 1,500 645
Fundación José Nieborowski Nicaragua 10,678 7,154 1,500 180
Fundación Uruguaya de Apoyo al Microcrédito Uruguay 1,500 - 1,500 1,275
Groupe D'Appui pour L'Integration de la Femme du
Secteur Informel Haiti 3,155 - 1,500 975
Gubat St. Anthony Cooperative Philippines 1,520 - 1,500 1,455
Hanuman Prasad Gramin Vikas Seva Samiti India 2,000 - 1,500 -
Hijra Organization for Welfare and Development Kenya 1,500 1,500 1,500 1,500
Innovative Microfinance For Poverty Alleviation And
Community Transformation India 7,500 6,825 1,500 1,350
J.J. Foundation India 2,000 - 1,500 1,500
Page 51
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Janashakthi Kanta Sanwardana Maha Sangamaya Sri Lanka 2,000 - 1,500 -
LAKAMALI Indonesia 1,500 - 1,500 1,350
Lik Lik Dinau/Abitore Trust (Micro Credit Project of
UNDP) Papua New Guinea 1,500 - 1,500 -
Model Rural Youth Development Organization India 2,074 2,074 1,500 1,080
NAFEC Mauritania 3,000 - 1,500 -
OASIS Microfinance Cameroon 1,500 1,200 1,500 1,200
People's Solidarity Association India 3,000 - 1,500 750
Prabhu Educational Society India 2,250 - 1,500 1,125
Rural Entitlements and Legal Aid Society India 2,800 - 1,500 1,500
Rural Peoples Institute for Social Empowerment in
Namibia Namibia 2,286 - 1,500 1,275
Sabuj Bangla Sangstha Bangladesh 1,500 - 1,500 1,050
Society for Integrated Development of Rural People India 2,000 - 1,500 1,350
Suchana Samaj Kallyan Shangstha Bangladesh 2,500 - 1,500 1,200
Vidyanikethan India 1,500 - 1,500 1,500
YWCA of Kenya Kenya 1,750 - 1,500 1,500
A Society for Integrated Rural Development India 2,073 - 1,496 -
Taraf Sartaz Santi Sangha Bangladesh 1,702 - 1,495 1,271
Institut de Micro Finance Life Vest Democratic Republic of Congo 2,134 1,494 1,494 1,195
Asasah Pakistan 14,975 14,975 1,488 1,488
Dondolo Mudonzvo Credit Scheme Zimbabwe 1,500 - 1,485 1,485
Consorcio de Org. no Gubernamentales de
Promocion y Desarrollo de la Libertad Peru 2,968 - 1,484 905
Fondo Esperanza Chile 2,213 - 1,483 1,186
Social Forum for Sustainable Development Nepal Nepal 1,473 1,473 1,473 1,473
Caja de Credito de Sokapango El Salvador 5,310 3,558 1,472 986
Visaca Promotion Centre Gambia 2,942 - 1,471 765
Harirampur Dostho Mahila Bahumukhi Sangstha Bangladesh 3,750 - 1,470 1,470
Page 52
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Agencia Nacional de Desenvolvimento
Microempresarial Brazil 7,696 4,848 1,462 1,170
Voluntary Action Plan for the Rural Reconstruction India 1,487 - 1,454 1,410
Organization for Women in Self Employment Ethiopia 1,451 - 1,451 1,451
Development Agencies Support Services Bangladesh 27,352 - 1,450 870
Rahama Women Development Programme Nigeria 2,000 - 1,450 1,421
Udayachal Samaj Kalyan Kendra India 1,500 - 1,450 1,378
Minority Self Empowerment Foundation Bangladesh 2,000 1,400 1,445 939
Action in Distress - India India 1,800 - 1,440 720
Fonds d'Actions Mutuelles Republic of Congo 2,399 840 1,440 792
YAYRA Togo 2,057 - 1,439 -
Upper Manya KRO Rural Bank Ghana 3,593 - 1,437 1,437
Catholic Relief Services Haiti Haiti 2,393 1,914 1,436 1,149
Shram Unnayan Sangstha Bangladesh 5,780 5,722 1,436 1,436
ONG CESOL ACJ Ecuador 2,161 1,837 1,433 1,218
Caja Municipal de Ahorro y Crédito de Cusco Peru 63,057 31,434 1,432 694
Pally Samazic Unnayan Sanggathan Bangladesh 1,420 - 1,420 1,278
Small Fishers Federation of Lanka Sri Lanka 1,420 - 1,420 1,250
Bamenda Police Cooperative Credit Union Ltd. Cameroon 2,100 - 1,400 -
Kolleru Rural Development Service Organisation India 3,586 - 1,400 1,400
Propride Ethiopia 1,400 - 1,400 -
Resources Development Institution India 1,750 - 1,400 -
Rural Development Society India 1,900 - 1,400 1,400
Society for Promotion of Human Efforts and Rural
Environment India 1,500 - 1,400 1,400
Wayamba Farmers Development Foundation Sri Lanka 1,900 - 1,400 1,260
Welfare Efforts Bangladesh 1,395 - 1,395 1,395
Jan Chetana Sansthan India 1,391 - 1,391 1,335
Fincoax- UCEPCO Mexico 5,139 2,672 1,379 717
Demos Savings and Loan Cooperative Croatia 1,719 - 1,375 564
Page 53
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Center for Rural Action India 1,374 - 1,374 1,374
Association Des Colporteurs De Goma Democratic Republic of Congo 1,373 - 1,373 1,167
Action in Development Bangladesh 6,521 - 1,372 1,372
Association for Renovation of Community Health
Education Services Bangladesh 6,519 5,280 1,365 1,160
Gania Unnayan Committee India 1,517 - 1,360 1,081
Women's Action for Development India 1,354 - 1,354 1,354
CADD/PAA Benin 1,353 - 1,353 1,353
Fundación Leon 2000 Nicaragua 9,555 6,784 1,352 960
FINCA Microcredit Deposit Organization Tajikistan 13,577 4,616 1,350 608
Rift Valley Children and Women Development Ethiopia 1,500 - 1,350 1,282
Mutuelle Tibi Togo 1,417 - 1,347 -
Vikasana India 1,913 - 1,339 1,312
Charite et Secours / Charisecours Democratic Republic of Congo 1,335 - 1,335 1,268
Community Development and Health Care Center Bangladesh 1,332 - 1,332 919
Cooperativa de Ahorro y Crédito San Gabriel Ecuador 1,890 1,132 1,332 798
Accion de Servicio y Desarrollo para la Micro
Empresa Peru 8,403 6,302 1,331 998
SETARA Female Cooperative Indonesia 1,361 1,361 1,331 1,331
Accedde, S.A. de C.V., SOFOM, E.N.R. Mexico 5,129 2,052 1,323 529
Grupo Consultivo para el Desarrollo Alternativo Peru 3,564 3,307 1,321 1,226
Caja de Credito de Santiago de Maria El Salvador 3,228 1,969 1,320 805
Cooperativa de Ahorro y Crédito Minga Ltda. Ecuador 1,617 1,200 1,320 1,030
Community Strength Development Foundation Sri Lanka 1,310 - 1,310 -
Fundación Hondureña Para el Desarrollo de la Micro
Empresa FUNDAMICRO Honduras 8,711 6,620 1,306 326
La Fondación Emprender Bolivia 7,257 5,515 1,306 1,045
Consultoria y Capacitacion para el Desarrollo
Productivo, S.V. Mexico 10,700 10,593 1,305 1,292
Edpyme Solidaridad y Desarrollo Empresarial SAC Peru 21,691 13,435 1,301 1,171
Page 54
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
ALTERNATIVA Peru 4,189 2,807 1,300 871
Conseil pour l'Education et le Developpement Burundi 2,271 - 1,300 195
Gandhi Smaraka Grama Seva Kendram India 4,000 - 1,300 1,300
Kaveri Comprehensive Rural Development Society India 1,574 - 1,300 650
Mahila Sankshem Sangh India 1,510 - 1,300 -
Women Support and Development Initiative Nigeria 1,320 - 1,300 1,170
Women's Environment and Development
Organization - Bangladesh Bangladesh 1,500 - 1,300 1,300
Servicios Integrales a Empresas del Sureste, S.C. Mexico 1,299 1,273 1,299 1,273
Rural Resources Development Centre Cameroon 1,308 - 1,291 1,188
Sahana Padanama Sao Tome and Principe 1,290 - 1,290 1,277
Arasan Rural Development Society India 1,286 - 1,286 -
Chirar Urimai Mandram Dindigul Vattaram India 1,283 1,283 1,283 1,283
Cooperativa de Servicios Multiples 20 de Abril R.L. Nicaragua 7,231 2,314 1,283 411
Kaxa Taon Mexico 4,387 2,106 1,276 612
South Asia Partnership-Bangladesh Bangladesh 23,130 21,974 1,273 1,273
Fundación Vida y Futuro Colombia 1,879 1,672 1,270 1,130
SOGESOL Haiti 7,931 - 1,268 735
Farmers Friend Organization Pakistan 1,407 1,337 1,266 1,266
Caja de Credito San Miguel El Salvador 4,375 3,500 1,260 1,008
Mohish Bathan Samaj Kallyan Samity Bangladesh 1,520 - 1,260 945
UNRWA Microfinance and Microenterprise
Programme-Syria Syria 11,459 4,836 1,260 176
Atmo Karma Samaj Unnayan Sangstha Bangladesh 1,256 - 1,256 1,256
Sangha India 1,256 - 1,256 1,042
Utkalmani Yubak Sangha India 1,256 - 1,256 1,042
Community Services Trust India 6,490 6,360 1,253 1,228
PT. BPR Pulau Intan Sejahtera Indonesia 2,527 544 1,251 269
Caja de Crédito de Santa Ana El Salvador 3,890 2,606 1,250 675
Coastal Educational and Cultural Trust India 1,364 - 1,250 -
Page 55
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Development Initiative for Self Help and Awakening India 2,500 - 1,250 1,238
Nava Jeeva Mahila Pragathi Kendra India 1,300 - 1,250 1,250
Priya Nikethan India 1,250 - 1,250 1,125
Zagoroni Bangladesh 2,515 - 1,250 1,250
Fund for Thanh Hoa Poor Women / TCVM Thanh Hoa Vietnam 8,320 - 1,248 1,148
Apoyo Social Valladolid, S.A. de C.V. Mexico 5,232 3,087 1,246 735
Hjana Kallayan Sangstha Bangladesh 3,556 - 1,245 1,145
Norfil Foundation, Inc. Philippines 8,250 1,238 1,238 1,238
Fundación Campo El Salvador 4,490 1,796 1,236 494
IPEDE Solidarité Togo 2,560 1,562 1,233 863
SEBA JAGAT India 1,509 - 1,229 946
Catholic Relief Services Guatemala Guatemala 2,044 1,635 1,226 981
South Asia Research Society India 6,289 6,289 1,225 1,225
Rural and Environment Development Society India 1,221 - 1,221 1,221
Vision -A Rural Development Society India 1,220 - 1,220 1,220
Baptist Convention of Tanzania, The Tanzania 1,520 - 1,216 -
Dinas Keseyah Teraan Sosial Indonesia 1,350 - 1,215 1,215
Asociacion Movimiento Fe y Alegria Guatemala 2,330 1,631 1,212 848
Edikanfo Progressive Foundation Ghana 1,579 - 1,211 -
Yuva Chetna Kendra India 1,210 - 1,210 1,089
Rural Development Initiative Bangladesh 4,347 - 1,208 1,112
ASOCIACION DE OPERADORES FINANCIERO EN
TOCACHE Peru 5,953 - 1,207 495
ADEPH Guatemala 1,931 - 1,200 480
Ahmedabad Jilla Mahila Bachat Mandal India 4,000 - 1,200 1,200
Arthpurna Microfinance Ltd. India 1,500 - 1,200 1,200
Asmita Institute for Development India 4,000 - 1,200 1,200
CAPIRONA Peru 2,300 1,380 1,200 720
Centro Andino de Desarrollo, Investigacion y
Informacion Argentina 3,000 - 1,200 -
Page 56
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Collectif du Financement Populaire Haiti 1,200 768 1,200 768
Credit Cooperatif France 6,000 - 1,200 -
CRUSADE India 1,250 - 1,200 1,200
Grupo Social Centro al Servicio de la Accion Popular Venezuela 3,758 - 1,200 720
Instituto para el Desarrollo, Educacion, Salud y
Pacificacion Peru 1,418 1,134 1,200 960
Juntos Progresando, S.A. de C.V. SOFOM, E.N.R. Mexico 1,500 1,350 1,200 1,080
Kathmandu Business and Professional Women Nepal 1,200 - 1,200 1,200
National Savings and Credit Association Gambia 1,200 - 1,200 504
Rural Institute for Community Education India 1,500 - 1,200 1,200
Sonar Bangla Somaj Kallyan Sangstha Bangladesh 1,200 - 1,200 1,200
Srijan Mohila Sangstha Bangladesh 1,551 - 1,200 1,200
Women Trust Savings & Credit Co-operative Society Kenya 2,500 - 1,200 -
Arkashree Konark India 2,060 - 1,194 693
Environment Council Bangladesh Bangladesh 10,047 9,910 1,194 1,175
Organisation de Formation et d'Appui au
Developpement Senegal 1,188 - 1,188 1,188
Jeevankiran India 1,185 1,185 1,185 1,185
MECARUL Senegal 1,818 764 1,180 531
Enterprise Mentors Perú Peru 1,179 224 1,179 224
Agri-Service Ethiopia Ethiopia 2,338 - 1,169 994
Africa Cooperative Action Trust South Africa 1,167 - 1,167 969
Lower Pra Rural Bank Ltd. Ghana 1,167 - 1,167 -
Servicios de Microsol, S.C. Mexico 1,152 1,129 1,152 1,129
Femme et Habitat Senegal 1,150 - 1,150 1,150
Gono Pragati Bangladesh 1,485 - 1,150 1,150
Maharashtra Prabodhan Seva Mandal India 1,300 - 1,150 805
Voluntary Association For Social Services Bangladesh 2,100 1,932 1,150 1,138
Edpyme Nueva Vision S.A Peru 9,849 5,515 1,146 642
Finacen, S.A. de C.V. SOFOM, ENR Mexico 2,283 2,100 1,141 1,050
Page 57
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Corporacion Narino, Empresa y futuro-Contactar Colombia 2,849 - 1,140 741
Nkon Koa Cameroon 3,800 - 1,140 1,140
Fundación Mentors Guatemala Guatemala 3,778 2,191 1,133 657
Finrural Mexico 6,978 3,838 1,130 622
Creamos Microfinanciera, S.C. Mexico 5,346 5,335 1,126 1,124
Vinzons Microentrepreneurs Multi-Purpose
Cooperative Philippines 1,321 - 1,125 1,024
Fair Health Care Bangladesh 2,563 - 1,120 1,120
Center for Community Development and Education Indonesia 1,117 - 1,117 1,117
SIRDEP Cameroon 1,241 - 1,117 782
Asociacion Cristiana de Jovenes de Ecuador Ecuador 1,114 908 1,114 908
CREDIFEM Peru 1,112 - 1,112 -
Himalayan Gram Vikas Samiti India 1,110 - 1,110 999
Kuntum Indonesia 1,847 - 1,108 -
Children Programming and Development Project
Office of Weiyuan County Poor Area, Gansu Province People's Republic of China 1,115 1,115 1,104 1,104
Jyotirmayee Mahila Samiti India 2,022 - 1,102 1,102
Asociación Fondo de Desarrollo Regional Peru 10,975 4,734 1,101 434
Caja de Crédito de Soyapango El Salvador 2,970 2,079 1,100 770
Pulse Holdings Limited Zambia 2,457 - 1,100 748
Rural Bank of Tacurong Philippines 1,200 - 1,100 1,067
Self Determination Trust Fund for the Disabled and
Poor Women of Tanzania Tanzania 1,211 - 1,100 1,078
Social Organization for the People India 2,200 - 1,100 770
Culture Development Center Bangladesh 1,219 - 1,097 1,097
ANTODAYA India 1,091 - 1,091 1,091
Social Economic and Enviroment Development
Organization Sri Lanka 1,347 - 1,086 804
Crac Libertadores De Ayacucho Peru 5,598 3,359 1,085 651
Page 58
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Banco Amigo, S.A., Institución de Banca Múltiple Mexico 2,560 2,432 1,083 1,029
Centre for Development Services Bangladesh 3,655 3,472 1,081 1,081
The Kotwali Thana Central Co-operative Association
Ltd. Bangladesh 2,162 1,232 1,081 519
FONDOUE Cameroon 3,600 - 1,080 1,080
Jeewan Damani Grameen Sansthan 'Shahri' India 1,800 - 1,080 -
Phakamani Foundation South Africa 1,080 1,080 1,080 1,080
Pabna Protishsruti India 2,208 2,186 1,077 1,077
Gopa Bandhu Active Rural Reconstruction Voluntary
Organisation India 1,375 - 1,072 986
Yayasan Usaha Maju Malaysia 4,403 4,403 1,072 1,072
Fondo de Inversion Social - Empresa Social S.A. Argentina 3,163 1,234 1,068 417
Federation des Caisses Musco Republic of Congo 4,000 - 1,059 434
Banco de los Trabajadores y de la Pequena
Microempresa SC de RL El Salvador 8,156 - 1,058 497
Karmojibi Kallyan Sangstha Bangladesh 9,345 8,723 1,053 1,042
CARITAS Thies Senegal 1,107 - 1,051 998
Ecofuturo S.A. Fondo Financiero Privado Bolivia 43,458 17,383 1,050 714
Mass Education Movement India 1,050 - 1,050 1,050
Cooperative Housing Foundation - ACP Palestine Palestine 4,132 537 1,046 31
VisionFund Mongolia CBF Mongolia 3,903 3,318 1,045 888
Samatha Society for Rural Education and
Development India 1,365 - 1,036 -
Yayasan Peningkatan dan Pengembangan Sumber
Daya Ummat Indonesia 1,324 1,324 1,036 1,036
MUCREFBO Cote d'Ivoire 5,157 - 1,028 203
FINCA Central American Technical Assistance Hub Guatemala 2,387 - 1,026 1,026
Caisse de Participation des Entreprises et a leur
Developpement Republic of Congo 1,169 - 1,024 819
Page 59
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Caja de Crédito de Sonsonate El Salvador 7,024 3,161 1,024 870
Promotion de la Femme et des Enfants Victime de
VIH/SIDA Democratic Republic of Congo 1,542 - 1,024 952
Mahatma Ghandi Social Science Service Educational
Society India 1,200 - 1,020 1,020
OSA Foundation Nigeria 1,050 - 1,020 1,000
Bharat Integrated Social Welfare Agency India 1,019 - 1,019 1,007
Swati Gramodyog Sansthan India 1,018 - 1,018 1,018
Jingyuan County Urban and Rural Development
Assosiation People's Republic of China 1,270 64 1,016 61
Women's Education Development Association India 1,015 - 1,015 1,015
Association Odjougbo Togo 1,024 - 1,005 309
Utkal Sevak Samaj India 1,007 - 1,005 1,005
Aceh Grameen Credit Program Indonesia 1,080 1,080 1,000 1,000
Annex Society Bangladesh 1,000 - 1,000 1,000
Banco de los Trabajadores de San Miguel, S.C. DE R.L.
