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    Michael Ruane

    Michael Massie

    Denise J. Ashton, CGBP

    George Searcy

    Julia Malisos

    Julie Mungai

    Steven Lustro, AICP

    Victoria M. Basolo, AICP

    Marilyn J. Staats

    Chief of Strategy and Public Affairs, CalOptima

    Housing Development Director,Jamboree Housing Corporation

    Senior Principal, William Hezmalhalch Architects Inc.

    Executive Director, Hope Through Housing Foundation

    Senior Project Manager, Core Development Services

    Vice President Acquisitions, National Community Renaissance COR

    Community Development Director, City of Montclair

    Associate Professor of P.P.D., University of California, Irvine

    Director of Redevelopment /Public Works, City of Montclair

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    DEVELOPER

    Good Earth Collaborative

    PARTNERS

    National Community Renaissance CORE

    Hope Through Housing Foundation

    LOCATION

    Montclair, CA

    PARCEL SIZE

    6.08 acres

    KEY FINANCING SOURCES

    Tax-Exempt Bonds Construction Loan

    Bank of America Construction Loan

    Tax-Credit Equity

    HOME Funds

    Infill Infrastructure Grant

    Partner Equity

    TOTAL DEVELOPMENT COST

    $18,661,497

    UNIT TYPE

    Rental100% Affordability

    TOTAL UNITS

    99

    UNIT BREAKDOWN

    12 One Bedroom Units

    48 Two Bedroom Units39 Three Bedroom Units

    AMENITIES

    Multi-Functional Community Center

    Office

    Community Garden

    Fitness Room

    Tot Lot

    Bike Path Access

    Close Proximity to Retail & PACE Center

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    San Bernardino County

    City of Montclair

    Housing Affordability

    Intergenerational Communities

    Housing Element

    Demand

    Land Use Policy

    Zoning/General Plan

    Building and Construction Material

    Site Pan

    Design Philosophy

    Zoning Deviations

    Sustainability

    Green Building

    Community NeedUnemployment

    Education

    Health

    Housing Insecurity

    Government Assistance

    Superblock

    Community Engagement

    Project Amenities

    Pace Center

    Funding Sources

    City of Montclair

    National Community Renaissance CORE

    Hope Through Housing Foundation

    Meet the Team

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    Good Earth Collaborative proposes to transform the

    project site into a mixed-use development that in-

    cludes affordable housing, is highly walkable, and

    promotes sustainable living patterns. These design

    features are not only key elements of our vision;

    rather they represent basic smart growth ideas.

    Compared to development strategies that promote

    sprawl, smart growth requires a strong degree of

    advocacy due to the highly politicized landscape that

    tends to resist its design concepts and refuses to

    abandon traditional, low-density development.

    Good Earth Collaborative is fortunate to be part-

    nered with the city of Montclair, National CORE, andthe Hope Through Housing Foundation, all of whom

    share and have faith in our development vision.

    At present, our partners have developed the area,

    known as the Superblock, into four affordable hous-

    ing complexes. Our proposed project will complete

    the housing series, as its fifth and final affordable

    housing development at the Superblock. Our three

    development partners have demonstrated measur-

    able success in linking supportive services to afford-

    able housing. Through our interviews with current

    Superblock residents, we found that residents not

    only experienced greater financial flexibility and sta-

    ble housing, but were strengthened by the tight knit

    community to pursue their dreams, including achiev-

    ing college degrees and becoming homeowners. It is

    our collective hope that the supportive environment

    that our partners have created will soon have the

    opportunity to spread to our proposed develop-

    ment, Serrano Village. The proposed infill concept

    completes a the Superblock development and willadd key health care service providers, the Program

    of All-Inclusive Care (PACE) center, which will greatly

    benefit elderly residents. The creation of a mixed-

    use commercial space integrated with low-income

    multi-family housing will reduce the need for auto-

    mobile dependency and promote community-

    building.

    The addition of a PACE center supports the intergen-

    erational blending evident at the super-block. As the

    baby-boomer population ages, urban planners are

    challenged with adapting their practices to incorpo-

    rate the psychosocial and locational needs of the

    elderly. Good Earth Collaborative recognizes the im-

    portance in preparing for this demographic shift, as

    well as the need for supporting intergenerational

    communities. The intergenerational concept pro-

    motes mutual understanding and community iden-

    tity through shared spaces and amenities among

    seniors, families, and students.

    San Bernardino County has developed through

    "leapfrog" low-density expansion and our mission isto showcase the potential for a successful alterna-

    tive that mitigates undesirable consequences of such

    a model, including but not limited to: segregated

    land uses, exclusive ideals, automobile dependency,

    lack of collective identity, loss of ecologically signifi-

    cant habitat, pollution, and the costly outward ex-

    pansion of public infrastructure and services.

    There is little that intersects with the many aspects

    of daily life more than housing. A home can offer

    more than simply shelter. In exemplary cases, hous-

    ing builds community, promotes physical and mental

    health, provides a sense of security and belonging,

    and grants various social and economic opportuni-

    ties within the region. Many of these benefits have

    not historically aligned with low-income develop-

    ments. Our vision of affordable housing involves

    conferring these advantages and integrating our ten-

    ants into the resources that traditionally have been

    disproportionately allocated.

    The revitalization of cities and older suburbs is aninvestment. Due to the current circumstances of

    redevelopment within California, public-private part-

    nerships are more vital than ever. We are confident

    that our search for development partners has posi-

    tioned us for a success that will usher in a new

    'business as usual' in a Southern California landscape

    crossed by highways and dotted by tract

    homes. Our project's ambition is to not only create

    a livable and equitable neighborhood, but to sound

    the bellwether of a new tomorrow.

    1

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    SAN BERNARDINO COUNTY

    Established in 1853, San Bernardino County is

    increasingly distinguishing itself as a major eco-

    nomic node within the Southern California met-

    ropolitan region. It is located east of Los Ange-

    les, Orange, and Kern Counties and Arizona.

    Bordered on the west by Los Angeles County,

    Orange County, and Kern County, Arizona and

    Nevada on the east, and Riverside County to

    the south, San Bernardino County is uniquely

    positioned to serve as a crossroads for diversi-fied transportation and commerce.

    San Bernardino County is the largest county

    within the continental United States, consisting

    of 20,106 square miles. Land is abundant and

    affordable by California standards. The mo-

    mentum of extraordinary growth that Orange

    County utilized to establish itself as an eco-

    nomic center from the 1950s to the 1970s is

    now forecasted for San Bernardino County. Thelack of space in Orange County is directing de-

    mand eastward towards San Bernardino

    County. The U.S. Commerce Department antici-

    pates that in the coming years, the Inland Em-

    pire will become the fastest growing region

    within the United States, while the Southern

    California Association of Governments predicts

    that population growth will increase 36 percent

    by 2035 relative to 2008 levels.1

    Firms are similarly out-migrating from the

    state's coastal counties, because of the con-

    straints of rising costs and lack of suitable land.

    San Bernardino County is accordingly emerging

    as a major employment center within the re-

    gion, with SCAG employment projections set at

    a 72 percent increase at the county level be-

    tween 2000 and 2030.2 Planning for expected

    growth in a responsible manner will necessitatethe development of diversified housing options

    accommodating all socioeconomic groups.

