SBI Lif S l PlSBI Life – Saral PlansI Products & Marketing I
Only for internal circulation
Presenting SBI Life – SARAL PLANS
Plans which are…….
S – SIMPLE – To Understand
Easy to understand Plansy
Presenting SBI Life – SARAL PLANS
Plans which are…….
A – AFFORDABLE – Premiums
Low Ticket size Products
Presenting SBI Life – SARAL PLANS
Plans which are…….
R – RELIABLE – From ‘SBI Life’ stable
Assurance of Both ‘SBI’ and ‘BNP Paribas’
Presenting SBI Life – SARAL PLANS
Plans which are…….
A – ACCEPTED EASILY – NO MEDICALS
Hassle-free PlansHassle free Plans
Presenting SBI Life – SARAL PLANS
Plans which are…….
L – Long Term – Investments
Takes care of your long term investmentsy g
S – SIMPLES SIMPLE
A – AFFORDABLE
R – RELIABLE
A – ACCEPTED EASILY
L – LONG TERM
‘Saral’ Choice….The Best Choice….Railway Booking – Hard way…
‘SARAL’ Way…..
‘Saral’ Choice….The Best Choice….Telephone Bill Payment – Hard wayTelephone Bill Payment Hard way…
‘SARAL’ Way…..y
Buying Insurance was never this Easy….
SBI Lif SARAL PlSBI Life – SARAL Plans
&
(UIN: 111L070V01)(UIN: 111L070V01)
Want to Secure your future??D U Aff d bl
yDo U want Affordable Insurance protection at Rs 2,000 p.m.??
Don’t Be Confused…
Increase your investments??Want to make your Olden Years
Increase your investments??y
look Golden??
Presenting Saral Maha Anand……
A One Stop Plan….for All your Insurance & Investment
Needs………
Added attraction of No Medical Tests requiredrequired
No Medicals!!!
Simple Joining Process………….
1. Just Fill in the Proposal Form
2. Pay your Premiums
3. Policy is Issued & Cover Starts
Hassle Free Plan – No Need to Undergo any Medicals……g y
Cover is granted based on the questions answered in the Proposal Form
Regular Savings!!!
The Plan is a Low Ticket Size Product – Thereby You don’t
have commit a Huge amount every year………g y y
You can enjoy the ‘Power Of Compounding’ and advantages of ‘Rupee Cost Averaging ‘…..
Just follow these 3 Golden RulesJust follow these 3 Golden Rules
— Start Early
— Save RegularlySave Regularly
— Accumulate more
Fund Returns*….
Fund NameInception Date
Returns since 1 April 10 Return for 2 years Return Since Inception
Fund Benchmark Fund Benchmark Fund BenchmarkFund Name Date Fund Benchmark Fund Benchmark Fund Benchmark
Equity 10‐Jan‐05 11.38% 11.14% 41.69% 38.96% 24.98% 18.94%
l d 0 0 6 0 % 8 0% 2 6 % 22 0% 3 03% 2%Balanced 05‐Dec‐05 6.07% 8.10% 21.65% 22.10% 13.03% 11.12%
Index 07‐Jan‐10 10.58% 11.14% ‐ ‐ 9.90% 8.73%
Bond 10‐Jan‐05 6.17% 5.06% 7.46% 5.24% 8.71% 5.52%
Returns that beat Inflation….Increasing Your Investment Component…..
* As on 31st March 2011 As on 31 March 2011Please Note:- Past Performance of the Fund(s) is not indicative of its future prospects or returns.
More Value for Money….
Get Rewarded with Regular Guaranteed Additions, paid at the end
of the 10th, 15th & 20th Year………
These Guaranteed Additions get Accumulated in your Fund Value,
leading to Stronger Earnings
Invest for the Long Term…For Better Returnsg
And also get rewarded for it.. through
‘Guaranteed Additions’
Additional Benefits…
Higher Fund Value, as there are 100% Allocations from 11th yearonwards
Invest according to your risk-return appetite, through 4 diverseFundsFunds
Customise the Product through Accidental Death Benefit Linked RiderRider
Flexibilities like Switching, Redirection, Partial Withdrawal and S ttl t O ti tSettlement Option present
As the Saying Goes in Hindi….As the Saying Goes in Hindi….
”Boondh Boondh Se Sagar Banta Hain”
Or as we say for Saral Maha Anand…
”Simple Steps Taken….Lead to a Wealth of Happiness”….pp
So don’t wait and start Investing NOW!!!So don t wait and start Investing NOW!!!
(UIN: 111N071V01)(UIN: 111N071V01)
SBI Life – Saral Life
We at SBI Life don’t want you to spend endless hours with agent visits,getting documentation, getting lengthy medical tests and approvals!
So, we have made it all Saral .., with …..
Saral Life – Simplicity of Life
Instant ProcessingMinimal Paperwork
Savings cum Protection No Medical & Financial gPlan
No Medical & Financial Underwriting
Saral Life - Insurance in 3 steps
Select the Sum Assured and Term of the Plan
Fill the Simple proposal form and give the documents
Pay the Premium &get insured
Saral Life – Product Categorization
Hassle Free Insurance cover with out any Medical or Financial Underwriting
Key FeaturesUnderwriting
Enrollment based on Simplified Questionnaire and Good Health DeclarationDeclaration
Flexibility in Coverage – Sum Assured in an options of Rs.1 lakh / Rs.2 lakhs/ Rs.3 lakhs/ Rs.3 lakhs
Customized coverage period of 10/15/20/25 years, as per your requirement
Policy available on Standalone Basis, irrespective of any previous insurance taken from SBI Life Insurance Company
Instant Processing
At a Glance
Entry AgeMin: 18 years & Max: 60 years
Maturity AgeMax: 70 years
Policy Term10/15/20 /25 years
Sum Assured (in Rs.)1, 2 OR 3 Lacs
Premium (in Rs.)Based on Sum Assured
Premium ModesYearly / Half‐Yearly / Quarterly / Monthly (ECS & Standing Instruction)
Modal FactorMonthly 8 9% of annual premium / Quarterly 26 5% of annual premium
The first premium is required to be paid only through Direct Remittance (DD/cheque) / EFT (Electronic FundTransfer)
Monthly ‐ 8.9% of annual premium / Quarterly ‐ 26.5% of annual premiumHalf‐yearly ‐ 52.0% of annual premium
F R l i h h h ll h il bl dFor Renewal premiums the customer can pay through all other available modes
Saral Life – Premium Illustration
Your age at last birthdayPolicy Term
10 Years 15 Years 20 Years 25 Years
25Years 11,160 7,430 5,432 4,228
35 Years 11,198 7,493 5,524 4,356
45 Years 11 352 7 712 5 816 4 73845 Years 11,352 7,712 5,816 4,738
55 Years 11,769 8,279 NA NA
Saral Life – Key Benefits
NOTE:
Guaranteed Surrender Value (GSV) is 30% of premium paid, exclusive of 1st year premium or any extra paid
Special Surrender Value (SSV) will be communicated at the time of surrender request
Saral Life – Other Benefits
Saral Life - Returns
+ +
H S l S lliHappy Saral Selling
Only for internal circulation