F REAL ESTATE SATURDAY, FEBRUARY 12, 2011 THE OKLAHOMAN | NEWSOK.COM INDEX Warranties 4F Permits 6F Awards 7F Mortgages 8F HOUSE PLAN Cottage charm Craftsman detailing adds nostalgic charm to this update of a country-style cottage, specifically the gridded window uppers and the stone veneer-clad post supports. PAGE 4F LISTING OF THE WEEK Custom home with pool The Listing of the Week is a custom home with a pool on a quarter-acre corner lot with a circle drive near NW 122 and May Avenue. PAGE 7F Buying perfect shades Finding unusual and high-quality shades is not that difficult. But before you go on the hunt for the perfect shade you need to know a few things. PAGE 3F IN BRIEF KNOW FIRE DANGERS Four out of five fire-related deaths among civilians occur in the home, according to the National Fire Protec- tion Association. Smoke alarms can alert you to a fire, and sprinklers can extinguish a blaze. Beyond that, fire extinguishers are a must. Most home fires occur in the kitchen; unattended cooking is the lead- ing cause. For any kitchen fire, the first thing to do is turn off the heat. For a grease fire or any pan fire on the stove, place a metal lid or plate over the fire to cut off the oxygen supply. HOME SALES SHOW GAIN Home sales re- bounded in 49 states during the fourth quarter with 78 markets experi- encing price gains from a year ago, while most of the rest saw price weak- ness, according to the National Associ- ation of Realtors. Total state existing- home sales, includ- ing single-family and condo, jumped 15.4 percent to a season- ally adjusted annual rate of 4.8 million in the fourth quarter from 4.16 million in the third quarter, but were 19.5 percent below a peak of 5.97 million in the fourth quarter of 2009. In the fourth quarter, the median existing single-family home price rose in 78 of 152 metropolitan statistical areas from the fourth quarter of 2009, including 10 with double-digit increas- es; three were un- changed, and 71 areas had price de- clines. The national median existing single-family price was $170,600. FROM WIRE SERVICES Lauren Weber is a high- profile savings advocate and the author of a book on the history of thrift called “In Cheap We Trust.” Yet she believes that spending for a home purchase can be a wise plan — especially nowa- days when prices have moderated in many areas. “When you buy, you’re building some equity as you pay down your mort- gage,” she said. But Weber is not blind to the disillusionment that continues to color many people’s thinking about real estate, especially those with friends or relatives who’ve faced foreclosure. “Real estate used to be seen as a slam-dunk in- vestment. For many peo- ple, it’s no longer viewed as an airtight, wise invest- ment,” she said. Still, she said it can be a smart financial idea for people who plan to settle in an area for the indefinite future to buy a home there — assuming they have a stable job and stay within a comfortable affordability range to do so. For many people, Weber said that saving for a down payment on a home makes sense. Even so, she allowed that many Americans find saving money exceedingly challenging. To summon the self-control necessary to save, she urges would- be homeowners to stay fo- cused on their goal. Celia Brugge, a financial planner with Garrett Plan- ning Network (www. garrettplanningnet work.com), said that de- spite the fact that Ameri- cans are saving more than before, they slip easily into temptation when it comes to discretionary purchas- es. Brugge urges anyone trying to embark on a sav- ings program for the pur- chase of a home — or any other major financial goal — to first go through what she calls “the boot camp period.” During this initial phase, she suggests you do an inventory of where your money has gone during a recent three- to 12-month period. You can do this by reviewing the entries on your checking or credit card statements and then by using paper and pencil to summarize your out- lays. Another handy tool for tracking spending that Brugge likes is available though the website of a company called Mint (www.mint.com). Through it’s free software, Mint lets you expedite the budgeting process by eas- ily identifying and orga- nizing your transactions. Once you know where your money is going, it’s time to start making cuts in low-priority categories. To help exercise willpower