V ;.•-
Rev. Edward A. McC»bt81 Pro:;pect Street
WU6HftCEP9t£ V 7 PAWtl NO
JL-4&WLoxn/WHITE PIAW3
BREWSTER, THE HUB OF THE HARLEM VALLEY"
Vol. Cll No. 99 Brewster, Putnam Gouny, Thursday, January 23, 1975 Established 103 Years Price $7.00 Per Year
TOPIC FACE-LIFTFOR MAIN STREET
MUSEUM JAN. 29
A plan to perform a face-liftingoperation on (Brewster's Main Streetdesigned to help put it back on themap as the business center of South-east will (be presented Jan. 28 at thethird program in the Southeast Mu-seum's series of Wednesday eveningwinter (lectures.
Townscape, a voluntary consulta-tion service orgEnized by a groupof local citizens, will present waysto overcome the creeping economicBad visual decay that is threateningMain Street.
The program will be offered at theSoutheast Museum on Main.Street at8 jun. Admission is free to (Museummembers. Nonmeraben will be askedfora $1 contribution to the Museum.
Bkhard Bergmann, AXA., a NewCanaan, Conn., architect and memberof the National Committee on His-toric Resources of the Americas In-stitute of Architects, will lead a paneldiscussion on ways in which ownersand occupants of buildings on SlainStreet can enhance the appearanceof the business district while at thetime time preserving its character.
Townscape is a project of South-east Museum's Landmarks Preserva-tion Committee. Members of theTownscape Committee include Wil-
DOT ResearchFor Paving Mere
Resistant To Skid
As a 'part' of its wide-ranging re-search program, the State Departnient of Transportation is testingand evaluating a new type of pave-ment surface which shows greatpromise of reducing skidding by vehities during wet weather as well asother benefits in highway safety.
Sra-.'e Transportation CommissionerRaymond T. Sehuler said the StateDOT'S Enginerring (Research and De-velopment Bureau has just completeda one-year evaluation of the experi-mental pavement north of Albany"and the'preliminary findings pointtoward a paving method that couldsubstantially increase seven! safetyfactors.
"While it will 'be some time beforewe have the final answers, and fur-ther testing elsewhere is planned,Commissioner Schuler said, '%e ope-year performance teats show a 30per cent Increase in the sKd resist-ance of this new, porous type ofsurface over ordinary paving. Otherimportant benefits also are Indicated,
example, the surface—knownas an 'open-graded asphalt frictioncourse1—also seems to greatly re-duce the likelihood of vehicles "hy-droplaning' on wet pavements. Thisoccurs when • fflm of' water builds
chairman of the Landmarks group.Among those invited to attend the
program as guests of the Museumare local landlord*, merchants,
Iiam Leonard, David .McLane, Fran- j u p " between' the pavemenVand thecis Vtcovtri and Mrs. Paul Pitchen, tire3 of chicles, causing a loss of
control in taking and steering.
"Further, we find that pavementmarkings are more visible duringwet weather on this type of surface,and there is a marked reduction inthe splash tod spray produced byoar and truck tires.during rainyweather. The reason for these bene-fits is that the porous pavement re-mains drier, with little water col-lecting on its surface. This also re-duces sIsTe produced by headlightsat night.
"As a final' bonus," CommissionerSchuler added, "the paving results
bers of the village and town govern-ments, beads of organizations andrepresentatives of newspapers.
Bftrgrrann «<ll Join members eftie committee in presenting slides, afflm and spetitl viiual • displays il-lustrating how other small communi-ties have dealf with the competitionof the shopping centers that havesprung up around them. Questionsfrom the audience will fie welcome.
An increasing public awareness ofkeeping "vintage";; anftfteeture hasencouraged Bergmann to become anactive participant in several preser-vation efforts. He is consulting archi-tect on me restoration of the firstfire-proof building in Washington,D.C., and u restoration architect forthe Lockwood-Mathews (Mansion -Mu-seum in Xorwalk, Conn.
On the recommendation of theNational Historic Trust, Bergmannwill make an engineering architec-tural survey of the Museum's condi-tion and recommend repairs. Thiswill be done under modest matchinggrants from Wie National FistoricTrust and the Town of Southeast.
Last year Bergmann completedstudies at Cornell University and theUniversity of York. England, on theconservation of historic structures,urban conservation and preMTvationplanning. He freouentlv swmoears be-fore lo^al and state .?T«WDR *O discussthe role of the architect in the con-servation of townscapes, which hedescribes as 'Svhat gives one's towncharacter, what" will harm it and
enhance it."
The Brewster Townscape Commit-tee functions as a free consultationservice offering Main Street land-lords and tenants an opportunity toseek (guidance from specialists inarchitecture and design. El Is seekingto help bring about improvementsreflecting the "quality and characterof Brewster Village" and is strivingifot more efficient use of urban spacein the interest of both parking andthe convenience of pedestrians.
In stating its policy, Townscapeemphasizes that it "aims to work•with change rather than against it,in the belief that towns must changeto meet new needs, but believingalso tfiat true progress is achievedonly when change is compatitblewith taste, improved services andincreased enjoyment for the shopperand resident."
Open House For5Qfh Anniversary
Mr. and Mrs. Nazzareno Cioccol-anti wish to extend an invitationto all their -friends to attend an OpenHouse on Sunday, January 25th from2 to 5 pjn. at the home of 'Mr. andMrs. Joseph Cioccolanti. Seven OaksLane, Starr Ridge Manor, Brewster,Now York to celebrate the occasionof their 50th Wedding Anniversary.
' Mrs. Clarence Hancock entertainedthe Soda bridge club at her home onWednesday evening when two tableswere in play. Prizes were won byMrs. Philip Beal. Mrs. John Careyand Miss Pearl Sparks.
usenrof'lhe*
DOG BURIED BEFOREOWNER GOT NOTICE
COLLAR BORE TAGS
Owner Resents "Garbage" Burial
An open letter to the Editor of theBrewster Standard:
* « •Yesterday our family pet dog was
hit and killed by a car on MainStreet This happened early in themorning but no one had the decencyto call and notify me until teno'doclc at night, nearly lourtehours after it happened. The collar,complete wiith name tags, licenseand rabies &g were left at the vil-lage police station and the body wastaken and buried like so much "garfaage." This in my opinion is a verypoor way to do business.
I would like to know why in sucha case as this the body could not bekept at, say the highway departmentgarage for a reasonable amount oftime and the owner notified so thathe may come and claim the dog anddispose of it properly. It would atleast be a more humane way andmake the family grief a little moretolerable.
If the dog has no identificationt a p on, that is one thing but in mjcase it is inexcusable. I dont thinkanyone who thought anything otheir pet would not come to claimit and give it a decent burial.
I hope mat perhaps {his letterwill be read by tome of our distin-guished town authorities and propeimeasures will be taken in any futurecases like this, of which I am surethere will be more of.
; . .*A>Sincerelyyours,JOHN R. STRILOWICHBrewster, N.Y.
Rolison JointBanks Committee
ALBANY-— Senator Jay FLHoH-son,, Jr., (R-Poughkeepsie) has beenappointed Chairman of tile prestig-
living or working along it."and persons
Presbyterians HearCandidate For Chucrh
IMx. Glenn Ferguson occupied thepulpit at the Presbyterian Church onSunday and told of his reason forwanting to join the Christian minis-try. He said 1'hat he felt a call 10serve, even as every one in the roomfeels a call to help1 people; and evenas the Son of Man came to serve,not to be served. His hope in ap-pearing in the pulpit was that hemight get acquainted with the peo-ple of the church, and they with him.In the afternoon (he came before theSession to seek endorsement as acandidate for ordination to the Chris-tian Minis-try.
The anthem toy the choir, with in-cidental solo iby Sidney Fitches, was"God Is Love" from "Andante Relig-iso" Iby Thome; and for the offertory"Prepare My Mind and Heart forPrayer."
Mowers in the sanctuary were thegift of Bill and Carol Hawkins incelebration of sixteen years of mar-riage.
It was announced that on Sunday,Jan. 16, the celebration of the sac-rament of baptism will take place;also that the annual meeting of theCongregation will be in Reed Hallon that day, following lunch to beserved Iby the Deacons. Special peo-ple and events in 'the life of the con-gregation will be recognized, and•baby sitting will foe provided.
Hipotronics ToBuy Equipment
In England
!Brewstec,N.Y. — Hipotronics, Inc.(ASEJ announced today that the com-pany has entered negotiations withFerranti Limited in England for thepurchase of High Voltage ImpulseTest Technology. In making the an-nouncement, Mr. Stanley G. Peschel,Chairman of the Board and Presi-dent, pointed out universal industryand utility requirements for impulsetesting power system components,simulating switching surges andlightning strikes. Mr. Peschel addedthat the technology involved wouldsupplement Hiipotronics' present lineof impulse equipment, enabling thecompany to meet the extremely highvoltage needs of future energy de-velopments.
