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Priority - Health Insurance Software for...

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Individual & Family Health Insurance Plans MyPriority PPO SM MyPriority HSA SM
Transcript

Individual & Family Health Insurance Plans

MyPriority PPOSM

MyPriority HSASM

Just right for you Choosing the right health insurance is an important decision. With several plans to choose from and an accident rider, you can have coverage that’s geared to your lifestyle and budget. Priority Health makes it easy, with health insurance designed especially for people like you.

priorityhealth.com Formoreinformationcall855-MyPriority(855-697-7467)

Formoreinformationcall855-MyPriority(855-697-7467)

How MyPriority works for you It’s easy to understand your coverage and what you’ll pay.*

MyPriority PPO

Before you meet your deductible

•Preventivehealthvisitsandproceduresarecoveredinfull*

•You’llpayjust$30everytimeyouseeadoctororgotourgentcare

(upto4visitsperyear)

•Twooptionsforprescriptiondrugcoverage

–we’llcover60%ofbrandorgenericor50%ofgenericsonly.

•Yourcostswilltracktoseparatedeductiblesforin-network

andout-of-networkcare*

Once you meet your deductible

You’llpayjustaportionofthediscountedcostofcoveredservices.

Thepercentagedependsonwhichplanyouselect.*

Accident Rider

Wewaivethedeductibleandyoupayonly20%or30%forcoveredserviceswithin60daysoftheaccident

(dependingontheoptionyouchoose).

MyPriority HSA

•MakedepositstoyourHSAatanytime

•Benefitfromtax-deferredinvestmentaccount

•Withdrawthecashtax-free—noworlater—forqualifiedmedicalexpenses

•Saveaheadforfuturemedicalexpenseswithno“useitorloseit”rules

Before you meet your deductible

•Preventivehealthvisitsandproceduresare100%covered*

•You’llpayforyourprescriptionsandotherhealthservicesusingfunds

fromyourtax-advantagedhealthsavingsaccount.

•You’lltakeadvantageofourin-networkdiscountsonprescriptionsandotherhealthservices.

Once you meet your deductible

In-networkservicesandprescriptionsarecovered100%,andyou’llhave50%coverage

formostout-of-networkservices.

Accident Rider

Wecoverthefirst$1000forallcoveredserviceswithin60daysoftheaccident.

Formoreinformationcall855-MyPriority(855-697-7467)

Apply todayIt’s easy to enjoy the affordable security of MyPriority. Just pick your plan and complete the application.

To learn more:

•Getaninstantquoteatpriorityhealth.com

•Callusformoreinformationtoll-freeat855MyPriority(855697-7467)

•Contactyourlocalagent

We wrote the book on

HSA accounts. Go to

priorityhealth.com to

request your free copy

of “HSAs for Dummies.”

Learn More

Ann

ual d

educ

tible

sing

lein

-net

wor

k1

– fa

mily

$1

,000

$2

,000

$2

,500

$5

,000

$3

,500

$7

,000

$5

,000

$1

0,00

0$7

,500

$1

5,00

0$1

0,00

0

$20,

000

$1,0

00

$2,0

00$2

,500

$5

,000

$1,0

00

$2,0

00$3

,000

$6

,000

Ann

ual d

educ

tible

sing

leou

t-of

-net

wor

k –

fam

ily$2

,000

$4

,000

$5

,000

$1

0,00

0$7

,000

$1

4,00

0

$10,

000

$2

0,00

0$1

5,00

0

$30,

000

$20,

000

$4

0,00

0$2

,000

$4

,000

$5,0

00

$10,

000

$2,0

00

$4,0

00$6

,000

$1

2,00

0

Coi

nsur

ance

– P

lan

Pay

s:(u

nles

s ot

herw

ise

note

d)

• 8

0% in

-net

wor

k•

60%

out

-of-

netw

ork

• 7

0% in

-net

wor

k•

50%

out

-of-

netw

ork

• 7

0% in

-net

wor

k•

50%

out

-of-

netw

ork

Ann

ual i

n-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$3

,000

$6

,000

$4

,500

$9

,000

$5

,500

$1

1,00

0$7

,000

$1

4,00

0$9

,500

$1

9,00

0$1

2,00

0

$24,

000

$4,0

00

$8,0

00$6

,500

$1

3,00

0$3

,000

$6

,000

$9,0

00

$18,

000

Ann

ual o

ut-o

f-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$1

0,00

0

$20,

000

$13,

000

$2

6,00

0 $1

5,00

0

$30,

000

$18,

000

$3

6,00

0 $2

3,00

0

$46,

000

$28,

000

$5

6,00

0$1

2,00

0

$24,

000

$15,

000

$3

0,00

0$1

2,00

0

$24,

000

$16,

000

$3

2,00

0

Ann

ual b

enefi

t m

axim

um(fo

r in

and

out

-of-

netw

ork

serv

ices

co

mb

ined

)

$2 m

illio

n$2

mill

ion

$2 m

illio

n

Ben

efit

Wha

t yo

u pa

y

Pre

vent

ive

care

3

• $0

; 100

% c

over

ed•

$0; 1

00%

cov

ered

• $0

; 100

% c

over

ed

Doc

tor'

s of

fice

visi

ts4

• $3

0 co

pay

befo

re d

educ

tible

• $3

0 co

pay

befo

re d

educ

tible

• $3

0 co

pay

befo

re d

educ

tible

Urg

ent

care

4

Em

erge

ncy

room

5•

$150

cop

ay•

30%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 30

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter

dedu

ctib

le

• $1

50 c

opay

• 30

% c

oins

uran

ce in

-net

wor

k af

ter d

educ

tible

• 30

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter d

educ

tible

• $1

50 c

opay

40%

in-n

etw

ork

coin

sura

nce

afte

r ded

uctib

le•

40%

out

-of-

netw

ork

coin

sura

nce

afte

r ded

uctib

le

Am

bul

ance

30%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 30

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter

dedu

ctib

le•

30%

coi

nsur

ance

in-n

etw

ork

afte

r ded

uctib

le•

30%

coi

nsur

ance

out

-of-

netw

ork

afte

r ded

uctib

le

• 40

% in

-net

wor

k co

insu

ranc

e af

ter d

educ

tible

• 40

% o

ut-o

f-ne

twor

k co

insu

ranc

e af

ter d

educ

tible

Out

pat

ient

lab

/X-r

ay•

20%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 40

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter

dedu

ctib

le•

30%

coi

nsur

ance

in-n

etw

ork

afte

r ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

afte

r ded

uctib

le

• 30

% c

oins

uran

ce in

-net

wor

k af

ter d

educ

tible

• 50

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter d

educ

tible

Out

pat

ient

sur

gery

Hos

pita

lizat

ion

Out

pat

ient

sp

eech

the

rap

y6

Out

pat

ient

occ

upat

iona

l the

rap

y6

Out

pat

ient

phy

sica

l the

rap

y/

spin

al m

anip

ulat

ion6

Car

dia

c re

hab

6

Ski

lled

nur

sing

; Sub

acut

e; In

pat

ient

re

hab

; Hos

pic

e7

Hom

e he

alth

car

e8

Sub

stan

ce a

bus

e9

Die

titia

n se

rvic

es10

DM

E; P

&O

11•

50%

coi

nsur

ance

aft

er d

educ

tible

50%

coi

nsur

ance

afte

r de

duct

ible

• 50

% c

oins

uran

ce a

fter

dedu

ctib

le

Pre

scrip

tion

dru

g co

vera

ge12

• 40

% c

opay

for

gene

rics

and

bran

d dr

ugs

befo

re d

educ

tible

• In

clud

es o

ral c

ontr

acep

tives

. •

40%

cop

ay fo

r gen

eric

s an

d br

and

drug

s be

fore

de

duct

ible

• In

clud

es o

ral c

ontr

acep

tives

.

