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Public notices for Dec. 27, 2012

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Public meetings, foreclosures and other legal notices for Dec. 27, 2012.
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E6 Thursday, December 27, 2012 POST-BULLETIN • www.PostBulletin.com NEW YEARS RETAIL & CLASSIFIED DISPLAY: Publication for Tuesday, Jan 1 Deadline: Thursday, Dec 27 4 pm Publication for Wednesday, Jan 2 Deadline: Friday, Dec 28 4 pm Publication for Thursday, Jan 3 Deadline: Monday, Dec 31 4:00 pm CLASSIFIED LINE ADS: Publication for Tues, Jan 1 Deadline: Mon, Dec 31 11 am Publication for Wed, Jan 2 Deadline: Mon, Dec 31 5 pm Publication for Thurs, Jan 3 Deadline: Wed, Jan 2 Noon AUTO MARKETPLACE Publication for Retail & Class Display Thursday, Jan 3 Deadline: Monday, Dec 31 4 pm Classified Line Ads REAL ESTATE MARKETPLACE Retail & Class Display for Friday, Jan. 4 Deadline: Wednesday, Jan 2 Noon Classified Line Ads for Friday, Jan. 4 Deadline: Thurs, Jan 3 11 am MONEY SAVER Publication for Tues, Jan 1 Deadline: Wed, Dec 26 4 pm TOTAL TV Publication for Sat, Jan 5 Deadline: Wed, Dec 26 4 pm Week of New Years Deadlines Post-Bulletin IF IT MATTERS TO YOU IT MATTERS TO US Condos & Townhouses THE WILLOWS Avail. immediately! Deluxe 3 BD town home, 2 BA, attached garage, W/D, dishwasher, AC, patio, pri- vacy fence, excellent stor- age. $850. 507-288-2639 or 507-993-3997. Rooms for Rent Lg. clean quiet room in Roch. Util. & cable, share kitchen & bath. Avail 1/1. ref. & dep. 507-288-2363. Houses for Rent 4 BD home. Great NW location! $1150/mo. Avail now. 507-250-2863, 507-951-3400. HARD to read ads don’t work well. Abbreviations lead to slower sales and rentals! Home for rent or sale in By- ron. 4 BD, 3 BA, 2 car ga- rage. NS. NP. New Paint. $1,175/mo. 507-273-9920. SW 3 BD rambler: 2 car garage, W/D, dish- washer, A/C, hardwood floors, just off Memorial Parkway. $1025/mo. + deposit. 507-529-0753. Auctions local Auction Calender AUCTION & ESTATE CALENDAR As a public service, the Post-Bulletin will run a daily listing of auction & estate sales. Every effort will be made to publish the calendar daily, however if space does not permit, the calendar will be omitted, or the latest listings will be omitted. The list is compiled from display auction and estate advertisements which have been or will run in this classification. 6 inch (and greater) ads get a free listing on the auction calendar. Listing includes date of the sale, the seller, location, time, and date(s). December 12 - Farm- land Auction. 10:00 AM Mason City, IA , Listing: 11/25, 12/2, 11/9 December 15: Tool, Antique, house- hold Auction. 9 AM; Spring Valley. Listing 12/12. Machinery local l y a c lo r ne i h c Ma Planting Equipment Kinzie 2000 planter 6-30” with interplants. L.F. insec- ticide. Dawn trash whip- pers more extras. 507-259- 8511. Public Notices local Mortgage Foreclosures NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de- scribed mortgage: DATE OF MORTGAGE: August 30, 2007 MORTGAGOR: Dean M. Durhman, a single per- son. MORTGAGEE: Mortgage Electronic Registra- tion Systems, Inc. DATE AND PLACE OF RE- CORDING: Recorded Sep- tember 17, 2007 Olmsted County Recorder, Document No. 1147488. ASSIGNMENTS OF MORT- GAGE: Assigned to: CitiMort- gage, Inc. TRANSACTION AGENT: Mort- gage Electronic Registration Systems, Inc. TRANSACTION AGENT’S MORTGAGE IDENTIFICA- TION NUMBER ON MORT- GAGE: 100011520046235547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ci- tiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. Mortgage Foreclosures MORTGAGED PROPERTY ADDRESS: 603 11th Ave- nue Northeast, Rochester, MN 55906 TAX PARCEL I.D. #: 74.36.31.020150/ 74.36.24.026739 LEGAL DESCRIPTION OF PROPERTY: The North 2 feet of Lot 7, Block 4, Riess’ Second Subdivision of Lots 40, 41 and 42, State Sub- division of Section 36, Town 107, Range 14: AND Begin- ning at a point where the West line of Eleventh Avenue North- east in the City of Rochester intersects the South line of Lot 39 in State Subdivision of Sec- tion 36, Town 107, Range 14, thence West along the South line of said Lot 39 a distance of 133.5 feet, thence North at right angles a distance of 39.2 feet, thence East parallel with the South line of said Lot 39 a dis- tance of 133.5 feet to the West line of Eleventh Avenue North- east, thence South 39.2 feet to the place of beginning, and also Beginning at the Northeast corner of Block 4, Riess’ Sec- ond Subdivision of parts of Lots 40, 41 and 42 of State Subdivi- sion of Section 36, Town 107, Range 14, thence West along the North line of Block 4 to the Northwest corner thereof, thence North to the North line of said Lot 40 in said State Sub- division, thence East along the North line of said Lot 40 to the West line of said Eleventh Av- enue Northeast, thence South to the place of beginning. COUNTY IN WHICH PROPER- TY IS LOCATED: Olm- sted ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $56,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG- EE: $58,552.10 That prior to the commence- ment of this mortgage foreclo- sure proceeding Mortgagee/As- signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: February 1, 2013 at 10:00 AM PLACE OF SALE: Olm- sted County Government Cen- ter, Civil Department, 101 4th Street South East, Rochester, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in- cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un- less reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam- ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un- der section 580.30 or the prop- erty is not redeemed under section 580.23 is 11:59 p.m. on August 1, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA- TION ON MORTGAGE:None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES, SECTION 582.032, DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI- CULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004323 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13) 10-069814 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de- scribed mortgage: DATE OF MORTGAGE: Sep- tember 7, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Billie Jo Lastine, a single person MORTGAGEE: Mortgage Elec- tronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registra- tion Systems, Inc. MIN#: 1002646-0080050062-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT- GAGE: Acoustic Home Loans, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 13, 2005, Ol- msted County Recorder, as Document Number A-1075656 ASSIGNMENTS OF MORT- GAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as suc- cessor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed- Certificates, Series 2006-HE2; Dated: October 4, 2012 filed: October 15, 2012, recorded as document number A-1301854 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rena Belle Sec- ond Addition in the City of Eyota PROPERTY ADDRESS: 123 Rena Belle St, Eyota, MN 55934 PROPERTY IDENTIFICATION NUMBER: 62.11.34.028354 COUNTY IN WHICH PROPER- TY IS LOCATED: Olmsted THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO- TICE: $117,066.79 THAT all pre-foreclosure re- quirements have been com- plied with; that no action or pro- ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: January 24, 2013, 10:00am PLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said Mortgage Foreclosures sale by the mortgagor(s) the personal representatives or as- signs. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single- family dwelling, unless oth- erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 24, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES SECTION 582.032 DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG- RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 3, 2012 U.S. Bank National Associa- tion, as Trustee, successor in interest to Bank of America, Na- tional Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed- Certificates, Series 2006-HE2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY____________________ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC- TICES ACT, YOU ARE AD- VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK- RUPTCY LAWS OF THE UNIT- ED STATES. (12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13) 11-079115 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de- scribed mortgage: DATE OF MORTGAGE: June 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,900.00 MORTGAGOR(S): Bradley Hardy, a single person MORTGAGEE: JPMorgan Chase Bank, National Asso- ciation, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT- GAGE: JPMorgan Chase Bank, National Association, successor in interest by pur- chase from the FDIC as Re- ceiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FIL- ING: Filed June 4, 2007, Mower County Recorder, as Document Number A000559695 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 3, Southgate Second Addition to the City of Austin PROPERTY ADDRESS: 2203 14Th St Sw, Austin, MN 55912 PROPERTY IDENTIFICATION NUMBER: 34-670-0410 COUNTY IN WHICH PROPER- TY IS LOCATED: Mower THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO- TICE: $136,293.24 THAT all pre-foreclosure re- quirements have been com- plied with; that no action or pro- ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: January 17, 2013, 10:00am PLACE OF SALE: Sheriff’s Main Office, 201 First Street, Austin, MN 55912 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as- signs. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single- family dwelling, unless oth- erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES SECTION 582.032 DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG- RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 21, 2012 JPMorgan Chase Bank, Nation- al Association Mortgagee SHAPIRO & ZIELKE, LLP BY __________________ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC- TICES ACT, YOU ARE AD- VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK- RUPTCY LAWS OF THE UNIT- ED STATES. (12/6, 12/13, 12/20, 12/27, 1/3/13, 1/10/13) Mortgage Foreclosures NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de- scribed mortgage: DATE OF MORTGAGE: April 20, 2007 MORTGAGOR: Andrew K. Fer- guson, a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RE- CORDING: Filed April 25, 2007, Olmsted County Reg- istrar of Titles, Document No. T-116544 on Certificate of Title No. 0032334. ASSIGNMENTS OF MORT- GAGE: Assigned to: JPMor- gan Chase Bank, National As- sociation. Said Mortgage being upon Reg- istered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT’S MORTGAGE IDENTIFICA- TION NUMBER ON MORT- GAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3734 Northwest 8th Street, Rochester, MN 55901 TAX PARCEL I.D. #: 743211024452 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Westway Man- or First Subdivision, in the CIty of Rochester, Olmsted County, Minnesota. COUNTY IN WHICH PROPER- TY IS LOCATED: Olmsted ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,197.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG- EE: $137,098.95 That prior to the commence- ment of this mortgage foreclo- sure proceeding Mortgagee/As- signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: February 8, 2013 at 10:00 AM PLACE OF SALE: Olm- sted County Government Cen- ter, Civil Department, 101 4th Street South East, Rochester, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in- cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un- less reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam- ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un- der section 580.30 or the prop- erty is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA- TION ON MORTGAGE:None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES, SECTION 582.032, DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI- CULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 7, 2012 JPMorgan Chase Bank, Nation- al Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006619 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (12/27, 1/3, 1/10, 1/17, 1/24, 1/31) 12-086719 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de- scribed mortgage: DATE OF MORTGAGE: April 8, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,585.00 MORTGAGOR(S): Paul E. Mulder, a single person MORTGAGEE: Mortgage Elec- tronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registra- tion Systems, Inc. MIN#: 100015902083219632 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT- GAGE: CTX Mortgage Com- pany, LLC SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 26, 2004, Olmsted County Recorder, as Document Number A1018812 ASSIGNMENTS OF MORT- GAGE: Assigned to: Wells Far- go Bank, NA; Dated: Septem- ber 8, 2011 filed: September 12, 2011, recorded as docu- ment number A1267797 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Northeast corner of Lot Six (6), Block Fif- teen (15) of Cummings Addition to the City of Rochester, run- ning thence West a distance of 158 feet to the Northeast corner of Lot Seven (7) of said Block, running thence North a distance of 34 1/2 feet, thence running East a distance of 158 feet to the West line of 7th Ave- nue Northwest, running thence South on the West line of said 7th Avenue Northwest a dis- tance of 34 1/2 feet to the place of beginning, and also the right to use for driveway purposes that 7 feet of land lying and be- ing directly North and adjoining said premises PROPERTY ADDRESS: 327 7Th Avenue Nw, Rochester, MN 55901 PROPERTY IDENTIFICATION NUMBER: 74.35.31.005081 COUNTY IN WHICH PROPER- TY IS LOCATED: Olmsted THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO- TICE: $86,395.46 THAT all pre-foreclosure re- quirements have been com- plied with; that no action or pro- ceeding has been instituted at law or otherwise to recover the Mortgage Foreclosures debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: January 10, 2013, 10:00am PLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as- signs. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single- family dwelling, unless oth- erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 10, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES SECTION 582.032 DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG- RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 28, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY ____________________ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC- TICES ACT, YOU ARE AD- VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK- RUPTCY LAWS OF THE UNIT- ED STATES. (11/29, 12/6, 12/13, 12/20, 12/27, 1/3/13) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de- scribed mortgage: DATE OF MORTGAGE: Janu- ary 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,404.52 MORTGAGOR(S): Kipp A. Radke and Melissa K. Radke, husband and wife MORTGAGEE: Beneficial Loan and Thrift Co., a Minnesota cor- poration DATE AND PLACE OF FILING: Filed January 30, 2007 Olmst- ed County Recorder; Document No. A-1125381 ASSIGNMENTS OF MORT- GAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 10, Boutelle’s Second Sub- division, in the City of Roches- ter STREET ADDRESS OF PROPERTY: 1622 3RD ST. NE, ROCHES- TER, MN 55906 COUNTY IN WHICH PROP- ERTY IS LOCATED: Olmsted County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO- TICE: $163,904.87 THAT no action or proceeding has been instituted at law to re- cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli- cable statutes; PURSUANT, to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: February 1, 2013 at 10:00 a.m. PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mort- gagee, on the premises and the costs and disbursements allowed by law. The time al- lowed by law for redemption by said mortgagor(s), their person- al representatives or assigns is six (6) months from the date of sale. Unless said mortgage is re- instated or the property re- deemed, or unless the time for redemption is reduced by judi- cial order, you must vacate the premises by 11:59 p.m. on Au- gust 1, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA- TION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES, SECTION 582.032, DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI- CULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 11, 2012 BENEFICIAL LOAN AND THRIFT CO. Mortgagee SCHILLER & ADAM, P.A. By: /s/Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2728) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA MINN. STAT. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises: 1622 3RD ST. NE, ROCHES- TER, MN 55906 (2) Transaction Agent: Benefi- cial Loan and Thrift Co., a Min- nesota corporation (3) Name of Mortgage Origi- nator (Lender): Beneficial Loan and Thrift Co., a Minnesota cor- poration (4) Residential Servicer HSBC-800-333-5848 (5) Tax Parcel Identification Number: 74-36-41-002547 (6) Transaction Agent’s Mort- gage ID Number (MERS num- ber): N/A (12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13) Mortgage Foreclosures NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 26, 2012 YOU ARE NOTIFIED THAT de- fault has occurred in the condi- tions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. The Mortgagor is Raymond W. Gallie a single person. 2. The Mortgagee is First Al- liance Credit Union, a corpo- ration organized and existing under the laws of the State of Minnesota. 