against out-of-plan ex- penditures, Brugge urges would-be homebuyers give up shopping as a rec- reational activity. She said many people find low-cost social activities — such as inviting friends over for a potluck supper — to be even more gratifying that recreational shopping. In addition, Brugge said many would-be home- buyers can find savings by cutting off their cable TV and instead tuning into free TV options now avail- able through the Internet. To stay on track and ac- countable for their spend- ing, Brugge advises cou- ples to set regular times — as often as weekly — to al- locate 15 minutes or so re- porting to each other on their recent spending. E-mail Ellen James Martin at ellenjames [email protected]. UNIVERSAL UCLICK Cut down expenses, frills to save down payment Ellen James Martin SMART MOVES Most people won’t notice the main thing Jason Nieuwenhuis loves about his new home. “Right now, I’m really loving the spray-on insulation,” he said one recent and chilly afternoon. “Our electric bills have been 80, 90 bucks a month. It’s fantastic.” Carter, his wife, Amy, and their two children moved in August into their 2,700-square-foot home in the Wynchase addition near NW 164 and MacArthur. They shifted into slightly smaller quarters after living in a 3,000-square-foot home in Antler Farms, near NW 206 and May, for about two years. That slimming-down trend is gathering steam in markets across the country, said Cecil B. Pounds, city manager for D.R. Horton in Oklahoma City. He moved up from San Marcos, Texas, in August to take over the reins here. The company, based in Fort Worth, Texas, is rolling out new floor plans — some simply tweaked and others scaled down for customers like the Nieuwen- huis family. “I think a lot of people are just being a little more conservative about home buying, and that fits into the idea of what Horton has always been,” he said. “We’ve al- ways been in the first-time buyer home market or a move-up mar- ket.” Those new floor plans are tak- ing shape in several neighbor- hoods, including Johnson Farms near Mustang Road and SW 44 and Hawthorne Place near NW 192 and Pennsylvania. D.R. Horton also is offering new four-bedroom plans as well as “one-and-a-half- story” plans, which put a single room such as a bedroom or game room upstairs. “That doesn’t take on the whole top of the house,” Pounds said. “It just takes on a portion of it.” With locations scattered in more than two dozen cities coast to coast, D.R. Horton might be in a particularly good position to judge housing trends. But when it comes to the Oklahoma City-area mar- ket, it could have proved to be a disadvantage. The state, it seems, Shawnda Henson, Glenda McFall and Anthony Pate, all with D.R. Horton in Oklahoma City, show the living room of a model home at 5912 NW 162. PHOTO BY JIM BECKEL, THE OKLAHOMAN D.R. HORTON SLIMS DOWN HOMES IN METRO AREA NEIGHBORHOODS BY DYRINDA TYSON Special Correspondent [email protected]Cecil Pounds and Mark Williams of D.R. Horton in Oklahoma City show the kitchen and breakfast area of a model home at 5912 NW 162 in the Wynchase addition. PHOTO BY JIM BECKEL, THE OKLAHOMAN SEE SLIM, PAGE 2F Mi-Ling Stone Poole ASK MI-LING
Transcript
FREAL ESTATESATURDAY, FEBRUARY 12, 2011 THE OKLAHOMAN | NEWSOK.COM
INDEX
Warranties 4FPermits 6FAwards 7FMortgages 8F
HOUSE PLAN
Cottage charmCraftsman detailing adds nostalgiccharm to this update of acountry-style cottage, specificallythe gridded window uppers and thestone veneer-clad post supports.PAGE 4F
LISTING OF THE WEEK
Custom homewith poolThe Listing of the Week is acustom home with a pool on aquarter-acre corner lot with acircle drive near NW 122 and MayAvenue.
PAGE 7F
BuyingperfectshadesFinding unusual andhigh-quality shadesis not that difficult.But before you goon the hunt for theperfect shade youneed to know a fewthings.
PAGE 3F
IN BRIEF
KNOW FIREDANGERSFour out of fivefire-related deathsamong civiliansoccur in the home,according to theNational Fire Protec-tion Association.Smoke alarms canalert you to a fire,and sprinklers canextinguish a blaze.Beyond that, fireextinguishers are amust. Most homefires occur in thekitchen; unattendedcooking is the lead-ing cause. For anykitchen fire, the firstthing to do is turnoff the heat. For agrease fire or anypan fire on thestove, place a metallid or plate over thefire to cut off theoxygen supply.
