Personal Line Underwriting Sue Blackwell - Senior Underwriter & Mgr. Ext. 57210 [email protected]
Nancy Davidson-Underwriting Tech-Ext. 57152 [email protected]
Shantrell Kirk - New Business Tech- Ext. 57105 [email protected]
Flood UnderwritingStella Craig-Flood Manager Extension 57570 "[email protected]
Licensing Pat Curry-Licensing Manager Extension 57103 [email protected]
Customer ServiceLinda Utton-Manager Extension 57304
800-749-6419Homeowners/Dwelling Fire
Owner, Tenant, Vacant and Rental
Manufactured Homes
Owner, Tenant, Vacant and Rental
Committed and Consistent Since 1948
Sales and MarketingFrank Fletcher -O�ce/Cell (480) 318-0349 [email protected]
Accounting-Commissions and BillingSharon Whitney-Accounting Supervisor Extension 57135 [email protected]
Claims800-749-6419 [email protected]
File a Claim Online: www.nationallloydsinsurance.com
Commercial Lines UnderwritingBarbara McInnis -Commercial Underwriting Manager Extension 57247
Commercial @natlloyds.com
© 2015 Hilltop Holdings Inc.
Arizona Personal Product Offerings
Universal◾ Mobile Homes from $3,000 to $100,000◾ Vacant, Canceled, Declined or Non-Renewed
Home Choice◾ Fire and Extended Coverage on Dwelling◾ Basic and Broad Form Perils◾ Primary, Seasonal/Secondary and Rental Units◾ Dwellings from $25,000 to $300,000◾ Personal Liability up to $300,000◾ Premises Liability up to $300,000◾ Optional Replacement Cost and Partial LossReplacement Cost◾ Many Policy Credits/Discounts AvailablePreferred Tier: Not offered on the Value Package,Min Coverage 'A' - $200,000, PPC 1-5, No paid lossesin the past 3 years, Fire extinguisher on premises, 9months of prior coverage
Vacant DP-1
◾ 12 Month Term◾ Fire & Extended Coverage on Dwelling◾ Dwellings from $1,000 to $200,000◾ Renew for Additional Terms◾ Pro-Rata Cancellation◾ Optional $25,000 Premises Liability
Contact Us
Sue Blackwell, Senior Underwriter and [email protected]
Founded in 1955, American Summit Insurance Companyhas a long history of taking care of our customers. Ourfocus is underwriting mobile home, dwelling fire, andhomeowner coverage in the 19 states where we dobusiness. We believe that prompt policyholder service,efficient claims services, and great prices give us thecompetitive edge that has kept our company successful forso many years.
Elite Mobile Homes◾ Mobile Home Values from $25,000 to $200,000◾ Comprehensive Replacement Cost◾ Package Policy◾ Single or Multi Sectional Homes◾ Primary or Seasonal Secondary Residences◾ Optional Coverages◾ Flood and Earthquake Included
Superior Mobile Homes◾ Mobile Homes Values from $5,000 to $100,000)◾Actual Cash Value on the Mobile Home, Attached andUnattached Adjacent Structures◾Comprehensive Coverage on Unattached AdjacentStructures◾Comprehensive Replacement Cost Coverage onPersonal Effects◾Comprehensive Personal Liability◾Optional Coverages◾Flood and Earthquake Included
Rental Mobile Homes◾ Mobile Homes from $1,000 to $100,000◾ Comprehensive Coverage◾ OLT from $25,000 to $300,000◾ Flood and Earthquake Included
© 2015 Hilltop Holdings Inc.