DE C.V. El Salvador 9,991 5,646 1,000 -
Bashundhara Kaalyan Sangstha Bangladesh 1,000 - 1,000 1,000
Basundaara Kallayan Sangstha Bangladesh 1,000 - 1,000 -
Bhasura Mahila Vikas Samiti India 1,000 - 1,000 -
Bindhavasini Saving Fund Cooperative Ltd. Nepal 1,500 - 1,000 -
BMT Mardlotillah Indonesia 2,502 - 1,000 660
CCHESS - Center for Charity Health Education and
Social Service India 1,400 1,190 1,000 900
Chameg SBI Cameroon 1,300 - 1,000 900
Danish Refugee Council Sri Lanka 1,000 - 1,000 250
Fomento Agroindustrial Progresemos, S.A. de C.V. Mexico 1,719 1,719 1,000 1,000
Funalgodon Ecuador 2,000 - 1,000 300
Fundación 4i-2000 Nicaragua 6,434 4,890 1,000 760
HOPE Bangladesh 1,979 1,880 1,000 900
Indigenous King Jimmy United Association Sierra Leone 1,000 - 1,000 700
Page 60
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Institute of Rural Development Service India 1,500 - 1,000 1,000
Instituto de Desarrollo de la Microempresa Argentina 2,200 - 1,000 800
Intercomm (Swiss/India) India 10,000 - 1,000 -
Jay Prabha Gram Vikas (Mandal Sasasaram) India 1,500 - 1,000 -
Joshhna Organisation India 4,000 - 1,000 -
Lok Prerna Kendra India 1,200 - 1,000 -
Medini Society Pipra Kala India 1,000 - 1,000 -
MicroKing Finance Zimbabwe 2,500 - 1,000 580
MUKTI India 2,500 - 1,000 1,000
Nissi Global (Pvt) Limited Zimbabwe 1,875 656 1,000 480
Ockenden International Cambodia 1,821 - 1,000 -
OPIC-Togo Togo 1,200 - 1,000 780
People's Institute for Operational Research Training
and Development India 1,500 1,500 1,000 1,000
Rural Women's Development Society India 2,000 - 1,000 1,000
Ryada for Lending and Financial Services Palestine 4,937 938 1,000 200
Service Center for Promotion of Women's
Employment in Kunming City People's Republic of China 2,226 2,003 1,000 950
Shakaler Jannya Kallyn Bangladesh 3,200 3,033 1,000 948
Taltala Jubo Unnayan Sangothan Bangladesh 1,525 - 1,000 750
Women Group Khaloma Kenya 1,500 - 1,000 1,000
Mutuelle d'Epargne et de Crédit de l'ONG ASUDEC
(MECRA) Burkina Faso 1,880 1,690 990 901
Caja de Credito de Ahuachapan El Salvador 2,392 1,100 986 454
Catholic Relief Services Lesotho Lesotho 1,643 1,249 986 749
Glorious Poverty Eradication Programmes Kenya 1,100 - 980 951
Lpum Brna Guadasa Klafen Indonesia 1,960 - 980 588
PADES Microfinance Togo 1,523 1,188 980 784
Eco de la Montana Mexico 2,085 1,272 976 595
Emprendamos Juntos A.C. Mexico 4,866 - 973 973
Manob Sheba Shangstha-Mases Bangladesh 1,360 - 973 866
PROVA Society Bangladesh 973 973 973 973
Page 61
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Asociación para el Desarrollo Integral Comunitario de
Honduras Honduras 4,288 3,130 970 776
Centro de Reorientación Familiar y Comunitaria El Salvador 1,553 1,211 970 766
Cooperative d'Epargne et de Credit - Beto na Beto Democratic Republic of Congo 1,680 - 970 436
Isura Sanwardana Kendraya Sri Lanka 987 - 968 871
Invirtiendo S.A. de C.V. Sofom Enr Mexico 34,395 32,331 967 909
Isara Hatikhoj India 1,074 - 966 939
Parivarthana Rural Develpment Society India 966 - 966 918
Cooperativa de Ahorro y Crédito Santa Anita Ecuador 1,666 867 962 645
Catholic Relief Services Ecuador Ecuador 6,673 5,338 961 769
Sri Shakthi Development Society India 1,373 - 961 961
Gram Mangal Pathagar India 1,264 - 960 816
Fundación Grameen (Aldeas) Argentina, Mendoza Argentina 1,723 1,172 958 833
Agrogoti Sangstha Bangladesh 1,391 - 956 -
Socio-Legal Aid Research and Training Centre India 951 - 951 941
FECAFIP/AVOTODE Togo 1,765 - 950 -
Forces en Action pour le Mieux-Etre de la Mere et de
l'Enfant Togo 1,800 - 950 285
Foundation for Integrated Community Development-
Nepal Nepal 950 - 950 950
Hearts-Somaj Unnayon Songstha Bangladesh 1,000 - 950 808
Lewoh Charity Organisation Cameroon 1,100 330 950 323
Rural Employment Dimension Bangladesh 950 - 950 931
Konoklota Mahila Urban Co-Op Bank LTD India 941 941 941 941
Asesoria Técnica Especializada de México en Palma
de Aceite, S.C. Mexico 17,748 2,130 940 113
Libec Micro Finance South Africa 940 - 940 865
Mitra Usaha Kecil Cooperative Indonesia 5,619 5,120 940 773
Polli Kolyan Songstha Bangladesh 2,025 - 940 921
Baba's Foundation Philippines 2,754 - 937 -
Page 62
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Fundación Para el Desarrollo de las Comunidades del
Sur Costa Rica 1,100 385 935 374
Programme d'appui aux Initiatives de base Burkina Faso 1,284 - 935 -
Red Vanguardia, S.A. de C.V. Mexico 934 560 934 560
Cooperative d'Epargne et d'Entraide pour Salaries Rwanda 2,575 - 930 484
Club UNESCO BONSOMI Democratic Republic of Congo 926 - 926 852
Cooperation pour le Developpement du Congolais Democratic Republic of Congo 1,030 - 926 593
Kyamuhunga Peoples Cooperative Society Ltd Uganda 4,018 - 919 414
Village Poor Development Organisation India 919 - 919 919
Survie de la Mere et de l'Enfant Benin 917 - 917 917
Organization for Participatory Development Pakistan 952 - 914 466
ActionAid Ethiopia Ethiopia 910 - 910 910
Asociacion de Investigacion para el Desarrollo
Ecologico y Socioeconomico Honduras 1,350 - 910 464
Ramabai Ambedkar Mahila Mandali India 1,000 1,000 908 908
Asociacion Civil Guatemalteca Grameen Credit Guatemala 901 901 901 901
Abivruddi India 900 - 900 900
Caja de Crédito de Tenancingo El Salvador 2,015 1,229 900 576
Deshasree Unnayan Sangstha Bangladesh 1,200 - 900 882
Forum for Rural Education and Empowerment on
Dev. India 1,200 - 900 -
Gramapura Thozilargal Membattu Sangam India 1,120 - 900 891
Kooperativa Ng Sambayanaki Ng Banal Philippines 943 - 900 855
Obinwannesege Help - Humanitarian Services Nigeria 1,000 - 900 855
Philisisizwe Association for Development Trust South Africa 2,350 - 900 810
Posobid Unnayan Sangstha Bangladesh 1,994 1,894 900 855
Rural Bank of Talisayan Philippines 3,500 - 900 900
The Opportunity Centre Zambia 1,110 - 900 630
VARRAT India 900 - 900 900
Asociacion de Desarrollo Pespirense Honduras 1,514 818 890 481
Page 63
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
En Comun de la Frontera, A.C. Mexico 1,618 1,375 890 756
People's Integer Progressive Association for Social
Activities Bangladesh 4,643 - 890 890
Aram Foundation Bangladesh 2,671 2,671 889 889
FINCA de El Salvador El Salvador 8,357 6,686 880 775
Centre d'Education et d'Encadrement des Femmes
Microentreprenuers en Microfinance Democratic Republic of Congo 1,253 - 876 753
Servicios Educativos El Agustino Peru 1,450 1,232 876 876
Rural Organisation for Social Affairs Bangladesh 875 - 875 -
ANUVAB Bangladesh 8,726 - 873 864
Fundación Integral de Desarrollo Rural del Pacífico
Central Costa Rica 2,817 1,042 870 322
Sonali Bhabishyat Bangladesh 1,935 - 870 853
Rural Development Assosiation of Xingren County,
Guizhou Province People's Republic of China 1,844 1,658 869 780
Coordinadora de Asociaciones de Desarrollo Integral
del Sur Guatemala 2,159 - 863 414
Fundación D-MIRO Misión Alianza Ecuador 39,561 23,341 863 578
Catholic Relief Services Niger Niger 1,436 775 862 465
Association for Community Development Bangladesh 5,077 4,620 860 826
Cooperativa de Ahorra y Credito Quillacollo Ltda. Bolivia 6,354 - 860 370
Malawi Council for the Handicapped Malawi 2,800 - 860 791
Development Education and Environment Protection
Society India 960 - 850 850
IRED - Development Innovations and Networks Zimbabwe 850 - 850 765
Mutuelle TABBI-BAN Niger 850 - 850 -
Social Action for Manpower Creation India 1,100 - 850 850
Basic Urban Services for Katchi Abadies Pakistan 941 - 847 466
Sadhana India 845 - 845 845
Skill Service Center Nepal Nepal 1,400 - 840 -
Page 64
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Ensure Development Activities for Vulnerable
Underprivileged Rural People Bangladesh 7,896 7,106 837 753
Gambia Women's Finance Association Gambia 9,836 9,836 836 836
Anchor Savings Bank Philippines 850 - 833 808
Cooperativa de Ahorro y Crédito San Miguel de
Pallatanga Ecuador 1,085 527 831 404
National Youth Association for Food Security (Trust
Fund for Food Security) Gambia 1,400 - 830 664
Caja de Crédito de Acajutla El Salvador 4,127 1,981 825 437
Micro Industries Development Assistance and
Services Bangladesh 1,854 - 825 412
Hanuman Van Vikas Samiti India 920 - 820 246
FINCA Kosovo Kosovo 4,801 - 816 228
Egypt Project Hope Egypt 815 611 815 611
Association for Women's & Rural Development India 1,160 - 810 770
Cooperative De Microcredit Rural Burundi 950 - 807 541
Grameen Trust Chiapas AC Mexico 16,135 10,488 807 807
Sabuj Sangha India 806 - 806 806
CERIDAA-ONG Benin 805 - 805 644
Banco Oportunidade de Moçambique Mozambique 7,311 3,217 804 482
Buddhism for Development Cambodia 850 - 803 642
Ingenieria Agropecuaria y Mercantil de Chiapas, S.A.
de C.V. Mexico 802 786 802 786
Women's Finance House Botswana Botswana 802 802 802 802
Catholic Relief Services South Sudan South Sudan 1,334 1,121 801 673
AAFCOOP Cameroon 800 - 800 184
Aid India India 800 - 800 -
Asian Society for Entrepreneurship, Education and
Development India 1,650 - 800 680
Caritas Felices Chimbote Peru 2,002 1,622 800 648
Casa Campesina de Cayambe Ecuador 1,055 461 800 448
Centre for Rural Development and Education India 1,100 - 800 736
Page 65
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Communities Economic Development Fund Canada 1,164 - 800 160
Community Reconstruction Organization of Social
Service India 960 - 800 800
Cooperative Bank of Agusan del Sur Philippines 1,000 - 800 560
Deshabandu Club India 2,206 - 800 744
Effective Assistance and Rehabilitation for
Tormented Humanity - Foundation Bangladesh 800 344 800 344
Federacion Nacional de Mujeres Rurales de
Guatemala Guatemala 2,000 - 800 720
IMF Créa-Sol France 1,232 801 800 544
Kactia Co-operative Finance Uganda 1,200 600 800 400
KIEDF Israel 1,200 - 800 800
Methodist Women Foundation Nigeria 800 - 800 800
Paribartan Bangladesh 900 - 800 792
Peasants Dragnet Nigeria 1,000 850 800 720
Pragathi Sheel Yuva Kendra India 1,200 - 800 -
Progresemos Colombia 1,171 738 800 504
Salfi Educational & Welfare Society India 800 800 800 800
Sri Deerananda Savings and Credit Organization Sri Lanka 800 - 800 -
Sunwai India 1,000 - 800 -
Trust in the Area of Social Activity India 800 - 800 800
Tuma Kavi Development Association Ghana 800 - 800 640
Women Entrepreneurs Association Of Nepal Nepal 890 890 800 800
Women Entrepreneurship Development Trust Fund Tanzania 2,100 1,995 800 784
Xavier Institute of Social Service India 1,000 - 800 -
Rural Cooperative Foundation of Nigeria Nigeria 798 - 798 678
FONDECAP Cusco Peru 1,220 - 793 777
Vola Mahasoa Madagascar 7,930 - 793 357
Fundación para el Desarrollo de la Microempresa
Fundación MICROS Guatemala 3,502 3,152 791 712
Crac Cajamarca Peru 3,431 1,544 790 356
Page 66
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Seva Manabik Unnayan Kendra Bangladesh 1,026 - 790 790
Social Development Organisation Bangladesh 936 - 785 589
Change Bangladesh 784 - 784 784
Centre Béninois pour le Développement des
Initiatives à la Base Benin 2,600 1,950 780 546
FINCA Georgia Georgia 15,607 - 780 359
ONG UCADE Ambato Ecuador 5,183 4,693 780 702
Zihualtme Mexico 1,092 852 780 608
Fundación Cerrejon Colombia 1,386 1,234 778 692
Bommanur Society for Village Development India 1,100 - 775 775
CEFORD Sierra Leone 800 - 771 609
Growing Businesses Foundation Nigeria 770 - 770 739
Beselidhja / Zavet Micro Finance Kosovo 4,351 872 769 247
Instituto de Promocion Economico Social del
Uruguay Uruguay 2,123 - 768 307
Poverty Alleviation Credit Trust Uganda 768 - 768 677
CECA/MOPIB Togo 765 - 765 -
Inicjatywa Mikro Poland 1,019 438 764 329
Nari Vikas Manch India 800 - 760 -
Bosomtwa Rural Bank Limited Ghana 2,146 - 758 357
Bhumija Bangladesh 1,325 - 757 606
Environment and Social Development Organization Bangladesh 1,470 1,323 757 704
Malarchi Trust India 1,261 - 756 -
Sevadham Trust India 2,520 - 756 756
People's Organization for Social Transformation Philippines 812 739 755 695
Social Enterprise Development Foundation of West
Africa Ghana 943 - 755 755
Centro Dominicano de Desarrollo Dominican Republic 1,441 865 751 601
DRISTI Bangladesh 751 - 751 713
OASIS Bangladesh 751 - 751 713
Agrodut Club Bangladesh 806 - 750 -
Page 67
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Albanian Savings and Credit Union Albania 16,241 2,339 750 23,722
Fondo Para la Creacion y Apoyo a la Microempresa
en el Estado de Colima Mexico 898 - 750 -
Fundación Unión y Desarrollo de Comunidades
Campesinas Costa Rica 2,996 1,228 750 308
Gram Vikas Samati Aropur India 1,000 - 750 -
Guinan county LPAC project office of Qinghai
province People's Republic of China 1,197 1,197 750 750
Jana Utthan Samudayic Bank Ltd Nepal 1,089 982 750 690
Life Line Care Centre India 750 - 750 750
Organisation Chretienne pour le Developpement Togo 1,000 - 750 638
Society for Education Action and Development India 1,000 - 750 712
Society for Social Uplift through Rural Action India 1,006 - 750 750
Sri Jhansi Lakshmi Bai Mahila Sangham India 750 - 750 750
Talanta Finance Ltd. Uganda 968 823 750 615
Women's Assistance and Business Association Ghana 750 - 750 750
Samaj Paribartan Kendra Bangladesh 1,068 1,068 745 745
Participatory Rural Awareness & Voluntary Action
Society India 1,147 - 742 742
Rural Reconstruction Society India 866 - 740 740
Bangladesh Vision Bangladesh 1,196 - 736 707
Drishtidan Bangladesh 1,863 1,826 735 735
BanPuebla, S.A. de C.V., SOFOM, E.N.R. Mexico 733 726 733 726
CorpoMicro Ecuador 1,982 - 733 -
Caritas Diocesana de Matagalpa Nicaragua 2,522 - 731 585
Development of Malawian Enterprise Trust Malawi 2,458 - 731 599
PREPARE India 950 - 730 730
Society for Community Organisation and Rural
Development India 885 - 730 730
Centre for Community Development & Research Nepal 2,082 - 728 400
Page 68
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Forum des Jeunes Entreprises du Congo Republic of Congo 1,228 - 725 616
Urban Sector Group Cambodia 850 - 722 650
ADARSHA India 750 - 721 685
Guide India 756 - 721 721
Dronik, SAPI de CV SOFOM ENR Mexico 1,024 1,024 720 720
Mirror India 720 - 720 648
T.C.D. Society India 720 - 720 720
Women Advancement Forum Nigeria 750 - 720 648
Association d'Appui et de Promotion Rurale du
Gulmu, APRG MEC de FADA Burkina Faso 846 - 716 215
Agribusiness Foundation Indonesia 1,575 - 715 -
Farmers Association of Community Self-Help
Investment Groups Zimbabwe 1,983 1,229 714 571
People's Association for Rural Women Development
(PARWD) Trust India 900 - 712 676
SUMANA India 710 - 710 710
Participatory Development Action Program Bangladesh 3,300 - 708 637
GAICD Togo 2,463 2,094 703 669
Centre for Rural Systems and Development India 700 - 700 700
Crusaders Club Ministry Sierra Leone 1,000 - 700 490
Dignity Co-operative Society Ghana 1,000 - 700 560
Dustho Mohilla Punarbosham Kendro Bangladesh 800 - 700 700
Foundation for Entrepreneurship Development of
Orissa India 780 - 700 700
Fundación San Isidro Colombia 811 568 700 490
Gbonkolenken Descendant Association Sierra Leone 1,000 - 700 490
Kheda District Self Employed Women Saving
Association India 700 - 700 700
MATEPE Indonesia 1,500 - 700 -
PERSEPSI The Association for Economic and Social
Study and Development Indonesia 3,000 - 700 350
Rural Bank of Placer, Inc. Philippines 1,200 - 700 679
Page 69
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Rural Health and Environment Development Trust India 1,350 - 700 700
Self Help Development Savings and Credit Company Zimbabwe 750 638 700 595
Social Advancement and Fair Economy Bangladesh 1,300 - 700 -
CARE International in Egypt Egypt 1,663 1,380 698 579
Rural Integrated Development Organization Bangladesh 698 - 698 663
Khasmohal Balichak Pally Vanayan Samity India 900 - 695 695
LPPSLH (Institute for Environmental Research and
Resources Development) Indonesia 1,140 - 684 663
AVOTODE Togo 1,014 - 683 271
Caja de Crédito de Candelaría de la Frontera El Salvador 3,300 2,112 680 367
Edpyme Pronegocios Peru 1,754 1,000 680 388
Himpunan Kerukunan Tani Indonesia 900 - 680 680
Instituto de Desarrollo regional Cesar Cesar Vallejo Peru 1,931 1,120 680 394
Tangail Samaj Unnayon Sangstha Bangladesh 2,973 - 680 612
Tourism Promoters and Loans Cooperative Finance,
Ltd. Cameroon 800 - 680 390
EUREKASOLI S.A de C.V. Mexico 6,961 5,708 679 557
Ingenio Castilla Colombia 1,550 465 678 203
Maseual Tomin Mexico 1,390 904 678 441
Action Enfance et Developpement Togo 1,837 - 675 -
Mutuelle d'Epargne et de Credit Racines du Progres Senegal 5,746 - 675 574
Sahara Chitwan Co-operative Ltd Nepal 1,347 - 675 389
Asociación Alternativa para el Desarrollo Integral de
las Mujeres Nicaragua 3,699 3,329 672 605
Jana Sahajya India 700 - 672 625
Shirdi Sai Baba Yuvajana Sangam India 672 - 672 672
Caja de Credito de Jocoteo El Salvador 1,378 827 670 402
Soluciones de Microfinanzas, S.A. Panama 6,541 3,205 670 328
Page 70
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Heifer Project International Philippines Philippines 669 - 669 -
Daridrya Nirashan Prochesta Bangladesh 2,218 - 667 627
ASA Initiative Ghana 3,172 2,078 666 539
Society of Local Volunteers Effort (SOLVE-Nepal) Nepal 1,193 1,193 665 665
Fundación Salvadorena Para el Desarrollo El Salvador 1,794 1,094 664 438
Catholic Relief Services Honduras Honduras 1,105 884 663 530
Brain Society India 1,312 1,115 660 528
Kisan Co-Operatives Ltd Nepal 660 660 660 660
Mithri Institute for Rural Development India 1,200 - 660 660
Tekton Development Fund Philippines 774 - 660 632
Caja de Credito de QUEZALTEPEQUE El Salvador 2,789 1,506 658 355
Indranarayanpur Nazrul Smriti Sangha India 705 - 658 658
National Association of Women's Organizations in
Uganda Uganda 792 - 658 645
Agricultural Science Foundation, Hulkoti India 8,156 5,057 657 407
Coastal People's Development Association India 2,947 2,947 657 657
Enterprise Support and Community Development
Trust Uganda 721 721 656 656
Abang Farmers Common Initiative Group Cameroon 1,031 - 655 596
Coopérative d'Epargne et de Crédit Pour le
Dévéloppement Kasai Occidental Democratic Republic of Congo 894 654 653 467
ActionAid Ghana Ghana 978 861 650 429
Fundación Hábitat y Vivienda, A.C Mexico 1,309 851 650 422
Holistic Approach for People's Empowerment India 706 650 650 592
Pastoral Social-Fondo Diocesano de Desarrollo-
Promocion de la mujer Ecuador 750 - 650 650
Samy Kallyan Foundation Bangladesh 1,280 - 650 559
Union de Esfuerzos para el Campo, A.C. Mexico 1,300 - 650 520
Voluntary Organization for the Needy Bangladesh 3,275 - 650 650
Women Awakening Centre Nepal 750 - 650 -
Yakan Integrated Resource Dev. Foundation Inc. Philippines 700 - 650 650
Page 71
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Yatinuwara Prajashakthi Development Foundation Sri Lanka 650 - 650 -
Yayasan Mitra Bangsa Indonesia 650 - 650 -
Khmer Rural Development Association Cambodia 1,107 - 649 396
IDESI Region Grau Peru 967 553 648 369
Catholic Relief Services Nicaragua Nicaragua 1,074 859 644 515
Yayasan Mitra Usaha Indonesia 635 - 635 635
OLOFIN Community Bank Nig. Ltd Nigeria 790 316 632 284
Albanian Development Fund Albania 6,380 - 630 -
Palli Chetana Bangladesh 1,000 - 630 630
PRAYAS India 650 - 630 630
Kalipunon Ng Mga Samahan Ng Mamamayan Philippines 625 - 625 625
Pragjyotish Gaonlia Bank India 624 - 624 624
Guswil Ngawil Di Indonesia 1,712 - 623 380
FOCAOB Cameroon 806 - 622 411
Coopertive bank of Cotabato Philippines 4,182 - 621 497
Mutuelle de la Promotion des Families Productives Mauritania 620 - 620 -
Hatof Foundation Ghana 619 - 619 -
Finansman Pou ede Moun Avanse (FEMA Haiti) Haiti 2,285 - 617 617
Emprenda Argentina 2,885 1,356 616 253
Jishishan County Rural Development Assosiation,
Gansu Province People's Republic of China 770 647 616 493
Agona Rural Bank LTD Ghana 865 - 615 550
Caja de Crédito de Usulutan (Sociedad Cooperativa
de Responsabilidad Limitada de C.V.) El Salvador 5,239 3,248 615 584
Imo Self Help Organization Nigeria 896 887 614 608
Action Volontaire pour le Bien Etre de l'Enfant Democratic Republic of Congo 612 - 612 588
Asociacion de Ayuda al Pequeno Trabajador y
Empresario Costa Rica 610 549 610 549
Nibedan Complex Bangladesh 740 - 610 580
Page 72
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Sri Mayapur Vikas Sangha India 625 625 610 610
Mahila Unnayan Foundation Bangladesh 609 - 609 609
Mutuelle des Mareyeurs Senegal 820 - 608 517
Cooperativa de Ahorro y Crédito Mujeres Unidas -
Tantanakushka Warmikunapak - 'CACMU Ltda.' Ecuador 2,023 1,416 607 255
CARE International in Liberia Liberia 758 559 606 447
Incubadora de Microempresas Productivas Bolivia 1,784 874 606 327
Association pour la Promotion de la Micro-Entreprise Mauritania 622 - 603 603
Antique Federation of Cooperatives Philippines 600 - 600 600
Caja de Credito de San Ignacio El Salvador 2,400 1,272 600 318
Cercle de Reflexion et d' Activities pour le
Developpment des Femmes Democratic Republic of Congo 600 - 600 576
Christian Children's Fund - Philippines Philippines 600 - 600 600
Community Small Enterprise Development Agency Namibia 720 - 600 522
Cooperativa de Ahorro y Crédito San Antonio Ecuador 872 421 600 342
Despacho Alfonso Amador y Asociados, S.A. Mexico 3,225 2,580 600 480
