Bonus Unit Rewarding Offers At HSBC, we provide two MPF schemes with a range of diversified constituent funds to meet your unique retirement needs. You can choose from a list of constituent funds available under the MPF scheme you have enrolled. Please refer to ‘Principal Brochure’ which contains more detailed information about HSBC Mandatory Provident Fund – SuperTrust Plus and ValueChoice including information on the fund structure, risk involved, fee table and of our ability to alter these fees and charges in the future. Introduction of our schemes HSBC Mandatory Provident Fund - SuperTrust Plus provides a variety of constituent funds ranging from conservative to aggressive investments, particularly with equity funds investing in specific market(s) and index-tracking collective investment schemes (ITCIS). Constituent fund type Name of constituent fund Money market fund MPF Conservative Fund Guaranteed fund Guaranteed Fund Mixed assets fund Bond fund Global Bond Fund Stable Fund Balanced Fund Growth Fund Core Accumulation Fund Age 65 Plus Fund Equity fund North American Equity Fund European Equity Fund Asia Pacific Equity Fund Hang Seng Index Tracking Fund Hong Kong and Chinese Equity Fund Chinese Equity Fund HSBC Mandatory Provident Fund - SuperTrust Plus A chance to enjoy up to special bonus unit $700 HSBC Mandatory Provident Fund - ValueChoice HSBC Mandatory Provident Fund - ValueChoice provides a variety of constituent funds ranging from conservative to more aggressive investments including equity funds in specific market(s) and more choices of ITCIS. Constituent fund type Name of constituent fund Money market fund MPF Conservative Fund Bond fund Global Bond Fund Mixed assets fund ValueChoice Balanced Fund Core Accumulation Fund Age 65 Plus Fund Equity fund Global Equity Fund ValueChoice US Equity Fund ValueChoice European Equity Fund ValueChoice Asia Pacific Equity Fund Hang Seng Index Tracking Fund Hang Seng China Enterprises Index Tracking Fund The HSBC Mandatory Provident Fund – SuperTrust Plus and ValueChoice are mandatory provident fund schemes. You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances. You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy. You should note that the DIS constituent funds, namely, the Core Accumulation Fund and the Age 65 Plus Fund, may not be suitable for you, and there may be a risk mismatch between the DIS constituent funds and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the DIS is suitable for you, and make the investment decision most suitable for you taking into account your circumstances. You should note that the implementation of the DIS may have an impact on your MPF investments and benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected. The Guaranteed Fund under HSBC Mandatory Provident Fund – SuperTrust Plus invests solely in an approved pooled investment fund in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also given by HSBC Life (International) Limited. Your investments in the Guaranteed Fund, if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to the ‘Warning’ section under ‘Guaranteed Fund’ in Part II – Fund Structure of the ‘Principal Brochure’ of the HSBC Mandatory Provident Fund – SuperTrust Plus for details of the credit risk. The guarantee in the Guaranteed Fund only applies under certain conditions. Please refer to the ‘Guarantee features’ section under ‘Guaranteed Fund’ in Part II – Fund Structure of the ‘Principal Brochure’ of HSBC Mandatory Provident Fund – SuperTrust Plus for full details of the guarantee features and Guarantee Conditions, including the guarantee features in the context of payment of benefits in instalments. MPF Benefits and AVC Benefits payable on a Member’s 65th birthday or early retirement on or after his/her reaching age 60 can be paid in one lump sum or in instalments, at the Member’s election (in such form and on such terms as the Trustee may, to the extent not prohibited by the ‘MPF Ordinance’ or General Regulation, prescribe). Please refer to the ‘Payment of MPF Benefits and AVC Benefits’ section under ‘Payment of benefits’ in Part I – Product Information of the relevant ‘Principal Brochure’ for full details. You should not invest based on this document alone and should read the relevant ‘Principal Brochure’. Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the relevant ‘Principal Brochure’. Important Notes:
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Bonus UnitRewarding Offers
At HSBC, we provide two MPF schemes with a range of diversified constituent funds to meet your unique retirement needs. You can choose from a list of constituent funds available under the MPF scheme you have enrolled.
Please refer to ‘Principal Brochure’ which contains more detailed information about HSBC Mandatory Provident Fund – SuperTrust Plus and ValueChoice including information on the fund structure, risk involved, fee table and of our ability to alter these fees and charges in the future.
Introduction of our schemes
HSBC Mandatory Provident Fund - SuperTrust Plus provides a variety of constituent funds ranging from conservative to aggressive investments, particularly with equity funds investing in specific market(s) and index-tracking collective investment schemes (ITCIS).
