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    Pages

    iNSiDEQ MoneytalkQ Pleasure PursuitQ Fire and Spice an

    All Things NiceQ Go Green with KQ Bust A MoveQ M F Husain & Man

    Ali Khan Pataudioctober - december 2011volUme 39

    BasicFinancial

    You Must

    Know

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    Chief Editors

    Yasir ImranDeepali Sukhthankar

    Executive Editor and Publisher

    Maneck Davar

    Editorial

    Aaron Rodrigues

    Art Director

    Manoj P V

    Designers

    Namrata D. ShelarSunil Kadam

    Digital Imaging

    Paras DamaniNinad Jadhav

    Dear Priority Customer,

    Its that time of the year when you get to see your favouriteand much desired magazine once again. Another quarter haspassed, and pepped up by your ongoing shower of praises,

    from you, our beloved readers, we gladly present to you our

    rst ever e-version of the magazine.

    In this issue, our cover story is titled Basic Financial RulesYou Must Know, an article that explains what you have

    to know about personal nance. The simple and truthful

    intention in doing this piece is to eliminate personal nance

    myths, and also help you experience a better nancial health.

    In Do More we have another personal nance article that

    looks into our little quirky interests or better still, hobbies. Ourpurpose is to let people enjoy their passions, at the sametime make some money out of it, if they can. Why shouldnt

    you be able to do the thing you love?

    Also in the section we talk about the little jolly community that

    mostly resides in western India called Parsis and their take onfood. After reading this piece you would certainly realise why

    the bawas, as they are lovingly called, are always in a

    happy mood.

    Keeping in mind our policy of going green, we have decided

    to weave in a piece introducing kids to the virtues of a cleanerenvironment in Be More. The article informs parents on how

    to train their children to become a part of a greener future.Within the same section, realising how much people love

    doing the boogie, we talk about dancing and its power to

    heal body, mind and soul.

    In the Achieve More section, we speak about two famousIndian personalities who recently passed away M.F.

    Husain and Mansur Ali Khan Pataudi both of whom will be

    remembered as legends in their respected elds.

    As you always have, please let us know what you feel

    about the magazine. Your views are invaluable and deeplyappreciated. Especially tell us, how you nd this new format

    and how we can improve it for you.

    So till we bring you the next issue of Priority Pages, we wish

    you a wonderful time and a Happy Diwali hope you enjoy

    reading the current issue, just as you did last time.

    Priority Pages Editorial Team

    Please mail your suggestions [email protected]

    Disclaimer: The views and opinions expressed or implied in the

    magazine are those of the authors and do not necessarily reect

    those of the directors, employees or any other individual directly

    connected with the company and its group of companies. The

    transparencies that are sent in are at the owners risk and

    the publisher accepts no liability for loss or damage. Material

    in this publication may not be reproduced, whether in part

    or whole, without the written consent of both, Axis Bank and

    Spenta Multimedia.

    The in-house Priority Pages is a quarterly magazineof Axis Bank Corporate ofce: Axis House, Bombay

    Dyeing Mills Compund, Pandurang Budhkar Marg,

    Worli, Mumbai - 400 025 and published and printed by

    Spenta Multimedia at Peninsula Spenta, Mathuradas Mill

    Compound, N. M. Joshi Marg, Lower Parel, Mumbai 400 013

    Tel: +91-22-24811010; Website: www.spentamultimedia.com.

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    ContentsVOLUME 39 | OCT - DEC 2011

    DO MORE

    moneyTALK 5Role of Insurance in Financial Planning

    coverSTORY 8Basic Financial Rules You Must Know

    personalFINANCE 11Pleasure Pursuits

    food 14Fire and Spice and All Things Nice

    BE MORE

    environment 16Go Green with Kids

    wellness 18Bust A Move

    ACHIEVE MORE

    profle 20M F Husain

    Mansur Ali Khan Pataudi

    8

    18

    16

    11

    22

    14

    20

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    Financial planning essentially

    involves identifying ones nancialgoals over various stages of life

    and prioritising them according to their

    importance and creating an investment

    plan to realise those goals. In a wayinsurance is also for creating an asset

    because the premium paid towards

    buying an insurance policy helps to

    create an asset without paying for the

    full value of the asset especially in the

    initial stage. When someone pays a

    premium, it is an amount that is paid

    towards buying nancial security forhis family as well as for himself. Over

    a period of time this amount gets

    accumulated for meeting his nancial

    goals or achieving certain milestones

    in life.

    Life insurance lays the foundation

    for a strong nancial plan. This is

    because it provides nancial securityfor ones family by protecting ones

    nancial assets like the presentand the future income, against the

    uncertainties of life. It specicallyaddresses the issue of providing cash

    to ones family after a persons death.

    The cash in the form of death benetpaid helps to replace the income one

    would have generated and this in turn

    would help to meet any important

    nancial needs. For instance, it can

    be used to repay home loan or meet

    running household expenses, pay

    for childrens expenses and thus

    ensure that ones dependents are not

    burdened with debt. The proceedsreceived from a life insurance policy

    would mean that ones family would

    not have to sell assets to pay

    outstanding liabilities or expenditure.

    It is true that the loss of a loved one is

    a traumatic experience. But, if ones

    family is left behind without sufcientnancial resources, to meet basic livingneeds or plan for future goals, it will be

    extremely difcult for them to cope witha nancial crisis at the same time.

    domore MONEY TALK

    in FinancialPlanning

    Role oF

    Insurance

    By Axis Bank InvestmentAdvisory Team

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    domore MONEY TALK

    A life insurance plan thus ensures that

    ones family is nancially secure even iftomorrow one is not there to take care

    of them.

    Insurance is a form of riskmanagement as it helps to provide

    protection against the economic loss

    arising from negative consequences

    of an event affecting a particular

    asset. Human life is an asset that

    has an ability to generate income.

    Since insurance cannot prevent

    events such as illness or death

    from occurring, it helps to protect

    the economic benet derived froma human life by compensating the

    loss of income that may occur. It is

    important to remember that returns

    in an insurance policy should not

    be compared with other investment

    products as it is a tool for nancialsecurity.

    The core benet of life insuranceis that the nancial interests ofones family are protected from

    circumstances such as loss of

    income due to critical illness or

    death of the policyholder. At the

    same time, insurance products alsohave a strong inbuilt wealth creation

    proposition. Thus an investorbenets on these two fronts.

    Protection needs

    The rst step in nancial planning is tosecure life insurance cover equivalent

    to at least ve to ten times of yourannual gross income. To determinequantum of life insurance needed,

    one needs to gather personal nancial

    information and estimate what onesfamily will need after one is not living.

    So, what is the level of life insurance

    cover that is needed?

    1. How much will be needed by

    ones family to meet immediate

    obligations or liabilities, in case of

    an unfortunate event like death or

    total disability ?

    2. How much future income is

    needed to sustain the household?

    For the rst category it is the sum totalof all the expenses like unpaid medical

    costs, funeral expenses, nal settlementcosts and other lump sum obligations

    such as outstanding liability, short term

    debts, etc.

    For the second category, it involves

    calculating the present value of future

    stream of cash-ow. By working with aprofessional nancial advisor, one candevelop a detailed analysis according

    to ones personal needs and specicsituation.

