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12 v i r t u e s o f m o n e y
“right on the money” Premium Quality Coin
“On the quest to understanding our economy, it is only required that we visit history. In our past lie truth tales, written by people in power at that time,
who through the control of commerce dictated the rules of the money game. Through meaningful imagery, and authoritative declarations, they instilled trust, security, and the promise of financial freedom for those industrious
enough to participate. With an efficient blend of labor, and material science, an added value could be exchanged for the promise of opportunity,
where individual choices shaped our culture”.
12 v i r t u e s o f m o n e y
121 2
346
5
v i r t u e s o f m o n e y
It begins with a fundamental premise 1000-400bc
fulfilling a basic human desire 400ad – 900ad
It frees up resources which allow for personal enlightenment 1300-1500
TRUTH
Our story of money parallels human history. It depicts the chronological development of money on its way to fulf i l ling the desires of humanity.
POWER
COMMERCE
ART
which helps us realize individuality 1600-1780.FREEDOM
derived from experience 400bc – 400ad HISTORY
and providing for an efficient means to get what we want
900 - 1300
The 12 VIRTUES OF MONEY CALENDAR is a compilation of the fundamental building blocks of our most familiar and universal commodity. This calendar embodies the idea of what money is: an intangible tool. In dealing with money, studying its nature, and observing its behavior, money unveils itself as something much more difficult to define than any casual observer would ever imagine. The standard definition of money’s job appears clear, but to understand its many forms, uses, values, stigmas, influences, and developments, your journey will entail endless volumes of predictions, opinions, and documentation. It is not as important to define the word, as much as provide the building blocks to understanding moneys nature. It is the nature of money that evolves into all other characteristics, making up what is recognized as the physical objects that suit the official definition. By narrowing the concept to twelve virtues, we believe that money will always be understood for what it is; a tool. A tool that is not a physical object but a concept that is intangible and used for defined purposes. Choosing each of the twelve virtue building blocks was a painstaking process that evolved over many months, and required the input of many very intelligent professionals. The calendar represents the final compilation of this work.
78
910
11 12
With our basic needs met, we find ourselves relying on others
1780-1810
with an understanding that we must plan for the future 1820-1840
We eventually learn that the most critical element of our everyday life is our monetary system, and
its existence is not by random chance but based on evolutionary facts
1840-1890
In the end we choose who we are and what we represent by the way we use our
most fundamental and universal of commodities 1990-PRESENT.
Embracing our mastery of the environment we maximize the return
on labor 1890-1940
and forge ahead to diminish the value of our works and multiply the results through sophisticated
engineering 1940-1990
TRUST
SECURITY
SCIENCE
INDUSTRY
opportunity CULTURE
This project has been an inspirational experience and I hope you enjoy its presentation. The calendar is a custom design allowing you to remove any of the pages for individual display purposes. If you like this financial philosophy series you will also be interested in our VICES OF MONEY educational material. If you would like to learn more about our community outreach efforts to increase financial literacy, simply call Premium Quality Coin LLC at 612-371-4739. We offer after school programs, adult education seminars, on-line tutorials, and public speaking arrangements with most financial professionals. For additional copies of this calendar and to be updated on all our other Financial Philosophy educational news and information visit our educational website at money-u.com, visit our store, or follow us on Facebook. I thank you for taking the time to enjoy the subject of money with me and I leave you with one of my favorite quotes by Ayn Rand. -“money is only a tool. It will take you wherever you wish, but it will not replace you as the driver” Best wishesBill HimmelwrightNumismatist
TRUTHmoney is a tool. tools are made to be used. using tools correctly
is efficient. efficiency returns the best results. The efficient useof money results in the highest returns.
1s t v i r t u e o f m o n e y
He who will not economize will agonize - Confucius
JANUARY | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
29 30 31 1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31 1
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
Time iS money
HISTORYHistory teaches us the results of our actions.
our actions can be most easily traced through money. The history of money teaches us valuable lessons.
Learning valuable lessons keeps us from repeating mistakes.
2 n D v i r t u e o f m o n e y
February | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
26 27 28 29 30 31 1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23 24 25 26 27 28 1
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
money To geT power, and power To guard THe
money.
