Budget Dollars Disappearing into Thin Air?

Throwing money away?If you’re not regularly reviewing for eligible dependents in your bene"ts

program, you could be losing valuable budget dollars.

Market research* shows that three to

15 percent of employee dependents could

be ineligible for coverage.

Not only does a dependent review help you better manage your bene"ts

budget – it can also free up money for other bene"ts, help keep bene"t

costs down for your employees, and reduce your legal risk.

It works.According to a recent study by the Government Finance

O"cers’ Association (GFOA), nearly 75% of members

surveyed consider dependent veri#cation to be essential

or important to their overall cost management e$orts.*

*”Containing Health Care Costs” study, Government Finance O"cers’ Association, 2012Download the entire GFOA study at coloniallife.com.

Of those using dependent

veri"cation, how important is

this technique to their overall

cost management e#orts?

13% Essential

35% Very Important

24% Important

24% Somewhat Important

4% Not Important

Let us handle it for you.Even though they recognize all the bene"ts, many employers just aren’t

sure how to deal with dependent reviews. It can be a complex process,

particularly when you’re facing tight administrative resources, impacts

to employee morale and a lack of IT support.

We can handle your dependent review and help remove

the complexities you face – at no direct cost.

We o#er this service at no direct cost to you if Colonial Life has access to

meet with all eligible employees and can o#er our full bene"ts portfolio,

with no purchase necessary.

Make the most of your budget dollars.Dependent veri"cation can be a simple

option that can help you spend

your valuable budget dollars in the

right place.

To learn more or set up

your dependent veri"cation

process, contact us at

Some restrictions may apply.

O#er may not be available in all areas.

© 2013 Colonial Life & Accident Insurance Company

Colonial Life products are underwritten by Colonial Life

& Accident Insurance Company, for which Colonial Life

is the marketing brand.

6-13 101306

Colonial Life

1200 Colonial Life Boulevard

Columbia, South Carolina 29210

coloniallife.com