Arizona Commercial Product Offerings
Builders Risk-New Construction◾ Basic Coverage (Fire & EC)◾ $500,000 Maximum Coverage◾ 1% Deductible to $1,000 Minimum◾ Theft & VMM Excluded◾ 3, 6 or 12 Month Terms (Fully Earned)
Builders Risk-Renovation◾ Basic Coverage (Fire & EC)◾ $500,000 Maximum Coverage◾ 1% Deductible to $1,000 Minimum ◾ Theft & VMMExcluded◾ $325 Minimum Premium◾ 3 Month Term (Fully Earned)
Contact UsStella Craig, Flood [email protected], ext 7570
Barbara McInnis, Commercial [email protected], ext 7247
Flood Insurance (NFIP)◾ Homeowners-Maximum of $250,000 on Dwelling &$100,000 Personal Property◾ Commercial-Maximum of $500,000 on Building &$500,000 on Contents◾ Low Cost Policy Available for Flood Zones B, C or X◾ Free Zone Determinations
Founded in 1955, American Summit Insurance Companyhas a long history of taking care of our customers. Ourfocus is underwriting mobile home, dwelling fire, andhomeowner coverage in the 19 states where we dobusiness. We believe that prompt policyholder service,efficient claims services, and great prices give us thecompetitive edge that has kept our company successful forso many years.
Commercial Small Package◾ Basic, Broad and Special (excludes Theft)◾ Monoline or Package◾ Maximum Property Limit-$750,000 per Location◾ General Liability up to $2,000,000 Aggregate◾ Great for Retail, Offices, and Service Businesses
from
Superior
Universal$3,000 to $100,000Values
from from
Newer Manufactured Homes Older Manufactured Homes
Program Highlights:Comprehensive Coverage
Replacement Cost Available on Homes 30 Years
or Newer
Full Repair Cost - Homes over 30 Years Old
Single or Multi-Sectional Package Policy
Flood and Earthquake Included
Primary, Secondary/Seasonal Homes
Great for Homes Valued Under $100,000Located in a Park or Community
Program Highlights:
Comprehensive Coverage
Vacant or For Sale Risks
Actual Cash Value Loss Settlement
No Age Restrictions
Flood and Earthquake Included Optional Premises Liability up to $50,000
Arizona Manufactured Home Programs
Elitefrom $5,000 to $100,000
NationalLloydsInsurance.com
800.749.6419
Rated “A” Excellent by AM Best
EASY QUOTING SYSTEM NO INSPECTION FEE NO POLICY FEE
alues $25,000 to $200,000 Values
Program Highlights:
Comprehensive Coverage for Dwelling
Optional Named Peril Personal Property
Optional Premises Liability up to $300,000
No Age Restrictions
Flood and Earthquake Included
Program Highlights:Comprehensive Replacement Cost
Package Policy
Single or Multi-Sectional Homes
Flood and Earthquake Included
Primary, Secondary/Seasonal Homes
No Age Restrictions
RentalValues $1,000 to $100,000
Vacant Manufactured Homes Rental Manufactured Homes
Coverage and Eligibility
ELITE
Mobile
Homeowners
SUPERIOR
Mobile
Homeowners
RENTAL
Mobile Home
UNIVERSAL
Mobile Home
OccupancyOwner, Seasonal or
Dwelling Type
Dwelling Coverage TypeComprehensive
Replacement CostsComprehensive Coverage Comprehensive Coverage
Comprehensive
Coverage
Coverage A-Dwelling Limits $25,000 -$200,000 $5,000 - $100,000 $1,000 -$100,000 $3,000 - $100,000
Coverage B-Other Structures
Coverage C- Personal Property
Named Peril Coverage
Optional for Rental Units
Only
Comprehensive
Coverage
Comprehensive Personal
Liability
Premises LiabilityOptional OL&T* Liability
$25,000 to $300,00
(Rental Units Only)
Optional OL&T* Liability
$25,000 & $50,000
Deductible
$250 All Peril /
$500 Wind, Hail & Water
Over 20 Years
$250/$500
$250 All Peril/
$500 Wind, Hail & Water
(expect Yuma County)
Yuma County $250 All Peril
$250 All Perils $250 All Perils
Deductible Options $100, $500, and $1,000 $250 Only
Additional Living Expenses Coverage Not Available 10% of Coverage A
Loss Settlement Replacement CostFull Repair Cost
Replacement Cost
Age Requirements No Age Restrictions
Replacement Cost Available
on Homes 30 Years or Newer
Updates required on homes
over 15 years old.