• G

ener

ic d

rugs

cov

ered

at

50%

bef

ore

dedu

ctib

le

• In

clud

es o

ral c

ontr

acep

tives

• B

rand

s at

Prio

rity

Hea

lth

disc

ount

ed p

rice

befo

re

dedu

ctib

le

Med

ical

sp

ecia

lty d

rugs

13•

20%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 40

% c

oins

uran

ce o

ut-o

f net

wor

k af

ter

dedu

ctib

le•

30%

coi

nsur

ance

in-n

etw

ork

afte

r ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

af

ter d

educ

tible

• 50

% c

oins

uran

ce a

fter

dedu

ctib

le

Tran

spla

nts14

• A

t des

igna

ted

tran

spla

nt fa

cilit

y•

At d

esig

nate

d tr

ansp

lant

fa

cilit

y•

At d

esig

nate

d tr

ansp

lant

fa

cilit

y

Op

tiona

l Cov

erag

e

Acc

iden

t rid

er15

• 20

% c

oins

uran

ce in

-net

wor

k be

fore

ded

uctib

le•

40%

coi

nsur

ance

out

-of-

netw

ork

befo

re d

educ

tible

• 30

% c

oins

uran

ce in

-net

wor

k be

fore

ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

befo

re d

educ

tible

• 30

% c

oins

uran

ce in

-net

wor

k be

fore

ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

befo

re d

educ

tible

Not

cov

ered

(for

all

ded

uctib

le o

ptio

ns)

• C

erta

in s

urge

ries

— b

aria

tric

sur

gery

, ble

phar

opla

sty

of u

pper

eye

lids,

bre

ast r

educ

tion,

pan

nicu

lect

omy,

sur

gica

l tre

atm

ent o

f m

ale

gyne

com

astia

and

pro

cedu

res

to c

orre

ct o

bstr

uctiv

e sl

eep

apne

a.

• Fa

mily

pla

nnin

g/in

fert

ility

ser

vice

s —

vas

ecto

my,

tuba

l liti

gatio

n, d

iaph

ragm

, inf

ertil

ity c

ouns

elin

g an

d tr

eatm

ent o

f und

erly

ing

ca

use

of in

fert

ility

TMJ,

por

t win

e st

ains

, ort

hogn

athi

c su

rger

y

90-d

ay w

aitin

g p

erio

d (f

or a

ll d

educ

tible

op

tions

)

Sur

gerie

s su

bjec

t to

the

90 d

ay w

aitin

g pe

riod

incl

ude:

Ton

sille

ctom

y, A

deno

idec

tom

y, H

emor

rhoi

dect

omy,

Hys

tere

ctom

y an

d B

unio

nect

omy,

S

urgi

cal t

reat

men

t of t

he fo

llow

ing

cond

ition

s ar

e al

so s

ubje

ct to

the

90 d

ay w

aitin

g pe

riod:

Cys

toce

le, E

nter

ocel

e, R

ecto

cele

, Ure

thro

cele

, U

terin

e P

rola

pse,

Ingu

inal

Her

nia

(oth

er th

an s

tran

gula

ted

or in

carc

erat

ed),

Car

pal T

unne

l Syn

drom

e an

d Va

ricos

e Ve

ins.

Pre

-exi

stin

g co

nditi

on e

xclu

sion

Ben

efits

will

be

excl

uded

fo

r ea

ch Il

lnes

s o

r In

jury

or

cond

itio

n no

t d

iscl

ose

d o

n th

e ap

plic

atio

n, f

or

whi

ch, d

urin

g t

he s

ix m

ont

h p

erio

d

prio

r to

the

eff

ectiv

e d

ate,

med

ical

ad

vice

, dia

gno

sis,

car

e o

r tr

eatm

ent

reco

mm

end

ed b

y o

r re

ceiv

ed f

rom

a H

ealth

Pro

fess

iona

l. F

or

pur

po

ses

of

this

lim

itatio

n, “

trea

tmen

t” in

clud

es t

he u

se o

f p

resc

riptio

n d

rug

s.

Thi

s P

re-E

xist

ing

Co

nditi

on

excl

usio

n w

ill a

pp

ly u

ntil

the

end

of

the

twel

ve m

ont

h p

erio

d b

egin

ning

on

the

effe

ctiv

e d

ate

und

er t

he p

olic

y.

The

Pre

-Exi

stin

g C

ond

itio

n ex

clus

ion

do

es n

ot

app

ly t

o a

new

bo

rn w

ho b

eco

mes

a C

ove

red

Dep

end

ent

und

er t

his

Po

licy

with

in 3

1 d

ays

afte

r th

e b

irth.

*For

com

ple

te p

lan

det

ails

go

to p

riorit

yhea

lth.c

om

80%

Med

ical

60%

Bra

nd/G

ener

ic D

rug

70%

Med

ical

60%

Bra

nd/G

ener

icD

rug

70%

Med

ical

50%

Gen

eric

Dru

gs O

nly

Sum

mar

y of

ben

efits

MyP

rio

rity

PP

O

Ann

ual d

educ

tible

sing

lein

-net

wor

k1

– fa

mily

$1

,000

$2

,000

$2

,500

$5

,000

$3

,500

$7

,000

$5

,000

$1

0,00

0$7

,500

$1

5,00

0$1

0,00

0

$20,

000

$1,0

00

$2,0

00$2

,500

$5

,000

$1,0

00

$2,0

00$3

,000

$6

,000

Ann

ual d

educ

tible

sing

leou

t-of

-net

wor

k –

fam

ily$2

,000

$4

,000

$5

,000

$1

0,00

0$7

,000

$1

4,00

0

$10,

000

$2

0,00

0$1

5,00

0

$30,

000

$20,

000

$4

0,00

0$2

,000

$4

,000

$5,0

00

$10,

000

$2,0

00

$4,0

00$6

,000

$1

2,00

0

Coi

nsur

ance

– P

lan

Pay

s:(u

nles

s ot

herw

ise

note

d)

• 8

0% in

-net

wor

k•

60%

out

-of-

netw

ork

• 7

0% in

-net

wor

k•

50%

out

-of-

netw

ork

• 7

0% in

-net

wor

k•

50%

out

-of-

netw

ork

Ann

ual i

n-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$3

,000

$6

,000

$4

,500

$9

,000

$5

,500

$1

1,00

0$7

,000

$1

4,00

0$9

,500

$1

9,00

0$1

2,00

0

$24,

000

$4,0

00

$8,0

00$6

,500

$1

3,00

0$3

,000

$6

,000

$9,0

00

$18,

000

Ann

ual o

ut-o

f-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$1

0,00

0

$20,

000

$13,

000

$2

6,00

0 $1

5,00

0

$30,

000

$18,

000

$3

6,00

0 $2

3,00

0

$46,

000

$28,

000

$5

6,00

0$1

2,00

0

$24,

000

$15,

000

$3

0,00

0$1

2,00

0

$24,

000

$16,

000

$3

2,00

0

Ann

ual b

enefi

t m

axim

um(fo

r in

and

out

-of-

netw

ork

serv

ices

co

mb

ined

)

$2 m

illio

n$2

mill

ion

$2 m

illio

n

Ben

efit

Wha

t yo

u pa

y

Pre

vent

ive

care

3

• $0

; 100

% c

over

ed•

$0; 1

00%

cov

ered

• $0

; 100

% c

over

ed

Doc

tor'

