Pradhan Mantri Awas Yojana (Urban) Housing for All...

Pradhan Mantri Awas Yojana (Urban) – Housing for AllNational Workshop

Urban Development & Housing Department Government of Madhya Pradesh

PMAY in Madhya Pradesh

Implementation Plan


State Vision 2018 – 5 Lakh DUs for urban poor.

All 379 cities included under the Housing For All Mission

Demand Survey completed in all cities and Total Demand assessed

is 11,51,809.

Annual Implementation Plan (AIP) for FY 2017-18 and

HFAPoA of 124 cities submitted and HFAPoA for all cities will be

submitted by 31st July, 2017.

Approval for all the DUs as per Demand will be accorded by 2018-

19.

Construction of all the DUs proposed to be completed by 2021-22.

S.

No.Vertical of the Mission Central Assistance State Assistance

1"In-Situ" Slum

RedevelopmentRs. 1 Lakh per DU

Only Land will be

provided.

2Affordable Housing through

Credit Linked Subsidy

Interest Subsidy @ 6.5 % on Home

Loan Amount up-to Rs. 6 Lakh &

maximum Loan Tenure of 15 Years

-

3Affordable Housing in

PartnershipRs. 1.5 Lakh per DU

For Slum

Rs. 1.5 Lakh per DU

4

Subsidy for Beneficiary-Led

Individual House

Construction.

Rs. 1.5 Lakh per DU Rs. 1.00 Lakh per DU

Funding Pattern


Financing of PMAY Projects

Mixed housing approachadopted– Commercial unit, HIG, MIG and

LIGs are constructed along withEWS and EWS houses are crosssubsidized. LIGs have CLSSbenefit.

O&M advantage in Mixed Housing.

Housing Loans tie-up with Banksfor EWS Beneficiary share.

ULB share and construction financegap for HIG, MIG and LIG tie-upthrough Project Loan withBanks/HFIs.


Sample Cost of Indore EWS DU - 8.10 Lakh

Financing of PMAY Projects…

In above AHP Project of Indore for construction of 30,780 DUs (EWS - 23256,LIG - 5436 and MIG – 2088):-

Central & State Share is only 25.86% of project cost.


Cost of AHP Indore Project (30,780 DUs) – 2,697.65 Crore

Rs. 2,697.65 Crore

(100.00%)

Rs. 348.84 Crore

(12.93%)

Rs. 348.84 Crore

(12.93%)

Rs. 465.12 Crore

(17.24%)

Rs. 1,534.85 Crore

(56.90%)

Project

Cost

Central

Share

State

Share

EWS Beneficiary Share Cross Subsidy

Cross Subsidy – Project Cost

Central and State funding of CSMC approved projects for 3,26,190 DUs(EWS – 2,75,369, LIG – 36,891, MIG – 13,842 and HIG – 88) is only32.01% of project cost.

ULBs level consultant appointed for preparation of HFAPoA & DPRs.

Project preparation and clearance processes fast tracked through quick

meetings of committees.

Uniform fully transparent e-procurement for all projects.

Standard Bidding Document (SBD) with clear qualification conditions

prescribed.

Time-bound decision making process for Tenders.

Project Management Consultancy (PMC) with multidisciplinary

staffing to support ULBs in project execution and management.

Strategies for Project Implementation and Monitoring...


7

Workshop of PMAY


Nagar Uday Abhiyan initiated to promote awareness of PMAY.

Adhikar Patra distributed to 2.80 Lakh beneficiaries of PMAY under Nagar

Uday Abhiyan.

Hon’ble CM has made an announcement to provide an additional grant of Rs.

1.00 lakh for the beneficiaries registered with Labour Welfare Board.

Nagar Uday Abhiyan


Nagar Uday Abhiyan


Timely collection of beneficiary share is essential for implementation of

projects under AHP vertical as per scheduled timelines.

Maximum beneficiary share @ Rs. 2.00 Lakh per beneficiary for slum

dwellers.

For timely collection of beneficiary share:

Pre-allotment of dwelling unit is done by local body

Stage-wise beneficiary share is collected from the very beginning of construction.

Loan linkages of Beneficiary Share under AHP


To ensure timely loan linkages of EWS beneficiaries, State

Government issued a Model Tripartite Agreement.

The Salient features of tripartite agreement are:

Beneficiary contribution at the time of pre-allotment is 10% of his/her share.

ULB to bear the lump sum charges of Rs. 5500 for Stamp Duty, registration

charges, insurance, SARFAESI charges etc.

ULB to act as an intermediary Guarantor.

In case of NPA, ULB empowered to cancel the allotment of existing beneficiary

and re-allot the dwelling unit to a new beneficiary of the same category.

Outstanding balance of loan amount is adjusted from the contribution received

from new beneficiary.

Loan linkages of Beneficiary Share under AHP…


Progress of Approved Projects


Affordable Housing in Partnership (AHP)

Total Approved DUs – 1,12,106 DUs,

Work Commenced – 66,185 DUs,

45,921 DUs are in Tendering process and Work Order shall be issued in July,

2017.

Beneficiary Led Construction (BLC)

Total Approved DUs – 1,61,091 DUs,

70,000 DUs grounded till date.

Credit Link Subsidy Scheme (CLSS)

Loan of 2,261 beneficiaries sanctioned and disbursed.

Data of 1,20,886 potential beneficiaries shared with SLBC and CANs.

13Jabalpur 3D Model

Progress of Approved Projects


Indore Allotted DUs in ChhindwaraDamoh

Satna

Progress of Approved Projects…


Ujjain

Hoshangabad

Mandsaur

Jabalpur

Mandatory conditionsCurrent Status (Special Circumstances/Alternative institutional

Mechanism, if any)

Dispensing the need for separate

Non Agricultural (NA) Permission

Achieved, No permission is required as per provision under Section 172 of

Madhya Pradesh Land Revenue Code, 1959.

Prepare/amend their Master Plans

earmarking land for Affordable

Housing

Achieved, Affordable Housing can be proposed at any location except land

reserved for catchment, recreation and roads.

15% of dwelling units are reserved for EWS / LIG category in all residential

colonies.

Single-window, time bound

clearance for layout approval and

building permissions

Achieved, Single Window Time Bound Clearance System is in place.

Single window and time bound clearance of building permissions and layout

approvals have been included under Public Service Guarantee Act.

ABPAS under implementation in all ULBs of the State.

Progress (Mandatory Conditions)


Mandatory conditionsCurrent Status (Special Circumstances/Alternative

institutional Mechanism, if any)

Adopt the approach of deemed building

permission and layout approval on the basis of

pre-approved lay outs and building plans.

Achieved, Pre-approved building permission has been adopted

for plot sizes up to 300 square meters, as per amendment issued

in Madhya Pradesh Bhumi Vikas Niyam. 2012 on 27th

November 2015

Amend or legislate existing rent laws on the

lines of the Model Tenancy Act.

The provision of Rent Control Act of Madhya Pradesh is in

lines of the Model Tenancy Act circulated by MoHUPA, Gol

and is being reviewed by the State.

Additional Floor Area Ratio (FAR)/Floor Space

Index (FSI)/ Transferable Development Rights

(TDR) and relaxed density norms.

Achieved, An additional FAR of up to 0.50 is allowed in

addition to the permissible FAR for redevelopment of slum as

per provision under Clause No. 61 of Madhya Pradesh Bhumi

Vikas Niyam, 2012.

Progress (Mandatory Conditions)…


Thank You…

Date post:	22-Mar-2018
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