Date post: | 18-Dec-2014 |
Category: |
Business |
Upload: | stevenschmidt |
View: | 519 times |
Download: | 1 times |
Click for next page
Who are wehellip
ProcessPoint is a consulting firm focused on merchant services (credit card processing)
Credit card processing being one of the most needed yet least understood parts of business today makes our mission as consultants more important than ever
We feel that if you work with people who know the territory you will make better decisions
CONSULT GUARANTEE PERFORM
Our Credohellip
Click for next page
CONSULT GUARANTEE PERFORM
Cracking the Codehellip
Click for next page
CONSULT GUARANTEE PERFORM
Understanding credit card processing is a frustrating challenge and processors take advantage of that situation
They have a ldquocoderdquo that obfuscates the truth
Rate increases hidden fees bad contracts poor service rip-off terminal prices PCI charges and more all serve to make most merchants wary of all the endless processor solicitations
Having it your wayhellip
Click for next page
CONSULT GUARANTEE PERFORM
We help you have it your way by showing the truth of what your program should be and getting what you deserve
We help you get what ldquoyou wantrdquo instead of what ldquothey wantrdquo in terms and conditions
We help you get guarantees for no rate increases certified savings and performance standards
Our Programshellip
Click for next page
CONSULT GUARANTEE PERFORM
We have four ways we can help you
Audit Advantage copy
Stay nrsquoSave copy
AutoBid copy
Performance Plus copy
Click for next page
Determines the ldquotruthrdquo of your current program
Effective Rate analysis
Identifies rate errors or rate increases
Verifies correct interchange qualification
Detects unwarranted fees
Identifies unwarranted one time fees
Identifies improper equipment costs
Audit Advantagecopy
CONSULT GUARANTEE PERFORM
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Our Credohellip
Click for next page
CONSULT GUARANTEE PERFORM
Cracking the Codehellip
Click for next page
CONSULT GUARANTEE PERFORM
Understanding credit card processing is a frustrating challenge and processors take advantage of that situation
They have a ldquocoderdquo that obfuscates the truth
Rate increases hidden fees bad contracts poor service rip-off terminal prices PCI charges and more all serve to make most merchants wary of all the endless processor solicitations
Having it your wayhellip
Click for next page
CONSULT GUARANTEE PERFORM
We help you have it your way by showing the truth of what your program should be and getting what you deserve
We help you get what ldquoyou wantrdquo instead of what ldquothey wantrdquo in terms and conditions
We help you get guarantees for no rate increases certified savings and performance standards
Our Programshellip
Click for next page
CONSULT GUARANTEE PERFORM
We have four ways we can help you
Audit Advantage copy
Stay nrsquoSave copy
AutoBid copy
Performance Plus copy
Click for next page
Determines the ldquotruthrdquo of your current program
Effective Rate analysis
Identifies rate errors or rate increases
Verifies correct interchange qualification
Detects unwarranted fees
Identifies unwarranted one time fees
Identifies improper equipment costs
Audit Advantagecopy
CONSULT GUARANTEE PERFORM
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Cracking the Codehellip
Click for next page
CONSULT GUARANTEE PERFORM
Understanding credit card processing is a frustrating challenge and processors take advantage of that situation
They have a ldquocoderdquo that obfuscates the truth
Rate increases hidden fees bad contracts poor service rip-off terminal prices PCI charges and more all serve to make most merchants wary of all the endless processor solicitations
Having it your wayhellip
Click for next page
CONSULT GUARANTEE PERFORM
We help you have it your way by showing the truth of what your program should be and getting what you deserve
We help you get what ldquoyou wantrdquo instead of what ldquothey wantrdquo in terms and conditions
We help you get guarantees for no rate increases certified savings and performance standards
Our Programshellip
Click for next page
CONSULT GUARANTEE PERFORM
We have four ways we can help you
Audit Advantage copy
Stay nrsquoSave copy
AutoBid copy
Performance Plus copy
Click for next page
Determines the ldquotruthrdquo of your current program
Effective Rate analysis
Identifies rate errors or rate increases
Verifies correct interchange qualification
Detects unwarranted fees
Identifies unwarranted one time fees
Identifies improper equipment costs
Audit Advantagecopy
CONSULT GUARANTEE PERFORM
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Having it your wayhellip
Click for next page
CONSULT GUARANTEE PERFORM
We help you have it your way by showing the truth of what your program should be and getting what you deserve
We help you get what ldquoyou wantrdquo instead of what ldquothey wantrdquo in terms and conditions
We help you get guarantees for no rate increases certified savings and performance standards
Our Programshellip
Click for next page
CONSULT GUARANTEE PERFORM
We have four ways we can help you
Audit Advantage copy
Stay nrsquoSave copy
AutoBid copy
Performance Plus copy
Click for next page
Determines the ldquotruthrdquo of your current program
Effective Rate analysis
Identifies rate errors or rate increases
Verifies correct interchange qualification
Detects unwarranted fees
Identifies unwarranted one time fees
Identifies improper equipment costs
Audit Advantagecopy
CONSULT GUARANTEE PERFORM
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Our Programshellip
Click for next page
CONSULT GUARANTEE PERFORM
We have four ways we can help you
Audit Advantage copy
Stay nrsquoSave copy
AutoBid copy
Performance Plus copy
Click for next page
Determines the ldquotruthrdquo of your current program
Effective Rate analysis
Identifies rate errors or rate increases
Verifies correct interchange qualification
Detects unwarranted fees
Identifies unwarranted one time fees
Identifies improper equipment costs
Audit Advantagecopy
CONSULT GUARANTEE PERFORM