HOME SALESSHOW GAINHome sales re-bounded in 49states during thefourth quarter with78 markets experi-encing price gainsfrom a year ago,while most of therest saw price weak-ness, according tothe National Associ-ation of Realtors.Total state existing-home sales, includ-ing single-family andcondo, jumped 15.4percent to a season-ally adjusted annualrate of 4.8 million inthe fourth quarterfrom 4.16 million inthe third quarter, butwere 19.5 percentbelow a peak of 5.97million in the fourthquarter of 2009. Inthe fourth quarter,the median existingsingle-family homeprice rose in 78 of152 metropolitanstatistical areasfrom the fourthquarter of 2009,including 10 withdouble-digit increas-es; three were un-changed, and 71areas had price de-clines. The nationalmedian existingsingle-family pricewas $170,600.
FROM WIRE SERVICES
Lauren Weber is a high-profile savings advocateand the author of a bookon the history of thriftcalled “In Cheap WeTrust.” Yet she believesthat spending for a homepurchase can be a wiseplan — especially nowa-days when prices havemoderated in many areas.
“When you buy, you’rebuilding some equity asyou pay down your mort-gage,” she said.
But Weber is not blind tothe disillusionment thatcontinues to color manypeople’s thinking aboutreal estate, especially thosewith friends or relativeswho’ve faced foreclosure.
“Real estate used to beseen as a slam-dunk in-vestment. For many peo-ple, it’s no longer viewedas an airtight, wise invest-
ment,” she said.Still, she said it can be a
smart financial idea forpeople who plan to settlein an area for the indefinitefuture to buy a home there— assuming they have astable job and stay within acomfortable affordabilityrange to do so.
For many people, Webersaid that saving for a downpayment on a home makessense.
Even so, she allowedthat many Americans findsaving money exceedingly
challenging. To summonthe self-control necessaryto save, she urges would-be homeowners to stay fo-cused on their goal.
Celia Brugge, a financialplanner with Garrett Plan-ning Network (www.garrettplanningnetwork.com), said that de-spite the fact that Ameri-cans are saving more thanbefore, they slip easily intotemptation when it comesto discretionary purchas-es.
Brugge urges anyonetrying to embark on a sav-ings program for the pur-chase of a home — or anyother major financial goal— to first go through whatshe calls “the boot campperiod.”
During this initialphase, she suggests you doan inventory of where your
money has gone during arecent three- to 12-monthperiod. You can do this byreviewing the entries onyour checking or creditcard statements and thenby using paper and pencilto summarize your out-lays.
Another handy tool fortracking spending thatBrugge likes is availablethough the website of acompany called Mint(www.mint.com).Through it’s free software,Mint lets you expedite thebudgeting process by eas-ily identifying and orga-nizing your transactions.
Once you know whereyour money is going, it’stime to start making cutsin low-priority categories.To help exercise willpoweragainst out-of-plan ex-penditures, Brugge urges
would-be homebuyersgive up shopping as a rec-reational activity. She saidmany people find low-costsocial activities — such asinviting friends over for apotluck supper — to beeven more gratifying thatrecreational shopping.
In addition, Brugge saidmany would-be home-buyers can find savings bycutting off their cable TVand instead tuning intofree TV options now avail-able through the Internet.
To stay on track and ac-countable for their spend-ing, Brugge advises cou-ples to set regular times —as often as weekly — to al-locate 15 minutes or so re-porting to each other ontheir recent spending.E-mail Ellen James Martin at [email protected].
UNIVERSAL UCLICK
Cut down expenses, frills to save down paymentEllenJamesMartin
SMARTMOVES
Most people won’t notice themain thing Jason Nieuwenhuisloves about his new home.
“Right now, I’m really lovingthe spray-on insulation,” he saidone recent and chilly afternoon.“Our electric bills have been 80,90 bucks a month. It’s fantastic.”
Carter, his wife, Amy, and theirtwo children moved in August intotheir 2,700-square-foot home inthe Wynchase addition near NW164 and MacArthur. They shiftedinto slightly smaller quarters afterliving in a 3,000-square-foothome in Antler Farms, near NW206 and May, for about two years.
That slimming-down trend isgathering steam in markets acrossthe country, said Cecil B. Pounds,city manager for D.R. Horton inOklahoma City. He moved upfrom San Marcos, Texas, in Augustto take over the reins here.
The company, based in FortWorth, Texas, is rolling out newfloor plans — some simplytweaked and others scaled downfor customers like the Nieuwen-huis family.
