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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved. Financial business Nihon Hoshou Co., Ltd. Partir Servicer Co., Ltd. KC Card Co., Ltd. CREDIA Co., Ltd. Real estate business Keynote co., Ltd. Amusement business ADORES, Inc BREAK Co., Ltd. International business Chinae Savings Bank Co., Ltd. Neoline Credit Co., Ltd. KJI Consumer Finance LLC HICAPITAL Co., Ltd. J Trust Asia Pte. Ltd. Other business J Trust System Co., Ltd. AAD Co., Ltd. Reference2) Overview of Achievements of Main Consolidated Subsidiaries 15
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Page 1: Reference2) Overview of Achievements of Main Consolidated ... · June 2013 . July 2013 . Aug 2013 . March 2014 . March 2014 . Tied up with Exchange Corporation K.K. for credit guarantee

Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Financial business Nihon Hoshou Co., Ltd.

Partir Servicer Co., Ltd.

KC Card Co., Ltd.

CREDIA Co., Ltd.

Real estate business Keynote co., Ltd.

Amusement business ADORES, Inc

BREAK Co., Ltd.

International business Chinae Savings Bank Co., Ltd.

Neoline Credit Co., Ltd.

KJI Consumer Finance LLC

HICAPITAL Co., Ltd.

J Trust Asia Pte. Ltd.

Other business J Trust System Co., Ltd.

AAD Co., Ltd.

(Reference2) Overview of Achievements of Main Consolidated Subsidiaries

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – Financial Business 1

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Trade name Representative Main office location Date established Business description Registration Affiliated organization Fiscal year end Amount of capital Principal shareholder

Nihon Hoshou website

Mar 13 Mar 14 YOY

Operating revenue 17,405 12,219 ▲ 5,185

Operating income 6,774 4,407 ▲ 2,366

P/L(Cumulative) Unit:Million yen

・As Nihon Hoshou’s accounting period ending month was changed from February to March in January 2014, the accounting period for the period ended March 2014 was 13 months from March 2013 to March 2014. ・Necessary adjustments for consolidation were made for material transactions in March in Financial statements of February which describes settlement of accounts in March 2013 .

:NIHON HOSHOU Co., Ltd. :Toshihide Yamamoto President & Representative Director 1-7-12 Toranomon, Minato-ku, Tokyo :March 17, 1970 :Comprehensive Financial Business (Loan business - Business & Consumer loan services, factoring business, credit guarantee business) :Head of Kinki Finance Bureau(11)No. 00101 Building Lots and Buildings Transaction Business License (1)No.57525 by the governor of Osaka :Japan Financial Service Association No.002268 JICC :March :95 million yen :J Trust Co., Ltd. 100%

Topics

May 2013 June 2013 July 2013 Aug 2013 March 2014 March 2014

Tied up with Exchange Corporation K.K. for credit guarantee operations. ・ Started handling credit guarantee operations for “AQUSH” ‘mortgage loan) provided by Exchange Corporation . Osaka branch location moved. <New location :8-8 Nodamachi 2-chome, Miyakojima-ku, Osaka > Main store location (on registry) moved. No change in main office location. <Main store location : 8-8 Nodamachi 2-chome, Miyakojima-ku, Osaka > Started offering of “KC VIP Loan Card” that is a tie-up product with KC Card. Concluded the tie-up for guarantee business with Seikyo Credit Union Concluded guarantee tie-up for rental housing loan with the Saikyo Bank

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Mar 13 Mar 14 YOY

Operating revenue 1,254 1,296 41

Operating income 179 142 ▲37

Overview of Achievements of Main Consolidated Subsidiaries – Financial Business 2

:PARTIR Servicer Co., Ltd.

:Norio Uemura, President and Representative Director :1-7-12 Toranomon, Minato-ku, Tokyo

:August 23, 2007 :Servicer involved in the following (Purchase of specific monetary debts, receivables management and recovery, commissioned management and recovery services) :Servicer License Permit number No. 113 issued by Ministry of Justice Building Lots and Buildings Transaction Business License (1)No.92180 issued by the governor of Tokyo Antique dealer license No.301081103581 issued by Tokyo Public Safety Committee :Loan Servicers Association of Japan Tokyo Real Estate Transaction Association, etc. :March :500 million yen :J Trust Co., Ltd. (100%)

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Trade name Representative Main office location Date established Description of business Registration Affiliated organization Accounting period Amount of capital Principal shareholder

Unit:Million yen

Partier website

P/L(cumulative)

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Mar 13 Mar 14 YOY

Operating revenue

11,977 9,552 ▲ 2,424

Operating income

5,845 3,382 ▲ 2,462

Overview of Achievements of Main Consolidated Subsidiaries – Finance Business 3

KC Card Co., Ltd. Satoshi Ando, President & Representative Director 3-4-2 Hakata-ekimae, Hakata-ku, Fukuoka April 26, 1963 Credit card business, loan business, credit guarantee business, real estate business, etc. Comprehensive credit purchase and mediation business Kyushu (Comprehensive)No.30 Individual credit purchase and mediation business Kyushu (Individual)No.14-1 Moneylending business Head of Fukuoka Finance Bureau(10) No. 00030 → Head of Fukuoka Finance Bureau(11) No. 00030 from June 21, 2014 The third party type prepaid method payment measure issuance business Head of Fukuoka Finance Bureau No. 00088 Japan Financial Association, member number 002328, Japan Consumer Credit Association December 3,055 million yen J Trust Co., Ltd. 98.54% (percentage of voting rights); others

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Trade name Representative Main office location Date established Business description Registration Affiliated organization Accounting period Amount of capital Shareholder

Unit:Million yen

KC Card website

P/L(cumulative) Topics

April 2013 May 2013 June 2013 July 2013 Aug 2013

KC Card’s 50th anniversary New service was launched to exchange Happy Points with “Amazon’s Gift Card.” Card Loan “KC Money Card” was renewed. FC Gifu Official/KC Card was issued ・Official credit card of J2 Soccer Team 「FC Gifu」 Launched tie-up guarantee business with Tomato Bank. ・Started offering ”Tomato/KC Omatome Card Loan” that Tomato Bank offers. Launched offering of “KC VIP Loan Card” (Guarantee company: Nihon Hoshou)

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – Finance Business 4

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P/L(cumulative) Unit:Million yen

Mar 13 Mar 14 YOY

Operating revenue

1,148 1,080 ▲68

Operating income

746 ▲ 537 ▲ 1,283

Topics

Dec 2013

Regarding a lawsuit on exercise of the right of veto, Credia was delivered judgment of First Instance from Tokyo District Court. As the company took the case to Tokyo high court, lawsuit is still ongoing. (Plaintiff) Bankrupt: SF Corporation; Bankruptcy administrator: Ginjiro Suzuki

※ The figures for Mar 13 are those after 2Q when Credia was included in the scope of PL consolidation.

Trade name : CREDIA CO., LTD. Representative : Tomohiko Sato, President & Representative Director Main office location : 10-5 Minami-cho, Suruga-ku, Shizuoka Date established : July 8, 2008 Business description : Loan business (Consumer loan services, business loan services), credit guarantee business, and other financial services Registration : Head of Tokai Finance Bureau (2) No. 00165

Building Lots and Buildings Transaction Business License (1) No.13120 issued by the governor of Shizuoka

Affiliated organization : Japan Financial Services Association, No.005408 Accounting period : March Amount of capital : 100 million yen Principal shareholder : J Trust Co., Ltd. 100%

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – Real estate business

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Mar 13 Mar 14 YOY

Operating revenue 3,590 4,620 1,030

Operating profit 135 216 81

Keynote website

Unit: million yen P/L(Cumulative)

Trade name Representative Main office location Date established Business description Registration Affiliated organization Accounting period Amount of capital Principal shareholder

Topics

March 2013 June 2013

:Keynote Co., Ltd. :Yasushi Hashimoto, President & Representative Director :Meiko Building 6F, 1-6-2 Higashiyama, Meguro-ku, Tokyo :July 10, 1996 :Real estate trading (Development and sales of dethatched houses and apartments), old house renovation (purchase of old houses, sales upon renovation), design & construction of commercial facilities, real estate brokerage, consulting :Building Lots and Buildings Transaction Business License No. (1) 7845 issued by Minister of land, Infrastructure and Transportation Office of First Class Architect No.55909 issued by Governor of Tokyo Specific Construction Business (specific-22) No.135078 & (specific-25) No.135078 issued by Governor of Tokyo :National Association for Real Estate Guarantee Registered member of JIO, etc. :March :30 million yen :Adores, Inc. 100% (42.91% owned by J Trust Co., Ltd.)

A Share Exchange was conducted to turn Adores into a wholly owning parent company and Keynote/Break into wholly owned subsidiaries. Business restructuring was conducted for organizational efficiency. ・construction business was abolished at Adores. Instead Keynote succeeded the business.

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

: ADORES,Inc.(Securities code:4712 Listed on JASDAQ Standard) : President& Representative Director Kei Saito (Nobuyoshi Fujisawa became Chairman on May 2, 2014) : 1-7-12, Toranomon Minato-Ku, Tokyo 105-0001 Japan

: February 11, 1964 (inception) , December 25, 1967 (established) : Amusement business (planning, development, operation of amusement facilities) Planning, production & sale of giveaway for amusement facility Sale & purchase of real estates, renovation of used houses; design & construction of commercial facilities; Asset solution/leasing; Estate agent & Consulting : Building Lots and Buildings Transaction Business License No.(3)79136 issued by governor of Tokyo Act on Control and Improvement of Amusement Businesses, No.8 : Japan Amusement Machine Association; All Nippon Amusement Machine Operator’s Union : March :: 4,405 million yen : J Trust Co., Ltd. (42.91%), others

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Trade name Representative Main office location Date established Business description Registration

Affiliated organization Accounting period Amount of capital Principal shareholder Unit :Million yen

Adores website

Overview of Achievements of Main Consolidated Subsidiaries – Amusement business 1

P/L(Cumulative)

Topics

Mar 13 Mar 14 YOY

Operating revenue 14,347 16,632 2,284

Operating profit 88 961 873 March 2013 June 2013

※ The figures for Mar 13 are those after 2Q when Adores was included in the scope of PL consolidation.

A Share Exchange was conducted to turn Adores into a wholly owning parent company and Keynote/Break into wholly owned subsidiaries. Business restructuring was conducted for organizational efficiency. ・construction business was abolished at Adores. Instead Keynote succeeded the business.

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – Amusement business 2

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Unit:Million yen

BREAK website

P/L(Cumulative)

A Share Exchange was conducted to turn Adores into a wholly owning parent company and Keynote/Break into wholly owned subsidiaries.

Topics

March 2013

Mar 13 Mar 14 YOY

Operating revenue 1,989 2,739 749

Operating income 23 105 82

Trade name : BREAK CO.,LTD. Representative : Takanori Nezu, President & Representative Director Main office location : 1-7-12 Toranomon, Minato-Ku, Tokyo Date established : February 1, 2007 Business description : Planning/manufacturing/sales of various merchandise for use in amusement machines; Operation/consulting of

amusement facilities, etc. Accounting period : March Amount of capital : 75 million yen Principal shareholder : Adores, Inc. 100%

(42.91% owned by J Trust Co., Ltd.)

※ The figures for Mar 13 are those after 2Q when Break was included in the scope of PL consolidation.

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved. 23

Chinae Savings Bank website

Overview of Achievements of Main Consolidated Subsidiaries – International business 1

This Symbol represents Savings bank that warms your heart Out motto ‘heartwarming customer service’ and ‘customer satisfaction means our pleasure‘ are put into it.

