SEPTEMBER 2011 ISSUE I www.citiworldprivileges.com
Bank Negara Credit Card GuidelinesPursuant to Bank Negara Malaysia (“BNM”)’s Credit Card Guidelines, issued on
18 March 2011 (as revised on 25 April 2011), credit card issuers will introduce a
new payment allocation method effective 1 October 2011.
Payment Allocation Method Any payment received will be applied in the order of balances attracting the
highest interest rate to the lowest interest rate (and in the case of same interest
rate, the order will start from the earliest to the latest transaction date).
Example – if you have balances which consist of the following:
• Cash advance amount with an interest rate of 18% p.a.
• Retail purchases with an interest rate ranging from 13.5% p.a. to 17.5% p.a.
Any payments that you make will be used to offset the cash balance amount
first followed by the retail purchases balances.
Valid till 31 Oct 2011. Valid while stocks last. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
17
Harvey NormanRefined style for your home
CourtsSeat of comfort
Star ElectronicsAchieve higher definition
Darson ElectronicsPlay the big pictures
Modern livingmade easy
with Citibank 0% Easy PayDid you know?
OTHERSWorld Privileges
FREEiLuv casing with every purchase of an iPhone 4 at selected Celcom Blue Cube outlets. Limited stocks available.
• FREE calls to all Celcom numbers • FREE SMS and MMS • Up to 6GB data • Insurance coverage & 24-month warranty
Find out more at www.celcom.com.my/iphone
Participating Blue Cube outlets:• Jalan Kempas, Tampoi JB • The Spring, Kuching • Bangunan KWSP, Penang • Greentown, Ipoh • Mid Valley Megamall KL • Wawasan Plaza, Kota Kinabalu • AEON Melaka • Jalan Tun Ismail, Kuantan • Air Jernih, Terengganu
1300 111 000
The perfect iPhone deal for you. From RM248.
Offer Price
iPhone 4, 16GB(NP: RM2,190)
12 months 24 months
Celcom Exec i98 RM1,438 RM1,148
Celcom Exec i148 RM1,288 RM848
Celcom Exec i248 RM988 RM248
www.facebook.com/CitibankMalaysia
Valid till 31 Oct 2011. Instant Rewards is applicable for Citibank Platinum, Gold, Silver, Choice, Clear and CitiBusiness (personal underwriting) principal credit cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
TUSCANI Wine Chiller Bellona 38
Full Redemption: 339,800 pts
Save RM200
TEFAL Steam Iron (FV-5266)
Full Redemption: 57,800 pts
Save RM50
LG 32” LED TV (32LV3500)
Full Redemption: 339,800 pts
Save RM100
SAMSUNG Blu-ray Player (BD-D5500)
Full Redemption: 159,800 pts
Save RM100
RM1,699NP: RM1,899
RM289NP: RM339
RM1,699NP: RM1,799
RM799NP: RM899
VIEWSONICProjector (PJD5122)
Full Redemption: 279,800 pts
Save RM300
FREE 3-year onsite warranty
RM1,399 NP: RM1,699
TOP PICKS3
CONTENTS
TOP PICKS pg 3 - 6
See what’s HOT this month:
• Harvey Norman• Courts• Star Electronics• Darson Electronics