3. The Mortgage is dated May 2, 2007, and was recorded in the office of the County Record- er of Olmsted County, Minneso- ta, on May 23, 2007, as Docu- ment Number A-1135226. 4. The Mortgage has not been assigned. INFORMATION REGARDING MORTGAGED PREMISES 5. The tax parcel identifica- tion numbers of the mortgaged premises are 84.07.32.073158 and 84.07.32.073157. 6. The legal description of the mortgaged premises is: Parcel A: That part of the West One-Half of the Southwest Quarter of Section 7, Township 108 North, Range 14 West, Olmsted Coun- ty, Minnesota described as fol- lows: Commencing at the northwest corner of the Southwest Quar- ter of said Section 7; thence S00 degree 10’20”W, assumed bearing, along the west line of said Southwest Quarter, 486.12 feet to the southwest right of way line of Trunk Highway No. 52, as shown on Minnesota Department of Transportation Right of Way Plat No. 55-16, for a point of beginning; thence S64 degree 47’25” E, along said southwest right of way line, 373.29 feet; thence S06 degree 00’20”W, 368.98 feet; thence S24 degree 47’36” E, 59.34 feet; thence S00 degree 10’20” W 702.99 feet, more or less to the centerline of the Mid- dle Fork Zumbro River; thence N 42 degree 42’55”W, along the centerline of said river, 478.66 feet to the west line of said Southwest Quarter; thence N00 degree 10’ 20”E, along said west line, 931.13 feet to the point of beginning. Being subject to Flowage Rights as described in Book 167, Page 328, Olmsted County Property Records. Being subject also to easements, restrictions; and covenants of records. AND Parcel B: That part of the West One- Half and East One-Half of the Southwest Quarter of Section 7, Township 108 North, Range 14 West, Olmsted County, Min- nesota described as follows: Commencing at the northwest corner of the Southwest Quar- ter of said Section 7; thence S00 degree 10’20”W, assumed bearing, along the west line of said Southwest Quarter, 486.12 feet to the southwest right of way line of Trunk Highway No. 52, as shown on Minnesota Department of Transportation Right of Way Plat No. 55-16, thence S 64 degree 47’25”E, along said southwest right of way line, 373.29 feet for a point of beginning; thence S06 degree 00’20”W, 368.98 feet; thence S24 degree 47’36”E, 59.34 feet; thence S00 degree 10’20”W, 702.99 feet, more or less to the centerline of the Middle Fork Zumbro River; thence S80 degree 10’35”E, along the centerline of said river, 465.57 feet; thence S66 degree 29’12”E, along said centerline, 547.87 feet to a point being 82.50 feet east of the East line of the West One- Half of said Southwest Quarter; thence N00 degree 10’17”E, parallel: with said east line, 837.69 feet, more or less, to the north shoreline of Lake Shady; thence N72 degree 47’51”W, along said north shoreline. 95.06 feet; thence N77 degree 48’42”W, along said shoreline, 109.00 feet; thence S87 degree 02’17”W, along said shoreline, 150.34 feet; thence N06 degree 14’32”E, 247.00 feet to a point on the southwest right of way line of said Trunk Highway No. 52, being 239.00 feet west of, as measured at right angles to the East line of the West One- Half of said Southwest Quarter; thence N64 degree 47’25”W, along said right of way, 693.18 feet to the point of beginning. Being subject to Flowage Mortgage Foreclosures Rights as described in Book 167, Page 328, Olmsted Coun- ty Property Records. Being sub- ject to easements, restrictions, and covenants of record. 7. The physical street address, city, and zip code of the mort- gaged premises is 1220 Fifth Road Northwest, Oronoco, Min- nesota 55960. OTHER FORECLOSURE DATA 8. The person holding the Mort- gage is not a transaction agent as defined by the Minnesota Residential Mortgage Origi- nator and Servicer Licensing Act. The name of the residen- tial mortgage servicer and the lender or broker, as defined by this Act, is First Alliance Credit Union. 9. If stated on the Mortgage, the name of the mortgage origina- tor, as defined by the Minnesota Residential Mortgage Origina- tor and Servicer Licensing Act, is First Alliance Credit Union INFORMATION REGARDING FORECLOSURE 10. The requisites for foreclo- sure under the Minnesota Stat- utes on foreclosure by adver- tisement have been satisfied. 11. The original principal amount secured by the Mort- gage was $193,500.00. 12. At the date of this Notice, the amount due on the Mort- gage, including taxes (if any), paid by the holder of the Mort- gage is $159,369.41. 13. Pursuant to the power of sale in the Mortgage, the Mort- gage will be foreclosed, and the Sheriff of Olmsted County, Min- nesota, will sell the mortgaged premises at public auction on January 18, 2013, at 10:00 a.m., at the Olmsted County Sheriff’s Office, Civil Division, in the Olmsted County Law En- forcement Center, 101 Fourth Street Southeast, in the City of Rochester, Minnesota. 14. The time allowed by law for redemption by the Mortgagor or the personal representatives or assigns of the Mortgagor is six months after the date of sale. 15. If the real estate is an owner-occupied single-fami- ly dwelling, the time to vacate the property if the Mortgage is not reinstated under Minnesota Statutes, section 580.30, or if the property is not redeemed under Minnesota Statutes, sec- tion 580.23, is 11:59 p.m. on the 18th day of July 2013. 16. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES, SECTION 582.032, DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI- CULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. First Alliance Credit Union, Mortgagee DUNLAP & SEEGER, P.A. By: /s/ Paul W. Bucher_ Paul W. Bucher Attorney Registration No. 123237 Attorneys for [Assignee of] Mortgagee 206 South Broadway, Suite 505 Post Office Box 549 Rochester, Minnesota 55903- 0549 Telephone: (507) 288-9111 (11/29, 12/6, 12/13, 12/20, 12/27, 1/3/12) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICA- TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de- scribed mortgage: DATE OF MORTGAGE: April 15, 2005 MORTGAGOR: Kevin L. Doherty, an unmarried man. MORTGAGEE: Mortgage Elec- tronic Registration Systems, Inc.. DATE AND PLACE OF RE- CORDING: Filed April 22, 2005, Olmsted County Reg- istrar of Titles, Document No. T-109469 on Certificate of Title No. 31215. Mortgage Foreclosures ASSIGNMENTS OF MORT- GAGE: Assigned to: Minne- sota Housing Finance Agency. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mort- gage Electronic Registration Systems, Inc. TRANSACTION AGENT’S MORTGAGE IDENTIFICA- TION NUMBER ON MORT- GAGE: 100020000287039816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Mortgage Corp (fka Cen- dant Mortgage Corp) dba Bur- net Home Loans RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 2074 11th Avenue Southeast #A, Rochester, MN 55904 TAX PARCEL I.D. #: 64.13.11.062104 LEGAL DESCRIPTION OF PROPERTY: Unit 21, Common Interest Com- munity No. 175, The Willows Condominium COUNTY IN WHICH PROPER- TY IS LOCATED: Olmsted ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG- EE: $82,279.11 That prior to the commence- ment of this mortgage foreclo- sure proceeding Mortgagee/As- signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mort- gage, the above described property will be sold by the Sheriff of said county as fol- lows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Olm- sted County Government Cen- ter, Civil Department, 101 4th Street South East, Rochester, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in- cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un- less reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam- ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un- der section 580.30 or the prop- erty is not redeemed under sec- tion 580.23 is 11:59 p.m. on July 18,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA- TION ON MORTGAGE:None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS- SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STAT- UTES, SECTION 582.032, DE- TERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IM- PROVED WITH A RESIDEN- TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI- CULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mort- gagee Mortgage Foreclosures USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/As- signee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006397 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (11/29, 12/6, 12/13, 12/20, 12/27, 1/3/13) or 800-562-1758 www.postbulletin.com ork They W Wo 507.285.7777 CALL 507-285-7777 FREE AD LINE: or 800-562-1758 8:00-5:00 [24/7 Online] .postbulletin.com www /classifieds 507-252-1271 or 888-755-5333
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Page 1: Public notices for Dec. 27, 2012