“I think a lot of people are justbeing a little more conservative
about home buying, and that fitsinto the idea of what Horton hasalways been,” he said. “We’ve al-ways been in the first-time buyerhome market or a move-up mar-ket.”
Those new floor plans are tak-ing shape in several neighbor-hoods, including Johnson Farmsnear Mustang Road and SW 44
and Hawthorne Place near NW192 and Pennsylvania. D.R. Hortonalso is offering new four-bedroomplans as well as “one-and-a-half-story” plans, which put a singleroom such as a bedroom or gameroom upstairs.
“That doesn’t take on the wholetop of the house,” Pounds said. “Itjust takes on a portion of it.”
With locations scattered inmore than two dozen cities coastto coast, D.R. Horton might be in aparticularly good position to judgehousing trends. But when it comesto the Oklahoma City-area mar-ket, it could have proved to be adisadvantage. The state, it seems,
Shawnda Henson, Glenda McFall and Anthony Pate, all with D.R. Horton in Oklahoma City, show the living room of a model home at 5912NW 162. PHOTO BY JIM BECKEL, THE OKLAHOMAN
D.R. HORTON SLIMS DOWN HOMESIN METRO AREA NEIGHBORHOODS
Cecil Pounds and Mark Williams of D.R. Horton in Oklahoma City show the kitchen and breakfast areaof a model home at 5912 NW 162 in the Wynchase addition. PHOTO BY JIM BECKEL, THE OKLAHOMAN
SEE SLIM, PAGE 2F
Mi-LingStonePoole
ASKMI-LING
2F SATURDAY, FEBRUARY 12, 2011 THE OKLAHOMAN | NEWSOK.COMREAL ESTATE
prefers familiar faces.“This is one of the few
states that I know of wherethere’s not a lot of nationalbuilders,” said Jim Schuff,president of the CentralOklahoma Home BuildersAssociation. “You can pickup builders’ magazinesand look through there,and almost every state,Texas and Kansas and Cal-ifornia and all over, they’vegot the national builders —but pretty much not herein Oklahoma.”
And that could be whysome in the industry mightbe surprised to see D.R.Horton still standing afterfive years in Oklahoma.
“First of all, you have tohave land to build on,”Schuff said. “And you havedevelopers, individuals,who own the majority ofthe land here, your J.W.Mashburns and your PaulOdoms and guys who ownthe land. Well, they’re notgoing to sell to a nationalchain. These guys arestrong enough they’re go-ing to maintain it them-selves and develop for thebuilders they typically sellto.”
Still, D.R. Horton hasbuilt homes across themetro area. It closed onabout 150 homes in 2010,according to Pounds’ esti-mates, and about 170 theyear before.
Compared to the rest ofthe country, housing inOklahoma is far more af-fordable, Pounds said.Buyers moving in fromother areas are often sur-prised by how much housetheir money will buy.
“It goes a lot furtherhere,” he said. “There’s noquestion about it.”
Joe Carter, a programanalyst at Tinker Air ForceBase, said value drew himand his wife, Kim, to D.R.
Horton in 2009. “Morebang for your buck, I guessyou might call it,” he said.
They lived in a 2,700-square-foot home in Ro-selake at NW 178 and Port-land for about a year and ahalf before putting it onthe market. D.R. Hortonaims to finish their newhome in Wynchase inJune.
“This other one we’rebuilding is a little bitsmaller,” he said. “Beingattracted to the value andall, I think we bought a lit-tle bit bigger house thanwas actually needed, andmy wife was having a hardtime keeping up with all ofit.”
They quickly sold theiroriginal house, closing onit Jan. 31. “We bought a lit-tle bit smaller one thistime around, but we lovethe house,” he said.
And if Pounds has hisway, more OklahomaCity-area families will beloving their D.R. Hortonhomes. “Hopefully, in thenext few months we’ll bedrawing and expanding,moving out to where wecan cover more of the met-ro,” he said.
Though Horton is a na-tional company, it shares alot with its homegrowncompetition, Pounds said.
“The families are here,our employees are here —Oklahomans,” he said.“We’re hiring local people.We’re hiring folks who arein the market.”
And he plans to nestlehis company even deeperinto Oklahoma City, hesaid.
