Invest in

NFO period: 11th February to 25th February 2013

Rajiv Gandhi Equity Saving

Scheme (RGESS)

With an objective to encourage flow of savings of the

retail investors in domestic capital market, the

Government of India (GOI) in its Union Budget 2012

announced Rajiv Gandhi Equity Savings Scheme, 2012

(RGESS) to offer tax benefits to New Retail Investors u/s

80 CCG of IT Act 1961 providing tax benefits over and

above Rs 1 lakh limit u/s 80 C.

IDBI Mutual Fund launches IDBI RGESS a 3 year close

ended scheme ( NFO Period 11 Feb -25 Feb ‘13) which is

open to all investors and extends income tax benefits to

all Eligible Investors u/s 80CCG.

IDBI Asset Management Ltd.

� Wholly owned by IDBI Bank Ltd , A PSU Bank

� PSU Mutual Fund status as DPE Guidelines 2008

� Date of Incorporation - 25th January 2010

� Date of SEBI Approval - 29th March 2010

� Wide variety of products – Equity (active and passive), Bonds,

Money market fund, Fund of Funds and ETF

� Strong fund management team with diverse experience

� Presence in over 50 cities in India

� AAUM – Rs. 6255 Crs (Oct – Dec Qtr, 2012)

� No of Folios - Over 117000

� Fund Administrator – CAMS

� Custodian – Stock Holding Corporation of India, Bank of Nova Scotia

Our Product Offerings

Equity

IDBI Nifty Index Fund

IDBI Junior Nifty Index Fund

IDBI India Top 100 Equity Fund

Introducing IDBI Rajiv Gandhi Equity Saving

Scheme

Debt

IDBI Liquid Fund

IDBI Ultra Short Term Fund

IDBI Monthly Income Plan

IDBI Short Term Bond Fund

IDBI Dynamic Bond Fund

IDBI Fixed Maturity Plans

IDBI Gilt Fund

Exchange Traded Funds

IDBI Gold Exchange

Traded Fund

Fund of Funds

IDBI Gold Fund

IntroducingIDBI Rajiv Gandhi Equity Saving Scheme

A close -ended growth scheme offering income tax benefits

under Section 80CCG of the IT Act, 1961

Features of IDBI RGESS

• 3 year close ended Fund , open to all Investors

• Listed and Traded on NSE & BSE , redemption on

maturity

• Tax Benefits u/s 80 CCG- such eligible investors shall

- Hold units in Demat form

- Have fixed lock-in for a period of 1 year

- Flexible lock-in for 2 years thereafter

• Investors not seeking tax benefits can hold units in

physical mode also

Benefits of Investing in

IDBI RGESS

Additional Tax Benefit U/S 80 CCG over and

above Rs 1 lakh limit u/s 80 C

Dividends & Capital Gains on RGESS investments

are Tax free

Investis in stocks of well researched Large

Companies including PSUs

Offers investment in a large pool of securities

with a minimum investment amount

Resembles IDBI India Top 100 Equity Fund

Am I eligible for Sec 80 CCG benefit?

You are a resident Individual

with gross total annual

income upto Rs 10 lakh?

You do not have have any

Equity Securities in your

demat account as on

November 23 , 2012?

You have not made any

transactions in equity or

derivatives before

November 23, 2012?

You are a New Retail Investor –

Eligible for Income Tax Benefit for

investments upto Rs 50,000 u/s

Section 80 CCG

Yes

Yes

Yes

Illustration of 80 CCG Tax Benefits

Amount Invested In RGESS

Amount (Rs.)

50,000 25,000 10,000

Maximum Eligible Investments in

RGESS

50,000 25,000 10,000

50% Deduction on RGESS Deduction 25,000 12,500 5,000

Tax Saving under RGESS

10% Tax Bracket 2,500 1,250 500

20% Tax Bracket 5,000 2,500 1,000

Note- Deduction under 80CCG is available only where gross total annual income doesn’t exceed Rs.10

lakhs.

The Maximum investment amount eligible for tax deduction under section 80CCG is Rs. 50000 in the

year of investment.

Tax exemption under section 80CCG is available only for the initial year of investment. Hence ensure

to make maximum eligible investment to claim the maximum tax benefit.

Where does IDBI RGESS invest ?

IDBI RGESS will invest in Eligible Securities as below :

• Equity shares of select companies which include:

– Companies falling in the list of ‘CNX-100’of NSE

or ‘BSE-100’ indices

– Public sector enterprises categorized as Maharatna,

Navratna or Miniratna by the Central Government.

• IPOs & FPOs of above mentioned companies.

Scheme Features

Investment

Objective

To generate opportunities for growth while providing income

tax benefits under Section 80CCG of the IT Act, 1961 by active

management of portfolio investing predominantly in RGESS

eligible equity.

Asset

Allocation

Pattern

Instrument Indicative

allocation

(% of total

assets)

Risk Profile

Min. Max.

RGESS eligible equity 95% 100% Medium to High

Money Market instruments

with residual maturity not

exceeding 91 days and

CBLO

0% 5% Low to Medium

IDBI Rajiv Gandhi Equity Savings Scheme - Series I will be a 3 year close-ended Fund

Scheme Features

Minimum Investment Rs. 5000 and in multiples of Re. 1 ( Lumpsum Investments

Only- SIP is not available in the scheme)

Plans & Option The scheme offers :-

� Regular Plan – Dividend & Growth Option

� Direct Plan – Dividend & Growth Option

The dividend option under each plans offers following

mode of dividend:

- Dividend Payout

- Sweep into other IDBI MF schemes

Benchmark BSE 100 Index

Lock-in period Scheme will have a tenor of 3 years from the date of

allotment. ( Listed on NSE & BSE )

Open a Demat Account with any Depositary Participant

Designate the Demat Account as RGESS Account by filling Form A. The depository shall certify the new retail investor status of the

assessee

Invest in IDBI RGESS in DEMAT MODE by giving your DEMAT

account details

DP statement will reflect the availability of RGESS eligible

securities in the demat account of the investor.

How To Avail 80 CCG Benefits

by Investing in IDBI RGESS

IDBI RGESS NFO Dates

11 Feb – 25 Feb 2013

Thank you

Disclaimer

Statutory Details: IDBI Mutual Fund has been set up as a trust sponsored by

IDBI Bank Ltd. with IDBI MF Trustee Company Ltd. as the Trustee (Trustee

under the Indian Trusts Act, 1882) and with IDBI Asset Management Ltd. as

the Investment Manager. Risk Factors: AMC / Trustee / Sponsor is not liable

or responsible for any loss or shortfall resulting from the operations of the

scheme. Mutual Fund Investments are subject to market risks, read all

scheme related documents carefully. For further information please contact:

IDBI Asset Management Ltd., 5th Floor, Mafatlal Centre, Nariman Point,

Mumbai- 400 021.