C O R P O R A T EP R E S E N T A T I O N
Feb 2021
This presentation may contain statements regarding the business of Silverlake Axis Ltd and its subsidiaries (the“Group”) that are of a forward looking nature and are therefore based on management’s assumptions aboutfuture developments. Such forward looking statements are typically identified by words such as ‘believe’,‘estimate’, ‘intend’, ‘may’, ‘expect’, and ‘project’ and similar expressions as they relate to the Group. Forwardlooking statements involve certain risks and uncertainties as they relate to future events. Actual results may varymaterially from those targeted, expected or projected due to various factors.Potential risks and uncertainties include such factors as general economic conditions, foreign exchangefluctuations, interest rate charges and regulatory developments. Such factors that may affect the Group’sfuture financial results are detailed in our listing prospectus / circulars, listed in this presentation, or in themanagement discussion and analysis section of the company’s result report and filing with the SGX. The readeris cautioned to not unduly rely on these forward-looking statements. We do not undertake any duty to publishany update or revision of any forward looking statements.The information contained in this presentation has not been independently verified. No representation orwarranty expressed or implied is made as to, and no reliance should be placed on, the fairness, accuracy,completeness or correctness of the information or opinions contained in this presentation. Neither Silverlake Axisor any of its affiliates, advisers or representatives shall have any liability whatsoever for any loss arising, whetherdirectly or indirectly, from any use or distribution of this presentation or its contents.This presentation is for information only and does not constitute an invitation or offer to acquire, purchase orsubscribe for shares in Silverlake Axis.
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D I S C L A I M E R
AGENDA
BANKING
INSURTECH AND RETAIL
GROUP OVERVIEW
INVESTOR FACTSHEET
KEY FINANCIALS
3
T H I S I S O U R
F O U N D A T I O N
O U RV I S I O NS E T S U S A PA R T
ASIA PACIFIC’S LARGEST
DIGITAL ECONOMY SOLUTIONS COMPANY
OUR TECHNOLOGIES
REFINED, EXPANDED & INNOVATED TO BECOME
COMPUTING PRINCIPLES GROUNDED ON
MATHEMATICAL MODELS
4
O U RM I S S I O N
CUSTOMERS
I N V E S T O R S E M P L O Y E E S
P A R T N E R S
TO BE THELEADING FINTECH
COMPANYHIGHLY VALUED
BY CUSTOMERS & PARTNERS
To be a trusted partner with digitaleconomy propositions and committo be innovative and responsive
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To sustain long-term growth withsuperior return of investment
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To work collaboratively togetherand deliver the best value of ourcustomers
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”To create an innovative &entrepreneurial environment,enr iched wi th diversi ty &open communication
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5
30 YEARS OFMAKING
DIGITAL TRANSFORMATIONWORK
M A R K E TL E A D E R S H I P
6
100%
INDUSTRIES TRANSFORMEDBanking, Insurance, Retail, Government, Payments and Logistics Ecosystems
REGIONS COVEREDAsia Pacific, Europe, Middle East, Africa and Americas
CUSTOMER TRACK RECORD100% successful implementation of enterprise core software applications for over 380 customers
P R O D U C TE V O L U T I O N
C O L L A B O R AT I O N S W I T H C U S T O M E R S & PA R T N E R S
N E W S O L U T I O N S T H R O U G H R & D
I N D U S T R Y D I G I TA L T R A N S F O R M AT I O N &
K N O W L E D G E S H A R I N G
N E W A C Q U I S I T I O N S & PA R T N E R S H I P S
Our comprehensive solution suite rapidly expands throughecosystem partnership and M&A, while continuously enriched aswe invest and work collaboratively with our customers and partners
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OUR SOLUTIONSGROWTH DRIVERS7
QR TechnologyNew Industry
(Retail)
Silverlake SolutionNew Product
(Maintenance & Enhancement)
2010Symmetric Payments
& IntegrationNew Product
(Enterprise payment & integration)
2011SAACIS* New Product
(SIBS)
2006Merimen Group
New Industry(Insurance)
2013
Cyber VillageNew Product
(E-commerce marketplace )
2009Silverlake Japan
New Geography & Product (Card & Credit Processing in Japan)
BUSINESSE V O L U T I O NT H R O U G H M & A
Since our listing in Singapore'sStock Exchange (2003), thegroup has evolved throughongoing Mergers & Acquisitions
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*Refers to Silverlake Adaptive Applications & Continuous Improvement Services (SG) Pte. Ltd.8
Finzsoft Solutions**New Geography
(Australia, New Zealand)
2014Silverlake Symmetri
Retail BankingNew Geography
(Central Europe, EMEA, South Asia)
2015SIA X Infotech
New Product(Solutions for issuance
and verification of digital identity documents and
smart cards)
2019Silverlake Digitale
New Product (Payment solutions)
Silverlake Digital EconomyNew Product
(Digital banking)
2018
Silverlake One ParadigmNew Product
(Rules-based applications & tools)
**Finzsoft Solutions has been disposed on 26 March 2020
PARTNERSHIPE C O S Y S T E M
Primary markets are Malaysia, Singapore and Indonesia with growing markets in Thailand, Philippines, Vietnam, Hong Kong, & Japan
Over 150 insurers, encompassing most major international insurers and many bank-affiliated
insurers, covering both conventional and takaful operators
Over 5,000 automobile workshops and repair centres
Over 25 major automobile brands
Over 2,000 insurance intermediaries
INSURANCE20 installations across the fastest growing
markets in Asia: China, Malaysia, Singapore, Vietnam, Cambodia, Indonesia & Hong Kong
Over 40,000 Suppliers
More than 500 Retail Outlets
RETAILCore System Platform Partner of Choice for Top 3
of the 5 Largest ASEAN Financial Institutions
Geographical presence in Asia Pacific, Europe, Middle East, Africa and Americas
Over 40% of the Top 20 Largest Banks in South-East Asia run on Silverlake Axis’ core banking
solutions
100% Successful Implementation Track Record and over 230 customers using the Group’s
software solutions and services
BANKING
Our core capabilities and ecosystem offeringscontinuously enable and connect our ecosystempartners to effectively run, grow & transform their business
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O F I N C O M E B A S EE X PA N S I O N
*Revenue in million RM
Our acquisitions not onlyadded depth and rangeto the Group’s portfolioof software solutions ands e r v i c e s , b u t a l s obroadened the Group’sincome base with newrevenue streams
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F Y 2 0 0 5REVENUE
F Y 2 0 2 0REVENUE
F Y 2 0 0 8REVENUE
RM27.8
RM146.9
RM664m
O U RP E O P L E
STAFF CAPABILITYMore than 1,800 Competent Employees with Rich and In-depth Expertise from Diverse Backgrounds
KEY MANAGEMENT TEAMExperienced and Dynamic Management Team with Proven Track Record in Managing High Growth Companies
BOARD OF DIRECTORSForward-looking and Notable Board with Over 25 Years of Experience in Various Industries
Our founder, Mr. GohPeng Ooi continues todrive the vision with theBoard and Management
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AN EXPERIENCED & HIGH PROFILE
LEADERSHIP BOARD
1,700EMPLOYEES
* LARGE & GROWING TALENT POOL WITH RICH TECHNICAL
EXPERTISE -FROM DEVELOPER, BUSINESS
ANALYST, PROJECT MANAGEMENT, TECHNOLOGY
SALES TO SUPPORT OUR CUSTOMERS
90% BUSINESS OPERATIONS*>30 YEARS
IN INFORMATIONT E C H N O L O G Y
>25 YEARSI N L E G A LP R A C T I C E S
>30 YEARSIN FINANCIALS E R V I C E S
CHAIRMAN OFM U L T I P L EF I N A N C I A LINSTITUTES &A D V I S O R YC O U N C I L S
>45 YEARSOF EXTENSIVES E N I O RMANAGEMENTE X P E R I E N C E
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41
5 62
7 8 9
1. Goh Peng Ooi2. Dr. Kwong Yong Sin3. Andrew Tan 4. Ong Kian Min5. Datuk Yvonne Chia
6. See Chuang Thuan7. Goh Shiou Ling8. Mah Yong San9. Tan Sri. Dato’ Dr. Mohd Munir bin Abdul Majid10. Yano Satoru (not in pic)
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RECENTA C H I E V E M E N T S
Cyber Village secures RM6.4mil of
ENHANCEMENT PROJECTS in 1H
FY2021
QRRA expands WINS CONTRACTS WITH LARGE
RETAIL IN SEA andLARGEST PRESCRIPTION
PHARMACY CHAIN inMALAYSIA
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Straight Through Banking securesRM146mil of SOFTWARE UPGRADES & DIGITAL
INNOVATION CONTRACTS in 1H FY2021
The Group secured project with 5 regional banking franchise in Asean, 5 local banks in Malaysia, 4 banks
in Thailand, a bank in Indonesia, Brunei, China, Pakistan, UAE, UK and Europe respectively, a large commercial bank in Slovakia, an international trade
financing company, an Asian financial service provider and a company in Thailand.
Cyber Village wins contract value approximately at RM 6.4mil with a
large regional bank in Asean, 2 Malaysian banks, 2 Malaysia
government linked companies and a Malaysian financial service
company.
QR group secured project with value approximately RM 450K with largest
prescription pharmacy chain in Malaysia. The group also secures contract with large retails in SEA with presence in Malaysia,
Singapore, Vietnam, China and Hong Kong.
RECENTA C Q U I S I T I O NS I A X I N F O T E C H G R O U P
On 09 Nov 2018, the Group entered into a conditional sales and purchaseagreement to acquire 80% stake in SIA X Infotech Group (“XIT”) .
Consideration for 80% stake in XIT comprises an Initial Consideration of up toEUR12.6m and an Earn-Out Consideration which is conditional on the undertakingof IPO by XIT. The remaining 20% is to subject to conditional put and call options.
Rationale for AcquisitionTo enhance and expand SAL Group’s digital economy offerings to its customers’ecosystems, particularly in the areas of public and private enterprise digital identityand security solutions for customer identity economics, social and financialinclusion, security, and payments.
About XITHeadquartered in Latvia with a subsidiary in Kenya, XIT is a
software solutions provider for issuance and verification of
electronic identity and security documents and financial smart
cards
Market presence in over 45 countries including Europe, Asia,
Africa and Latin America
Customer base includes governments, banks and
financial institutions13
Banking & Finance Mobile ID/Token (PKI) eKYC and Customer Onboarding (biometrics
and PKI) Card Personalisation/Issuance (add-on to
Silverlake cards and payment offering) National payment projects, eg. Kenya,
Rwanda, Zimbabwe (white label from Russian company)
Government National ID (including Mobile ID) Passport PKI Driving License Social Cards
Government projects Banking projects Government & Banking projects
M A R K E TL E A D E R S H I PI N D I G I T A L I D E N T I T Y
100+ projects in 45 countries
SIA X Infotech’s digital identity and security technologies are natural additions to the Group’s capabilities to accelerate digital enterprise transformation in areas such as customer onboarding, customer engagement, payments, anti‐money laundering, fraud
prevention and cyber security ”
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AGENDA
BANKING
INSURTECH AND RETAIL
GROUP OVERVIEW
INVESTOR FACTSHEET
KEY FINANCIALS
15
16
M A R K E TL E A D E R S H I PI N B A N K I N G
EXCELLENT SOFTWARE CAPABILITY
Our core solutions handle ~300 million transactions daily* with 100%
successful execution
DIGITAL TRANSFORMATION ENABLEMENT
Banks achieve greater operational efficiencies, quicker time to roll out
new digital innovationsLONG-TERM
VALUE CREATIONOur earliest customers have
continued to grow with us over the past 30 years
OVER 40% of the Top 20 Largest Banks in South-east Asia Use Our Core Banking Solutions
Core System Platform Partner of Choice for 3 OF THE 5 SUPER REGIONAL
Financial InstitutionsC O R E S Y S T E M S A R EUSED AT GLOBAL SITES
*Estimation based on May 2019 peak transaction volume for financial and non‐financial transactions
SIBSMegaCore
DSPMega
MÖBIUSCo‐Core
Digital Banking and Open Banking functions, omni channel design with newly digitized STP service orchestration.
Integrated Application Manager enables Core and Co-Core address multi-dimensional digital economy complexities
Proven, adaptive and comprehensive universal banking solution delivering future proofed architecture through Industry-leading speed, scalable, reliable and secure Core Platform
CIF DEP
LoansiPzRetail Pymt
T$NInstitute Pymt
NowSuite
STRAIGHT THROUGH BANKING (STB) PLATFORMDelivering responsive digital customer experience with resilient, compliant and scalable
end to end banking platform
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• Personalized Customer Experience• New Customer Propositions• Speed to Market Change• Product / Pricing Innovation
1
2
3
4
5
6
7
8
Universal Banking SolutionIslamic & Conventional, Mass & Corporate
Optimum PerformanceCore Banking 6000 TPS benchmark, Digital Banking Scalable by Cloud
Better Customer PropositionsPersonalized UIs, responsive service access, STP fulfilment with better TATs
Open Banking Private and Open APIs for new bank eco‐systems and regulation
Cash Management EnabledTotal cash and liquidity management
Access ManagementRoles‐based access, single sign‐on, multiple authentication methods
Configurable Customer Experience, Dashboards, Rules, Work‐flows and Reporting
Advanced Product DeliveryProduct Factory, Bundling, Campaign, Pricing, for Speed to Market
• Cost Optimized Operating Models• New Bank Eco‐Systems• High Availability and Thruput• Global Business Expansion
O u r D e l i v e r e d Va l u e To B a n k :
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S T BVA L U E P R O P O S I T I O N
BANKINGMARKET TRENDS
Innovation budgets are splitbetween both non-IT objectives & technology solutions
Priority target is on existing operations to holistically transform businesses
Banks are more experienced, investing into scalable technologies
19Source: IDC Financial Insights, 2019 20132012 2014 2015 2016 20182017 2019 2020 20212011
7.0
6.5
8.8
6.6 6.9
6.1 4.55.8 6.0
6.1
Annual CAGR
TECH SPENDING BY ASIAN
FINANCIAL INSTITUTIONS IS
RISING AGAIN
6.5
LEANER &TARGETED
20
B A N K I N G &R E C E N T W I N S
8 Software Upgrades and Enhancements Projects TOTALLING APPROXIMATELY RM40 MILLION
Q1 FY20
These include a technology refresh for Agrobank
Malaysia and 3 Malaysian banks, 2 established financial institutions in Singapore, a large bank in Indonesia and
a bank in Thailand
In Q1 of FY2020 & 2H of FY2019, the Group secured 6new contracts to prov ide sof tware upgrades,implementation and maintenance services to customers.These contracts are expected to contribute positively toGroup’s results in the current and following financial years
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”FINANCIAL SERVICES
2H FY19
Core Banking Upgrade for AN ESTABLISHED PAKISTAN ISLAMIC BANK
OmniCard Upgrades for A LARGE BANK IN MALDIVES
Core Banking Maintenance & Implementation Services for A LEADING CENTRAL EUROPEAN BANKING GROUP
OmniCard Upgrades for A LEADING BANK IN PAKISTAN
Silverlake Symmetri Secures Four Software Upgrade Contracts.
Project Services
Cust
omer
Val
ue a
nd R
even
ue P
er C
usto
mer
Rel
atio
nshi
p
Time
Initial Software License
Additional Revenue from
Upgrade &
Expansion
License
Project Services
Maintenance & Enhancement
For each customer, customervalue continues to accumulateand increase over time as wepartner and support them in theirbusiness operations, expansionsand transformations journeys
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Maintenance &
Enhancement
B A N K I N GB U S I N E S SM O D E L
AGENDA
GROUP OVERVIEW
INVESTOR FACTSHEET
KEY FINANCIALS
INSURTECH & RETAIL
BANKING
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Thailand (2015)
Philippines(2016)
Malaysia (HQ)(2000)
Singapore(2006)
Indonesia (2006)
Vietnam(2016)
Hong Kong(2017)
China(2018)
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U S E D B Y ALL
I N S U R E R S
M A R K E TL E A D E R S H I PI N I N S U R A N C E
Insurers &Takaful Operators
150Repairers &
Motor Franchisers
5,000Major Automobile
Brands
25Loss Adjusters &
Law Firms
250Insurance
Intermediaries
2,000
REGIONAL PARTNERS
A S I A’ S TO P I N S U R A N C E S O F T W A R E - A S - A - S E R V I C E ( S A A S ) C O M PA N Y
FA C I L I TAT E I N S U R A N C E T R A N S A C T I O N S W O R T H 3 B I L L I O N U S $ Y E A R LY
M O R E T H A N 1 9 Y E A R S O F S E C T O R - S P E C I F I C E X P E R I E N C E S
Japan(2019)
INSURANCE ECOSYSTEM PARTNERS
Workflow & notifications ! Document, Email system
within the ecosystem
Insured
Garage
Parts Supplier
Insurer
Lawyer
Surveyor
Industry Data Management
CallCenter
! !
!
!!
!
!
CLAIMS COST CONTROL
15% of claims assessed are
suspicious or invalid, reducing claims paid
INCREASE CUSTOMER SATISFACTION
78% reduction in processing time, so customers get their claims done faster
TRACK & IMPROVE PERFORMANCE
Enable average claims staff to handle 2.5x more claims
eClaimsMotor
Providing a common information exchange & collaborative platform across all parties in claims processing
Source: Merimen Customer Data24
BENEFITS ACHIEVED
MERIMENC A S E S T U D YF O R M O T O R C L A I M S
A suite of insurance-domain specific andintegrated AI & analytics tools
Machine-assisted
Decisioning
PeerIndex
Telematics & Video
Analytics
RegionalDashboards
AndMany More
…
A.I. Fraud Detection
Illustration Of TrueSight’sAI-assisted Decisioning
CLAIM NO AI RECOMMENDS REASONS WHY
100 Accept claim(but pay 20% less)
Repair cost quoted is inflated higher than
average market rates
101 Reject claim 99% of similar claims are fraudulent
102 Investigate claim 80% of similar claims are invalid
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MERIMENS O L U T I O N SF O R D A T A A N A L Y T I C S
Ecosystem Transaction FeesInsurers' Transaction FeesEcosystem SubscriptionInsurers' Subscription
SUBS
CRIPT
ION
S T R O N G R E V E N U E T I E D T O G R O W T H
S T I C K Y I N C O M E I N A N E C O S Y S T E M
S T A B L E I N C O M E W I T H L O W C H U R N R A T E
Tota
l Rev
enue
PER T
RANS
ACTIO
N FEE
Insurer Ecosystem Partners*Insurer
Customer Base
BENEFITS OF SAAS MODEL &ECOSYSTEM PARTNERSHIP
Merimen capitalises on thestrong insurance ecosystemand SaaS model that bringsrecurr ing i ncome andgrowing revenue that is tiedto cus tomers ’ success
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MERIMENB U S I N E S SM O D E L
*Ecosystem refers to agent, brokers, surveyors, lawyers, repairers, parts suppliers 26
FERMIONI N S U R T E C HE C O S Y S T E M P L A T F O R M
27
Launched on 28 February 2019, Fermion is Silverlake Axis’ InsurtechEcosystem Platform and is the Amalgamation of Merimen’s Capabilities
and Cyber Village’s Strengths. Fermion acts as an ‘Orchestrator' to seamlessly connect Ecosystem Partners/Participants and offers
complementary services across the Insurance Value Chain
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FERMIONBancassurance
AI Decisioning /Data intelligence
Financial advisory &services
Multi vendor collaboration
Channels & Distribution
IoT / Cloud platform
Telecommunications / connectivity
Customer onboarding
Hospitals & Healthcare institutions
Insurance Intermediaries, workshops and repair centres & automobile brands
150Banks &
Financial institutions
Insurance, takaful operators & associations
7000+90+
9
ASEAN 1st InsurtechEcosystem Platform
Countries Footprint8
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M A R K E TL E A D E R S H I PI N R E T A I L T E C H
C O M P L E T E E N D - TO - E N D R E TA I L A U TO M AT I O N S O L U T I O N F O R
GLOBAL RETAILERS
Malaysia (HQ)
Singapore
Vietnam
China
Retail InstallationsAcross the Region
20Suppliers Using
the System
40,000Retail Outlets
Covered
500
QRRA RETAIL ECOSYSTEM
OVER 27 YEARS O F E X P E R I E N C E W I T H P R O V E N T R A C K R E C O R D I N R E TA I L E N T E R P R I S E S O L U T I O N S
Indonesia
Cambodia
Hong Kong
29Source: IDC Worldwide Semiannual Industry Cloud Tracker, 2018 H1 (December 14, 2018)
CLOUD, AS THE
CATALYST OF GROW &
INNOVATION IN RETAIL
Q R R AM A R K E T T R E N DI N R E T A I L T E C H
Worldwide Industry Cloud Spending in 2018 and Growth for 2019(US$ Billion)
* Note: All figures are forecast estimates.