    Insurance products offers certain

    benets that can be broadly divided

    into 2 parts:

    Ondeath:Here a particular amount is paid only

    on the death of the insured within

    a specied period (policy coverageperiod) governed by the insurance

    policy.

    Onsurvival:

    In this case certain amounts are paid

    if the insured survives a speciedperiod or on completion of certain

    milestones.

    Products that are designed byInsurance companies are typically

    meant to address the life cycle needs

    of the insured. It is here that role of

    nancial planning helps in selectionof appropriate products to meet the

    specic requirements as follows:

    Protection needs

    Saving and growth needs

    Children education planning needs

    Retirement planning needsThese products are broadly structuredas either traditional policies or unit

    linked policies with specic featuresincorporated to meet the particular

    needs of the policyholder. For example

    a childrens plan may be a traditional

    money back policy that has periodic

    payments made at dened timeintervals. The payouts would help tomeet the need for funds at various

    stages in a childs life.

    insurance Plans can becategorised into 2 Parts:

    n Traditional policies in the form ofterm insurance policies, whole life

    policies and endowment policies

    meant for investors with a low risk

    appetite and primarily for protection

    needs and less for wealth creation.

    In whole life policies, the risk cover

    is applicable for the entire life of the

    policyholder with sum assured and

    bonus payable to the nominee of

    the beneciary only upon the deathof the policyholder. While, in the

    case of endowment policies, risk is

    covered for a specied period at theend of which the sum assured along

    with accumulated bonus is paid

    back to the policyholder. In case of

    death of the policy holder during the

    term of the policy, the sum assured

    and accumulated bonuses get paid

    to the nominee.

    Money back policies are a type of

    endowment policies wherein sum

    assured is partially paid back to the

    policyholder at specied intervalsduring the term of the policy as

    long as the policy holder is alive. Animportant feature of money back

    policies is that in case the policy

    holder dies during the term of the

    policy, the full sum assured gets paid

    as death benet without deductingany of the survival benet amountthat has already been paid. Similarly,

    the bonus is also calculated on

    the full sum assured and is paid

    accordingly. Thus Endowmentpolicies are quite popular for their

    survival benets and their benetsgets enhanced by guaranteed andrevisionary bonus that is declared on

    policies.

    n Unit Linked Insurance plans (ULIPs)are policies that combine protection

    and investment by providing the

    policyholder an option to invest a

    portion of the premium in market

    oriented investment options (thatis a certain proportion is invested

    in equity and debt markets as per

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    policy fund options available). Thereturns on ULIPs is a function of

    market performance which in turn

    is determined by the underlying

    investment made in equity or debt

    market or a combination of the

    two based on the underlying fund

    selection.

    There are ULIPs which are availablefor whole-life or a limited period

    of time. In case of ULIPs, the sumassured is a multiple of the annual

    premium with an allocation rate

    determining the portion of the

    premium that is invested. In ULIP,

    investors have an option to make

    additional premium payments in

    the form of top ups which again

    get invested in the funds selected.

    On maturity of the policy, the

    policyholder receives the value

    of the fund which is the number

    of units standing to the credit ofthe policy holder multiplied by

    the net asset value of the fund

    on the maturity date. In case the

    policyholder dies during the term of

    the policy, the beneciary will receiveeither the sum assured or higher of

    the sum assured or the fund value,

    or the sum total of sum assured

    and the fund value depending on

    the terms of the policy. ThoughULIPs are not entitled to participate

    lifestyle nancial goals change andhence it is important to invest in an

    instrument that offers corresponding

    benets pertinent to the lifestage. Life insurance is one of the

    investment option that providesspecic products tailor made fordifferent stages of life.

    RetirementPlanning:

    Retirement planning is a need that

    is required by everyone who wants

    to maintain the same standard

    of living that he / she has got

    accustomed to. In the absence

    of state-sponsored social securitysystem and limitations of ability of

    provident fund to provide for a large

    retirement corpus and increasing

    uncertainties in personal and

    professional life it is necessary for

    individuals to plan their nancesto fund their retirement needs.

    An annuity is a special type of

    insurance contract wherein a

    corpus is created either as a lump

    sum or in instalments over a period

    of time such that the insurance

    company undertakes to make

    periodic payment to the purchaser

    of the annuity.

    An annuity is a useful tool for income and

    retirement planning as it can generate

    regular income over a period of time

    based on the corpus created. Theannuity paid typically depends upon the

    annuity rate applicable at the time of

    purchase of annuity and is guaranteed

    for the entire period. An annuity can

    be immediate annuity wherein annuity

    payments begin immediately on

    purchasing the annuity or it could bedeferred annuity wherein it is deferred till

    the vesting age during which time corpus

    is built and used to buy the annuity on

    the vesting age at the rates applicable at

    the time of buying the annuity.

    Thus it can be seen that insurance plansoffer numerous benets to the customerand appropriate products need to

    be chosen to reect the needs of the

    customer at different stages of his/her life

    cycle in order to attain nancial goals. n

    in the revisionary bonus declared

    by the company, the policy may

    see additions in the form of loyalty

    bonus at the end of the term.

    To summarise, Life insurance, can

    be specically tailored to meet ones

    nancial needs as follows:

    SavingandProtection:

    Life insurance is a unique

    investment tool that helps one

    to meet his/ her twin needs of

    saving for lifes important goals and

    protecting ones assets.

    AssetProtection:

    Typically investments are made withthe intention of generating capital

    appreciation or providing capital

    protection with regular returns.

    While most nancial instrumentsoffer the benet of capitalappreciation, life insurance is unique

    in the sense that it gives the investorthe assurance of asset protection,

    along with a strong element of asset

    appreciation

    Goalbasedsavings:

    Each of us has multiple nancialgoals for which one needs to save.

    These goals could be in the formof buying a house or planning for

    childs education or marriage or

    ultimately in the form of retirement

    planning. At different stages of

    domore MONEY TALK

    Foph|dt.o

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    domore PErsONAL fiNANcE

    Do you know the difference

    between shares and stocks? Or a

    Unit Linked Insurance Plan (ULIP)with term insurance? We seem to have

    a lot of information on whats going on in

    the nancial world. Or do we?

    Lets face it, there are tons of books

    and online literature with nancialthemes, on investing and other topics.

    Newspapers on a daily basis give out

    information on personal nance. Add tothis, every time you switch on your TV,you are bombarded with advertisements

    extolling the virtues of nancial products.You go out for a walk and again there

    are billboards telling you to buy so

    and so products. There are so manyways companies are propagating their

    Heres your guide to simplifiedpersonal finance.

    By Aaron Rodrigues

    products, but how much do you actually

    know about personal nance? Thesimple fact is that when it comes to

    nancial services, you should be awareof what is going on. Keeping up with the

    changes helps you remain on the desired

    path.

    Thus, we have designed a set of pointersthat are both simple and practical, which

    will put you on a rm footing. Understandthese rules and you can probably build a

    better nancial knowledge about money.You may not be an acionado or expert

    When you get high

    returns or low returns,it is not some unseenphenomenon. Your returnswill depend on how thesecompanies perform.

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    domore PErsONAL fiNANcE

    of personal nance but knowing some ofit may go a long way.

    investment in equity

    makes you a Partner

    Money, when put into stocks, Equity

    Mutual Funds (EMFs), Exchange TradedFunds (ETFs), Index Funds and othersuch nancial instruments, doesnt makeyou a lender; rather, a partner. The simpleidea here is that you are investing in an

    idea or a business that coincides with

    your thought and that of the companys.