Health & Beauty pg 7 - 10
Shopping pg 11 - 15
Others pg 16 - 18World Privileges
TOSHIBA 40” LCD TV, Full HD(NP: RM2,199)
Easy Pay: RM141.60 x 12 mths
Redemption: 100,000 pts + RM1,199
Save RM500
FREE TOSHIBA Card Reader worth RM79
PHILIPS 47” LCD TV, Full HD 1080P(NP: RM4,399)
Easy Pay: RM283.25 x 12 mths
Redemption: 100,000 pts + RM2,899
Save RM100
PIONEER Blu-ray Disc Home Theatre System
Easy Pay: RM166.60 x 12 mths
Redemption: 100,000 pts + RM1,499
FREE HDMI Cable & Speaker Stand worth RM298
TOSHIBA Notebook, Intel Core i3-2310M2.1GHZ, W7HP, 2GB RAM, DVDRW, 14.0”, 640GB, NVIDIA GT525M 1GB
Easy Pay: RM175 x 12 mths
Redemption: 100,000 pts + RM1,599
FREE Upgrade to 3 years warranty + 1 Digital Camera worth RM698
Valid till 31 Oct 2011. Citibank 0% Easy Pay is valid with Citibank Credit Cards only. Instant Rewards is applicable for Citibank Platinum, Gold, Silver, Choice, Clear and CitiBusiness (personal underwriting) principal credit cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
RM299SONY Digital Camera, 10 MP2.7” LCD, I Auto & Easy Mode4X Optical Zoom, Face Detection
Redemption: 20,000 pts + RM199
FREE Battery Charger + 2GB Memory Card & Case worth RM117
LG 2-Door FridgePlatinum Silver 350L
Easy Pay:RM120 x 12 mths
Redemption: 100,000 pts + RM939
FREE 7pcs Cookware worth RM249
SHARP Air-Cond 1.0HP 9,000 BTU
Easy Pay:RM100 x 12 mths
Redemption: 100,000 pts + RM699
FREE Queen Size Comforter worth RM299
RM59MORGAN Oven Toaster 9L
Redemption: 11,800 pts
Save RM50
RM59 MORGAN Sandwich Maker
Redemption: 11,800 pts
Save RM60
1300 887 100Please visit www.sec.com.my for all outlets’ locations
TRENTO 3+2 Sofa Set
Image courtesy of Courts
Valid till 31 Oct 2011. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
TRENTO3+2 Sofa Set Half-Leather Colour Choice
Easy Pay:RM124.96 x 24 months
Save RM3,999
FREE Single Seaterworth RM2,399
MONTEBELLO3+2 Sofa Set Half-Leather Colour Choice
Easy Pay:RM145.79 x 24 months
Save RM5,499
FREE Single Seaterworth RM2,999
ORIA3+2 Sofa Set Half-Leather Colour Choice
Easy Pay:RM158.29 x 24 months
Save RM5,799
FREE Single Seaterworth RM3,299
SESAMOCorner Group Full-Leather Colour Choice
Easy Pay:RM166.63 x 24 months
Save RM6,000
RM2,999NP: RM6,998
RM3,499NP: RM8,998
RM3,799NP: RM9,598
RM3,999NP: RM9,999
TOP PICKS4
TOP PICKS5
10% OFF 1X full Dorra Formula Tummy, Hip and Thigh Slimming Session via Citibank 0% Easy Pay of up to 12 months
Valid for new female customers aged 18 and above. Valid with advanced appointment only. Results may vary. Limited to one redemption per cardmember. Not valid for full-time students.
03-2287 3636
10% OFF with min. purchase of RM1,000 in a single receipt
+
FREE1 set of Collagen Golden Mask worth RM120
Valid with Citibank 0% Easy Pay of up to 12 months.
1800 22 2686
Valid till 30 Nov 2011. Valid while stocks last. Valid at Taman Nusa Bestari and SMART, Pandan outlets only. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
TOSHIBA 32” LCD TV (32HV10E)
Easy Pay:RM74.91 x 12 monthsInclusive of USB Movie Playback, HDMI output, 2-year warranty, 1-year all risk insurance
LG 42” Plasma TV 600HZ (42PT350R)
Easy Pay:RM124.90 x 12 monthsInclusive of USB Movie Playback, 2-year warranty
FREE HDMI Cable
LG 42” LCD TVFull HD (42LK450)
Easy Pay:RM141.58 x 12 monthsInclusive of USB Movie Playback, Built-in Digital Tuner, 2-year warranty
FREE HDMI Cable
PHILIPS 3D Blu-ray Home Theatre (HTS3560)
Easy Pay:RM83.25 x 12 monthsInclusive of USB Movie Playback, 1000w RMS, HDMI 1.4
FREE HDMI Cable
RM899NP: RM1,299
RM1,499NP: RM1,799
RM1,699NP: RM1,999
RM999NP: RM1,199
TOSHIBA 40” LED TV Full HD (40PS10E)
Easy Pay:RM183.25 x 12 monthsInclusive of USB Movie Playback, 2-year warranty, 1-year all risk insurance
RM2,199 NP: RM2,699
LE CHEF 12 pcs Stainless Steel Cookware Set with min. spend of RM1,000
RM99NP: RM599
Belle ThengMiss Chinese International
Pageant 2010Glow & Glamour Ambassador
07-556 3418 Nusa Bestari
07-353 6505 SMART, Pandan
TOP PICKS6
HEALTH & BEAUTY7
Valid till 31 Oct 2011 unless stated otherwise. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
FREE 1 London Expert Body Fat Burning Treatment (NP: RM368)
consisting of 1 Full Body Scrub & Steam session + 1 Advance Fat Burning session + 1 Fat Burning Thermal session + 1 Set of Slimming Products
10% OFF full package/course via Citibank 0% Easy Pay of up to 12 months
FREELimited Edition Umbrella or Bath Sets for the first 100 cardmembers who sign up for a full package/course via Citibank 0% Easy Pay (while stocks last)
Valid till 30 Nov 2011. Valid only for new customers aged 22 and above. Not valid for full-time students. IC required for verification. Advanced appointment for consultation required. Limited to one redemption per cardmember.
SMS: AL<space>CITI to 32828 (RM2 per SMS)
03-2614 1234
FREE 1 Advanced Scalp Analysis + 1 Ginseng Hair Care Treatment + 1 Set of Hair Care Products
10% OFF full package/course via Citibank 0% Easy Pay of up to 12 months
RM300 treatment voucher for the first 100 Citibank cardmembers who sign up for the full package/course via Citibank 0% Easy Pay
Valid only for new customers aged 21 and above. Not valid for full-time students. IC required for verification. Advanced appointment required. Offers valid only after consultation session.
FREE 1 Advanced Skin Analysis + 1 Customised Facial Treatment + 1 Set of Skin Care Products
10% OFF full package/course via Citibank 0% Easy Pay of up to 12 months
Valid only for new customers aged 22 and above. Not valid for full-time students. IC required for verification. Advanced appointment for consultation required. Offers valid only after consultation session.
SMS: AY<space>CITI to 32828 (RM2 per SMS)
03-2610 3232 for reservation
SMS: NY<space>JP<space>Outlet Name to 32828 (RM2 per SMS)
03-2284 5566 for reservation
FREEAB Trak (GT250)
Package A
FREE AB Trak twist to shapeequipment with any purchase of CyberAIR Compact Treadmill (FT460) at
WM: RM166.17 x 24 months or RM3,988EM: RM178.67 x 24 months or RM4,288
Package B
FREE G-Mobile EZ portablemassage cushion and G-Relax handheld massager with any purchase of Magnetic Bike (FT8601) at
WM: RM124.00 x 12 months or RM1,488EM: RM132.33 x 12 months or RM1,588
1800 88 6332/03-6277 9333
FREEG-Mobile EZ (GT653)
FREEG-Relax (GT009)
Valid at all Gintell outlets nationwide.
HEALTH & BEAUTY8
HEALTH & BEAUTY9
Valid till 31 Oct 2011 unless stated otherwise. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
Valid till 30 Nov 2011 unless stated otherwise. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
SJDP1290 750WGD42-0.39ct (NP: RM3,180)
Easy Pay:RM212 x 12 months
Save RM636
SJDP1342 750WGD42-0.60ct(NP: RM4,900)
Easy Pay:RM326 x 12 months
Save RM988
SJDP1349750WGD23-0.51ct(NP: RM4,230)
Easy Pay:RM282 x 12 months
Save RM846
SJDP0573 750WGD58-0.49ct(NP: RM3,560)
Easy Pay:RM237 x 12 months
Save RM716
SJDP0574 750WG D39-0.54ct(NP: RM3,440)
Easy Pay:RM229 x 12 months
Save RM692
SJDP1258 750WGD20-0.52ct(NP: RM3,350)
Easy Pay:RM223 x 12 months
Save RM674
Not valid with other promotions. Offers valid for one (1) unit in each transaction.
87B, Kelawei Road, 10250 Penang
04-228 2833
www.venessadiamonds.com
OSIM uSqueez Warm Leg Massager
Easy Pay:RM52.45 x 36 months
OSIM uVenus Ambient Purifier
Easy Pay:RM55.53 x 36 months
RM1,888NP: RM2,088
RM1,999NP: RM2,199
1800 88 9898
HEALTH & BEAUTY10
SHOPPING11
Valid till 31 Oct 2011. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
Valid till 31 Oct 2011 unless stated otherwise. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
Valid with min. spend of RM6,000. Valid while stocks last.
07-352 5289 Pandan • 07-351 6689 Johor Jaya
07-237 7880 Tampoi • 07-559 1180 Skudai 07-241 5300 Taman Tampoi Utama • 03-4253 4277 Jln Ampang
03-8076 1286 Puchong • 088-766 039 Jln Putatan, Kota Kinabalu 088-438 536 Jln Tuaran, Kota Kinabalu • 085-420 073 Miri
FREEup to 2 months’ instalment with purchases of selected items using Citibank 0% Easy Pay (based on 12-month tenure)
SAMSUNG 40” LCD TV (UA-40D550) (NP: RM2,199)
Easy Pay:RM183.25 x 10 months
Save RM366.50(2-month instalment)
FREE Chelsea T-shirt
PANASONIC Subwoofer and Sound Bar (SU-HTB520) (NP: RM1,499)
Easy Pay:RM124.92 x 10 months
Save RM249.84(2-month instalment)
FREE HDMI Cable worth RM99
PANASONIC 2-Door Fridge (NR-BT223SS)(NP: RM1,049)
Easy Pay:RM79.08 x 11 months
Save RM79.08(1-month instalment)
FREE Zebra Sauce Pot worth RM99
PANASONIC Washing MachineFully Auto Top Load (NA-FS90X1)(NP: RM1,499)
Easy Pay:RM124.91 x 11 months
Save RM124.91(1-month instalment)
FREE Zebra Sauce Pot worth RM99
04-539 4262 Bukit Mertajam • 04-491 2190 Kulim • 04-582 6595 Sungai Bakap 04-579 2937 Kepala Batas • 04-356 3918 Sungai Dua • 04-485 7612 Padang Serai
04-423 0398 Sungai Petani • 04-588 0398 Simpang Ampat • 04-640 1398 Bayan Lepas 05-717 6309 Parit Buntar • 05-721 9279 Bagan Serai
PANASONIC 50” Plasma TV (TH-P50X30)(NP: RM3,799)
Easy Pay: RM316.58 x 10 months
Save RM633.16 (2-month instalment)
FREE PANASONIC Blu-ray Player (DMP-BDT110) worth RM999
RM99RUSTICA Watch Box
FREETICA Stool (2pcs) worth RM300
SHOPPING12
SHOPPING13
Valid till 30 Nov 2011. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
Valid till 31 Oct 2011. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
30% OFF
CK Bedset (Thistle)Queen-size (NP: RM3,587)
Easy Pay:RM209.24 x 12 months
King-size (NP: RM3,987)
Easy Pay:RM232.58 x 12 months
FREE 1 set CK towel worth RM169 with every set purchased
KENWOOD Premier Major Kitchen Machine (KMM760)
Easy Pay:RM233.25 x 12 months
FREE Multimill (AT320) worth RM238 with every purchase
TECHNOGEL Mattress for Recliner size 3
Easy Pay:RM546.62 x 12 months
FREE 1X TECHNOGEL contour pillow + 1X Aroma Diffuser
RM2,799NP: RM2,999
RM6,559.44NP: RM10,888
RM20,991.60NP: RM29,988
RM12,199.20NP: RM13,888
RM13,221.60NP: RM18,888
TECHNOGEL Di Lusso Recliner with German mechanismsize S
Easy Pay:RM1,101.80 x 12 months
TECHNOGEL Di Lusso Recliner with German mechanism size D
Easy Pay:RM1,749.30 x 12 months
TECHNOGEL Fantastico Dream Set size S (Mattress &Recliner with German mechanism)
Easy Pay:RM1,016.16 x 12 months
FREE 1X Aroma Diffuser
TECHNOGEL Fantastico Dream Set size D (Mattress &Recliner with German mechanism)
Easy Pay:RM1,841.60 x 12 months
FREE 1X Aroma Diffuser
Valid till 30 Oct 2011. Valid while stocks last. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
15
SHOPPING
RM22,099.20NP: RM24,888
14
SHOPPING
Valid till 30 Oct 2011. Valid while stocks last. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
Valid till 31 Oct 2011. Valid while stocks last. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
17
OTHERSWorld Privileges
FREEiLuv casing with every purchase of an iPhone 4 at selected Celcom Blue Cube outlets. Limited stocks available.
• FREE calls to all Celcom numbers • FREE SMS and MMS • Up to 6GB data • Insurance coverage & 24-month warranty
Find out more at www.celcom.com.my/iphone
Participating Blue Cube outlets:• Jalan Kempas, Tampoi JB • The Spring, Kuching • Bangunan KWSP, Penang • Greentown, Ipoh • Mid Valley Megamall KL • Wawasan Plaza, Kota Kinabalu • AEON Melaka • Jalan Tun Ismail, Kuantan • Air Jernih, Terengganu
1300 111 000
The perfect iPhone deal for you. From RM248.
Offer Price
iPhone 4, 16GB(NP: RM2,190)
12 months 24 months
Celcom Exec i98 RM1,438 RM1,148
Celcom Exec i148 RM1,288 RM848
Celcom Exec i248 RM988 RM248
The Ebony design is only available at selected Electrolux authorised dealers. For more information, please contact 1-300-88-1122
The prestigious Singapore Design Awards is one of the leading design awards in Southeast Asia that honours outstanding works in the fields of product, graphic, new media, interior,
packaging and multi-disciplinary design from across the world. The Ebony Kitchen Collection was awarded Gold in the Industrial Design (Home Appliance) category at the Singapore Design Awards 2010, adding further acclaim and appeal to this luxuriously provocative range of contemporary kitchen appliances.
EARN 2X Citi Rewards points
03-6207 9211 Elux Home Appliances, Solaris Dutamas, KL
03-6148 2896 Elux Home Appliances, Kota Damansara, PJ
07-359 1059 NEW De’ Lux Home Concept, Taman Molek, JB
07-221 1059 De’ Lux Home Concept, Kebun Teh, JB
04-210 9080 Chop Seng Hock, (PG) Sdn Bhd, Plaza Gurney, Penang
04-282 2880 NEW Ban Hin Bee Sdn Bhd, Jelutong, Penang
Keyhole (EQ98X)Easy Pay:RM224.92 x 12 months
Save: RM200
FEATURESInduction•CeramicToponInduction•TouchControl•Easy-to-cleanSurface•2000WInduction•HeatingLevels1-9•Timer1-2Hours•PanDetectionFunction•ChildLockFunction
Gas Hob•CastTrivetSupport•SupportsAllPotsandPans•100mm-300mminDiameter•ElectronicIgnition•RemovableSpillBowlforEasyCleaning•Gas4kWwithSafetyFlameDevice(SFD)•AvailableinLPGOnly
Valid till 31 Dec 2011. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
16
OTHERSWorld Privileges
RM2,699NP: RM2,899
SEPTEMBER 2011 ISSUE I www.citiworldprivileges.com
Bank Negara Credit Card GuidelinesPursuant to Bank Negara Malaysia (“BNM”)’s Credit Card Guidelines, issued on
18 March 2011 (as revised on 25 April 2011), credit card issuers will introduce a
new payment allocation method effective 1 October 2011.