Fire/Lighting
Smoke
Windstorm and Hail
Explosion
Aircraft
Riot/Civil Commotion
Flood Coverage
Earthquake
Water Damage
Mold Coverage
Burglary/Robbery (Forced Entry
Coverage not available on
personal property
Theft Coverage not available
All Risk of Direct, Sudden and
Accidental Loss
Arizona Manufactured Home Coverage and Eligibility
10% Included
Increase up to 75% of Coverage A
Policy Covers Attached and Unattached Structures
(Included in Coverage A)
Comprehensive Coverage
Includes 50% of Coverage A
Available up to 75% of Coverage A
Includes $25,000
Increases Available up to $500,00Coverage Not Available
Sudden and Accidental Discharge
Coverage Not Available
Included (Based on Flood Zone Determination)
Single, Multi-Sectional/Modular Manufactured Dwellings
PERIL INSURED AGAINST
Optional Additional Residence Liability from $25,000 to
$300,00 per unit (max 6 units)
$500 and $1,000
20% of Coverage A
Actual Cash Value
Any Age Home in Good Condition
(subject to underwriting approval)
OL&T Owners, Landlords, and Tenants
Secondary Owner, Seasonal or Secondary Tenant Vacant or For Sale
Eff. 03/15/2013 ASIC AZ Home Choice Program Page 1 of 5
ARIZONA HOME CHOICE UNDERWRITING GUIDELINES
COVERAGES AND ELIGIBILITY Coverage and Eligibility Value Package Broad Package Special Package Ultra Package
Occupancy Owner, Seasonal,
Secondary and
Tenant
Owner, Seasonal,
Secondary
Owner Only Owner Only
Coverage A – Dwelling Limits $25,000 to
$300,000
$25,000 to
$300,000
$75,000 to
$300,000
$100,000 to
$300,000
Coverage B – Other Structures 10% of Coverage A Included.
Increase up to Max of 70% of Coverage A.
Coverage C – Personal Property Optional up to 100% of Coverage A
Personal Liability Optional Limits Available
from $25,000 up to $300,000
$25,000 Included
Increases Available up to $300,000
Premises Liability – Rental Units Optional up to
$300,000
N/A N/A N/A
Partial Loss RCV (excludes Roof) Optional Optional Included N/A
Additional Living Expense – Primary N/A 10% of Coverage A Included
Fair Rental Coverage – Rental Units Included N/A N/A N/A
Loss Settlement ACV on Dwelling ACV on
Dwelling
Partial Loss RCV
on Dwelling,
excluded Roof
Full RCV on
Dwelling and
Personal
Property
Age Requirements Any Age 75 Years or
Newer unless
electrical
renovation within
last 15 yrs
75 Years or
Newer unless
electrical
renovation within
last 15 yrs
Dwelling - 35
years or newer
Roof - 15 years
or newer.
PERILS INSURED AGAINST Fire and Lightning
Internal Explosion
Windstorm or Hail
Explosion
Riot or Civil Commotion
Aircraft and Vehicles
Smoke
Volcanic Eruption
Vandalism and Malicious Mischief
Sudden and Accidental Discharge of
Water or Steam 4% of Coverage A up to a maximum of $5,000
Falling of Trees
Weight of Ice, Snow or Sleet
Collapse
Breakage of Glass
Theft
Residential
Building Limits $250,000
Contents Limits $100,000
Commercial
Building Limits $500,000
Contents Limits $500,000
.
.
.
.
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510 N VALLEY MILLS DR / Po Box 2650 / WACO, TEXAS 76702-2650
800.749.6419 / NATIONALLLOYDSINSURANCE.COM
FLOOD PROGRAM
For additional information on Flood Insurance
Call 800.749.6419, extension 57570 or go online to
www.NationalLloydsInsurance.com
Rated “A” Excellent by AM Best Servicing the Independent
Online Applications
Flood Zone Determination Assistance
Competitive Commission Rates with
Rollover Incentives
Provide Flood Quotes and Applications up to:
Special Consideration for Real Estate Closings