Page 1
Salary WPS File Creation Guide
Page 1 of 13
businessONLINE
SIF (Salary Information File)
This SIF file provides the salary information for one or more employees of the employer. Each SIF file
must be for one employer only. This file originates from the employer. This file shall be named using
the following convention.
SIF File Structure:
Employee 1 EDR (Employee Details Record)….. (mandatory)
EVP (Employee Variable Pay)….. (required if employee has variable payment)
Employee 2 EDR (Employee Details Record)….. (mandatory)
EVP (Employee Variable Pay)….. (required if employee has variable payment)
Employee 3 EDR (Employee Details Record)….. (mandatory)
EVP (Employee Variable Pay)….. (required if employee has variable payment) . . .
.
.
.
Summary SCR…(mandatory & only one summary record as last line of the file)
Sample File:
EDR,DUMMYEMP,703420114,AE020340000221234567001, 2016-03-01,2016-03-31,31,100.00,30.00,0
EVP,DUMMYEMP,703420114,20.00,0.00,0.00,0.00,0.00,10.00,0.00
SCR, DUMMYEMR,302620122,2016-05-10,1526,032016,1,130.00,AED,PayDetail
Notes:
Employee Details Record (EDR) is mandatory for every employee.
Employee Variable Pay (EVP) record is mandatory only if variable amount is provided in the
EDR (Employee Detail Record). If there is no variable amount then no need to capture this record.
Salary Control Record (SCR) is mandatory summary record as the last line in the file.
Page 2
Salary WPS File Creation Guide
Page 2 of 13
businessONLINE
Description of Employee Detail Record (EDR)
Page 3
Salary WPS File Creation Guide
Page 3 of 13
businessONLINE
Description of Salary Control Record (SCR)
Page 4
Salary WPS File Creation Guide
Page 4 of 13
businessONLINE
Employee Variable Pay Details (EVP)