    So, when you put your money in stocks

    of that company, you become a part of it.

    Thus, when the company is doing well,

    so are you; when it is not, neither are you.

    In many ways, your relationship with the

    company in which you have invested

    is like that of a marriage. To make iteven clearer: I, (Investor), take you,(ABC Company), to be my InvestedCompany, to have and to hold fromthis day forward, for better or for worse,

    for richer, for poorer, in sickness and in

    health, to love and to cherish; from this

    day forward until death do us part. Of

    course, this will all depend on how longyou want to be part of that company.

    Just like a marriage, you share all the

    good times and the bad ones. When you

    get high returns or low returns, it is not

    some unseen phenomenon. Your returns

    will depend on how these companies

    perform.

    early start leads tobetter accomPlishment

    If you think investments are dull, how

    thrilling do you think poverty in old age

    will be? Okay, that is being a bit too

    harsh, but the truth is, the earlier you start

    investing, the greater the advantage.

    An investment made early on has the

    potential to grow and become more

    fruitful for you in the future. Say you invest

    in an EMF early on and the invested

    amount is there for a really long time.

    You then decide that you no longer want

    be a part of it. This sudden change willnot drastically affect your nal output ifdone at a later stage. Basically, this is the

    power of compounding.As the majority of your work is done

    in the rst stages, in the later stages,your nal amount does not get severelyaffected. The money invested at the endgenerally will not provide a signicantcontribution, as the money compounded

    will do its work from the start and not just

    towards the end. Isnt this a great way to

    save up for retirement?

    comPanies are businesses

    and not charitiesCompanies offering EMFs, life insurance,health insurance, motor insurance,

    Fixed Deposits (FDs) all survive on onefundamental premise generating

    prots. Dont blame a companyfor having bought a product that is

    inadequate for your nancial needs.For instance, if you are diabetic, your

    life insurance coverage or health

    insurance coverage must be higher

    than someone not suffering from this

    condition. As a consequence, you willbe expected to pay a greater premium,

    which you should.

    evaluate between needsand luxuries

    There are grumblesome individuals, who,when things go wrong, look for the rstexcuse to blame someone. Phones not

    working mother has spoiled it; car

    engine is spoilt driver has broken it.

    They have a dozen excuses for the things

    KeystoDoWellintheStockMarket

    GettingStarted

    In the beginning, you can

    expect your stocks to be

    volatile, but in time you will see

    the results. The past has shownthat you get the highest returns

    from equity investments.

    CheckKeyNumbers

    The companys bottom line, topline, return on equity, total return

    and other indicators can help

    you zero in on quality stocks.

    YourGamePlan

    A case-specic approach andinvesting at regular intervals are

    the best ways to build wealth.

    DealingwithRightFinancial

    Advisor

    The nancial advisor will tell youwhen to buy and when to sell,

    but you must be willing to pay

    for sound nancial advice.

    As the majority ofyour work is done inthefrststages,in

    thelaterstages,yourfnalamount does not getseverely affected.

    cnyln|dt.o

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    WhenShouldYouAdjustYourMutualFundPortfolio?

    EquityFundConsistently

    Underperforms

    Generally, its better to wait for

    nancial products and observetheir growth. However, if in a year

    or two you see no progress and

    only below-par performance, thenthis is the appropriate time to get

    out.

    FundChangesits

    Characteristics

    If the fund you selected

    subsequently changes its

    investment objective then, it is timefor a change. Any modications thatwere signicant factors in your initialselection of the fund are sufcientreasons for you to leave.

    YourInvestmentObjectives

    Change

    A change in nancial goals ornew nancial goals are sufcientreasons to leave your current

    investment plan and start a

    new one.

    insurance, dont over-insure. Why pay forsomething that you can get cheaper?

    risk is a must

    Years ago in India, the most one could do

    for multiplying ones savings was invest

    in FDs or provident funds that provided,

    at the most, decent results. This is whatnancial advisors call safe investments.

    However, things have changed in the

    last few decades and now we have aplethora of nancial products. Many stillput their money in safe investments, as

    they are afraid of the volatility of the equity

    market (when we should be embracingthese opportunities). The fact is that mostof these products work well. When youre

    young you must take these leaps, as it

    is the best time to do so. By not taking a

    risk, you are creating a higher risk in your

    nancial life and pushing yourself furtheraway from a good retired life. n

    StockInvestments: Tounderstand the best way of

    investing in stocks, employ

    commonly used investment

    formulas. Subtract your age from

    100 and invest accordingly. If you

    are 25, then 75% would be in

    stocks, if you are 40, then only60% should be in stocks. Theremainder must be kept in safe

    investments.

    LifeInsurance: If you have kids,

    you must have a life insurance

    policy that covers between six to

    ten times your family income.

    Travelling: When travelling, take

    twice the money and half the

    clothes you think you will need.

    CarLoans: Want to buy a car?

    Then follow the 20/4/10 rule.Basically, it goes this way 20%

    must be used as down payment,

    no borrowing for more than

    4 years and dont agree to amonthly payment thats more than

    10% to 20% of your income.

    HousingLoans: This one isquite simple. Dont try and buy a

    house that costs more than four

    times your annual income. Still

    unclear, if you and your spouse

    earn R12 lakh annually, dont

    go for something which would

    exceed R48 lakh on a home.

    RulestoFollow

    Everynancialproductyoubuyhascertainrulesyoumustknow

    Get yourself acover that is eight toten times your

    annual income. The key

    must remain get the mostout of the lowest premium

    that go wrong, even when it is entirely

    their fault. When they get themselves

    nancial products which doesnt seemto be giving them the right results they

    need their rst inclination is to blamethe company. They fail to ask themselveswhy they invested in it in the rst place.

    This not only happens with nancial

    products, but with other choices we haveto make.

    For instance, we need to choose

    between luxuries and what we truly

    require. Already have a computer? Thenis it necessary to have a laptop as well?

    More often than not, people would

    rather fall for the cruel glory of luxury,

    than requirements, which, in turn, affects

    their true needs and necessities. One

    way of distinguishing is through a simple

    and age-old method called budgeting.

    Plan what you need to do for thepresent month and the one ahead and

    accordingly, seek your requirements and,

    of course, luxury. This is not so much arule, but a discipline.

    insurance getting thebest out oF the least

    Insurance is a must and, over the last

    two issues of this magazine, we have

    been stressing its usage. Get yourself

    life insurance, health insurance and

    personal accident insurance. If you are

    lucky enough to own a house, get home

    insurance. These are a must.

    Picture this like many Indian families,

    you are married with kids and are the sole

    breadwinner, get yourself a cover that is

    six to ten times your annual income. Thekey must remain get the most out of the

    lowest premium. When you buy health

    insurance, do some additional research;

    nd out which insurance companyoffers you the best deal and at what

    price. Evaluate what is your requirement

    and opt for that. When it comes to car

    insurance, ease of claim settlement is

    the most important criteria on the policy.

    Ensure that the appropriate sum insured

    cover is bought with minimal deductions.