    CITY OF MONTCLAIR

    A greenbelt of citrus groves nestled between

    Pomona and Ontario marked the region thatMontclair would eventually occupy. Prior to

    incorporation, the Montclair area was under

    the jurisdiction of San Bernardino County. After

    years of development, the area required the

    administration of a local government and thus

    incorporated as a general law city on April 25,

    1956.

    The city's sphere of influence consists of ap-

    proximately 6.47 square miles, of which 83 per-cent or 5.1 square miles has been developed.

    The remaining 17 percent consists of both va-

    cant and agricultural land. 55 percent of Mont-

    clair's planning area is zoned for residential,

    with commercial and industrial land accounting

    for 9 and 7 percent respectively.

    1Southern California Association of Governments (SCAG) 2012 Regional Transportation Plan (RTP) Growth Forecasts,

    at http://www.scag.ca.gov/forecast/downloads/excel/2012AdoptedGrowthForecast.xls.2

    SCAG RTP 2004, at http://www.scag.ca.gov/rtp2004/2004/Final/FINAL_2004_RTP.pdf .

    FIGURE 2.1. SAN BERNARDINO COUNTY LAND USES

    2

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    FIGURE 2.2. PER CAPITA INCOME

    Montclair Plaza serves as the city's defining

    commercial center, with the San Bernardino

    Freeway (I-10) in close proximity. South of the

    I-10 Freeway, residential developments charac-

    terize the landscape. Since its addition in 1993,the Montclair Multi-modal Transportation cen-

    ter the largest such facility between Union

    Station in Los Angeles and San Bernardino Sta-

    tion has altered the land use pattern by in-

    creasing the visibility and importance of alter-

    native transportation accessibility.

    HOUSING AFFORDABILITY

    The housing cost burden in Southern Califor-nia's built-out coastal communities indicates

    the need for affordable development further

    inland. Feasibility is partially dictated by land

    values, which remain lower within the Inland

    Empire due to vacant land availability.

    Per capita income has increased 1.8 percent

    between 2009 and 2010 to $29,609 in San Ber-

    nardino County (see figure 2.2). Despite positive

    growth, a significant disparity remains with state

    and national averages. This does not necessarily

    translate to lower purchasing power however, asthe county's cost of living remains low in com-

    parison to many other Southern California coun-

    ties.

    The indicator presented in figure 2.3 measures

    the hourly wage needed to afford fair market

    rent in 2012. The relatively low cost of living isreflected in Riverside-San Bernardino's housing

    wage, which remains lower than any of the Cali-

    fornia comparables. A housing wage of $18.65

    for a one-bedroom apartment is equivalent to an

    annual income $38,960.10. This figure exceeds

    the countys per capita income by $9,888.10. Oc-

    cupations which do not meet this threshold in-

    clude personal care aide, retail salesperson, and

    logistics occupations.

    FIGURE 2.3. HOURLY WAGE NEEDED TO AFFORD

    FAIR MARKET RENT

    3

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    The San Bernardino MSA has been acutely af-

    fected by the financial crisis, ranking third in

    the nation in 2008 foreclosure rates at 8.02

    percent.3 Unemployment rates at both the city

    and county level remain consistently higherthan the nation since 1998, and have increased

    since 2006.

    INTERGENERATIONAL COMMUNITIES

    Intergenerational living nurtures relationshipsbetween generations through shared spaces

    and amenities. By means of this interaction a

    communal identity is fostered, enhancing our

    understanding of others and eliminating feel-

    ings of isolation. Students, families, and sen-

    iors are able to take advantage of opportunities

    for companionship and thereby reinforce the

    health of the community. As demographics

    change with the aging of the baby-boomer

    population, these concerns will become in-

    creasingly salient.

    Rather than impose strict age restrictions on a

    portion of Serrano Village units, intergenera-

    tional community is promoted at the super-

    block level. While it is likely that the develop-

    ment's one-bedroom units in particular will ex-

    perience some senior tenure, the adjacent sen-

    ior development will form the bulk of the su-

    perblock's elderly population. Good Earth Col-laborative's contribution to the intergenera-

    tional concept is the addition of a Program of

    All-Inclusive Care for the Elderly (PACE) center.

    These centers provide day-time healthcare as

    an alternative to nursing homes, with the ad-

    vantage of allowing seniors to remain living at

    home and maintain their independence.3RealtyTrac 2008 Year-End Foreclosure Market Report, at http://www.realtytrac.com/content/news-and-opinion/2008-year-

    end-foreclosure-market-report-4621 .

    Afternoon Play at the Superblock, Photograph by Elaine Yang

    FIGURE 2.4. HOURLY WAGE NEEDED TO AFFORD A

    ONE-BEDROOM UNIT & RENT PRICES

    4

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    HOUSING ELEMENT

    The Housing Element prepared by the City of

    Montclair cites several issues impacting its abil-

    ity to provide quality housing for residents:

    Extremely low- and very low-income house-holds are unable to afford a studio apart-

    ment at market rents in the City of Mont-

    clair.

    The housing burdened account for 48.9 per-

    cent of all households.4

    Median sales prices for new and resale

    homes in 2009 are unaffordable for ex-

    tremely low- and very low-income house-

    holds.

    Overcrowded households account for 27percent of the city's total households.

    5

    The City of Montclair has shown leadership in

    the area of affordable housing, and has taken

    the laudable step of maintaining its own afford-

    able rental units. In June 1994, the city created

    the Montclair Housing Corporation, a 501(c)(3)

    nonprofit with a mission of increasing, improv-

    ing, and maintaining affordable housing. It cur-

    rently manages 16 single-family units, one con-dominium unit, and 80 apartment units, all of

    which are rented to low- and moderate- in-

    come households.

    Incentives are also available for private devel-

    opers of lower- and moderate-income house-

    holds, as well as senior housing. Qualifyingprojects receive a 25 percent density bonus,

    plus one additional incentive, including:

    Approval of mixed use zoning.

    Direct financial aid, including subsidizing

    land cost or the provision of Housing Trust

    Fund money.

    Increase of density bonus above the 25 per-

    cent limit.

    Lessening of site development standards.

    Adjustment of zoning code requirements.

    The Regional Housing Need Allocation (RHNA)

    anticipated a need of 361 very low- to low-

    income units within Montclair during the plan-

    ning period from 1998-2005. Construction

    achievements totaled 20 units, leaving an un-

    accommodated need of 341 units. The current

    RHNA planning period (2006-2014) projects a

    need for 932 units of extremely low to low in-

    come, with 163 units constructed and 73 in thedevelopment process as of 2011.

    4U.S. Census 2000 SF3 H69, at www.census.gov .

    5

    Regional Housing Needs Assessment, SCAG 2007 and U.S. Census 2000 SF3 H7.

    FIGURE 2.5.

    HOUSING

    PROBLEMS BY

    INCOME ANDTENURE

    5

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    DEMAND

    Demand for affordable housing remains high

    within the region, and RHNA projections remain

    unmet for the current planning period. Wagerates in the region assure a significant number

    of qualifying tenants (see figure 2.6).

    Affordable properties within the region maintain

    high occupancy rates100 percent occupancy is

    common with extensive waiting lists (see fig-

    ure 2.7). Market absorption of the 99 proposed

    units is expected to be high given existing trends

    in the regional affordable housing market.