Page 5
Salary WPS File Creation Guide
Page 5 of 13
businessONLINE
WPS Routing Codes
Entity
ID Entity Name Routing
Number Entity
ID Entity Name Routing
Number 002 ROYAL BANK OF SCOTLAND 400220101 041 NAT. BANK OF SHJ 404130101
003 ABUDHABI COMML.BANK 600310101 042 NAT. BANK OF UAQ 104251001
004 AL AHLI BANK OF KUWAIT 200420101 044 STANDARD CHARTERED 504420120
005 Al RAFIDIAN 400510101 045 UNION NATIONAL BANK 804510183
007 ARAB AFRICAN INT’L 500710102 046 UNITED ARAB BANK 904630101
008 ARBIFT 100810101 047 UNITED BANK LTD. 604720106
009 ARAB BANK 000910101 048 ARAB EMIRAES INVESTMENT BK 004820101
010 BANK MELLI IRAN 201020102 049 DEUTSCHE BK 204910101
011 BANK OF BARODA 801120101 050 ABU DHABI ISLAMIC BK 405010101
012 BANK OF SHARJAH 401230101 051 DUBAI BANK PJSC 005120101
013 BANK OF SADERAT IRAN 901320124 052 NOOR ISLAMIC BK 905220101
014 BANQUE BANORABE 001420151 053 Al HILAL BK 105310101
015 BANK MISR 001510102 054 DOHA BANK 705420101
016 CREDIT AGRICOLE 301620101 055 SAMBA 605520101
017 BANQUE LIBAINAISE 201720101 056 NAT. BK OF KUWAIT 505620101
018 BANQUE PARIBAS 401810101 057 AJMAN BK 805740101
019 BARCLAYS BANK 401920110 029 HABIB BANK ZURICH 302920101
020 HSBC 302020120 201 Abdul Latif Exchange - LLC. - Dubai 220110101
021 CITI BANK 102120101 202 Ahmed Al Amery Exchange Est-Abu
Dhabi 120210101
022 COMML. BANK INTL. 002220101 203 Ahmed Al Hussain Exchange Est. -
Dubai 020310101
023 COMM. BANK OF DUBAI 502320103 204 Ain Al Faydah Exchange-Al Ain 920410101
024 DUBAI ISLAMIC BANK 802420101 205 Al Ahalia Money Exchange Bureau-
Abu Dhabi 820510101
025 EL NILIEN BANK 002510101 206 Al Ansari Exchange-Abu Dhabi 720610101
026 EMIRATES BANK INT’L 302620122 207 Al Ansari Exchange Services -Al Ain 620710101
027 FIRST GULF BANK 802710101 208 Al Azhar Exchange- Dubai 520810101
028 HABIB BANK LTD. 102820111 209 Al Bader Exchange-Abu Dhabi 420910101
030 INVEST BANK 503030102 210 Al Balooch Money Exchange- Al Ain 621010101
031 JANATA BANK 103110110 211 Al Dahab Exchange, Dubai 521110101
032 LLOYDS BANK 303220101 212 Al Darmaki Exchange Est. - Dubai 421210101
033 MASHREQ BANK 203320101 213 Al Dhahery Money Exchange- Al Ain 321310101
034 EMIRATES ISLAMIC BANK 703420114 214 Al Falah Exchange Company-Abu
Dhabi 221410101
035 NAT. BANK OF ABU DHABI 603510102 215 Al Fardan Exchange-Abu Dhabi 121510101
036 NAT. BANK OF BAHRAIN 203610101 216 Al Fuad Exchange - Dubai 021610101
037 NAT. BANK OF DUBAI 302620122 217 Al Gergawi Exchange - LLC. - Dubai 921710101
038 NAT.BANK OF FUJAIRAH 503870102 218 Al Ghurair Exchange- Dubai 821810101
039 NAT. BANK OF OMAN 903910101 219 Al Ghurair International Exchange-
Dubai 721910101
040 RAK BANK 604060101 220 Al Hadha Exchange LLC. - Dubai 922010101
Page 6
Salary WPS File Creation Guide
Page 6 of 13
businessONLINE
Entity
ID Entity Name
Routing
Number Entity
ID Entity Name
Routing
Number
221 Al Hamed Exchange - Sharjah 822110101 258 Habib Exchange Co. LLC. - Sharjah 025810101
222 Al Hamriyah Exchange- Dubai 722210101 259 Hadi Express Exchange- Dubai 925910101
223 Al Jarwan Money Exchange-Sharjah 622310101 260 Harib Sultan Exchange-Abu Dhabi 126010101
224 Al Masood Exchange-Abu Dhabi 522410101 261 Horizon Exchange - Dubai 026110101
225 Al Mazroui Exchange Est-Abu Dhabi 422510101 262 International Development
Exchange-Dubai 926210101
226 Al Modawallah Exchange- Dubai 322610101 263 Jumana Exchange Est. - Dubai 826310101
227 Al Mona Exchange Co. - LLC. - Dubai 222710101 264 Kanoo Exchange- Dubai 726410101
228 Al Mussabah Exchange- Dubai 122810101 265 Khalil Al Fardan Exchange- Dubai 626510101
229 Al Nafees Exchange LLC. - Dubai 022910101 266 Khalili Exchange Co. LLC. - Dubai 526610101
230 Al Ne'emah Exchange Co. LLC- Dubai 223010101 267 Lari Exchange Est-Abu Dhabi 426710101
231 Al Rajihi Exchange Company - LLC. -
Dubai 123110101 268 Lee La Megh Exchange LLC- Dubai 326810101
232 Al Razouki Int'l Exchange Co. LLC. -
Dub 023210101 269 Malik Exchange-Abu Dhabi 226910101
233 Al Zari & Al Fardan Exchange LLC. -
Sharjah 923310101 270
Multinet Trust Exchange - LLC. -
Dubai 427010101
234 Al Zarooni Exchange- Dubai 823410101 271 Nanikdas Nathoomal Exchange Co.
LLC- Dub 327110101
235 Alukkass Exchange, Dubai 723510101 272 Naser Khoory Exchange Est. - Abu
Dhabi 227210101
236 Arabian Exchange Co-Abu Dhabi 623610101 273 National Exchange Co.-Abu Dhabi 127310101
