4
SHAREHOLDER UPDATE 2010
CONTaCT DETaIlSINVESTOR RELATIONSLevel 9, 833 Collins StreetDocklands VIC 3008 AustraliaTelephone: +61 3 8654 7682Facsimile: +61 3 8654 9977Email: [email protected]
SHARE REGISTRYAustraliaGPO Box 2975Melbourne VIC 3001 AustraliaTelephone: 1800 11 33 99 (Within Australia)+61 3 9415 4010 (International Callers)Facsimile: +61 3 9473 2500Email: [email protected] For further information visit:
www.shareholder.anz.com
New ZealandPrivate Bag 92119Auckland 1142 New ZealandTelephone: 0800 174 007Facsimile: +64 9 488 8787
United KingdomPO Box 82, The PavilionsBridgwater Road Bristol BS99 7NHTelephone: +44 870 702 0000Facsimile: +44 870 703 6101
anz.com
Aust
ralia
and
New
Zea
land
Ban
king
Gro
up L
imite
d (A
NZ)
ABN
11
005
357
522
SHaREHOlDER UpDaTE 2010
KEY DaTES*ANNOUNCEMENT OF ANNUAL RESULTS [year ended 30 September 2010]
Thursday, 28 October 2010
ANNUAL GENERAL MEETING Friday, 17 December 2010 in Adelaide
FINAL DIVIDEND ORDINARY SHARES Ex Dividend Date: 4 November 2010 Record Date: 10 November 2010 Payment Date: 17 December 2010
AUSTRALIA Over 170 years of presence A top 4 bank A top 10 listed company Leader in customer satisfaction
among the major Australian banks
NEW ZEALAND Over 150 years of presence The largest bank in New Zealand Leading market position in all
core banking sectors
ASIA PACIFIC The largest Australian bank in Asia
with over 40 years of presence A leading bank in the South Pacifi c
with over 130 years of presence A signifi cant operations hub in
Bangalore, India
EUROPE & AMERICA AND THE MIDDLE EAST
Representation in the United States, United Kingdom and Europe, and the Middle East to support regional operations* If there are changes to these dates, the Australian
Securities Exchange will be notifi ed accordingly
CONTaCT DETaIlSINVESTOR RELATIONSLevel 9, 833 Collins StreetDocklands VIC 3008 AustraliaTelephone: +61 3 8654 7682Facsimile: +61 3 8654 9977Email: [email protected]
SHARE REGISTRYAustraliaGPO Box 2975Melbourne VIC 3001 AustraliaTelephone: 1800 11 33 99 (Within Australia)+61 3 9415 4010 (International Callers)Facsimile: +61 3 9473 2500Email: [email protected] For further information visit:
www.shareholder.anz.com
New ZealandPrivate Bag 92119Auckland 1142 New ZealandTelephone: 0800 174 007Facsimile: +64 9 488 8787
United KingdomPO Box 82, The PavilionsBridgwater Road Bristol BS99 7NHTelephone: +44 870 702 0000Facsimile: +44 870 703 6101
anz.com
Aust
ralia
and
New
Zea
land
Ban
king
Gro
up L
imite
d (A
NZ)
ABN
11
005
357
522
SHaREHOlDER UpDaTE 2010
KEY DaTES*ANNOUNCEMENT OF ANNUAL RESULTS [year ended 30 September 2010]
Thursday, 28 October 2010
ANNUAL GENERAL MEETING Friday, 17 December 2010 in Adelaide
FINAL DIVIDEND ORDINARY SHARES Ex Dividend Date: 4 November 2010 Record Date: 10 November 2010 Payment Date: 17 December 2010
AUSTRALIA Over 170 years of presence A top 4 bank A top 10 listed company Leader in customer satisfaction
among the major Australian banks
NEW ZEALAND Over 150 years of presence The largest bank in New Zealand Leading market position in all
core banking sectors
ASIA PACIFIC The largest Australian bank in Asia
with over 40 years of presence A leading bank in the South Pacifi c
with over 130 years of presence A signifi cant operations hub in
Bangalore, India
EUROPE & AMERICA AND THE MIDDLE EAST
Representation in the United States, United Kingdom and Europe, and the Middle East to support regional operations* If there are changes to these dates, the Australian
Securities Exchange will be notifi ed accordingly
The last two years have been an extraordinary period in global banking. While ANZ has experienced the most significant challenges in a generation, I am pleased to report to you that we have not only weathered the financial crisis and the economic downturn, but that ANZ is one of the few banks in the world to have come out of the financial crisis stronger than we went in.
Having a consistent, clearly articulated objective to build ANZ into a super regional bank and a stronger foundation within our business is now allowing us to take advantage of Australia’s geographic, business and cultural linkages with the fastest growing region in the world Asia Pacific.
