PRIME MINISTER’S EMPLOYMENT GENERATIONEMPLOYMENT GENERATION

PROGRAMME(P M E G P)

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Khadi and Village Industries Commission –National Nodal Agency&

State Khadi and Village Industries Board&

District Industries Centres

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Salient Features

• A new Central sector Scheme of Govt. of India by mergingREGP and PMRY schemeREGP and PMRY scheme.

• State Khadi & V.I.Board and District Industries centre ofState Government have also been associated inState Government have also been associated inimplementation of the programme.

• Special Package of subsidy to promote rural industrializationSpecial Package of subsidy to promote rural industrialization.• Empowering entrepreneurs through Skill Development and

entrepreneurial development programme (EDP)entrepreneurial development programme (EDP)

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Objectives

• To generate employment opportunities in rural and urbanareas of the country through self employment ventures/projects / micro enterprises.

• To bring together widely dispersed traditional artisans /rural and urban unemployed youth and give them self –employment opportunities to the extent possible at theiremployment opportunities to the extent possible, at theirplace.

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Objectives

• To provide continuous and sustainable employment to alarge segment of traditional and prospective artisans, rurallarge segment of traditional and prospective artisans, ruraland urban unemployed youth in the country for their betterlivelihood.

• To increase the wage earning capacity of artisans andcontribute to increase in the growth rate of rural and urbanemployment.

• To facilitate participation of financial institutions for higherdit fl t i t icredit flow to micro enterprises.

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Eligibility

• Individuals above 18 years of age VIII Std P d ( j t ti b R 10 00 l kh• VIII Std. Passed (project costing above Rs.10.00 lakhsin manufacturing and above Rs.5.00 lakhs for ServiceSector)Sector)

• Self Help Groups • Institutions Registered under Societies Registration Act• Institutions Registered under Societies Registration Act-

1860.• Production based Co operative Societies• Production based Co-operative Societies• Charitable Trusts

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ELIGIBILITY cont..

• No income ceiling for setting up of projects.

• Assistance under the Scheme is available only to newunits to be establishedunits to be established.

Existing units or units already availed any Govt Subsidy• Existing units or units already availed any Govt. Subsidyeither under State / Central Govt. Schemes are noteligibleeligible.

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Certificates to be attached alongwith Application

• Age proof certificate

• Caste certificate if beneficiaries are from special categories (SC/ST/Minority/Ex-Servicemen etc..)

• Educational qualification certificate if beneficiaries opting project cost above Rs.10.00 lakhs in case manufacturing and above Rs.5.00 lakhs for service sector.

• EDP training certificate if already undergone such training• EDP training certificate if already undergone such training.

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Implementing Agencies

For easy approach and accessibility, three agencies will work in eachdistrict.

• Khadi & Village Industries Commission • Khadi & Village Industries Boards

Di t i t I d t i l C t f St t G t• District Industrial Centres of State Govts.

Facilitators • Rajiv Gandhi Udyami Mitra Yojana• Ministry of Women & Child Development• Panchayati Raj Institutions

KVI Federations • KVI Federations • Nehru Yuva Kendra Sangathan• Army Wives Welfare Association

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Financing Agencies

• All Public Sector Banks

• All Regional Rural Banks• All Regional Rural Banks

• SIDBI

• Co-operative Banks approved by a committee headedby the Secretary Industries of the Stateby the Secretary, Industries of the State.

• Private Sector Commercial Banks approved by aitt h d d b th S t I d t i f thcommittee headed by the Secretary, Industries of the

State.

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Industry

• Any industry including Coir Based projects excluding thosementioned in the negative list.mentioned in the negative list.

• Per capita investment should not exceed Rs 1 00 lakhs inPer capita investment should not exceed Rs.1.00 lakhs inplain areas and Rs.1.50 lakhs in Hilly areas.

• Maximum project cost for Rs.25.00 lakhs in case ofmanufacturing and Rs.10.00 lakhs for Service Sector.

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AREA OF OPERATION

• Rural area as declared under KVIC Act 2006• Rural area as declared under KVIC Act 2006 –Scheme to be implemented by KVIC, KVIB and DIC.