Constituent fund type Name of constituent fund
Money market fund MPF Conservative Fund
Guaranteed fund Guaranteed Fund
Mixed assets fund
Bond fund Global Bond Fund
Stable FundBalanced FundGrowth FundCore Accumulation FundAge 65 Plus Fund
Equity fund
North American Equity FundEuropean Equity FundAsia Pacific Equity FundHang Seng Index Tracking FundHong Kong and Chinese Equity FundChinese Equity Fund
HSBC Mandatory Provident Fund - SuperTrust Plus
A chance toenjoy up to
special bonus unit$700
HSBC Mandatory Provident Fund - ValueChoiceHSBC Mandatory Provident Fund - ValueChoice provides a variety of constituent funds ranging from conservative to more aggressive investments including equity funds in specific market(s) and more choices of ITCIS.
Constituent fund type Name of constituent fund
Money market fund MPF Conservative Fund
Bond fund Global Bond Fund
Mixed assets fundValueChoice Balanced FundCore Accumulation FundAge 65 Plus Fund
Equity fund
Global Equity FundValueChoice US Equity FundValueChoice European Equity FundValueChoice Asia Pacific Equity FundHang Seng Index Tracking FundHang Seng China Enterprises Index Tracking Fund
The HSBC Mandatory Provident Fund – SuperTrust Plus and ValueChoice are mandatory provident fund schemes.
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy. You should note that the DIS constituent funds, namely, the Core Accumulation Fund and the Age 65 Plus Fund, may not be suitable for you, and there may be a risk mismatch between the DIS constituent funds and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the DIS is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
You should note that the implementation of the DIS may have an impact on your MPF investments and benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
The Guaranteed Fund under HSBC Mandatory Provident Fund – SuperTrust Plus invests solely in an approved pooled investment fund in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also given by HSBC Life (International) Limited. Your investments in the Guaranteed Fund,if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to the ‘Warning’ section under ‘Guaranteed Fund’ in Part II – Fund Structure of the ‘Principal Brochure’ of the HSBC Mandatory Provident Fund – SuperTrust Plus for details of the credit risk.
The guarantee in the Guaranteed Fund only applies under certain conditions. Please refer to the ‘Guarantee features’ section under ‘Guaranteed Fund’ in Part II – Fund Structure of the ‘Principal Brochure’ of HSBC Mandatory Provident Fund – SuperTrust Plus for full details of the guarantee features and Guarantee Conditions, including the guarantee features in the context of payment of benefits in instalments.
MPF Benefits and AVC Benefits payable on a Member’s 65th birthday or early retirement on or after his/her reaching age 60 can be paid in one lump sum or in instalments, at the Member’s election (in such form and on such terms as the Trustee may, to the extent not prohibited by the ‘MPF Ordinance’ or General Regulation, prescribe). Please refer to the ‘Payment of MPF Benefits and AVC Benefits’ section under ‘Payment of benefits’ in Part I – Product Information of the relevant ‘Principal Brochure’ for full details.
You should not invest based on this document alone and should read the relevant ‘Principal Brochure’.
Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the relevant ‘Principal Brochure’.
Important Notes:
1. The Special Bonus Unit Offer is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC’).
2. All members are required to register through an HSBC MPF Specialist.
3. The promotion period of this offer is up to 31 December 2019 (the ‘Promotion Period’).
4. For the MPF Transfer-in offer, please refer below:
• This offer is available for the member’s HSBC MPF personal account (‘Account’).
• A member will receive bonus units worth HKD200 in his/her eligible Account if all the following requirements are met:
i. The minimum aggregate amount of MPF accrued benefits/ Minimum MPF Benefits of HKD50,000 has to be transferred successfully within 3 months after the submission of the first successful Employee Choice Arrangement (“ECA”)- Transfer Election Form/Scheme Member’s Request for Fund Transfer Form/Scheme Member’s Request for Account Consolidation Form/Minimum MPF Benefits Transfer Form (the ‘Transfer-in Transaction Period’).
ii. The holding period is 6 months from the day the minimum MPF accrued benefits/ Minimum MPF Benefits of HKD50,000 has been met and successfully transferred (the ‘Transfer-in Holding Period’).
iii. The member has not transferred out or withdrawn any MPF accrued benefits/ Minimum MPF Benefits of the member’s Account before the bonus units are allocated and during the Holding Period.
iv. The member’s MPF accrued benefits has to be from other MPF schemes (Non-HSBC and non-Hang Seng MPF schemes).
v. The member’s Minimum MPF Benefits apply to all Trustees.
vi. If the member’s MPF accrued benefits/Minimum MPF Benefits within the Transfer-in Promotion Period meets the minimum transfer amount of HKD50,000, he/she will be entitled to bonus units worth HKD200.
