+ All Categories
Home > Documents > Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max...

Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max...

Date post: 21-Sep-2020
Category:
Upload: others
View: 5 times
Download: 0 times
Share this document with a friend
21
475 Anton Boulevard Costa Mesa, CA 92626 www.experian.com Risk Based Pricing Rule — FICO ® Auto Score • FICO ® Auto Score, v1 Bar Graph EXF2A-G • FICO ® Auto Score, v1 Table, EXF2A-G • FICO ® Auto Score, v2 Bar Graph, EXF3A-G • FICO ® Auto Score, v2 Table, EXF3A-G • FICO ® Auto Score, v3 Bar Graph, EXF4A-G • FICO ® Auto Score, v3 Table, EXF4A-G • FICO ® Auto Score, v8 Bar Graph, EXF5A-G • FICO ® Auto Score, v8 Table, EXF5A-G • FICO ® Auto Score, v9 Bar Graph, EXF6A-G • FICO ® Auto Score, v9 Table, EXF6A-G To view a specific graph or table, click on the respective link below.
Transcript
Page 1: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

475 Anton BoulevardCosta Mesa, CA 92626www.experian.com

Risk Based Pricing Rule — FICO® Auto Score

• FICO® Auto Score, v1 Bar Graph EXF2A-G • FICO® Auto Score, v1 Table, EXF2A-G• FICO® Auto Score, v2 Bar Graph, EXF3A-G • FICO® Auto Score, v2 Table, EXF3A-G• FICO® Auto Score, v3 Bar Graph, EXF4A-G• FICO® Auto Score, v3 Table, EXF4A-G• FICO® Auto Score, v8 Bar Graph, EXF5A-G• FICO® Auto Score, v8 Table, EXF5A-G• FICO® Auto Score, v9 Bar Graph, EXF6A-G• FICO® Auto Score, v9 Table, EXF6A-G

To view a specific graph or table, click on the respective link below.

