Date post: | 09-Mar-2016 |
Category: |
Documents |
Upload: | roderick-rodriguez |
View: | 16 times |
Download: | 1 times |
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 1/22
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 2/22
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 3/22
THE KOTAK GROUP STRUCTURE
Kotak Mahindra
Capital Company
• Investment
Banking
Kotak Securities
• Stock Broking
• E Broking
•
Distribution
Kotak Mahindra
Investments
• Investment
• Lending
Kotak Mahindra
Prime
• Car Finance
• Other Lending
Kotak Mahindra
AMC
• Mutual Fund
Kotak Mahindra
Pension Fund
• National
Pension Funds
Kotak M
Trustee C
• Trustee
Compa
Kotak Mahindra
Financial Services
Ltd.
• Advisory
Services for
Middle East
Kotak Investment
Advisors
• Alternate assets
Kotak Mahindra
International
• Advisory
Services
• Investments
Kotak Mahindra
UK
• Asset
Management
• Broking
Kotak Mahindra
Inc
• Broker / Dealer
Kotak Mahindra
Trustee Services
• Trustee
Company
Kotak
Broke
• Forex
Brokera
Note: All companies are fully owned subsidiaries except K< Old Mutual Life insurance in which KMBL owns 74%
Commercial Bank &
Holding Company
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 4/22
GEOGRAPHICAL PRESENCE OF KOTAK GROUP
…with Multiple Points of Presence
Business Sept 30, 2014
Banking 641
Car Finance 74
Life Insurance 210
Securities 1,164
Mutual Fund 79
Total 2,168
W i d e N a t i o n a l F o o t p r i n t …
International office situated at
Abu Dhabi, Dubai, London,
Mauritius, New York, Singapore
All figures are as of September 30, 2014
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 5/22
THE BOUQUET OF BENEFITS
Specially for you
Preferential features & discountedcharges on your Savings Account.
Refer to the Privy League Insignia
general schedule of charges
Earn Higher on
Savings account balances
Earn 5% p.a. for balances up to 1
lac and 6% p.a. on balances
beyond 1 lac in your savings
account
Your security,
our priority
Get up to 75% discount onlocker rentals
Reducing hassles
Free at-par cheque books
SMS us at KPRIVY & we will handleyour transactions
Choose from a range
of products
Including business banking solutions
& Loans
The Bank comes home to you
Free home banking transactions
The ultimate lifestyle
complement
Privy League Visa Signature
Debit Card that’s packed with
lifestyle benefits
Save with
Term deposits , recurring deposits
& SIPs
Rest assured
Zero maintenance charges on
your Demat & Savings account
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 6/22
PRIVY LEAGUE S IGNATURE DEBIT CARD
Special Offers and Discounts at
Merchant Outlets – great dealsat exclusive outlets in categories
such as Lifestyle, Fine dining,
Travel, Health and Fitness
Complimentary insurance
benefits on your card:
Air accident insurance cover
of INR 10,000,000 Lost card liability insurance
of INR 400,000
Lost baggage insurance of
INR 100,000
Purchase protection of INR
150,000
Accepted worldwide, this unique card
comes with a flexible usage limit
Default cash withdrawal and purchase
limit of INR 3,00,000 & INR 4,50,000
respectively per day
No fuel surcharge at any fuel station in
India
Visa Concierge Services – to help you with
booking flights, car rentals, hotels and
much more
2 Quarterly complimentary access to VISA
affiliated airport lounges
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 7/22
PRIVY LEAGUE S IG NATURE CREDIT CARD
Complimentary Priority Pass membership
worth USD 99. With this Priority PassMembership, you get VIP access* to over
600 airport lounges spread across 100
countries.
Complimentary PVR tickets in every quarter
Reward Points: You now have the power to
choose your Reward Plan (Shopping/Travel),
which has been specially designed to suityour lifestyle. You can earn up to 10x reward
points as per the reward plan
Higher Credit Limits
Low interest rate :You will enjoy a low
monthly interest rate of 2.49%.