s of

fice

visi

ts4

• $3

0 co

pay

befo

re d

educ

tible

• $3

0 co

pay

befo

re d

educ

tible

• $3

0 co

pay

befo

re d

educ

tible

Urg

ent

care

4

Em

erge

ncy

room

5•

$150

cop

ay•

30%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 30

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter

dedu

ctib

le

• $1

50 c

opay

• 30

% c

oins

uran

ce in

-net

wor

k af

ter d

educ

tible

• 30

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter d

educ

tible

• $1

50 c

opay

40%

in-n

etw

ork

coin

sura

nce

afte

r ded

uctib

le•

40%

out

-of-

netw

ork

coin

sura

nce

afte

r ded

uctib

le

Am

bul

ance

30%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 30

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter

dedu

ctib

le•

30%

coi

nsur

ance

in-n

etw

ork

afte

r ded

uctib

le•

30%

coi

nsur

ance

out

-of-

netw

ork

afte

r ded

uctib

le

• 40

% in

-net

wor

k co

insu

ranc

e af

ter d

educ

tible

• 40

% o

ut-o

f-ne

twor

k co

insu

ranc

e af

ter d

educ

tible

Out

pat

ient

lab

/X-r

ay•

20%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 40

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter

dedu

ctib

le•

30%

coi

nsur

ance

in-n

etw

ork

afte

r ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

afte

r ded

uctib

le

• 30

% c

oins

uran

ce in

-net

wor

k af

ter d

educ

tible

• 50

% c

oins

uran

ce o

ut-o

f-ne

twor

k af

ter d

educ

tible

Out

pat

ient

sur

gery

Hos

pita

lizat

ion

Out

pat

ient

sp

eech

the

rap

y6

Out

pat

ient

occ

upat

iona

l the

rap

y6

Out

pat

ient

phy

sica

l the

rap

y/

spin

al m

anip

ulat

ion6

Car

dia

c re

hab

6

Ski

lled

nur

sing

; Sub

acut

e; In

pat

ient

re

hab

; Hos

pic

e7

Hom

e he

alth

car

e8

Sub

stan

ce a

bus

e9

Die

titia

n se

rvic

es10

1

Fam

ily d

educ

tible

may

be

met

col

lect

ivel

y b

y 2

or m

ore

ind

ivid

uals

in t

he fa

mily

2

Exc

lud

es c

opay

s, in

clud

es c

oins

uran

ce a

nd d

educ

tible

3

With

in P

riorit

y H

ealth

Pre

vent

ive

Hea

lth C

are

Gui

del

ines

4

4 co

mb

ined

vis

its p

er m

emb

er a

nnua

lly –

aft

er t

he 4

vis

its, c

over

ed c

harg

es

app

ly t

owar

ds

ded

uctib

le a

nd c

oins

uran

ce.

5

Cop

ay w

aive

d if

ad

mitt

ed w

ithin

24

hour

s

6

$3,0

00 c

omb

ined

ann

ual m

ax p

er m

emb

er

7

60-d

ay c

omb

ined

ann

ual m

ax p

er m

emb

er

8

60 v

isits

ann

ual m

ax p

er m

emb

er

DM

E; P

&O

11•

50%

coi

nsur

ance

aft

er d

educ

tible

50%

coi

nsur

ance

afte

r de

duct

ible

• 50

% c

oins

uran

ce a

fter

dedu

ctib

le

Pre

scrip

tion

dru

g co

vera

ge12

• 40

% c

opay

for

gene

rics

and

bran

d dr

ugs

befo

re d

educ

tible

• In

clud

es o

ral c

ontr

acep

tives

. •

40%

cop

ay fo

r gen

eric

s an

d br

and

drug

s be

fore

de

duct

ible

• In

clud

es o

ral c

ontr

acep

tives

.

• G

ener

ic d

rugs

cov

ered

at

50%

bef

ore

dedu

ctib

le

• In

clud

es o

ral c

ontr

acep

tives

• B

rand

s at

Prio

rity

Hea

lth

disc

ount

ed p

rice

befo

re

dedu

ctib

le

Med

ical

sp

ecia

lty d

rugs

13•

20%

coi

nsur

ance

in-n

etw

ork

afte

r de

duct

ible

• 40

% c

oins

uran

ce o

ut-o

f net

wor

k af

ter

dedu

ctib

le•

30%

coi

nsur

ance

in-n

etw

ork

afte

r ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

af

ter d

educ

tible

• 50

% c

oins

uran

ce a

fter

dedu

ctib

le

Tran

spla

nts14

• A

t des

igna

ted

tran

spla

nt fa

cilit

y•

At d

esig

nate

d tr

ansp

lant

fa

cilit

y•

At d

esig

nate

d tr

ansp

lant

fa

cilit

y

Op

tiona

l Cov

erag

e

Acc

iden

t rid

er15

• 20

% c

oins

uran

ce in

-net

wor

k be

fore

ded

uctib

le•

40%

coi

nsur

ance

out

-of-

netw

ork

befo

re d

educ

tible

• 30

% c

oins

uran

ce in

-net

wor

k be

fore

ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

befo

re d

educ

tible

• 30

% c

oins

uran

ce in

-net

wor

k be

fore

ded

uctib

le•

50%

coi

nsur

ance

out

-of-

netw

ork

befo

re d

educ

tible

Not

cov

ered

(for

all

ded

uctib

le o

ptio

ns)

• C

erta

in s

urge

ries

— b

aria

tric

sur

gery

, ble

phar

opla

sty

of u

pper

eye

lids,

bre

ast r

educ

tion,

pan

nicu

lect

omy,

sur

gica

l tre

atm

ent o

f m

ale

gyne

com

astia

and

pro

cedu

res

to c

orre

ct o

bstr

uctiv

e sl

eep

apne

a.

• Fa

mily

pla

nnin

g/in

fert

ility

ser

vice

s —

vas

ecto

my,

tuba

l liti

gatio

n, d

iaph

ragm

, inf

ertil

ity c

ouns

elin

g an

d tr

eatm

ent o

f und

erly

ing

ca

use

of in

fert

ility

TMJ,

por

t win

e st

ains

, ort

hogn

athi

c su

rger

y

90-d

ay w

aitin

g p

erio

d (f

or a

ll d

educ

tible

op

tions

)

Sur

gerie

s su

bjec

t to

the

90 d

ay w

aitin

g pe

riod

incl

ude:

Ton

sille

ctom

y, A

deno

idec

tom

y, H

emor

rhoi

dect

omy,

Hys

tere

ctom

y an

d B

unio

nect

omy,

S

urgi

cal t

reat

men

t of t

he fo

llow

ing

cond

ition

s ar

e al

so s

ubje

ct to

the

90 d

ay w

aitin

g pe

riod:

Cys

toce

le, E

nter

ocel

e, R

ecto

cele

, Ure

thro

cele

, U

terin

e P

rola

pse,

Ingu

inal

Her

nia

(oth

er th

an s

tran

gula

ted

or in

carc

erat

ed),

Car

pal T

unne

l Syn

drom

e an

d Va

ricos

e Ve

ins.

Pre

-exi

stin

g co

nditi

on e

xclu

sion

Ben

efits

will

be

excl

uded

fo

r ea

ch Il

lnes

s o

r In

jury

or

cond

itio

n no

t d

iscl

ose

d o

n th

e ap

plic

atio

n, f

or

whi

ch, d

urin

g t

he s

ix m

ont

h p

erio

d

prio

r to

the

eff

ectiv

e d

ate,

med

ical

ad

vice

, dia

gno

sis,

car

e o

r tr

eatm

ent

reco

mm

end

ed b

y o

r re

ceiv

ed f

rom

a H

ealth

Pro

fess

iona

l. F

or

pur

po

ses

of

this

lim

itatio

n, “

trea

tmen

t” in

clud

es t

he u

se o

f p

resc

riptio

n d

rug

s.

Thi

s P

re-E

xist

ing

Co

nditi

on

excl

usio

n w

ill a

pp

ly u

ntil

the

end

of

the

twel

ve m

ont

h p

erio

d b

egin

ning

on

the

effe

ctiv

e d

ate

und

er t

he p

olic

y.

The

Pre

-Exi

stin

g C

ond

itio

n ex

clus

ion

do

es n

ot

app

ly t

o a

new

bo

rn w

ho b

eco

mes

a C

ove

red

Dep

end

ent

und

er t

his

Po

licy

with

in 3

1 d

ays

afte

r th

e b

irth.

*For

com

ple

te p

lan

det

ails

go

to p

riorit

yhea

lth.c

om

9

Up

to

the

stat

e-m

and

ated

ben

efit

10

6 vi

sits

per

mem

ber

per

yea

r

11

$2,0

00 m

ax p

er m

emb

er e

ach

year

for

in-n

etw

ork

serv

ices

;

$2,0

00 m

ax p

er m

emb

er e

ach

year

for

out-

of-n

etw

ork

serv

ices

12

Thes

e ex

pen

ses

do

not

go t

owar

ds

your

ded

uctib

le o

r ou

t-of

-poc

ket

max

imum

.