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Click for next page
Determines the ldquotruthrdquo of your current program
Effective Rate analysis
Identifies rate errors or rate increases
Verifies correct interchange qualification
Detects unwarranted fees
Identifies unwarranted one time fees
Identifies improper equipment costs
Audit Advantagecopy
CONSULT GUARANTEE PERFORM
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Click for next page
Audit Advantage copy
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Click for next page
Acting as your agent we negotiate the ldquobest programrdquo with your current processor
Since we are a processing company we know what that ldquobest programrdquo should be
We craft terms that you want not what they want
We donrsquot make any money until you save money
This program includes Audit Advantagecopy
Stay nrsquoSave copy
hellipCONSULT GUARANTEE
PERFORM
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Acting as your agent we negotiate your ldquobest programrdquo with a choice of several processors
We can reach out to several processors as well as anyone else you would like
Again we craft terms that you want not what they want
Again we donrsquot make any money until you save money
This program includes Audit Advantagecopy
Click for next page
AutoBid copy
hellipCONSULT GUARANTEE
PERFORM
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
As a registered ISO for Visa and MasterCard we offer the ldquobest programrdquo meeting the high standards we expect from any processor
Our program offers you the opportunity to input your needs and requirements tailored for your business
Again we donrsquot make money until you save money
This program includes Audit Advantagecopy
Click for next page
Performance Plus copy
hellip CONSULT GUARANTEE PERFORM
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
No increase in processing rates for life
A 60-day free trial program
On going monthly audits to verify the projected savings
Guaranteed performance or no cancellation fee
True Interchange plus pricing
ldquoBest Programrdquo Standardshellip
Click for next page
CONSULT GUARANTEE PERFORM
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
ldquoBest Programrdquo Guaranteeshellip
Click for next page
CONSULT GUARANTEE PERFORM
Guaranteed Savings
Guaranteed Lifetime Rates
Lowest Cost Guarantee Program
Guaranteed Performance
Guaranteed No Risk Trial Period
All guarantees are in writing
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Interchange is the amount that Visa MasterCard or Discover charge for the transaction
Interchange is charged by Visa MasterCard and Discover at the same rates to all merchants regardless of processor
The next slide shows interchange in more detailhellip
True Interchange-Plus Pricinghellip
CONSULT GUARANTEE PERFORM
Click for next page
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Click for next page
Visa - MasterCard Assessments are 11 and Discover is 10
Interchange Price Sheethellip
Visa and MasterCard also assess a 2 cent fee per transaction
CONSULT GUARANTEE PERFORM
What the card issuer receives
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Transactions are processed based on many criteria unknown to most clientsMany are misclassified usually at a higher rates resulting in higher costsProcessPoint excels in making sure your transactions are properly qualifiedWe save thousands annually for our clients by guaranteeing proper qualification
Interchange Qualification
CONSULT GUARANTEE PERFORM
Click for next page
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Tiered ldquoBucket Pricing Qualified Rate ndash Only Swiped
bull Debit Cards bull Card Present only bull Consumer Cards Mid Qualified ndash Keyed
bull Card Not Present bull Internet MOTO bull With Zip Code only Non Qualified ndash Swiped or Keyed
bull Corporate Cards bull No AVS verified bull Rewards Cards bull The processor controls which bucket the transaction is dumped into bull Difficult to understand
They control your bottom line
Differential Pricing
Base Rate ndash Starting Point
Plus + Interchange Adjustments The costs are based on a number of factors bull Card Type bull Capture Method bull Industry bull Level of reward bull Margin levels
bull The Banks completely control the cost of the adjustment bull If they need to increase the margin on your account they add points to the downgrades bull When rates go up they increase the base rates and that effects every card type bull Difficult to understand
ldquoInterchange Plusrdquo Pricing
+ bull Actual Interchange Costs are passed through to you bull The + is the fee to process the transactions
bull Never an arbitrary increase bull Visa amp MasterCard control what you pay on each transaction Not the processor bull All the rates and fees are exposed Nothing is hidden
Totally transparent
Credit Card Pricing Methods
Bad Bad Good
Click for next page
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
True Interchange-plus Pricing Statement
A one page statement
Interchange Detail
Rate Detail
Click for next page
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Terminal Do Notshellip
Do not lease a terminalDo not use a proprietary terminalDo not use a locked terminalDo not pay a PCI charge for a terminalDo not replace a terminal because someone says itrsquos not compliant (seldom the case)We believe in free loaner terminals Click for next page
CONSULT GUARANTEE PERFORM
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
A few of our customershellip
Click for next page
CONSULT GUARANTEE PERFORM
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Nathan KenyonVice President of Finance
Larry H Miller Entertainment
He can be reached at 801-325-2756 or at nkenyonutahjazzcom
Click for next page
A Recent Success CONSULT GUARANTEE
PERFORM
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website
Steve Schmidt 801-355-0602 x204 or at
stevegetprocesspointcom
ConsultantsCONSULT GUARANTEE
PERFORM
Brooke Gaztambide801-355-0602 x203 or at
brookegetprocesspointcom
Click here for the ProcessPoint website