E6 Thursday, December 27, 2012 POST-BULLETIN • www.PostBulletin.com

NEW YEARS RETAIL & CLASSIFIED DISPLAY:Publication for Tuesday, Jan 1Deadline: Thursday, Dec 27 4 pmPublication for Wednesday, Jan 2Deadline: Friday, Dec 28 4 pmPublication for Thursday, Jan 3 Deadline: Monday, Dec 31 4:00 pm

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Condos &Townhouses

THE WILLOWSAvail. immediately!

Deluxe 3 BD town home, 2 BA, attached garage, W/D, dishwasher, AC, patio, pri-vacy fence, excellent stor-age. $850. 507-288-2639 or 507-993-3997.

Rooms for Rent

Lg. clean quiet room in Roch. Util. & cable, share kitchen & bath. Avail 1/1. ref. & dep. 507-288-2363.

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4 BD home. Great NW location! $1150/mo. Avail

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Home for rent or sale in By-ron. 4 BD, 3 BA, 2 car ga-rage. NS. NP. New Paint. $1,175/mo. 507-273-9920.

SW 3 BD rambler: 2 car garage, W/D, dish-washer, A/C, hardwood floors, just off Memorial Parkway. $1025/mo. + deposit. 507-529-0753.

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Public Notices

local

MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: August 30, 2007MORTGAGOR: Dean M. Durhman, a single per-son.MORTGAGEE: Mortgage Electronic Registra-tion Systems, Inc.DATE AND PLACE OF RE-CORDING: Recorded Sep-tember 17, 2007 Olmsted County Recorder, Document No. 1147488.ASSIGNMENTS OF MORT-GAGE: Assigned to: CitiMort-gage, Inc.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100011520046235547LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ci-tiMortgage, Inc.RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

MortgageForeclosures

S C C g g ,MORTGAGED PROPERTY ADDRESS: 603 11th Ave-nue Northeast, Rochester, MN 55906TAX PARCEL I.D. #: 74.36.31.020150/ 74.36.24.026739LEGAL DESCRIPTION OF PROPERTY:The North 2 feet of Lot 7, Block 4, Riess’ Second Subdivision of Lots 40, 41 and 42, State Sub-division of Section 36, Town 107, Range 14: AND Begin-ning at a point where the West line of Eleventh Avenue North-east in the City of Rochester intersects the South line of Lot 39 in State Subdivision of Sec-tion 36, Town 107, Range 14, thence West along the South line of said Lot 39 a distance of 133.5 feet, thence North at right angles a distance of 39.2 feet, thence East parallel with the South line of said Lot 39 a dis-tance of 133.5 feet to the West line of Eleventh Avenue North-east, thence South 39.2 feet to the place of beginning, and also Beginning at the Northeast corner of Block 4, Riess’ Sec-ond Subdivision of parts of Lots 40, 41 and 42 of State Subdivi-sion of Section 36, Town 107, Range 14, thence West along the North line of Block 4 to the Northwest corner thereof, thence North to the North line of said Lot 40 in said State Sub-division, thence East along the North line of said Lot 40 to the West line of said Eleventh Av-enue Northeast, thence South to the place of beginning. COUNTY IN WHICH PROPER-TY IS LOCATED: Olm-stedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $56,100.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $58,552.10That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under section 580.23 is 11:59 p.m. on August 1, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 1, 2012CitiMortgage, Inc.Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810 - 12-004323 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13)

10-069814

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Sep-tember 7, 2005ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00MORTGAGOR(S): Billie Jo Lastine, a single personMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc.TRANSACTION AGENT: Mortgage Electronic Registra-tion Systems, Inc.MIN#: 1002646-0080050062-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: Acoustic Home Loans, LLC SERVICER: JPMorgan Chase Bank, N.A.DATE AND PLACE OF FILING: Filed September 13, 2005, Ol-msted County Recorder, as Document Number A-1075656ASSIGNMENTS OF MORT-GAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as suc-cessor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE2; Dated: October 4, 2012 filed: October 15, 2012, recorded as document number A-1301854 LEGAL DESCRIPTION OF PROPERTY:Lot 4, Block 1, Rena Belle Sec-ond Addition in the City of EyotaPROPERTY ADDRESS: 123 Rena Belle St, Eyota, MN 55934PROPERTY IDENTIFICATION NUMBER: 62.11.34.028354 COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $117,066.79 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 24, 2013, 10:00amPLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said