“Horton is a family-owned business eventhough it’s a national cor-poration — it’s still familyowned,” he said. “We’rereally big into our commu-nities. We like to be in-volved in our communi-ties.”
FROM PAGE 1F
Slim: State housing more affordable
Left: Fort Worth, Texas-based D.R. Horton, in Okla-homa City for five years now, built this modelhome at 5912 NW 162 in the Wynchase additionnear NW 164 and MacArthur Boulevard.
PHOTO BY JIM BECKEL,THE OKLAHOMAN
Seen from the top of the stairs, the soaring heighthof the entryway and its arched clerestory windowseem reined in by the light-colored crown molding in amodel by D.R. Horton at 5912 NW 162 in the Wyn-chase addition, near NW 164 and MacArthur Boule-vard. PHOTO BY JIM BECKEL, THE OKLAHOMAN
This view from the upstairs landing shows the livingroom in the D.R. Horton model in Wynchase addition.
PHOTO BY JIM BECKEL, THE OKLAHOMAN
Left: A wall lamp illumi-nates a stairway in theD.R. Horton model homein northwest OklahomaCity.
PHOTO BY JIM BECKEL,THE OKLAHOMAN
Right: The arched door,textured walls, includingchair rail molding, ceilingtreatment and crownmolding combine for asimple yet richly appoint-ed dining room in the D.R.Horton model.
PHOTO BY JIM BECKEL,THE OKLAHOMAN
THE OKLAHOMAN | NEWSOK.COM SATURDAY, FEBRUARY 12, 2011 3FREAL ESTATE
DEAR MI-LING: I havesome favorite classic lampsbut need to replace theshades.You said in your co-lumn one should changelight shades with the sea-sons. Where can I find un-usual and quality shades?
Phyllis H.DEAR PHYLLIS: Find-
ing unusual and high-quality shades is not thatdifficult. You can find themonline or by visiting yourlocal lighting center. Butbefore you go on the huntfor the perfect shade, youneed to know a few things:
First, measure your cur-rent shade. Start by mea-suring the vertical length ofthe shade on a slant and upand down. Next measurethe diameter of the shadeat the top and the bottom.It’s always a good ideawhen possible to take yourlamp or shade with you tothe store for a perfect fit.
Next, determine whattype of connection yourlamp has to the shade.
The most common is aspider with harp. This typeof connection screws intothe top of the shade andslides into place and locksat the base below the bulb.Another type of connec-tion is Uno. This type isfound on smaller lamps.The wiring is attached di-rectly to the socket of thelamp. The third type is aclip-on. Most accent lampsand chandeliers use this
type of shade connection.It’s all one piece andsqueezes over the bulb.
After deciding whichtype of connection youhave, consider all of thestyles of lamp shades andstay true to the base butdon’t be afraid to changethings up a bit.
Common styles of shad-es include:
› Bell lamp shade.› Pleated shades.› Classic squared shade.› Floor lamp shade.› Curved with cut cor-
ners.› Drum shade.› Scalloped shade.Materials for high-qual-
ity shades can consist oflinen, silk, leather andsuede. But you can findvelvet, sea grass, embroi-dered, stamped or printedshades, to name a few. Ba-sically, the sky is the limit.
However, before buyinga new shade, consider thepurpose of the lamp. Doyou need good light forreading or just ambientlight? Are you trying to usethe lamp shades to pop col-or in the room?
If the shade is too dark, itwill block out some of thelight, which can affect thetotal amount of lightinggenerated in the room. Ifpossible, take your baseand test it in the show-room. Before you buyshades online, make sureyou can return it.
Now go out and createyour own comfort zone!
For more design tips and other lifestyleinformation go to www.mi-ling.com.
Get made in shades Mi-LingStonePoole
ASKMI-LING
Craftsman detailingadds nostalgic charm tothis update of a country-style cottage. Specifically,notice the gridded windowuppers and the stone ve-neer-clad post supports.An old-fashioned woodenporch swing would be anice fit on the Belknap’scovered porch, as would asuite of wicker furniture.
On the ground floor,formal and informal gath-ering spaces fill the leftwing. A den, utility room,half bath and luxuriousowners suite are on theright side, along with di-rect access to the garage.Three bedrooms, twobathrooms and a study areupstairs.