ECLOF- Ecuador Ecuador 820 466 600 300
Fundación para Mentores Empresariales de
Guatemala Guatemala 1,040 - 600 480
Gana Gabeshana O Unnayan Foundation Bangladesh 3,600 - 600 540
Grass Roots Finance Sierra Leone 1,500 - 600 330
Hambantota District Co-operative Fisheries Societies
Union Ltd. Sri Lanka 600 - 600 -
Human Management and Agricultural Resources
Development Organization Nigeria 920 - 600 540
Idukki Charitable Society India 750 - 600 600
Kalibayimukya Cooperative Savings and Credit
Society Limited Uganda 600 - 600 97
Lembaga Pengabdian Masyarakat - UNPAR Indonesia 2,257 - 600 243
Page 73
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Maharshi Menhi Kalyan Kendra India 680 - 600 -
Manob Kolyan Swabolombi Songstha Bangladesh 700 - 600 540
Mutuelle des Associations Féminines d'Epargne et de
Crédit Mauritania 841 841 600 600
Nepal Community Support Group Nepal 800 - 600 384
Oeuvre Caritative Sanitaire Au Congo Democratic Republic of Congo 600 - 600 402
Osphen Microfinance Savings and Loans Ghana 785 699 600 510
Population and Community Development Association Thailand 2,000 - 600 480
Rupayani India 600 - 600 -
SEPAR - HUANCAYO Peru 600 300 600 300
Society to Uplift Rural Economy India 630 - 600 510
Strengthening Community Management Project Ghana 600 - 600 -
Tribal Cooperation for Rural Development, Inc. Philippines 620 - 600 300
Union-Progres-Koar Senegal 1,050 - 600 360
Women Entrepreneurs Guarantee Fund Limited Ghana 600 - 600 594
Women in Service Development Organisation and
Management Gambia 1,800 - 600 570
Women's Development Centre Sri Lanka 600 - 600 -
Yayasan Siti Khadijah Indonesia 3,000 - 600 -
Jaintia Shinnomul Songstha Bangladesh 767 - 599 479
Nelson Mandela Children's Fund South Africa 1,027 - 599 581
World Concern - Bolivia Bolivia 705 - 599 539
Youth Council for Development Alternatives India 970 - 598 598
Fundación el Alcaravan Colombia 1,329 811 591 361
Edpyme Acceso Crediticio S.A. Peru 3,887 1,161 585 176
Diaspora Finances Cote d'Ivoire 986 246 584 126
Triveni Development Bank Nepal 584 - 584 584
Action for Women & Rural Development India 580 - 580 580
AWARD India 580 - 580 580
Fundación Emprender Argentina 2,900 - 580 244
Group Avenir Cameroon 725 - 580 406
Page 74
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Primer Banco de los Trabajadores de Santa Ana El Salvador 1,893 1,268 580 348
Caja de Crédito de San Francisco Gotera El Salvador 1,927 385 578 116
Desh Foundation Bangladesh 723 - 578 578
Palpa Rara Savings and Credit Cooperative Ltd. Nepal 576 576 576 576
Janakalyan India 575 - 575 575
Green Hill Bangladesh 1,217 - 573 476
Asociacion Guatemalteca del Desarrollo Integral Guatemala 2,936 1,527 570 296
Pemberdayaan dan Pengembangan Sosial Ekonomi
Masyacrabat Indonesia 1,062 - 570 -
Christian Children's Fund, Inc.-Ethiopia Ethiopia 677 - 568 398
Research Academy for Rural Enrichment India 735 - 567 567
Daasgift Quality Foundation Ghana 568 557 565 565
Women's Organisation for Social Welfare India 565 - 565 565
Mutuelle d' Epargne et de Credit Cote d'Ivoire 1,307 - 562 146
Golden World Susu Club Ghana 561 - 561 398
Ananta Education and Service Society India 800 - 560 560
Counselling Research Education and Action India 560 - 560 560
Credimich Mexico 984 541 560 308
INPET Peru 560 448 560 448
Integrated Social Welfare Activies and Solidarity India 560 - 560 560
Nkong Hilltop Common Initiative Group Cameroon 706 - 560 426
Battambang Khmer Farmers Organization Cambodia 565 - 557 554
Caisses Villageoises d'Epargne et de Credit
Autogerees du Soum Burkina Faso 1,388 - 555 333
ONG Apretectra Togo 673 384 554 382
Action for Integrated Rural & Tribal Development
Social Service Society India 550 - 550 550
Animation Liberate for Organize Bangladesh 550 - 550 495
Association d' Appui aux Groupements des Femmes
and Familles Democratic Republic of Congo 3,366 - 550 440
CAVEC/ESPOIR Togo 600 - 550 -
Page 75
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Gana Chetna India 590 - 550 550
Hunger Solution India 1,000 980 550 302
Kizhakkumkara Mahila Samajam India 600 - 550 550
North East India Committee on Relief and
Development India 875 - 550 -
Adra Ghana Microfinance Foundation Ghana 1,364 1,296 545 463
Social Welfare Advancement Committee Bangladesh 543 - 543 543
BMS EDF Associates Co-op Philippines 605 605 540 540
Marvi Rural Development Organization Pakistan 1,433 588 540 216
Yayasan Inka Yoeyakarta Indonesia 850 - 540 216
Yayasan Pembangunan dan Pengembangan Social
Ekonomi Indonesia 1,850 - 540 -
Asociation Share Guatemala Guatemala 1,171 - 539 178
Christian Community Development Programme Sierra Leone 586 - 539 447
Cooperative Bank of Zambales Philippines 699 - 536 536
Nation Builders Association Sri Lanka 1,031 784 536 440
Volunteer Career Development Community Cambodia 1,340 - 536 456
FUNDFEM Chile 2,677 - 535 535
Mountain-River-Lake Dev. Committee of Jiangxi
Province People's Republic of China 891 864 535 524
Yayasan Bina Kasih Luwuk Indonesia 1,237 581 535 209
Community Health and Development Advisory Trust Nigeria 720 - 532 426
NURU International Kenya 537 188 531 186
Poverty Eradication and Environment Program Bangladesh 625 - 530 371
PT Bangunkarsa Artha Sejahtera (Bank Perureditan
Rakyat) Indonesia 758 - 530 -
Hatiya Optimist Peoples Energy Bangladesh 795 - 529 425
African Community Development Centre Kenya 5,282 - 528 528
Société Financière Africaine SA Cameroon 1,318 527 528 106
COOPEC TSEVIE Togo 1,593 - 527 216
COOPEC Kalundu Democratic Republic of Congo 525 - 525 368
Page 76
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
CARE International in Madagascar Madagascar 757 411 523 284
Taller de Capacitacion e Investigador Familiar Peru 638 - 523 403
Sant Pur Yubak Sangha India 568 - 522 480
Caja de Credito de SAN VICENTE SOCIEDAD
COOPERATIVA de R.L. de C.V. El Salvador 5,232 5,127 521 511
Reaching the Unreached Trust India 600 - 520 520
Women Development Savings and Credit Union Zimbabwe 1,300 1,300 520 520
Banaful Social Welfare Organization Bangladesh 6,880 5,160 516 464
Creative Women Development Organization Nigeria 810 - 514 411
Women Development Project Centre Nigeria 540 - 513 462
Ntambeng Credit Union Cameroon 716 - 512 333
Yayasan Duta Bina Bhuana Indonesia 853 - 512 211
Nimba Bank Solidarite Guinea 568 - 511 396
Friends for Community Development and Youth
Empowerment Nigeria 680 612 510 459
Local Initiative for Development Bangladesh 710 - 510 382
Women Action Group India 767 - 510 510
Asociación Para El Desarrollo Integral de Guatemala Guatemala 1,273 535 509 214
Seba Sangha India 522 - 507 -
Femme Debout Pour Le Developpment Integre Democratic Republic of Congo 688 - 505 457
Jajati Mund India 535 - 503 478
Action for Human Development Organization Bangladesh 877 - 502 502
Asociacion de Mujeres Campesinas Salvadorenas El Salvador 610 - 500 500
Association de Marins Democratic Republic of Congo 500 490 500 490
Atrai Thana Bittahen Mohila Samity Bangladesh 600 - 500 425
Banaskantha DWCRA Mahila SEWA Association India 500 - 500 -
Banco Buenavista Philippines 911 - 500 490
Bargachhi Multiple Cooperative Organization, Nepal Nepal 825 - 500 400
Page 77
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Business Initiatives and Management Assistance Kenya 9,818 4,811 500 250
Caja de Crédito de Armenia El Salvador 1,900 1,140 500 130
Caja de Crédito de San Martín El Salvador 3,119 1,924 500 350
Centre for Development Alternatives India 1,100 - 500 500
Cooperativa de Ahorro y Credito Hospicio Ltda. Bolivia 2,515 1,207 500 250
Demobilised Women Civil Servants Association Uganda 768 - 500 400
Eastern Youth Development Association Sierra Leone 520 - 500 155
Ficrea, S.A. de C.V. Mexico 1,256 867 500 350
Gandhinagar Mahila Bachat Mandal India 2,000 - 500 -
KAGAS India 1,000 - 500 475
Mothers and Fathers Club of Northern Haiti Haiti 500 - 500 500
Muthamil Education and Rural Development Society India 2,000 2,000 500 500
Mutuelle d'Epargne et de Credit Pemarim Democratic Republic of Congo 580 377 500 375
Outreach Foundation Nigeria 2,228 - 500 475
Oxfam Quebec / OCSD Canada 1,000 - 500 500
Palli Unnayan Parishad Bangladesh 500 - 500 500
Pallirarma Shahayak Sangstha Bangladesh 10,000 9,900 500 500
Parvatiya Jan Shiksha Avam Vikas Sangthan India 1,000 - 500 500
PT BPR Shinta Daya Indonesia 3,100 - 500 500
Purwanchal Sewa Sanasthan India 500 - 500 450
Royeima Section Development Association Sierra Leone 500 - 500 325
Rural Bank of Koronadal Philippines 2,700 - 500 500
Ryan Foundation International India 500 - 500 500
Small and Medium Scale Business Association of
Sierra Leone Sierra Leone 500 - 500 350
SOLIDARIDAD Peru 800 200 500 125
Stree Shakti Sadan/ Space for Empowering Women India 500 - 500 -
Udaan Samaz Unnayan Sangstha Bangladesh 900 900 500 500
Vie Nouvelle et Developpement Integral Togo 550 451 500 450
Page 78
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Village Vision India 500 500 500 500
Visayas Enterprise Foundation Philippines 526 - 500 490
WSDS-Initiative India 500 500 500 500
Youth Development Association - Sierra Leone Sierra Leone 660 - 496 436
Femmes pour le Developpement du Congo Democratic Republic of Congo 692 - 492 -
Action for the Needy Community Uganda 513 - 490 343
Cooperativa de Ahorro y Credito Detodas Ecuador 489 - 489 489
Alternativa 19 del Sur, S.A. de C.V. Mexico 1,300 1,105 487 414
Sarvoday Sewa Samiti India 487 - 487 487
Asociacion De Micro Y Pequeños Empresarios El Salvador 3,651 3,140 485 417
Kerala Grama Samilty India 4,820 - 485 436
Association Burkinabe Recherche-Action et Auto
Formation pour le Developpement Burkina Faso 510 - 484 484
Brooks Microfinance Bank Nigeria 1,899 1,709 483 435
Reseau des Caisses Populaires d'Epargne et de Credit
'Yetemali' de Guinee Guinea 2,834 - 483 314
Rural Credit Finance Co. Ltd. Mexico 1,794 861 480 163
Spastawadi Sahyogi Mitri Sangh India 600 - 480 -
UNRWA - Lebanon Lebanon 660 - 480 312
DHWANI, Institute for Rural Development India 950 - 475 475
Programa de Oportunidades Productivas Mexico 475 - 475 -
Projet Centre d'Appui au Secteur Informel Republic of Congo 800 - 475 380
Caja de Credito de SANTA ROSA DE LIMA El Salvador 1,783 820 473 218
Caja de Credito de Berlin, Sociedad Cooperativa de
Responsabilidad Limitada El Salvador 1,823 1,276 472 330
Shuuku Cooperative Savings and Credit Society Ltd Uganda 995 - 467 271
Kamukuzi Village Trust, Ltd. Uganda 544 - 465 409
Polle Unnoyn Prokolpo Bangladesh 662 - 465 465
Yayasan Ridho Mukti Farm Indonesia 465 - 465 -
Cooperativa de Ahorro y Crédito San José Ltda. Ecuador 8,742 4,121 464 65
Aide aux femmes et filles desoeuvrees Democratic Republic of Congo 692 - 462 383
Page 79
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Nari Unnayan Sangstha Bangladesh 462 - 462 462
ABOLOMBON - A Development Centre For Under
Privileged Community Bangladesh 580 - 460 414
Batticaloa Young Men's Christian Association Sri Lanka 1,857 1,857 460 460
Caja de Credito de Jucuapa El Salvador 1,892 1,514 460 368
Mutualite Femmes et Developpement du Burkina Burkina Faso 4,035 - 460 253
PT. BPR Abdiarta Swadaya Indonesia 4,161 - 460 -
Corporacion Eclof Colombia Colombia 1,128 902 459 367
JMC Saving and Credit Cooperative Ltd. Nepal 513 - 458 289
Grameen Unnayan Sangstha Bangladesh 457 - 457 457
Akota Samaj Unnayan Kendra Bangladesh 835 - 456 433
Anawim Trust India 455 - 455 455
Fundación para el Auto Desarollo de la Micro y
Pequeña Empresa El Salvador 1,238 891 451 325
ONG/LACENI Niger 980 - 451 248
Better Hope Institute Kenya 550 - 450 414
Community Development Committee Sudan 450 - 450 428
Contribution au Developpement Rural Niger 500 - 450 382
Fondo Financiero Privado Fortaleza FFP Bolivia 3,318 975 450 152
FOVIDA Peru 800 408 450 230
Godo Credit Union Suriname 600 - 450 158
Institute for Social Awareness and Rural
Development India 500 - 450 270
Lifebank - Rural Bank of Maasin, Inc. Philippines 700 - 450 441
Manab Kallayan Sangstha Bangladesh 700 - 450 405
OBRA KOLPING CHILE Chile 463 - 450 360
PROCHESTA Bangladesh 780 - 450 315
Rural Bank of Pres. M. A. Roxas Inc. Philippines 4,500 4,095 450 432
Social Awareness for Liberation Trust India 526 - 450 450
Society for Planning Urban and Rural Development India 600 - 450 450
Page 80
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Socio Economic Reconstruction of Village Through
Education India 450 - 450 450
Vikas Kendra India 450 - 450 -
West African Federation of Disabled Persons Guinea 450 - 450 315
You and Me Fourah Bay Development Organization Sierra Leone 500 - 450 405
FINCA Jordan Jordan 11,197 10,973 447 438
Action on Disability and Development - Ghana Ghana 455 - 446 232
READ Foundation India 445 - 445 -
Micro Development Fund Serbia 2,378 - 442 164
Jana Bikas Kendra India 462 - 441 441
Jyothi Social Welfare Center India 536 - 440 440
Catholic Relief Services Nigeria Nigeria 728 575 437 345
Fondo de Inversiones Para El Desarrollo De La
Microempresa Dominican Republic 669 - 436 240
Gambia Food and Nutrition Association Gambia 432 - 432 432
Mount Valley Development Association India 680 - 432 432
Fundación Pro Vivienda Social Argentina 3,598 1,835 431 -
Caisse Togolaise d'Epargne et de Credit Togo 615 - 430 351
Caja de Credito de Concepcion Batres El Salvador 2,146 1,217 430 -
Centre on Socio Economic Development Bangladesh 550 - 430 387
Consejos Comunitarios de Fomento Economico Mexico 430 - 430 275
Goriber Asroy Bangladesh 650 - 430 426
N.S.R.D.P.- Microcredit Scheme Papua New Guinea 630 - 430 430
Caja de Credito de Izalco El Salvador 1,521 1,019 428 287
Comite d'Appui au Developpement Integral et
Communautaire Democratic Republic of Congo 537 - 428 317
Sadhana Sindhanur India 1,120 - 428 428
Small Farmer Co-operative Lt. Chainpur Nepal 632 - 428 201
Denipititya Welfare Association Sri Lanka 427 - 427 418
Groupement d'Epargne et de Credit du Groupe
d'Etude et d'Intervention de Thies Senegal 427 - 427 384
Page 81
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Caja de Credito de Jocoro SC de R.L. de CV El Salvador 2,209 22,046 425 833
Microfinance et Developpement Cameroon 477 - 425 162
Palli Daridra Kallayan Sangstha Bangladesh 482 - 425 425
Asociacion de Desarrollo de Rivas, ASODERI Nicaragua 1,732 970 424 237
Fundación Augusto C. Sandino Nicaragua 1,414 - 424 76
Pt. BPR Yekti Insan Sembada Indonesia 1,845 710 424 156
CFAD-Benin Benin 604 - 423 -
CARE Eritrea Eritrea 421 - 421 396
GIE Soumarnet Senegal 602 - 421 421
CADEFINANCE Cote d'Ivoire 715 629 420 399
Centre for Rural Education and Economic
Development India 605 - 420 420
Rwenzori Rural Micro-finance Alliance Uganda 549 467 419 285
Nabarun Shangsad Bangladesh 718 - 412 391
Association Islamique de Secours a l'Enfant Desherite Senegal 972 - 411 411
Masaka Microfinance & Development Co-operative
Trust Uganda 878 - 411 284
ADRA-CONGO Democratic Republic of Congo 450 - 410 184
Jutpani Youth Club Nepal 500 - 410 -
Grupo de Desarrollo Rural Nacional Dominican Republic 683 - 409 82
Caja de Crédito de San Sebastián El Salvador 3,386 2,035 406 288
Khushali Development Organization Pakistan 450 450 406 406
Prottay Bangladesh 405 - 405 405
Action pour un Developpement a la Base Togo 582 - 402 402
Asociacion Promotora de Proyectos de Autogestion Guatemala 628 - 402 72
Sri Lanka Association for the Advancement of Social
Welfare Sri Lanka 402 - 402 -
Bungoma Family Development Programme Kenya 1,336 - 400 312
Caisse Feminine de Developpement Agricole et
Comerciale Republic of Congo 721 - 400 222
Page 82
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Caisse Feminine Nationale D'Epargne et de Credit
Mutuel Republic of Congo 700 - 400 -
Centro de Investigación, Capacitación, Asesoría y
Promoción Peru 400 80 400 80
CREDIPLUS Mexico 973 - 400 140
Espacios Alternativos, S.C. Mexico 1,188 1,069 400 360
FIOH Women's Co-operative and Credit Union Sierra Leone 400 - 400 400
Groupe de Recherche et d'Action pour le Bien-Etre
Social Benin 425 - 400 392
INCOFIN LTD Uganda 850 - 400 160
KEM Hospital, Research Centre India 1,200 - 400 400
Lumbini Youth Rural Development Society Nepal 600 - 400 208
Motivate India 460 - 400 400
Mujeres en Accion Guatemala 755 - 400 400
N.E.S. Vanitha Kshema Kendram India 500 - 400 400
Nari-o Shisho Kallyan Sangstha Bangladesh 891 - 400 -
ONG ASDES Togo 475 - 400 372
Palli Unnayan Shangstha Bangladesh 500 - 400 260
Partners for First Peoples Foundation, Inc. Philippines 400 - 400 260
Raja Ram Mohan Roy Smarak Sansthan India 500 - 400 -
Shramik Janata Vikas Sanstha India 1,500 - 400 200
Streevani India 450 - 400 400
Swaziland Development Finance Corporation Swaziland 1,502 826 400 320
The Village Net, Kenya Kenya 400 392 400 392
Un Techo Para Chile Chile 520 - 400 336
Vishwa Bharati Trust India 490 - 400 400
VVV Clubs Federation Thrissur District India 1,000 - 400 320
Yayasan Bina Keterampilan Pedesaan Indonesia Indonesia 800 - 400 -
Yayasan Cinta Insani Indonesia 400 - 400 320
Asociacion Para El Fomento al Desarrollo de
Nicaragua Nicaragua 3,983 2,509 398 251
Mouchas Unnayan Sangstha Bangladesh 782 - 398 334
Page 83
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Culture and Free Thought Association Palestine 400 - 397 397
Catholic Relief Services Chad Chad 658 540 395 324
Congolaise de Caution Mutuelle Republic of Congo 526 - 395 276
Fundación Tazumal El Salvador 466 - 395 375
Christian Children's Fund, Inc. Uganda 394 - 394 371
Women Social Organization - Pakistan Pakistan 562 562 394 394
GHAPE Cameroon 391 - 391 -
Rofutha Community Development Association Sierra Leone 425 - 391 332
Centre d'Execution des Programmes
Communautaires Democratic Republic of Congo 1,000 - 390 -
Citi Savings and Loans Company Limited Ghana 2,600 - 390 -
Fundación Dignidad Apoyo al Desarrollo de la Micro
Empresa Mexico 743 542 390 285
Soluciones Reales del Norte, S.A. de C.V. Mexico 1,000 600 390 234
International Needs Ghana Ghana 468 - 386 317
Cooperative des Enseignants des Cayes Haiti 530 - 385 300
Banco do Pequeno Empreendedor Brazil 959 - 380 194
CHDP Bangladesh 415 - 380 350
KAIROS India 425 - 380 310
National Environment and Education Society India 400 - 380 380
Peoples Rural Education and Service Society India 410 - 380 380
Social Women Organization for Village Advancement Bangladesh 380 - 380 380
Socio Economic & Community Development
Organization Sri Lanka 400 - 380 -
Catholic Relief Services Central African Republic Central African Republic 632 474 379 284
Chatan Nari Samag Kallan Samaty Bangladesh 378 - 378 378
Village Friends Organization Pakistan 386 - 378 340
Agencia para el Desarrollo de la Mosquitia Honduras 376 293 376 293
LOKADRUSTI India 376 - 376 357
Manu Vikas Sansthan India 416 - 376 376
Educate the Children, Nepal Nepal 1,500 - 375 375
Page 84
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Mahila Bikash Kendra Nepal 625 - 375 375
Rural Educational and Environmental Development
Society India 540 - 375 375
Rural Loan Mutual-aid Cooperative in Puyang City People's Republic of China 533 176 375 150
ASACASE Senegal 750 - 370 222
Institution of Participatory Development Sri Lanka 461 - 370 218
REMOLD Bangladesh 670 - 370 370
Co-operation Canada - Mozambique Mozambique 410 - 369 369
Maitree Palli Unnayan Sangathon Bangladesh 1,845 - 369 295
Educate the Children United States 845 - 367 -
Mother Theresa Multi Purpose Service Organization India 367 - 367 367
Groupe d'Encadrement pour le Developpement
Integral Democratic Republic of Congo 1,062 - 366 311
Aso Gori Unnayan Sangstha Bangladesh 730 - 365 350
DEEP India 430 - 365 365
Collective Action for Rural Development India 3,369 - 360 360
Community Oriented Resource Exchange Sri Lanka 375 - 360 346
Credit Mutuel de Bamako Mali 460 - 360 187
Fundación Caja GRANADA para el Desarrollo Solidario Spain 360 216 360 216
Jagakalia Sanskrutika Anusthan India 360 - 360 270
Navodaya Sevasangam India 390 - 360 360
Women's Emancipation and Development Trust India 500 - 360 360
Zimbabwe Project Trust Zimbabwe 700 - 360 349
Fundación Horizontes de Amistad Honduras 1,182 816 357 246
Resources Development Foundation India 368 - 357 350
Mother Theresa Institution for Village Animation and
Technical Education India 400 - 356 -
First Allied Savings & Loans Fund Ghana 355 - 355 199
Save the Poor Pakistan 1,423 1,423 355 355
Page 85
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
South Cotabato Foundation, Inc. Philippines 1,071 - 355 355
Asociacion Cooperativa Punta de Lanza de la Reserva Venezuela 354 - 354 71
Totem Prestamos SA de CV SOFOM ENR Mexico 761 388 352 83
Association d'Appui aux Femmes pour la Technologie
Appropie Democratic Republic of Congo 351 - 351 351
Bougainville Microfinance Project Papua New Guinea 351 - 351 135
Centro Agricola Cantonal de Puntarenas, Sede Jicaral Costa Rica 403 101 350 88
Consultoria de Servicios Rurales Mexico 8,000 7,760 350 340
Corporación el Minuto de Dios Colombia 1,683 1,094 350 228
Family Development Services and Research Bangladesh 1,257 - 350 350
Heart's Social Welfare Development Sri Lanka 500 - 350 -
Isumah Enaifokhe Consult Nigeria 380 - 350 340
Malayang Lapian ng mga Kababaihan, Inc.
