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"Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

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GETTING TO CHE-CHING!: PRICING & PAYMENT STRATEGIES, Bill Clerico, Co-Founder & CEO, WePay
18
Payments for platform businesses Making Sense of Payments Bill Clerico, CEO and Co-Founder April 2014
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Page 1: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Payments for platform businesses

Making Sense of PaymentsBill Clerico, CEO and Co-Founder April 2014

Page 2: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Ted Ed

Page 3: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

$0M

$2M

$4M

$6M

Q1 Q2 Q3 Q4

Yapew Gross Merchandise Volume

Page 4: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678ANE SMITHalid from expires

08 / 10 08/14

1234 5678 1 34 5678ANE SMITH

expires08/14

Merchant of Recordn. [mur-chuhnt uhv rek-erd]

ACH

ACH

ACH

ACH

Page 5: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Aggregatingv. [ag-ri-geyt-ing]

Acquirern. [uh-kwahyuh r]

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

1234 5678 1 34 5678ANE SMITHalid from expires

08 / 10 08/14

1234 5678 1 34 5678ANE SMITH

expires08/14

ACH

ACH

ACH

ACH

Page 6: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]
Page 7: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

MarketplaceJOHN JACKSON!3D [email protected]!614.564.9821!!1567 Rose Ave, LA

JANE SMITH

[email protected]!

916.325.8964!!

1667 March St, SF

Page 8: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

JOHN JACKSON!3D [email protected]!614.564.9821!!1567 Rose Ave, LA

Marketplace

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

JANE SMITH

[email protected]!

916.325.8964!!

1667 March St, SF

!

Page 9: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Marketplace

Chargebackn. [charhrj-bak]

1234 5678 1 34 5678JANE SMITHvalid from expires08 / 10 08/14

JOHN JACKSON!3D [email protected]!614.564.9821!!1567 Rose Ave, LA Has Risk Exposure

JANE SMITH

[email protected]!

916.325.8964!!

1667 March St, SF

!

Page 10: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

1099Kn. [ten-ninety-nine-KAY]

Chargebackn. [charhrj-bak]

Reconciliationn. [rek-uh n-sil-ee-ey-shuh n]

Disputesn-pl. [dih-spyoots]

Page 11: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Regulatory Card Network Registration Money Transmission Licensing

Fraud/Risk Professional Fraud Merchant Underwriting Account Takeovers

Compliance PCI AML Policy KYC Operating Regulations

Operations Uptime/Scalability Dispute Processing Reconciliation Chargebacks

Page 12: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]
Page 13: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Dispute Enginen. [dih-spyoot en-juh n]

!

KYCn. [kay-why-see]

Payment Service Providern. [pey-muh nt sur-vis pruh-vahy-der]

Risk Engine n. [risk en-juh n]

PCIn. [pee-see-eye]

AMLn. [ay-em-ell]

Page 14: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]
Page 15: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]
Page 16: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Handles Risk& Compliance for Platforms

Seamless,Flexible UI

X

X

marketplace

connect

Page 17: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

�17

@billclericofor the glossary

of payment terms

Page 18: "Pricing & Payment Strategies." Wepay >> Bill Clerico [COMMERCISM 2014]

Confidential - Do Not Distribute

Payments for platform businesses

Thank You

�18

Follow me on twitter @billclerico

Download our Platform Payments 101 Paper

www.wepay.com/about


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