The living room and denare well separated from themore relaxed family livingareas at the rear. The foyeris totally open to the livingroom, while den access isaround the corner to theright. Moving forwardfrom the foyer takes youdirectly to the kitchen,while turning left at thestairs brings you into abright and expansive two-story great room. Crafts-man windows on two lev-els flank the fireplace.
Twin sets of continentalcolumns line the wideopening between the greatroom and vaulted diningroom. During the warmermonths, sliding glassdoors at the rear of thedining room offer in-creased air circulation pluseasy access to a coveredpatio.
An open passagewayand a long raised eatingcounter bound the diningroom and step-efficientkitchen. Standing at thecooktop, you can talk topeople in the dining roomand see out onto the patio.The kitchen sink offers awide view of the Belknap’srear yard.
The vaulted ownerssuite, too, has windowsthat face the backyard,along with three slenderside windows. Luxuryamenities include a deepwalk-in closet, dual vani-ty, a shower, spa tub andtotally private toilet.
For a review plan, including scaled floorplans, elevations, section and artist’sconception, send $25 to AssociatedDesigns, 1100 Jacobs Drive, Eugene, OR,97402. Please specify the Belknap30-771 and include a return addresswhen ordering. For more information,call (800) 634-0123.
HOUSE PLAN
Belknapbringscountrycharm
4F SATURDAY, FEBRUARY 12, 2011 THE OKLAHOMAN | NEWSOK.COMREAL ESTATE
Which type of service provider drewthe most complaints in 2010? Accordingto Angie’s List (www.angieslist.com),home warranty companies topped the listfor the sixth year.
If you’re considering a home warrantyprogram when buying a house — to coverthings such as a garbage disposal, theplumbing, the electrical wiring and theheating, ventilation and air-conditioningsystem — check first with Angie’s List, the
Better Business Bureau or online for acompany’s complaints.
The list also includes — in order —property management companies, Inter-net service providers, TV cable and satel-lite providers, wedding professionals (bri-dal and tuxedo shops and planners), drycleaners, phone services, auto sales, carservices (limo and taxis) and florists.
Angie’s List charges an annual fee formembers. Information at the Better Busi-ness Bureau is free; find your local chapterthrough www.bbb.org.
Home warranty companies getmost service provider complaintsBY MCCLATCHY-TRIBUNE INFORMATION SERVICES
5FSATURDAY, FEBRUARY 12, 2011THE OKLAHOMAN NEWSOK.COM
6F SATURDAY, FEBRUARY 12, 2011 THE OKLAHOMAN | NEWSOK.COMREAL ESTATE
Oklahoma CityCaston Construction,
3000 N Grand Blvd., office,erect, $2,500,000.
Tony Hernandez, 4029NW 34, duplex, remodel,$1,400,000.
Tony Hernandez, 4031NW 34, duplex, remodel,$1,400,000.
William Woody, 2752Pembroke Terrace, stormshelter, install-storm shel-ter, $2,500.
Cal Moser, 3206 Ger-aldine Ave., canopy-car-port, add-on, $1,500.
Julio Ivan Ensiquer, 112SW 42, residence, add-on,$1,500.
Greta Coleman, 1446 NE25, storage, erect, $1,200.
Rafael Pantoja, 2828 SWoodward Ave., storage,erect, $1,000.
Richard Rickman, 2504Reeves Ave., storage, erect,$1,000.
DemolitionsM&M Wrecking Inc.,
3005 N Classen Blvd.,vacant.
Jeanne Helm, 718 W Hill,residence.
Kendall Concrete, 2117SW 13, residence.
Ray’s Trucking, 403 NHigh Ave., residence.
Zakia Jihad, 1136 NE 14,residence.
Kendall Concrete, 2612Dittmer Road, residence.
Kendall Concrete, 3835NW 11, residence.
Midwest Wrecking, 111Robert S. Kerr Ave., office.
Ray’s Trucking, 412 SE52, house.
Chasity Cofer, 4001 NW11, residence.
Permits
THE OKLAHOMAN | NEWSOK.COM SATURDAY, FEBRUARY 12, 2011 7FREAL ESTATE
The Listing of the Weekis a custom house with apool on a quarter-acrecorner lot with a circledrive in the Camelot Es-tates neighborhood nearNW 122 and May Avenue.