Page 2: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

EXF2A-G

3%

11%12%

11%

13%

16%

21%

13%

0%

5%

10%

15%

20%

25%

30%

255–499 500–549 550–599 600–649 650–699 700–749 750–799 800–869

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Auto Score 1

© 2016 FICO EXF2A-G

FICO® Auto Score 1© 2016 FICO; © 2016 Experian; All rights reserved

Page 3: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

EXF3A-G

4%

7%

9%

14%15%

20% 20%

0%

5%

10%

15%

20%

25%

250–499 500–549 550–599 600–649 650–699 700–749 750–799 800–877

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Auto Score 2

© 2016 FICO EXF3A-G

11%

FICO® Auto Score 2© 2016 FICO; © 2016 Experian; All rights reserved

Page 4: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

EXF4A-G

4%

6%

8%

13%15%

28%

16%

0%

5%

10%

15%

20%

25%

30%

250–499 500–549 550–599 600–649 650–699 700–749 750–799 800–900

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Auto Score 3

© 2016 FICO EXF4A-G

10%

FICO® Auto Score 3© 2016 FICO; © 2016 Experian; All rights reserved

Page 5: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

EXF5A-G

5%6%

8%

14%

18%

21%

17%

0%

5%

10%

15%

20%

25%

250–499 500–549 550–599 600–649 650–699 700–749 750–799 800–900

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Auto Score 8

© 2016 FICO EXF5A-G

11%

FICO® Auto Score 8© 2016 FICO; © 2016 Experian; All rights reserved

Page 6: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

EXF6A-G

5%7% 7%

13%

15%

28%

15%

0%

5%

10%

15%

20%

25%

30%

250–499 500–549 550–599 600–649 650–699 700–749 750–799 800–900

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Auto Score 9

© 2016 FICO EXF6A-G

10%

FICO® Auto Score 9© 2016 FICO; © 2016 Experian; All rights reserved

Page 7: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 1

Score Range Min Score Range Max Cumulative %

255 473 1%

474 489 2%

490 500 3%

501 506 4%

507 512 5%

513 517 6%

518 522 7%

523 527 8%

528 531 9%

532 535 10%

536 539 11%

540 542 12%

543 546 13%

547 550 14%

551 554 15%

555 557 16%

558 562 17%

563 566 18%

567 570 19%

571 574 20%

575 578 21%

579 582 22%

583 587 23%

588 591 24%

592 596 25%

597 601 26%

602 605 27%

606 610 28%

611 614 29%

615 619 30%

620 624 31%

625 628 32%

629 633 33%

634 637 34%

638 642 35%

643 646 36%

Page 8: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 1

Score Range Min Score Range Max Cumulative %

647 651 37%

652 654 38%

655 658 39%

659 663 40%

664 666 41%

667 670 42%

671 674 43%

675 678 44%

679 681 45%

682 685 46%

686 689 47%

690 692 48%

693 696 49%

697 700 50%

701 703 51%

704 707 52%

708 710 53%

711 713 54%

714 716 55%

717 720 56%

721 723 57%

724 726 58%

727 730 59%

731 733 60%

734 736 61%

737 739 62%

740 741 63%

742 745 64%

746 748 65%

749 751 66%

752 754 67%

755 757 68%

758 759 69%

760 761 70%

762 764 71%

765 767 72%

768 770 73%

771 772 74%

773 775 75%

Page 9: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 1

Score Range Min Score Range Max Cumulative %

776 777 76%

778 779 77%

780 781 78%

782 783 79%

784 785 80%

786 787 81%

788 789 82%

790 792 83%

793 794 84%

795 796 85%

797 798 86%

799 800 87%

801 802 88%

803 803 89%

804 805 90%

806 807 91%

808 809 92%

810 811 93%

812 814 94%

815 817 95%

818 820 96%

821 823 97%

824 828 98%

829 833 99%

834 869 100%

© 2016 FICO; © 2016 Experian; All rights reserved EXF2A-G

Page 10: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 2

Score Range Min Score Range Max Cumulative %

250 454 1%

455 474 2%

475 489 3%

490 499 4%

500 509 5%

510 517 6%

518 524 7%

525 531 8%

532 538 9%

539 544 10%

545 550 11%

551 556 12%

557 562 13%

563 567 14%

568 573 15%

574 578 16%

579 584 17%

585 590 18%

591 595 19%

596 600 20%

601 606 21%

607 611 22%

612 615 23%

616 620 24%

621 625 25%

626 629 26%

630 634 27%

635 638 28%

639 643 29%

644 647 30%

648 650 31%

651 655 32%

656 659 33%

660 663 34%

664 667 35%

668 670 36%

Page 11: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 2

Score Range Min Score Range Max Cumulative %

671 675 37%

676 678 38%

679 681 39%

682 685 40%

686 688 41%

689 691 42%

692 695 43%

696 698 44%

699 701 45%

702 705 46%

706 708 47%

709 711 48%

712 715 49%

716 718 50%

719 721 51%

722 725 52%

726 728 53%

729 731 54%

732 734 55%

735 738 56%

739 741 57%

742 744 58%

745 747 59%

748 751 60%

752 753 61%

754 756 62%

757 760 63%

761 763 64%

764 765 65%

766 768 66%

769 771 67%

772 774 68%

775 776 69%

777 779 70%

780 782 71%

783 784 72%

785 786 73%

787 788 74%

789 790 75%

Page 12: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 2

Score Range Min Score Range Max Cumulative %

791 792 76%

793 794 77%

795 796 78%

797 798 79%

799 800 80%

801 802 81%

803 803 82%

804 805 83%

806 807 84%

808 808 85%

809 811 86%

812 813 87%

814 816 88%

817 818 89%

819 820 90%

821 822 91%

823 824 92%

825 827 93%

828 831 94%

832 835 95%

836 838 96%

839 844 97%

845 849 98%

850 857 99%

858 877 100%

© 2016 FICO; © 2016 Experian; All rights reserved EXF3A-G

Page 13: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 3

Score Range Min Score Range Max Cumulative %

250 453 1%

454 474 2%

475 488 3%

489 500 4%

501 510 5%

511 519 6%

520 527 7%

528 534 8%

535 542 9%

543 549 10%

550 555 11%

556 562 12%

563 568 13%

569 574 14%

575 581 15%

582 586 16%

587 592 17%

593 599 18%

600 604 19%

605 609 20%

610 615 21%

616 620 22%

621 626 23%

627 631 24%

632 636 25%

637 640 26%

641 645 27%

646 649 28%

650 654 29%

655 658 30%

659 662 31%

663 666 32%

667 670 33%

671 674 34%

675 678 35%

679 681 36%

Page 14: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 3

Score Range Min Score Range Max Cumulative %

682 685 37%

686 689 38%

690 693 39%

694 696 40%

697 700 41%

701 703 42%

704 707 43%

708 710 44%

711 713 45%

714 717 46%

718 720 47%

721 723 48%

724 727 49%

728 730 50%

731 733 51%

734 736 52%

737 740 53%

741 743 54%

744 745 55%

746 749 56%

750 752 57%

753 756 58%

757 760 59%

761 763 60%

764 766 61%

767 770 62%

771 773 63%

774 777 64%

778 780 65%

781 783 66%

784 786 67%

787 789 68%

790 791 69%

792 794 70%

795 797 71%

798 799 72%

800 802 73%

803 804 74%

805 806 75%

Page 15: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 3

Score Range Min Score Range Max Cumulative %

807 808 76%

809 811 77%

812 813 78%

814 815 79%

816 816 80%

817 818 81%

819 820 82%

821 823 83%

824 825 84%

826 827 85%

828 829 86%

830 831 87%

832 833 88%

834 834 89%

835 836 90%

837 838 91%

839 841 92%

842 843 93%

844 845 94%

846 849 95%

850 853 96%

854 857 97%

858 863 98%

864 872 99%

873 900 100%

© 2016 FICO; © 2016 Experian; All rights reserved EXF4A-G

Page 16: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 8

Score Range Min Score Range Max Cumulative %

250 450 1%

451 470 2%

471 482 3%

483 493 4%

494 502 5%

503 510 6%

511 517 7%

518 526 8%

527 534 9%

535 541 10%

542 548 11%

549 556 12%

557 562 13%

563 569 14%

570 576 15%

577 581 16%

582 588 17%

589 594 18%

595 599 19%

600 604 20%

605 609 21%

610 614 22%

615 619 23%

620 623 24%

624 628 25%

629 633 26%

634 637 27%

638 642 28%

643 646 29%

647 651 30%

652 655 31%

656 659 32%

660 662 33%

663 667 34%

668 671 35%

672 674 36%

Page 17: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 8

Score Range Min Score Range Max Cumulative %

675 678 37%

679 681 38%

682 684 39%

685 688 40%

689 691 41%

692 695 42%

696 698 43%

699 700 44%

701 704 45%

705 707 46%

708 709 47%

710 712 48%

713 715 49%

716 718 50%

719 721 51%

722 724 52%

725 728 53%

729 730 54%

731 733 55%

734 735 56%

736 739 57%

740 741 58%

742 742 59%

743 745 60%

746 747 61%

748 751 62%

752 754 63%

755 756 64%

757 760 65%

761 762 66%

763 765 67%

766 769 68%

770 771 69%

772 774 70%

775 777 71%

778 780 72%

781 783 73%

784 785 74%

786 789 75%

Page 18: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 8

Score Range Min Score Range Max Cumulative %

790 792 76%

793 794 77%

795 797 78%

798 800 79%

801 803 80%

804 806 81%

807 808 82%

809 812 83%

813 815 84%

816 817 85%

818 821 86%

822 824 87%

825 827 88%

828 831 89%

832 834 90%

835 837 91%

838 842 92%

843 845 93%

846 850 94%

851 854 95%

855 858 96%

859 864 97%

865 871 98%

872 878 99%

879 900 100%

© 2016 FICO; © 2016 Experian; All rights reserved EXF5A-G

Page 19: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 9

Score Range Min Score Range Max Cumulative %

250 446 1%

447 467 2%

468 480 3%

481 491 4%

492 500 5%

501 508 6%

509 515 7%

516 522 8%

523 530 9%

531 537 10%

538 545 11%

546 552 12%

553 559 13%

560 566 14%

567 573 15%

574 579 16%

580 586 17%

587 592 18%

593 599 19%

600 606 20%

607 612 21%

613 617 22%

618 623 23%

624 628 24%

629 633 25%

634 638 26%

639 642 27%

643 646 28%

647 651 29%

652 655 30%

656 659 31%

660 664 32%

665 668 33%

669 673 34%

674 676 35%

677 680 36%

Page 20: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 9

Score Range Min Score Range Max Cumulative %

681 684 37%

685 688 38%

689 691 39%

692 694 40%

695 697 41%

698 699 42%

700 703 43%

704 706 44%

707 709 45%

710 714 46%

715 717 47%

718 720 48%

721 722 49%

723 725 50%

726 728 51%

729 731 52%

732 735 53%

736 738 54%

739 741 55%

742 745 56%

746 749 57%

750 753 58%

754 756 59%

757 760 60%

761 763 61%

764 767 62%

768 770 63%

771 774 64%

775 777 65%

778 781 66%

782 784 67%

785 788 68%

789 791 69%

792 794 70%

795 797 71%

798 800 72%

801 803 73%

804 806 74%

807 809 75%

Page 21: Risk Based Pricing Rule — FICO Auto Score · FICO® Auto Score 1 Score Range Min Score Range Max Cumulative % 255 473 1% 474 489 2% 490 500 3% 501 506 4% 507 512 5% 513 517 6% 518

FICO® Auto Score 9

Score Range Min Score Range Max Cumulative %

810 812 76%

813 815 77%

816 818 78%

819 820 79%

821 824 80%

825 826 81%

827 828 82%

829 831 83%

832 833 84%

834 835 85%

836 838 86%

839 840 87%

841 842 88%

843 844 89%

845 846 90%

847 848 91%

849 850 92%

851 851 93%

852 853 94%

854 856 95%

857 859 96%

860 863 97%

864 868 98%

869 875 99%

876 900 100%

© 2016 FICO; © 2016 Experian; All rights reserved EXF6A-G


Recommended