(Movement of Empowered Women) Philippines 400 - 350 350
Ninkasu Agricultural Farmers Association Sierra Leone 350 - 350 210
Organisation des Jeunes pour la Promotion et le
Developpement Chad 700 - 350 -
OVAD-AP Togo 376 - 350 350
Prestadora de Servicios Integrales S.R.L. Bolivia 392 - 350 350
Proyecto e Iniciativas Locales para el Autodesarrollo
Regional de Honduras Honduras 1,506 678 350 158
Rural Women Development Council Cameroon 500 - 350 350
Sanda Magbolontor Development Association Sierra Leone 350 - 350 210
Sastri Yubak Sangha India 374 - 350 343
Swathi Educational Society India 350 - 350 350
Women's Multiple Cooperative Society India 500 - 350 350
Yayasan Bina Potensia Indonesia 475 - 350 210
Yayasan Insan Sembada Indonesia 750 562 350 210
Asociación Genesis (Fundación Genesis) El Salvador 495 346 346 242
Loksahayog India 375 - 342 256
Page 86
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Ghana Youth Development Chamber Ghana 362 - 340 204
Institute for Rural Development India 340 - 340 340
Paupparapatty Mahalir Napani Mandram India 1,400 - 340 340
Prem Youth Foundation Trust India 1,300 - 340 -
Society for Voluntary Activities India 340 - 340 340
Townships Project (Eastern Cape Microfinancing
Enterprise), The Canada 340 - 340 272
Kookari Eirene Niger 338 - 338 169
Women's Liberation and Rehabilitation Society India 338 - 338 338
Bhagabat Pathagar India 431 - 335 298
Pt. BPR Mekar Nugraha Klepu Indonesia 1,890 - 335 -
FUNHDE Honduras 332 226 332 226
WICOF NGO Cameroon 554 - 332 163
Asociación NEC RED Rural Sondondo Peru 1,098 465 331 142
Community Life Improvement Program Ghana 331 - 331 331
Fonds d'Appui pour le Developpement Economique
des Communautes Rurales Togo 350 - 330 198
Gram Vikas Nav Yuvak Mandal India 400 - 330 330
Instituto de Desarrollo Urbano - CENCA Peru 954 801 330 277
Ankur Bangladesh 410 - 328 328
African Resources Development Organisation Uganda 375 - 325 244
Corporacion de desarrollo Productivo de las
Comunidades de Jadan Ecuador 584 - 325 -
Gramin Swayam Sebak Samaj Nepal 400 - 325 325
Financiera FINCA Honduras Honduras 10,080 8,064 324 275
Organization for Sustainable Community
Development Nigeria 441 - 323 278
Zayo Limited Zambia 322 - 322 158
Council for Women's Self Help Nigeria 365 - 321 311
Caja de Crédito de Tonacatepeque El Salvador 1,210 617 320 208
Centre for Social Education and Development India 1,320 - 320 320
Page 87
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Cooperativa de Ahorro y Credito Santa Ana de Nayon Ecuador 985 660 320 214
Fomento e Impulso del Sur, S.A. de C.V. Mexico 2,489 2,240 320 288
Fundación Indufrial Colombia 687 481 320 224
Markez Al-Bishara Ghana 350 - 320 256
Prakas Samaj Kallyan Sananthan Bangladesh 320 - 320 320
Service for Empowering of the Backward Areas Bangladesh 320 - 320 320
UCECTO (Union des Caisses d'Epargne et de Crédit du
Togo) Togo 665 432 320 240
Welcomes self help savings co-operative ltd. India 803 - 319 319
Instituto Hondureño de Estudio y Desarrollo Integral
de la Comunidad Honduras 662 344 317 168
Palli Punargathon Club Bangladesh 713 - 317 285
Cooperativa Multiactiva de Desarrollo Social Ltda.
(CIDES) Colombia 1,580 1,359 316 269
Mutuelle de Sous-Traitance Sociale de Securite de
Sante Republic of Congo 458 - 315 2
Nigeria Society for the Improvement of Rural People Nigeria 315 - 315 268
Society for Training Education and Motivation India 620 - 315 315
UNRWA Microfinance and Microenterprise
Programme-Jordan Jordan 7,132 2,140 314 16
Cooperativa de Ahorro y Credito Yantzaza Ecuador 816 367 312 140
FUNSALPRODESE El Salvador 1,300 910 312 243
Gramin Mahila Bikas Sanstha / Rural Women
Development Organi Nepal 418 418 312 312
National Youth Organization India 358 - 312 300
Lukmef-Cameroon Cameroon 319 - 311 -
Assistance for Community Development Bangladesh 310 - 310 285
Rukiga SACCO Uganda 493 146 309 146
Halte la Pauvrete Democratic Republic of Congo 462 383 308 216
CEPRODEP Peru 473 - 307 230
Page 88
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Social Awareness Institution India 306 - 306 306
Peace and Development Institute Cambodia 550 314 305 168
Mutuelle d'Epargne et de Credit des Artisans
Senegalais Senegal 406 - 304 213
Groupement d' Epargne et de Credit Senegal 417 - 303 227
CREP Cooperagri Cote d'Ivoire 927 - 302 257
Ga Rural Bank Ltd. -Amasaman Ghana 719 - 302 296
Catholic Relief Services Dominican Republic Dominican Republic 501 401 301 241
Action Research Kenya 300 - 300 -
Aruna Social Service Organization India 300 - 300 300
Asociacion Andar Costa Rica 350 203 300 174
Asociacion de Consultores pro Desarrollo Honduras 350 - 300 162
Asociacion de Desarrollo y Promocion Humana de la
Costa Atlantica Nicaragua 395 - 300 168
Caisse Villageoise d'Epargne et de Credit Central African Republic 385 - 300 264
Caja de Crédito de Ciudad Barrios El Salvador 1,932 1,236 300 200
Calmeadow Canada 497 - 300 -
Centre for Action Research and Training India 450 - 300 240
Centro de Formacion Popular Renaciendo Juntos Venezuela 500 - 300 240
Co-ordinating Centre for Rural Development Scheme Sierra Leone 355 - 300 225
Dehena Participatory Social Development
Foundation Sri Lanka 560 504 300 270
Epic Development India 750 - 300 -
Grama Pragati Samstha India 800 - 300 300
Green Bangladesh Bangladesh 485 - 300 300
Kirubai Grama Munnetra Sanutam India 500 500 300 300
Lahar Samaj Sevi Sanstha India 350 - 300 255
Lakshmipur Rural Development Program Bangladesh 327 - 300 90
Mahila Development Centre India 360 - 300 -
Mahila Shishu Jan Vikas Samiti India 300 - 300 -
Page 89
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Management Aid Ghana 300 - 300 -
MIGUI Guinea 600 - 300 270
National Institute of Career Development India 467 - 300 300
Navabharathi Educational Academy India 300 - 300 300
Network Movement for Justice and Development Sierra Leone 300 - 300 285
New Young Star Club Nepal 600 - 300 300
Prison Fellowship Zambia Zambia 300 - 300 180
Sambayanihan Foundation Philippines 524 - 300 -
SANJOGA India 300 - 300 300
SIEMBRA, La Banca de las Mujeres Mexico 350 - 300 -
Social Intervention Finance Association Ghana 400 280 300 210
Ta-maraneh Development Project Sierra Leone 400 - 300 210
The Alacrity India 320 - 300 300
Urmul Trust India 300 - 300 300
Village Banks of Nganda Senegal 1,200 - 300 300
Volontaires Camerounais pour le Developpement
Rural Cameroon 500 - 300 240
Women's Trust Fund Cameroon 344 - 300 270
Yayasan Bina Vitalis Indonesia 650 - 300 -
Sierra Leone OIC Programme Sierra Leone 393 - 299 218
CF Lanka Microfinance Sri Lanka 5,967 5,907 298 292
Training Assistance, Rural Advancement Non-
Government Organization Bangladesh 1,902 - 295 295
Pelayanan Pembangunan (PELPEM) GKPS Indonesia 309 263 293 249
Association Femme-Enfant Environment Senegal 388 - 291 288
Drabya Multi-Purpose Co-operative Ltd. Nepal 418 263 291 210
Best - Fonder Central African Republic 350 - 290 218
Daughters of Charity Urban Development Project Ethiopia 323 - 290 232
Kind Hearts Child Aid Development Organization Ethiopia 290 - 290 290
Page 90
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Prakalpa India 309 - 290 290
Nabo Diganto Mohila Shangstha Bangladesh 474 - 289 289
Republican Public Development fund of Support of
Farmership Tajikistan 288 - 288 202
Young Pioneers Society Gojra Pakistan 519 109 287 106
Fundación Banco Mundial de la Mujer Argentina 368 283 286 189
Unity for Social Advancement Bangladesh 1,147 - 286 275
Club Bright Star India 392 - 285 285
Consejo de Desarrollo de la Zona Sur Dominican Republic 370 222 285 222
Grameena Vikasa Samithi India 425 - 285 285
Nawa Prativa Community Development Centre Nepal 1,150 - 285 -
PARADISE Bangladesh 355 - 285 285
Sarvodya Kalyan Sansthan India 300 - 285 285
Dhanwantri Shiksha Samiti India 353 - 282 282
Shreejana Coprative L.M.T. Nepal 281 - 281 -
ASIDE Honduras 465 - 280 115
Association of Women's Information and
Coordination Offices Cameroon 2,816 - 280 266
Bureau of Liberation for United Education and
Society - Blue Society India 340 - 280 280
Catholic Relief Services Liberia Liberia 467 257 280 154
Development Assistance Center Bangladesh 350 - 280 280
Idukki Jilla Karshika Vikasanaved India 400 - 280 280
Indian Development Foundation India 280 - 280 280
Kenya Microenterprise Promotion Program Kenya 700 - 280 207
My Right Bangladesh 350 - 280 252
RACHER India 340 - 280 280
RAKSHANA India 340 - 280 280
Yayasan Formasi Indonesia 400 - 280 182
Kiwafu Cooperative Savings and Credit Society Uganda 279 - 279 167
Association for Social Services and Development Bangladesh 278 - 278 278
Page 91
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Federation Chretienne des Organisations
Economiques du Congo Democratic Republic of Congo 397 187 278 145
Asociacion de Empresarias Mexicanas, A.C. Mexico 3,218 2,574 275 220
Nare Bikash Kendra Bangladesh 275 - 275 275
SEDES Peru 275 220 275 220
Sundarban Social Development Centre India 290 - 275 275
Adventist Development and Relief Agency Sudan Sudan 763 - 274 274
YMCA of Negros Oriental, Inc Philippines 273 - 273 273
Welfare Savings Fund and Credit Co-operative Nepal 680 - 272 -
Association of Upper Egypt Egypt 388 - 271 271
Social Solidarity Bank South Korea 1,038 - 271 182
African Inland Church of Tanzania Tanzania 270 - 270 -
Asociación Cooperativa De Ahorro Y Crédito
Vicentina De Responsabilidad Limitada El Salvador 8,462 4,823 270 154
Bangladesh Resource Improvement Center Bangladesh 270 - 270 216
Caja de Credito de NUEVA CONCEPCION SOC. COOP.