Fuel Surcharge Waiver: Save 2.5% fuel
surcharge across all petrol pumps inIndia
Kotak PVR offer – Buy 1 get 1 free on
Saturdays
VISA Signature offers:
– Block buster weekends. Buy 1 ticket
& get 1 ticket free on
www.bookmyshow.com
– Visa Airport lounge access
For more information on VISA offers,
please refer to the link:
VISA Signature Credit Card Offers
* This credit card is priced at an annual fee of Rs.5000/- which is waived off for insignia customers in the 1st
year.The above card benefits are not applicable from 2nd year
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 8/22
POWER OF KPRIVY
Features
Facilitates investment in Mutual funds, SIP, IPO,Term deposits, recurring deposits etc. along with
other financial and non financial transactions
Benefits
Customer convenience to transacsending an SMS to KPRIVY* 56767
*Applicable basis registered mobile number available wit
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 9/22
KOTAK CA R LOANS
KMPL* has tie ups with almost all car
manufacturers / dealers in India including Toyota,
Honda, Maruti Suzuki, Tata Motors, Hyundai,
Volkswagen group, GM, Mahindra Renault
Wide Geographical coverage Servicing cu
across:
74 locations
15 States
Attractive interest rates
Flexible schemes
Speedy loan processing
* Offered by Kotak Mahindra Prime Ltd, a
kotak group company.
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 10/22
HOME LOANS
Kotak Smart Home
Exclusive product for Privy League InsigniaCustomers
Disbursed in the form of Overdraft (up to 30%
of Loan amount) and Term Loan (at least 70%
of Loan amount)
Why this product over an ordinary home
Utilizes the excess funds in your savingsave interest on your Home Loan.
Competitive Rates
Full Waiver of Non-utilization Charges o
Foreclosure Charges on HL
Certificate of Interest and Principal pai
under Section 24(b) of the Income Tax contain the Interest paid in the Home L
as well as Smart Home Account (OD)
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 11/22
GENERAL INSURANCE PRODUCTS
We protect your valuable assets & your health from various uncertainties
Car Insurance + Add ons Mediprime Home Insura
*Insurance products in this slide and the next slide are tie-ups
GENERAL INSURANCE
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 12/22
L IFE INSURANCE
Fund Name 1 yr 3 yr 5 yr
Money Market 8.7% 8.9% NA
Dynamic Gilt Fund 11.2% 8.0% 7.4%
Dynamic Bond Fund 11.7% 8.6% 8.3%
Dynamic Floating 11.0% 9.7% 8.1%
Balanced Fund 31.2% 13.0% NA
Frontline Equity 47.1% 16.8% NA
Classic Opportunities 51.4% 17.4% NA
Fund Facts :
Entry Age : 0 – 65 yrs Maturity Age : 0 – 65 yrs
Tenure : 10 – 30 yrs Premium Mode : Annual/Qtly/Half Yearly/Monthly
For a healthy 30 year old male, an investment of Rs 50,000 per month for a period of 15 year
will yield Rs 1,46,56,650, assuming that the fund grows by 8% every year
Actual Fund Performances as on : 31-Aug-14
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 13/22
FINANCIAL PLANNING PROCESS
Aim to understand financial positionand Objective of the client Initial Meeting Analysis
Analysis of current financial position and
explore all possible strategies
Preparation
Preparation of comprehensive S
of Advice including the most app
strategy and investment
recommendations
Presentation
Presentation of personalized Statemeof Advice. Queries may be discussed
the Financial Planner
Implementation
Execution Services of your investments in
accordance with your instructions
Ongoing
review
MeetingsRegular reviews of investment portfolio
and financial position
Kotak Bank provides these services as a value-add service and does not charge any fees with regard to the same. However,
distribution / commission / referral fees in respect of the products / services distributed /referred.
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 14/22
FINANCIAL GOALS
Which financial goals are you planning for?