SHOP IN EJI.EW5TEH
nouncement of the appointment wasmade by Senator Warren M. Ander-son, President Pro-Tern of the Sen-ate.
The Committee on Banks handleslegislation dealing with all phasesof the banlting industry and lendinginstitutions.
In his prior four terms in thelegislature, Senator Rolison has alsoserved as Chairman of Senate Com-mittee on Commerce and Nanrigation,Authorities Committee and the Com-mittee on Local Governent. He isChairman of the Legislative Commis-sion on Energy Policy for the Stateof New York and recently served asChairman of the Northeastern Re-gional Energy Conference of thelegislative leaders in eleven North-eastern states,
Firemen Invite YouTo Annual Ball
The Brewster Fire Department willhold its Annual Ball on February 22,1075, at toe Henry II. Wells MiddleSchool on Route 312.
Your dancing pleasure will be pro-vided again by the Cutrone-Millereleven piece orchestra and will fea-ture music to satisfy all ages.
Continuous music will prevailfrom 9 p.m. to 2 ajn.
Additional tickets may be pur-chased at the door or ilhrough thecommittee. To avoid any increase inadmission this year, there will belimited decorations. No seats will be(reserved.
All proceeds from the Ball arefor the benefit of the Brewster FireDepartment's Relief Fund.
Please help those who help you intime of distress.
Bring your friends!
File Returns EarlyTo Get Prompt Refund
Mis-s Christine Burton, Manager ofthe H «.- R BVck rffi-e a* fi2 MainStreet in Brewster wen'd l%c to re-mind taroayers that those who filetheir 1974 returns durin? Januarycan expect refunds in foil' r!n fiveweeks, while those wfoo wait to filein late March or April may have towait as long as eight weeks for their•refund.
Taxpayers should .be reminded.iMiss Burton feels, that PresidentFord's plans for a tax refund willnot affect rhr preparation of the1074 returns. They must be preparedand filed as usual before the new re-
jfund can be forthcoming.
Teddie RoseStanley Kahn
Mrs. Milton H. Sose of iMamaro-neck, N.Y., announces the engage-ment of her daughter, Miss TeddieElaine Rose, to Stanley Kahn, son ofMr. and flare. Bernie Kahn, of Brew-ster, N.Y.
The future bride, (the daughteralso of the late Milton H. Rose, grad-uated from Sullivan County Commu-nity College with an AAS. degreeand from Fordfaam University at Iin-coin Center in.New York City witha B.A. in psychology. She is a fieldservice customer representative forAmerican Express m New York City.
The future brid'-Vom Brewster HiglFranklin Hence
graduatediool and fromRindge, New
Hampshire, with a BA. in English.He is ports-manager for Bernie S.Kahn, Inc., a QMSC truck dealershipin Brewster.
Fish Named ToSmall Business Comm
WASHINGTON — RepresentativeIara,lton flish, Jr., re-elected to hisiourta term in Congress last Novem-ber, hat been named to the HouseCommittee on Small Business, it wasnnounced.The new committee assignment will
be in addition to his position on CheHouse Judiciary Committee on whichhe has served tinc^ going to Con-gress tin 1969, and where be earnednational recognitionyear's impeachment hearings.
Congressman Fish made the move
during last
to the Small ttusineat Committee fol-lowing last'year's committee reformwhen the Small Business Committeewas (Upgraded from -a Select Com-mittee to a oerma eat committeewith legislative powers.
The committee's new legislativeauthority will (be over the SmallBusiness Administration which • waspreviously handled % the HouseCommittee on Banking and Currency.
The. committee also retains broadtnreraight powersness operations, energy and the en-vironment, 'government procurementand international trade, and Federalregulatory agencies.
The newly aligned committee isjust (being organized. At this timeCongressman [Fish has not beennamed to one of the Committee'ssubcommittees.
"I am certainly pleased to receivethis second committee assignmentand particularly look forward in thesolution of the problems which be-set small business in our country,"Congressman 'Pish said.