MortgageForeclosures

sale by the mortgagor(s) the personal representatives or as-signs.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless oth-erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 24, 2013.“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: December 3, 2012U.S. Bank National Associa-tion, as Trustee, successor in interest to Bank of America, Na-tional Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE2Assignee of Mortgagee SHAPIRO & ZIELKE, LLPBY____________________Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Ronald W. Spencer - 0104061Stephanie O. Nelson - 0388918Randolph W. Dawdy - 2160XGary J. Evers - 0134764Attorneys for Mortgagee12550 West Frontage Road, Ste. 200Burnsville, MN 55337(952) 831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13)

11-079115

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: June 1, 2007ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,900.00MORTGAGOR(S): Bradley Hardy, a single personMORTGAGEE: JPMorgan Chase Bank, National Asso-ciation, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FALENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: JPMorgan Chase Bank, National Association, successor in interest by pur-chase from the FDIC as Re-ceiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA SERVICER: JPMorgan Chase Bank, N.A.DATE AND PLACE OF FIL-ING: Filed June 4, 2007, Mower County Recorder, as Document Number A000559695 LEGAL DESCRIPTION OF PROPERTY:Lot 18, Block 3, Southgate Second Addition to the City of AustinPROPERTY ADDRESS: 2203 14Th St Sw, Austin, MN 55912PROPERTY IDENTIFICATION NUMBER: 34-670-0410 COUNTY IN WHICH PROPER-TY IS LOCATED: MowerTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $136,293.24 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 17, 2013, 10:00amPLACE OF SALE: Sheriff’s Main Office, 201 First Street, Austin, MN 55912to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless oth-erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2013.“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: November 21, 2012JPMorgan Chase Bank, Nation-al AssociationMortgagee SHAPIRO & ZIELKE, LLPBY __________________Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Ronald W. Spencer - 0104061Stephanie O. Nelson - 0388918Randolph W. Dawdy - 2160XGary J. Evers - 0134764Attorneys for Mortgagee12550 West Frontage Road, Ste. 200Burnsville, MN 55337(952) 831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (12/6, 12/13, 12/20, 12/27, 1/3/13, 1/10/13)

MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: April 20, 2007MORTGAGOR: Andrew K. Fer-guson, a single person.MORTGAGEE: Chase Bank USA, N.A.DATE AND PLACE OF RE-CORDING: Filed April 25, 2007, Olmsted County Reg-istrar of Titles, Document No. T-116544 on Certificate of Title No. 0032334.ASSIGNMENTS OF MORT-GAGE: Assigned to: JPMor-gan Chase Bank, National As-sociation.Said Mortgage being upon Reg-istered Land.TRANSACTION AGENT: NONETRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: NONELENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A.RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National AssociationMORTGAGED PROPERTY ADDRESS: 3734 Northwest 8th Street, Rochester, MN 55901TAX PARCEL I.D. #: 743211024452LEGAL DESCRIPTION OF PROPERTY:Lot 8, Block 2, Westway Man-or First Subdivision, in the CIty of Rochester, Olmsted County, Minnesota. COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,197.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $137,098.95That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 8, 2013 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 7, 2012JPMorgan Chase Bank, Nation-al AssociationMortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830 - 12-006619 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(12/27, 1/3, 1/10, 1/17, 1/24, 1/31)

12-086719

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: April 8, 2004ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,585.00MORTGAGOR(S): Paul E. Mulder, a single personMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc.TRANSACTION AGENT: Mortgage Electronic Registra-tion Systems, Inc.MIN#: 100015902083219632 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: CTX Mortgage Com-pany, LLC SERVICER: Wells Fargo Bank, NADATE AND PLACE OF FILING: Filed April 26, 2004, Olmsted County Recorder, as Document Number A1018812ASSIGNMENTS OF MORT-GAGE: Assigned to: Wells Far-go Bank, NA; Dated: Septem-ber 8, 2011 filed: September 12, 2011, recorded as docu-ment number A1267797 LEGAL DESCRIPTION OF PROPERTY:Commencing at the Northeast corner of Lot Six (6), Block Fif-teen (15) of Cummings Addition to the City of Rochester, run-ning thence West a distance of 158 feet to the Northeast corner of Lot Seven (7) of said Block, running thence North a distance of 34 1/2 feet, thence running East a distance of 158 feet to the West line of 7th Ave-nue Northwest, running thence South on the West line of said 7th Avenue Northwest a dis-tance of 34 1/2 feet to the place of beginning, and also the right to use for driveway purposes that 7 feet of land lying and be-ing directly North and adjoining said premisesPROPERTY ADDRESS: 327 7Th Avenue Nw, Rochester, MN 55901PROPERTY IDENTIFICATION NUMBER: 74.35.31.005081 COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $86,395.46 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the

MortgageForeclosures

debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 10, 2013, 10:00amPLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless oth-erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 10, 2013.“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: November 28, 2012Wells Fargo Bank, NAAssignee of Mortgagee SHAPIRO & ZIELKE, LLPBY ____________________Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Ronald W. Spencer - 0104061Stephanie O. Nelson - 0388918Randolph W. Dawdy - 2160XGary J. Evers - 0134764Attorneys for Mortgagee12550 West Frontage Road, Ste. 200Burnsville, MN 55337(952) 831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (11/29, 12/6, 12/13, 12/20, 12/27, 1/3/13)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Janu-ary 26, 2007ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,404.52MORTGAGOR(S): Kipp A. Radke and Melissa K. Radke, husband and wifeMORTGAGEE: Beneficial Loan and Thrift Co., a Minnesota cor-porationDATE AND PLACE OF FILING: Filed January 30, 2007 Olmst-ed County Recorder; Document No. A-1125381 ASSIGNMENTS OF MORT-GAGE: Assigned to: NoneLEGAL DESCRIPTION OF PROPERTY: Lot 10, Boutelle’s Second Sub-division, in the City of Roches-terSTREET ADDRESS OF PROPERTY: 1622 3RD ST. NE, ROCHES-TER, MN 55906COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $163,904.87THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on Au-gust 1, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 11, 2012BENEFICIAL LOAN AND THRIFT CO.MortgageeSCHILLER & ADAM, P.A.By: /s/Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Jeffrey D. Klobucar, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (G2728)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATA

MINN. STAT. § 580.025(1) Street Address, City and Zip Code of Mortgaged Premises: 1622 3RD ST. NE, ROCHES-TER, MN 55906(2) Transaction Agent: Benefi-cial Loan and Thrift Co., a Min-nesota corporation(3) Name of Mortgage Origi-nator (Lender): Beneficial Loan and Thrift Co., a Minnesota cor-poration(4) Residential Servicer HSBC-800-333-5848(5) Tax Parcel Identification Number: 74-36-41-002547(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): N/A(12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13)

MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

Date: November 26, 2012 YOU ARE NOTIFIED THAT de-fault has occurred in the condi-tions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE

TO BE FORECLOSED1. The Mortgagor is Raymond W. Gallie a single person.2. The Mortgagee is First Al-liance Credit Union, a corpo-ration organized and existing under the laws of the State of Minnesota.3. The Mortgage is dated May 2, 2007, and was recorded in the office of the County Record-er of Olmsted County, Minneso-ta, on May 23, 2007, as Docu-ment Number A-1135226.4. The Mortgage has not been assigned.INFORMATION REGARDING

MORTGAGED PREMISES5. The tax parcel identifica-tion numbers of the mortgaged premises are 84.07.32.073158 and 84.07.32.073157.6. The legal description of the mortgaged premises is:Parcel A:That part of the West One-Half of the Southwest Quarter of Section 7, Township 108 North, Range 14 West, Olmsted Coun-ty, Minnesota described as fol-lows:Commencing at the northwest corner of the Southwest Quar-ter of said Section 7; thence S00 degree 10’20”W, assumed bearing, along the west line of said Southwest Quarter, 486.12 feet to the southwest right of way line of Trunk Highway No. 52, as shown on Minnesota Department of Transportation Right of Way Plat No. 55-16, for a point of beginning; thence S64 degree 47’25” E, along said southwest right of way line, 373.29 feet; thence S06 degree 00’20”W, 368.98 feet; thence S24 degree 47’36” E, 59.34 feet; thence S00 degree 10’20” W 702.99 feet, more or less to the centerline of the Mid-dle Fork Zumbro River; thence N 42 degree 42’55”W, along the centerline of said river, 478.66 feet to the west line of said Southwest Quarter; thence N00 degree 10’ 20”E, along said west line, 931.13 feet to the point of beginning. Being subject to Flowage Rights as described in Book 167, Page 328, Olmsted County Property Records. Being subject also to easements, restrictions; and covenants of records.

ANDParcel B:That part of the West One-Half and East One-Half of the Southwest Quarter of Section 7, Township 108 North, Range 14 West, Olmsted County, Min-nesota described as follows:Commencing at the northwest corner of the Southwest Quar-ter of said Section 7; thence S00 degree 10’20”W, assumed bearing, along the west line of said Southwest Quarter, 486.12 feet to the southwest right of way line of Trunk Highway No. 52, as shown on Minnesota Department of Transportation Right of Way Plat No. 55-16, thence S 64 degree 47’25”E, along said southwest right of way line, 373.29 feet for a point of beginning; thence S06 degree 00’20”W, 368.98 feet; thence S24 degree 47’36”E, 59.34 feet; thence S00 degree 10’20”W, 702.99 feet, more or less to the centerline of the Middle Fork Zumbro River; thence S80 degree 10’35”E, along the centerline of said river, 465.57 feet; thence S66 degree 29’12”E, along said centerline, 547.87 feet to a point being 82.50 feet east of the East line of the West One-Half of said Southwest Quarter; thence N00 degree 10’17”E, parallel: with said east line, 837.69 feet, more or less, to the north shoreline of Lake Shady; thence N72 degree 47’51”W, along said north shoreline. 95.06 feet; thence N77 degree 48’42”W, along said shoreline, 109.00 feet; thence S87 degree 02’17”W, along said shoreline, 150.34 feet; thence N06 degree 14’32”E, 247.00 feet to a point on the southwest right of way line of said Trunk Highway No. 52, being 239.00 feet west of, as measured at right angles to the East line of the West One-Half of said Southwest Quarter; thence N64 degree 47’25”W, along said right of way, 693.18 feet to the point of beginning. Being subject to Flowage

MortgageForeclosures

e g subjec o o ageRights as described in Book 167, Page 328, Olmsted Coun-ty Property Records. Being sub-ject to easements, restrictions, and covenants of record.7. The physical street address, city, and zip code of the mort-gaged premises is 1220 Fifth Road Northwest, Oronoco, Min-nesota 55960.OTHER FORECLOSURE DATA8. The person holding the Mort-gage is not a transaction agent as defined by the Minnesota Residential Mortgage Origi-nator and Servicer Licensing Act. The name of the residen-tial mortgage servicer and the lender or broker, as defined by this Act, is First Alliance Credit Union.9. If stated on the Mortgage, the name of the mortgage origina-tor, as defined by the Minnesota Residential Mortgage Origina-tor and Servicer Licensing Act, is First Alliance Credit Union

INFORMATION REGARDING FORECLOSURE

10. The requisites for foreclo-sure under the Minnesota Stat-utes on foreclosure by adver-tisement have been satisfied.11. The original principal amount secured by the Mort-gage was $193,500.00.12. At the date of this Notice, the amount due on the Mort-gage, including taxes (if any), paid by the holder of the Mort-gage is $159,369.41.13. Pursuant to the power of sale in the Mortgage, the Mort-gage will be foreclosed, and the Sheriff of Olmsted County, Min-nesota, will sell the mortgaged premises at public auction on January 18, 2013, at 10:00 a.m., at the Olmsted County Sheriff’s Office, Civil Division, in the Olmsted County Law En-forcement Center, 101 Fourth Street Southeast, in the City of Rochester, Minnesota.14. The time allowed by law for redemption by the Mortgagor or the personal representatives or assigns of the Mortgagor is six months after the date of sale.15. If the real estate is an owner-occupied single-fami-ly dwelling, the time to vacate the property if the Mortgage is not reinstated under Minnesota Statutes, section 580.30, or if the property is not redeemed under Minnesota Statutes, sec-tion 580.23, is 11:59 p.m. on the 18th day of July 2013.16. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

First Alliance Credit Union, MortgageeDUNLAP & SEEGER, P.A.By: /s/ Paul W. Bucher_Paul W. BucherAttorney Registration No. 123237Attorneys for [Assignee of] Mortgagee206 South Broadway, Suite 505Post Office Box 549Rochester, Minnesota 55903-0549Telephone: (507) 288-9111 (11/29, 12/6, 12/13, 12/20, 12/27, 1/3/12)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: April 15, 2005MORTGAGOR: Kevin L. Doherty, an unmarried man.MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc..DATE AND PLACE OF RE-CORDING: Filed April 22, 2005, Olmsted County Reg-istrar of Titles, Document No. T-109469 on Certificate of Title No. 31215.