    Also, check all the discounts you deserveand when you look at homeowners

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    domore PErsONAL fiNANcE

    Wouldnt it be great if we could profit fromour hobbies? Well, you actually can. Readon to know how you can keep the buckrolling out of your interests.

    By Manali Das

    How many of you wake up every

    morning with a wide smile on

    your face, thinking, Lets go to

    work? My guess is, a very few us. Any

    job, no matter how interesting, tendsto get a tad monotonous after a certain

    time and we, in turn, lose out on the

    zest and motivation to reinvent and

    produce brilliant ideas. This is where weshould give ourselves a break.

    But what if your hobby helps you earn

    some extra cash? Yep, you heard

    us right. With realistic expectations

    and a bit of research on the earning

    possibilities of your hobby, you may do

    very well. First, it is essential to focus on

    something that you truly enjoy doing.

    Let money not be the driving force.Money is essential, but if you start off

    purely for the purpose of making money,

    your interest will gradually zzle out.Since you have embarked on

    this venture to make money

    from your interest, it is pertinent

    to evaluate yourself as well as

    your skills from time-to-time.

    prioritypages otobe-eembe 201111

    conu20|d

    t.o

    a|dt.o

    pleasurePuRsuits

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    domore PErsONAL fiNANcE

    sheer Joy oF writing

    When I think of capitalising on a

    talent, the rst thought that crossesmy mind is writing. Being able to

    write and express yourself in words

    and move people with your writings

    is a great gift. So, if you have it, then

    make the most of it. With the Internet,

    grabbing the right audience andcreating a platform to showcase your

    talent has become easier than ever.

    Get in touch with publishing houses in

    and around the country and freelance

    for them. You also have the option to

    start your own blog or submit your

    precious works to various writing

    competitions that could give you

    some extra cash.

    With the Internet,grabbing the rightaudience and

    creating a platform to

    showcase your talent hasbecome easier than ever.

    Coins:HowtoEvaluateaCoin?

    Coin Features

    Coins have been minted from gold,

    silver, copper and steel. Depending

    on where they are made, coins will

    most probably feature leaders.

    Identifcation

    Back in the early days most coins

    didnt have dates in which they

    were minted, so making it harder

    to identify them. Thus, checkingits language, script, images, metal

    content, weight and color, to

    understand its maturity.

    Grading

    The grading of a coin is through

    an analysis of several criteria,

    vis-a-vis its quality, the rarity,

    the interest factor, and the

    liquidity factor.

    prioritypages otobe-eembe 201112

    collection at the latter stages of their

    lives, with childlike enthusiasm and

    curiosity. So if you are one of them,

    heres some good news. If you want,

    you could make a bomb by selling your

    collection to the right person, ofcourse.

    So, how do you go about it? Firstly,

    nd out the market value of yourcollection. Some stamps and coins

    from a particular country or era may

    be more valuable than others. If you

    want a good price for your collection,

    its necessary that you take utmost

    care of your stamps and coins. Instead

    of stacking them away in some

    unattended corner of a bookshelf,

    archive them in an album. This holdstrue particularly for your stamps, as

    with time they tend to get brittle

    and fade.

    Frozen in Frame

    If you have the vision and can make

    even the most mundane things look

    like a piece of art with a lens, grab your

    camera and get down to business.There are a number of online sites thatcan help you sell your images. You can

    also take up small projects for your

    friends and close relatives. For example,

    your neighbour just had a baby

    daughter and they want you to capture

    rare and priceless moments. Grab each

    of these opportunities that come your

    way and make the most of them.

    time travel

    Another very lucrative hobby is coin andstamp collections. Most of us have at

    some point in our lives collected stamps

    and coins with genuine interest. Some

    even continue with their obsession of

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    domore PErsONAL fiNANcE

    and craft, the possibilities are limitless

    and any work of art that is born out

    of conviction and comes from the

    heart will always nd an audience. You

    can probably give away what youvecreated to your friends and family

    every time they visit. Once the word

    spreads, you will have people making

    a beeline for your products. This iswhere the business perspective comes

    in. If you take pride in your talent, take

    up teaching lessons.

    dough For the cheF

    Ever heard someone say you are a

    great cook and if what they say is true,

    FunFactsAboutStamps

    The Receiver-General of StampDuties in Ireland, John Bourke, in1774, was the rst postagestamps collector.

    Apart from being the largestnation, China also issued thelargest postage stamps in

    the 1900s.Scinde Dawk, the rst postagestamp of Asia, was issued inIndia in 1852, while the rst bi-coloured stamps of the BritishCommonwealth were issuedin 1854.

    If you want a goodprice for yourcollection, its

    necessary that you take

    utmost care of yourstamps and coins.

    then its time you started charging

    them. Yes, cooking can become a

    major source of revenue if you are

    a great cook. The avenues to makemoolah are also plenty. From giving

    kitchen lessons, to selling some of your

    delicious mouth-watering desserts, toeven writing your own recipe books,

    the prospect to bring in big bucks

    is always there. All you need to dois market yourself, bring in smarter

    food presentations and let the word

    of mouth spread. Most housewives

    have taken up this opportunity as their

    part-time profession, and why not.The possibility of getting some doughthrough selling your eatables at various

    festivals, to catering to parties, is

    enormous.

    In this piece, we have only listed some

    of the popular hobbies and interests

    that actually help replenish your pocketmoney. Like we said, keep your

    expectations grounded. Although,

    these will help you rope in some extra

    income, they might not be enough

    for sustenance. But, nothing should

    deter you from indulging in an activity

    or hobby that brings a smile to your

    face even if its something crazy

    and unusual. Besides, you never know

    when you might get lucky and nd atrue audience! n

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    While de-cluttering your attic, to yoursurprise you uncover a box full of

    your favourite cartoons. Did you know

    that you can actually make money

    from these comics? Just like stamps,

    they, too, are graded as mint, ne orpoor, depending on the quality of the

    comic and the nature of the content.

    Dont believe us? Recently at HeritageAuctions, the original art from Page 10,

    issue #3 of Batman: The Dark KnightReturns (1986) fetched $ 448,125,while $179, 250 for Carl Barks

    Vacation Panel Painting Original Art and$131,450 for two bound volumes of

    Action Comics!

    nature lover

    Given a choice, I would be a farmer or

    gardener. Strange as it might sound,

    theres nothing more therapeutic thanbeing in the company of nature (inwhatever form trees, owers or evensome potted plants in your balcony).

    Many of us are aware of bonsai, the

    Japanese art of growing stunted trees

    in ower pots. Get in touch with yourneighbourhood orist or even a giftshop and get them to sell your plants

    by offering a commission on every sale.

    If you love gardening why not make it

    a source of income. Get in touch with

    multi-national corporations, who hirelandscape artists and gardeners torevamp their ofces.

    artsy you

    We are all gifted in some way or the

    other some of us discover our talents

    as kids and some of us take a wee

    bit longer. However, no matter how

    late you start, make the most of your

    creativity and potential. Candle making,painting, pottery, interior designing, art

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    domore fOOd

    If youve ever wondered why bawas seem so jolly all the time, youmight want to look into what theyre eating. No, it isnt that extraParsi peg or something in the water. Its all about the bhonu, baby.