Danbury Group PlansBall For June 13
DAMBUBY — It may seem a bitearly to be thinking about detailedplains to celebrate the Bicentennial,but several members of the 399thCivil Affairs Group here have beenpreparing for what they say feelslike B00 years.
Planners have decided on a major,double-barreled commemoration ofthe Army's bicentennia in June.
The primary event planned by the390th will be a military ball on June13. Music for the formal dinner-dance will be provided by the 76thDivision Band. Plans include a briefBicentennial ceremony and a speaker.
Military and political dignitarieshave been invited. The affair will beopen to anyone connected with theaimed forces—active, reserve, or re-tired—and their guests.
Artist To Give
SAVINGS HELPCHECK INFLATION
AlfiANY, N.Y. — Savings depositors are "the unsung heroes of thewar against inflation," Ira O. ScottJr., executive vice president of theSavings Hanks Association of NewYork State, said here recently.
"The people who manage to saveregularly, despite rising costs of liv-ing, are defending die dollar whereit counts," Scott said, "In the longrun, this is the way inflation willhave -i'o it>e '.Muted — iby (responsiblemoney management on the part ofindividuals and igovernment at allits deveis.
The savings banks' spokesman toldA meeting of the Savings IBank Wom-en of line Cap.tai District «hat "faith-ful practitioners <rf thrift1," includingthe holders of 13 million accountsin the state's savings banks, "deservemore recognition than they have re-ceived for keeping price levels outof the stratosphere.
"It's the 'hot money' Phasing highrates of interest, sometimes at highrisk, that has.helped to fuel infla-tionary pressures. I think the indi-viduals who have continued to trusttheir savings <to institutions of de-posit will come out ahead in toe•nd."
Savings DividendsRecord 3.1 Billion
NEW YORK, Jan. 9 — T M savingsbanks of New York State !n 1074paid over $3 (billion in interest-div-idends to holders of 13 million ac-counts, the Savings Banks Associationof New York State reported.
The $53.1 billion in interest-divi-dend payments to depositors markedthe first dime that the industry hadreached the $3 ibilMon milestone; ac-cording to fra O. Scottr Jr., executivevice president of the association. Headded that it exceeded the 1973 fig-ure by $200 million. .
'Including interest-dividends cred-ited, total deposits outstanding of(he US savings banks of Mew. YorkState in 1974 increased by $1.0 bil-lion compared to an Increase of $2.3-blllion In 1973. As of Dec. SI, 1974,deposits totaled nearly $58 billion.
Excluding the payment of interest-dividends', the savings Ibanks sus-tained a net deposit outflow of $29-nrinion. dlghfty more than Khe $25-million deposit loss exoerlenced inclosing month of 1973. In November,1874, the banks had a net deposit in-flow of $139 million, the first depositgain since March.
Of the December outflow, the 43savings Ibanks In New York City ac-counted for $27 million. The figurefor the banks in the rest of tte statewas $2 million.
Mrs. George BuechelDies In Hospital
Mrs. Lorelei Enzian Buechel, 53,oi Boute 311, Patterson, wife vlGeorge -Buechel, died Jan. 20, 1975•in 'Grasslands Hospital, Valhalla,New York.
(Born Oct. 4, 1921 in Brewster,daughter of the late Em-ma Baldwinand Herman Enzian, she was a Brew-ster High School igraduate. A mem-ber of the Christ Episcopal Churchin Patterson, she was also a memberof the American Legion Auxiliaryand die Patterson Grange. She livedin Patterson for 47 years and was apostal clerk there.
Besides her husband, George Bue-"1
one!, she leaves one son, Georg Bue-chel, Jr.; three brothers, Ernest En-zian of 'Highland, N.Y., Herman En-zian of Water-town, N.Y., and HaroldEnzian of New Hampshire; one sis-ter, Mrs. (Dana Sprague of Fort1 Plain,N.Y.
The funeral was held twday at 10a.m. in Christ Episcopal Church, theRev. Gordon Kidd officiating.
Burial followed in Maple AvenueCemeteiy, Patterson.
Edna TaylorDies In Hospital
•Edna Taylor, 11 Garden Street,Brewster, N.Y., died January 19, 1075in Putnam Community Hospital after
'long illness.She was 'born October 5, 1888 in
Towners, N.Y., a daughter of Edwardand Rachel Maher Taylor. Spendingmojt of her lite in Brewster, theattended school there and was a mem-ber of St. Andrews Episcopal Church.