-Giovanni Medici
POWERmoney is powerful. Power can be used for
good or bad. Bad money is used to increase power. money used for good increases the quality of life.
3 r D v i r t u e o f m o n e y
March | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
23 24 25 26 27 28 1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23/30 24/31 25 26 27 28 29
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
COMMERCE4 t H v i r t u e o f m o n e y
“moneTary STandardS inCreaSe
CommerCe”-Charlemagne
efficient commerce requires standards. A standard of value must be stable. stability is achieved through a
limited supply. Gold has a limited supply. Gold is tHe universally accepted standard of value.
APRIL | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
30 31 1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28 29 30 1 2 3
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
ART5 t H v i r t u e o f m o n e y
Art is symbolism. symbols tell stories. The art on money tell stories. stories are educational
and enjoyable. money is a medium that reflects a culture through meaningful images.
Art A
rt
Art
art
art
god SellS uS all THingSaT THe priCe of labor.
-Leonardo da Vinci
MAY | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
27 28 29 30 1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
paper money will invariably operaTe in THe body of poliTiCS
aS SpiriT liquorS on THe Human body. -george waSHingTon
FREEDOM6 t H v i r t u e o f m o n e y
values are important. freedom is a value. Defending a value is honorable and responsible.
The freedom to choose sound money is an honorable and responsible value.
JUNE | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
1 2 3 4 5 6 7
8 9 10 11 12 13 14
15 16 17 18 19 20 21
22 23 24 25 26 27 28
29 30 1 2 3 4 5
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
HiSTory, in general, only informS uS of wHaT bad governmenT iS.
-THomaS JefferSon
TRUST7 t H v i r t u e o f m o n e y
Healthy relationships are built on trust. We have a relationship with money. Governments produce money. our relationship with
government is critical to the trust we have in our money. History has shown that government is not a trustworthy steward of money.
July | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
29 30 1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28 29 30 31 1 2
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
iT iS To be regreTTed
THaT THe riCH and powerful Too ofTen bend
THe aCTS of governmenT To THeir SelfiSH
purpoSeS.-Andrew Jackson
SECURITY8 t H v i r t u e o f m o n e y
safety and security are necessary in a free society. A free society is achieved through privacy. Privacy
requires trust. Gold and silver are trusted mediums of exchange. security is found in a trusted monetary system.
August | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
27 28 29 30 31 1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24/31 25 26 27 28 29 30
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
SCIENCE9 t H v i r t u e o f m o n e y
The perfect monetary system must meet specific scientific criteria. it must be durable, divisible and physical. it must be limited in supply, portable and enduring. it must be stable and coveted. of all elements
known to man, only precious metals work.
E=MC2
THe HardeST THing in THe world
To underSTand iS THe inCome Tax.
-Albert Einstein
September | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
31 1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30 1 2 3 4
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
INDUSTRY1 0 t H v i r t u e o f m o n e y
Labor creates value. value is stored as money.
money created without labor is fiat.fiat money diminishes the value of labor.
it is well enough that the people of the nation do not understand our banking and monetary system,
for if they did, i believe there would
be a revolution before tomorrow morning.
-Henry ford
OctOber | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
28 29 30 1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31 1
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
OPPORTUNITY1 1 t H v i r t u e o f m o n e y
opportunity provides choices that determine direction. Direction is limited by the availability of resources.
money is a resource that seeks the best opportunities. The best opportunities provide a direction to a quality life.
pennies do not come from heaven, they need to be
earned here on earth. -margaret Thatcher
November | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
26 27 28 29 30 31 1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23/30 24 25 26 27 28 29
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
1 2 t H v i r t u e o f m o n e y
Culture is defined by our choices. our choices come from our values.
money is a store of value. What we choose to do with our money defines our culture.
CULTURE
“SHow me the money!”
“Jerry Maguire”
DECEMBER | 2014 SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
30 1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30 31 1 2 3
“Right on the money” Premium Quality Coin
For FREE phone quotes when buying or selling precious metal bullion or numismatic items please call: 612-371-4739Professional Buyer, Seller, Appraiser of Rare Coins Since 1985
www.pqcoin.com
12 v i r t u e s o f m o n e y12
v i r t u e s o f m o n e y
“Right on the money” Premium Quality Coin
Request the Vices of Money Series companion piece