PRESTIGE LIFE REWARDS 2 A lifetime of rewards, a gift across generations

Wealth Accumulation

Great is protecting those you love and your hard-earned success.

Designed to help you achieve your dream retirement, and leave behind a

legacy for your future generations, Prestige Life Rewards 2 safeguards the

wealth you’ve built over the years – giving you and your family a future to look

forward to.

With a one-time commitment in either Singapore Dollars or US Dollars1,

you’ll enjoy a comprehensive suite of benefi ts that cover both lifetime payout

and whole life protection against death and terminal illness.

Prestige Life Rewards 2 provides attractive monthly payout for life to enhance your retirement income, while letting you leave a rich inheritance as a gift of love to future generations. At the same time, it builds a high cash surrender value for liquidity, ensuring that you enjoy both coverage and cash value, with no compromises.

A lifetime of rewards,

a lasting gift of love

1 Please be aware that if the US Dollar is not your home currency, you will be exposed to foreign exchange volatility risk.

2 Based on the assumption that the life assured is at age 1 and the policy is surrendered at age 100, and that the policy is a plan in Singapore Dollars. The fi gure is illustrated based on assumption that the illustrated investment rate of return is at 4.75% p.a. At an illustrated investment rate of return of 3.25% p.a., the total illustrated yield is 3.12% p.a. The actual benefi ts payable will vary accordingly to the future performance of the participating fund.

A lifetime of rewards with

Prestige Life Rewards 2It’s never too early to plan for the future. Prestige Life Rewards 2 is here to help you make smarter

decisions for your retirement, and build the legacy you wish to leave for your loved ones.

Key Benefits of Prestige Life Rewards 2

Guaranteed monthly income for life

Enhance your retirement income with a guaranteed monthly

income and a non-guaranteed cash bonus starting from the

4th policy anniversary. You can receive a total illustrated yield

of up to 4.16% p.a.2 to fulfi l your wealth accumulation goals.

This payout continues for life or till the death or diagnosis of

terminal illness of life assured, or the surrender of the policy.

Attractive cash value with flexibility

to manage your wealth

Prestige Life Rewards 2 assures that your plan has at

least 80% of your single premium in cash surrender value

from Day 1. It also provides you the fl exibility to receive your

monthly payout to supplement your lifestyle, or accumulate

it at the prevailing interest rate for higher returns.

Guaranteed acceptance and hassle-free application

Enjoy easy planning as policy issuance is guaranteed with no

medical underwriting.

LIFETIME REWARDS

One-time commitment

for a lifetime of rewardsMr. Shaun Tan, a 40-year-old lawyer, is married with two children. He

wishes to supplement his retirement income and leave an inheritance for

his family. He decides to set aside a single premium of S$500,000 for

Prestige Life Rewards 2.

total payout against single premium paid3.54X

up to

Assuming Mr Tan passes on at age 85§:

He would have received

a monthly payout totalling

S$731,686||.

His family receives a death

benefi t of S$1,042,140¶ as

an inheritance.

Total benefi ts of S$1,773,826^ would have been

received by Mr Tan and his family from his one-time

commitment of S$500,000.

Mr Tan pays a single

premium of S$500,000 at age 40.

He is immediately insured

for S$525,000* against death

and terminal illness.

Receives monthly payout at age 44

From the 4th policy

anniversary3, he starts

receiving a monthly

payout of S$1,487† for life.

While Mr Tan receives his

monthly payout, the policy’s

cash surrender value continues

to build up. At age 75, the

policy’s cash surrender value

has grown to S$803,223‡.

* Upon death or diagnosis of terminal illness of the life assured, we will pay 105% of standard single premium plus bonuses (if any) less any indebtedness.

3 The monthly payout will be paid at the end of each policy month, starting from the 4th policy anniversary i.e. the start of the 5th policy year.

† The monthly payout consists of a guaranteed monthly income of S$676 and a non-guaranteed monthly cash bonus of S$811. The non-guaranteed cash bonus is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a. At 3.25% p.a. illustrated investment rate of return, the monthly payout is S$1025, of which S$676 is guaranteed monthly income and S$349 is non-guaranteed cash bonus.

The actual benefi ts payable will vary accordingly to the future performance of the participating fund. ‡ The cash surrender value is based on the sum of guaranteed and non-guaranteed surrender value. The non-guaranteed

surrender value is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the cash surrender value is S$573,957. The actual surrender value will vary accordingly to the future performance of the participating fund.

§ Refers to the end of policy year 45.|| Total payout is based on the sum of the guaranteed monthly income and non-guaranteed cash bonus illustrated on an

annual basis. The non-guaranteed cash bonus is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the total payout is S$504,136.