Payment Allocation Method Any payment received will be applied in the order of balances attracting the
highest interest rate to the lowest interest rate (and in the case of same interest
rate, the order will start from the earliest to the latest transaction date).
Example – if you have balances which consist of the following:
• Cash advance amount with an interest rate of 18% p.a.
• Retail purchases with an interest rate ranging from 13.5% p.a. to 17.5% p.a.
Any payments that you make will be used to offset the cash balance amount
first followed by the retail purchases balances.
Valid till 31 Oct 2011. Valid while stocks last. Valid with Citibank Credit Cards only. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to www.citiworldprivileges.com
17
Harvey NormanRefined style for your home
CourtsSeat of comfort
Star ElectronicsAchieve higher definition
Darson ElectronicsPlay the big pictures
Modern livingmade easy
with Citibank 0% Easy PayDid you know?
OTHERSWorld Privileges
FREEiLuv casing with every purchase of an iPhone 4 at selected Celcom Blue Cube outlets. Limited stocks available.
• FREE calls to all Celcom numbers • FREE SMS and MMS • Up to 6GB data • Insurance coverage & 24-month warranty
Find out more at www.celcom.com.my/iphone
Participating Blue Cube outlets:• Jalan Kempas, Tampoi JB • The Spring, Kuching • Bangunan KWSP, Penang • Greentown, Ipoh • Mid Valley Megamall KL • Wawasan Plaza, Kota Kinabalu • AEON Melaka • Jalan Tun Ismail, Kuantan • Air Jernih, Terengganu
1300 111 000
The perfect iPhone deal for you. From RM248.
Offer Price
iPhone 4, 16GB(NP: RM2,190)
12 months 24 months
Celcom Exec i98 RM1,438 RM1,148
Celcom Exec i148 RM1,288 RM848
Celcom Exec i248 RM988 RM248
www.facebook.com/CitibankMalaysia
Terms and conditions apply. Offer valid till 9 Oct 2011 while stocks last. Offer is not valid for TGV Super Wednesday, 3D screening, couple seats and other ongoing promotions. Purchases cannot be combined to redeem offer. Valid for Citibank Platinum, Gold, Silver, Choice, Clear and CitiBusiness (personal underwriting) principal credit cards only. Conversion rate is 200 Citi Rewards points = RM1.
Enjoy your favourite movies without paying a sen, with this exclusive privilege at TGV! With Instant Rewards, you pay for whatever you want,
whenever you wish by using your Citi Rewards points.
Not enough points? Don’t worry. The balance will be charged to your Citibank Credit Card automatically.
Get 1 movie ticket and mineral water with 2,000 Citi Rewards points.
MOVIETICKET
37399
37399
MOVIETICKET
374
00
374
00
Visit TGV outlets Go to CitibankPriority Lane andselect your movie
Present card,inform cashier
to pay with points
Its simple! Just use your points to pay for your tickets by following these steps.
Check out some of the upcoming movies you won’t want to miss.
For more information on Instant Rewards and other offers, please visit www.citirewards.com
Release Date Movie
8 September 2011SEEKING JUSTICE
CONTAGION
15 September 2011JOHNNY ENGLISH REBORN
MAYDAY
29 September 2011DREAM HOUSE
THE THREE MUSKETEERS
6 October 2011WHAT’S YOUR NUMBER
THE DEBT