• Our mission is to provide Merchants with Fair Pricing and Fair Treatment. We are your independent 3rd party consulting arm which is completely unbiased… and100% focused on keeping your credit card processing expense at a fair and reasonable level.

“Interchange is the biggest credit card fee you have never heard of”…

Most businesses do not have an internal process in place to monitor their monthly credit card processing statements to identify unfair swipe fee charges. And most owners and CFO’s agree they would (1) not know how or (2) certainly not have the time to effectively communicate with their merchant processor to correct them and make them fair.

• Let us help and do for you what we have done for so many other companies.

• Imagine having Fortune 500 caliber talent working on your behalf to effect:

Continuous auditing of processor statements to ensure compliance with Interchange Rules published by VISA and MasterCard, which change no less than semi-annually Review of merchant ID categories (“MID”) set forth in the Interchange Rules in order to effect lower charge rates on certain Client revenue streams

• Review of data exchanges between Client’s POS device, gateway, processor front end, processor back end, acquiring/issuing bank network and card associations in order to reduce various costs Operational changes which may require directing employees toward “best practices”

• Processor rate negotiations• If you are processing more than 1 million dollars in credit cards each year, ask us to conduct a Merchant Business

Assessment for you. There is no obligation on your part to find out if you are being treated FAIRLY by your current processor.

• If you have over $10,000 in monthly Credit Card business, we can help.• We work for a portion of the savingsand if we can’t save you money on your processing fees…

we charge you nothing!

•A rapidly growing group of merchants who are tired of being charged hidden

fees.

•Banded together to leverage their collective power.

•Over 2400 business locations

•93% of the businesses analyzed are treated unfairly

Advocates For Savings / Thomas J. Tysl / 1701 W. Northwest Hwy Grapevine, Texas 76051

817.404.9011 / Fax 817.224.2924 / ttysl@advocatesforsavings.com