    By Freyan Patel

    Photographs by Samantha Da Cunha

    tables, covered in white cloth, lined with

    plastic chairs, servers running about

    getting things ready, cooks screaming for

    more ghee and the odd clanging of an

    impossibly huge spoon on one of those

    impossibly huge vessels, where spices

    simmer, meats marinate and daals boil,

    awaiting the descent of the hungry, albeit

    elegantly dressed guests. For a Parsi

    wedding, no matter how beautiful, is

    judged largely on one thing alone thefood. Which, if you think about it, sums

    up a Bawas take on life.

    oF eggs and origins

    One of the main features of Parsi food is

    its lack of any obvious inuences. In fact,Parsi cuisine seems to

    be more a chronicle

    of the communitys

    journey from

    Iran to Gujarat.

    With traditional Persian recipes as a

    starting point, dishes were adapted

    according to locally available ingredients.

    Slowly, the dishes that we know today

    began to take shape, giving the world a

    rich new cuisine, made with what Bawas

    love best re, spice and, certainly, eggs.

    Its an old Parsi kitchen secret when

    in doubt, crack an egg over it; thus

    producing some of the most delicious

    Parsi dishes likesalli per edu (eggs on abed ofsalliwith fried onions and a mix

    of spices), tamota per edu (same, butwith tomatoes),bheeda per edu (againthe same, only now a bed of ladies

    nger) and well, just about anythingperedu. Sadly, youre not likely to get these

    dishes at a restaurant, so it would be

    best to get yourself invited over to a Parsi

    friends home for a day.

    And if you dont know any Parsis, fret

    not you can still sampleakuri, the king

    of egg dishes, at most Parsi restaurants.

    Made by beating together eggs, milk,

    fried onions, tomatoes, coriander, a

    touch of turmeric and, if you like, green

    chillies,akuritastes best with soft, fresh

    pao or a hardbrun pao.

    twice as rice

    Moving on from breakfast, a Parsi lunch

    would usually comprise a rice dish. At

    a Parsi household, youre likely to be

    Parsi wedding is an elegant affair.

    Tastefully done sprays of owers,fairy lights twinkling under the

    night sky, men in crisp white daglis or

    immaculate suits, women in embroidered

    saris and sparkling jewellery, children, in

    their nest, expertly weaving in and outof crowds of aunties and uncles and the

    live band playing old tunes are regular

    features at these dos. But behind the

    stage, a little away from the stylishlyclad guests, covered by the sounds of

    laughter and jolly shouts of Kem che

    dikra? and replies of Majaa ma, Uncle!

    lurks a somewhat graceless scene

    the dinner area. Rows and rows of long

    and allthings nice&spIce

    FIre

    A

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    domore fOOd

    served curry chaval where the curry

    is made with sh, prawns, chicken ormutton with a generous helping of

    kachumberand a piece of lime. On other

    days, you may encounter yellow rice

    served with egg or sh saas (a whitesauce that is tangy, sweet and spicy) or a

    light ras cooked with mutton, chicken or

    sh, served over rice.

    On a Sunday, chances are you will betreated to the famous dhansak. Heavy

    enough to tranquilise an elephant,

    especially on hot afternoons. The starof this dish is the thick daal, which is

    made with three different lentils, various

    veggies blended in, masalas and chunks

    of mutton, served over caramelised

    rice. Dhansakis usually served with

    kachumberand mutton kebabs or, in

    some homes, kolmi-no-kabab fried

    balls of chopped prawns, spiced and

    mixed with onions and coriander.

    Dhansak, though popular, is actually

    a funeral dish, so it wont be served

    during an auspicious occasion. But the

    dhan-dhar-patia, the rice dish traditionally

    served on an auspicious day, is just as

    delicious. Plain white rice is served with

    yellow daal and, the pice de rsistance,

    kolmi-no-patio prawns cooked in

    fried onions and a delicious red masala

    which, typical of a lot of Parsi food, is a

    combination of spicy and sweet tastes.

    the wedding Feast

    One of the best places to sample Parsi

    food is a lagan (wedding) or navjote(initiation ceremony), where you will beserved food on a banana leaf by surly

    waiters, who dont really care how much

    youve eaten, because all they are intent

    on doing is doling out copious amounts

    of food until youre t to burst or haveto be carried, wheeled or rolled out of

    the venue. The lagan-nu-patra starts off

    with a dollop oflagan-nu-achaar,

    a sweet and spicy pickle,

    served with thick,

    white fryums, called

    saarias. Then the

    roti, followed bythe sh dish, whichis usually patra-

    ni-macchi (pomfretcovered in spicy green

    chutney, wrapped in a banana leaf

    and steamed) or saas-ni-macchi (sh in atangy, sweet and spicy white sauce). Thisis followed by the chicken, either farcha

    (pieces of chicken, coated in masala,dipped in egg whites and deep fried)

    orsalli murghi(chicken cooked in a red

    masala and topped with salli).Now, if youre having a more elaborate

    patra, all this will be followed with a

    mutton or egg course (or both). Here,youre likely to encounter the delicious

    kid-nu-gosht(mutton in a white, creamygravy) or Parsi roast mutton. The eggdishes vary, but the more popular ones

    are lasan-ni-akuri (scrambled eggscooked with green garlic and chillies) or

    salli-per-edu. After this comes the pulao

    daal. Spicy rice, somewhat similar to a

    biryani, rich in masalas, mutton, potatoesand, sometimes, boiled eggs, topped

    off with a spicier daal. Somewhere in

    the middle of all of this, or maybe in the

    beginning, you may also be served a

    small, round piece oftopli-no-paneer,

    which, unlike its Punjabi counterpart,

    is soft and very light. And with that, we

    nally come to dessert. Desserts atweddings usually include the popular

    lagan-nu-custard,malai kulfand

    hotjalebi.

    One thing you can be sure of, whether itsat home, at a wedding or in a restaurant,

    Parsis are crazy about their bhonu. While

    some of us may appear reasonably sane

    or, heck, even normal, as opposed to the

    typical mad bawa or mad bawi your

    mother warned you about, remember my

    example of a Parsi wedding. Beautiful,

    elegant and charming on the outside

    crazy, hungry and ruthless (if it meansgetting the better piece of chicken, that

    is) on the inside. n

    Parsifoodandwheretondit:

    Jimmy Boy at Fort Mumbai

    is probably the nest placeto have some great Parsi shdishes likesausi-ni-macchi,

    patra-ni-macchi, mixed with

    their appetizingberry pulao

    If youre in the mood fordhansak(and dont have a verybusy afternoon lined up), drop

    into Ideal Corner on GunbowStreet, at Fort in Mumbai, where

    they dish up this delicious Parsi

    favourite on Wednesdays and

    Fridays.

    Also if you know a member ofthe Ripon Club (also in Fort),get him to take you there for

    lunch on Wednesday. TheWednesday dhansakhere is an

    age-old tradition, popular withthe folks who work in the area.

    Ideal Corner also serves up abunch of popular Parsi dishes,

    including khichdi saas, fsh

    patia, a yummyakuriandsallimutton.

    Undoubtedly one of the mostpopular places to sample Parsi

    fare is Britannia, located at

    Ballard Estate. Their kheemaberry pulao,patra-ni-macchi,

    salli boti,bombil fryand caramel

    custard are ridiculously good.

    One thing youcan be sure of,whether its at

    home, at a wedding or in

    a restaurant, Parsis arecrazy about theirbhonu.