She made a wonderful career ofoperating a boarding • house in (herhome for permanent: residents andat times a few transients, all of whomappreciate the comforts she provided
• them. She 'Will be geratly missedby many people, neighbors andfriends,
Surviving is one sister, Julia Tay-lor Logan, Sandusky Ohio and twonephews, Malcolm^and ©avid Logan.
Services were held this morning atthe Beecher 'Funeral Home, the (Rev.Rcbert Hybel of St. James EpiscopalChurch, North Salem, offlciatins.
Burial followed in MiUtown RuralCemetery.
CAREY GIVESHEALTH PRIORITY
FOR BLOCK GRANT
Governor Hugh L. Carey has writ-ton -to President Fcrd his "strongobjections" to the tatter's December21st veto of the Health Revenue Shar-ing and Health Services Act of 1974and has apprised New York's Cullcongressional delegation of the diffi-culties created for this state by theaction.
"I understand your concern forsetting -limitations on the Federalbudget," the Governor said in hisletter to the President, "but it ismy belief that 'health legislation isneeded to provide for effective, es-sential programs on the state level."
"In cutting cost of government,"he added, "we must consider healtha necessity and not a luxury item"
Asserting "many effective and es-sential health programs are at stakein (New York, the Governor (Aid,"the elimination of Block Grantswould cost in jobs alone approxi-mately 230 positions, totaling nearly$3 .million, plus an additional $2.7nrllion is nonpersonal. services."
He then lieiei seven health pro-grams that.mjBtfbe eliminated andekht others which would • be tub*stanffdly reduced if new legislationis not enacted.
Governor <£rey ansff/tfte fcml-dent to "support and sign Into law"new legislation proposed iby Ccm-gress that will tprovdde funding tothe states under leotipn 3l4d of thePublic Health Services Act.- "Any ac-tion on the rescission or deferral offunds for (Block Grants," he- said,"should ..'be reconsidered in view oftiie people and the programs whichwill suffer."
Rich Files ReportOf County Clerk, 1974
C. William Rich has filed the An-nual Report of the County Clerk ofthe County of Putnam for the yearending December 31, 1B74 with theBoard of Supervisors and variousState and Federal Agencies.
Total receipts of the office were asfollows:
Motor Vehicle FeesSales Tax in Motor
Vehicle 'BureauState Transfer TaxMortgage Tax
$1,497,251.25
257,7215765,410.35
397,321.22making a total of all receipts of
$2,217,716.39The above monies were paid to the
various State and Federal Agenciesand the County Treasuirer'8 Office.
Rich has been commended manytimes through the years for tile effi-ciency of his office.
Course In Painting
Albert Werner, a Carmel artistwhose work has been recognized in-ternationally, will instruct a six-weekcourse in oil painting this winterat the Belle Levine Art Center, Ken-nicut Hall Road, Mahopac, it' wasannounced today by Putnam ArtsCouncil President Nancy MaierGreenwood. The course, open to be-ginners and intermediate studentswill be offered on Monday morningsbeginning January 27. The cost i»$35.00.
Mr. Werner, a graduate of StaedelAcademy, Frankfurt, Germany, ha3taught in Prague, in New York Cityat the School of Visual Arts, and atWooster Art School, Ridgefleld, Ct.
I Alexander F. LobdelTMiss Carol Hoffman, of West Or- i home. 10 f>aric Strei* fir..-„„.„.,
ange. N.J'.. granddaughter of Mr. and after treatment *• New York Tint-
Square DanceGarden St. Jan. 24
The See Saw (Square Dance Teend u b personally invites you to our4th Annual Blast Off to be held Fri-day, Jan. 24 from 7:30 p.m. to 10:30p.m. Our caller will be Chip Hen-drickson, calling at the Garden St.School dn Brewster, N.Y. Refresh-ments will be served, and door prizeswill be given. Our prices will be$1.50 per person, or $2.50 a couple.