13

$25,

000

max

imum

per

mem

ber

eac

h ye

ar fo

r se

rvic

es r

ecei

ved

out

-of-

netw

ork

14

$1,

000,

000

max

imum

15

For

serv

ices

incu

rred

with

in 6

0-d

ays

of t

he in

jury

. A

fter

the

60-

day

s

the

ded

uctib

le w

ill b

e ap

plie

d t

o an

y co

vere

d c

harg

es.

Sum

mar

y of

ben

efits

MyP

rio

rity

HS

A

Ann

ual d

educ

tible

sing

lein

-net

wor

k1

– fa

mily

$2

,000

$4,0

00

$4,0

00

$8,0

00$5

,000

$1

0,00

0

Ann

ual d

educ

tible

sing

leou

t-of

-net

wor

k1

– fa

mily

$4,0

00

$8,0

00

$8,0

00

$16,

000

$10,

000

$20,

000

Ann

ual i

n-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$2

,000

$4

,000

$4,0

00

$8,0

00$5

,000

$1

0,00

0

Ann

ual o

ut-o

f-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$9

,000

$1

8,00

0$1

3,00

0$2

6,00

0$1

5,00

0 $3

0,00

0

Ann

ual b

enefi

t m

axim

um

(for

in a

nd o

ut-o

f-ne

twor

k se

rvic

es

com

bin

ed)

$2 m

illio

n

Ben

efit

In-n

etw

ork

Out

-of-

netw

ork

Pre

vent

ive

care

3

• $

0; 1

00%

cov

ered

• N

ot c

over

ed

Aft

er t

he d

educ

tible

is m

et t

he p

lan

pay

s

In-n

etw

ork

Out

-of-

netw

ork

Doc

tor'

s of

fice

visi

ts•

100

%•

50%

Urg

ent

care

100

%•

50%

Em

erge

ncy

room

• 1

00%

• 1

00%

Am

bul

ance

100

%•

100

%

Out

pat

ient

lab

/X-r

ay•

100

%•

50%

Out

pat

ient

sur

gery

Hos

pita

lizat

ion

Out

pat

ient

sp

eech

the

rap

y4

Out

pat

ient

occ

upat

iona

l the

rap

y4

Out

pat

ient

phy

sica

l the

rap

y/

spin

al m

anip

ulat

ion4

Car

dia

c re

hab

4

Ski

lled

nur

sing

; Sub

acut

e;

Inp

atie

nt r

ehab

; Hos

pic

e5

Hom

e he

alth

car

e6

Sub

stan

ce a

bus

e

Die

ticia

n se

rvic

es7

DM

E; P

&O

8

Pre

scrip

tion

dru

g co

vera

ge•

100

%•

Inc

lude

s or

al c

ontr

acep

tives

• N

ot c

over

ed

Med

ical

sp

ecia

lty d

rugs

9•

100

%•

50%

Tran

spla

nts10

• 1

00%

• 5

0%

Op

tiona

l Cov

erag

e

Acc

iden

t rid

erP

riorit

y H

ealth

will

pay

the

firs

t $1

,000

for

all c

over

ed e

xpen

ses

incu

rred

with

in 6

0 d

ays

of a

n in

jury

. Aft

er t

he $

1,00

0 or

60

day

s (w

hich

ever

com

es fi

rst)

cove

red

cha

rges

will

ap

ply

tow

ard

s th

e d

educ

tible

.

Wai

ting

per

iod

Pre

-exi

stin

g co

nditi

on e

xclu

sion

Ben

efits

will

be

excl

uded

for

each

Illn

ess

or In

jury

or

cond

ition

not

dis

clos

ed o

n th

e ap

plic

atio

n, fo

r w

hich

, dur

ing

the

six

mon

th p

erio

d pr

ior

to th

e ef

fect

ive

date

, med

ical

adv

ice,

dia

gnos

is, c

are

or

trea

tmen

t rec

omm

ende

d by

or

rece

ived

from

a H

ealth

Pro

fess

iona

l. F

or p

urpo

ses

of th

is li

mita

tion,

“t

reat

men

t” in

clud

es th

e us

e of

pre

scrip

tion

drug

s.

This

Pre

-Exi

stin

g C

ondi

tion

excl

usio

n w

ill a

pply

unt

il th

e en

d of

the

twel

ve m

onth

per

iod

begi

nnin

g on

the

effe

ctiv

e da

te u

nder

the

polic

y. T

he P

re-E

xist

ing

Con

ditio

n ex

clus

ion

does

not

app

ly to

a

new

born

who

bec

omes

a C

over

ed D

epen

dent

und

er th

is P

olic

y w

ithin

31

days

aft

er th

e bi

rth.

Sur

gerie

s su

bjec

t to

the

90 d

ay w

aitin

g pe

riod

incl

ude:

Ton

sille

ctom

y, A

deno

idec

tom

y, H

emor

rhoi

dect

omy,

Hys

tere

ctom

y an

d

Bun

ione

ctom

y, S

urgi

cal t

reat

men

t of t

he fo

llow

ing

cond

ition

s ar

e al

so s

ubje

ct to

the

90 d

ay w

aitin

g pe

riod:

Cys

toce

le, E

nter

ocel

e,

Rec

toce

le, U

reth

roce

le, U

terin

e P

rola

pse,

Ingu

inal

Her

nia

(oth

er th

an s

tran

gula

ted

or in

carc

erat

ed),

Car

pal T

unne

l Syn

drom

e an

d

Varic

ose

Vein

s.

Not

cov

ered

• C

erta

in s

urge

ries

— b

aria

tric

sur

gery

, ble

phar

opla

sty

of u

pper

eye

lids,

bre

ast r

educ

tion,

pann

icul

ecto

my,

sur

gica

l tre

atm

ent o

f mal

e gy

neco

mas

tia a

nd p

roce

dure

s to

cor

rect

obs

truc

tive

slee

p ap

nea

• F

amily

pla

nnin

g/in

fert

ility

ser

vice

s —

vas

ecto

my,

tuba

l lig

atio

n, d

iaph

ragm

, inf

ertil

ity c

ouns

elin

g

and

trea

tmen

t of u

nder

lyin

g ca

use

of in

fert

ility

• T

MJ,

por

t win

e st

ains

, ort

hogn

athi

c su

rger

y

*For

com

ple

te p

lan

det

ails

go

to p

rio

rity

hea

lth

.co

m

1

The

fam

ily d

educ

tible

may

be

met

by

1 or

mor

e in

div

idua

ls in

the

fam

ily

2

Incl

udes

ded

uctib

le a

nd c

oins

uran

ce

3

With

in P

riorit

y H

ealth

Pre

vent

ive

Hea

lth C

are

Gui

del

ines

4

30 v

isits

com

bin

ed fo

r in

and

out

-of-

netw

ork

serv

ices

max

imum

per

mem

ber

eac

h ye

ar

5

60-d

ay c

omb

ined

for

in a

nd o

ut-o

f-ne

twor

k se

rvic

es a

nnua

l max

per

mem

ber

6

60-v

isits

max

per

mem

ber

eac

h ye

ar

7

6 vi

sits

per

mem

ber

eac

h ye

ar

8 $2

,000

max

per

mem

ber

eac

h ye

ar fo

r in

-net

wor

k se

rvic

es; $

2,00

0 m

ax p

er m

emb

er e

ach

year

for

out-

of-n

etw

ork

serv

ices

9 $2

5,00

0 m

axim

um p

er m

emb

er e

ach

year

for

serv

ices

rec

eive

d o

ut-o

f-ne

twor

k

10

At

des

igna

ted

tra

nsp

lant

faci

lity

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1. Copay: Theamountyoupayforspecificmedicalservicesandprescriptionscoveredbytheplan.

2. Coinsurance: ThecostoftreatmentsharedbetweenyouandPriorityHealth.Thisisusually

calculatedasapercentageofthetotalcost.Oftencoinsuranceappliesonlyafteryoumeetyourdeductible.

3. Coverage: WithMyPriority,you’recovered.Your“coverage”iswhatwe’llpayfor.

4. Deductible: TheamountyoupayperplanyearbeforePriorityHealthstartspaying.

5. In-network: MyPriorityhasdoctors,hospitals,pharmaciesandothercareprovidersthatcharge

PriorityHealthmembersaspecialdiscountedrate.You’llsave,too,ifyouuseournetwork.

6. Urgent care: Ifyoucan’tseeyourregulardoctor,urgentcarecentersandwalk-incentersareusually

yourbestchoice.(You’llpay$30foreachvisituptofourvisits.)

Ded

uctib

les

– S

ingl

e(in

-net

wor

k)

– Fa

mily

$1,0

00

$2,0

00$2

,500

$5

,000

$3,5

00

$7,0

00$5

,000

$1

0,00

0$7

,500

$1

5,00

0$1

0,00

0 $2

0,00

0$1

,000

$2

,000

$2,5

00

$5,0

00$1

,000

$2

,000

$3,0

00$6

,000

Co

insu

ranc

e –

in-n

etw

ork

out-o

f-net

wor

k80

%

60%

80

%

60%

80

%

60%

80

%60

%

80%

60%

80

%60

%

70%

50

%

70%

50

%

70%

50

%

70%

50

%

Mal

e

0-25

dep

end

ents

$10

7.00

$

84.0

0 $

75.0

0 $

65.0

0 $

49.0

0 $

43.0

0 $

100.

00

$78

.00

$93

.00

$67

.00

0-18

110

.00

86.

00

77.

00

67.

00

50.

00

44.

00

103

.00

80.

00

96.

00

69.

00

19-2

4 1

16.0

0 9

1.00

8

1.00

7

0.00

5

3.00

4

6.00

1

09.0

0 8

4.00

1

01.0

0 7

2.00

25-2

9 1

31.0

0 1

03.0

0 9

2.00

7

9.00

5

9.00

5

2.00

1

23.0

0 9

5.00

1

08.0

0 7

7.00

30-3

4 1

49.0

0 1

18.0

0 1

05.0

0 9

1.00

6

8.00

5

9.00

1

40.0

0 1

08.0

0 1

17.0

0 8

4.00

35-3

9 1

77.0

0 1

39.0

0 1

24.0

0 1

07.0

0 8

0.00

7

0.00

1

66.0

0 1

28.0

0 1

38.0

0 9

9.00

40-4

4 2

04.0

0 1

61.0

0 1

43.0

0 1

24.0

0 9

3.00

8

1.00

1

92.0

0 1

48.0

0 1

60.0

0 1

15.0

0

45-4

9 2

52.0

0 1

98.0

0 1

76.0

0 1

52.0

0 1

14.0

0 1

00.0

0 2

36.0

0 1

82.0

0 1

97.0

0 1

41.0

0

50-5

4 3

19.0

0 2

51.0

0 2

24.0

0 1

93.0

0 1

45.0

0 1

27.0

0 2

99.0

0 2

31.0

0 2

50.0

0 1

79.0

0

55-5

9 3

94.0

0 3

10.0

0 2

76.0

0 2

39.0

0 1

79.0

0 1

57.0

0 3

70.0

0 2

85.0

0 3

09.0

0 2

21.0

0

60-6

4 4

82.0

0 3

79.0

0 3

38.0

0 2

92.0

0 2

19.0

0 1

91.0

0 4

52.0

0 3

49.0

0 3

78.0

0 2

71.0

0

Acc

iden

t ri

der

$4.

00

$8.

00

$10

.00

$12

.00

$14

.00

$16

.00

$4.

00

$8.

00

$4.0

0$6

.00

Fem

ale

0-25

dep

end

ents

$10

7.00

$

84.0

0 $

75.0

0 $

65.0

0 $

49.0

0 $

43.0

0 $

100.

00

$78

.00

$93

.00

$67

.00

0-18

110

.00

86.

00

77.

00

67.

00

50.

00

44.

00

103

.00

80.

00

96.

00

69.

00

19-2

4 1

16.0

0 9

1.00

8

1.00

7

0.00

5

3.00

4

6.00

1

09.0

0 8

4.00

1

01.0

0 7

2.00

25-2

9 1

43.0

0 1

12.0

0 1

00.0

0 8

6.00

6

5.00

5

7.00

1

34.0

0 1

03.0

0 1

18.0

0 8

4.00

30-3

4 1

72.0

0 1

35.0

0 1

20.0

0 1

04.0

0 7

8.00

6

8.00

1

61.0

0 1

24.0

0 1

35.0

0 9

6.00

35-3

9 2

27.0

0 1

78.0

0 1

59.0

0 1

37.0

0 1

03.0

0 9

0.00

2

12.0

0 1

64.0

0 1

78.0

0 1

27.0

0

40-4

4 2

69.0

0 2

12.0

0 1

88.0

0 1

63.0

0 1

22.0

0 1

07.0

0 2

52.0

0 1

95.0

0 2

11.0

0 1

51.0

0

45-4

9 3

14.0

0 2

47.0

0 2

20.0

0 1

90.0

0 1

43.0

0 1

25.0

0 2

95.0

0 2

28.0

0 2

46.0

0 1

76.0

0

50-5

4 3

61.0

0 2

84.0

0 2

53.0

0 2

18.0

0 1

64.0

0 1

43.0

0 3

38.0

0 2

61.0

0 2

83.0

0 2

03.0

0

55-5

9 4

22.0

0 3

32.0

0 2

95.0

0 2

55.0

0 1

92.0

0 1

68.0

0 3

95.0

0 3

05.0

0 3

30.0

0 2

37.0

0

60-6

4 4

96.0

0 3

91.0

0 3

48.0

0 3

01.0

0 2

26.0

0 1

97.0

0 4

65.0

0 3

59.0

0 3

89.0

0 2

79.0

0

Acc

iden

t ri

der

$6.

00

$10

.00

$12

.00

$16

.00

$18

.00

$20

.00

$6.

00

$10

.00

$4.0

0$8

.00

70%

Med

ical

60%

Bra

nd/G

ener

icD

rug

70%

Med

ical

50%

Gen

eric

Dru

gs O

nly

Pre

ferr

ed p

rem

ium

s

MyP

rio

rity

PP

O

* W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

80%

Med

ical

60%

Bra

nd/G

ener

ic D

rug

Co

unti

es: K

alam

azoo

, Len

awee

, Liv

ings

ton,

Mac

omb

, Mon

roe,

Oak

land

, St.

Cla

ir, W

asht

enaw

, Way

ne

Ded

uctib

les

– S

ingl

e(in

-net

wor

k)

– Fa

mily

$1,0

00

$2,0

00$2

,500

$5

,000

$3,5

00

$7,0

00$5

,000

$1

0,00

0$7

,500

$1

5,00

0$1

0,00

0 $2

0,00

0$1

,000

$2

,000

$2,5

00

$5,0

00$1

,000

$2

,000

$3,0

00$6

,000

Co

insu

ranc

e –

in-n

etw

ork

out-o

f-net

wor

k80

%

60%

80

%

60%

80

%

60%

80

%60

%

80%

60%

80

%60

%

70%

50

%

70%

50

%

70%

50

%

70%

50

%

Mal

e

0-25

dep

end

ents

$10

2.00

$

81.0

0 $

72.0

0 $

62.0

0 $

46.0

0 $

41.0

0 $

96.0

0 $

74.0

0 $

89.0

0 $

64.0

0

0-18

105

.00

83.

00

73.

00

63.

00

48.

00

42.

00

98.

00

76.

00

91.

00

65.

00

19-2

4 1

11.0

0 8

7.00

7

8.00

6

7.00

5

0.00

4

4.00

1

04.0

0 8

0.00

9

6.00

6

9.00

25-2

9 1

25.0

0 9

8.00

8

7.00

7

6.00

5

7.00

5

0.00

1

17.0

0 9

0.00

1

03.0

0 7

4.00

30-3

4 1

43.0

0 1

12.0

0 1

00.0

0 8

6.00

6

5.00

5

7.00

1

34.0

0 1

03.0

0 1

12.0

0 8

0.00

35-3

9 1

69.0

0 1

33.0

0 1

18.0

0 1

02.0

0 7

7.00

6

7.00

1

58.0

0 1

22.0

0 1

32.0

0 9

5.00

40-4

4 1

95.0

0 1

53.0

0 1

37.0

0 1

18.0

0 8

9.00

7

7.00

1

83.0

0 1

41.0

0 1

53.0

0 1

09.0

0

45-4

9 2

40.0

0 1

89.0

0 1

68.0

0 1

46.0

0 1

09.0

0 9

5.00

2

25.0

0 1

74.0

0 1

88.0

0 1

35.0

0

50-5

4 3

05.0

0 2

40.0

0 2

13.0

0 1

85.0

0 1

39.0

0 1

21.0

0 2

86.0

0 2

21.0

0 2

39.0

0 1

71.0

0

55-5

9 3

76.0

0 2

96.0

0 2

64.0

0 2

28.0

0 1

71.0

0 1

49.0

0 3

53.0

0 2

72.0

0 2

95.0

0 2

11.0

0

60-6

4 4

60.0

0 3

62.0

0 3

22.0

0 2

79.0

0 2

09.0

0 1

83.0

0 4

31.0

0 3

33.0

0 3

60.0

0 2

58.0

0

Acc

iden

t ri

der

$4.

00

$8.

00

$10

.00

$12

.00

$14

.00

$16

.00

$4.

00

$8.

00

$4.

00

$6.

00

Fem

ale

0-25

dep

end

ents

$10

2.00

$

81.0

0 $

72.0

0 $

62.0

0 $

46.0

0 $

41.0

0 $

96.0

0 $

74.0

0 $

89.0

0 $

64.0

0

0-18

105

.00

83.

00

73.

00

63.

00

48.

00

42.

00

98.

00

76.

00

91.

00

65.

00

19-2

4 1

11.0

0 8

7.00

7

8.00

6

7.00

5

0.00

4

4.00

1

04.0

0 8

0.00

9

6.00

6

9.00

25-2

9 1

36.0

0 1

07.0

0 9

5.00

8

2.00

6

2.00

5

4.00

1

28.0

0 9

9.00

1

12.0

0 8

0.00

30-3

4 1

64.0

0 1

29.0

0 1

15.0

0 9

9.00

7

5.00

6

5.00

1

54.0

0 1

19.0

0 1

29.0

0 9

2.00

35-3

9 2

16.0

0 1

70.0

0 1

52.0

0 1

31.0

0 9

8.00

8

6.00

2

03.0

0 1

57.0

0 1

69.0

0 1

21.0

0

40-4

4 2

57.0

0 2

02.0

0 1

80.0

0 1

55.0

0 1

17.0

0 1

02.0

0 2

41.0

0 1

86.0

0 2

01.0

0 1

44.0

0

45-4

9 3

00.0

0 2

36.0

0 2

10.0

0 1

82.0

0 1

36.0

0 1

19.0

0 2

81.0

0 2

17.0

0 2

35.0

0 1

68.0

0

50-5

4 3

44.0

0 2

71.0

0 2

41.0

0 2

09.0

0 1

57.0

0 1

37.0

0 3

23.0

0 2

49.0

0 2

70.0

0 1

93.0

0

55-5

9 4

03.0

0 3

17.0

0 2

82.0

0 2

44.0

0 1

83.0

0 1

60.0

0 3

78.0

0 2

92.0

0 3

15.0

0 2

26.0

0

60-6

4 4

74.0

0 3

73.0

0 3

32.0

0 2

87.0

0 2

15.0

0 1

88.0

0 4

44.0

0 3

43.0

0 3

71.0

0 2

66.0

0

Acc

iden

t ri

der

$6.

00

$10

.00

$12

.00

$14

.00

$16

.00

$18

.00

$4.

00

$8.

00

$4.

00

$8.

00

Pre

ferr

ed p

rem

ium

s

MyP

rio

rity

PP

O

* W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

  * W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

Co

unti

es: J

acks

on, H

illsd

ale

70%

Med

ical

60%

Bra

nd/G

ener

icD

rug

70%

Med

ical

50%

Gen

eric

Dru

gs O

nly

80%

Med

ical

60%

Bra

nd/G

ener

ic D

rug

Co

unti

es: A

llega

n, A

rena

c, B

arry

, Bay

, Ber

rien,

Bra

nch,

Cal

houn

, Cas

s, C

lare

, Clin

ton,

E

aton

, Gen

esee

, Gla

dw

in, G

ratio

t, H

uron

, Ing

ham

, Ion

ia, I

sab

ella

, Ken

t, L

ake,

Lap

eer,

Mas

on, M

ecos

ta, M

idla

nd, M

ontc

alm

, Mus

kego

n, N

eway

go, O

cean

a, O

ttaw

a, S

agin

aw, S

t.

Jose

ph,

San

ilac,

Shi

awas

ee, T

usco

la, V

an B

uren

Ded

uctib

les

– S

ingl

e(in

-net

wor

k)

– Fa

mily

$1,0

00

$2,0

00$2

,500

$5

,000

$3,5

00

$7,0

00$5

,000

$1

0,00

0$7

,500

$1

5,00

0$1

0,00

0 $2

0,00

0$1

,000

$2

,000

$2,5

00

$5,0

00$1

,000

$2

,000

$3,0

00$6

,000

Co

insu

ranc

e –

in-n

etw

ork

out-o

f-net

wor

k80

%

60%

80

%

60%

80

%

60%

80

%60

%

80%

60%

80

%60

%

70%

50

%

70%

50

%

70%

50

%

70%

50

%

Mal

e

0-25

dep

end

ents

$98

.00

$77

.00

$69

.00

$59

.00

$44

.00

$39

.00

$92

.00

$71

.00

$85

.00

$61

.00

0-18

100

.00

79.

00

70.

00

61.

00

46.

00

40.

00

94.

00

73.

00

87.

00

63.

00

19-2

4 1

06.0

0 8

3.00

7

4.00

6

4.00

4

8.00

4

2.00

9

9.00

7

7.00

9

2.00

6

6.00

25-2

9 1

20.0

0 9

4.00

8

4.00

7

2.00

5

4.00

4

7.00

1

12.0

0 8

7.00

9

9.00

7

1.00

30-3

4 1

37.0

0 1

07.0

0 9

6.00

8

3.00

6

2.00

5

4.00

1

28.0

0 9

9.00

1

07.0

0 7

7.00

35-3

9 1

61.0

0 1

27.0

0 1

13.0

0 9

8.00

7

3.00

6

4.00

1

51.0

0 1

17.0

0 1

26.0

0 9

1.00

40-4

4 1

87.0

0 1

47.0

0 1

31.0

0 1

13.0

0 8

5.00

7

4.00

1

75.0

0 1

35.0

0 1

46.0

0 1

05.0

0

45-4

9 2

30.0

0 1

81.0

0 1

61.0

0 1

39.0

0 1

05.0

0 9

1.00

2

16.0

0 1

67.0

0 1

80.0

0 1

29.0

0

50-5

4 2

92.0

0 2

30.0

0 2

04.0

0 1

77.0

0 1

33.0

0 1

16.0

0 2

73.0

0 2

11.0

0 2

28.0

0 1

64.0

0

55-5

9 3

60.0

0 2

84.0

0 2

52.0

0 2

18.0

0 1

64.0

0 1

43.0

0 3

38.0

0 2

61.0

0 2

82.0

0 2

02.0

0

60-6

4 4

40.0

0 3

47.0

0 3

08.0

0 2

67.0

0 2

00.0

0 1

75.0

0 4

13.0

0 3

19.0

0 3

45.0

0 2

47.0

0

Acc

iden

t ri

der

$4.

00

$8.

00

$10

.00

$10

.00

$12

.00

$14

.00

$4.

00

$6.

00

$4.

00 $

6.00

Fem

ale

0-25

dep

end

ents

$98

.00

$77

.00

$69

.00

$59

.00

$44

.00

$39

.00

$92

.00

$71

.00

$85

.00

$61

.00

0-18

100

.00

79.

00

70.

00

61.

00

46.