• The bonus units will be credited to the Sub-Account as ‘Preserved MPF Transfer’ according to (i) the investment choices(s) of the above personal Sub-Account and (ii) the unit prices of the relevant constituent fund(s) as of the date of allocation, which is any business day within the next 2 months after the Transfer-in Holding Period.
• Each Account is entitled to the bonus units of this offer ONE time only.
5. For the Flexi-Contributions offer (1) and (2), please refer below:
• This offer is available for the member’s HSBC MPF Flexi-Contributions personal account (‘Account’).
• A member will receive bonus units in his/her eligible Account if all the following requirements are met:
i. For offer (1), if the member makes a lump sum Flexi-Contributions amounting to a minimum of HKD50,000 during the Flexi-Contributions Promotion Period, they will receive bonus units worth HKD200. For offer (2), if the member makes a lump sum Flexi-Contributions amounting to a minimum of HKD200,000 during the Flexi-Contributions Promotion Period, they will receive bonus units worth HKD500.
ii. The lump sum Flexi-Contributions has to be made successfully to the Account under any of the HSBC MPF schemes within 3 months after the first submission of the Flexi-Contributions form.
iii. The member must not withdraw any accrued benefits from the sub-account ‘Member Flexi-Contributions’ (‘Sub-Account’) of the member’s Account before the bonus units are allocated and during the Holding Period.
iv. For offer (1), the holding period is 6 months from the day the minimum lump sum Flexi-Contributions amount of HKD50,000 has been successfully made (the ‘Flexi-Contributions Holding Period’).For offer (2), the holding period is 6 months from the day the minimum lump sum Flexi-Contributions amount of HKD200,000 has been successfully made (the ‘Flexi-Contributions Holding Period’).
• The bonus units will be credited to the Sub-Account as Member Flexi-Contributions according to (i) the investment choices(s) of the above personal Sub-Account and (ii) the unit prices of the relevant constituent fund(s) as of the date of allocation, which is any business day within the next 2 months after the Flexi-Contributions Holding Period.
• Each Account is entitled to the bonus units of this offer ONE time only.
6. The member shall not receive any bonus units if his/her Account has been cancelled or terminated before the bonus units are allocated.
7. Upon allocation of the bonus units to the member’s Account, a confirmation shall be sent to the relevant member within the next month after the date of allocation of the bonus units.
8. The bonus units allocated to the member’s Account are part of the account balance and shall be subject to the appropriate fees and charges applicable to relevant HSBC Mandatory Provident Fund schemes. For details of the fees and charges, please refer to the relevant Principal Brochure(s) of the relevant scheme.
9. The bonus unit payout will be reflected as ‘Special Bonus’ in the Mandatory Provident Fund Member Benefit Statement for the scheme financial period of the relevant scheme.
10. The bonus unit allocation shall not be in the form of cash or cash equivalent at the time of payout.
11. In the event of any disputes arising from the entitlement of the bonus unit, the decision of HSBC should be final and conclusive.
12. HSBC reserves the right to change these terms and conditions at any time and the offer may be withdrawn and/or terminated by HSBC at its discretion without prior notice to the member(s).
13. Should there be any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall apply and prevail.
14. These terms and conditions are governed by, and construed in accordance with, the laws of the Hong Kong Special Administrative Region.
15. This promotion is subject to the Terms and Conditions.
Customers have a right to request that his/her personal data are not to be used for direct marketing purposes. Requests can be made in writing to the Data Protection Officer, HSBC Provident Fund Trustee (Hong Kong) Limited, c/o HSBC Life (International) Limited, PO Box 73770, Kowloon Central Post Office.
Issued by The Hongkong and Shanghai Banking Corporation Limited.
Investment involves risks. Past performance is not indicative of future performance. For further details including the product features and risks involved, please refer to the relevant ‘Principal Brochure’.
How to enrolPlease call our HSBC MPF Member Hotline on 3128 0128or contact our MPF Specialist
HSBC MPF Flexi-Contributions are self-arranged contribution instruction totally independent of any employer.
Rewarding offers from HSBC MPF
Offer 2
Flexi-Contributions
HKD≥50,000
Bonus Unit
HKD 200
HKD≥200,000 HKD 500
Transfer-in
HKD≥50,000
Bonus Unit
HKD 200
Offer 1
HSBC MPF, as one of the largest retirement scheme administrators in Hong Kong, we have the expertise and experience to take care of your MPF investment and efficiently manage your fund.
In appreciation for your support to HSBC MPF, we are proud to present the following offers:
