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Qatar Development Bank Presented by: Senior Relationship Manager Mr. Jassem Ibrahim Al Mohammadi
Qatar Development Bank
Presented by:
Senior Relationship Manager Mr. Jassem Ibrahim Al Mohammadi
To improve the economic development cycle by providing entrepreneurs, SMEs
and national champions with a wide range of financial and advisory products
under one roof and support economic priority efforts of Qatar
QDB’s Mission & Vision
Our journey since the founding in 1997
Our comprehensive range of product and services offers
end-to-end support for Qatari SMEs and entrepreneurs…
Access to Information & Capability
Access to finance
Access to markets
QBIC, Incubation & Acceleration, Qatar SportsTech
Learning & Development
Research & Statistics, Market & economic data
Business Intelligence & Localization opportunities
Regulatory, economic, infrastructure environment
Research and policy advocacy
Al Dhameen Credit Guarantees
Bedaya
Equity - SME Fund, Seed funding
Export Trade Finance
Tasdeer Export Promotion & development
Direct Financing
In addition to supporting the government on national agenda topics including delivering real estate and housing services (Housing loans, Al Furjan, Jahiz)
+
Advisory & Incubation services
SME development journey
QDB mandate in reference to SME development
QDB mandate not related to SME development
Influencer role to advocate SME development
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Access to finance
Products & Services
DIRECT LENDING(Industrial + Education + Health + Tourism)
INDIRECT LENDING (AL DHAMEEN Program)
EXPORT TRADE FINANCE(TASDEER)
DIRECT LENDING(Agriculture + Livestock + Fisheries)
SEED FUNDING PROGRAM(ITHMAR)
All QDB product are based on Shari’aa (Islamic) banking
Overview of Direct Lending
To finance entrepreneurs looking to establish projects in Qatar along with existing projects
considering expansion and financial support. Direct Lending provide services of application
processing, pre and post sales services in the most efficient and effective manner equal to
those of commercial banks’ services.
Products/services offerings
• Long term financing for Construction – Ijara• Long term financing for Asset/Equipment purchase- Ijara• Short term financing / Raw material financing- Murabaha/Wakala• Bill Discounting – Bay Al Wade or Tawareq• Working Capital – Tawareq
Overall portfolio size
YEAR
SINCEVINCEPTION
UNITS FINANCED-MLN
QAR (Disbursements+
Guarantees
Issued+Export
finance)
GROSS LOAN-MLN QAR
OUTSTANDING DIRECT
LOANS + OUT STANDING
AL DHAMEEN
GUARANTEES
YEAR Comments
1 3.0 2.7 1998
ONLY DIRECT
LENDING BUSINESS
2 17.0 13.3 1999
3 12.3 23.7 2000
4 15.2 30.1 2001
5 22.0 38.8 2002
6 62.2 57.4 2003
7 29.1 72.1 2004
8 70.0 100.0 2005
9 91.2 105.1 2006
10 132.7 156.3 2007
11 248 296.3 2008
12 491 527.6 2009
13 217 917 2010
14 674 1196 2011
DIRECT LENDING + AL
DHAMEEN & EXPORT
TRADE FINANCE
15 627 1586 2012
16 893 2801 2013
17 921 3508 2014
18 1378 4460 2015
19 1733 5597 2016
20 1583 6228 2017
21 1737 7198 2018
22 1000 7418 2019*YTD SEPT.
Thank you
To learn more visit us on www.qdb.qa