00

40.

00

94.

00

73.

00

87.

00

63.

00

19-2

4 1

06.0

0 8

3.00

7

4.00

6

4.00

4

8.00

4

2.00

9

9.00

7

7.00

9

2.00

6

6.00

25-2

9 1

30.0

0 1

03.0

0 9

1.00

7

9.00

5

9.00

5

2.00

1

22.0

0 9

4.00

1

07.0

0 7

7.00

30-3

4 1

57.0

0 1

24.0

0 1

10.0

0 9

5.00

7

1.00

6

2.00

1

47.0

0 1

14.0

0 1

23.0

0 8

8.00

35-3

9 2

07.0

0 1

63.0

0 1

45.0

0 1

25.0

0 9

4.00

8

2.00

1

94.0

0 1

50.0

0 1

62.0

0 1

16.0

0

40-4

4 2

46.0

0 1

93.0

0 1

72.0

0 1

49.0

0 1

12.0

0 9

8.00

2

30.0

0 1

78.0

0 1

92.0

0 1

38.0

0

45-4

9 2

87.0

0 2

26.0

0 2

01.0

0 1

74.0

0 1

30.0

0 1

14.0

0 2

69.0

0 2

08.0

0 2

25.0

0 1

61.0

0

50-5

4 3

30.0

0 2

59.0

0 2

31.0

0 2

00.0

0 1

50.0

0 1

31.0

0 3

09.0

0 2

39.0

0 2

58.0

0 1

85.0

0

55-5

9 3

85.0

0 3

03.0

0 2

70.0

0 2

33.0

0 1

75.0

0 1

53.0

0 3

61.0

0 2

79.0

0 3

02.0

0 2

16.0

0

60-6

4 4

54.0

0 3

57.0

0 3

18.0

0 2

75.0

0 2

06.0

0 1

80.0

0 4

25.0

0 3

28.0

0 3

55.0

0 2

55.0

0

Acc

iden

t ri

der

$4.

00

$10

.00

$12

.00

$14

.00

$16

.00

$18

.00

$4.

00

$8.

00

$4.

00 $

8.00

Pre

ferr

ed p

rem

ium

s

MyP

rio

rity

PP

OS

M

* W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

70%

Med

ical

60%

Bra

nd/G

ener

icD

rug

70%

Med

ical

50%

Gen

eric

Dru

gs O

nly

80%

Med

ical

60%

Bra

nd/G

ener

ic D

rug

Ded

uctib

les

– S

ingl

e(in

-net

wor

k)

– Fa

mily

$1,0

00

$2,0

00$2

,500

$5

,000

$3,5

00

$7,0

00$5

,000

$1

0,00

0$7

,500

$1

5,00

0$1

0,00

0 $2

0,00

0$1

,000

$2

,000

$2,5

00

$5,0

00$1

,000

$2

,000

$3,0

00$6

,000

Co

insu

ranc

e –

in-n

etw

ork

out-o

f-net

wor

k80

%

60%

80

%

60%

80

%

60%

80

%60

%

80%

60%

80

%60

%

70%

50

%

70%

50

%

70%

50

%

70%

50

%

Mal

e

0-25

dep

end

ents

$93

.00

$73

.00

$65

.00

$56

.00

$42

.00

$37

.00

$87

.00

$67

.00

$81

.00

$58

.00

0-18

95.

00

75.

00

66.

00

57.

00

43.

00

38.

00

89.

00

69.

00

83.

00

59.

00

19-2

4 1

00.0

0 7

9.00

7

0.00

6

1.00

4

6.00

4

0.00

9

4.00

7

3.00

8

7.00

6

2.00

25-2

9 1

13.0

0 8

9.00

7

9.00

6

8.00

5

1.00

4

5.00

1

06.0

0 8

2.00

9

3.00

6

7.00

30-3

4 1

29.0

0 1

02.0

0 9

0.00

7

8.00

5

9.00

5

1.00

1

21.0

0 9

3.00

1

01.0

0 7

2.00

35-3

9 1

53.0

0 1

20.0

0 1

07.0

0 9

2.00

6

9.00

6

1.00

1

43.0

0 1

10.0

0 1

19.0

0 8

6.00

40-4

4 1

76.0

0 1

39.0

0 1

24.0

0 1

07.0

0 8

0.00

7

0.00

1

65.0

0 1

28.0

0 1

38.0

0 9

9.00

45-4

9 2

17.0

0 1

71.0

0 1

52.0

0 1

32.0

0 9

9.00

8

6.00

2

04.0

0 1

57.0

0 1

70.0

0 1

22.0

0

50-5

4 2

76.0

0 2

17.0

0 1

93.0

0 1

67.0

0 1

25.0

0 1

10.0

0 2

59.0

0 2

00.0

0 2

16.0

0 1

55.0

0

55-5

9 3

40.0

0 2

68.0

0 2

38.0

0 2

06.0

0 1

55.0

0 1

35.0

0 3

19.0

0 2

46.0

0 2

67.0

0 1

91.0

0

60-6

4 4

16.0

0 3

28.0

0 2

92.0

0 2

52.0

0 1

89.0

0 1

65.0

0 3

90.0

0 3

01.0

0 3

26.0

0 2

34.0

0

Acc

iden

t ri

der

$4.

00

$8.

00

$8.

00

$10

.00

$12

.00

$14

.00

$4.

00

$6.

00

$4.

00

$6.

00

Fem

ale

0-25

dep

end

ents

$93

.00

$73

.00

$65

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$56

.00

$42

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$37

.00

$87

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$67

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$81

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$58

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0-18

95.

00

75.

00

66.

00

57.

00

43.

00

38.

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89.

00

69.

00

83.

00

59.

00

19-2

4 1

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0 7

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6

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4

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0.00

9

4.00

7

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8

7.00

6

2.00

25-2

9 1

23.0

0 9

7.00

8

6.00

7

5.00

5

6.00

4

9.00

1

15.0

0 8

9.00

1

02.0

0 7

3.00

30-3

4 1

48.0

0 1

17.0

0 1

04.0

0 9

0.00

6

7.00

5

9.00

1

39.0

0 1

07.0

0 1

16.0

0 8

3.00

35-3

9 1

96.0

0 1

54.0

0 1

37.0

0 1

19.0

0 8

9.00

7

8.00

1

84.0

0 1

42.0

0 1

53.0

0 1

10.0

0

40-4

4 2

32.0

0 1

83.0

0 1

63.0

0 1

41.0

0 1

06.0

0 9

2.00

2

18.0

0 1

68.0

0 1

82.0

0 1

30.0

0

45-4

9 2

71.0

0 2

14.0

0 1

90.0

0 1

64.0

0 1

23.0

0 1

08.0

0 2

54.0

0 1

96.0

0 2

13.0

0 1

52.0

0

50-5

4 3

12.0

0 2

45.0

0 2

18.0

0 1

89.0

0 1

42.0

0 1

24.0

0 2

92.0

0 2

26.0

0 2

44.0

0 1

75.0

0

55-5

9 3

64.0

0 2

87.0

0 2

55.0

0 2

21.0

0 1

66.0

0 1

45.0

0 3

42.0

0 2

64.0

0 2

85.0

0 2

05.0

0

60-6

4 4

29.0

0 3

38.0

0 3

00.0

0 2

60.0

0 1

95.0

0 1

70.0

0 4

02.0

0 3

10.0

0 3

36.0

0 2

41.0

0

Acc

iden

t ri

der

$4.

00

$8.

00

$10

.00

$14

.00

$16

.00

$18

.00

$4.

00

$8.

00

$4.

00

$8.