237 ARY International Exchange- Dubai 523710101 274 Oasis Exchange, Al Ain 027410101
238 Asia Exchange Centre- Dubai 423810101 275 Orient Exchange Co.- LLC- Dubai 927510101
239 Aziz Exchange Co. LLC.- Dubai 323910101 276 Pacific Exchange- Dubai 827610101
240 Bhagwandas Jethanand and Sons-
Sharjah 524010101 277
Redha Al Ansari Exchange Est. -
Dubai 727710101
241 Bin Bakheet Exchange Est.- Ajman 424110101 278 Reems Exchange- Dubai 627810101
242 Bin Belaila Exchange Co.-LLC. - Dubai 324210101 279 Sa'ad Exchange-Fujairah 527910101
243 Cash Express Exchange Est. - Dubai 224310101 280 Sabah Exchange-Sharjah 728010101
244 Central Exchange LLC Dubai 124410101 281 Sajwani Exchange- Dubai 628110101
245 City Exchange - LLC. - Dubai 024510101 282 Salim Exchange-Sharjah 528210101
246 Daniba International Exchange- Dubai 924610101 283 Sana'a Exchange- Dubai 428310101
247 Day Exchange LLC.- Dubai 824710101 284 Sawan Exchange Co. - LLC. - Dubai 328410101
248 Dinar Exchange - Dubai 724810101 285 Shaheen Money Exchange LLC. -
Dubai 228510101
249 Dubai Exchange Centre - LLC. - Dubai 624910101 286 Sharjah International Exchange-
Sharjah 128610101
250 Dubai Express Exchange, Dubai 825010101 287 Tabra & Al Nebal Exchange - Dubai 028710101
251 Emirates & East India Exchange -
Sharjah 725110101 288 Tahir Exchange Est. - Dubai 928810101
252 Emirates India International
Exchange-Sharjah 625210101 289
Taymour & Abou Harb Exchange Co.
LLC. -Sharjah 828910101
253 Federal Exchange- Dubai 525310101 290 Al Rostamani Exchange- Dubai 029010101
254 First Gulf Exchange Centre- Dubai 425410101 291 U.A.E. Exchange Centre - LLC.- Dubai 929110101
255 Gomti Exchange - LLC. - Dubai 325510101 292 Union Exchange-Abu Dhabi 829210101
256 Gulf Express Exchange- Dubai 225610101 293 Universal Exchange Centre - Dubai 729310101
257 Gulf Int'l Exchange Co.-LLC. - Dubai 125710101 294 Wall Street Exchange Centre - LLC-
Dubai 629410101
Page 7
Salary WPS File Creation Guide
Page 7 of 13
businessONLINE
Entity
ID Entity Name
Routing
Number Entity
ID Entity Name
Routing
Number
295 Zahra Al Yousuf Exchange- Dubai 529510101 309 AL DINAR EXCHANGE COMPANY 130910101
296 Global Exchange 429610101 310 HSBC Financial Services 331010101
297 Economic Exchange 329710101 311 ALFA EXCHANGE 231110101
298 Royal Exchange Co. LLC 229810101 312 DELMA EXCHANGE 131210101
299 Bin Belaila Exchange Co. L.L.C 129910101 313 SHARAF EXCHANGE 031310101
300 Alfalah Exchange Company 030010101 314 LULU EXCHANGE 931410101
301 GCC EXCHANGE 930110101 401 C3 640110101
302 Economic Exchange Centre 830210101 402 Western Union 540210101
303 Global Exchange 730310101 403 Waseela Equity 440310101
304 Zareen Exchange 630410101 404 Workers Equity Holdings 340410101
305 Future Exchange 530510101 405 SEIDCO 240510101
306 Nasim Al Barari Exchange 430610101 601 Finance House 060110101
307 Al Dhahery Exchange 330710101 602 Dunia 960210101
308 Al Nibal International Exchange 230810101
Page 8
Salary WPS File Creation Guide
Page 8 of 13
businessONLINE
Step by step guide for SIF file creation manually in Microsoft Excel
Creation of a valid Salary Information File (SIF) for submission to the bank for processing via WPS
requires the following 5 steps:
1. Opening a new salary file (Excel)
2. Entering the requisite Employee Salary details
3. Entering the requisite Employer details
4. Saving the file as .CSV file
5. Renaming the file as .SIF file
These steps are described below in detail:
1. Open new Excel file.
2. Enter Row-wise all Employee Record Details in below order:
Column A: Type ‘EDR’ in all rows.
Column B: Enter the 14 digit Person ID number provided by Ministry of Labor. This
information is printed on the Employee Labor cards. If the number mentioned is less than 14
digits, in the file the field should be prefixed with zeros to add the count to 14 digits.
Column C: Enter Routing Code Agent ID. This is the 9 digits routing code which is assigned to
the Employee’s Bank/ Agent where their account is held. In case of Emirates NBD group, you can
use the following routing codes:
Emirates Bank & National Bank of Dubai (Emirates NBD) 302620122
Emirates Islamic Bank 703420114
Page 9
Salary WPS File Creation Guide
Page 9 of 13
businessONLINE
Column D: Enter the Employee’s account IBAN number or Salary Card IBAN Number from
the bank where the salary is to be credited. Should be 23 characters.