Unit:million yen P/L(cumulative)

Topics

October 2012 January 2013 June 2013

Mar 13 Mar 14 YOY

Operating revenue 1,222 12,392 11,170

Operating income ▲ 702 2,944 3,647

・ Necessary adjustments for consolidation were made for material transactions for Jan-Mar period in Financial statements of December which describes settlement in March 2013. However, no adjustment was made for the period ended March 2014 as provisional settlement of accounts was implemented and method of preparing financial statements was changed in March. ・Mar 13:1 Won≒0.0726 Yen(Financial statements in Dec12) 1Won≒0.0835 Yen(for adjustments) Mar14:The figures for the period ended March 2014 are cumulative total of won-based monthly P/L that were converted into yen on a monthly average rate basis.

Trade name : Chinae Savings Bank Co., Ltd.

Representative : Yoon Byeng muk, President Main office location : 317 Teheran-ro,

Gangnam-gu, Seoul Special City Date established : August 13, 2012 Business description Savings bank business Registration : Registration of business 120-87-86754 Affiliated organization : Korea Federation of Savings Banks Accounting period : June Amount of capital : 68.9 billion Won Principal shareholder : KC Card Co., Ltd. 100% (98.54% of KC Card is owned by J Trust Co., Ltd.)

Acquired assets and liabilities from Mirae Savings Bank and opened for business. Acquired loans receivable from Solomon Savings Bank ; approx. 373.0 billion won (approx. 29.9 billion yen, 1won= approx.0.0802yen) Acquired loans receivable from HK Savings Bank ; approx. 173.5 billion won (approx. 15.3 billion yen, 1won = approx. 0.0883 yen)

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Mar 13 Mar 14 YOY Operating revenue 1,571 818 ▲ 753

Operating income 405 187 ▲ 217

Overview of Achievements of Main Consolidated Subsidiaries

– International business 2

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Neoline Credit website

P/L(cumulative) Unit:Million yen

1 Won ≒ 0.0740 Yen(Mar 2013) The figures for the period ended March 2014 are cumulative total of won-based monthly P/L that were converted into yen on a monthly average rate basis.

Trade name : NEOLINE CREDIT Co., Ltd. Representative : Takashi Watanabe, President

Main office location : 12F HLMC Bldg. 420 Teheran-ro Gangnam-gu, Seoul Special City

Date established : October 26, 2009 Business description : Consumer finance business Registration : Registration of Loans Business Registration of Online Sales Business Registration of Foreign Investment Enterprise Affiliated organization : Consumer Loan Finance Association A00134 Accounting period : September Amount of capital : 13 billion won Principal shareholder : J Trust Co., Ltd. 100%

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Apr 13 – Mar 14

Operating revenue 7,334

Operating income 2,070

Overview of Achievements of Main Consolidated Subsidiaries – International business 3

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KJI Consumer Finance website

P/L(cumulative) Unit :million yen

The figures for the period ended March 2014 are cumulative total of won-based monthly P/L that were converted into yen on a monthly average rate basis.

Topics

March 2014 KJI Consumer Finance LLC. became a new member of J Trust Group.

(New Consolidated Subsidiary)

Reference (For this fiscal year, only B/S was consolidated)

Trade name : KJI Consumer Finance LLC

Representative : Kazuyuki Matsuoka, President

Main office location : 14F NamKyeong Center, 401 Teheran-ro Gangnam-gu Seoul Special City

Date established : June 8, 2006

Business description : Consumer finance business

Registration : Registration of Loans Business 2012-Gangnam-gu, Seoul-0056

Affiliated organization : Consumer Loan Finance Association

Accounting period : May

Amount of capital : 8.75 billion won

Principal shareholder : J Trust Co., Ltd. 100%

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – International business 4

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HICAPITAL website

P/L(cumulative) Unit:million yen

The figures for the period ended March 2014 are cumulative total of won-based monthly P/L that were converted into yen on a monthly average rate basis

Apr 13-Mar 14 Operating revenue 4,079

Operating income 777

Topics

HICAPITAL Co., Ltd. became a new member of J Trust Group.

March 2014

(New Consolidated Subsidiary)

Reference (For this fiscal year, only B/S was consolidated)

Trade name : HICAPITAL Co., Ltd. Representative : Takashi Watanabe, President

Main office location : Daeyungak Tower 5F,97,Toegye-ro, Jung-gu,Seoul Special City

Date established : April 1, 2008

Business description : Consumer finance business

Registration : Registration of Loans Business 2011-Jung-gu, Seoul-0199

Affiliated organization : Consumer Loan Finance Association A00022

Accounting period : December

Amount of capital : 16.4 billion won

Principal shareholder : J Trust Co., Ltd. 100%

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – International business 5

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J Trust Asia website

Topics

December 2013 Acquired shares of Bank Mayapada, a major commercial banks in Indonesia and concluded a business tie-up agreement with the Bank.

: J TRUST ASIA PTE. LTD. : Nobuyoshi Fujisawa, President : 20 COLLYER QUAY #18-01 SINGAPORE, 049319 October 7, 2013 : Investment business & management support service business : March : 125 million Singapore Dollar : J Trust Co., Ltd. 100%

Trade name Representative Main office location Date established Business description Fiscal year end Amount of capital Principal shareholder

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – Other business 1

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J Trust System website

Unit:million yen P/L(cumulative)

Mar 13 Mar 14 YOY

Operating revenue 960 864 ▲ 95

Operating income 3 ▲ 48 ▲ 51

Trade Name : J Trust System Co., Ltd.

Representative : Takashi Ieda, President & Representative Director Main office location : 1-7-12 Toranomon Minato-ku, Tokyo Date established : May 27, 2009 Business description :

Computing Services Agency involved in corporate management operations and management training using computers / computer operations and management services on contract / commissioned development and operational training of computer software

Fiscal year end : March Amount of capital : 80 Million Yen Principal shareholder : J Trust Co., Ltd. 100%

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Overview of Achievements of Main Consolidated Subsidiaries – Other business 2

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AAD website

Unit:Million yen P/L(cumulative) Mar 13 Mar 14 YOY

Operating revenue 704 861 157

Operating income 48 41 ▲ 6

Trade name : AAD Co., Ltd. Representative : Eiji Sakamoto, President & Representative Director Main office location : NS Building 3F, 2-16-4 Higashi-NIhonbashi

Chuo-ku, Tokyo Date established : July 1, 1957 Business description :

Advertising Agent involved in commissioned advertising / event planning, production, and operation / website planning and production / sales of smartphones ・iPhone ・iPad / planning and production of application software, etc. / commercial printing of catalogs and posters planning and production / CF・PV Shooting and editing / DVD・CD Digital Signage planning, production, and operation / business management consulting

Fiscal year end : March Amount of capital : 30 Million Yen Principal shareholder : J Trust Co., Ltd. 100% Accreditation

: Forest Certification (FSC® C092617) ISO27001 Accreditation (IS 98440)

※ The figures for Mar 13 are those after 2Q when AAD was included in the scope of PL consolidation.

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Copyright © 2014 J Trust Co.,Ltd. All Rights Reserved.

Treatment of This Material

30

This material was issued with the aim of providing information to facilitate greater understanding of J Trust. It is not intended for use in soliciting investments in the securities issued by the Company.

While this material has been drawn up carefully with an eye on accuracy, its complete integrity is not guaranteed. J Trust bears no responsibility for any damages or impediments that may arise as a result of the forecasts and/or information presented in this material.

The information published in this material, including opinions and forecasts, is based on assessments made by the Company at the time of creation of this material, and therefore necessarily includes potential risks and/or uncertainties. As such, please be aware that actual results may differ from the forecasts provided in this material as a result of various factors, such as changes in the operating environment.

This material is an English translation of the original Japanese document, prepared solely for the convenience of and reference by overseas investors. If there exist any discrepancies between the original Japanese language and English translation, the Japanese language will always prevail. The issuer shall not be liable for this translation or any loss or damage arising from this translation.

【For any inquiries on this material and other IR matters】

J Trust Co., Ltd. Public Relations and Investor Relations Department

TEL (03) 4330-9100 URL:http://www.jt-corp.co.jp/en


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