    FIGURE 2.6. INCOME LIMITS

    FIGURE 2.7. AFFORDABLE PROPERTIES WITHIN REGION

    6

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    FIGURE 2.8.

    POPULATION

    GROWTH

    FORECASTS

    Montclair's population increased by 16.2 per-

    cent between 1990 and 2000, and another 11.8

    percent between 2000 and 2009.6 SCAG pro-

    jects a steady growth rate for the next seven-

    teen years with a forecasted population of51,800 by 2030 (see figure 2.8). Incremental

    growth and low affordable vacancies within the

    region ensure continued demand for the af-

    fordable housing stock.

    The project will provide exceptional on-site

    amenities including on-site management, com-

    puter lab, community center, PACE center, fit-

    ness equipment, tot lot, and bike path. In addi-

    tion, there are significant off-site amenities

    within reasonable distance of the site which in-

    clude: public transportation, local schools, em-ployment, entertainment, and retail. There ex-

    ist no nuisances within close proximity which

    may influence marketability. Projected rents

    fall considerably below market rents. No single

    family homes in the neighborhood could be

    rented for less than proposed units.

    CONCLUSION

    The proposed 99 one-, two-, and three-

    bedroom intergenerational rental units that

    make up Serrano Village are the culmination of

    an extensive market study that analyzed mar-

    ketability in terms of key factors including

    demographics, population trends, income lev-

    els, affordable housing availability, locational

    advantages, and employment opportunities.Above all else, this project sets out to achieve

    maximum socio-economic impact. Good Earth

    Collaborative considers completion of the

    superblock to be financially feasible as well

    as capable of providing a supportive environ-

    ment where the ultimate goal is upward socio-

    economic mobility.

    6U.S. Census, at www.census.gov .

    7

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    The project site is a 6.08-acre parcel lo-cated in the southwestern portion of the

    City of Montclair. The site is readily acces-

    sible from the I-10, 60 and 71 freeways and

    is at the intersection of Holt Blvd and Mills

    Ave. The project site falls within the pa-

    rameters of the Holt Blvd. Specific Plan

    adopted in 1991, zoned R-3 (11DU/Acre)

    and Business Park. Adjacent to the parcel is

    a campus of low-income developments

    that the City of Montclair plans to turn intoa super-block redevelopment. Proximate

    land uses include commercial and retail

    use to the west and south, multi-family

    residential to the north and east, and sin-

    gle-family residential further north and

    east of the site. This area of Montclair fea-

    tures many small-to large scale commercial

    and retail developments that can support

    and serve a project of this size.

    FIGURE 3.1. ADJACENT LAND USES

    8

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    According to walkscore.com, the site has a

    walkscore of 71 out of 100, signifying a very

    walkable site . The nearby (within to mile

    radius) amenities and services include grocery

    stores, elementary and high schools, public

    parks, medical and dental clinics, and restau-

    rants.

    Amenities Within 1/4 Mile

    (5 Minute Walk) of the site:

    Bus Stations (Routes O-

    61 and 480)

    El Super Pomona

    Clinicia Medica Familiar

    De

    Bike Path Proposed Neighbor-

    hood Park

    Proposed PACE Center,

    Daily Operated Senior

    Center

    Amenities Within 1/2 Mile

    (10 Minute Walk) of the site:

    Sunset Park

    Lehigh Elementary School

    Village Academy High

    School

    Pomona Unified School

    District Child Develop-ment Programs

    FIGURE 3.2. AMENITIES WITHIN 1/4 MILE FROM THE PROJECT SITE

    FIGURE 3.3. AMENITIES WITHIN 1/2 MILE FROM THE PROJECT SITE

    9

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    The nearest Omnitrans (rout O-61) and Foothill

    Transit (route 408) stops are along Holt Blvd.

    and Indian Hill Blvd. within mile distance from

    the site. The bus transit can be used to connect

    to the Metrolink stations, located 2 miles to theWest at Pomona TransCenter, and 3 miles to

    the North at Claremont TransCenter and Mont-

    clair TransCenter.

    Taking the existing and proposed site amenities

    into account, Serrano Village is positioned to be

    competitive for California Tax Credit Allocation

    Committee Application Points in the following

    site amenities:

    Transit-Oriented Development Strategy

    Public Park (Existing and Proposed) Full Scale Grocery Store, Neighborhood

    Market

    Public School

    Proposed PACE, Daily Operated Senior

    Center

    FIGURE 3.4. PROXIMITY TO BUS STATION AND TRANSIT CONNECTIVITY7

    7Foothill Transit System Map, at www.foothilltransit.org/SystemMap

    10

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    LAND USE POLICY

    Serrano Village will transform what is now

    largely vacant land and commercial parking into

    a mixed use community that combines eco-

    nomic, social and residential needs with ameni-

    ties to promote physically and socially healthy

    lifestyles, with amenities available to both the

    residents of the super-block and the broader

    community. These public amenities such as

    open space, outdoor fitness equipment, and

    community garden will foster a sense of com-

    munity, allowing community members to live,shop, and interact with one another. This com-

    munity will be shaped by strong collaboration

    and a united mission among the public, private,

    and nonprofit sectors.

    Located in San Bernardino County, the City of

    Montclair developed its Policy Program within

    the Housing Element which will assist in the de-

    cision-making process for housing and suppor-tive services during the 2006-2014 planning pe-

    riod. The Policy Program details the specific pol-

    icy actions the city will undertake to address

    present and future housing needs, meet the re-

    quirements of state law, and consider the input

    of residents and stakeholders.

    The citys Housing Policy Program is organized

    into four Housing Strategy Areas:

    Maintenance and Rehabilitation of Housing

    Stock

    Preserving Housing Cost Affordability Equal Housing Opportunity

    Adequate Housing Supply

    The city has established targeted policies in re-

    spect to each Housing Strategy Area. In terms

    of affordable housing, the city is committed to

    providing incentives for the development of

    housing affordable to households below the

    Area Median Income (AMI). These actions in-

    clude:

    Providing incentives such as density bo-

    nuses, expedited processing, and fee waiv-

    ers/deferrals.

    Annual outreach to nonprofit and for-

    profit housing developers to assist with

    site identification and funding priorities.

    Providing in-kind technical assistance for

    housing developers.

    Financing and funding assistance.

    Removing potential constraints of unit size

    requirements in the citys Zoning Code.

    Reviewing existing parking requirements,

    particularly multi-family parking require-

    ments.

    11

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    ZONING/GENERAL PLAN

    According to the Citys Land Use Map, Holt

    Boulevard has a Specific Plan, which defines

    the allowable uses on the project site block. As

    we can see in the Holt Blvd. Specific Plan, these

    uses include R-3 with 10, 11, and 14 dwelling

    per acre as well as Business Park.

    The zoning districts in the Holt Boulevard Spe-

    cific Plan are consistent with the zoning dis-

    tricts outlined in the Municipal Code. Figure

    4.2 summarizes the citys zoning districts and

    the permitted residential uses. The City of

    Montclair currently requires a conditional use

    permit (CUP) for any development in the R-3

    zone, and the city shall consider increasing the

    maximum permitted density in the R-3 zone.

    Also, the city gives priority to affordable hous-

    ing, if the project for affordable housing has

    been zoned as something else, the city will help

    developer to rezone it.