De R. L. de C.V. El Salvador 2,210 1,459 270 178
Cooperative Libanaise pour le developpement Lebanon 403 121 270 119
Lembaga Pengembangan Masyarakat Desa Indonesia 300 - 270 -
Tharu and Razi Women Society (Ankur Microcredit) Nepal 488 - 270 270
Rusca Ltd. Uganda 592 355 266 146
Strengthening Participatory Organization Pakistan 352 - 264 48
Asociación Civil 'AVANZAR por el Desarrollo Humano' Argentina 350 228 263 237
Soon Valley Development Program Pakistan 1,317 593 263 39
National Association of Small and Medium
Enterprises Malawi 350 - 262 170
Parjasakthi Sanwardana Padanama Sri Lanka 261 - 261 -
Red Financiera Comunitaria REFICOM - CDRO Guatemala 2,009 824 261 170
Page 92
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Area Movement for Awareness, Growth, Action &
Motivation India 318 - 260 221
Asociacion Cultural Sejekto de Costa Rica Costa Rica 2,455 - 260 156
Caja de Crédito de San Agustín El Salvador 2,126 1,382 260 156
Gopabandhu Club India 300 - 260 260
Gramin Sulabh Vikas Kendra India 600 - 260 -
Idukki district Youth Club Union India 300 - 260 260
MOMI Bangladesh 294 - 260 260
Mujeres en Desarrollo Dominicana, Inc. Dominican Republic 1,200 - 260 260
Aarohi Backward Castes & Harijan Women
Development Association India 400 - 250 -
Abiodunadebayo Welfare Foundation Nigeria 300 255 250 225
Adventure India 275 - 250 250
C2VIDESA Togo 250 - 250 188
CECAMO-ASETECO, A.C. Mexico 388 - 250 -
Cooperativa de Ahorro y Crédito Tabacalera y
Agropecuaria Ltda. Colombia 3,241 1,451 250 112
Dhabaleswar Yuuak Belkhandi India 451 - 250 175
Enigma Company Builders Germany 350 - 250 100
Foundation for Entrepreneurial Development, Inc. Philippines 300 - 250 225
Harispathuwa Women's Bureau of Sri Lanka Sri Lanka 2,100 1,680 250 250
Helping Ourselves Prosper Economically Trinidad and Tobago 250 - 250 225
International Women Communication Centre Nigeria 650 - 250 -
Janjagram Youth Club Nepal 400 - 250 250
Mercy Economic Development International
Corporation United States 250 - 250 188
MIBANCO S.A Panama 2,500 - 250 100
Mutuelle Jardin Du Village Togo 350 - 250 -
National Women's Commission of Liberia Liberia 490 - 250 248
Organisation for Prosperity Education and Nurture India 250 - 250 225
Page 93
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Rosafrik Co., Ltd. (SUCREMET) Ghana 300 - 250 200
Rural Bank of Cotabato Philippines 900 - 250 230
Rural Development Program Bangladesh 317 - 250 238
Seetla Swayam Shayata Shang India 250 - 250 212
Society for Hilly Welfare India 250 - 250 200
Yatinuwara Praja Shakthi Development Foundation Sri Lanka 1,951 1,658 250 188
Lembaga Pemberdayaan Ekonomi Rakyat Indonesia 309 - 249 -
Lohardaga Gram Swarajya Sansthan, Lohardaga India 2,472 - 247 -
Fundación Mexicana para el Desarrollo Rural Mexico 320 272 246 209
Mutuelle de Services Financiers pour la Prospérité Benin 975 645 245 169
Rural Agro Health and Education Foundation India 290 - 245 245
Rural Search Light Nigeria Nigeria 305 - 245 198
Prata Abyudaya Samastha India 317 - 244 232
Manab Kallyan Parished Bangladesh 318 - 242 206
ACONSUR People's Republic of China 1,000 800 240 192
Financiera Solidaria Panama Panama 800 - 240 120
Kailas Seva Ashram India 257 - 240 -
Kurichithanam Development Society India 420 - 240 137
Sustainable Harvest United States 240 - 240 34
Caisses Populaires d'Epargne et de Credit / FED/
Cooperative Jardins Villageios Niger 475 - 237 -
KSU Mitra Sejahtera Indonesia 237 - 237 -
Association for the Promotion of Women and
Children Cameroon 242 - 235 235
Cooperativa Juan Pablo 1.R.L Panama 235 63 235 63
Women's Health & Economic Development
Association of Nigeria Nigeria 2,500 - 235 235
Caisse Ivoirienne de Crédit et d'Epargne Cote d'Ivoire 2,029 345 232 39
Mutuelle De Tontines D'epargne Et De Prets Togo 310 - 232 -
Asociacion Solidaridad y Accion Ecuador 2,435 1,461 231 139
Page 94
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Groupe de Recherche et d'Echanges Technologiques Vietnam 495 - 230 127
Madhabpur Bahoouki Nari Mukti Sangsta Bangladesh 800 - 230 230
NOWZUWAN Bangladesh 1,900 1,900 230 230
Patronato para el Desarrollo de las Comunidades de
Morazan El Salvador 2,151 1,355 230 145
Rupia Ltd Kenya 768 614 230 184
Réseau Otiv de la Sava Madagascar 398 - 229 -
Sri Kantha Vidya Samshte India 229 - 229 229
EMT Pasar Multa Indonesia 1,003 - 227 -
Jharkhand Jan Swasthiya Vikas Kendra India 700 - 226 -
Alpha Development Centre Uganda 304 274 225 214
Center for Society Empowerment for Progress Indonesia 245 - 225 210
Jaya Bastron Yadak Sangha India 225 - 225 225
Yayasan Karya Bhakti Indonesia 705 415 225 72
Caja de Credito Rural de Chalatenango S.C. de R.L. de
C.V. El Salvador 3,845 2,165 224 190
PEDET Uganda 476 - 224 184
Mufindi Community Bank Ltd. Tanzania 744 - 223 67
Orissa Social Service Institute India 226 151 222 151
Association Nigerienne pour la Promotion des Jeunes Niger 238 - 221 133
Maheswari Club India 280 - 221 221
Child Survival India India 1,200 - 220 220
Comite National d'Action pour les Droits de l'Enfant
et de la Femme, CADEF Cameroon 275 - 220 198
Gospel Resources Nigeria 250 - 220 187
Rural Friends for Development Consultation Nigeria 264 206 220 172
United Cola-Nuts Traders Development Association Sierra Leone 225 - 220 125
Fundación para el Desarrollo de la Microempresa Nicaragua 5,701 3,649 219 140
Page 95
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Association de Bachellers pour l'Emploi et Le
Developpement Senegal 435 - 217 -
Centre International de Developpement et de
Recherche France 500 - 217 174
Raja Rural and Urban Development Society India 618 - 216 216
Bill Cholon Bangladesh 525 - 215 215
Visayas Cooperative Development Center Philippines 269 - 215 -
Entre Todos Asociacion Civil Argentina 609 - 213 194
Strategic Humanitarian Services Cameroon 397 - 213 -
Union Régionale des Coopératives d'Epargne et de
Crédit du Nazino Burkina Faso 1,927 559 213 119
CREDISOL Peru 287 - 211 148
Action de Developpement Agricole Democratic Republic of Congo 225 - 210 189
Arunuday Vikas Samity India 250 - 210 168
Caja de Credito San Pedro Honvalco El Salvador 1,293 685 210 111
Cooperativa Multiactiva de Aporte y Crédito para el
Desarrollo del Autoempleo Colombia 326 222 210 172
Devikulam Thaluk Oushada Sasya Krishi India 300 - 210 158
Gramin Ksetra Vikas Samiti India 300 - 210 210
Navayguam Social Development Forum Sri Lanka 210 - 210 -
Oak Extension Ghana 216 - 210 158
Rural Women Development and Education Society India 302 - 210 210
Shaktivardini India 210 - 210 -
Socio Economic Development Action Program Bangladesh 210 - 210 210
Solidarity for Social Equality India 210 - 210 210
Catholic Relief Services Mexico Mexico 349 279 209 167
Centre de Promotion et du Developpement Integre
pour l'Enfance Democratic Republic of Congo 368 236 208 116
Jamaica National Micro Credit Co. Ltd Jamaica 1,910 - 207 174
UGAPS-BCC Senegal 302 - 207 203
Page 96
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Integrated Development and Entrepreneurship
Awaress Society India 350 - 205 102
Rang Dhanu Artha Samajik Unnayan Sangstha Bangladesh 2,065 - 205 205
CO.MA.J.A. Uruguay 4,680 - 204 139
Emprendesarial, S.A. de C.V. Mexico 203 203 203 203
Aamana Samaj Saing Nepal 200 - 200 200
Action for Development Uganda 216 - 200 166
African Society for Humanitarian Development Sudan 200 - 200 200
ARMTI Nigeria 275 - 200 180
Asociacion Cristiana de Jovenes de Nicaragua Nicaragua 200 - 200 100
Asociación para el Desarrollo Comunitario Honduras 257 206 200 180
Association GRAFE Switzerland 950 - 200 -
Bandhu Yuwa Club Nepal 310 - 200 -
Buyemba Metal Youth Work Group Kenya 500 - 200 60
Caja de Crédito de Aguilares El Salvador 1,720 1,032 200 120
Caja de Crédito de Santiago Nonualco El Salvador 3,486 1,950 200 112
Caja de Crédito de Sensuntepeque El Salvador 864 484 200 120
Christian Rural Aid Network Ghana 1,735 - 200 156
CTRD-Nepal Nepal 300 - 200 -
Devi Convent School Educational Society India 200 - 200 200
Education and Community Development Foundation Indonesia 2,700 - 200 -
Foundation for the Support of Women's Work Turkey 372 - 200 200
GRABS-ONG Benin 300 - 200 -
Hosanna Women Lace Artisans Society India 200 - 200 180
Kenya United States Friends Assistance Kenya 320 - 200 200
Mahila Vikas Samiti India 597 - 200 174
Malaki Ma Kongo Democratic Republic of Congo 220 176 200 160
Ntarinkon Cooperative Credit Union Ltd. Cameroon 680 - 200 -
Nwabiagya Rural Bank Limited Ghana 796 613 200 160
ONG Entred Togo 206 - 200 -
Orissa Women's Development Association India 200 - 200 200
Page 97
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
People in Action Gambia 250 - 200 150
PRIME, Vellore India 253 - 200 200
Rastriya Navin Yuwa Chetna Kendra India 200 - 200 -
Relief for Rural Women Ghana 220 - 200 200
Saptadinga Bangladesh 200 - 200 -
Small Farmer Co-operative Anandavan Nepal 836 - 200 150
Small Farmer Coperative Lt. Goganpani Nepal 422 - 200 92
Sreekar Women's Multipurpose Cooperative Society India 250 - 200 200
Sudama Bal Vinay Mandir Samiti India 200 - 200 200
Swabi Women Welfare Society Pakistan 1,452 581 200 180
Tiyumtaba Integrated Development Association Ghana 250 - 200 200
Union des Caisses d'Epargnes et Credit des Artisans Mauritania 300 180 200 160
Union des Groupements Feminins Senegal 200 - 200 200
Uyo Christians Finance MPCS Limited Nigeria 260 - 200 120
Women in Nigeria, Benne State Nigeria 351 - 200 200
Womens education and Economic Development
Society India 200 - 200 200
Yayasan Dian Karya Insani Indonesia 200 - 200 70
Yayasan Ngesti Raharjo Indonesia 420 - 200 30
Youth Wing / Women's Wing Sierra Leone 500 - 200 90
Zimbabwe Women's Bureau Zimbabwe 850 - 200 200
Bharat Bhawan Pathagar India 268 - 198 158
Family Planning Association of Pakistan Pakistan 198 - 198 178
Samaj Pragati Kendra Balumath India 390 - 198 -
Action for Girijan Development India 196 - 196 151
FEMAID GHANA Ghana 195 - 195 195
Progressive Credit Cooperative Bangladesh 255 - 195 156
Rural Mutual Development Fund Nepal 324 162 195 98
Caisse Populaire d'Epargne et de Credit de Dahra Senegal 700 - 194 107
Page 98
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
New Life Social Welfare Centre, Chennai India 230 - 194 116
Corporativo Integral de Microempresas Asociadas del
Sureste, S.C. Mexico 193 114 193 114
ENDA - Groupe de recherche et d'Appui aux
Initiatives Mutualistes Senegal 373 - 193 102
ABACED Senegal 192 - 192 192
Association for Human Resource Development and
Training Bangladesh 390 - 191 191
Action Collective of Outcasts and Oppressed for
Progress India 190 - 190 190
Mukti Sheba Songstha Bangladesh 190 - 190 152
Serving Hands India 280 - 190 190
Society for Rural Development India 190 - 190 190
Centre de Promotion de l'Emploi det de l'Initiative
Privee Togo 350 - 188 160
Chaine de Solidarite Democratic Republic of Congo 251 - 188 141
Cooperative D'Epargne et de Credit Mokpokpo Togo 188 - 188 -
Henpitagedera Thrift & Credit Cooperative Society
Limited Sri Lanka 304 - 188 143
Holdsworth Memorial Mission Hospital India 250 - 188 188
Youth Development Program Sri Lanka 274 - 186 136
Associated Gramya Unnayan Society India 1,200 780 185 120
Fundación Marco Ecuador 1,823 1,094 185 111
Programa de Microcredito Grameen de FUDECE Ecuador 235 - 185 148
Uada Paiatha Praja Saktht Padanma Sri Lanka 185 - 185 -
Baspana Credit Kazakhstan 526 316 184 151
Instituto de Promocion de la Economia Social Peru 460 - 184 -
Liberal Association for Movement of People India 263 - 184 184
Virl Microfinance Zimbabwe 615 560 184 167
Kidea Cooperative Savings & Credit Society Ltd Uganda 457 82 182 82
Aama Samaj Sangh Nepal 270 - 180 -
Agyati Coop. Credit Union Limited Cameroon 420 - 180 -
Page 99
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Baabu India 180 - 180 162
Christa Seva Mandir Neighbourhood House India 205 - 180 130
Clinetown Community Development Association Sierra Leone 180 - 180 162
Himalayan Study Circle India 300 - 180 162
Karagwe Development and Relief Services Tanzania 423 102 180 68
Khwendo Kor Women and Children Development
Programme Pakistan 180 180 180 180
Peace Corps Services Nigeria 200 - 180 176
Society for Development of the Oppressed India 300 - 180 180
The Village Net, Ghana Ghana 200 196 180 176
Vardan India 2,200 - 180 162
Women and Youth Development Association Ghana Ghana 210 202 180 173
World Council of Churches Armenia Round Table Armenia 197 - 180 90
Yayasan Dharma Putra Indonesia 205 - 180 126
ECLOF-Cote d'Ivoire Cote d'Ivoire 480 - 178 107
Association for Rural Development for Poor Areas in
Sichuan People's Republic of China 280 132 176 87
Caja de Crédito de Zacatecoluca El Salvador 4,857 2,829 175 150
Harispaththuwa Milk Production Society, Sri Lanka Sri Lanka 1,500 1,200 175 131
Integrated Women Health Education and
Development Society India 350 - 175 175
Lembaga Pengemgangan Usaha Kecil Indonesia 219 - 175 -
Orissa State Volunteers and Social Workers
Association India 175 - 175 175
Rural Integrated and Social Education Society India 1,500 - 175 114
Small Entreprises Foundation Tanzania 1,757 - 175 105
Centro San Juan Bosco Honduras 882 - 174 139
People's Association for Rural Development India 836 836 174 174
Page 100
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Salubrite, Proprete, Hygiene, Techniques
d'Assainissement Niger 171 - 171 86
Siddhartha Development Bank Ltd. Nepal 552 - 171 56
West Mohanpur Samaj Unnayan Club India 186 - 171 120
Anakkara Vikasana Sangam India 300 - 170 170
FFH Alcance, A.C. Mexico 2,140 1,926 170 153
Grassroot Empowerment Network Nigeria 170 68 170 68
Jeunesse Action pour une Vie Integree et Amelioree Togo 283 201 170 121
Munkunyu Joint Microfinance Coops Limited Uganda 189 155 170 139
Nari Abhudhya Kendra Nepal 226 - 170 -
Progoti Samaj Unnayan Sangstha Bangladesh 185 - 170 170
Rajiv Gandhi Memorial Women Welfare and
Development Society India 170 170 170 170
Rununn Rnral Ladies Organization Sri Lanka 250 - 170 -
Vivekananda Seva Samiy India 206 - 167 167
Abalekwa Development Org. Kenya 166 - 166 -
Association Des Ressortissants Beninois Niger 439 - 166 86
DevA Access and Empowerment International
Ltd./Gtee. Nigeria 3,056 3,056 166 166
ADHAR India 165 - 165 157
B.R. Ambedkar Educational Society India 165 - 165 165
CEAPE/BAHIA Brazil 330 - 165 115
Community Development and Advocacy Centre United Kingdom 165 - 165 -
Community Organization and Rural Education India 203 - 165 165
Cooperative de Financement des Actions pour le
Developpement au Sud-Kivu Democratic Republic of Congo 551 - 165 74
Gauripur Vivekananda Club India 165 - 165 165
Society For Health, Education And Poverty, Hungry
Eradicate Through Rural Development India 175 175 165 165
Agapay Sa pamumuhay Credit Cooperative Philippines 648 - 162 162
Fondation Maman Mwabi pour le Dev. Integre Democratic Republic of Congo 231 - 162 136
Page 101
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
RELATED Bangladesh 162 - 162 162
Association pour le Developpement Integral de la
Montagne Republic of Congo 642 190 161 69
AREP Foundation Kenya 280 - 160 82
Grassroot Credit and Development Organization Nigeria 800 - 160 144
Health Care and Social Welfare Society India 180 - 160 160
Indian Child Development Society India 180 - 160 160
Instituto para la Superación de la Miseria Urbana de
Guatemala Guatemala 200 197 160 128
Mutuelle d'Epargne et de Credit APROFES-TERANGA Senegal 267 - 160 112
Nilakantha Women Saving and credit cooperative
Society Ltd. Nepal 250 - 160 -
Ordes (ONG) Cameroon 200 - 160 -
PKPEK--Association for Economic Development &
Studies of Microenterprises Indonesia 200 - 160 144
UNICOM / Latmingue Senegal 228 - 159 118
CADI Togo 298 - 158 158
Integrated Development of Education for Action &
Liberation India 936 - 158 -
Sri Rohana Social Service Society Limited Sri Lanka 158 - 158 79
Foundation for Socio Economic Development and
Health Information Indonesia 157 - 157 94
De la Salle Univ-Caucus on Poverrty Reduction Philippines 285 - 156 145
Christian Reformed World Relief Committee United States 155 - 155 143
Asociación de Cooperación para el Desarrollo Rural
de Occidente Guatemala 1,908 744 153 90
Centro de Desarrollo Humano Honduras 1,524 991 153 99
Initiative pour le Developpement de l'Epargne et du
Credit Eyano Democratic Republic of Congo 230 - 153 122
Community Initiatives Support Services International Kenya 305 - 152 114
Page 102
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Action Regional pour le Developpement Integre Togo 258 - 151 88
Kayonza Microfinance Sacco LTD Uganda 685 96 151 20
People Action Development Society India 206 - 151 98
Baitoul Maal Burkina Faso 330 - 150 60
Changsha Guarantee Centre of Microfinance for Re-
employments People's Republic of China 1,494 568 150 75
Child Labourers' Amelioration Project India 150 - 150 150
Comité d'Action pour la Promotion de l'Agriculture Togo 150 - 150 81
Cooperativa de Ahorro y Credito La Merced del
Vecino Ecuador 2,134 640 150 45
Diamond Club of Nigeria Nigeria 181 - 150 135
Elysiom India 150 - 150 147
Entraide Sans Frontieres asbl Belgium 150 - 150 120
Fundación Empresa de Mendoza Argentina 350 - 150 105
Gipato/CMEC Togo 320 - 150 -
Goodwill Social Work Centre India 150 - 150 150
Grenada Industrial Development Corporation Gabon 250 - 150 -
Himachal Khadi Gramudyog Vikas Sansthan India 150 - 150 150
Joint Action Networking India 200 - 150 -
Kono Womens Federation Sierra Leone 150 - 150 150
Kulamangalam Golden Jubilee Seva Sangam India 200 - 150 150
Lakan Investment Nigeria, Ltd. Nigeria 298 - 150 98
LPPSI LPM IPKKI Indonesia 200 - 150 -
Matale Liyasaraniya Organization Sri Lanka 300 180 150 105
MIGEC Cameroon 900 270 150 30
National Integrated Rural Development Agency India 400 - 150 150
Netaji Yubak Sangha Gollbhadi India 205 - 150 150
Network of Education Environment Development
Society India 150 - 150 150
Organisation pour la Reconstruction et