• Urban area - Only DIC

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Quantum and Nature of Financial Assistance

Categories of beneficiaries under PMEGP

Beneficiary’s contribution ( f j t

Rate of Subsidy (of Project Cost)

Assistance

(of project cost)

Area (location of Urban Rural(project/unit)

General Category 10% 15% 25%General Category 10% 15% 25%

Special (including 05% 25% 35%Special (including SC/ST/OBC/Minorities/ Women, Ex-Servicemen, Physically handicapped,

05% 25% 35%

NER, Hill and Border areas etc

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BANK FINANCE

• The Bank will sanction 90% of the project cost in case ofGeneral category beneficiary and 95% in case specialGeneral category beneficiary and 95% in case specialcategory of beneficiary / institutions.

• The Bank will disburse full amount suitably for setting up ofthe project.

• Credit Guarantee Scheme of Ministry of MSME is alsoyavailable for PMEGP units to facilitate entrepreneurs forcollateral security free loans.

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Selection of Beneficiaries

Project proposals will be invited from potential beneficiariesat District level through Print and Electronic Media byg yKVIC/KVIBs and DIC at periodic intervals.

Facilitating agencies may also collect applications andsubmit the same to the KVIC,KVIB and DICs for placing thesame before District Task Force Committee.

To ensure the transparency in identification of theb fi i i P h ti R j I tit ti t b i l d ibeneficiaries, Panchayati Raj Institutions to be involved inthe process of selection.

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Colour Coding

Colour Coding will be given for application M M Claim• Colour Coding will be given for application, M. M. Claimformat, adjustment letter and physically verification format foridentifying the beneficiary and source of application i e KVICidentifying the beneficiary and source of application i.e. KVIC,KVIB, DIC.

DICKVIC KVIB(Sky Blue)(White) (Light Yellow)

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How to apply?

• Prescribed application may be downloaded from KVICwebsite www.kvic.org.in/www.pmegp.in or from any field

ffi f KVIC KVIB DICoffices of KVIC or KVIB or DICs.

• The application alongwith required certificate may beThe application alongwith required certificate may besubmitted to any one of the Offices of KVIC or KVIB or DICs.

Th li ti ill b l d b f Di t i t T k F• The application will be placed before District Task ForceCommittee by respective Offices.

• Personal Interview will be conducted by District Task ForceCommittee.

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Cont…

• A District Task Force will be constituted to recommend the applicationsfor consideration of Banks.

Dist Magistrate / Deputy Commissioner/ Collector: Chairman

L d B k M M bLead Bank Manager : MemberRepresentative of KVIC / KVIB/DIC : MemberRep. of NYKS/SC/ST/Women Corporation : Special InviteeRep of MSME DI ITI/Polytechnic : Special InviteeRep. of MSME-DI, ITI/Polytechnic : Special InviteeRep. from Panchayat by rotation : 3 Members(To be nominated by Collector/Dist. Magistrate/ Deputy CommissionerDist. Magistrate/ Deputy CommissionerGeneral Manager, DIC/ Rep of KVIC /KVIB : Member Convenor

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Cont.

• Selection will be made on the basis of background andl i t ipersonal interview.

• The District task force will forward its recommendation toKVIC /KVIB /DICs within a period of one month of themeeting The same will be forwarded by the implementingmeeting.The same will be forwarded by the implementingagencies to Financing Branch of the Bank within 15 daysof receipt of the same.of receipt of the same.

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Operational Procedure

• The Bank will take their own credit decision on selection of projects. Incase of any rejection, the same will be intimated to the District Tasky j ,Force with reasons.

• After sanctioning of project, the beneficiary has to deposit 5% or 10%of the project cost as the case ma be in the bankof the project cost as the case may be, in the bank.

• First installment of loan will be released to Beneficiaries only aftercompletion of EDP training. Projects sanctioned will be declaredp g jineligible for Margin Money (subsidy) assistance if the EDP training isnot completed.P j t t ill i l d it l dit d l f ki• Project cost will include capital expenditure and one cycle of workingcapital.

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Entrepreneurs DevelopmentEntrepreneurs Development Programme (EDP)

• Duration – 2 weeks Duration 2 weeks • Training Institutions –

- Departmental and Non- Departmental Departmental and Non Departmental -Training Centres of KVIC /KVIB- Accredited training Centresg- EDP Institute of National repute like

NIESBUD, NIMSME, EDI etc.

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Skill Development

• District Task Force will recommend needyentrepreneurs for skill development programmeentrepreneurs for skill development programme.

Skill D l t / Skill U d ti ill b id d• Skill Development / Skill Up gradation will be providedas per requirement to the entrepreneurs by TrainingCentres accredited with Ministry of MSME and reputedCentres accredited with Ministry of MSME and reputedinstitutions of KVIC / KVIB / State Govts. , DIC.