Column E: Provide the PAY START DATE. Should be entered in format ‘YYYY-MM-DD‘. For
example if the pay period is for the month of October 09, then the PAY START DATE mentioned
will be 2009-10-01.
Column F: Provide the PAY END DATE. Should be entered in format ‘YYYY-MM-DD‘. For example
if the pay period is for the month of October 09, then the PAY START DATE mentioned will be
2009-10-31.
Column G: Enter the NUMBER OF DAYS for which the salary is being paid. For example if the
salary is being paid for the full month of October which has 31 days in total, then the value
entered will be ‘31’.
Column H: Enter the FIXED INCOME AMOUNT to be paid to the worker. This would include all
fixed payouts such as Basic Pay, HRA, and Transportation etc. The amount should be entered
without “,” and with or without two decimals e.g. 1200.00 / 800 etc. If no contribution from this
component then send 0.00
Column I: Enter the VARIABLE INCOME AMOUNT to be paid to the worker. Examples would
be Overtime, incentives, bonus etc. The amount should be entered without “,” and with or
without two decimals e.g. 1200.00 / 800 etc. If no contribution from this component then send
0.00
Page 10
Salary WPS File Creation Guide
Page 10 of 13
businessONLINE
Column J: DAYS ON LEAVE FOR PERIOD - This shall be the number of days the employee has
been on leave without pay in the pay period. If no leave has been availed off then indicate with
zero “0”.
3. The Last Row should contain Employer related information termed as SALARY CONTROL
RECORD (SCR). Please note that this should be created at the end after completing the creation
of Employee Salary details. The fields should be entered in the below order:
Column A: Type ‘SCR’:
Column B: Enter the 13 digit Employer Unique ID (Establishment Number) of the company
with Ministry of Labor. This field will have to be padded with leading zeros if the length is less
than the maximum specified length of 13 digits. This field is validated against the Master
database held in WPS.
Column C: Enter Bank code of the Employer. This is the 9 digit routing code which is assigned
to the Employer’s Bank where the corporate account is held. In case of Emirates NBD group, you
can use the following routing codes:
Emirates Bank & National Bank of Dubai (Emirates NBD) 302620122
Emirates Islamic Bank 703420114
Page 11
Salary WPS File Creation Guide
Page 11 of 13
businessONLINE
Column D: Enter the File Creation Date. Must be in the format YYYY-MM-DD. For e.g. is the file
is prepared by the employer on 25th October 2009, then the date mentioned will be 2009-10-25.
Column E: Enter the File Creation Time. Must be in the format HHMM. For e.g. if the file is
prepared by the employer at 4:00 pm 30 minutes then the time mentioned will be 1630.
Column F: Enter the Salary Month. Must be in the format MMYYYY. For e.g. if the payment is
being done for the month of October, then the month mentioned will be 102009:
Column G: Enter the EDR count. This is the total number of employees for whom the salary is
being paid.
Column H: Enter TOTAL SALARY AMOUNT paid to the workers. The amount should be entered
without “,” and with or without two decimals e.g. 12000.00 / 80000 etc. It will be validated to be
equal to the sum of all Fixed and Variable components indicated in all the EDR records in the file.
Column I: Enter the Payment Currency. This is always to be entered as AED.
Column J: Enter EMPLOYER REFERENCE NUMBER if applicable. This is an optional field to be
entered by the employer only if they maintain a unique file identifier at their end. If not
applicable then the field can be left blank.
Page 12
Salary WPS File Creation Guide
Page 12 of 13
businessONLINE
4. Saving the file as .CSV file. Once the file is prepared, please save the file as per the below
specification:
- Click on ‘Save As’
- ‘File Name’ should be saved as
‘EMPLOYER UNIQUE ID FILE CREATION DATE FILE CREATION TIME’
File naming convention should be:
E.g.: if your Ministry of Labor Employer ID is 965625 and file was created on 25th October, 2009
at 4.30pm, then the file name should be: 0000000965625091025163000.
- ‘Save as Type’ extension should be selected as CSV (Comma delimited)
- Click on ‘Save’.
Page 13
Salary WPS File Creation Guide
Page 13 of 13
businessONLINE
5. Rename the file as ‘SIF’ instead of ‘CSV’. E.g. 0000000965625091025163000.SIF. Once done, it will
look like below if opened in Notepad:
