Schedule of ChargesVersion No.2
Processing Fee
OMR 25 - Personal Finance
Valuation Fee As per actuals
Property Registration Charges As per actuals
OMR 25 - Auto Finance
OMR 50 - Home Finance
Changes to Existing Ijarah or Diminishing MusharakaFinancing Facility – Restructuring or Reschedulingof Financing
OMR 5
Ijara
As per Lease Agreement – up to 1% of thepre-paid amount that is part of sale priceDiminishing MusharakaAs per Lease Agreement – up to 1% of theearly purchased units
Early Termination
Card Issuance Fee Free
Annual Fee
Monthly Fee
Nil
Platinum - OMR 2.49 per month
Platinum Plus - OMR 8.0 per month
Platinum Exclusive - OMR 16 per month
Signature – OMR 24 per month
Signature Plus – OMR 32 per monthSignature Exclusive – OMR 40 per month
Cash Advance Fee Free
Card Replacement Fee OMR 10
Late Payment Fee 0.5% p.a.
Over Limit Fee OMR 10
Issuance of New Card OMR 1
Issuance of Supplementary Card OMR 2
Issuance of Replacement Card OMR 2
Annual Fee OMR 1
Cash Withdrawal through ATM
Free - Oman Switch
OMR 0.800 - GCC Net
OMR 2 - Visa
Balance Enquiry through ATM
Free - Oman Switch
OMR 0.300 - GCC Net
OMR 0.500 - Visa
ATM / Debit Card and Related Charges
Late Payment Fee under financing andrelated services
0.5% p.a.
Credit Cards
Financing and Related Services
Account ClosureOMR 3 - If account closed within 1 year of account openingFree : if account closed after 1year ofaccount opening
If account does not have the minimum balance
Photocopy of Other Documents(Per Document)
Photocopy of Paid Cheque(Per Cheque)
OMR 2 - Upto 1 year
OMR 3 - More than 1 year
OMR 2 - Upto 1 year
OMR 3 - More than 1 year
Issuance of any Certificate by the Bank - Balance Confirmation, No Liability, NoDues, NOC etc.
OMR 2 per certificate
Bank StatementsMonthly: OMR 5 p.a.
Half Yearly : Free
Weekly: OMR 20 p.a.
Daily: OMR 50 p.a.
Duplicate StatementsOMR 1 - Upto 6 months
OMR 3 - Between 6 - 12 months
OMR 5 - More than 1 year
Cheque Books
OMR 1 - 10 leaves
OMR 2 - 25 leaves
OMR 3 - 50 leaves
OMR 5 - 100 leaves
Schedule of Charges
Dormant AccountsOMR 1 - For half year
OMR 2 - For full 1 year
Standing Instructions
OMR 1 - Internal
OMR 2 - External (exclusive of transfer charges)
Funds Transfers
OMR 1 - Local RemittanceOMR 4 - Local Remittance through RTGSOMR 5 - Overseas RemittanceActual out of pocket expenses/other Bank charges extra
Demand Drafts and Pay Orders OMR 2 per instrument
Cheque Return OMR 15 per cheque
Collection of Overseas Cheques 0.10% - Maximum of OMR 50
Stop Payment Instructions OMR 5 per cheque or bunch of cheques
Caution List Removal OMR 10 - For Individuals
OMR 20 - For Businesses
Utility Payment OMR 0.500 - For Customers
OMR 1 - For Non Customers
Transfers and Payments
Account Services
Deposit Accounts
No minimum balance charges shall be levied if the account is maintained for the purpose of receiving Pension and other Social Support Allowance being granted by the Government to Pensioners and disabled persons.
Other applicable charges to be furnished as per the Terms & Conditions of products(if applicable).
Current Account OMR 0.500 - if balance < OMR 200 p.m
Savings Account OMR 0.500 - if balance < OMR 100 p.m
Al Namaa Savings Account OMR 0.500 - if balance < OMR 100 p.m
Fixed Deposit AccountPremature Withdrawal Profit calculation will be done by reducing 1% p.a for the period