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    bemore ENVirONMENT

    Can you ever forget the nursery

    rhyme Jack and Jill, which you

    were taught in school? Or the

    fork-in-left-and-spoon-in-right-handrule, your parents inculcated in you?

    Quite unlikely, if you were taught. All

    these habits and manners that have

    been painstakingly inculcated in you by

    your parents are not just hard, but nearly

    impossible to break. A man, they say, is acreature of habit. A fact, our parents knew

    all too well. Thus, they started preparingus right from a tender age, as soon as

    we were old enough to obey. Whatever

    we pick up later in life is optional or

    conditional. The rst lessons in life remainand thats why it is important to start early.

    Environmental degradation is a hard

    fact we cannot ignore. Since our kids

    will inherit this planet, we must do our

    best to make their legacy a better place

    to live in. Once you introduce your kidsto environment conservation at an early

    age, they will grow up with a sense of

    responsibility towards the ecology.

    begin early

    The best method of teaching childrento respect the environment is through

    example. Children are great learnersand they grasp ideas more quickly when

    emulated. Thus, start eco-education at

    an early stage. Teach them not to leavetaps running, switch off the lights while

    leaving the room, and not to leave the TVor computer on or on stand-by mode.It is understandable, as parents, you

    may not allow them to touch electrical

    switches, but make it a point to explain

    the reason behind your actions every

    time you do something. Also, introduce

    words like conservation, eco-friendly andenvironment into their lexicon. Remember,

    kids have a very curious mindset, so

    going that extra mile helps a lot.

    recycle and reuse

    Let your child know the difference

    between natural and articial products.You can organise a session with your

    kid and their friends on a Sunday, and

    gauge their knowledge about nature-given and man-made products. Then,

    you can establish the idea of why andhow nature needs to be conserved.

    Let them exchange ideas on how to

    recycle and reuse everyday stuff, like old

    newspapers, discarded plastic, etc. You

    will be surprised how innovative kids can

    be once they are shown the right path.

    action stations

    As a parent, you need to be a catalyst in

    your childs eco-education. Pay attention

    Most parents focus on instilling values, manners and evenfinancial know-how in children. However, they miss out onhow to make them more eco-aware. Its now time to get our kidsinvolved in creating a greener future

    By Kanishka Ramchandani

    go

    with Kids

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    bemore ENVirONMENT

    to what he or she learns in school in

    their environmental studies class. And

    then make sure that they implement their

    learning. Simple things like putting the

    garbage in the bin, using limited water,

    saving electricity, etc., would go a long

    way in instituting green ideas in your child.

    Get as many kids as possible and get

    them involved, thus inculcating a general

    sense of responsibility. Make it a party

    and let everyone enjoy an eco-friendly

    festivity.

    be demonstrative

    Heard the phrase, Practise what you

    preach or Actions speak louder than

    words? Well, over here, these idioms

    seem more apt. It is pertinent to explain

    the whys and hows of everything around

    us to our kids, while asking them to be

    more ecologically responsible. Eco-awareness does not come by rote; it

    has to be truly inculcated. Get your child

    interested in current affairs about theecology. Explain concepts like depletion

    of the ozone layer and make them

    understand how our actions in our daily

    lives affect the world at large. Once you

    explain the cause-and-effect behind everyaction, your kid will be able to grasp the

    meaning of eco-conservation much faster.Remember, its not

    what you do for

    your kids that is

    important; rather what you teach them to

    do themselves that is far more relevant.

    encourage hobbies

    Hobbies are benecial for kids in manyways. For starters, they are means of

    expressing personal accomplishment and

    a route through self-discovery; hobbiesdenitely help in building self-esteem.So egg them on with green hobbies. If

    your kid likes gardening, get them more

    involved in plants and owers. Then,slowly introduce the concept of organic

    manure and eco-friendly fertilisers.It would be interesting to see their

    reactions, when they realise how they can

    be useful in conserving the environment

    while indulging in their hobbies.

    celebrate earth day

    Invite your children and their friends to

    celebrate Earth Day. Ask them to circulate

    banners in every building in your colony

    to announce Earth Day. In keeping with

    this special day, request every house to

    switch off their lights and fans for one

    hour on this day. You will be surprised

    how enthusiastically children will take

    up this initiative and how well people will

    respond to children. Let there be moreparties. Who said education cant be fun?

    Practise to be PerFect

    When you teach eco-conservation tokids, you not only inculcate great values

    in them, but you also make it a habit. For

    them, unlike adults, being eco-friendlythen becomes a way of life and is not a

    forced exercise. Therefore, ensure thatthey practise all that they learn.

    rewards/awardsReward the kids on their initiative and

    this will encourage them to do more

    for the environment. Take them to theplanetarium as a treat or buy them

    eco-friendly T-shirts. Thereward can be small

    but it will be an incentive for kids to learn

    and know more about the environment.

    And their biggest reward? Being a part

    of an eco friendly environment andbecoming an eco-smart human being.

    Parents strive to inculcate family values,

    ethics and social mores in their children.

    Make a new beginning by adding eco-awareness to this list. Conserving theenvironment will not only make them

    good citizens but will also help them grow

    up to become better human beings. Theinitiative you take today will reap benetsfor your children in the future. n

    Children are greatlearners and theygrasp ideas more

    quickly when emulated.

    Hereareafewpointersonhowtomakeyourkidsmoreenvironmentfriendly

    Make it mandatory for them toturn off the tap while brushing

    their teeth and have shorter

    baths

    Teach them to recycle personalstuff like old toys, clothes and

    books

    Encourage them to get theirfriends involved by talking

    about eco-conservation in

    schoolMake them plant more treesin their backyard, housing

    complex or school

    Ask them to think of innovativeideas to save water, electricity

    and paper

    Allow them to use the Internetand social networking sites to

    spread awareness amongst

    their friends

    Collaborate with their school tohave eco-awareness drives

    Take your kids and their friendson nature walks. The more theysee nature, the more they will

    love it and want to protect it

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    bemoreWELLNEss

    Bust amove

    Fred and Ginger did it, Patrick Swayze did it, Britney does it, Babygot out of her corner to do it. So maybe its time you did too

    By Freyan Patel

    Being in the groovewill help keep your

    joints lubricatedwhich, some researchesindicate, aids in theprevention of arthritis andosteoporosis.

    Theres always one at least that

    weirdo with the strange dance

    moves at a night club jumping

    around, ailing his arms and making acomplete fool of himself. Hes usually

    the one we try to avoid. But if you

    take a closer look, youll see that he

    doesnt seem to care that hes getting

    strange looks. In fact, hes the least self-

    conscious person in the room. So whatif hes making a fool of himself? At least

    hes having fun. Its like that old Japanese

    proverb, Were fools whether we dance

    or not, so we might as well dance.

    So why do we dance? Some dance

    when theyre happy, some dance to lose

    weight and some dance because they

    love it. But what is it about dance that

    has had people shaking a leg from time

    immemorial? While this is a question I

    cant answer (could there possibly be just

    one answer?), what I can tell you is why

    you should be dancing.

