Doug Johnson is our Branch Manager of our Ames location. Doug joined Premier Credit Union in early 2015. Doug was raised on a farm in central Iowa and graduated with an agricultural degree from Iowa State University. He began his banking career shortly thereafter and has spent more than 30 years helping central Iowans achieve their financial goals. Doug and his wife, Connie, live in Ames and have 3 grown children and 1 grandchild. When he’s not working, Doug enjoys time with family, playing guitar and singing, writing and acting. July • 2016 PremierAdvantage Doug Johnson Employee Spotlight This easy-to-use service allows you to conveniently and securely move money to anyone, anywhere, anytime. You can use Premier People Pay to move money between your accounts at Premier and accounts at another financial institution. You can also request money from other people or send money to others by using an email address or mobile phone number. You DO NOT need their account information. Payments typically arrive in 2-3 days. Need it faster? You can expedite a payment to an existing account. Use Premier People Pay to: • Pay the babysitter • Pay your coworker back for lunch • Send money to a child at college • Move money from another financial institution to your Premier account Move money with Premier People Pay! Premier PeoplePay How It Works: Fast and Easy PremierPeoplePay Simply login to online banking, go to the Transfer drop down menu and select Premier People Pay to add Accounts. The account holder sends or requests a payment by entering the recipient’s email address or mobile phone number. The recipient receives an email or SMS text message with instructions on how to accept the payment. The recipient visits a link in the payment notification to accept the payment and enters account information. Step 1 Account Set Up Step 2 Payment Initiated Step 3 Payment Sent Step 4 Payment Accepted With Premier People Pay move money to anyone, anywhere, anytime. It is fast, easy and secure! new & exciting Deposit checks without driving to a branch or putting checks in the mail! Use the Mobile Banking App to make deposits by simply snapping a photo of a check for electronic deposit into your checking account. Look for the camera icon within the Mobile App. Deposits are quick, convenient and secure. • Mobile deposit is available for checking accounts • To endorse checks accurately; on the back of the check write: For Mobile Deposit to Premier Acct #_____ • Make check deposits any time day or night; even on weekends • Save time and money by reducing trips to the Credit Union Remote Deposit is available to members* via the free Mobile Banking App. If you don’t have the Mobile Banking App, download it for free today and if you already have the app, be sure to download any updates to enjoy making deposits anytime, anywhere! Call a Member Service Representative at (515) 282-1611 or visit PremierCU.org for more details. *APY = Annual Percentage Yield. Interest is calculated using Average Daily Balance. Interest credits and compounds quarterly. Rates for term accounts are effective as of June 1st, 2016, and are subject to change. Minimum balance is $10,000 and renewals are not automatic on Special Certificates. Early withdrawal penalties may be imposed. All rates are annual percentage yields (APY) unless otherwise noted. All products are subject to change or cancellation at anytime without notice and have monthly requirements. See Credit Union for full account details. Federally Insured by NCUA You can now Deposit Checks in a SNAPP! It’s time to give your Savings a Raise with the NEW 20-Month CD Check out these products! 20-Month CD 2.00 % APY * * You must be enrolled for online banking to use the Mobile Banking App. Once enrolled, you must register your device. Once your device is registered you can access accounts just like you do with online bank- ing. Remote Deposit is free, however, usage rates from your mobile carrier may apply when using the Mobile Banking App.
Transcript
Doug Johnson is our Branch Manager of our Ames location. Doug joined Premier Credit Union in early 2015. Doug was raised on a farm in central Iowa and
graduated with an agricultural degree from Iowa State University. He began his banking career shortly thereafter and has spent more
than 30 years helping central Iowans achieve their financial goals. Doug and his wife, Connie, live in Ames and have 3
grown children and 1 grandchild. When he’s not working, Doug enjoys time with family, playing
guitar and singing, writing and acting.
July • 2016PremierAdvantage
Doug Johnson
Employee Spotlight
This easy-to-use service allows you to conveniently and securely move money to anyone, anywhere, anytime. You can use Premier People Pay to move money between your accounts at Premier and accounts at another financial institution. You can also request money from other people or send money to others by using an email address or mobile phone number. You DO NOT need their account information.
Payments typically arrive in 2-3 days. Need it faster? You can expedite a payment to an existing account.Use Premier People Pay to:• Pay the babysitter• Pay your coworker back for lunch• Send money to a child at college• Move money from another financial institution to
your Premier account
Move money with Premier People Pay!
PremierPeoplePay
PremierPeoplePay
How It Works: Fast and Easy PremierPeoplePay
Simply login to online banking, go to the Transfer drop down menu and select Premier People Pay to add Accounts.
The account holder sends or requests a payment by entering the recipient’s email address or mobile phone number.
The recipient receives an email or SMS text message with instructions on how to accept the payment.
The recipient visits a link in the payment notification to accept the payment and enters account information.
Step1 Account Set Up
Step2 Payment Initiated
Step3 Payment Sent
Step 4 Payment Accepted
With Premier People Pay move money to anyone, anywhere, anytime. It is fast, easy and secure!
new & exciting Deposit checks without driving to a branch or putting checks in the mail! Use the Mobile Banking App to make deposits by simply snapping a photo of a check for electronic deposit into your checking account. Look for the camera icon within the Mobile App.