    FIGURE 4.1. HOLT BOULEVARD SPECIFIC PLANLAND USE MAP8

    8City of Montclairs General Plan, at http://www.cityofmontclair.org/civica/filebank/blobdload.asp?BlobID=2741

    12

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    Zoning District R-3Maximum Building Height 35 ft

    2

    Minimum Lot Area per Dwelling Unit/

    Maximum Density

    Maximum density of 14 du/ac3

    Minimum Front Yard 1st

    floor-25 ft; 2nd

    floor and above- 35 ft4

    Minimum Side Yard Interior side, 1st floor-10 ft; Interior side, 2nd floor- 15 ft.; Corner

    side, 1- story building 20 ft average; Corner side, 2 story build-

    ing,35 ft.

    Minimum Rear Yard 1st

    floor-10 ft; 2nd

    floor-15 ft

    Minimum Outdoor Living Space/ Open Space Outdoor open space: at least 40% of net acreage; Private Open

    Space; 150 sq. ft. per unit (units on the first floor) or 100 sq.ft. per

    unit ( for units above the ground floor)

    Minimum Dwelling Unit Area 1 bedroom: 950 sq.ft.2 bedrooms: 1,200 sq.ft.3 bedrooms: 1,400 sq.ft.4 bedrooms: 1,450 sq.ft.

    Residential Parking Requirements 2 parking spaces within a fully enclosed garage per unit. If the ga-

    rage is not adjacent to the unit served, it shall be located within

    150 feet of the dwelling unit it is designed to serve. Plus, 1 guest

    parking space for each 3 dwelling units.

    FIGURE 4.2. THE CITIES ZONING DISTRICTS AND PERMITTED USES9

    FIGURE 4.3. RESIDENTIAL ZONE DEVELOPMENT STANDARDS AND REQUIREMENTS OF R-3 ZONE10

    9

    Montclair Municipal Code, North Montclair Downtown Specific plan, at http://library.municode.com/index.aspx?clientId=110Montclair Municipal Code, at http://library.municode.com/index.aspx?clientId=16497

    13

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    Serrano Village is designed as the last

    piece of the superblock development.

    Integration with the rest of the existing

    development is achieved through crea-

    tive use of green open spaces and the

    community amenities, which serve not

    only the superblock residents, but also

    the larger neighborhood. The design of

    Serrano Village, in itself, creates a veryintimate, walkable, and bike friendly

    environment for its residents without

    compromising functionality. The resi-

    dents are offered privacy by separating

    the residential activity from the com-

    mercial activity through building orien-

    tation, vehicular and pedestrian ac-

    cess, and open spaces. The apartment

    building is oriented toward and is thus

    accessible only from the Mills Ave. while the

    Commercial establishment is fronting Holt Blvd.

    for maximum visibility. A convenient internal pe-

    destrian walkway and a two-way bike path en-

    sures connectivity within the community as well

    as with the other superblock developments. The

    residents can thus have convenient access to

    public transportation and other commercial es-

    tablishments along Mills Ave. and Holt Blvd.

    Also, the increase in pedestrian and bike activity

    in the area will certainly result in the reduction

    of vehicular traffic and congestion at the inter-

    section of Holt Blvd. and Mills Ave. The land-

    scaped courtyards help create visual interest

    when one is approaching the apartment building

    from Mills Ave. One of the courtyards has a Tot-

    lot while the other one provides intimate gather-

    ing place for parties and get-togethers.

    Height variation will be achieved by placing one

    story commercial and retail building closer toHolt Blvd. and placing the taller apartment

    building further away from Holt Blvd. This ar-

    rangement will create a gradual incline in build-

    ing elevation when looking onto the site from

    Holt Blvd. The landscaping along Holt Blvd. and

    Mills Ave. lends attractiveness to the site while

    acting as a noise barrier.

    FIGURE 5.1. DESIGN OVERVIEW

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    BUILDING & CONSTRUCTION TYPE

    The building design is inspired by KYGYs Brook-

    wood Terrace by ROEM Development, Inc in

    San Jose, CA. The Serrano Village is an E-shaped cluster of garden style apartment build-

    ings encompassing two landscaped courtyards.

    Each apartment building has three levels of

    apartments over one level of on-grade podium

    parking. By having the podium parking, the site

    area is better utilized in terms of offering a va-

    riety of community amenities. The apartment

    building is of Type V construction over Type 1

    podium construction for parking.

    In order to remain consistent with our projects

    goals of appealing to working families and int-ergenerational households, Serrano Village will

    provide a combination of one-, two- and three-

    bedroom units. However based on the market,

    the Serrano Village will offer higher number of

    two- and three-bedroom units than one-

    bedroom units. This mix of housing units will

    provide an excellent opportunity for intergen-

    erational families.

    FIGURE 5.2.

    FLOOR PLANS FOR

    ONE, TWO, ANDTHREE BEDROOM

    UNITS11

    11Brookwood Terrace Apartments Plans Designed by KTGY Group, Inc., at www.ktgy.com/affordable/brookwood-terrace/

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    SITE PLAN

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    17

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    View from

    Mills Ave.

    Entrance to

    the commu-nity. The cour

    yard features

    a tot-lot and

    seating areas

    around the

    foliage.

    View of the

    Leasing Office,

    Community

    Room, Fitness

    Room, and

    Computer Lab.

    These ameni-

    ties are lo-cated on the

    first floor.

    Park view.

    Featuring

    Outdoor fit-

    ness equip-

    ment, paved

    pedestrian

    walkway, and

    a two-way

    bike path.

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    View of the

    Community

    Garden. Areaoffers great

    views for the

    community

    residents.

    The commercial

    building show-

    cases a PACE

    Center and two

    food establish-

    ments. The plaza

    on the front and

    green open

    space on the sideallow outdoor

    seating area.

    View comparing housing density of the community with the densities of the Super-block and surrounding area

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    DESIGN PHILOSOPHY

    Our design philosophy aligns with Good Earth

    Collaboratives Vision for the project. Based on

    smart growth and infill concepts, our develop-

    ments design incorporates a range of housing

    opportunities, a walkable neighborhood, com-

    pact building design, open space, preservation

    of the communitys character, and mixed land

    use through the addition of retail and social ser-

    vices. Through our compact building design, we

    increased density from the original 14 du/acre

    to 30 du/acre. The mix of 1, 2, and 3 bedroom

    units allows for a range of different housing op-

    tions and is consistent with our intergenera-tional theme. Larger families can occupy the 2

    and 3 bedroom units, while relatives and grand-

    parents could possibly occupy the 1 bedroom

    units.

    We created an apartment building that provides

    a distinctive and attractive community with a

    strong sense of place. The E shape of the

    building gives apartments privacy, yet are still in

    close proximity to one another to allow forcommunity engagement. The walkability in the

    area increases with the introduction of our bike

    and walking path that connects not just our de-

    velopment, but all other developments in the

    superblock. The connectivity of the site was a

    very important feature to create that sense of

    place. This path also includes an open space

    area where people from the superblock or from

    the broader community can use to recreate.

    The retail and PACE center will also improvewalkability of the site.

