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Resource Preferred SBA Business Aquisition, Working Capital and Real Estate Loan Guarantees

Date post: 23-Jan-2018
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Resource Realty Commercial Loan Division Commercial Loan Division
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Resource Realty

Commercial Loan Division

Commercial Loan Division

Resource Realty offers

Commercial Loans in 42 states

and is licensed in the states of

New Jersey, New York and the

Commonwealth of

Pennsylvania.

Commercial Loan Division

Fast, Easy Commercial

Loans and Real Estate

Funding

Commercial Loan Division

We partner with national SBA

“Preferred Lenders” who offer

government guaranteed loans

from $250,000 to $15,000,000.

Commercial Loan Division

They lend to:

(1) Physicians, veterinarians, plastic surgeons and eye

doctors

(2) Professional offices

(3) P&C insurance agents buying a book of business

(4) Manufacturing

(5) Automotive and auto body repair

(6) Motels

(7) Marinas and golf courses

(8) Day care and assisted living

(9) Car washes

(10) Quick service restaurant franchises

(11) Retail and convenience stores

(12) Funeral homes

(13) Or dozens of other industries Commercial Loan Division

Preferred SBA lenders can approve loans

on behalf of the US Government.

They process loans more quickly and

efficiently than other SBA lenders.

They control the whole process.

Commercial Loan Division

Maybe you’d like to:

(1) Expand

(2) Upgrade equipment

(3) Add a new location

(4) Renovate business property

(5) Pay off expensive credit card advances

(6) Buy out a partner to increase profitability

(7) More working capital

(8) Pay taxes

Commercial Loan Division

When banks say “No”, our

Preferred SBA partners often

say “Yes”!

Commercial Loan Division

Our home office:

124 East Camden Avenue

Moorestown, New Jersey 08057-1625

Office: (856) 727-0700 (extension 9)

Cell: (609) 417-9031

Fax: (856) 956-1192

Email: [email protected] Profile: https://www.linkedin.com/in/ejpaul

Commercial Loan Division

Our Founder: Elliot “EJ” Paul

25+ years experience advising bankers, commercial real

estate brokers and owners, business owners and professionals

Vice President: Resource Realty – Commercial Loan Division

President: Archon Advisory Corporation - A Registered

Investment Advisor

Former President: Warton Archon Financial Advisors – a SEC

Registered Investment Advisor

Former VP and Branch Manager: Stifel Nicolaus, NY Stock

Exchange

Former VP of Philadelphia Securities Association

Past President Garden State Rotary of Cherry Hill, NJ

Haddonfield Memorial High School Graduate

University of Pennsylvania – BA Economics

Harvard Graduate Business School Alumnus

Commercial Loan Division

One of our lenders for over 20

years has financed hundreds

of businesses in many

industries.

Commercial Loan Division

Commercial Loan Division

As small business owners

themselves, they understand

the needs of your small

business.

Commercial Loan Division

No upfront fees

Commercial Loan Division

Fast Approvals

Commercial Loan Division

Common sense

underwriting that cuts

through red tape

Commercial Loan Division

Loans close in 30 to 90

days

Commercial Loan Division

Terms up to 25 years

Fully amortizing loans

No call or balloon provisions

Long term certainty in an uncertain

economic environment.

Commercial Loan Division

SBA 7a Loans

Commercial Loan Division

Loan Purpose:

(1) Commercial real estate purchase

(2) Refinance

(3) Construction

(4) Working capital

(5) Acquiring other business assets

Commercial Loan Division

Loan to value*

Up to 125% on general purpose real

estate

Up to 130% for medical office condos

and office buildings.

*SBA requires up to

25% down payment

for certain industriesCommercial Loan Division

Competitive interest rates

Commercial Loan Division

Tax-deductible interes

Commercial Loan Division

Term: Up to 25 years based on loan

purposes.

No balloon or calls – fully amortizing over

the life of the loan

Commercial Loan Division

Fees:

(1) No loan origination fee

(2) One-time SBA loan guarantee fee based

on loan size

(3) Good faith deposit for loan closing

costs.

Commercial Loan Division

Collateral: First lien on assets

being financed.

Commercial Loan Division

Recourse:

Personal guarantees for all

individuals owning 20% or more.

Corporate guarantees of affiliated

companies may be required.

Commercial Loan Division

Debt service requirement:

Projected debt service of

1.25:1 times.

Commercial Loan Division

Our Guarantee:

We only make money at

closing when your loan is

funded

Commercial Loan Division

Bank on us – the smart

choice in business

financing

Commercial Loan Division

Call, text or email NOW for a

fast approval.

We will help walk you through

the process from application,

approval to a successful

closing

Commercial Loan Division


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