00

Pre

ferr

ed p

rem

ium

s

MyP

rio

rity

PP

OS

M

* W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

  * W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

Co

unti

es: A

lcon

a, A

lger

, Alp

ena,

Ant

rim, B

arag

a, B

enzi

e, C

harle

voix

, Che

boy

gan,

Chi

pp

ewa,

C

raw

ford

, Del

ta, D

icki

nson

, Em

met

, Gog

ebic

, Gra

nd T

rave

rse,

Hou

ghto

n, Io

sco,

Iron

, Kal

kask

a,

Kew

eena

w, L

eela

nau,

Luc

e, M

acki

nac,

Man

iste

e, M

arq

uett

e, M

enom

inee

, Mis

sauk

ee, M

ontm

oren

cy,

Oge

maw

, Ont

onag

on, O

scod

a, O

tseg

o, P

resq

ue Is

le, R

osco

mm

on, S

choo

lcra

ft, W

exfo

rd

70%

Med

ical

60%

Bra

nd/G

ener

icD

rug

70%

Med

ical

50%

Gen

eric

Dru

gs O

nly

80%

Med

ical

60%

Bra

nd/G

ener

ic D

rug

Co

unti

es:

Jack

son,

Hill

sdal

e

Ded

uctib

le

In-n

etw

ork

$2,0

00 S

ingl

e $4

,000

Fam

ily$4

,000

Sin

gle

$8,0

00 F

amily

$5,0

00 S

ingl

e $1

0,00

0 Fa

mily

Mal

e

0-25

dep

end

ents

$79

.00

$61

.00

$56

.00

0-18

81.

00

62.

00

57.

00

19-2

4 8

6.00

6

6.00

6

0.00

25-2

9 9

7.00

7

4.00

6

8.00

30-3

4 1

10.0

0 8

5.00

7

8.00

35-3

9 1

31.0

0 1

00.0

0 9

2.00

40-4

4 1

51.0

0 1

16.0

0 1

06.0

0

45-4

9 1

86.0

0 1

43.0

0 1

31.0

0

50-5

4 2

36.0

0 1

81.0

0 1

66.0

0

55-5

9 2

91.0

0 2

23.0

0 2

05.0

0

60-6

4 3

56.0

0 2

73.0

0 2

51.0

0

Acc

iden

t ri

der

$4.

00

$2.

00

$2.

00

Fem

ale

0-25

dep

end

ents

$79

.00

$61

.00

$56

.00

0-18

81.

00

62.

00

57.

00

19-2

4 8

6.00

6

6.00

6

0.00

25-2

9 1

05.0

0 8

1.00

7

4.00

30-3

4 1

27.0

0 9

7.00

9

0.00

35-3

9 1

68.0

0 1

28.0

0 1

18.0

0

40-4

4 1

99.0

0 1

52.0

0 1

40.0

0

45-4

9 2

32.0

0 1

78.0

0 1

64.0

0

50-5

4 2

67.0

0 2

04.0

0 1

88.0

0

55-5

9 3

12.0

0 2

39.0

0 2

20.0

0

60-6

4 3

67.0

0 2

81.0

0 2

59.0

0

Acc

iden

t ri

der

$4.

00

$4.

00

$4.

00

Co

unti

es: K

alam

azoo

, Len

awee

, Liv

ings

ton,

Mac

omb

, Mon

roe,

Oak

land

, St.

Cla

ir,

Was

hten

aw, W

ayne

Ded

uctib

le

In-n

etw

ork

$2,0

00 S

ingl

e $4

,000

Fam

ily$4

,000

Sin

gle

$8,0

00 F

amily

$5,0

00 S

ingl

e $1

0,00

0 Fa

mily

Mal

e

0-25

dep

end

ents

$83

.00

$64

.00

$58

.00

0-18

85.

00

65.

00

60.

00

19-2

4 9

0.00

6

9.00

6

3.00

25-2

9 1

01.0

0 7

8.00

7

1.00

30-3

4 1

16.0

0 8

9.00

8

2.00

35-3

9 1

37.0

0 1

05.0

0 9

6.00

40-4

4 1

58.0

0 1

21.0

0 1

11.0

0

45-4

9 1

95.0

0 1

49.0

0 1

37.0

0

50-5

4 2

47.0

0 1

90.0

0 1

74.0

0

55-5

9 3

05.0

0 2

34.0

0 2

15.0

0

60-6

4 3

73.0

0 2

86.0

0 2

63.0

0

Acc

iden

t ri

der

$4.

00

$4.

00

$2.

00

Fem

ale

0-25

dep

end

ents

$83

.00

$64

.00

$58

.00

0-18

85.

00

65.

00

60.

00

19-2

4 9

0.00

6

9.00

6

3.00

25-2

9 1

10.0

0 8

5.00

7

8.00

30-3

4 1

33.0

0 1

02.0

0 9

4.00

35-3

9 1

75.0

0 1

35.0

0 1

24.0

0

40-4

4 2

08.0

0 1

60.0

0 1

47.0

0

45-4

9 2

43.0

0 1

87.0

0 1

71.0

0

50-5

4 2

79.0

0 2

14.0

0 1

97.0

0

55-5

9 3

27.0

0 2

50.0

0 2

30.0

0

60-6

4 3

84.0

0 2

95.0

0 2

71.0

0

Acc

iden

t ri

der

$4.

00

$4.

00

$4.

00

Pre

ferr

ed p

rem

ium

s

MyP

rio

rity

HS

A

* W

hen 

you 

age 

into

 the 

next

 age

 bra

cket

, you

r pr

emiu

ms 

will 

be a

djus

ted 

at y

our 

annu

al r

enew

al.

* If 

you 

mov

e to

 a c

ount

y th

at is

 in a

 diff

eren

t pre

miu

m ta

ble,

 you

r pr

emiu

ms 

will 

be a

djus

ted 

on th

e ne

xt b

illing

 cyc

le a

fter 

you 

have

 not

ified

 us 

of y

our 

addr

ess 

chan

ge.

Co

unti

es: A

lcon

a, A

lger

, Alp

ena,

Ant

rim, B

arag

a, B

enzi

e, C

harle

voix

, Che

boy

gan,

C

hip

pew

a, C

raw

ford

, Del

ta, D

icki

nson

, Em

met

, Gog

ebic

, Gra

nd T

rave

rse,

Hou

ghto

n,

Iosc

o, Ir

on, K

alka

ska,

Kew

eena

w, L

eela

nau,

Luc

e, M

acki

nac,

Man

iste

e, M

arq

uett

e,

Men

omin

ee, M

issa

ukee

, Mon

tmor

ency

, Oge

maw

, Ont

onag

on, O

scod

a, O

tseg

o,

Pre

sque

Isle

, Ros

com

mon

, Sch

oolc

raft

, Wex

ford

Ded

uctib

le

In-n

etw

ork

$2,0

00 S

ingl

e $4

,000

Fam

ily$4

,000

Sin

gle

$8,0

00 F

amily

$5,0

00 S

ingl

e $1

0,00

0 Fa

mily

Mal

e

0-25

dep

end

ents

$72

.00

$55

.00

$50

.00

0-18

73.

00

56.

00

52.

00

19-2

4 7

8.00

5

9.00

5

5.00

25-2

9 8

7.00

6

7.00

6

2.00

30-3

4 1

00.0

0 7

7.00

7

0.00

35-3

9 1

18.0

0 9

1.00

8

3.00

40-4

4 1

37.0

0 1

05.0

0 9

6.00

45-4

9 1

68.0

0 1

29.0

0 1

19.0

0

50-5

4 2

13.0

0 1

64.0

0 1

50.0

0

55-5

9 2

64.0

0 2

02.0

0 1

86.0

0

60-6

4 3

22.0

0 2

47.0

0 2

27.0

0

Acc

iden

t ri

der

$4.

00

$2.

00

$2.

00

Fem

ale

0-25

dep

end

ents

$72

.00

$55

.00

$50

.00

0-18

73.

00

56.

00

52.

00

19-2

4 7

8.00

5

9.00

5

5.00

25-2

9 9

5.00

7

3.00

6

7.00

30-3

4 1

15.0

0 8

8.00

8

1.00

35-3

9 1

52.0

0 1

16.0

0 1

07.0

0

40-4

4 1

80.0

0 1

38.0

0 1

27.0

0

45-4

9 2

10.0

0 1

61.0

0 1

48.0

0

50-5

4 2

41.0

0 1

85.0

0 1

70.0

0

55-5

9 2

82.0

0 2

16.0

0 1

99.0

0

60-6

4 3

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Pre

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MyP

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rity

HS

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