The 2,090-square-foothouse at 12200 GreystoneAve. has four bedrooms,2½ baths, two livingrooms, two dining roomsand an attached two-cargarage. The den has a fire-place, library paneling, awet bar and ceiling fan.The kitchen has been up-
dated with granite coun-ters. The master bedroomhas a walk-in closet, ceil-ing fan and bath with dou-ble vanities. The home hasoutbuildings, an open pat-io and security system.
The house is listed withJames Anderson of Centu-ry 21 Gold Castle Realty.For more information, call840-2106 or 922-6310.
Nominations for Listing of the Weekare welcome. Send information onsingle-family homes to The Oklahoman,Richard Mize, P.O. Box 25125, OklahomaCity, OK 73125. Nominations may befaxed to 475-3996.
LISTING OF THE WEEK
The Listing of the Week is at 12200 Greystone Ave. PHOTO PROVIDED
Corner lot homehas pool, patio
Greg Evans, JaminSwanson and Jim West ofWomble Co., Pella windowand door distributorship inOklahoma, earned PellaCorp.’s 2010 President’sClub Award for outstand-ing sales and customer ser-vice performance.
“The outstanding ef-forts of these high-per-forming individuals reflectPella’s commitment toquality products and ser-vices that enhance cus-tomer satisfaction,” saidEd Engelbrecht, Pella vice
president for trade andcommercial sales.
Evans is a two-timewinner who works in theretail replacement divisionfor the Oklahoma City ar-ea. Swanson, a three-timewinner, works with archi-tects, builders and remod-elers in the Tulsa area.West is a five-time winnerwho serves works with ar-chitects, builders and re-modelers in the OklahomaCity area.
Womble has Pellashowrooms at 537 E Brit-ton Road in Oklahoma Cityand 6560 E 41st in Tulsa.
Company gives awardsfor top sales, serviceFROM STAFF REPORTS
$200 OFF RENT1&2bedrooms. Spring TreeApartments. 405-737-8172.
$99 move in special Lg 1bdquiet, clean, coin lndry onsite, pool $365mo 794-5595
Fully furnished 1 bedapt, bills paid, $525/mo,524-4490 or 417-1177.
London Square VillageApartments 1-2-3BEDSNow accepting applications
for section 87533 NW 6th OKC
9- 5, M-F 405-787-7421.Subsidized through HUDbased on income - limitsposted in office for review.Appls processed first comefirst served. Vacant aptsfilled from waiting list.We do not discriminateon the basis of race, sex,familial status, handicap,age, or national origin.
Rockwell Villa Apartments1-2-3 beds now accepting
Appls for Section 8.905 North Rockwell, OKC9-5 M-F 405-787-9403.
Subsidized through HUDbased on income - limitsposted in office for review.Appls processed first comefirst served. Vacant aptsfilled from waiting list.We do not discriminateon the basis of race, sex,familial status, handicap,age, or national origin.
$200 off1 & 2 BEDROOMS
Furnished & UnfurnishedNEWLY REMODELEDGATED COMMUNITYCAVE CREEK
ON ROCKWELL3037 North Rockwell
495-2000$100 off
First Month’s RentLARGE TOWNHOMES
& APARTMENTS• Washer, Dryers, pools• PC Schools, fireplaces
Williamsburg7301 NW 23rd
787-1620’’ Stop by for a ’’Sweetheart of a DealPop a Balloon this mo.to see your savings!
Moore, OK 73160.9-5 M-F 405-794-5033.Subsidized through HUDbased on income - limitsposted in office for review.Appls processed first comefirst served. Vacant aptsfilled from waiting list.We do not discriminateon the basis of race, sex,familial status, handicap,age, or national origin.
$99 SPECIALLg 1bdr, stove, refrig.,clean, walk to shops.$325 mo. 632-9849
Appls for Section 8.1601 S. Henderson Street,Chickasha, OK 73018.9-5 M-F #405-222-0909.
Subsidized through HUDbased on income - limitsposted in office for review.Appls processed first comefirst served. Vacant aptsfilled from waiting list.We do not discriminateon the basis of race, sex,familial status, handicap,age, or national origin.
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1 bed available, NWOKC, immediate move in,call today, 831-4183.
1012 & 1014 Chowning,2/1/1, near UCO, $620 +dep, 285-0305/823-6550.