    Today, with classes sprouting upeverywhere from ballroom to belly

    dancing, from salsa to hip hop youll

    be able to choose one that suits you the

    best, and whether youre gliding across

    a ballroom or shimmying your way to

    tness, the benets you will receive are

    a lot more than just physical. Dance isa form of expression that keeps you t,agile and exible body, mind, and soul.

    body

    If youre looking to lose some weight

    and tone those muscles, a great way to

    go about it would be by taking up some

    form of dance. Dancing provides you with

    a great cardiovascular workout, making

    it a fun way to burn those calories you

    dont want and increase lung capacity

    and stamina. Being in the groove will

    help keep your joints lubricated which,some researches indicate, aids in the

    prevention of arthritis and osteoporosis.

    Many forms of dance are also a great

    way to get in some resistance training, a

    form of strength training that causes the

    muscles to contract by resisting external

    pressure. While dancing, that external

    resistance comes from the dancers body

    weight, especially in dance forms that

    require high leaps and jumps. And while

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    most beginners wont be able to do this,

    just think of what a great workout those

    overhead lifts must be!

    Apart from weight loss and toning,

    dancing also helps increase exibility,a much overlooked part of being t.Being exible allows us better overallmovement. Our strength is also

    dependent on the exibility of our joints,making this important not just for dance,

    but any kind of exercise. And, as if a slim,

    toned and exible body werent enough,dancing can also help improve your

    posture and balance, as it strengthens

    the muscles in your back, neck and

    abdomen, which allows you to sit

    straighter and stand taller.

    mind

    Just like your body, your mind needs to

    be exercised and challenged constantly

    in order to keep t. And while reading,writing and doing crosswords and

    mathematical puzzles denitely help,did you know that dance can make you

    bemoreWELLNEss

    Dancing requiresconcentration,which takes your

    mind off anything thatmight be stressing youout at work or at home.

    FunFactsAboutDancing

    During competitions Jive isdanced at a speed of 176 beats

    per minute.

    The name Cha-Cha-Cha camefrom the rhythmic shufe steps

    that became the pattern as

    the dance developed into its

    present form.

    In Bharatanatyam, dancerswear a unique set of jewelry

    known as Temple Jewelry

    during the performance.

    Waltz comes from the Germanword Waltzen that simply

    means to turn.

    smarter too? Yes, yes, I can sense your

    cynicism from here, but think about it

    to keep our minds active, were told

    to challenge it constantly, and what

    better way to do that than taking up a

    new activity, especially one that entails

    learning a series of completely new steps

    and movements.

    Having to memorise and recall new

    routines keeps the mind quick, and

    covering up any errors on the spot keeps

    it agile, making practising a learned

    routine a kind of cardio workout, only for

    the brain. In fact, studies suggest that

    covering up small mistakes during dance

    routines through some quick thinking

    goes to the very core of what intelligence

    is. Anyone can commit a few steps to

    memory, but having the mental acuity

    to cover up a mistake takes something

    extra as Jean Piaget said, Intelligence

    is what you use when you dont know

    what to do.

    Apart from keeping your mind active,

    dancing is a great stress-buster. Whileany form of exercise helps relieve stress,

    few are as enjoyable as dance. Dancing

    requires concentration, which takes your

    mind off anything that might be stressing

    you out at work or at home.

    soul

    A quote about dance thats always stuck

    with me is, inexplicably, from the cult

    classic The Karate Kid, where Mr. Miyagi

    warns us never to trust a spiritual leader

    who cant dance. And, as is usually the

    case, I nd myself agreeing with the wiseMr. Miyagi, because it takes just that little

    bit of frivolity to be able to dance freely,

    just as it takes a certain amount of levity

    to handle a role as serious as that of a

    spiritual leader.

    Dance, the ultimate expression of the

    human body, is a way to unleash ones

    creative energies, whether its through a

    choreographed routine or a spontaneous

    expression of how one is feeling. Most

    forms of dance are a social activity,

    making a dancer feel like he or she

    belongs. Dancing is also a great way

    to bond with loved ones whether its

    your partner, friends or families and

    to meet new people, which, as many

    studies show, helps build condence and

    self-esteem.

    Whether its Bharatanatyam, jive,

    tango, polka or just a bunch of people

    jumping on a dance oor, dance is auniversal language. So if youre looking

    for something thats going to make you

    feel great physically, mentally and

    emotionally I suggest you put on your

    blue suede shoes and take a whirl on

    the dance oor. Or, in the words of LadyGaga just dance! n

    Pho

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    and his constant companion was a

    slender brush disguised suspiciously

    as a walking stick. Husain did not even

    have a studio of his own. He had his

    canvases splayed across the oors andwalls of the rooms of hotels he stayed in

    or those of the patrons who hosted him.

    In some cases, damages were paid for

    by the maestro himself as he recklesslysplashed paint all over the place. But

    many preferred keeping the room in its

    state of stained chaos in memory of

    Husains visit.

    In spite of his success, Husain had no

    money in the bank. The proceeds ofhis paintings were given away to the

    museums he created or were invested

    in his cadre of classic sports cars.

    bemore PrOfiLE

    Being away from home can lead

    to years of reminiscences. Yet,

    for Indias white-haired artist,staying away for decades proved to be

    a life lled with unbridled imagination,that began with encouragement, would

    eventually lead to the misplaced fury

    of fundamentalists and then to the

    galvanising of a nation. Memories whichare as ephemeral as the incidents that

    have conceived them.

    On 23 November 1995, at the ripe age

    of 80, M. F. Husain lumbered barefoot

    to his birthplace, the soporic hamletof Pandharpur in Maharashtra, astutely

    recalling localities and names as he

    overheard local anecdotes with the

    enthusiasm of a child. He was in town

    to receive the Pandharpur Bhushan

    Award. For an hour, he lay on a gunny

    bag outside what used to be his homeas he seized whatever tidbit of memory

    he saw oating towards him.

    He never returned to his hometown

    again. On 9 June 2011, M. F. Husain

    died as a Qatari national with a burial at

    the Brookwood cemetery in London.

    the artist

    Born on 17 September 1915, Maqbool

    Fida Husain was a self-taught prodigy

    whose initial stint with painting was as

    a Hindi movies hoardings painter. His

    meagre earnings from this enterprise

    funded his passion project landscape

    portraits for which he would take off

    to Surat, Baroda and Ahmedabad.

    The progressive, neo-cubism style ofpainting, which characterises Husains

    works, rst surfaced in the companyof other avant-garde painters such asFrancis Newton Souza and S. H. Raza,

    whom he met in the Progressive Artists

    Group.

    Soon, Husains works became part

    of some of the most illustrious art

    exhibitions in Mumbai. A prize from

    the Bombay Art Society encouraged

    Husains subsequent international

    sojourn, and 1952 witnessed his rstsolo exhibition in Zurich. This was

    followed by several other internationalevents across Europe and the United

    States, including a large exhibition at

    the prestigious So Paulo Art Biennial.

    Proximity to the renaissance of

    contemporary art in the West inuencedHusain deeply, his ethnic inspirations

    nding an anarchic partner in crime.

    However, it was his eccentricities that

    dened him impeccably tailoredsuits were worn bereft of footwear

    Pegged as Indias Picasso, M. F. Husain, inmany ways, was the quintessential modernartist India needed, but sadly lost.