    ZONING DEVIATIONSThe site is currently zoned as a R-3 zone, mean-

    ing that our proposed development will deviate

    from zoning standards. The deviations are in

    the maximum building height of 35 ft2, maxi-

    mum density of 14 du/acre, maximum dwelling

    unit area (1 bedroom= 950 sq ft., 2 bedroom=

    1,200 sq ft., and 3 bedroom= 1,400 sq ft.), and

    parking requirements of 2 spaces per unit. After

    speaking with the City of Montclair and our de-veloper, National Core, Good Earth Collabora-

    tive decided to go with our proposed develop-

    ment because they want the area to be rezoned

    and they are willing to work with us in obtaining

    approvals for the deviations.

    The process for obtaining approval of these zon-

    ing deviations would require a zone change and

    a specific plan change. After a public hearing,

    the zoning changes must be approved by a leg-

    islative body: the city council or board of super-

    visors. The change is subject to initiative, refer-

    endum, and environmental review. If the the

    legislative body decides the changes are far too

    inconsistent with the general plan, a general

    plan amendment may be required and can be

    processed together with the zoning change.

    City councils and boards of supervisors have

    always shown willingness to change zoning if

    the project proposed is something they really

    want to build.12 The City of Montclair is a large

    supporter of affordable housing developments

    and gives priority to these projects. Our project

    aligns with citys affordable housing goals.

    Therefore, the city will work to help us obtain

    approvals to develop our project. After meeting

    with the city, they informed us that they are

    willing to rezone the specific plan (to address

    issues of density, height, size, and parking regu-lations) and to adjust the zoning map. The driv-

    ing force behind this working relationship is that

    our development will provide social benefit to

    not just this specific area but the broader com-

    munity. The demand for affordable housing

    also plays a big factor in the push for our pro-

    ject.

    12

    William Fulton, Guide to California Planning, 4th Edition (California: Solano Press Books, 2012), 150.

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    SUSTAINABILITY

    Good Earth Collaborative is

    committed to making Serrano

    Village a sustainable develop-

    ment through design meas-

    ures that will minimize the

    projects carbon footprint and

    promote the health of its resi-

    dents. Our energy reduction

    strategies include maximizing

    utilization of natural sunlight

    and passive solar heating and

    the implementation of energyefficient products and tech-

    nology in our buildings. More

    specifically, tank-less water

    heaters, ENERGY STAR appliances (dishwashers,

    refrigerators, washers and dryers) and energy

    efficient lighting (LED light bulbs, automatic or

    sensor lighting, and solar powered exterior

    lighting) will be used throughout the site to

    maximize the use of energy efficient product.

    Through our energy reduction strategies, wewill not only create an energy efficient housing

    development, but will in turn, reduce Serrano

    Villages utility bills and increase the afforda-

    bility of housing.

    To increase water efficiency in the bathrooms

    and kitchens, we will install low-flow toilets,

    showerheads and faucets. The outdoor land-

    scape design will primarily use plants that are

    native to California or require low-water con-sumption, and will incorporate lawns minimally.

    For maintaining healthy indoor air quality, we

    will use non-toxic and low VOC paint and floor-

    ing products and install whole house ventilation

    systems and exhaust fans in the kitchens and

    bathrooms to reduce the levels of contaminants

    and moisture. These measures will meet the

    ASHRAE 62.2 residential ventilation standards

    developed and maintained by the American So-

    ciety of Heating, Refrigeration and Air-

    Conditioning Engineers.

    For resource conservation, we will use sustain-

    able and durable construction materials that

    will lessen future maintenance costs and when

    possible, we will use locally available construc-

    tion materials to reduce transportation distance

    and costs.

    Serrano Village apartments are clustered into

    one efficiently designed wraparound building

    that maximizes the area available for open

    space and recreation. The project design in-

    cludes a walking and bicycling path and a

    green path, which will provides residents with

    areas for exercising and mingling with

    neighbors. The onsite bicycling path will con-

    nect to the bordering street, Mills Avenue,

    which has a dedicated bike lane. To further pro-

    mote exercise, the project site includes an out-

    door fitness center and a community garden.

    Sustainability Efforts in the Superblock, Photograph by Elaine Yang

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    Serrano Village itself and within

    the Superblock is a walkable com-

    munity. In addition, it is conven-

    iently located within a half-mile

    from nine bus stops, daycare and

    community centers, one public

    park, restaurants, a high school,

    an elementary school, after

    school programs, a convenience

    store where meat and produce

    are sold, laundry-mats, and a full-

    scale supermarket.

    GREEN BUILDING

    This project will use Californias Build It Green

    point rating system to assess our projects com-

    pliance to green building standards. Our primary

    reason for using the point system is because it is

    less costly than a LEED evaluation. Compared to

    the LEED, the Build It Green system is more fo-

    cused on developing a healthy and energy effi-

    cient homes. The funding saved by opting for the

    Built It Green system may be allocated for build-

    ing and site features that will raise the projects

    level of sustainability.

    FIGURE 5.3. BUS STOPS WITHIN A HALF-MILE

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    COMMUNITY NEED

    Good Earth Collaborative understand that in ad-

    dition to having access to affordable housing,

    supportive social programs and a healthy com-

    munity environment can give low income fami-

    lies the edge they need to achieve upward mo-

    bility. To determine the supportive social and

    community needs of our future residents, we

    conducted a community needs analysis that was

    primarily based on the 2012 San Bernardino

    Community Indicator Report which evaluates

    the countys economic, social, and environ-

    mental well-being.

    UNEMPLOYMENT

    Since the great recession of 2008, San Bernar-

    dino Countys unemployment rate has been

    considerably higher than the state and nations

    average. In fact, beginning in 2002, San Bernar-dino Countys unemployment rate has been

    higher than the national average (See figure

    6.1). In 2010, the countys unemployment ratepeaked and has since decreased by 1.5%. San

    Bernardino Countys dire unemployment condi-

    tions indicate that there will be a strong de-

    mand for affordable housing and other housing

    assistance.

    EDUCATION

    Education is a key indicator of a communitys

    quality of life. Youths who drop out of schoolare more likely to become involved with crimi-

    nal activities and earn lower wages. Currently,

    one out of every five students in San Bernardino

    County will drop out of high school. This drop-

    out rate is 3.4% higher than the state average.

    As of 2009, Hispanic youths represent a 54.7%

    majority of the countys total student popula-

    tion. In 2011, only 24% of the countys senior

    high school students were eligible for higher

    education, which was 8% lower than the state

    average.

    FIGURE 6.1. UNEMPLOYMENT RATES

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    HEALTH

    Promoting health is an essential step to improv-

    ing lives. This focus on developing communities

    that are conducive to healthy lifestyles is cur-

    rently at the forefront of new urban planningstrategies. Based on Californias 2011 fitness

    report that evaluated 5th, 7th and 9th grade stu-

    dents, 45.9% of San Bernardino County stu-

    dents had an unhealthy body fat index. 31.7%

    of those students with unhealthy body compo-

    sitions were deemed high risk for diseases

    and child obesity. In line with the nations obe-

    sity epidemic, as of 2009, 30.4% of San Bernar-

    dino County adults are obese and 33.5% of the

    countys adults are overweight, but not obese.

    In light of these statistics, we believe that

    Montclair has a great need for housing develop-

    ments that create opportunities for residents to

    participate in health-promoting, outdoor activi-

    ties, and to learn more about healthful eating.