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Margin Money Release and AdjustmentAdjustment

• The beneficiary will submit the Margin Money claim through FinancingBank after release of first installment of loanBank after release of first installment of loan.

• The Financing Branch will forward the same to the respective Nodalbranchbranch.

• The Nodal Branch after being satisfied that the unit fulfills the criteriaunder PMEGP will release the Margin Money to the Financing Branchunder PMEGP will release the Margin Money to the Financing Branch.

• The original claim format to be forwarded to respective office i.e.KVIC/KVIB/DIC b th N d l B h f th B k k i ithKVIC/KVIB/DIC by the Nodal Branch of the Bank keeping a copy withthem.

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Margin Money Release and Adjustment cont..

• Acknowledgement letter in the prescribed format will be issued bythe KVIC/KVIB/DIC to the Nodal Branch on receipt of original claimformat

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format.

• The lock in period of Margin Money is of 3 years in the TDR in thename of beneficiaryname of beneficiary.

• No interest will be paid on the TDR and no interest will be chargedon loan to the corresponding amount of TDRon loan to the corresponding amount of TDR.

• Margin Money will be adjusted only after physical verification.

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Physical Verification

• 100% Physical Verification of the units established will bemade within a period of 24 months from the release of CE loanfrom Bank.

• It will be done by out sourcing agencies having expertise andi i th fi ldexperience in the field.

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Backward and Forward Linkages

The following are to be jointly organized by KVIC, KVIB andg j y g y ,DICs.

• Awareness Camps • Awareness Camps • Workshops• Exhibitions • Exhibitions • Bankers Review Meeting

P bli it d P ti l A ti iti• Publicity and Promotional Activities

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NEGATIVE LIST OF ACTIVITES

a) Any Industry/business connected with Meat (slaughter) i.e.processing, canning and/or serving items like Beedi / Pan / Cigar /Cigarette etc. any Hotel or Dhaba or sales outlet serving liquor,preparation / producing tobacco as raw materials, tapping of toddyfor sale.for sale.

a) Any industry / business connected with cultivating of crops /plantation like Tea, Coffee, Rubber etc. sericulture (cotton rearing),Horticulture, Floriculture, Animal Husbandry like Pisciculture,Piggery, Poultry, Harvester machines etc.Piggery, Poultry, Harvester machines etc.

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NEGATIVE LIST OF ACTIVITES Cont…

d) Manufacture of Polythene carry bags of less than 20 microns thicknessand manufacture of carry bags or containers made up of recycled plasticy g p y pfor storing, carrying, dispensing or packaging of food stuff and any otheritem which causes environmental problems.

e) Industries such as processing of Pashmina Wool and such other productslike hand spinning and hand weaving, taking advantage of KhadiProgramme under the purview of Certification Rules and availing salesrebate.

f) Rural Transport (except Auto rickshaw in Andaman & Nicobar Islands,H b Shik & T i B i J & K h i d C lHouse boat, Shikara & Tourist Boats in Jammu & Kashmir and CycleRickshaw).

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For further details, please visit web site www.kvic.org.in/www.pmegp.in

or any field offices of KVIC, KVIBs, DICs and Nationalized Banks.

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Frequently asked questions on PMEGP scheme

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• Q. What is maximum project cost allowed under PMEGP?

• A. Rs.25.00 lakhs for manufacturing unit and Rs.10.00 lakhs for Service Unit

• Q. Whether cost of land includes in the project cost?

• A. No.

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Q. How much Margin Money (Govt. Subsidy) admissible?

Categories of beneficiaries under PMEGP Rate of (Margin Money) Subsidy(of project cost)(of project cost)

Area (location of project/unit Urban RuralGeneral Category 15% 25%

Special (including SC / ST / OBC / 25% 35%Minorities/Women, Ex-servicemen, Physically handicapped NER Hill andPhysically handicapped, NER, Hill andBorder areas etc.

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Q. What is the component of project cost ?A. Capital Expenditure Loan, one cycle of working capital and 10% of projectp p , y g p p j

cost as own contribution in case of General category and 5% of projectcost in case of weaker section.

Q. Who are the beneficiaries?A Individual Entrepreneurs Institutions Co-operative Societies Self Help A. Individual Entrepreneurs, Institutions, Co operative Societies, Self Help

Groups, Trusts.

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Q. How the capital expenditure loan / Cash Credit Limit be utilized ?

