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SCOPE OF AGRICULTURE INVESTMENT CREDIT
Prepared By:
Krunal Patel
Roll No. : 57
Submitted to:
C.K.Shah Vijapurwala
Institute of Management
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HISTORY OF STATE BANK OF INDIA
Bank of Bangal, bank of Bombey and Bank ofMadras were amalgamated to form the ImperialBank of India, on 27 January 1921.
The All India Rural Credit Survey Committeeproposed the takeover of the Imperial Bank ofIndia, and integrating with it, the former state-owned or state-associate banks. Subsequently, anAct was passed in the Parliament of India in May1955.
As a result, the State Bank of India (SBI) wasestablished on 1 July 1955.
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About State Bank of India
The State Bank Group, with over 15,003 branches
including 157 foreign offices, has the largest
banking branch network in India The bank has 157 overseas offices spread over 34
countries.
SBI has 14 regional hubs and 57 Zonal Offices that
are located at important cities throughout the
country.
SBI has 27,000+ ATMs
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VISION & MISSIONVISION
My SBI. My Customer first.
My SBI: First in customer satisfaction
MISSION
We will be prompt, polite and proactive with our customers.
We will speak the language of young India.
We will create products and services that help our customers
achieve their goals.
We will go beyond the call of duty to make our customers feel
valued.
We will be of service even in the remotest
part of our country.
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VALUES
We will always be honest, transparent and ethical.
We will respect our customers and fellow associates.
We will be knowledge driven.
We will learn and we will share our learning.
We will never take the easy way out.
We will do everything we can to contribute to thecommunity we work in.
We will nurture pride in India
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PRODUCTS
Investment
banking
CommercialBanking
Retail
Banking
Private
Banking
Asset
Management
Pensions
Mortgages
Credit Cards
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RESEARCHOBJECTIVE
My Research objective is to find out the various scope of
agriculture investment credit in Kheda District for State Bank of
India.
To find out the financial requirement of farmer for agriculturepurpose.
To know the problem after financing by banks.
Also to find out why farmers are not take advantage of govt.ssubsidies & facilities
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RESESRCH METHODOLOGY
The research design used in the study is exploratory
design.
The sources of data used in this study are primary and
secondary data.
Using survey method for collecting Data.
Sample size for research is 25 samples from each taluka.
For the research quota sampling method is used.
Data collection is on convenience based
method.
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ExploratoryresearchDesign
Data collection
Analysis &action taken
Conclusion
Methodology Adopted
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0
10
20
30
4050
60
70
80
90
100
20-30 31-40 41-50 50>
34
64
91
61
Age Percent
20-30 34 13.6
31-40 64 25.6
41-50 91 36.4
50> 61 24.4
Total 250 100
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Gender Percent
Male 249 99.6
Female 1 0.4
Total 250 100
0
50
100
150
200
250
Male Female
249
1
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25
25
25
25
2525
25
25
25
25
Taluka
Nadiad
Maudha
Balasinor
Virpur
Thasara
Mehmdavad
Kathalal
Kapadvanj
Matar
Kheda
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0
20
40
60
80
1 to 5 6 to 10 11 to 15 16 to 20 20>
75 78
50
13
34
Viga Respondant Percent
1 to 5 75 30
6 to 10 78 31.2
11 to 15 50 20
16 to 20 13 5.2
20> 34 13.6
Total 250 100
Land
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7%
18%
35%
23%
17%
Education
ILL-Litrate
7 pass
10 pass
12 pass
Graduate
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farming job business others
Yes 249 28 13 21
No 1 222 237 229
Total 250 250 250 250
0
50
100
150
200
250
farming job business others
249
28 13 21
1
222 237 229 NoYes
Profession of respondents
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0
50
100
150
200
00 to 05 05 to 10 10 to 15 15 to 20 20>
173
55
11 6 5
Income Income( in lacs) Respondents Percentage00 to 05 173 69.2
05 to 10 55 22
10 to 15 11 4.415 to 20 6 2.4
20> 5 2
Total 250 100
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Cast Respondent PercentOPEN 194 77.6
SC 11 404ST 0 0
OBC 45 18Total 250 100
194
110
45
0
50
100
150
200
250
OPEN SC ST OBC
Cast
Cast
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0
50
100
150
200
250
Summer Winter Monsoon
129
56
248
121
194
2
Yes
No
Production SeasonSummer Winter Monsoon
Yes 129 56 248
No 121 194 2
250 250 250
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Technology No. of Respondent Percent
Tractor 89 35.6
Harvster 2 0.8
Other 159 63.6
Total 250 100
89
2
159
0
20
40
6080
100
120
140
160
180
Tractor Harvster Other
Technology
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204
105
249
46
145
10
50
100
150
200
250
300
Tubevale Cannel Rain
Yes
No
Irrigation SystemTubevale Cannel Rain
Yes 204 105 249
No 46 145 1
Total 250 250 250
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Attending agriculture program No. of Respondent Percent
Yes 224 10.4
No 26 89.6
Total 250 100
224
26
Yes
No
Attending agriculture program
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197
53
0
50
100
150
200
250
Yes No
Subsidies knowledge
Subsidies knowledge No. of Respondent Percent
Yes 197 21.2
No 53 78.8
Total 250 100
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206
8 17
0
50
100
150
200
250
Bank Other No Borrowing
BorrowingBorrowing No. of Respondent Percent
Bank 206 82.4
Other 8 3.2
No Borrowing 17 6.8
Total 250 100
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194
56
0
50
100
150
200
250
Yes No
Purchase Interest for Machinery
Purchase Interest No. of Respondent
Percent
Yes 194 77.6
No 56 22.4
Total 250 100
H k A i G ld ?
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AGRIGOLD NO. OF RESPONDENTS PERCENT
No 236 94.4
Yes 14 5.6
Total 250 100
236
14
0
50
100
150
200
250
No Yes
Have you take Agri-Gold Lone?
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100
105
110115
120
125
130
135140
No
Yes
136
114
Want to Make Godown
Godown lone No. of Respondents Percent
No 136 54.4Yes 114 46.6
Total 250 100
D t t t k C
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Crop Insurance No. of Respondents Percent
No 186 74.4
Yes 64 25.6
Total 250 100
186
64
0
50
100
150
200
No Yes
Do you want to take Crop
Insurance?
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RESULTS AND FINDINGSOn the basis of this survey we found that most of male people are
related to farmingIn the kheda district most of the farmer having a 1 to 10 VIGA land
The education level of farmer is not so much good
The farmers are not only do farming but also do milk production
business
In kheda district most of PATEL people are having more land as
compare to other
The average income of farmers is rupees 485220
Most of the farmers are taking two production seasons
For irrigation farmers are based on rain and tube vale and out of themmost of farmers have tub vale irrigation
The farmers are attending a agriculture programmed and take
knowledge about agriculture changes but not
taking advantage of knowledge
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Limitations
The time constrain would be the limitation of this study
I have take only 250 sample for doing study
It is very difficult to convey for fill the questioner
The language constrain would be a main limitation of the study
so I made questioner in Gujarati language
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