    By Sanjiv Nair

    arTIsT

    the

    FoRsaKen

    However, it washis eccentricitiesthatdefnedhim

    impeccably tailored suitswere worn bereft offootwear and hisconstant companionwas a slender brushdisguised suspiciouslyas a walking stick

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    so Filmy

    Husains love affair with Indian

    cinema was often misinterpreted asa consequence of his passionate

    reverence for actress Madhuri Dixit, his

    muse during the 90s, who he would

    later cast as his leading lady in Gaja

    Gamini. This was not even his rst lm.In fact, in 1967, his lesser known short

    lm Through the Eyes of a Painter,which was funded by the Government of

    India, won the Golden Bear (Short Films)at the Berlin Film Festival.

    His nal lm released in 2004, Meenaxi:

    A Tale of Three Cities, was Husainsmost expensive, semi-autobiographicallm. Sadly, it was withdrawn fromtheatres the same week it was released,

    after Muslim Ulemas protested against

    one of the lms songs.

    oF men and gods

    As is so often the case in India, Husains

    most prolic and acclaimed works ofart often became the reason for his

    notoriety. Completed in 1975, Passage

    Through Human Space imbibedelements of modernists such as

    Czanne and Matisse and married themwith his motivations characters from

    the stories of the Ramayana and the

    Mahabharata.

    Apathetic to religious or political

    afliations, Husain treated gods andgoddesses as muses for his portraits,

    a propensity which led to some of his

    most inspired works but also inamedthe sentiments of several radical Hindu

    fundamentalists.

    controversys child

    A year after Husains visit to his

    hometown in 1995, the Hindi monthly

    Vichar Mimansa printed an article titled

    M. F. Husain Painter or Butcher with

    scathing prose on Husains insensitivity

    and hypocrisy towards religious

    sentiments. A depiction of goddess

    Durga copulating with a tiger and a nude

    Christies auction of South Asian Modernand Contemporary Art, Husains Battleof Ganga and Jamuna: Mahabharata12, a large abstract from the Hindu epic,

    was sold at a record $1.6 million.

    This year, after the maestros death,

    Christies paid tribute to the master byincluding several Husains, accompanied

    by the works of other acclaimed artists

    such as Syed Haider Raza, Francis

    Newton Souza and Tyeb Mehta.

    deserted but neverForgotten

    In the wake of the threats and

    controversies surrounding him, Husain

    was compelled to shift his base to

    the Middle East, where he frequently

    travelled between Qatar and Dubai.

    In India, the artistic community took

    great offence at the manner in which

    the Government had forsaken him

    and demanded that he be honourably

    brought back. Husain kept himself at a

    distance from all controversies, focusing

    solely on his art during his last few years.

    One of Husains last interviews

    features an aggressive Barkha Dutt

    trying to coax Husain into berating

    the government for its inability to get

    him back to India. The best she gotout of him was a quote which typically

    personies the humility and spiritualityof one of Indias greatest painters. I

    am already there [India]. I dont think

    people want to touch me physically.

    And hopefully, the art that I have

    created will live on forever. What is

    this, seven to eight years of life? It is

    miniscule in the time the universe is

    taking. It is nothing. n

    This year, afterthe maestrosdeath, Christies

    paid tribute to themaster by includingseveral Husains

    ActressesandHusain

    MadhuriDixitmayhavebeenhisfavouritemuse,(infact,hewatchedHum Apke Hain Kaun67times),butinhistimeshewasnt

    hisonlymuseActress Tabu, was also one of theMaestros muses who starred inMeenaxi: A Tale of Three Cities. Infact he even drew some paintingsof her.

    Also wooed by Urmila Matondkarand nding her funny, rather thansensuous, he planned to make acomedy lm with her.

    Impressed by Amrita Rao hewatched Vivah nine times andcreated several canvases of her.

    Vidya Balan was another tosteal his heart; after her raunchyperformance in Ishqiya, Husainplanned to make a lm with herwhile in Qatar.

    His latest muse was Bollywoods,new bubbly girl Anushka Sharma.So smitten was he by herperformance in Band Baaja Baraatthat he conveyed his accoladesfrom Qatar.

    portrait of goddess Saraswati, drew

    particular criticism.

    Eight criminal complaints were lodgedagainst Husain in the wake of this article,

    two of which came from Pandharpur. In

    spite of the widespread angst against

    him, Husain remained unaffected; in

    fact, this period proved to be his most

    fruitful, artistically and otherwise.

    indias Picasso and hisworth

    In 1991, he was awarded the Padma

    Vibhushan and he soon went on to

    become the highest paid painter inthe country, with his paintings being

    auctioned for millions of dollars. His

    canvases have fetched up to $2 millionat a recent Christies auction. In 2008, at

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    Mansur Ali Khan Pataudi aka Tiger passed awayon September 22, but his legacy lives on

    By Priyanka Agarwal

    theTIgersRoaR lingeRs

    prioritypages otobe-eembe 201122

    Asaga of courage, determination and composure has

    come to an end. Mansur Ali Khan Pataudi or better

    known as Tiger Pataudi, one of Indias cricketing prides,passed away on September 22 after battling a lung infection.

    With his passing only his memories, inspiring records and

    never-say-give-up attitude remain.

    Born on 5 January, 1941, to Iftikhar Ali Khan Pataudi (theeighth Pataudi Nawab) and Sajida Sultan (daughter of the last

    Nawab ruler of Bhopal), Tiger Pataudi was crowned the ninthPataudi Nawab when he was 11, after his fathers death.

    While studying at Winchester College, the young Pataudifound his passion for cricket and in 1957 would make his rst-class debut for Sussex.

    In 1961, Pataudi was to make his Indian Test debut, but afew months before this could happen, he would lose vision in

    his right eye in a car accident in England. Yet he would debut

    for the Indian side that year and within a years time make his

    maiden century (113) against England.

    Only 21 and three Tests old, Pataudi was made captain of the

    Indian side, owing to West Indies Charlier Grifths bouncerthat hit the then skipper Nari Contractors head.

    Pataudi became the youngest captain in Test cricket history till2004 before Zimbabwes Tatenda Taibu.

    His career-best was 203 (not out) against England in Delhiin 1964. The same year, he was bestowed with the ArjunaAward. Three years later, he was presented with a Padma Shri.In his 15-year Test career, Pataudi charted 2,793 runs with sixtons, at an average of 34.91. All of this, with an eye less.n

    Facts about Pataudi

    Tiger Pataudi remained the Nawab of Pataudi till1971, when the Indian Government abolished royal

    entitlements by the 26th Constitutional Amendment.

    The name Tiger was not given because of hiscricketing prowess, rather his parents nicknamed

    him after the wild cat, as he was wont to crawl a tad

    too fast.

    Pataudis leadership made India bag its rst overseasTest series victory, against New Zealand in 1967-68.

    While net-practising with just one eye, Pataudi foundhe could see two balls instead of one. He said he hit

    the inner ball, which turned out to be the real one.

    Pataudis captaincy also saw the rise of thespin quartet Bishan Singh Bedi, Bhagwat

    Chandrasekhar, S. Venkatraghavan and ErapalliPrasanna.

    Pataudi was also the captain of the Sussex and Oxford University teams.

    Tigers father, Iftikhar Ali Khan Pataudi, too had acricket connection. He was a right-handed batsmanplus Indian cricket team captain, and the only Testcricketer to have played for both the Indian and

    English sides.

    From 2007, the Test series between India andEngland is competed for the Pataudi Trophy,named after the familys legendary cricketers.

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