All consultants state that I am unfit to attend work & will not be able to ever return. This agrees with the many Consultants that are treating me for my condition. My employer’s application to UNUM was rejected on the basis that I am fit for work & there’s been an appeal & final rejection letter. UNUM state that they assessed my claim under the Biopsychosocial model that assesses a person’s functionality rather than medical information.