In case of snow, the dance will beWe hope tb see you there.held on Jan. 31. All club level andnew dancers are cordially invited.
a* Vs
g dMrs. William Woodin of Carmel Ave.,and MT. Michael Fiat, of Jersey City,N.J.,, were over* night -guests of theWoodins on Tuesday.
vpnity TIrvprM f*r 'niurv tn his!,<**. TTe is ln)r.-r.i''n? under thownn<fc>rful ca-e «•' bisa n d h ( g d a u , g n t e r J a n e .
v-ifo Emma
Ed & Henry PalmerHosts To 200
On Their 80thThe celebration of the 80th birth-
day of Edward and Henry Palmerwas a notable occasion for some 200of their relatives and friends on Sun-day afternoon, Jan. 19, 1975, at theItalian-American Social Club. Thechoice of the setting, the •beautifullyredecorated reception chamber ofthe club, provided comfortable seat-ing at tables, access to the servicebar and 'the table setting for thecake Ibearing the birth date of thehosts, Jan. 21,1895. The sons of Johnand Bessie Stenson Palmer receivedtheir guests most cordially as theyresponded to congratulations.
All were invited to partake rf thegoodies presented by the popularCaterer Danny Ledley, who with hisattractve waitresses graciously han-dled large companies. Another mem-ber of the service staff, Mike Chira-selJo, was equal to assist the con-convenience tof all whose coats werehung on the first floor, another areacompletely redecorated for the en-joyment of members of the Club andguests.
Richard Palmer, Highway Commis-sioner of "the Town of Soutlheast, withhas wife Alice and their sons, Pauland Tommy, were among the latearrivals. Alsff present were Francis,brother of Richard, his wife Helenand their six sons.
There is much more to the sagaof the Palmer family. The twins werebon on Brewster H;M and soon aftertheir father. John Palmer acquiredtheir homestead on Peaceable Hill.
Senior CitizensTo Meet. Jan. 26
Senior Citizens of Southeast willmeet Sunday, January 26, at 8 p.m.at the Grange Hall on Park Street.
Mrs. Marion Hayes, Director ofPutnam County Department for theAging, will install the newly electedofficers for 1975. Dues for 19T5 wallalso be taken.
Let us start the new year with aRood attendance. Refreshments willbe served.
SHOP IN BREWSTER
PCH DIRECTORS ONRECEPTION DESK
SAT. & SUN. EVES1 CAHMEL,— A need for volunteersto serve weekend . evenings on thereception" desk in the main lobby ofPutnam Community Hospital hasbeen met by members of the Boardof Directors and thtfr wave*..
Six Board mem'bers have signedup for service from 5 to 6 p.m. Sat-,urdays otf Sundays, Those, servinginclude Mr. and hlrs. .Deling Kel-logg, Mr. and Mrs. Edward Dwyer,,and 'Mir, and Mrs. S. Barnett lick-,man of Mahopac; We. and Mrs. JamesDurkin and Mrs. and Mrs. Carl Dillof Carmel; and Mr. and Mirs. FlhilipBuxbaum Jr., of Patterson. Ke;th.Bailey, assistant administrator of thehospital, and his wife also will serve.
Mr. Dwyer'is POH president, Blr.Durkin, assistant tteasure, Mr. Kel-logg, first vice president, and P[r.Bickman, assistant secretary.
Mrs. John IDain, a director, whohas scheduled the weekend volun-teers, explained that the traffic cfevening visitors on Saturday andSunday is "fadriy heavy" and thatreceptionists are needed to answerquestions, direct .people to varioushospital areas and provide passes topatient rooms, She said the director?have showed their willingness "toserve the community better" by thismeans. ,
A full complement of PCH Auxffi-iary members staff Aevhospital {inreception, gift shop, menu serviceand others, dtfring the week and dur-ing the day on weekends, but Satur-day and Sunday evenings presented"something of a problem" beca"sevolunteers wanted to ibe home withtheir families. "We're grateful tothe directors for pitching iin," iMrs.Dain said.
Guide ToLife Insurance
A "Consumer's Guide to Low-CostLife Insurance," advising consumersthat they should shop for life in-surance just as carefully as thevsihop for any other important pur-chase, has been made available frppto the public iby Savings Bank LiteInsurance (ST3LD. Copies of this han-day, pocket-size booklet can be ob-tained at any savings bank through-out New York State.
The new Guide, published fb;smonth, illustrates how the consumercan oxanr'np the costs and bask ^en-rfi'*; of life insurance policip* Tfalso erolains Nie "Adjusted Inrl^x."a new method f»f rtvtnputin" "nd<v>mnariTi<i dollar amounts of 1W» in-surance nolicie" which more a"1"'-
fheir true cost.id« '""" of trii« method
and IW* esamrcW otvca'lv "Interest •Afffusi
Index" for certain 9BLT policies.