MortgageForeclosures

3 5ASSIGNMENTS OF MORT-GAGE: Assigned to: Minne-sota Housing Finance Agency.Said Mortgage being upon Registered Land.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100020000287039816LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Mortgage Corp (fka Cen-dant Mortgage Corp) dba Bur-net Home LoansRESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National AssociationMORTGAGED PROPERTY ADDRESS: 2074 11th Avenue Southeast #A, Rochester, MN 55904TAX PARCEL I.D. #: 64.13.11.062104LEGAL DESCRIPTION OF PROPERTY:Unit 21, Common Interest Com-munity No. 175, The Willows CondominiumCOUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,000.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $82,279.11That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 18, 2013 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on July 18,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: November 14, 2012Minnesota Housing Finance AgencyMortgagee/Assignee of Mort-gagee

MortgageForeclosures

g gUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/As-signee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-6888135 - 12-006397 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(11/29, 12/6, 12/13, 12/20, 12/27, 1/3/13)

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MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Ju l y 26, 2006MORTGAGOR: Roger Engholm, a single per-son.MORTGAGEE: Argent Mortgage Company, LLC.DATE AND PLACE OF RE-CORDING: Recorded Au-gust 4, 2006 Olmsted Coun-ty Recorder, Document No. A-1108866.ASSIGNMENTS OF MORT-GAGE: Assigned to: Mort-gage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank Na-tional Association, as Trustee, successor in interest to Bank of America, National Associa-tion as Trustee as successor by merger to LaSalle Bank Na-tional Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securi-ties I LLC, Asset-Backed Cer-tificates, Series 2006-AQ1.TRANSACTION AGENT: NONETRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: NONELENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ar-gent Mortgage Company, LLCRESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National AssociationMORTGAGED PROPERTY ADDRESS: 113 Tenth Street Northwest, Rochester, MN 55901TAX PARCEL I.D. #: 743512015917LEGAL DESCRIPTION OF PROPERTY:The South 60 feet of Lot 21, in Block 25, in Northern Addition to the City of Rochester, Olm-sted County, Minnesota.COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,750.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $85,697.74That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under section 580.23 is 11:59 p.m. on August 1, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: November 12, 2012U.S. Bank National Association, as TrusteeMortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830 - 12-006416 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: June 26, 2009ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,373.00MORTGAGOR(S): Cole Gern-entz and Tanna Farnsworth, both single peopleMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for Bank of Amer-ica, N.A.DATE AND PLACE OF FIL-ING: Filed July 9, 2009 Olmst-ed County Recorder; Document No. A-1206253 ASSIGNMENTS OF MORT-GAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP re-corded on April 17, 2012 as Document Number A-1285518LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Coffman Fifth Subdivision, Village of Byron, Olmsted County, Minnesota.STREET ADDRESS OF

MortgageForeclosures

S SS OPROPERTY: 926 1st Avenue NW, Byron, MN 55920COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $144,280.00THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on Au-gust 1, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 4, 2012BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRY-WIDE HOME LOANS SERVIC-ING, LPMortgageeREITER & SCHILLER, P.A.By /s/ Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Jeffrey D. Klobucar, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (G2609)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATA

MINN. STAT. § 580.025(1) Street Address, City and Zip Code of Mortgaged Premis-es: 926 1st Avenue NW, Byron, MN 55920(2) Transaction Agent: Mort-gage Electronic Registration Systems, Inc., a Delaware cor-poration as nominee for Bank of America, N.A.(3) Name of Mortgage Origi-nator (Lender): Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for Bank of Amer-ica, N.A.(4) Residential Servicer: Bank of America, N.A. (800) 669-6650(5) Tax Parcel Identification Number: 75.29.42.027151(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): 100025500000760627(12/6, 12/13, 12/20, 12/27, 1/3/13, 1/10/13)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Janu-ary 22, 2010ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,708.00MORTGAGOR(S): David M. Gilbertson Jr. and Michelle M. Gilbertson, husband and wifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for Bank of Amer-ica, N.A.DATE AND PLACE OF FILING: Filed February 5, 2010 Olmsted County Recorder; Document No. A-1222812 ASSIGNMENTS OF MORT-

MortgageForeclosures

SS G S O OGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, F/K/A Country-wide Home Loans Servicing LP by written assignment recorded on March 1, 2012 as Document Number A-1281503, in the Of-fice of the County Recorder of Olmsted County, Minnesota.LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Subdivision of Lot 90, Auditor’s Plat “A” and re-plat of Block 2, Subdivision “M” in the City of Rochester, Olmst-ed County, MinnesotaSTREET ADDRESS OF PROPERTY: 619 10th Street SE, Rochester, MN 55904COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $129,033.78THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on Au-gust 1, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 4, 2012BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SER-VICING, LP, F/K/A COUNTRY-WIDE HOME LOANS SERVIC-ING LPMortgageeREITER & SCHILLER, P.A.By: /s/Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Jeffrey D. Klobucar, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (G2610)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATA

MINN. STAT. § 580.025(1) Street Address, City and Zip Code of Mortgaged Premises: 619 10th Street SE, Rochester, MN 55904(2) Transaction Agent: Mort-gage Electronic Registration Systems, Inc., a Delaware cor-poration as nominee for Bank of America, N.A.(3) Name of Mortgage Origi-nator (Lender): Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for Bank of Amer-ica, N.A.(4) Residential Servicer Bank of America, N.A. (800) 669-6650(5) Tax Parcel Identification Number: 64.01.32.021714(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): 100025500003045943(12/6, 12/13, 12/20, 12/27, 1/3/13, 1/10/13)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:

MortgageForeclosures

g gDATE OF MORTGAGE: March 4, 2010ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,808.00MORTGAGOR(S): Debbie Ma-rie West and Paul James West, wife and husbandMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for Clearwater Mort-gage, a Minnesota limited liabil-ity companyDATE AND PLACE OF FILING: Filed March 24, 2010 Olmsted County Recorder; Document No. A-1225989 ASSIGNMENTS OF MORT-GAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP re-corded on March 27, 2012 as Document Number A1283651LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, South Pointe Eighth Subdivision, Olmsted County, Minnesota.STREET ADDRESS OF PROPERTY: 650 South Pointe Court SW, Rochester, MN 55902COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $227,188.02THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on Au-gust 1, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: DEB-BIE MARIE WEST AND PAUL JAMES WEST“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 4, 2012BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRY-WIDE HOME LOANS SERVIC-ING, LPMortgageeREITER & SCHILLER, P.A.By: /s/Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Jeffrey D. Klobucar, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (G2627)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATA

MINN. STAT. § 580.025(1) Street Address, City and Zip Code of Mortgaged Premis-es: 650 South Pointe Court SW, Rochester, MN 55902(2) Transaction Agent: Mort-gage Electronic Registration Systems, Inc., a Delaware cor-poration as nominee for Clear-water Mortgage, a Minnesota limited liability company(3) Name of Mortgage Origi-nator (Lender): Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for Clearwater Mort-

