Release the value of Instant Payments in the fastest and most flexible way Nets enables a successful implementation of Instant Payments services around the globe with a proven platform and strongpartners
An intimate knowledgeof bank processing and payment systems
Full commitment to the strategic visionWith Nets and our partners, banks gain much morethan a single technical provider. We operate withnew standards for efficiency and on-time deliverybased on our deep understanding of implementing payment infrastructures in the Nordics, across Europe and globally with partners. We understand your strategic vision of securing innovation and the need for new standards based on open infrastructure.
Our employees work with banks every dayIn Nets, we have worked as partners to banks for decades, and we have a thorough understanding of their structures, priorities and needs. Cooperation with banks and financial institutions is a key element of our 2022 “Excel and Explore” company strategy.
Full flexibility for our customersWe have been recognised for our fully flexible setupby our Instant Payments customers. We work with amodular built-to-purpose platform to establish thebest possible fit with the needs of our customers.Flexibility to address your needs is the cornerstoneof our way of cooperating with our customers.
We will support you with experts and 24/7customer serviceWhenever you or your customers need us, we arethere with our expertise. Our dedicated paymentexperts are available to support you with all our comprehensive business and IT knowledge.And our 24/7/365 customer service is ready to support you and your customers.
We are committedNets and our carefully selected partners are fully committed to ensuring the successful delivery of transformational projects going from batch legacy to the new Instant Payments infrastructure. We form powerful partnerships based on our Instant Payments expertise and the most experienced and trusted local partners.
We provide an innovative solutiondesigned to power banks to win inan open platform economy
Banks can fuel innovation via the proven RealTime24/7 platform
Our Instant Payments platform – RealTime24/7 – is amodern platform developed from the ground up. It isrecognised as one of the most innovative in the world.
Full flexibility for deploying local servicesOur platform provides full payment flexibility.RealTime24/7 handles both local dialects andinternational standards creating full flexibility fordeploying local services – allowing for fast and easyimplementation of new products. We converttransactions between schemes and already offera wide range of transaction flows while being ableto provide new message types within days.
Extremely efficient coreThe platform builds on a modern and agile architectureand an extremely efficient and highly scalable milli- second instant core. Proven with a capability of more than 10,000 transactions/sec, it handles Instant Payments in just 0.02 seconds – and as an additional option it can be powered by Nets’ brand new Tier3+ data centre, which enables a fully active/active setup for unmatchedservice availability.
Low TCOAn efficient core allows us to keep costs to a minimum.We can offer ultra-low TCO and very high efficiency in our business processes. Our customer satisfaction rate score best-in-class due to on-time delivery and clear responsibilities.
Connected to EuropeOur platform connects easily to regional paymentsinfrastructures through interoperability with other clearing infrastructures – such as TIPS in Europe – providing banks with full flexibility and perspectives for the future.
Enablingbanks to deliver
superior customerexperiences
Live clearing servicesNorwegian Bankers’ Association,
Norway
Live Instant Payments solution Danish Bankers’ Association,
Denmark
Developing Instant Payments solutionGIRO Zrt – Clearing House, Hungary
Live Instant Payments solution Bankart – Clearing House,
Slovenia
Live Instant Payments solutionNexi – Clearing House,
Italy
We already have Instant Payments customers in different parts of Europe
Unmatched quality and speedDanish Bankers’ Association, Denmark.
Nets proudly announced the extension of a fully managed service with the Danish sector in 2017 until 2022, demonstrating that Nets is an innovative, competitive and reliable long-term partner. There have been no outages of the platform after production launch in 2014.
Implemented Instant Payments as aservice within 9 monthsNexi – ACH, Italy.Signed August 2016 – go live in March 2017
A fully managed service solution delivered out of ouroperation centre in Norway. Instant Payments andmessaging services are performed within less than1 second, although longer distance. Interoperabilitywith EBA Clearing and full reach in Italy.
Instant Payments enabled a new nationwide P2P payment serviceBankart – ACH, Slovenia.Signed August 2017 – go live in Q1 2019
10-year contract for establishing an Instant Paymentsinfrastructure and ecosystem with scope for all banksin Slovenia, including a connection to the Slovenian Central Bank. Run as a SaaS solution out of Nets Data Centres in Norway. The solution will transform batch clearing infrastructure, includes P2P and P2M use cases, and a mobile solution.
Implementing new domestic Instant Payments infrastructureGIRO Zrt – ACH, Hungary.Signed January 2018 – go live in July 2019
The signed agreement is a software solution tojointly deliver a new scalable, open and InstantPayments infrastructure to all Hungarian banks.The solution will establish a completely new infrastructure for the country based on one platform only. This increases the level of innovation, speed to market and significantly reduces costs for GIRO and for the banks.
Newest Instant Payments technology already proven in four countriesRealTime24/7 has been successful and reliable in operation for several years. In this period, Nets has won its most recent three European tenders for Instant Payments and has been recognised for our agility and flexibility in implementation of the platform in new markets and payment schemes.
We deliver fast and on timeUnbeaten time to marketWe have proved our solution to be the fastest toimplement in the market, with implementation timescounted in months including tests.
An agile core for easy configurationWith the modularity and high flexibility of our RealTime24/7 platform, our customers are ensuredfast deployment of new services and products tomeet today’s needs for rapid and agile innovationprocesses.
100% uptimeSecurity and stability is at the centre of our operatingmodel and way of doing business. Our Instant Payments platform has never experienced any downtime, giving our customers all the confidence they need.
With our proven track record and our ability to scale in delivery we are confident that our experiencewill provide valuable benefits for our new customers.
Commitment to investing yearon year in innovation to lead theworld in Instant Payments services
Our Instant Payments customers benefit from Nets’ 50 years of experience in designing and operating critical financial infrastructures on behalf of banks –from e-Identity over e-Billing to Instant Payments.
The 9+ billion transactions we facilitate every year gives us the experience, scale and resources to fund innovation in your service to keep it at the forefront of Instant Payments technology on a worldwide basis.
Instant Payments are a strategic core area to Nets and we have pioneered the technology in the Nordics and beyond since 2013. This means we will continue to invest heavily to get state-of-the-art knowledge and solutions.
We will also continue to take responsibility for driving the global Instant Payments infrastructure forward by engaging in European and global standardisation and collaboration initiatives together with banks, the card industry and financial institutions.
The truereal-timepayment
experience
Nets – Payment solutionsfor an easier tomorrow
The Nordics have led the way in the development of digital payments and related services and is the most digitised region in Europe. Nets has played a key role in this development by shaping a new digital reality based on innovation, stability and security.
Handling billions of transactions annually, we are among the top payment processors in Europe and keep a tight focus on making it even easier and more intuitive for our customers to handle digital payments and related services. This has made Nets a trusted partner to more than 300,000 merchants, more than 240,000 enterprises and over 240 banks across the Nordic and Baltic regions.
It is our ambition to turn a complex reality into easy, intuitive and customer-oriented solutions. Nets is increasingly engaging with partners around the globe, who use our Instant Payments technology to make payments easier in their domestic markets.
Billions of transactionsPartnering with more than 240 banks, Nets initiates transactions from approximately 35 million cards annually. This proven expertise and the scale of resources mean customers have access to a range of opportunities that ensure safety and stability in their solutions at all times – all at competitive prices.
As the payment industry operates on trust, Nets’ licence to operate means ensuring the highest levels of availability and security in all services as they are used by a great number of banks, merchants, corporations, the public sector and consumers.
It is imperative that the payment infrastructure is always stable, even under the most extreme circumstances. In recent years, Nets has invested significantly in further improving security and stability. Amongst other initiatives, this included implementing two new data centres in Denmark and a new Tier 3-compliant data centre in Norway. Nets also carried out a complete network update using state-of-the-art technology. Based on the above operational experience and the suite of payment services, Nets has all the components for a successful delivery of an easier tomorrow.
Nets is one of Europe’s biggest
payment processors
Learn more and contact us: nets.eu/instant-payments [email protected]