¶ The death benefi t consists of guaranteed and non-guaranteed benefi ts. The non-guaranteed portion is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a. Based on the illustrated investment rate of return of 3.25% p.a., the death benefi t is S$747,370.

^ The fi gure is based on an illustrated investment rate of return of 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the total benefi t is S$1,251,506, up to 2.50x against single premium paid.

WEALTH DISTRIBUTION

Wealth distribution

across three generationsMr. Richard Lim, a 45-year-old businessman, wishes to give his only daughter,

Kelly, a gift of love. He purchases Prestige Life Rewards 2 with a single

premium of S$500,000, with 5-year-old Kelly as the life assured.

* Upon death or diagnosis of terminal illness of the life assured, we will pay 105% of standard single premium plus bonuses (if any) less any indebtedness.

3 The monthly payout will be paid at the end of each policy month, starting from the 4th policy anniversary i.e. the start of the 5th policy year.

† The monthly payout consists of a guaranteed monthly income of S$676 and a non-guaranteed monthly cash bonus of S$811. The non-guaranteed cash bonus is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a.. At 3.25% p.a. illustrated investment rate of return, the monthly payout is S$1025, of which S$676 is guaranteed monthly income and S$349 is non-guaranteed cash bonus.

The actual benefi ts payable will vary accordingly to the future performance of the participating fund.^ The accumulated payout is based on an illustrated investment rate of return of the participating fund is at 4.75% p.a. and

an accumulation interest rate of 3% p.a. At 3.25% p.a. illustrated investment rate of return and an accumulation interest rate of 1.5% p.a., the accumulated payout is S$393,671.

# Refers to the end of policy year 80.|| The total payout is based on the sum of the guaranteed monthly income and non-guaranteed cash bonus illustrated on an

annual basis. The non-guaranteed cash bonus is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the total payout is S$614,800.

¶ The death benefi t consists of guaranteed and non-guaranteed benefi ts. The non-guaranteed portion is illustrated based on the assumption that the illustrated investment rate of return of the participating fund is at 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the death benefi t is S$1,792,364.

§ The fi gure is based on an illustrated investment rate of return of 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the total benefi ts is S$2,800,835, up to 5.6x single premium paid.

Mr Lim pays a

single premium of

S$500,000.

Kelly is immediately insured

for S$525,000* against

death and terminal illness.

From the 4th policy

anniversary3, and when

Kelly is 9, Mr Lim starts

receiving a monthly

payout of S$1,487†

a month, which he

chooses to accumulate.

When Kelly turns 35, Mr Lim

withdraws the accumulated

payout of S$709,026^ as Kelly’s wedding gift.

He also assigns the policy

to Kelly, who then receives

the monthly payout for life.

Assuming Kelly passes on at age 85#:

Mr Lim would

have accumulated

a monthly payout

totalling S$709,026^

for Kelly’s wedding gift.

Kelly’s son will receive

an inheritance of

S$3,472,360¶.

total payout against single premium paid10X

up to

In all, the 3 generations would have received

total benefi ts of S$5,073,686§ from Mr Lim’s

one-time commitment of S$500,000.

Kelly would

have received

a monthly

payout totalling

S$892,300|| from

age 36 to 85.

Great EasternSingapore’s Leading Life Insurance Group

Enhance, grow and preserve your wealth withPrestige Life Rewards 2Prestige Life Rewards 2

Start a conversation with your Great Eastern Financial Representative

today and find out how we can help you expand your wealth and rewards

across generations.

Founded in August 1908, Great Eastern has been at the forefront of Asia’s

insurance industry, providing fi nancial security and peace of mind to millions.

A trusted brand, we continue to grow from strength to strength in an ever-

changing increasingly competitive landscape.

With over S$70 billion in assets and around 4 million policyholders, we have

three successful distribution channels – a tied agency force, bancassurance,

and a fi nancial advisory fi rm, Great Eastern Financial Advisers.

The Group also operates in Malaysia, Indonesia and Brunei, with a presence

in China, and a representative offi ce in Myanmar.

Great Eastern is a subsidiary of OCBC Bank, the second largest fi nancial

services group in Southeast Asia by assets and one of the world’s most

highly-rated banks, with an AA1 rating from Moody’s.

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All ages specifi ed refer to age next birthday.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Figures are rounded to the nearest dollar in the illustrations. This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specifi ed in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefi ts that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as at 29 November 2018.

Call +65 6248 2211

Visit greateasternlife.com

Email to wecare-sg@greateasternlife.com

The Great Eastern Life Assurance Company Limited (Reg. No. 1908 00011G)1 Pickering Street, #01-01 Great Eastern Centre, Singapore 048659