Deposits are quick, convenient and secure.
• Mobile deposit is available for checking accounts
• To endorse checks accurately; on the back of the check write: For Mobile Deposit to Premier Acct #_____
• Make check deposits any time day or night; even on weekends
• Save time and money by reducing trips to the Credit Union
Remote Deposit is available to members* via the free Mobile Banking App. If you don’t have the Mobile Banking App, download it for free today and if you already have the app, be sure to download any updates to enjoy making deposits anytime, anywhere!
Call a Member Service Representative at (515) 282-1611 or visit PremierCU.org for more details.
*APY = Annual Percentage Yield. Interest is calculated using Average Daily Balance. Interest credits and compounds quarterly. Rates for term accounts are effective as of June 1st, 2016, and are subject to change. Minimum balance is $10,000 and renewals are not automatic on Special Certificates. Early withdrawal penalties may be imposed. All rates are annual percentage yields (APY) unless otherwise noted. All products are subject to change or cancellation at anytime without notice and have monthly requirements. See Credit Union for full account details. Federally Insured by NCUA
You can now Deposit Checks in a SNAPP!
It’s time to give your Savings a Raise with the NEW 20-Month CD
Check out these
products!
20-Month CD
2.00 %APY*
* You must be enrolled for online banking to use the Mobile Banking App. Once enrolled, you must register your device. Once your device is registered you can access accounts just like you do with online bank-ing. Remote Deposit is free, however, usage rates from your mobile carrier may apply when using the Mobile Banking App.
Main Office800 9th StreetDes Moines, IA 50309(515) 282-1611(866) 273-9938
Skywalk LocationGreater Des Moines Partnership Building700 Locust Street – Skywalk Level(515) 282-1611(866) 273-9938
West Des Moines Office1301 Grand AvenueWest Des Moines, IA 50265(515) 282-1611(866) 273-9938
Ames Office520 Grand AvenueAmes, IA 50010(515) 232-2329
www.PremierCU.org
>RAGBRAI
Fun Facts:• RAGBRAI, started in 1973 and
is known as the Des Moines Register’s Annual Great Bicycle Ride Across Iowa.
• RAGBRAI has traveled through 780 of the 947 towns in Iowa!
• Only 40% of riders are from Iowa; riders come from all over the world!
• The average age of riders is 46.9 with men out numbering women 1.6:1.
• Don’t forget to DIP! For the full ride, bikers must make sure to dip their tire in the Missouri River at the start and the Mississippi River at the finish.
Premier Credit Union employees volunteered their time during the 2016 Principal Charity Classic to hand out pedometers and record attendee’s steps in hopes to raise money for the hospital’s Child Life program and a new pediatric intensive care unit. A record breaking 25 million steps were recorded and Blank Children’s Hospital received a check for $15,000! We are very proud to help support this wonderful organization!
With MyCardInfo you can now:
• View real time account balance and statement information
• Download statements to personal financial management software
• Set up MasterPass – MasterCard’s virtual wallet account
• Get transaction alerts
• Activate cards
• Set travel notifications - Enter dates when traveling to notify MasterCard of expected travel
Go to https://online.mycardinfo.com today and enroll! First time users will need to enroll their card by following the instructions found on the MyCardInfo site.
Honored to Support Steps for Charity Challenge on behalf of Blank Children’s Hospital!
Managing your Premier MasterCard Credit Card has never been easier with MyCardInfo!
Equity!Whether you are undertaking a renovation project, wanting to pay down your mortgage faster or looking to consolidate debt;
BIG PLANSDO NOT MEAN BIG PAYMENTS with a variety of Home Equity Loan / Line of Credit options from Premier Credit Union.
Let us help you unlock the value of your home; our loan officers are here to help you make the decisions that are right for your situation. Stop by or give us a call today to help make those BIG plans become a reality!
Unlock the Value of Your Home’s
*APR = Annual Percentage Rate. **Fixed Home Equity Loan – A Fixed Home Equity Loan is available on an owner-occupied dwelling located only in Iowa. Property insurance is required. Member will pay title search, flood search, recording fee and property valuation. Payment example: $20,000 Fixed Home Equity with a 5 year fixed rate, amortized over a 5 year term at 2.50% APR, the monthly payment will be $354.21. Based on credit. All loans subject to approval. *** Home Equity Line of Credit (HELOC) - A HELOC is available on an owner-occupied dwelling located only in Iowa. Property insurance is required. Member will pay title search, flood search, recording fee and property valuation. HELOC variable-rate may change after the account opening. HELOC variable-rates are indexed to the Prime Rate as published in the Wall Street Journal on March 31, June 30, September 30 and December 31. The rate may change quarterly on January 1, April 1, July 1 and October 1 with changes to the Prime Rate on the dates noted above. The Prime Rate as of July 1, 2011, was 3.25%. The variable-rate minimum APR is 4.75% and maximum APR is 18%. Minimum HELOC initial draw is $2,500 with minimum $500 subsequent draws. Payment example: $20,000 Open End Home Equity Line of Credit with a 10 year variable draw period, amortized over a 30 year term at 4.75% APR, the monthly payment will be $104.31. Based on credit. All loans subject to approval.