What’s most encouraging about our Interim result is the momentum in our underlying financial performance. We are seeing the benefits from difficult decisions that we’ve made to build a more sustainable business and the opportunities that we have taken to grow.
We have achieved this while still supporting our customers, keeping our people engaged and passionate about our vision, and contributing to the community.
Together, our franchise, our clear strategy and the actions taken to change ANZ, have uniquely positioned us to ride the wave of growth in the region and create value for our shareholders.
CHIEF EXECUTIVE OFFICER’S NOTEMICHaEl SMITH
$M 1H10 1H10 V 2H09 (HoH) 1H10 V. 1H09 (PCP)
Net Profit after Tax 1,925 26% 36%
Underlying Profit^ 2,298 23% 20%
Revenue^ 7,567 3% 7%
Expenses^ 3,249 4% 10%
Provisions^ 1,098 -32% -23%
EPS^ 91.3 15% 2%
Interim Dividend (cents) 52 n/a 13%
Customer Deposits 238,212 2% 5%
Net Loans and Advances including Acceptances 347,862 1% -3%
Shareholders Equity 32,583 0% 15%
Tier 1 Capital 10.7%
^ Presented on an underlying basis adjusted for any one-off and non-core items that are not part of the normal ongoing operations of the Group. HoH – Half on HalfPCP – Prior Corresponding Period
GROUp pERFORMaNCE HIGHlIGHTS
CHaIRMaN’S NOTE JOHN MORSCHElEnclosed with this edition of Shareholder Contact is the advice of your 2010 Interim Dividend of 52 cents per share fully franked, up 6 cents or 13% on the 2009 Interim Dividend.
A more positive credit environment particularly in Australia and in Asia saw provisions for credit costs reduce 34%, on the preceding half with underlying earnings per share for the half year up 15%.
Net profit after tax of $1,925 million for the half year ended 31 March 2010 was up 26% on the preceding half and 36% compared to the same half last year.
Across the Group, revenue and profit increased. Australia performed well with profit up 11% (excluding acquisitions) with positive contributions from Institutional, Commercial and Wealth.
New Zealand’s performance improved significantly, although off a low base, as the economy showed some signs of recovery.
In Asia Pacific we’ve been growing at the same time as completing the complex integration of the businesses we acquired from The Royal Bank of Scotland. Profits were up 19% in US dollar terms on the preceding half.
Finally, in global Institutional Division profit after tax grew 19% highlighting the genuine progress that has been made in turning around this business based on a clear strategy aligned to ANZ’s super regional objective.
The global financial climate continues to be volatile, however our strong base in Australia, New Zealand and increasingly in Asia positions ANZ well.
CONTaCT DETaIlSINVESTOR RELATIONSLevel 9, 833 Collins StreetDocklands VIC 3008 AustraliaTelephone: +61 3 8654 7682Facsimile: +61 3 8654 9977Email: [email protected]
SHARE REGISTRYAustraliaGPO Box 2975Melbourne VIC 3001 AustraliaTelephone: 1800 11 33 99 (Within Australia)+61 3 9415 4010 (International Callers)Facsimile: +61 3 9473 2500Email: [email protected] further information visit:
www.shareholder.anz.com
New ZealandPrivate Bag 92119Auckland 1142 New ZealandTelephone: 0800 174 007Facsimile: +64 9 488 8787
United KingdomPO Box 82, The PavilionsBridgwater Road Bristol BS99 7NHTelephone: +44 870 702 0000Facsimile: +44 870 703 6101
anz.com
Australia and New
Zealand Banking Group Lim
ited (AN
Z) ABN
11 005 357 522
SHaREHOlDER UpDaTE 2010
KEY DaTES*ANNOUNCEMENT OF ANNUAL RESULTS [year ended 30 September 2010]
Thursday, 28 October 2010
ANNUAL GENERAL MEETING Friday, 17 December 2010 in Adelaide
FINAL DIVIDEND ORDINARY SHARES Ex Dividend Date: 4 November 2010 Record Date: 10 November 2010 Payment Date: 17 December 2010
AUSTRALIA Over 170 years of presence A top 4 bank A top 10 listed company Leader in customer satisfaction
among the major Australian banks
NEW ZEALAND Over 150 years of presence The largest bank in New Zealand Leading market position in all
core banking sectors
ASIA PACIFIC The largest Australian bank in Asia
with over 40 years of presence A leading bank in the South Pacifi c
with over 130 years of presence A signifi cant operations hub in
Bangalore, India
EUROPE & AMERICA AND THE MIDDLE EAST
Representation in the United States, United Kingdom and Europe, and the Middle East to support regional operations * If there are changes to these dates, the Australian
Securities Exchange will be notifi ed accordingly