    HOUSING INSECURITY

    Recent increases in the average mortgage inter-

    est rates, the rate of housing foreclosures, andthe loss of jobs have forced many families into

    unstable housing situations. Over 25,000 fami-

    lies in San Bernardino County are currently on a

    waiting list for rental assistance programs, in-

    cluding Section 8 vouchers and subsidies. This

    implies that the supply of affordable housing

    lags tremendously behind its demand. Among

    these families who are dealing with the lack of

    affordable housing are public school students.In the 2010 to 2011 school year, approximately

    6% of students enrolled in public school were

    living in home that was shared with two or

    three other families. Overcrowded households

    with multiple families further reinforce the des-

    perate need to increase affordable housing in

    San Bernardino County.

    GOVERNMENT ASSISTANCE

    Many families in San Bernardino County not

    only struggle to pay for housing, but also for ba-

    sic life necessities such as food. Since 2006, the

    county has seen an increased need for govern-

    ment assistance. In 2011, over 300,000 families

    in the county relied on cash aid from CalWorks

    and a growing majority (65.85%) of its public

    school students qualified for free or reduced

    priced school meals.13 It is a challenge for low-

    income families to establish financial stability

    and having affordable housing is a stepping

    stone to achieve it.

    SUPERBLOCK

    In the early 2000s, the City of Montclair joined

    forces with the National Community Renais-

    sance CORE , a national, nonprofit affordable

    housing developer that has built affordable

    housing on nearly 70 different property sites.14

    Their joint venture is focused on revitalizing

    Montclairs community life and increasing the

    citys stock of affordable housing. Through their

    partnership, they transformed underutilized

    FIGURE 6.2. NIGHTTIME RESIDENCE OF STUDENTS

    LACKING HOUSING STABILITY

    13The Community Foundation. (2012). 2012 San Bernardino Community Indicator Report , at http://198.143.156.194/

    thecommunityfoundation.net/index.php?option=com_content&view=article&id=9314at http://www.schdc.org/communities.php

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    properties into three affordable housing devel-

    opments and one special needs affordable hous-

    ing complex, known as the Superblock. Through

    its multi-family, elderly, and special needs foci,

    and organized social and educational opportuni-

    ties, the Superblock community has contributed

    to meeting the citys need for more affordable

    housing and supportive social programs.

    The variety of architectural designs help estab-lish unique identities for each housing complex.

    Yet, shared amenities, such as a community

    room, laundry facilities, a computer lab, commu-

    nity gardens, and patios help to connect resi-

    dents of the different housing complexes and

    produce a community atmosphere that is open,

    yet closely knit. In addition to these shared

    amenities, there are afterschool programs de-

    signed for the Superblocks elementary and jun-

    ior high students, which take place at the San

    Antonio Vista and Vista De Cielo Apartments andare funded by the City of Montclair.

    National CORE takes extraordinary steps to en-

    sure the safety of their residents by conducting a

    monthly crime analysis for the Superblock and

    maintaining close ties with the local law enforce-

    ment.

    Hope Through Housing, an extension of National

    Community Renaissance CORE orchestrate socialprograms and classes that are designed to en-

    gage and educate the Superblock residents and

    those living in the surrounding neighborhoods.

    Some of these programs and classes include a

    course on nutrition, fitness activities, and health

    services and checkups that are conducted

    throughout the year. The Superblocks commu-

    nity management team also organize events,

    such as potluck meals, joint holiday events, and

    monthly birthday celebrations that facilitatemingling among residents of different housing

    complexes. These activities have strengthened

    the Superblocks community identity, which has

    contributed to maintaining a safe living environ-

    ment. Good Earth Collaborative are in full sup-

    port of National CORE and Hope Through Hous-

    ings dedication to improving residents quality

    of life and enhancing their chances for upward

    mobility. Our proposed development, SerranoVillage, with its affordable housing and mixed-

    use developments will complement the existing

    Superblock developments and community and

    continue its tradition for sharing community

    amenities, providing supportive resident activi-

    ties, and promoting community engagement.

    Superblock Family Housing Development,

    Photograph by Elaine Yang

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    COMMUNITY ENGAGEMENT

    Good Earth Collaborative has worked

    closely with National Community Renais-

    sance CORE and has also reached out toactively engage with current Superblock

    residents through interviews. Residents

    were encouraged to discuss their back-

    ground, personal experiences from living

    at the Superblock and the Superblock

    community activities. Students, parents,

    senior citizens and community managers

    described their exceptional living and

    working experiences at the Superblock.

    Below are brief summaries of some of

    their Superblock experiences.

    Jasmine White has been a resident at the Super-

    block since 2007. She is a single mother of three

    children, including one newborn baby. Recently,

    Jasmine achieved her lifelong goal of obtaining

    a college degree. This great achievement was

    largely possible because of the financial flexibil-

    ity she had from living at the Superblock, the

    social support from the community, and in-creased personal time that was freed up

    through her children attending the after school

    programs. Living at the Superblock has been a

    stepping stone for her to advance her career,

    and for her to reach her ultimate goal: to be-

    come a homeowner.

    In 2007, Carlos Orozco moved to the Superblock

    as a 5th grader in elementary school. He cur-

    rently attends high school and is in the 11thgrade. Although he is now too old to attend the

    Superblocks after school programs, he cites

    that his participation and the friendships and

    mentorships he developed there encourage him

    to pursue a university education and to aspire

    towards his personal dream: to have a career in

    aviation. He firmly believes that the way to im-

    prove society is for youths like himself to obtain

    higher education. The Superblock has strength-

    ened Carlos family to stay afloat financially and

    its safe and close knit community has helped set

    Carlos firmly on the path towards high aca-

    demic and career achievements.

    Jean Doman has been a resident since 2010.

    Prior to moving to the Superblock, Jean Doman

    was displaced by Hurricane Katrina in New Or-

    leans, Louisiana and subsequently experiencedyears of unstable housing conditions. Living at

    the San Marino Senior apartments has afforded

    Jean a stable home, a well connected commu-

    nity life, and the ability to live independently in

    her senior years.

    Jason and Robin Russaki have been residents

    since 2011. The couple have two young children

    and actively participate in the community

    events. The couple greatly value and enjoy theSuperblock community life and in particular,

    they appreciate the way the communitys man-

    agement staff treat residents with respect and

    respond quickly to their concerns. With the

    added financial flexibility of affordable housing

    and the healthy community atmosphere, Jason

    and Robin feel empowered and proud to raise

    their children at the Superblock.

    Kids at Play, Photograph by Elaine Yang

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    These stories illustrate how the Superblock not

    only provides affordable housing, but improves

    the lives of its residents through its empower-

    ment and support strategies. The affordability

    of high quality homes, enriching youth pro-grams, and a supportive community have and

    will continue to provide low-income people the

    support they need have a stable home and to

    rise out of poverty. Contrary to the belief that

    poverty concentrations produce blighted

    neighborhoods, the Superblock proves that the

    right development strategies and great man-

    agement approaches, combined with excep-

    tional social programs can create a safe, close-

    knit, and vibrant low-income community.