Leading a
comfortable
Retired Life
Children’s
Education
Buying a Dream
House
Children’s
Marriage
Vacation
Planning
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 15/22
EXPECTATIONS FROM A F INANCIAL PLAN
Estate Planning services / Insurance services are provided by subsidiaries of Kotak Bank or through a thi
Major
purchases
Retirement
Estate
planning
NetworthEducation
funding
Insurances
Cash Flow
Asset
allocation
FINANCIAL
PLAN
INVESTING IN STOCK MARKETS FOR
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 16/22
INVESTING IN STOCK MARKETS FOR
THE LONG TERM, PAYS
Date BSE Sensex 1-Year Roll Ret. Ann. 3-Year Roll Ret. Ann. 5-Year Roll Ret. Ann. 10-Year Roll R
31/12/1995 3,110.49 -20.79% 5.95% 24.28% 19.41%
31/12/1996 3,085.20 -0.81% -2.67% 10.07% 19.37%
31/12/1997 3,658.98 18.60% -2.33% 6.94% 23.51%31/12/1998 3,055.41 -16.50% -0.59% -1.80% 16.44%
31/12/1999 5,005.82 63.83% 17.51% 4.97% 20.44%
31/12/2000 3,972.12 -20.65% 2.77% 5.01% 14.24%
31/12/2001 3,262.33 -17.87% 2.21% 1.12% 5.50%
31/12/2002 3,377.28 3.52% -12.28% -1.59% 2.59%
31/12/2003 5,838.96 72.89% 13.70% 13.82% 5.72%
31/12/2004 6,602.69 13.08% 26.47% 5.69% 5.33%
31/12/2005 9,397.93 42.33% 40.61% 18.78% 11.68%
31/12/2006 13,786.91 46.70% 33.13% 33.39% 16.14%
31/12/2007 20,286.99 47.15% 45.38% 43.10% 18.67%
31/12/2008 9,647.31 -52.45% 0.88% 10.55% 12.17%31/12/2009 17,464.81 81.03% 8.19% 21.46% 13.30%
31/12/2010 20,509.09 17.43% 0.36% 16.88% 17.83%
31/12/2011 15,454.92 -24.64% 17.01% 2.31% 16.82%
31/12/2012 19,426.71 25.70% 3.61% -0.86% 19.10%
31/12/2013 21,170.68 8.98% 1.06% 17.01% 13.73%
Min Returns -52.45% -12.28% -1.80% 2.59%
Max Returns 81.03% 45.38% 43.10% 23.51%
Average Returns 15.13% 10.58% 12.17% 14.32%
Standard Deviation 36.65% 15.74% 12.21% 5.89%
Source: Bloomberg
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 17/22
SIP – THE CONCEPT
Systematic Investment Plan (SIP) is a simple and
time honored investment strategy for accumulation
of wealth in a disciplined manner over long-termperiod. Simply, SIP is a vehicle or approach to invest
a fixed amount in any fund/scheme at regular
intervals. Such approach helps in investing across
market phases (bull or bear), and thus the cost of
investments get averaged over a period of time
Systematic Investing means -
Investing a fixed amount
Investing for a continuous period
Investing at regular intervals
Rupee cost averaging
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 18/22
TECHNOLOGY & CONVENIENCE
FOR THE PRIVILEGED FEW
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 19/22
FOR THE PRIVILEGED FEW
Offering Insignia Plan’s discounted rates Sta
Mutual Fund purchase through Kotak Investment a/c 0.50%
Mutual Fund purchase through AMC forms 1.0%
Kotak Demat Account Lifetime waiver on a/c maintenance
charges
An
Investment Account maintenance charges Nil INR 100 pe
been no tran
Locker Charges Upto 75% discount Sta
We believe in offering preferential pricing across products for our privileged customers
FOR THE PRIVILEGED FEW
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 20/22
FOR THE PRIVILEGED FEW
Offering Insignia Plan’s discounted rates Sta
Dedicated Service Relationship Associate Yes
Discount on issuance of Kotak World Travel Card Free
Discount on issuance of Best Compliments Card Free
Brokerage charges (offered by Kotak Securities)0.025% (intraday) and 0.25%
(delivery)
Preferential tariff on Forex Yes
Preferential rates for Car Loan (offered by Kotak
Mahindra Prime)Yes
Preferential rates for Housing Loan Yes
ASSISTING YOU IN YOUR L IFESTYLE
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 21/22
PREFERENCES
Your Privy League privileges extend to your
immediate family too, so they can enjoy the same
benefits that you do. Family members that can begrouped together are: Spouse, Parents, Mother /
Father-in-Law, Children and Son/Daughter-in-Law,
Grandchildren and Grand Parents.
Get complimentary invites to the most happening
events in your city - movies, plays, premieres,
musical evenings, golf events, wine tasting sessions
and much more, all based on your preferences
Rediscover the joy of leisure weekend reading with
a complimentary subscription to Privy League Select
your very own lifestyle magazine
7/21/2019 Privy league Insignia
http://slidepdf.com/reader/full/privy-league-insignia 22/22
T H A N K Y O U