Developpement Democratic Republic of Congo 180 - 150 128
Page 103
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Population Crisis Control and Mass Education
Committee Bangladesh 750 - 150 8
Prathibha Vanitha Keshasamithy India 200 - 150 150
Promocion y Desarrollo Social A.C. Mexico 750 - 150 88
Pusat Pengembangan Sumberdaya Wanita Indonesia 150 150 150 150
Ropaga Resuma Jati Bandung Indonesia 203 - 150 -
Sahita Agroniaga Inc. Indonesia 150 - 150 150
Seva Sarana Sangamaya Sri Lanka 215 - 150 -
Society for Human Awareness & Rural Action India 180 180 150 150
Women Action Project Sierra Leone 2,000 - 150 112
Women's Trust Inc. Ghana 200 - 150 150
Fondo Para el Desarrollo Regional Peru 770 - 149 -
MANOSIKA Bangladesh 157 151 147 141
Centro de Investigación y Desarrollo Regional Bolivia 2,836 2,479 146 88
Development and Research Institute for Social and
Technical India 146 - 146 124
Boring Padar Youbak Sangha India 150 - 145 80
Chotanagpur Craft Development Society India 145 - 145 -
SATUNAMA (Yayasan Kesatuan Pelayanan
Kerjasama) Indonesia 509 387 145 -
Vibekanand Yubak Sangh India 150 - 145 87
JVP Technical Education Trust India 180 - 144 144
Fundación de Ayuda Microempresarial Ecuador 2,854 2,141 143 129
Grupo Mujer Peru 184 - 143 132
Asesoría Financiera de México, S.A. de C.V. Mexico 1,143 491 142 61
Nepal Sikara Rural Development Programme Nepal 245 - 142 -
Pushpo Daridro Bimochon Sangstha Bangladesh 142 114 142 114
AVED Togo 148 - 140 98
Caja Municipal de Ahorro y Crédito de Ica Peru 65,630 28,221 140 115
Cooperativa Manantial Venezuela 211 - 140 95
GP Finance Cameroon 240 120 140 82
Magbee Women Development Association Sierra Leone 140 - 140 140
Page 104
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Mutara Savings and Credit Association Ltd Uganda 150 - 140 34
Pragathi Vignana Samithi India 140 - 140 140
R'Reach Society India 140 - 140 140
Survival Foundation Network Nigeria 178 - 140 139
Youth Development Foundation Ghana 140 - 140 112
Association La Grace-ONG Democratic Republic of Congo 179 - 139 119
Fundación Contigo Chile 1,390 - 139 71
Rede Mulher/Angola Angola 650 - 138 138
Centro de Investigaciones CIUDAD Ecuador 527 - 136 70
Community Development Concern Pakistan 136 - 136 51
Rajapur Seva Niketan India 170 - 136 136
Centre for Environment and Medical Association India 150 - 135 135
Community Empowerment and Development Agency Sierra Leone 614 - 135 116
Ghandian Institute of Technical Advancement India 165 - 135 135
King Dalamodu Development Association Sierra Leone 135 - 135 90
Rural Development Services India 285 - 135 135
Rural Service Agency India 150 - 135 135
Caja de Credito de Cojutepeque El Salvador 3,478 3,130 132 119
Association of Village Re-Awakening Sri Lanka 275 - 130 124
Bapuji Pathagar Sukha India 130 - 130 130
Jana Kalyana Anusthan India 160 - 130 121
Promotora para el Desarrollo Comunal Salvadoreno El Salvador 650 - 130 -
Thittamangalam Vanithasamithy India 150 - 130 130
EB-ACCION Microfinance S.A. Cameroon 597 209 128 45
Fundación Progresar Argentina 643 463 128 -
General Labor Union of Nanyang City, Henan
Province People's Republic of China 151 62 128 61
Indian Institute for Peace, Disarmament &
Environmental Protection India 186 - 128 64
Page 105
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Namalteng Integrated Development Programme Ghana 170 - 127 114
Ashta No Kai-India India 506 - 126 126
Association of Gambian Entrepreneurs, The Gambia 126 - 126 126
Bina Sumberdaya Mitra (MISMI) NGO Indonesia 125 - 125 62
Boriahat Jubo Unnayan Shango Bangladesh 125 - 125 88
Gaindakot Yooya Club-Nepal Nepal 130 - 125 -
Kenya Institute of Entrepreneurship and Professional
Services Kenya 250 - 125 100
Nigali Savings and Credit Co-operative Nepal 165 - 125 -
SYPO microdevelopment Uganda 250 250 125 125
Asociación Civil Banauge Venezuela 438 145 124 33
Amasachima Self-help Association Ghana 310 - 120 120
APROFEM Mali 1,100 - 120 120
Bangladesh Organization for Social Service Bangladesh 986 986 120 120
Cooperativa Corfas de Credito Solidario 'Consolidar' Colombia 120 84 120 84
Credit Against Poverty Zimbabwe 600 - 120 116
Food First, Inc. United States 150 - 120 -
Jan Kalyan Maha Samiti India 570 - 120 25
Manush India 1,000 - 120 120
Opportunity Fund for Developing Countries United States 120 120 120 120
People's Refuge Shelter Uganda 120 - 120 84
PRITI India 120 - 120 -
Progress India 600 - 120 108
PT BPR Shinta Putra Pengasih Indonesia 1,890 - 120 120
Rural Development Assosiation of Guanling
Autonomous County, Guizhou Province People's Republic of China 1,458 482 120 40
Tadron Cooperative Credit Union Ltd. Cameroon 480 - 120 -
Women In Action Sierra Leone 150 - 120 96
Berinag Gram Swaraj Mandal India 119 - 119 119
Alternatives Togo 143 - 117 63
Page 106
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Coopérative d'Epargne et de Crédit TUMAINI Democratic Republic of Congo 202 46 117 36
Reshma Gramin Vikach Sangh India 154 - 116 -
Swajan Sanwardana Sanvidanaya (Self Development
Organization) Sri Lanka 140 - 116 116
Fonds du Bureau de Promotion des Initiatives Privees Togo 220 - 115 69
Sud-Ouest Developpement Democratic Republic of Congo 144 - 112 56
Gajanana Yuba Anusthan India 111 - 111 105
Agricultural Community and Timber Development
Association Sierra Leone 110 - 110 50
Alternativas de Inversión Progresar SAC Peru 110 99 110 99
Bhartiya Shiksh Prasar & Nagrik Kalyan Samitee India 275 - 110 110
Chaitanya Jyothi Welfare Society India 120 - 110 110
Fundación ECOPETROL para el Desarrollo Del
Magdalena Medio Colombia 1,122 707 110 62
Hopelink International Ghana 120 114 110 101
Program Fomasyon pour Oganizasion Dyakona Haiti 136 - 110 59
Yeti Multipurpose Cooperative Ltd. Nepal 151 - 110 55
Asociacion Para El Desarrollo de la Region Chorotega Costa Rica 109 49 109 49
Prachi Pathagar India 129 - 109 109
YAPSI Indonesia 144 42 106 13
Afro Centre for Development Peace and Justice Nigeria 120 - 105 100
Agency for Backward Community Development India 150 - 105 105
CETAAD Togo 400 - 105 63
Enterprise Mentors Honduras Honduras 105 45 105 45
KSU Ampera Sekejati Indonesia 105 - 105 58
Quick One Financial Co. Ltd Ghana 523 366 105 42
Vikas Vahini India 1,000 - 105 105
Sahid Lila Smreeti Mahila Nepal 237 - 104 104
Arpan India 105 - 103 103
Gamstar Savings and Credit Company Gambia 103 31 103 31
Page 107
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Regione Toscana Italy 226 - 103 33
Sudu Diawdi Mali 861 - 103 103
Unimex Financiera, S.A. de C.V., SOFOM, E.N.R. Mexico 5,370 2,041 103 39
Gramin Vikas Mandal India 153 - 102 102
UNDP Project Office of Huangyuan
County(Huangyuan County Rural Development
Association) People's Republic of China 1,020 306 102 10
Coopérative d'Epargne et de Crédit Bolingo Republic of Congo 1,472 559 101 58
Fundación de Desarollo Empresarial de la Pequena y
Mediana Empresa Nicaragua 1,241 732 101 60
Accion Popular Hondurena Honduras 400 - 100 50
Ambediear Society for youth and Rural Development India 100 - 100 100
Asare-Rural Women's Voluntary Organization India 150 - 100 100
ASPME Republic of Congo 100 - 100 100
Association d'Entraide Professionnelle Lebanon 800 400 100 15
Asumex Ventures Limited Nigeria 100 - 100 80
Caja de Crédito de la Libertad El Salvador 1,300 763 100 70
CAPAB Togo 150 - 100 -
Centre for Women Co-operative Development Pakistan 7,214 2,164 100 30
Centro Integral de Rehabilitación de Colombia Colombia 100 70 100 70
CIRPED Senegal 100 - 100 65
Community Reconstruction of Social Service India 150 - 100 100
Development Association for Rural Environment Bangladesh 500 500 100 100
Eastern Communities Self Development Association
of Nigeria Nigeria 100 85 100 85
Fiama Women's Community Development
Association Sierra Leone 100 - 100 100
FiMSA S.A. Colombia 100 50 100 50
Foundation for International Training Canada 107 - 100 60
Foundation for Women United States 149 149 100 100
Page 108
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Gram Vakdhini India 100 - 100 100
Grama Social Service Society India 100 - 100 100
Grameen and Mahila Abiruddi India 150 - 100 100
Iqbal Abieza Mahardika Forum Indonesia 135 - 100 -
Janakalyan Saving & Credit Co-operative Society Nepal 240 - 100 25
Karipatty Rural Organization for People's Education India 200 - 100 100
Lok Shakti Shikshan Kendra India 500 - 100 -
Loyal Organization for Rural Development India 110 - 100 100
Mitra Usaha Foundation Indonesia 7,432 7,432 100 100
Mutuelle d'Epargne et de Crédit des Eglises des
Assemblées de Dieu de la Patte d'Oie Burkina Faso 1,400 647 100 58
Nava Chaithanya Urban & Rural Development Society India 200 - 100 100
Nellore Mandal Weaker Sections Welfare Society India 100 - 100 100
Organisation pour la Promotion des Productions
Africaines Republic of Congo 200 - 100 60
Prajwalit Vihar India 115 - 100 -
Real Improvement Grassroot Human Tribes Society India 100 - 100 100
RPW Sociedade de Credito ao Microempreendedor
Ltda Brazil 350 - 100 45
Rural Economical and Educational Development
Society India 100 - 100 100
SAHARA India 110 - 100 90
Sahejana Gramodaya Mahila Mandah India 150 - 100 100
SEMFIN Senegal 150 - 100 -
Susteran SS-CC Indonesia 200 - 100 100
Tamaraneh Development Association Sierra Leone 100 - 100 51
Tamemsu Women's Development Association Sierra Leone 100 - 100 55
Tawapanne Women's Traders Mondor Sierra Leone 100 - 100 80
Page 109
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Udunawara Praja Shakthi Development Foundation Sri Lanka 145 - 100 -
Vamsee Mahila Mandali India 100 - 100 100
Women in Nigeria (WIN) Bauchi state Branch Nigeria 1,200 - 100 100
Yayasan Bina Sejantera Indonesia 650 - 100 50
Deep Griha Society India 393 - 98 98
Project Enterprise United States 363 - 98 51
ARD/RAISE 'Congo Agroforestry Activity and
Microfinance' Nigeria 285 - 96 65
Caisse Locale d'Epargne et de Financement SAREPTA Cote d'Ivoire 492 - 96 96
Gbeogo Women Co-Operative Development Council Ghana 120 - 96 96
Yayasan Keluarga Mandiri Pedesaan Indonesia 583 - 96 94
Akshaynagar Pallisri Sangha India 100 - 95 95
Janakalyan Sanstha India 95 - 95 95
MIDEP Ghana 100 - 95 -
Sahara Women Saving and Credit Co-operative
Society Ltd. Nepal 1,370 1,370 95 95
Servicios Educativos Promoción y Apoyo Rural Peru 950 - 95 80
Microfinanciera Prisma de Honduras S.A. Honduras 781 515 93 61
Central Council of Disabled Persons Sri Lanka 92 67 92 67
PT. BPR Mulya Sri Rejeki Indonesia 368 98 92 23
BKM Kiprah Indonesia 130 - 91 46
Cooperativa de Ahorro y Crédito 4 de Octubre Ecuador 2,148 981 91 4
Yayasan Pemerhati Sosial Indonesia Indonesia 177 - 91 -
CEC - Prom Douala Cameroon 400 - 90 90
Community Sellers Association Sierra Leone 90 - 90 45
GREBIES ONG Benin 140 - 90 72
Lok Chetana Manch India 102 - 90 67
Lower Yoni Womens Gara Tie Dying and Agriculture
Project Sierra Leone 90 - 90 72
Page 110
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Mabilalie Farmers Association Sierra Leone 160 - 90 55
Textile Sellers Association Sierra Leone 250 - 90 31
Trencop Uganda 100 - 90 72
PELIP Housing Company South Africa 243 - 89 51
Fikiria Women Group Kenya 93 - 86 73
Praxis Institute for Research, Education and
Development India 86 - 86 86
Save Mothers and Children Association Uganda 86 - 86 34
Afaha Offiong Youth Caucus Mpcs Ltd Nigeria 135 - 85 -
Clef pour Debouches Feminins au Congo Democratic Republic of Congo 268 - 85 85
Foundation Hands of Love - Feed the Children Haiti 107 - 85 -
Janhit Kala Sansthan India 85 - 85 85
Naba Kishor Yubal Sangha India 115 - 85 83
Nigerian Women in Cooperatives Nigeria 100 - 85 76
People's Action for Social Service India 100 - 85 85
Priyadersini Mahilasamajan India 120 120 85 85
AADHAR Bangladesh 84 - 84 84
Koperasi Simpan Pinjam Indonesia 89 - 84 -
3A Enterprises Guinea 631 259 83 56
Bhagabat Yubak Sangh India 95 - 83 81
BMCI Morocco 83 - 83 -
CECPF Togo 148 - 83 -
Credi-Capital S.A. de C.V. Sofom ENR Mexico 503 352 83 50
Micro Caisse de Solidarite Pemarim Republic of Congo 104 - 83 62
Cooperative Centrale d'Epargne & de Credit
Menonite Democratic Republic of Congo 103 - 82 62
Integrated Rural Development Organisation India 107 - 81 60
Association pour l'Auto-promotion Communautes de
Base Togo 160 - 80 52
Centro De Estudio, Promoción Y Asistencia Social Panama 98 33 80 27
Page 111
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Conscious for Agriculture and Rural Development
Society India 100 - 80 68
Cooperativa de Ahorro y Credito Progreso Ltda. Ecuador 870 261 80 24
DISACC Togo 156 - 80 -
Gramin Navodaya Kendra, Sisai India 85 - 80 -
Huduma ya Injili na Maendeleo kwa Wafugaji Tanzania 80 - 80 -
Jana Mangala Sanskrutik Anusthan India 180 - 80 60
Lembaga Perli Indonesia 80 - 80 32
Manikeswari Yubak Sangha India 95 - 80 80
Mutuelle d'Epargne et de credit de l'association des
jeunes Senegal 107 - 80 72
Nasruminalah Rice Farmers Co-operative Society Sierra Leone 150 - 80 25
Programa de Gestión de Recursos Sociales Peru 600 180 80 24
Rural Community Development Foundation, The Indonesia 200 - 80 -
S.R. Trust India 26,422 - 80 80
Sangam Sanny and Credit Cooperative ltd. Nepal 90 - 80 -
Set-Win Society India 980 - 80 80
Shramik Sakti Sangha India 160 - 80 74
Sitara India 420 - 80 -
SUNANDA India 150 - 80 80
Ta-Memsu Community Development Association Sierra Leone 80 - 80 56
Yayasan Gapura Indonesia 120 - 80 60
Yayasan Keberdayaan Wanita Tani Indonesia 80 - 80 72
Banco do Planalto Norte Brazil 1,926 905 79 37
Centro De Gestion Local Para El Desarrollo Sostenible Panama 79 39 79 39
Bambili Cooperative Credit Union Ltd. Cameroon 150 - 78 -
AKOTCHE-TCHIKOSSAN Togo 96 - 76 -
Asociacion Balsamo El Salvador 847 618 76 55
Page 112
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
SOMOKAL Bangladesh 178 174 76 74
Aid for Social Reformation Bangladesh 120 - 75 60
AKOTA Bangladesh 218 - 75 60
Asociación de Desarrollo Integral Tineco Guatemala 220 130 75 44
Association Nationale pour la Perenisation de l'eau
au Sahel Senegal 189 - 75 -
Bhairabi Club India 75 - 75 75
Fundación Alternativa 3 Argentina 744 618 75 62
Fundación de Investigaciones Visuales Franco
Mattiello Argentina 120 114 75 56
ICEC Togo 120 - 75 -
Jana Seva Samithi India 75 - 75 60
Jayadurga Pathagar Khalipathar India 75 - 75 75
Promotion de la Femme Rurale 'PROPER' Democratic Republic of Congo 685 - 75 52
Rural Health Educational Society India 75 - 75 75
Sabara Gawuwa Investment Promotion Co. Ltd. Sri Lanka 360 - 75 -
Step Ahead Development Foundation Thailand 150 135 75 64
World Vision Myanmar Myanmar 8,361 - 75 71
Club Avenir da Silveira Togo 100 78 72 72
Gbadamosi Foundation Nigeria 72 - 72 68
Gramin Evam Nagar Vikas Parishad India 572 446 72 62
Ligue pour le Developpement, Environment et
Habitat de l'Enfants Congolais Democratic Republic of Congo 72 - 72 -
Programa 'Kichin Konojel' Guatemala 90 - 72 29
APL. ELEV Democratic Republic of Congo 71 - 71 43
Kes Komite Katye Long-Fos Haiti 82 - 71 70
AMA Mujeres por Puebla Asociacion Civil Mexico 253 - 70 70
Asociación Costarricense para Organizaciones de
Desarrollo (ACORDE) Costa Rica 515 72 70 13
Association Force Action Developpement Togo 100 - 70 -
Christian Children's Fund - Zambia Zambia 70 - 70 66
Common Interest Foundation Thailand 550 412 70 52
Page 113
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Grama Pengal Munnetra Sangam India 100 - 70 70
Grameen Uruguay Uruguay 70 - 70 70
Gramin Vikas Avam Manav Kalyan Samiti India 125 - 70 70
Kirinda Community Project Sri Lanka 75 - 70 -
Mother Theresa Seevan Rural Woman Association India 100 - 70 70
Pengal Vizippuna Sangam India 100 - 70 70
Rural Oriented Saving & Credit Co-operative Society
Ltd. Nepal 398 - 70 65
Tribal Social Development Society India 600 - 70 -
Marava Community based training and
Empowerment Centre Solomon Islands 68 54 68 41
Rwebiihuro Youth Co-op Savings and Credit Society
Ltd. Uganda 447 - 67 30
Yayasan Mitra Desa Indonesia 67 - 67 -
Ambassadors Development Agency Kenya 110 - 66 -
Afaha Offiong Food Processors MPCS Ltd Nigeria 70 - 65 -
Equipe Pastorale auprès des Enfants en Détresse Democratic Republic of Congo 85 72 65 55
Sahapur (South) Gram Unnayan Samity India 160 - 65 58
Sauraha Saving & Credit Co-operative Ltd. Nepal 345 - 65 58
Friends of the Nation Ghana 70 - 64 64
Cooperativa de Ahorro y Credito de Union Popular Ecuador 713 406 63 36
Centre to Actuate the Rural & Environment India 188 - 62 62
Swisscontact (Fundación Suiza de Cooperación para
el Desarrollo Técnico) Ecuador 791 554 62 43
Fonds d'Actions pour le Microfinancement de Petites
Entreprises Haiti 64 - 61 58
Krishak Nyas India 98 - 61 18
Mutuelle Dodzi Togo 85 - 61 -
Adarsh Sewa Sanstha India 60 - 60 60
Page 114
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Alalbahadur Club India 60 - 60 41
Amda International Project Zambia Zambia 96 - 60 60
Asociacion Credimujer Costa Rica 489 429 60 53
Bayelle Cooperative Credit Union Ltd. Cameroon 200 - 60 -
Caja de Crédito de SUCHITOTO S.C. de R.L. de C.V. El Salvador 663 332 60 4
Chetichal Grama Vikasana Society India 88 - 60 51
Commitment for Advanced Learning Society Bangladesh 205 - 60 17
Ecosedan Microcredit Contribution Outfit Nigeria 70 56 60 53
Ekamuthu Welfare Society Sri Lanka 350 315 60 57
Elim Microfinance Bank Limited Nigeria 200 80 60 60
Foundation for Women Empowerment and Peace
Initiatives Nigeria 72 - 60 60
India Win Group India 60 - 60 18
Jaringan Advorasi Masyarakat Urban Indonesia 60 - 60 18
Kenya Enterprise Microfund Organisation Kenya 80 - 60 54
Mutuelle d'Epargne et de Credit des Femmes
Senegalaises Senegal 300 - 60 60
Sahabat Usaha Alisa Indonesia 600 - 60 60
Samudayik Saing and Credit Cooperative Nepal 99 - 60 -
Sebaders Togo 200 - 60 -
Sri Janaki Mahila Mandali India 60 - 60 60
Sumarman Indonesia 60 - 60 -
Takelneh Women's Association Sierra Leone 80 - 60 60
Udayam Trust India 60 - 60 60
Utthan Shoudh Sansthan India 1,050 - 60 54
World Vision, China People's Republic of China 121 12 60 12
