RedAntswww.red-ants.co

Consumer-to-Consumer (C2C)

Money Services

Next GenerationWork in progress

Thepresented by

MezzaCapWe invent CryptoBusiness

(*) Sources: Worldbank Report, April 2015 (Link), Worldbank Poverty Report, April 2015, (Link) and The Global Findex

Disparities4 billion people earn less than USD 10 per day2.2 billion people earn less than USD2 per day

Unbanked:2.5 billion or 38% people worldwide have no bank account55% of borrowers in developing countries use informal sources of credit

Mobile:>50% of adults worldwide own smartphone68% use it for money services

The Money World TodayThe Poor,The Unbanked & The Mobiles

Disrupting

Phenomena

Crowdfunding & Cryptocurrencies

11% in high-income economies 55% in developing economies 77% of adults earning less USD 2 a day

DON`T HAVE A BANK ACCOUNT

Why?Costs of bank services

No bank available locally

No money available

The Unbanked PeopleMajority of people in developing economies have no account

(*) Sources: Worldbank, Global Findex (Link)

BRICS & Asia Pacific• 3.5 billion people (40% of world population)• migrant remittances in 2015 $160 billion

(*) Sources: Worldbank Report on Migration and Remittances, April 2015, (Link )

Migrant Remittance - A Huge MarketRemittance Business in BRICS and Asia Pacific today

Developing Countries (total)• 250 million people live and work outside their countries by the end of 2015• remittances to developing countries in 2015: $440 billion• rising to $636 billion in 2017• Diaspora savings in 2013: $497 billion

(*) Sources: Worldbank Report, April 2105, Link

The Migrant Remittance MarketA huge market that is about to be disrupted

Remittances are a critical source of national and families’ income

Migration remittances are large and more stable than many other types of capital flow

Global remittance market generates more than USD 32 billion Revenues for financial service providers

less than 2 % of remittance flows from mobile devises in 2013despite lower cost due to the regulatory burden related

USD $100 billion in migrant savings could be raised annually by reducing remittance costs and mobilizing diaspora savings.

Warning & Cost Alert

Cost Alertfor 4 billion people

remittance of a week`s earningcan cost you a few days of work

Germany to India (EUR 140)*Firm Total Cost Transfer

Percent SpeedTransferwise 0.23 2dAzimo 1.07 1dRemitGuru 3.08 2d

UK to India (GBP 120)*Firm Total Cost Transfer

Percent SpeedTransferwise 0.72 3-5dRemitGuru 0.94 1dAzimo 1.6 3-5d

US to India (USD 200)*Firm Total Cost Transfer

Percent SpeedMoneyGram 0.42 hoursWestern Union 0.72 3-5dmoney2india 2.35 3-5d

Canada to Philippines (CAD 200)*Firm Total Cost Transfer

Percent SpeedMetro Remittance 3.49 hourshyperRemit 3.67 hoursReliable Peso Remit 3.99 hours

Warning:remitting small amounts is extremely expensive:

(*) Source: worldbank.org, Remittance Prices Worldwide, March 2015 (Link)(**) Source: saveonsend.com, (Link)

below USD 50 more than 10%**

below USD 20 more than 25%**

below USD 10 more than 50%**

The Global Remittance Market High Costs because of Outdated Infrastructure

!

Global cost average for sendingUSD 200 via an MTO is 8.03%*

RedAnts Market Coverage• BRICS & Asia Pacific Region

• 500,000 Registered Bitcoin Unique• up to 5 million Bitcoin microtransaction per day• 70% of traffic from BRICS & Asia Pacific Region• >80% returning visitors / Bounce rate <15%

Kickstart with strong user base

Source and notes: Stats are based on Google Analytics, Stats shown are for a single site of MezzaCap;

TraditionalPlayers:

Best Western& others

DisruptingPlayers:Alliance CommerceBitSparkcoins.phRedAnts

New but not disrupting Players :Transferwise & others

Competitive EnvironmentTraditionals∣New Traditionals ∣Disrupting Players

The Market

decliningprices

newservices

The Blockchain OpportunityCryptocurrency and Blockchain unlock/disrupt market potentials

Cryptography with high

security level

Public infrastructure with low costs and high efficiency

Blockchain:Public ledgerwithhighesttransperency

Peer-to-peer system from users for users with no

intermediary instances

RedAntsMoney ServicesPlatform

sending

lendingfunding

The Next Generation Money ServicesInstant Money Transfer - first step towards a new financial world

Wallet & Blockchainbased

C2C Money Servicesfrictionless ∣mobile∣ convenient

trusted ∣fast∣ cheap

crowd

crowd

Wallet

Financial(R)evolution

startswitha

Bank

BTCWallet

RedAntsWallet &

BlockchainBased

ClearingSystem

Cash

BTCWallet

Sender Receiver

How it WorksWallet & Blockchain Based Instant Payment Services

BTCBTC

Services

• Bank• Cash Pickup• Cash Card• ATM/BTM• Mobile Money

• Pay Bills• Load Mobile• E-Commerce• Gaming• Other BTC offer

Goldman SachsThe Future of Money – Payment Disrupter Bitcoin

$

AdvertisingIncome:

AdvertisingRevenue

„Red Ants“ Free MoneyServices• Free Bitcoins payouts• Free Remittance Svcs• 500,000 registered users• up to 1.5 Mio micropayment transaction per day

Market Share & Frequency• Unique Users• Pageviews• E-Commerce• Ad Clicks

Fee MoneyServices

RemittanceLending

Crowdfunding

100%

Zero Budgetacquisition

strategy

Huge Customer Base for KickstartCryptocurrency and Blockchain will unlock market potentials

Thank You 4 Your

Attentionfor more information

Please visit us onwww.red-ants.co