    PROJECT AMENITIES

    Creating an environment that caters to healthy

    living is a key aspect of the Serrano Village com-

    munity vision. Serrano Village is designed to

    provide a variety of onsite amenities specifically

    for its residents, but will be accessible to the

    Superblock community. Some of the amenities

    include a playground for toddlers, an outdoorfitness center, laundry facilities, and private bal-

    conies. In addition to these basic amenities,

    Serrano Village includes a 940 square foot multi

    -use community room with an adjacent kitchen

    and computer lab. The community room will be

    used for community activities and with the help

    of Hope through Housing, educational classes

    will be held at the Serrano community room,

    which will be open to the public. The City of

    Montclair will extend its Superblock after school

    programs to children and youths living at the

    Serrano apartments.

    Serrano Village will include amenities intended

    to promote physically and socially healthy life-

    styles. To achieve these goals, the project de-

    sign includes a 1,800 square foot outdoor fit-ness center, a 4,310 square foot community

    garden, and a walking and bicycling path. The

    outdoor fitness center will comprise ground-

    bolted exercising equipment that will be easily

    utilized by youths, adults, and the elderly. In ad-

    dition to serving onsite residents, the outdoor

    fitness center can be enjoyed by superblock

    residents and surrounding neighborhoods.Community Garden in the Superblock, Photograph by Elaine Yang

    Photograph by Elaine Yang

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    Residents will be given the opportunity to claim

    community garden plots where they may grow

    fruits and vegetable. Garden plots will also be

    reserved for educational activities for children

    and youth. The community garden will give resi-dents of all ages the opportunity to interact and

    learn from each other. Furthermore, the garden

    will contribute greenery to the development

    site and may encourage residents to increase

    their fruits and vegetables consumption.

    The Serrano Village design includes a walking

    and bicycling path along the edge of the site.

    This path stretches 925 feet, from Holt Boule-

    vard to Mills Avenue. In addition to the walking

    and bicycling path, the Serrano Village design

    includes a green pathway that may be used

    for recreation and will contribute landscaped

    open space to the project site and surrounding

    area. Furthermore, the walking and bicycling

    path and green pathway will increase connec-

    tivity throughout the Superblock, as it ends at

    the gateway of the the senior housing complex,

    San Marino. We believe that these path fea-

    tures will contribute to a walkable, health-

    promoting, and safe neighborhood.

    PACE CENTER

    Serrano Village includes a Program of All-

    Inclusive Care for the Elderly (PACE) Center that

    will provide preventative care, primary care,

    and long-term healthcare services to senior citi-

    zens. The PACE Centers on-site location will en-

    able elderly residents to conveniently obtain

    the individualized health care services they

    need to maintain their health. Additionally, its

    onsite location will benefit senior citizens who

    desire to live independently, as it will greatlyreduce their burden to travel to health care

    centers. Due to their close proximity, the PACE

    Center will also provide home healthcare visits

    to elderly residents at Serrano Village and San

    Marino. The onsite and surrounding elderly

    population will benefit from the services pro-

    vided by the PACE Center.15

    15National PACE Association. (2002), at http://www.npaonline.org/website/article.asp?id=12&title=Who,_What_and_Where_is_P

    Life at the Superblock, Photographs by Elaine Yang

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    Inflation, the spike in real estate values duringthe early 2000s, and the recent economic re-

    cession have combined to significantly impact

    the housing in San Bernardino County. As

    countless residents lost their homes, jobs, and

    income, the need for affordable housing op-

    tions has grown exponentially. Currently, the

    City of Montclair provides limited affordable

    housing options. In order to help the City meet

    the current affordable housing demand, GEC is

    providing a mixture of one, two, and threebedroom rental apartments. The rental units

    will provide housing options for individuals

    with an income that is 30-60% of the local

    AMI.

    After years of federal budget cuts, the avail-ability of funding sources to assist with the de-

    velopment of affordable housing units contin-

    ues to decrease. The limited sources of fund-

    ing that remain to be available are extremely

    competitive to secure. Regardless of the chal-

    lenges facing the financial future of affordable

    housing development, GEC was determined to

    pursue innovative funding sources to com-

    plete Serrano Village.

    GEC has completed a feasible financial plan

    that combines public and private funding

    sources to assist with the development and

    sustainable operation of Serrano Village.

    Permanent Financing

    Sources AmountBofA Mortgage loan $1,455,000

    Partner Equity $1,500,000

    Tax-Credit Equity $11,309,548

    HOME Funds $2,500,000

    Total $16,764,548

    Construction Financing

    Source Amount

    Tax-Exempt Bond $0

    Construction Loan $905,729

    Tax-Credit Equity $11,309,548.07Partner Equity $1,500,000

    Total $15,215,277

    $0

    $2,000,000

    $4,000,000

    $6,000,000

    $8,000,000

    $10,000,000

    $12,000,000

    $14,000,000Series7

    Series6

    Series5

    Series4

    Series3

    Series2

    Series1

    $0

    $5,000,000

    $10,000,000

    $15,000,000

    $20,000,000 BofA Mortgage loan

    Series7

    Series6

    Series5

    Series4

    Series3

    Series2

    Series1

    FIGURE 7.4. CAP STACK - PERMANENT FINANCING

    FIGURE 7.3. CAP STACK - CONSTRUCTION FINANCING

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    FUNDING SOURCES

    THE FEDERAL HOUSING LOAN (FHL) BANK OF

    SAN FRANCISCO

    FHL Bank San Francisco provides grants and

    subsidized loans to finance affordable housing

    initiatives. FHL sets aside 10% of their annual

    net income to assist developers in the construc-

    tion of low-income housing projects. Good

    Earth Collaborative feels confident that Serrano

    Village will be able to receive a loan amount

    equal to $15,000 per affordable unit built. The

    loan will have a term of 55 years at 3% interest.

    Payments can be deferred to maturity but will

    be paid with residual cash flows.

    INFILL INFRASTRUCTURE GRANT PROGRAM

    (IIG) CALIFORNIA DEPARTMENT OF HOUSING

    AND COMMUNITY DEVELOPMENT

    The IIG Program provides funding to assist de-

    velopers with the cost of construction, demoli-

    tion, and physical improvement of a site. Grant

    awards range from $500,000 to $4 million dol-

    lars. Good Earth Collaborative will apply for the

    IIG Program for fiscal year 2014 disbursements.Considering the projects high density, the large

    quantity of affordable rental units, and the

    proximity to amenities, Serrano Village will be

    an extremely competitive applicant. We believe

    that Serrano Village development would be

    awarded a minimum IIG Grant of $2,000,000.

    These funds will contribute to closing the finan-

    cial gap that remains after the LIHTC are ap-

    plied.

    HOME INVESTMENT PARTNERSHIP

    Good Earth Collaborative approached the City

    of Montclair to request additional funding

    through their local HOME Funding Program. Un-

    fortunately, with the loss of the municipalities

    Redevelopment Agency, the City of Montclair

    does not have funding available to assist with

    closing the financial gap after the LIHTC are ap-

    plied to the developments costs. The City en-

    couraged securing HUD Construction Loans

    and/or foundation grant funding.

    FEDERAL LOW-INCOME HOUSING TAX CREDITS

    (LIHTC)

    For the 9% tax credit, we have calculated the

    total LIHTC Equity based on the current taxcredit percentage at 7.41% and for the 4% tax

    credit 3.18% according to the Affordable Hous-

    ing Resource Center (Novogradac, 2013). The

    net syndication price is the amount that the

    LIHTC investor pays for $1.00 of Federal income

    tax credit. We have assumed a net syndication

    price of $0.95 on the dollar for underwriting

    purposes. The total LIHTC Equity on the con-

    struction costs within the qualified basis totals

    to $10,625,520 for the 9% tax credit and

    $4,559,940 for the 4% allocation.