Yamatul Mumen Farmers Association Sierra Leone 60 - 60 30
Pollishree Janaseva Samiti India 59 - 59 59
Ascension Microfinance Republic of Congo 190 - 58 34
Femmes Entrepreneurs de la Copemeco Democratic Republic of Congo 311 - 58 58
ONG Sauver et Restaurer Togo 199 - 58 -
Page 115
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Irish Foundation for Cooperative Development Tanzania 76 - 57 15
Volkhov International Business Incubator & Training
Center Russia 58 - 57 -
Action d'Aide Sanitaire et de Developpement aux
plus Demunis Democratic Republic of Congo 56 - 56 53
COOPEC/CECI-PME MONT-NGAFULA Republic of Congo 71 - 56 10
Gram Swarajya Samiti Dhoshi India 82 - 56 -
Little Flower Educational Society India 56 - 56 -
Mutuelle d'Epargne et de Crédit d'Appui pour le
Développement de la Femme Democratic Republic of Congo 3,149 2,519 56 34
Veer Surendra Sai Club India 56 - 56 56
Mongolian Union for the Business Women from
Vulnerable Groups Mongolia 60 - 55 47
Nimikoro Women's Association/Kono Dist Sierra Leone 65 - 55 50
Organisation pour la Reconstruction & Development Democratic Republic of Congo 210 - 55 22
Powerlines International, Inc. Ghana 65 29 55 22
Southern Africa Federation of the Disabled Zimbabwe 91 - 55 25
Adonai Community Empowerment Society Nigeria 170 - 54 53
Mutuelle d'Entraide Sociale pour l'Epargne et le
Credit Mauritania 216 - 54 16
Society for Rural Upliftment & Socio-Technological
Initiative India 54 - 54 38
Socioeconomic and Education Development Society India 54 - 54 54
Sabolombi Sangstha Bangladesh 150 - 52 18
SAHAYA India 52 - 52 52
Alpha Cooperative Fund Cameroon 300 - 50 2
Andhra Seva Samithi India 90 - 50 50
ASOCBIO Peru 50 50 50 50
Caja de Crédito de Colón El Salvador 1,104 607 50 43
Emex Industrial Development Agency Nigeria 50 - 50 50
Page 116
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Lemhanas Indonesia 180 - 50 15
Manila Community Services, Inc. Philippines 1,612 1,580 50 49
Microcredit for the Poorest Women South Africa 50 50 50 50
National Human Rights Association India 60 - 50 -
Navachar Sansthan India 62 - 50 40
Sahrudaya Integrated Development Society India 50 - 50 30
Save Heritage and Rehabilitate the Environment Sierra Leone 50 - 50 40
Small Scale Fishing Association Sierra Leone 50 - 50 25
Yayasan Bina Insam Mandiri Indonesia 129 - 50 -
Catholic Relief Services Eritrea Eritrea 81 81 49 49
Socio-Economic Development Programme Bangladesh 206 - 49 49
Cooperative Bank of Benguet Philippines 1,854 890 48 46
Kapilvastu Savings and Credit Cooperative, Ltd. Nepal 96 - 48 -
Nav Srishti India 157 - 48 48
Giving for Living International United States 47 47 47 47
Centro de Investigacion Social, Formacion y Estudios
de la Mujer Venezuela 100 - 46 -
Friends of the Fourth World Foundation Nigeria 46 - 46 46
Kompa Indonesia 221 104 46 26
ACCESS Community Capital Fund Canada 66 - 45 27
Bank of Marshall Islands Marshall Islands 119 24 45 10
Care for Children in Need Zambia 55 - 45 43
Comite de Integracion y Reconstruccion para El
Salvador El Salvador 180 - 45 40
Corporacion el Barco de los Pobres Chile 45 45 45 45
Groupe Mitspa Pharma Credit Republic of Congo 1,700 - 45 23
Kopdit Bina Putra Indonesia 132 - 45 -
Maramag Adventurers Primary Multi-purpose
Cooperative Philippines 50 - 45 22
Nepal Mahila Bikas Sanstha Nijgadh Nepal 200 - 45 16
NIRMAN India 50 - 45 45
Page 117
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
A. Perez Agro-Industrial Cooperative Philippines 87 - 44 22
Dhakdhai Cooperative Unit Nepal 150 - 44 -
Milgree Investments Pvt Ltd Zimbabwe 167 65 43 28
Action for Welfare and Awakening in Rural Africa Uganda 82 - 42 10
Coopperative d'Epargne et Credit de l'UNAF Democratic Republic of Congo 68 - 42 40
Epargne et Credit Ivoirien Cote d'Ivoire 57 - 42 33
Church Action in Angola Angola 59 - 41 18
Society for Community Involvement in Development India 96 - 41 20
Woman Development Association Cambodia 41 - 41 -
Argentina Microfinanzas S.A Argentina 500 235 40 19
Association for Community Development in
Mauritius Mauritius 75 - 40 -
Association for Women Entrepreneurs India 54 - 40 40
Chota Nagpur Vikas Kendra India 40 - 40 -
CONSTRUYAMOS Mexico 40 - 40 32
Femme Contre la Pauvrete Senegal 40 40 40 40
Gramodyong Sansthan Maharajpur India 50 - 40 40
Institucion para el Desarrollo Economico Panama 56 26 40 19
Kalangba Junction Traders Union Sierra Leone 60 - 40 20
Karwan Community Development Organization Pakistan 349 28 40 5
Kopertika Indonesia 50 - 40 2
Lembaga Pengkajian Kemasyarakatan dan
Pembangunan - Jawa Timur Indonesia 281 159 40 -
Masagana Rural Bank, Inc Philippines 506 - 40 40
Nari Jagaran Saving Fund Nepal 40 - 40 40
Nikushimaz Samaz Kallyan Protisthan Bangladesh 320 - 40 36
Permeshwari Seva Sadan India 40 - 40 40
Rural Women Information and Development
Organization Cameroon 50 - 40 40
Sankeshowri Chetna Savings and Credit Coop. Nepal 70 - 40 40
Page 118
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Sierra Leone Assn. of Women Enterpreneur Sierra Leone 60 - 40 16
Tawopeneh Social Club Sierra Leone 40 - 40 28
Tombo Path-Finders Association Sierra Leone 40 - 40 28
Total Development Association Sri Lanka 50 - 40 -
UNHPM Mauritania 50 - 40 -
Young Men Social Club Sierra Leone 40 - 40 20
Action pour la Promotion Sociale et Culturelle des
Artistes Democratic Republic of Congo 47 - 39 35
CEFPROJHA Democratic Republic of Congo 50 - 39 30
Association Amicale des Pauvres Mauritania 38 - 38 34
Circuit Togo 45 - 38 -
MUFEC Cote d'Ivoire 43 - 38 24
Sujata India 77 - 38 38
Shamuka Finance Zimbabwe 753 - 37 11
Bushenni Peoples Cooperative Savings and Credit
Society Ltd Uganda 337 - 36 -
Corporación CORPROEM Colombia Colombia 74 56 36 27
Mawunyo Organic Farmer Extension Network Ghana 56 - 36 18
Uganda Association for Socio Economic Progress Uganda 120 - 36 14
Asociacion de Productores Agricolas y
Comercializacion Costa Rica 372 48 35 5
Credit Union Unipresto S.A. de C.V. Mexico 700 420 35 21
Fundación de Servicios Integrales de Guatemala Guatemala 205 68 35 14
Katosi Women Fishing Group Uganda 35 - 35 35
Reseau Animation and Developpement Democratic Republic of Congo 45 - 35 23
Uyo Nassi Industrial MPCS Ltd Nigeria 50 - 35 -
WMKB Wijesingha Sri Lanka 50 - 35 -
Cooperativa de Ahorro y Crédito UCADE Padre
Vicente Ponce Rubio Ecuador 711 562 32 18
Davs Enterprises Sierra Leone 49 - 32 3
Institute for Economic and Society Development
Studies Indonesia 112 - 32 25
Page 119
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Social Welfare and Cultural Development Foundation Sri Lanka 222 - 32 30
Federation des Chretiens Haitiens United States 31 - 31 26
Fondation pour Integration Socio-Economique Kenya 42 - 31 -
Alveo Cooperative Society Italy 30 - 30 21
Association des Personnes Renovatrices des
Technologies Traditionnelles Togo 72 - 30 17
Association EMBLEM D'AMOUR Togo 35 26 30 22
Ataya Social Club No. 3 Sierra Leone 30 - 30 15
AXTLA Consultoria de Negocios Administrativos y
Agropecuarios, S.A. de C.V. Mexico 326 117 30 11
Balankem Farmers Co-operate Project Sierra Leone 40 - 30 18
Caisse de Microfinance de la Mungi Republic of Congo 32 26 30 24
Financial Republic Microfinance Ltd Ghana 50 45 30 18
Foundation for Social and Economic Reform Nigeria 30 - 30 30
Friends Development Organization Pakistan 36 32 30 30
Fundación Para La Economía Familiar Costa Rica 430 138 30 10
Grameen (Shangdu) Micro-credit Company Ltd. People's Republic of China 30 30 30 30
Ilsan Women Fishing Cooperative Kenya 30 - 30 30
Kakina Self Help Group Kenya 75 - 30 17
MEC ASAVOR Republic of Congo 30 - 30 -
MED Togo Togo 35 - 30 -
Microfinanzas Arariwa Peru 13,683 8,894 30 18
Natural Resources Development Motivators Nigeria 40 28 30 24
Pithora Sanskritik Samajik Samiti India 100 - 30 24
President's Award Scheme/GYBT Gambia 30 - 30 14
Reillys Lik Lik Dinau Trust Papua New Guinea 92 - 30 2
Solidum S.C. de R.L. Mexico 182 - 30 15
Suprativa India 30 - 30 30
Tamaraneh Takuru Farmers Association Sierra Leone 75 - 30 14
Waterloo Rural Co-Operative Womens Association Sierra Leone 30 - 30 20
Page 120
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Women Education and Development Nigeria 50 - 30 30
Women in Business Development, Inc. Western Samoa 30 - 30 30
Yatroshre Mahila Mandal India 36 - 30 30
Yayasan Pembangunan Masyarakat Pedesan Indonesia 40 - 30 -
Pt. BPR Jatiarta Swadaya Indonesia 289 - 29 12
Women Support Organization Ethiopia 29 - 29 29
Organismo no Gubernamental de Desarollo
Independencia Peru 50 14 28 7
Centre for Human Development Nigeria 46 - 27 27
Motiakhali Samaj Kallan Mohila Sangstha Bangladesh 31 - 27 27
Janasarana S.D.S. Sri Lanka 26 - 26 -
Action in Distress Foundation Nigeria 25 25 25 25
Asociacion Pro Fomento Productivos de la Sub
Region de San Ramon Costa Rica 204 45 25 6
Jasho Self Help Group Kenya 32 - 25 22
Koperasi RW 05 Bukit Ligar Indonesia 199 - 25 2
Lokahita Parmeer Welfare Samity, Grhoshbur India 30 - 25 25
National Y.W.C.A. of Sri Lanka Sri Lanka 340 - 25 -
Neema Women Group Kenya 33 - 25 19
Ntulume Village Women's Development Association Uganda 48 - 25 25
p2kp Indonesia 79 - 25 10
Rokupa Women's Garatie Dying Cooperative Society Sierra Leone 60 - 25 25
Ruang Mitra Perempuan (Space for Women's
Friendship) Indonesia 25 25 25 25
Rural Development and Environmental Society India 25 - 25 25
Tamensu Solidarity Group Sierra Leone 25 - 25 25
Nnoboa Credit Union Ghana 24 - 24 20
Asociacion Centro de Promocion Campesina Costa Rica 133 - 23 10
Filomena Tomaira Pacsi Peru 23 17 23 17
Pitiduwa Community Service Foundation Sri Lanka 23 - 23 21
Page 121
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
COOPEC MAKIN Democratic Republic of Congo 22 - 22 10
Gayatriclub Badatika India 267 - 22 22
Programme d'Aide pour les Pauvres de Diourbel Senegal 50 - 22 -
Association Paysanne des Femmes Rizicultrices Democratic Republic of Congo 31 - 21 17
Caisse pour le Commerce et le Developpement Republic of Congo 33 - 21 5
Capital District Community Loan Fund, Inc. United States 37 - 21 15
ACAPES, Togo Togo 65 - 20 13
Badan Koordinasi Promosi Kesehatan Indonesia 40 - 20 19
Bank BPD DIY Indonesia 300 - 20 2
Base Foundation India 20 - 20 20
Centre For Human and Natural Resource
Development India 30 30 20 20
Cooperative d'Epargne et de Credit pour le
Developpement Democratic Republic of Congo 40 - 20 10
Dawn of Life Foundation Nigeria 120 - 20 20
Development Organisation of the Rural Poor Bangladesh 10,264 513 20 4
Fundación de Desarrollo de Mixco Guatemala 397 175 20 9
GAFIF Mauritania 93 - 20 4
Grassroots Women Foundation Nigeria 29 - 20 20
Helena Group Sierra Leone 20 - 20 20
Hope International China People's Republic of China 497 - 20 10
Kopdit RW Cijagra Indonesia 215 - 20 1
L.D.E.H.E/Mutuel D'Epargne et Credit Democratic Republic of Congo 40 - 20 13
Latter Settlers Association Sierra Leone 65 - 20 10
Mahila Baljyoti Kendra Katesar India 70 - 20 -
Maridadi Self Help Group Kenya 25 - 20 14
National Development Foundation of Jamaica Jamaica 666 - 20 -
Nehru Yuba Parishad India 20 - 20 20
Organization for Rural Survival India 175 - 20 20
Sabenty Peninsular Co-Operative Society Sierra Leone 20 - 20 3
Santoshi Mahila Sangathan Sabha, Rampuri India 20 - 20 20
St. Thomas Credit Union Jamaica 653 - 20 -
Page 122
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Tanenkasu Farmers Association Sierra Leone 50 - 20 15
University of St. Thomas Social Entrepreneurship
Program Pakistan 20 20 20 20
Wilberforce Women Association Sierra Leone 20 - 20 18
Yayasan Lpzeb Indonesia 60 - 20 5
Biodiversity of Agriculture for Rural Development Nigeria 25 - 19 13
Association pour le Developpement Integre des
Villages du Haire Mali 30 - 18 8
Federation des Techniciens pour le Developpment Democratic Republic of Congo 20 - 18 17
Ghana Youth Business Trust Ghana 20 - 18 -
Njema Microenterprise Initiative (Kamai
Development Organzition Kenya 30 - 18 15
Yayasan Bina Masyarakat Indonesia Indonesia 40 - 17 13
Youth and Social Enterprise Fund Ghana 17 7 17 7
Geldon Services (PVT) Ltd Zimbabwe 52 - 16 3
ONG Bieen (Bien-Etre et Environnement) Cote d'Ivoire 17 - 16 16
Philadelphia Development Partnership United States 159 - 16 10
Apas Financial Services Limited Uganda 100 68 15 -
Borderlinks Mexico United States 15 - 15 -
Centre for Development Strategy Nigeria 15 4 15 4
Gram Vikash Sangha India 20 - 15 15
Halley Movement Mauritius 15 9 15 9
Indekhwa (Widow) Women Group Kenya 30 - 15 15
Kamala Nehru Mahilees Mandoram India 15 - 15 15
Khaldoun Center for Development Studies Egypt 18 - 15 -
Koperasi Kredit Rahastra Indonesia 150 - 15 7
Nasho Tailoring Work Group Kenya 30 - 15 4
Society for Environment and Social Awareness India 20 - 15 2
Belize Enterprise for Sustainable Technology Belize 94 - 14 -
La Tontiniere Nationale Cameroon 72 - 13 10
Page 123
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Caisse du Mouvement Mutualiste Beninois Benin 19 - 12 -
Caisse Feminine D'epargne et de Credit Mutuel Republic of Congo 28 - 12 5
Care and Action Research Non-Gov. Org. Nigeria 16 - 12 12
Jameu Salam Young Men Association Sierra Leone 12 - 12 12
SFBank Sudan 56 - 12 2
Harijan Senau Sang, Bengal India 15 - 11 11
Naba Jyoti Club India 20 - 11 11
Pro Éxito S.A. De C.V. Sofom ENR Mexico 719 719 11 11
Society for Children and Women Welfare India 20 - 11 11
Society for Training and Research India 900 - 11 11
ACCEDER Argentina 33 - 10 6
Bangalore Carmel Society India 10 - 10 10
Crimson Business Solutions, Ltd. Nigeria 10 - 10 8
Ebussamba Imno Project Group Kenya 30 - 10 1
Eko Ibom Progressive MPCS Ltd Nigeria 25 - 10 7
Financiera Nicaraguense de Desarrollo S.A Nicaragua 54,700 29,538 10 -
Fraternite Mondiale Pour le Developpement Canada 10 8 10 -
Fristim Estate Farmers Multipurpose Cooperative
Society Limited Nigeria 10 - 10 8
GRUPEDSAC Mexico 26 - 10 9
Jamatul Mumen Farmers Association Senegal 40 - 10 7
Lesotho Women's Institute Lesotho 10 - 10 10
PT BPR Cipta Dana Mulia Indonesia 100 - 10 -
Ramcorony Beginners Social Club Sierra Leone 40 - 10 5
Self Start Fund Jamaica 284 - 10 -
Teresa Social Welfare Organisation India 10 - 10 4
White House Women's Development Organization Sierra Leone 10 - 10 10
Yayasan Lembaga Uidya Dharma Indonesia 15 - 10 -
Obuyanzi Women Group, Khwiliba Kenya 15 - 9 9
Caisse Mutualiste d'Epargne et de Credit de l'Elevage Cote d'Ivoire 78 - 8 1
Page 124
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Scope Co-operative Society Ltd. Nepal 190 - 8 2
Caisse Financiere et d'Investissement pour Femmes Republic of Congo 21 - 7 5
Global Women's Network United Kingdom 25 - 7 -
Sower International Trust Tanzania 10 7 7 7
The Community Microfinance Kenya 7 - 7 5
A.S.D.B. Democratic Republic of Congo 12 - 6 3
Cooperative d'Epargne et de Credit 'Amitie Salustiste' Republic of Congo 8 - 6 2
Cooperative d'Epargne et de Credit pour la
Promotion des Investissements Democratic Republic of Congo 6 - 6 6
IMF CADEF Democratic Republic of Congo 10 - 6 4
PARO: A Northwestern Womens Community Loan
Fund Canada 24 - 6 -
Advent Credit Limited Kenya 5 - 5 4
Baraka Women Group Kenya 8 - 5 4
La Mansaamo Kpee Ghana 50 - 5 4
Los Ninos de Baja California, A.C. Mexico 21 - 5 5
MEGECI Cote d'Ivoire 8 - 5 3
Union des Jeunes Entrepreneurs du Niger Niger 10 - 5 -
Human Development Society India 40 - 4 4
Johnsons Savings and Loans, Ltd. Ghana 18 - 4 -
Kenya Enterprise Empowerment Programme Kenya 10 - 4 -
Cycle of Poverty Sri Lanka 6 - 3 -
ACCION New Mexico United States -1 - - - -
ActionAid Vietnam Vietnam -1 - - - -
ADEC-ATC Peru 3,000 900 - -
Agence pour la Promotion des Caisses Populaires
d'Epargne et de Credit Mauritania -1 - - - -
Agency for Finance in Kosovo Kosovo -1 - - - -
Alter Modus Montenegro -1 - - - -
Alternatives Federal Credit Union United States -1 - - - -
Page 125
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Amalgamated Community Help International Ghana - - - -
Apoyo Económico Familiar, S.A. de C.V. Mexico 125,685 68,297 - -
APROC Democratic Republic of Congo 104 - - -
Arab Center for Agricultural Development Palestine -1 - - - -
AREGAK Universal Credit Organization CJSC Armenia -1 - - - -
Ashraya Trust Udayagiri, Mandya India -1 - - - -
Asian Credit Fund Kazakhstan -1 - - - -
Asociación ADRI Costa Rica 5,199 1,560 - -
Asociación de Consultores para el Desarrollo de la
Pequeña y Mediana Empresa Nicaragua 35,571 17,786 - -
Asociacion Guatemalteca para el Desarrollo Guatemala 5,422 3,958 - -
Asociación Mujeres En Acción Peru 5,624 3,196 - -
Asociación Nacional Ecuménica de Desarrollo Bolivia 9,392 4,696 - -
Asociacion para el Desarrollo Microempresarial
Colombiano Colombia -1 - - - -
Asoprosanramon Costa Rica 287 57 - -
Associação Brasileira para o Desenvolvimento da
Família - Banco da Família Brazil 8,928 5,178 - -
Association for Entrepreneurship Development
'CREDO' Ukraine -1 - - - -
Association Marocaine de Solidarité et de
Developpement Morocco -1 - - - -
Association Microcrédit Solidarité Sans Frontiers Morocco 12,935 10,089 - -
Association of Productive Entrepreneurship Ghana 8,258 6,524 - -
Bai Tushum Financial Foundation Kyrgyzstan -1 - - - -
Banco de la Gente Emprendedora, Bangente, C.A. Venezuela 35,880 21,528 - -
Banco Delta SA. Panama 2,357 1,061 - -
BanComun de la Frontera United States 861 - - -
Bhutan Development Bank Limited Bhutan 28,895 10,691 - -
Bina Swadaya Boyalali Indonesia -1 - - - -
Page 126
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Bina Swadaya Cabang Bandung Indonesia -1 - - - -
Bina Swadaya Gugus Wilayah Magelang Indonesia -1 - - - -
Bina Swadaya Kebumen Indonesia -1 - - - -
Bina Swadaya Klaten Indonesia -1 - - - -
Bina Swadaya Yogyakarta Indonesia -1 - - - -
Block Mahila Sanchyika Sangha, Jagannath Prasad India -1 - - - -
Bosnia Vita Bosnia and Herzegovina -1 - - - -
Brotherhood of St Laurence Australia 373 261 - -
Caja de Crédito de San Salvador El Salvador 772 386 - -
Caja de Crédito y Ahorro de San Juan Opico, Soc.