A. Working Capital at least once should touch 100% limit of Cash Creditwithin three years of Lock-in period of M.M. and not less than 75% ofthe tili ation of the sanction limit on an a eragethe utilization of the sanction limit on an average.

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Q. Where the beneficiary has to submit his/her application/ Project ?

A- Beneficiary can submit his/her application/Project at nearestKVIC/KVIB/DIC offices or any Banks (if EDP training for at least 2-3

eeks completed) List of office addresses of KVIC/KVIB/DIC areweeks completed). List of office addresses of KVIC/KVIB/DIC areavailable at our website www.pmegp.nic.in

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Q. What is Village Industry ?A Any Village Industry (except those mentioned in the negative list) A. Any Village Industry (except those mentioned in the negative list) located in the Rural Area which produces any goods or renders any service with or without the use of power and in which the fixed capital investment for head of a full time artisans or worker does not exceed Rs.1.00 lakh in plain area and Rs.1.50 lakhs in hilly areas.

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Q. What is rural area ?

Q. What is Age limit ?

A. Any adult beneficiary above 18 years is eligible for financing under REGP

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Q. What are the main criteria of project?A. It should fulfill the criteria of rural area (for Rural Area project), per capita ( p j ), p p

investment, own contribution, negative list and the unit should be new one.

Q. Whether EDP training is compulsory ?A. Before release of first installment of bank loan EDP training of 2-3 weeks

training to the beneficiary is compulsorytraining to the beneficiary is compulsory

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Q. Whether collateral security is mandatory ?

A. As per RBI guidelines the project costing upto Rs.5.00 lakhs under PMEGP loans are free from collateral security. The CGTSME provided collateral g arantee for the project be ond Rs 5 00 lakhs and pto collateral guarantee for the project beyond Rs.5.00 lakhs and upto Rs.25.00 lakhs under PMEGP scheme

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Q. What is the helpline for the beneficiary in preparation of the project ?A. KVIC opened 73 RICS Cells especially to guide the entrepreneurs in p p y g p

preparation of project reports. Address may be seen at our website www.pmegp.nic.in or www.kvic.org.in

Q Whether an entrepreneur can submit more then one project?Q. Whether an entrepreneur can submit more then one project?A- To provide benefit for large number of beneficiaries, under PMEGP one

Unit could setup by one family onlyp y y y

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Q. What is the definition of family ?A- Husband and spousep

Q. Whether Unit can be set up in urban Area?A- Yes through DIC.

Q Wh th i ti it il f d d PMEGP?Q. Whether existing unit can avail funds under PMEGP?A - No, only new unit .

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Q. Whether model projects are available with KVIC.?A –Yes Industry wise model projects are available A –Yes, Industry wise model projects are available

at www.pmegp.nic.in

Q: where training centers are available to undertake EDP?A - List of EDP training centers are available at our website A - List of EDP training centers are available at our website

www.pmegp.nic.in

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Q:- Can project be financed jointly from two different sources (Bank/Financial Institutions)?

A - No, it is not eligible.Q:- How much own contribution to be deposited?Categories of beneficiaries under PMEGPGeneral Category 10% S i l (i l di SC / ST / OBC / 5%Special (including SC / ST / OBC / 5%Minorities/Women, Ex servicemen,Physically handicapped NER Hill Physically handicapped, NER, Hill and Border areas etc.

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I di i f PMEGP• Indicative sectors for PMEGP

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Agro Based Food Processing Industry

B k P d t

•· Manufacturing of Chips • from Banana(raw)/Potato•· Manufacturing of Food

Industry

•· Raswanti- sugarcane Juice catering unit

•· Soda Mfg. products•· Supari Making Unit

•· Bakery Products•· Bedana/Raisin Industry/Seeds

Processing•· Cashew/Chironji processing (Dry

Fruits)

•· Manufacturing of Ice/Ice Candy•· Masala Udyog•· Milk products making units•· Mini rice shelling unit/Rice

•· Threshing•· Vermicelli (Shyarige) Machine

Forest Based Industryu ts)•· Cattle feed•· Charolie making•· Coconut and Areca nut

products Daliya making

Mini rice shelling unit/Rice Mill•· Noodles Making•· Paddy Unit (PCPI)•· Palmgur making and other

l d t i d t

· Ayurvedic Medicine Mfg. by forest produce/medicinal plant· Bamboo and Cane work· Ban Making Unit· Basket Making/Bag Making•· Daliya making

•· Fruits and vegetable processing•· Ghani Oil industry•· Groundnut Decordicator

• palm products industry•· Papad Making•· Pepsi Unit/ Cold/Soft

Drinks•· Poha Making Unit/Popcorn

Basket Making/Bag Making· Bee-keeping· Collection of forest plants and fruits for medicinal purpose· Kath Manufacturing Kh t tti d b ki(Seeds/Oil Purpose)

•· Indian sweets making•· Khava & Chakka Unit•· Manufacture of Mahendi•· Manufacture of Cane-Gur

g p•· Power Atta chakki/Flour

Mill•· Processing of Maize and

Ragi• Prod of Ice Box

· Khus tattis and broom making· Manufacture of Gums and Resins· Manufacture of Katha· Manufacture of Shellac· Manufacturing Pharmacetical products• Manufacture of Cane-Gur

and Khandsari/Jaggerymaking•· Mfg/Processing Marble sheets/Tiles(Simple/Mosaic etc..)

•· Prod. of Ice Box•· Polishing of Granite Stone Slabs/Granite Crushing•· Silversmithy•· Steam Coal Powder

g p· Photo framing

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( p )•· Mining activities & Trading small stone•· Mud pot Mfg.

Steam Coal Powder

Hand Made Paper And FibreIndustry•

•· Cement Blocking•· Ceramic-Dental Teeth•· Clay Grinding•· Cottage Pottery Industry

•· Silversmithy•· Steam Coal Powder•· Stone cutting•· Utensil washing powder

Utilit ti l d t f t•· Coir work•· Fibre items•· Handmade Paper/Thermocol•· Leaf cup making

M f t f J t d t ( d

•· Fuel briqueting•· Gem cutting•· Glassed decoration- cutting•· Goldsmith(Jewellery works)•· Idol Making

•· Utility articles made out of stone

Polymer And Chemical Based I d t•· Manufacture of Jute products (under

Fibre industry)•· Manufacture of exercise book binding•· Manufacture of paper cups

Idol Making•· Jewellery out of gold•· Limestone Lime shell and other lime products Industry•· Manufacture of Bangles (LAC)

M f t f Gl t

Industry

•· Candle•· Chappal Making/Shoes Making•· Chemical Industryp p p

•· Mat Making•· Mfg. of Leaf Cup-Plates•· Pith work

•· Manufacture of Glass toys•· Manufacture of Plaster of paris•· Manufacture of gulal•· Manufacture of paints•· Mfg/Processing Marble

Chemical Industry•· Cottage Match Industry / Manufacture of Fire works and Agarbattis•· Cottage soap industry•· Detergents and washing powder

ki ( t i )Mineral Based Industry

•· Black Board/ Slate and Slate pencil/Chalk making

g gsheets/Tiles(Simple/Mosaic etc..)•· Mining activities & Trading small stone•· Mud pot Mfg.• Polishing of Granite Stone

making (non toxic)•· Flaying•· Leather works•· Manufacture of Bindi

•· Blue Metal Jelly (excavation of stone quarries for crushing of blue metal jelly)•· Brick Bhatta

•· Polishing of Granite Stone Slabs/Granite Crushing

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Rural Engg. And Bio-Tech Industry

•· Automobile work

•· Manufacture of decorative bulbs•· Manufacture of electronic clocks and alarm time pieces•· Manufacture of handmade utensils out

•· Mfg. of Trolly of Tractor & TuriTrolly•· Mfg. of control panels•· Motor winding•· Automobile work

•· Blacksmithy•· Carpentry•· Carved wood and artistic furniture

making

Manufacture of handmade utensils out of Bell metal•· Manufacture of handmade utensils out of copper•· Manufacture of paper pins

M f t i f E

Motor winding•· Production of Bumper Plant Protecter•· Production of Radios•· Production of cassette player

h th t fitt d ith R di•· Computer Assembling•· Engg. Workshop•· Engineering Works( Agrl

implements)•· Fabrication Work

•· Manufacturing of Engg. Instruments(Tube-lights•· Manufacturing of Machinery Spare Parts/Bearing etc.•· Manufacturing of Mixer Grinder and

whether or not fitted with Radio•· Production of voltage stablizer•· Rotary Furnace•· Saw Mill•· Solar and wind energy implements Fabrication Work

•· Foundary Unit•· Gen. Engg.Works(Grilling painting)•· Immitation Jewellery (Bangles)