    We believe our project will be competitive in

    receiving the 9% tax credit funding, however in

    the case where the project does not qualify, the

    4% tax credit financing will allow for an alloca-

    tion of tax-exempt bonds for the remainder of

    the costs for permanent and construction fi-

    nancing. Along with the tax-exempt bonds, we

    have looked into other sources of funding that

    includes HUD HOME grants, Infill Infrastructure

    grants and an increase in partner equity of $1

    million.

    PACE CENTER

    The funding for the PACE center will be sup-

    ported by the $1.5 million partner equity by Na-

    tional CORE for the 9% scenario and a $2.5 mil-

    lion equity capital investment in the 4% taxcredit scenario. National CORE will receive all

    the profits from managing and ownership of the

    PACE facility as well as the leasing of the retail

    space. Our partner investors may find the in-

    vestment beneficial with a $1 million grant from

    the Winegard Foundation.

    DEFERRED DEVELOPER FEE

    The Developer fee will not be deferred.

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    CITY OF MONTCLAIR

    Good Earth Collaborative has been fortunate

    thus far to have received positive feedback and

    beneficial assistance from the City of Montclair

    with regards to developing a 100% affordable

    housing community. The City is committed to

    encourage and facilitate development of hous-

    ing affordable to lower-income, including ex-

    tremely low-, very low-, low-, and moderate-

    income, families through different actions.

    These actions include: providing incentives suchas density bonus, expedited processing, and fee

    waivers/deferrals, assist nonprofit and for-profit

    housing developers with site identification and

    funding priorities, removing potential con-

    straints of unit size requirements in the Citys

    Zoning Code, and reviewing and revising the ex-

    isting parking requirements, particularly the

    two-space garage multi-family requirement.

    NATIONAL COMMUNITY RENAIS-SANCE, CORE

    National CORE is a national nonprofit affordable

    housing developer that both builds and man-

    ages affordable housing developments.

    Founded in 1992, National CORE strives to go

    beyond creating affordable housing structures

    to provide well-maintained, well-designed, at-

    tractive and financially sustaining develop-

    ments. National COREs expertise go beyond

    building. National CORE is widely known forland and property acquisition, property man-

    agement, social services, and project develop-

    ment. The Montclair Superblock provides an ex-

    ample of National Cores effort to undertake

    complex projects such as dealing with multiple

    owners, coordination with local authorities and

    the revitalization of a stagnate community. Na-

    tional CORE strives to provide quality services

    and management. By undertaking the entire

    development process of an affordable housingproject, National CORE stands out in efficiency,

    consistency and quality maintenance . Good

    Earth Collaborative will establish a co-

    partnership with National CORE to proceed

    their work in quality and efficiency as well as

    their dedication to the empowerment and sup-

    port of their residents. 16

    HOPE THROUGH HOUSING

    Created under the umbrella of National CORE,

    the Hope Through Housing Foundation provides

    socially viable programs to improve the quality

    of life of residents. Hope Through Housing or-

    ganizes community programs for children,

    adults and seniors. Programs such as senior

    wellness, afterschool programs, health educa-

    tion and services enable residents with knowl-

    edge and care. 17

    16National Community Renaissance,CORE. (2008), at http://www.schdc.org/communities.php.17National Community Renaissance,CORE. (2008), at http://www.schdc.org/hope/hope.htm.

    31

    http://www.schdc.org/communities.phphttp://www.schdc.org/hope/hope.htmhttp://www.schdc.org/hope/hope.htmhttp://www.schdc.org/hope/hope.htmhttp://www.schdc.org/communities.php
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    MEET THE TEAM

    BRYCE BUNKERMaster of Urban and Regional Planning, Candidate 2013

    Bryce completed his undergraduate degree in Environ-

    mental Studies at the University of Redlands. The multid-

    isciplinary nature of the Affordable Housing Competition

    presented Bryce with valuable hands on experience in an

    industry he plans to pursue as a career.

    DANIEL HUERTAMaster of Urban and Regional Planning, Candidate 2013

    Daniel completed his undergraduate degree at the Uni-

    versity of California, Davis in Community and Regional

    Development and Environmental Policy Analysis andPlanning. Daniel is interested in real estate, affordable

    housing development and transportation.

    CHIENYA HSUMaster of Urban and Regional Planning, Candidate 2013

    ChienYa completed her undergraduate degree in Urban

    Planning from the National Chengchi University, Taiwan.

    She is interested in sustainable planning and hopes to

    work in construction company in Taiwan.

    RUPALI JOSHIMaster of Urban and Regional Planning, Candidate 2013

    Rupali completed her undergraduate education in Archi-

    tecture from the University of Pune, India. Rupali is inter-

    ested in improving the physical environment through

    sustainable and creative design practices.

    ZOHREH KHODABANDELUMaster of Urban and Regional Planning, Candidate 2014

    Zohreh completed her Bachelor and Master in Architec-

    ture at Iran University of Science and Technology, and

    worked as a researcher, architect, and planner in the

    field of Post-Disaster Housing Reconstruction and Pre-

    Disaster Mitigation for a few years. After immigrating to

    the U.S., she followed her passion for housing develop-

    ment by entering to Master of Urban and Regional Plan-

    ning program at University of California, Irvine. Zohreh is

    interested in housing and economic development, af-

    fordable housing, and real estate.

    VANESSA QUIROZMaster of Urban and Regional Planning, Candidate 201

    Vanessa completed her undergraduate degree at the

    University of California, Irvine in Political Science.

    Vanessa is interested in community engagement, com-

    munity development, and affordable housing develop-

    ment.

    MEHGIE TABARMaster of Urban and Regional Planning, Candidate 201

    Mehgie completed her undergraduate degree at the Un

    versity of California, Santa Cruz in Environmental Studies

    and Fine Art. Mehgie is interested in social equity plan-ning, housing policy, and community development.

    ANTHONY VIERAMaster of Urban and Regional Planning, Candidate 201

    Anthony completed his undergraduate degree at the

    University of California, Santa Barbara in Environmental

    Studies and Comparative literature. Anthony is inter-

    ested in real estate, smart growth, and land use policy.

    LISHAN YAN

    Master of Urban and Regional Planning, Candidate 201Lishan completed her undergraduate education in Geog

    raphy Science from the Sun Yat-sen University, China.

    Lishan is interested in urban design, environmental plan

    ning, land use and real estate development.

    ELAINE YANGMaster of Urban and Regional Planning, Candidate 201

    Elaine studied Environmental Analysis and Design and

    Biology for her undergraduate education at the Univer-

    sity of California, Irvine. She has worked as an environ-

    mental analyst at the environmental consulting firm, Michael Brandman Associates and as a student outreach

    counselor at Cal State University, Northridge. Her top

    planning interests are collaborative community planning

    placemaking, and complete streets.

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    LETTER OF SUPPORT FROM NATIONAL CORE

    PROFORMA

    CONSTRUCTION BUDGET

    SOURCES AND USES OF FUNDING

    GREENPOINT RATING

    Photograph by Elaine Yang

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    PROFORMA

    35

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    36

    15YEARPROFORMA

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    GREEN

    POINTRATING

    39


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