1808 N Robinson, upstairs2bd 1ba 1car, 1200sf,washer/dryer, woodfloors, $725 rent, $400dep. No Sec 8 409-7989
K Off Special5215 S Land 3bd ba 1car1000sf $700/mo $400/dp
409-7989 no sec 8
2625 SW 45th Sharp3bd, with 1 car garage,clean, fenced $650Fidelity410-4300, 692-1661
3912 S Harvey cute 2bdrock home w/basement1 car garage, only $495Fidelity410-4300, 692-1661
2 bed, W/D hookup,fenced yard, $475 mo,
$250 deposit. 631-8039
$ FREE RENT 1ST MO $» FOR SALE OR RENT»2BR $350+, 3BR $450+,
MWC NO PETS 427-0627
HARD TO FIND 3bd2.5ba approx 2495' w/office on 20 ac MOL lrgrms & gamerm upstairs.Enjoy view of lake acrossthe street. Cashion Schls$279,900 Lisa 919-5717
Cleaton & Assoc373-2494.
1N to 10A, E. of OKC,pay out dn. before 1st pmt.starts, many are M/H readyover 400 choices, lg trees,some with ponds, TERMS
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w/details about home
**NEW** 1216 sq ft$25,995 - 1 only
Maxeys Homes 631-3600
Repo 16x80 3bd 2ba301-2454 517-5000
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Receiver’s SaleAssets of a distributioncompany specializing infasteners in Tulsa, OK.The bid must include allof the assets (which in-cludes the going concernvalue) that will be sold.
There will be an assump-tion of certain liabilitiesas part of the transac-
tion. A list of the assetsare available. Sale to beheld on Monday, February14, 2011 at 2:00 p.m. at
401 S. Boston,Ste. 2200, Tulsa, OK.For more info, pleasecontact Sam Heigle at
2 bed, large yard, newDishwasher, $600 monthreferences, 1 mo depositrequired. 799-3553
I BUY & SELL HOUSES27 YRS EXP 650-7667
HOMESOFOKCINC.COM
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8F SATURDAY, FEBRUARY 12, 2011 THE OKLAHOMAN | NEWSOK.COMREAL ESTATE
CHICAGO — Mortgageloan servicers negotiated1.76 million permanentloan modifications forhomeowners last year, butmore than two-thirds ofthem were completed in-house and not part of thefederal government’sHome Affordable Modifi-cation Program (HAMP).
A year-end report fromHope Now, a private-sec-tor group of mortgage ser-vicers, investors, insurersand nonprofit counselors,showed that mortgage ser-vicers arranged 1.24 mil-lion proprietary perma-nent modifications, com-pared to the 512,712 modifi-cations begun under thegovernment’s more rigor-ous HAMP program.
In 2009, more than halfof the total number of loanmodifications made werethrough HAMP.
It’s unclear how many ofthose permanent in-housemodifications receivedduring 2010 are still cur-rent. The Treasury De-partment said one in fivehomeowners who receiveda permanent HAMP mod-ification during 2009’s fi-nal quarter was at least 60days delinquent on mort-gage payments at the endof 2010.
In an indication of theserious difficulties that lieahead for consumers andthe housing market thisyear, the number of con-sumers who were at least60 days behind on theirmortgage totaled 2.87 mil-lion in December. Still,60-day loan delinquenciesare 30 percent lower thanthey were at the end of De-cember 2009.
Hope Now’s data alsoshowed a significantfourth-quarter drop inforeclosure starts andsales, compared with thethird quarter, but that islargely the result of mort-gage servicers temporarilysuspending foreclosureactions while they andstates investigated theirback-office procedures.
Estimated1.76 millionmortgagesmodified BY MCCLATCHY-TRIBUNEINFORMATION SERVICES
Everardo Borunda hasjoined Churchill-Brown &Associates Realtors as aresidential real estate as-sociate in the south office,9620 S Pennsylvania Ave.
He attended OklahomaCity Community Collegein diversified studies. Pre-viously, “Ever,” who is bi-lingual, was employed asan electrical journeymanin commercial, industrialand residential settings.
Everardo Borunda
Bilingualassociatejoins office
If You Have Something To SellClassified Can Do It — Call 475-3000