Making I ill ki

gother House hold goods.•· Manufacturing of Plateform scales/ Dharamkanta•· Manufacturing of Screw/Ball Bearing• Manufacturing of storage batteries

gy p•· Stove wicks•· Threasur machine Unit•· Tin smithy•· Transformer/Elect.MotorPump/Generators•· Iron grill making

•· Iron work•· Manufacture of musical

instruments•· Manufacture of Handmade

•· Manufacturing of storage batteries•· Manufature of Steel Grills•· Mfg. Instant Sambirani Sticks Packing Material•· Mfg. Wieghing Machine

Pump/Generators•· Trunk & Peti Mfgs.•· Umbrella assembling•· Welding Work•· Wire net making

utensils out of brass•· Manufacture of Household

aluminium utensils•· Manufacture of Rural Transport

vehicles such as hand carts

•· Mfg. of Barbed Wires•· Mfg. of Cooler Body•· Mfg. of Microscopes•· Mfg. of Mirror /gift Articles

Mf f S i M hi P t t

Wire net making•· Wood Work•· Mfg. of Shutter Locks etc.•·

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vehicles such as hand carts•· Manufacture of Various Materia

Handling Equipments

•· Mfg. of Sewing Machine Parts etc

• Service And Textile Industry•· Kamble Weaving•· Laundry•· Mandap Decoration

•· Screen Printing•· Screen Printing in Cotton Textile F b i

•· Agriculture servicing for sprayers•· Art board painting/Spray Painting•· Auto Service Centre

• Mandap Decoration•· Manufacture of Lok Vastra cloth•· Manufacture of Silk Sarees•· Masonry•· Mineral Water

Fabrics•· Servicing of Electric wining and Electronics appliances and equipments•· Sofa Repair works•· Tailoring and preparation of

•· Ban Making•· Band troupe•· Barber•· Battery charging•· Cable T V Network/ Computer Centre

•· Motor cycle to fly as taxi (for Goa only)•· Motorised local boat (Fire glass) for Goa only•· Musical instruments (for Goa only)

g p pReadymade Garments•· Tea Stall /Confectionary Shop•· Thread Balls and Woollen Balling Lacchi making•· Toys and Doll making• Cable T.V. Network/ Computer Centre

•· Cotton Bed/pillows•· Cycle repair shops•· Dyeing & Raising(Flannel)•· Electronics(TV

Musical instruments (for Goa only)•· Offset Printing & Binding•· Painter/Mfg. of Paints.•· Plumbing•· Polyvastra/Silk

P i ti P /S P i ti

•· Toys and Doll making•· Tyre vulcanising unit•· Video & Photo studio•· Watch Repairing•· Xeorx Centre

•· Embroidery•· Embroidery of Fabrics•· HDPE BagStitching &Printing•· Herbal Beauty Parlour/AyurvedicHarbal Products

•· Printing Press/Screen Printing•· Public Transport Service/Rural Transport Service•· Repairs of diesel engines pumpsetsetc.

•

Harbal Products•· Hiring of sound system like loud speaker•· Hosiery

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Negative List of Activities:The following list of activities will not be permitted under PMEGP forg psetting up of micro enterprises/ projects /units:-

(1)

Any industry/business connected with Meat(slaughtered),i.e. processing, canningand/or serving items made of it as food, production/manufacturing or sale ofintoxicant items like Beedi/Pan/ Cigar/Cigarette etc., any Hotel or Dhaba or sales

(1)g g , y

outlet serving liquor, preparation/producing tobacco as raw materials, tapping oftoddy for sale.

Any industry/business connected with cultivation of crops/ plantation like Tea,(2)

Any industry/business connected with cultivation of crops/ plantation like Tea,Coffee, Rubber etc. sericulture (Cocoon rearing), Horticulture, Floriculture, AnimalHusbandry like Pisciculture, Piggery, Poultry, Harvester machines etc.

Manufacturing of Polythene carry bags of less than 20 microns thickness and

(3)

Manufacturing of Polythene carry bags of less than 20 microns thickness andmanufacture of carry bags or containers made of recycled plastic for storing,carrying, dispensing or packaging of food stuff and any other item which causesenvironmental problems.

(4)

.Industries such as processing of Pashmina Wool and such other products like handspinning and hand weaving, taking advantage of Khadi Programme under thepurview of Certification Rules and availing sales rebate.

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(5)Rural Transport (Except Auto Rickshaw in Andaman & Nicobar Islands, House Boat,Shikara & Tourist Boats in J&K and Cycle Rickshaw).

• THANK YOU THANK YOU

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