Coop. de R.I. de C.V. El Salvador 1,467 587 - -
Caja Municipal de Ahorro y Crédito de Arequipa Peru 212,844 100,037 - -
Caja Municipal de Ahorro y Crédito de Tacna S.A. Peru 47,485 24,441 - -
Camara de Comercio e Industrias de Cortes Honduras 143 66 - -
Cameroon Cooperative Credit Union League Ltd. Cameroon -1 - - - -
Caritas-Egypt (Sohag) Egypt -1 - - - -
Casa Baltimore/Limay United States -1 - - - -
Catholic Relief Services Bulgaria Bulgaria -1 - - - -
Catholicossate of All Armenians of Holy Etchmiadzin Armenia -1 - - - -
Ce.L.I.M. Milan Italy -1 - - - -
CEDI Finance Foundation Ghana 1,831 1,446 - -
CEMECEL Cote d'Ivoire 50 - - -
Center for Empowerment and Economic
Development United States -1 - - - -
Centre for Community Development India -1 - - - -
Centro Bartolome De Las Casas Peru 1,000 650 - -
Chaitanya Mahila Mandali India -1 - - - -
Chaithanya India -1 - - - -
Page 127
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Charity Humanitarian Center 'Abkhazeti' Georgia -1 - - - -
Chautauqua Opportunities for Development, Inc. United States -1 - - - -
China Association for Microfinance People's Republic of China 86,484 51,890 - -
Colorado Microcredit, Inc. United States -1 - - - -
Compartamos Banco Mexico 2,334,440 2,235,226 - -
Constanta Foundation Georgia -1 - - - -
Consumer Cooperative Finance and Mutual Help
'Raduga' Russia -1 - - - -
COOPEC AGRI Democratic Republic of Congo 483 251 - -
Cooperativa de Ahorro y Crédito Luz del Valle Ecuador 7,203 3,602 - -
Cooperative Housing Foundation CHF-PEOPLED Palestine -1 - - - -
Coptic Evangelical Organization for Social Services Egypt -1 - - - -
Corporación Acción Por El Atlántico Actuar
Famiempresas Colombia 3,636 2,218 - -
Corporación Acción Por El Tolima ? Actuar
Famiempresas Colombia 7,624 4,803 - -
Corporacion Mundial de la Mujer Medellin Colombia 66,377 41,154 - -
Council of Professional Social Workers India -1 - - - -
Crediavance S.A. de C.V. SOFOM E.N.R. Mexico 8,562 4,452 - -
Crédit Mutuel de Côte d'Ivoire Cote d'Ivoire 5,000 2,000 - -
Credit Union Bererod Gratia Indonesia 1,888 720 - -
Credit Union Development Project in Russia, DID
Project 3504 Russia -1 - - - -
Daan Sa Pag-Unlad Inc. Philippines 18,708 16,276 - -
DAULET (NGO Daulet) Uzbekistan -1 - - - -
Development of Humane Action Foundation India -1 - - - -
Don Apoyo S.A. de C.V. Sofom ENR Mexico 3,610 2,357 - -
Dorchester Bay Economic Development Corporation United States -1 - - - -
Dunduliza Tanzania - - - -
Page 128
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
ECLOF Lanka Guarantee Ltd Sri Lanka 9,467 9,372 - -
Economic Empowerment for Women Israel -1 - - - -
Ecumenical Church Loan Fund Switzerland -1 - - - -
Edpyme Credivision S.A. Peru 7,995 5,277 - -
Edpyme Proempresa S.A. Peru 38,419 19,651 - -
Edpyme Raíz Peru 87,876 44,711 - -
EMPRENDER - Organismo Cooperativo
Microempresarial de Colombia Colombia -1 - - - -
Faulu Kenya Ltd. Kenya -1 - - - -
Faulu Tanzania Limited Tanzania 3,436 2,852 - -
Feed the Children United States -1 - - - -
Femme Développement Entreprise en Afrique Senegal 13,300 11,704 - -
Finamérica S.A. Compañía de Financiamiento Colombia 74,033 36,780 - -
Financiera Comultrasan Colombia 14,026 7,574 - -
Financiera Créditos Arequipa Peru 79,325 39,662 - -
Financiera Efectiva S.A. Peru 110,337 45,238 - -
Financiera FAMA Nicaragua 26,237 18,366 - -
Financiera Independencia, S.A. de C.V. SOFOM Mexico 1,236,092 679,851 - -
Financiera Mexicana para el Desarrollo Rural, S.A de
C.V., S.F.P. Mexico 20,394 14,888 - -
FINCA Armenia Armenia 44,989 17,096 - -
FINCA Azerbaijan Azerbaijan 97,819 - - -
FINCA Guatemala Guatemala 28,319 24,071 - -
First State Community Loan Fund United States -1 - - - -
Fondation ARDI Morocco -1 - - - -
Fondi BESA Albania -1 - - - -
Fondo de Microproyectos Costarricenses Sociedad Costa Rica 562 236 - -
Fondo Jalisco de Fomento Empresarial Mexico 6,000 3,600 - -
FORUS Bank Russia 13,887 10,138 - -
Foundation for the Development of Polish
Agriculture Poland -1 - - - -
Page 129
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Fundación Agrocapital Bolivia 11,620 8,233 - -
Fundación Amanecer Colombia 3,704 2,252 - -
Fundación Boliviana para el Desarrollo de la Mujer Bolivia 10,953 6,264 - -
Fundación Ecuatoriana de Desarrollo Ecuador 15,238 12,148 - -
Fundación Fundecooperación Para El Desarrollo
Sostenible Costa Rica 38 6 - -
Fundación para el Desarrollo Integral Espoir Ecuador 53,146 50,489 - -
FUNDES Colombia Colombia 50 22 - -
Funding the Poor Cooperative - Chinese Academy of
Social Sciences People's Republic of China 12,936 9,314 - -
Fundusz Mikro Poland -1 - - - -
FUNED VisionFund OPDF Honduras 11,801 6,609 - -
GIC Protalocam Cameroon 140 28 - -
Government Savings Bank Thailand -1 - - - -
Grameen Aval Colombia Colombia - - - -
Hattha Kaksekar Limited Cambodia 62,703 49,027 - -
HFC Boafo Microfinance Services Ltd Ghana 7,484 5,978 - -
Humanitarian Association MOZNOSTI Macedonia -1 - - - -
Ibn Khaldoun People Monetary Fund Egypt -1 - - - -
IDEPRO Desarrollo Empresarial Bolivia 7,803 2,965 - -
IDESI Lambayeque Peru 738 576 - -
Integra Foundation Slovakia -1 - - - -
Integrated Rural Development Society Indonesia 600 600 - -
Japan Emergency NGOs Belgrade Serbia -1 - - - -
Jordan Micro Credit Company (Tamweelcom) Jordan 54,462 52,518 - -
K-REP Development Agency Kenya -1 - - - -
Kabalikat Para Sa Maunlad Na Buhay, Inc. Philippines 235,482 235,482 - -
Kazakhstan Community Loan Fund Kazakhstan -1 - - - -
KosInvest (World Vision Kosovo) Kosovo -1 - - - -
Kosovo Enterprise Program (International Catholic
Migration) Kosovo -1 - - - -
Page 130
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
KRUSHI, Karimnagar India -1 - - - -
Kvinnebanken Norgesnett Norway 280 - - -
Laxmi Laghubitta Bittiya Sanstha Ltd. (formerly Laxmi
Microfinance Development Bank Ltd.) Nepal - - - -
Lifeskils Development Corporation United States -1 - - - -
LOLC Micro Finance Company Ltd. Sri Lanka 14,941 2,988 - -
Makhzoumi Foundation Lebanon 341 201 - -
Micro Finance Organization Credo Georgia 64,526 24,875 - -
Micro-Business USA United States -1 - - - -
Microbancos Rurales Mexico 7,306 3,799 - -
MicroBank Spain 64,455 32,743 - -
MicroCred Nanchong People's Republic of China 169 41 - -
MicroCredit Network India -1 - - - -
Microcredit Organization 'MI-BOSPO' TUZLA Bosnia and Herzegovina -1 - - - -
Microempresas de Antioquia Colombia 31,495 18,141 - -
Modern Architects for Rural India India -1 - - - -
Mountain Microenterprise Fund United States -1 - - - -
MOUSUMI Bangladesh 12,094 10,522 - -
Moznosti Savings Bank Macedonia 6,629 1,618 - -
Mutuelle d?Epargne et de Crédit des Femmes Niger 2,503 2,503 - -
Nachala Cooperative Bulgaria 2,162 1,016 - -
National Association of Business Women of Tajikistan Tajikistan -1 - - - -
National Confederation of Co-operatives Philippines -1 - - - -
Netmon LLC Mongolia -1 - - - -
Network of Indian Credit and Savings India -1 - - - -
North Sinai Businessmen Association Egypt 3,680 2,576 - -
O.N.G de Desarrollo Corporacion de Beneficencia
Jesus Nino Chile 12 - - -
Oportunidad Latinoamérica Colombia Colombia 1,261 996 - -
Opportunity Bank Montenegro Montenegro 39,228 16,868 - -
Opportunity Bank Serbia Serbia 3,835 1,266 - -
Page 131
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Opportunity International China People's Republic of China 318 137 - -
Opportunity Microcredit Romania Romania 2,457 1,057 - -
Opportunity Microfinance Bank Philippines 15,470 14,387 - -
Oxfam America in El Salvador El Salvador 1,263 1,022 - -
Oxfam America in Guatemala Guatemala 1,122 1,102 - -
Oxfam America in Senegal Senegal 29,411 29,411 - -
OXUS Afghanistan Afghanistan 5,937 1,906 - -
OXUS Kyrgyzstan Kyrgyzstan 3,794 1,939 - -
OXUS Tajikistan Tajikistan 8,355 2,908 - -
P.T. Bank Tabungan Negara Indonesia 1,034,628 341,427 - -
Palestine for Credit and Development Palestine -1 - - - -
Panyimur Rural Cooperative Savings and Credit
Society Ltd Uganda - - - -
Partneri Shqiptar ne Mikrokredi Albania -1 - - - -
PLAN Fund / Grameen Foundation USA Project United States -1 - - - -
Postbank Uganda Limited Uganda 17,025 6,980 - -
PPEP Microbusiness and Housing Development
Corporation United States -1 - - - -
Pragathi Seva Samithi India -1 - - - -
Prizma Mikro Bosnia and Herzegovina -1 - - - -
Rangtay Sa Pagrang-ay, Inc. Philippines 16,411 13,949 - -
Regional Advisory and Information Center Slovakia -1 - - - -
Regional Association for Development and
Enterprises in Soha Egypt -1 - - - -
Regional Development Bank Sri Lanka 1,023,700 614,220 - -
Rural Development Foundation Poland -1 - - - -
Sabaragamuwa Development Bank Sri Lanka 230,826 80,789 - -
SANASA Development Bank, Ltd. Sri Lanka -1 - - - -
SEF International UCO LLC Armenia 13,066 6,272 - -
Servicios para la Autogestión Empresarial SA de CV
Sofom ENR Mexico 5,000 4,250 - -
Sewa Lanka Community Financial Services Ltd Sri Lanka 9,801 7,841 - -
Page 132
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Shah Sandhu Finance Co. Pvt. Ltd. (Mimo Finance) India 8,471 8,132 - -
Small & Micro Enterprise Programme Kenya 41,181 22,567 - -
Social Organization for Family Development Yemen -1 - - - -
Sociedad Operadora de Microfinanzas Sapi De CV
Sofom Enr Mexico 19,702 19,700 - -
Sociedade de Crédito ao Microempreendedor S/A Brazil 562 507 - -
Solfi Soluciones Financieras Mexico 34,483 28,276 - -
South Akim Rural Bank Ltd. - Kazakhstan Japan -1 - - - -
State Commission for Regulation of Financial Services
Market Ukraine 343,000 - - -
Stedionica, Opportunity International Serbia -1 - - - -
Susila Dharma Indonesia Indonesia 107 80 - -
Swathi Macts Ltd India 1,036 - - -
Tanzania Postal Bank Tanzania 773 618 - -
The Bridge Foundation / Opportunity Microfinance
India Ltd. India -1 - - - -
The Immigrant Center United States -1 - - - -
Turame Community Finance S.A. Burundi 13,267 11,144 - -
TYM Fund Vietnam 72,958 72,958 - -
Uganda Finance Trust Ltd MDI Uganda 21,652 8,661 - -
Ukraine Credit Union Development Assistance
Program Ukraine -1 - - - -
UNDP Job Opportunities through Businness Support
Project Bulgaria -1 - - - -
Union Nationale des Coopératives d'Epargne et de
Crédit de Côte d'Ivoire Cote d'Ivoire 44,490 11,567 - -
UNRWA Microfinance and Microenterprise
Programme-Israel Israel -1 - - - -
Urwego Opportunity Bank of Rwanda S.A Rwanda 29,143 - - -
VAD MICROFINANCE LIMITED Uganda 504 353 - -
Page 133
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
VANWODS Microfinance Inc Vanuatu 2,028 1,987 - -
Vikas Seva Samithi India -1 - - - -
Vital Linkages United States -1 - - - -
Vozmozhnost Russia -1 - - - -
Washington Community Alliance for Self-Help United States -1 - - - -
West CAP United States -1 - - - -
Wisconsin Women's Business Initiative Corporation United States -1 - - - -
Women and Children of Hope Democratic Republic of Congo - - - -
Women Cooperative Society Ltd Nepal 12,846 12,846 - -
Women for Women International / Zene za Zene
International Bosnia and Herzegovina -1 - - - -
Women's Initiative For Self-Employment United States -1 - - - -
Women's Opportunities Resource Center United States -1 - - - -
Women?s Union Of Tien Giang Province Vietnam 5,246 5,246 - -
XacBank Ltd. Mongolia 60,719 30,785 - -
Yayasan Bimbingan Mandiri Indonesia 187 - - -
Yayasan Trukajaya Indonesia 231 198 - -
Abhiyan India 270 - -
ACME Haiti 945 - -
Action pour la Femme en Casamance Senegal 80 - -
African Women Development Center Inc. United States 50 - -
Afromujer de Andalucia Spain 2 - -
Alberta Women's Enterprise Initiative Association Canada 1,884 - -
Alternative Energy Development Service Center Nepal 200 - -
AMIC Mauritania 30 - -
Appui aux Cooperatives d'Epargne et de Credit
Haitiennes Haiti 23,197 11,970 -
Arohan Financial Services Pvt. Ltd. India 123,942 110,308 -
Asociación de Desarrollo Integral Rural Guatemala 7,229 5,422 -
Page 134
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Asociación para el Desarrollo de las Cajas Rurales Panama 2,945 1,296 -
Asociacion Para el Desarrollo Raiz (Asociacion Raiz) Guatemala 3,406 - -
Asociación Salvadoreña de Extensionistas
Empresariales del INCAE El Salvador 6,126 5,317 -
Association de Microfinance Oued Srou Morocco 2,935 2,348 -
Association des freres et soeurs unis pour le
developpement Senegal 65 - -
AWODA United States 50 - -
Babiker Badri Scientific Association for Womens
Studies Sudan 200 - -
BAIF Institute for Rural Development- Karnataka India 17,627 10,752 -
Banco Ademi, S.A. (Asociacion para el Desarrollo de
Microempresas) Dominican Republic 82,057 38,567 -
Banco de Cooperación Financiera de Los
Trabajadores El Salvador 3,749 1,599 -
Banco Los Andes Procredit S.A. Bolivia 85,009 42,351 -
Banco Santander Banefe Chile 52,971 - -
Banque de l'Union Haïtienne S. A./Krédi Popilè Haiti 661 370 -
BMJ Al Mwa'awangh Indonesia 712 - -
Brakwa-Breman Rural Bank, Ltd. Ghana 1,167 - -
Caisse Codes Benin 228 - -
Caja de Compensacion de Los Andes Chile 1 - -
Caja de Crédito Atiquizaya El Salvador 2,300 1,840 -
Caja de Crédito de Chalchuapa El Salvador 3,316 1,627 -
Caja de Crédito de el Chilamatal El Salvador 1,461 920 -
Caja de Crédito de Olocuilta SC. de RL de CV El Salvador 2,057 - -
Caja de Credito Metropolitana El Salvador 9,717 6,705 -
Caja Municipal de Ahorro y Crédito de Trujillo Peru 127,644 63,184 -
Page 135
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Calcutta Society for Professional Action in
Development India 650 - -
Cambodian Community Savings Federation Cambodia -1 - - -
Canadian Cooperative Association P.R. China Canada 2,941 - -
CARE Golf of Guinea (Ghana/Togo/Benin) Benin - -
CARE International - Project FISH Mozambique 64 - -
Care International Indonesia Indonesia 462 - -
Caritas, Arquidiocesana Sucre Bolivia 910 - -
CEC Prom Mature Cameroon 450 - -
CECOTRAD Kenya 1,208 - -
Centre International de Recherche et Promotion des
Valeurs Humaines Democratic Republic of Congo 523 - -
Chetna Mahila Vikas Kendra India 363 - -
Child Guidance Centre India 278 - -
COAC Jardín Azuayo Ecuador 38,657 19,058 -
Collective Multipurpose Cooperative Ltd. Nepal 64 - -
Community Awareness & Village Improvement India 85 - -
Community Development Trust Fund Nigeria 8,670 - -
Cooperativa de Ahorro y Crédito Fernando
Daquilema Ltda. Ecuador 4,316 1,726 -
Cooperativa de Ahorro y Credito Futuro Lamanense Ecuador 662 - -
Cooperativa de Ahorro y Credito Hermes Gaibor Ecuador 253 - -
Cooperativa de Ahorro y Crédito La Nacional Ecuador 31,388 13,870 -
Cooperativa de Ahorro y Credito Las Naves Ecuador 622 - -
Cooperativa de Ahorro y Credito Lucha Campesina Ecuador 828 - -
Cooperativa de Ahorro y Crédito Maquita Cushunchic
Ltda. Ecuador 7,013 3,366 -
Cooperativa de Ahorro y Credito Olmedo Ecuador 279 - -
Cooperativa de Ahorro y Credito Simiatug Ecuador 302 - -
Cooperativa de Ahorro y Credito Unapemat Ecuador 148 - -
Page 136
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Cooperativa de Ahorro y Credito Unidad y Progreso Ecuador 247 - -
Cooperativa de Ahorro y Credito Union el Ejido Ecuador 722 - -
Cooperativa de Ahorro y Credito Urocal Ecuador 1,471 - -
Coopérative d'Epargne et de Crédit pour des
Chrétiens Unis Democratic Republic of Congo 616 290 -
COOPROGRESO Ecuador 23,374 11,764 -
Credit Mutuel France - -
Department of Agrarian Reform / Beneficiaries
Development Philippines 22,381 - -
District Village Bank Network Committee Nepal - -
Emprendedores de Nuevo Leon, A.C. Mexico 2,376 - -
Ennatien Moulethan Tchonnebat Cambodia 73,515 - -
Express Finance IFN SA Romania 1,441 692 -
Federación Comercializadora de Café Especial del
Guatemala Guatemala 30 8 -
FENACOAC, R.L. Guatemala 85,000 - -
FIE Gran Poder Argentina 7,334 3,154 -
Financiera Calpia, S.A. El Salvador 32,984 - -
Financiera Solidaria Honduras Honduras 20,421 14,499 -
Fondo 5 de Mayo, Asociacion Civil Nicaragua 2,062 - -
Foundation of Interaction of Zaire Kenya 7,684 - -
FRDM Togo 600 - -
Fundacio Internacional de la Dona Emprenedora Spain 7 - -
Fundación Alternativa para el Desarrollo Ecuador 3,313 2,319 -
Fundación Chispa - MiCrédito Nicaragua 3,245 1,720 -
Fundación José Napoleon Duarte, MI CRÉDITO El Salvador 2,051 1,682 -
Fundación Los Emprendedores, I.A.P. Mexico 398 - -
Fundación salvadoreña para la reconstrucción y
desarrollo El Salvador 2,800 - -
FUSSEF/CADEF Cameroon 190 - -
Grameen Foundation United States - -
Page 137
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
Grupo Crediexpress, SA de CV Mexico 10,076 6,815 -
Harvest Field Corners United States - -
Human Development Initiatives Nigeria 60 60 -
Human Welfare & Environmental Protection Centre Nepal 300 - -
ID Microfinance Haiti 4,590 4,131 -
IDPMS India 600 - -
INAFI Bangladesh Foundation Bangladesh - -
Instituto de Desarrollo Agropecuario Chile 45,331 - -
Inter Finance Consultants Benin 3,676 - -
International Network of Alternative Financial
Institutions (India) India - -
Japan-Lanka Industrial Development Center Sri Lanka 17 - -
Jitegemee Women Group Kenya - -
Kapitalmujer Sa De Cv Sofom Enr Mexico 60,000 60,000 -
Kredit MFI Cambodia 56,519 51,964 -
Krishnagar Cathedral Charitable Social Society India 5,612 - -
Kuda Putih Sejahtera Foundation Indonesia 317 209 -
Lithuanian Central Credit Union Lithuania 22,107 11,591 -
Lokbharati Samaj Seva Sanstha-NASHIK India 55 - -
M.S. Swaminathan Research Foundation India 210 - -
Madurai Non Formal Education Centre India 830 - -
Mahakali Savings and Credit Cooperative Union Nepal 3,000 - -
Mali - Enjeu Mali 56 - -
Mallikarjuna Seva Samithi India 2,860 - -
Marang Financial Services (Pty) Ltd South Africa 24,506 23,281 -
Mibanco - Banco de la Microempresa S.A. Peru 221,802 121,991 -
Micro Credit Kopmaba Indonesia 102 - -
Microenterprise Development Services Ltd. Kenya 2,625 - -
Microfinance Centre for Central and Eastern Europe
and the Near East Poland -0.08 4,252,349 - -
Microfinance Partners Limited (Sunlink) Kenya 3,833 - -
Page 138
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
MORABI Cape Verde Islands 1,636 - -
Mouvement des Caisses Populaires d'Epargne et de
Crédit Niger 3,592 2,550 -
Mutuelle d'Epargne et de Credit des Agents du
Secteur Public et parapublic) Senegal 5,675 - -
Mutuelle Nevaeme Togo 1,284 - -
National Federation of Community Development
Credit Unions United States - -
National Youth Service Council Sri Lanka 8 - -
Nova Scotia Association of CBDCs Canada 6,122 - -
Oikocredit Kenya Kenya 22 - -
ONG UCADE Guaranda Ecuador 2,538 1,963 -
Oportunidad Microfinanciera Latinoamericana OMLA
S.A. Argentina 445 187 -
Opportunity International Savings and Loans Limited Ghana 57,865 46,292 -
Opportunity Uganda Ltd Uganda 19,698 9,849 -
Oxfam America in Cambodia Cambodia 49,738 40,621 -
Philippine Rural Reconstruction Movement Philippines 10,273 - -
Plan International - West Africa Regional Office Senegal 92,779 81,738 -
Pratt Center for Community Environmental
Development United States - -
Prerana Pratisthan India 2,000 - -
Presidential Trust Fund Tanzania 8,136 - -
Procredit SLC Ghana 5,069 - -
Programme d'Appui aux Initiatives de
Developpement Economique du Kivu Democratic Republic of Congo 11,090 - -
Project Hope United States - -
Project Humanity Australia 76 - -
Projet Pilote Credit Rural Decentralise Cameroon 2,480 - -
Promotora de Servicios Rurales S.A. de C.V. Mexico 4,965 - -
PT. Bank Bukopin, Tbk Indonesia 175,979 - -
Page 139
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
RAFIA Togo 700 - -
Rashtriya Mahila Kosh India - -
RESADE Cameroon 30 - -
Rural - Urban Poverty Eradication Program Bangladesh 150 - -
Rural Urban Poverty Eradication Association Bangladesh 250 - -
Sachetan Bangladesh 4,431 - -
Sadhana Village Pune India 250 - -
Sanabel - The Microfinance Network for the Arab
Countries Egypt -0.56 1,602,847 801,423 -
SANE India India 2,160 - -
Secretaria Nacional de La Familia - El Salvador El Salvador 10,674 - -
Servicios Financieros Cafetaleros Bolivia 188 - -
Servicios Financieros Comunitarios, FinComun Mexico 13,782 - -
Small Enterprise Development Agency Tanzania 25,209 15,882 -
Small Industries Development Organization Tanzania 8,500 - -
Smile Microcredit Bank South Korea 31,000 - -
Social Education Economical Development Society India 4,345 4,345 -
Sociedad de Ahorro y Crédito Apoyo Integral, S.A. El Salvador 45,236 26,495 -
Societe de cooperation pour le developpement
international Canada 3,876 - -
Solidarite et Promotion de la Femme Benin 2,010 - -
South-West Development Authority Cameroon 1,000 - -
Street Kids International Canada 4 - -
Surjamukhi Shisu Sangha Bangladesh 7,310 - -
Sustainable Economic Activity Development Inc. Philippines 175,000 131,250 -
Swadhaar FinServe Private Limited India 70,356 65,572 -
Taytay Development Cooperative Philippines 1,468 - -
The Aspen Institute United States 12,600 7,686 -
The First Microfinance Bank Tajikistan 2,740 - -
Page 140
Practitioner responses (since 1998)
Organization Country
adjust-
ment Total clients
% Total
women Poorest clients
% Poorest
women
The Hunger Project Bénin Benin 5,157 3,455 -
The Hunger Project Burkina Faso Burkina Faso 3,872 2,246 -
The Hunger Project Ethiopia Ethiopia 3,568 2,462 -
The Hunger Project Ghana Ghana 5,287 3,648 -
The Hunger Project Malawi Malawi 1,209 798 -
The Hunger Project Mozambique Mozambique 123 93 -
The Hunger Project Senegal Senegal 5,367 5,152 -
The Hunger Project Uganda Uganda 6,122 4,408 -
Tonga Development Bank Tonga 1,215 - -
Trias Belgium - -
UNIANDES Venezuela 189 - -
Vancity Credit Union Canada 530 - -
Village Industry Service Zambia 3,200 - -
Wedeyoc Network Ghana 89 - -
Widar Empreendimentos Para O Fluir Saudavel do
Dinheiro Brazil 25 - -
Winrock International - Benin Benin - -
Woman Spirit United States - -
Women and Rural Economic Development Canada 40 - -
Women's Economic and Development Forum Nigeria 1,400 - -
World Neighbors United States - -
World Relief Mozambique - Fundo de Credito
Communitario Mozambique 3,838 - -
Page 141