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Source: The Edge (5th
–
11th
Oct 2015)
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The dilemma of Malaysia’s middle
Retirement planaside from EPF
(%)
No
63.5%Yes 36.5%
Put aside a 1/3of more of my
salary intosavings
No
56.3% Yes 43.7%
In debtYes
42%
No
58%
I can afford toretire
comfortably
No
36%
Maybe51%
Yes
13%
class in Retirement Planning
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Facts about Retirement Planning
Only 21% of Malaysian
retirees recognized the
need to plan by age of
30.
RM 1.9 million is needed
for Malaysia’s middleclass for comfortable
retirement. 53% worry
could not save enough.
Every RM 100 @ 6% p.a.
Start at 25: worth 7.7x
Start at 40: worth 3.2x
by age 60.
50% of retirees
exhaust their EPF
savings within 5years.
Source: The Edge (5
th
–
11
th
Oct 2015)
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Most Malaysians not prepared for retirement
Source: www.imoney.my, created on Feb 2014
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EPF Savings may not be sufficient for retirement
Source: www.imoney.my, created on Feb 2014
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What is PRS?
Private Retirement Scheme (PRS) is a voluntary
long-term contribution scheme designed to helpindividuals accumulate savings for retirement.
Open to all individuals aged 18 and above,
including foreigners, as a supplement to their
retirement savings.
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Save at least 1/3 of Your Income
for Retirement Fund
How Much to Save?
10%
Source: www.imoney.my, created on Feb 2014
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1st
PRS Non-CoreIslamic Equity Fund
Introducing…