Reg. No. :

M.B.A. DEGREE EXAMINATION, AUGUST/SEPTEMBER 2017.

Third Semester

Health Services Management

DBA 7043 — HEALTH INSURANCE

(Regulations 2013)

Time : Three hours Maximum : 100 marks

Answer ALL questions.

PART A — (10 2 = 20 marks)

1. Health insurance products – Give two examples.

2. Define Health Insurance.

3. Define group mediclaim policy.

4. List out the benefits of Bhavisha Arogya Policy.

5. IRDA – Define.

6. Insurance Act 1938 – Brief out.

7. What is the role of insurance broker to the public?

8. Give any two modes for marketing insurance.

9. Define Actuarial principles.

10. Define Ratemaking.

PART B — (5 13 = 65 marks)

11. (a) Give in detail about the principles of health insurance and health

insurance products. Give examples.

Or

(b) Explain in detail about the current trends in health insurance.

Question Paper Code : BS2150

BS2150 2

12. (a) Give a brief note on :

(i) Bhavishya Arogya Policy (7)

(ii) Jan Arogya Bima Policy. (6)

Or

(b) Give the role of public and private health insurance companies to develop

medical tourism in India.

13. (a) Give a detailed note on claims management and its significance of claims

settlement.

Or

(b) Explain the nature of claims from various classes of insurance and role of

third party administrations.

14. (a) Brief out the role of IRDA in supervising promotional activities.

Or

(b) What are the different elements of insurance marketing and what are the

different modes of channels for selling insurance?

15. (a) Explain in detail about ratemaking, principles and data required for

ratemaking.

Or

(b) Briefly explain about

(i) Interest and life contingencies (7)

(ii) Loss distribution. (6)

PART C — (1 × 15 = 15 marks)

16. (a) Explain in detail about the application of insurance models.

Or

(b) Give a detail note on the classification of health insurance.

—————————