MortgageForeclosures

Cgage, a Minnesota limited liabil-ity company(4) Residential Servicer Bank of America, N.A. (800) 669-6650(5) Tax Parcel Identification Number: 54.02.21.065459(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): 100522600000113781(12/6, 12/13, 12/20, 12/27, 1/3/13, 1/10/13)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: April 14, 2006ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00MORTGAGOR(S): Timo-thy M. Swarthout and Jewell Swarthout, husband and wifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for M&I Bank FSB, a Nevada corporationDATE AND PLACE OF FIL-ING: Filed May 3, 2006 Olmst-ed County Recorder; Document No. A-1098648 ASSIGNMENTS OF MORT-GAGE: Assigned to: HSBC Mortgage Services, Inc. by as-signment of mortgage recorded on December 3, 2009 as doc-ument no. A-1218195 with the County Recorder for Olmsted County, Minnesota.LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Village of Doug-las.STREET ADDRESS OF PROPERTY: 6538 75TH ST. NW, ORONO-CO, MN 55960COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $157,534.16THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February 1, 2013 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on Au-gust 1, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: TIMO-THY M. SWARTHOUT AND JEWELL SWARTHOUT“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: December 11, 2012HSBC MORTGAGE SERVIC-ES, INC.MortgageeSCHILLER & ADAM, P.A.By: /s/Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Jeffrey D. Klobucar, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (G2725)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATA

MINN. STAT. § 580.025(1) Street Address, City and Zip Code of Mortgaged Premises: 6538 75TH ST. NW, ORONO-CO, MN 55960(2) Transaction Agent: Mort-gage Electronic Registration Systems, Inc., a Delaware cor-poration as nominee for M&I Bank FSB, a Nevada corpora-tion(3) Name of Mortgage Origi-nator (Lender): Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation as nominee for M&I Bank FSB, a Nevada corporation(4) Residential Servicer HSBC-800-365-6730(5) Tax Parcel Identification Number: 75-01-21-035469(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): 100273100008220499(12/13, 12/20, 12/27, 1/3/13, 1/10/13, 1/17/13)

NOTICE OF MORTGAGE FORECLOSURE SALE

Date: October 29, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the conditions of the Mortgage dat-ed March 7, 2012, executed by Nicholas A. Gikas, single man, as mortgagor, to Mort-gage Electronic Registration Systems, Inc., solely as nomi-nee for Rescue Mortgage, Inc. DBA Mortgage Depot, as mort-gagee, and recorded on March 13, 2012 as Document Num-ber A-1282357; which mort-gage was assigned to Wells Fargo Bank, N.A., pursuant to a Corporate Assignment of Mortgage, dated July 25, 2012, recorded on July 31, 2012, as Document Number A-1295109, in the office of the County Re-corder of Olmsted County, Min-nesota. The land described in the Mortgage is not registered land.2. The original principal amount secured by the Mortgage was $88,693.00.3. No action or proceeding at law is now pending to recover the debt secured by the Mort-gage, or any part thereof.4. No mortgagor has been re-leased from financial obligation

MortgageForeclosures

gon the mortgage.5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mort-gage, and all notice and other requirements of applicable stat-utes.6. At the date of this notice the amount due on the Mort-gage, and taxes, if any, paid by the holder of the Mortgage is $92,514.01.7. Pursuant to the power of sale in the Mortgage, the Mort-gage will be foreclosed, and the land described as follows: Legal Description: Lot 17, Block 2, Sauer’s First Subdivision, City of Rochester, Olm-sted County, Minnesotawill be sold by the Sheriff of Ol-msted County, Minnesota, at public auction on January 8, 2013 at 10:00 a.m. at the office of the Olmsted County Sheriff, 151 Fourth Street SE, Roches-ter, Minnesota.8. The mortgagor must va-cate the property on or before 11:59 p.m. July 8, 2013, if the mortgage is not reinstated un-der Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal represen-tatives or assigns is 6 months after the date of sale.10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.11. THE RIGHT TO VERIFI-CATION OF THE DEBT AND IDENTITY OF THE ORIGI-NAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS AC-TION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Foreclosure Data required by Minn. Stat. Sec. 580.0251. Property Address: 728 16th Avenue NE, Rochester, Minne-sota 559062. Transaction Agent: Not Ap-plicable3. Name of Mortgage Originator (Lender): Mortgage Electron-ic Registration Systems, Inc., solely as nominee for Rescue Mortgage, Inc. DBA Mortgage Depot; assigned to Wells Fargo Bank, N.A.4. Residential Servicer: Wells Fargo Bank, N.A.5. Tax Parcel Identification Number: 74-36-14-0208686. Transaction Agent’s Mort-gage ID Number: Not Appli-cableWells Fargo Bank, National Association Attorneys for MortgageeMark D. Stephenson STEPHENSON, SANFORD & THONE, P.L.C.Suite 220, 1905 East Wayzata BoulevardWayzata, MN 55391(952) 404-21007-2893(11/1, 11/8, 11/15, 11/22, 11/29, 12/6)

NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that the sale set forth in the above Notice has been post-poned to April 18, 2013 at 10:00 a.m. at the place indicated in said Notice.The mortgagor must vacate the property on or before 11:59 p.m., October 18, 2013, if the Sheriff’s sale is not further post-poned, the mortgage is not re-instated under Minn. Stat. Sec. 580.30, the property is not re-deemed under Minn. Stat. Sec. 580.23, or the redemption peri-od is not reduced under Minn. Stat. Sec. 582.032.Dated: December 21, 2012Attorneys for MortgageeMark D. StephensonSTEPHENSON, SAN-FORD & THONE, P.L.C.Suite 220, 1905 East Wayzata BoulevardWayzata, MN 55391(952) 404-2100 (12/27)

Other

NOTICE OF KALMAR TOWNSHIP ANNUAL

MEETING AND ELECTIONNotice is hereby given to the qualified voters of Kal-mar Township, County of Olmsted, and State of Min-nesota, that the annual election of Town Officers and Annual Town Meet-ing will be held on Tuesday March 12th, 2013. In case of inclement weather, the meeting and election may be postponed and will be held on the March 19th, 2013.The Annual Meeting will commence at 1:00 PM to conduct any and all busi-ness prescribed by law.

Other

p yThe Election poll hours will be from 3:00 PM till 8:00PM, at which time the voters will elect two offi-cers:

year term -- currently held by Mr. James Hanson.

term --- currently held by Ms. Lisa Baldus.Persons interested in ei-ther of these positions must file for office with the Township Clerk between 8:00 am January 1st, 2013 and 5:00 PM January 15th, 2013. Filing fees are $2.00 and “Affidavit of Candi-dacy” must be filled out with the clerk. Contact the Township Clerk (Terrence Behrens – (507) 285-9600) to file for either office. Ab-sentee ballots/voting will be available by contacting the clerk 1 week prior to the meeting date.The annual meeting and election will be held at the Kalmar Town Hall on the corner of Country Road 3 and Town Hall Road on the date listed.The Board of Canvas will meet at 8:00pm on the Wednesday after the elec-tion for the purpose of cer-tifying the results of the election.Terrence Behrens, ClerkKalmar Township

(12/27, 12/31)

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