To enable our retail customers todrive their retail innovation, we haveventured into cloud–based digitalplatform, QR Agora Cloud, toprovide greater control & flexibility
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Q R R A ’ sR E C E N T W I N
04 JAN 2019
Secured a software and services contract with AEON Vietnam and
provide user licenses and data migration services
Contribute Positively to the Results of SAL for Financial Year 2019
AEON Vietnam, wholly owned by AEON Group Japan, commenced its operations in October 2011 using QRRA’s PROFIT
With its rapid expansion in Vietnam, AEON Vietnam has partnered QRRA to support its current and future business
growth
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AGENDA
GROUP OVERVIEW
INVESTOR FACTSHEET
KEY FINANCIALS
INSURTECH & RETAIL
BANKING
31
F I N A N C I A LH I G H L I G H T S
(RM million) FY2020 FY2019 % CHANGERevenue 663.7 680.8 -3Gross Profit 391.7 426.1 -8Other Income 23.6 55.6 -58Profit Before Tax 212.6 284.7 -25Net Profit 184.7 245.6 -25EBITDA 278.0 332.5 -16
32
F Y 2 0 2 0 R E S U L T S S U M M A R Y
F I N A N C I A LH I G H L I G H T S
(RM million) 1H FY2021 1H FY2020 % CHANGERevenue 308.4 355.5 -13Gross Profit 191.8 221.6 -13Other Income 8.3 7.6 9Profit Before Tax 105.4 132.8 -21Net Profit 67.5 100.0 -32EBITDA 135.7 164.9 -18
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1 H F Y 2 0 2 1 R E S U LT S S U M M A R Y
• Group revenue declined 13% to RM308.4m in 1H FY2021 from all major revenue segments• Revenue from maintenance & enhancement services remained stable amidst COVID-19 pandemic lockdown
in multiple countries• Software-as-a-Service for insurance processing revenue declined 10% as the communities in various
countries have reduced mobility which impacted claims volumes• Sale of software and hardware products declined by 90% as a result of delays of new contracts from banks
• Gross profit margin maintain at 62%• Other Income increased 9% to RM8.3m; total expenses were lower• Group EBITDA declined 18% to RM135.7m in 1H FY2021• Net profit attributable to shareholders declined 32% to RM67.5m in 1H FY2021
F I N A N C I A LH I G H L I G H T S
34
F Y 2 0 2 0R E V E N U EB Y B U S I N E S S A C T I V I T I E S
35
11.0 11.0 33.4
102.9 100.7
421.8
26.9 10.9
35.2
74.3 56.1
460.3
Sale of Software & HardwareProducts
Credit & Cards Processing Software‐as‐a‐Service ‐Insurance & Retail
Software Project Services Software Licensing Maintenance & EnhancementServices
FY2019 FY2020
+ 145% -1%+ 4%
-2 8% -44%
+9%
Recurring revenue from maintenance &enhancement services and Software-as-a-Service for insurance processing recordedgrowth in FY2020
20.4 3.1
19.9 33.1
42.6
236.5
2.0 ‐
18.1 29.9
22.2
236.1
Sale of Software & HardwareProducts
Credit & Cards Processing Software‐as‐a‐Service ‐Insurance & Retail
Software Project Services Software Licensing Maintenance & EnhancementServices
1H FY2020 1H FY2021
-10%
1 H F Y 2 0 2 1R E V E N U EB Y B U S I N E S S A C T I V I T I E S
36N/M = Not meaningful
-90% N/M-9%
-48%
0%
Recurring revenue from maintenance &enhancement services showing stablemomentum in 1H FY2021
DIVIDEND FIRST INTERIM
SECOND INTERIM
THIRD INTERIM FINAL SPECIAL TOTAL
FY2015 0.80 1.10 1.10 1.201 - 4.20FY2016 0.60 0.75 0.65 1.00 - 3.00FY2017 0.50 0.70 0.70 0.30 2.302 4.50FY2018 0.30 0.30 0.30 0.30 1.803 3.00FY2019 0.30 0.40 0.40 0.70 - 1.80FY2020 0.30 0.30 - 4 0.33 0.93FY2021 - 4 - 5 -
1. Taking into account the dividend entitlement for bonus shares (1 for 5) issued on 8 July 2015, dividends were based on a larger share base from Q4 FY2015 onwards.2. Consists of interim special dividend of 1.3 cents paid on 28 July 2017 and final special dividend of 1.0 cents paid on 17 November 2017.3. Consists of first interim special dividend of 0.5 cent paid on 11 December 2017, second interim special dividend of 0.8 cents paid on 8 March 2018 and final special dividend of 0.5 cent paid on 16
November 2018.4. The dividend payout (which is required to be accompanied by the financial statements for the period pursuant to Rule 704(25)) was assessed on a half-yearly basis taking into consideration various
factors including the expansion plans and funding requirements of the Group.5. Defer dividend payment decision to the end of financial year. The Board is of the view that economic conditions still remain uncertain, it will be prudent for the Group to conserve cash to ensure the
Group has sufficient working capital to sustain the long-term viability of the business taking into consideration the capital requirement and other financial obligations.
*Dividend in Singapore cents per share
D I V I D E N DF Y 2 0 2 1
37
Total cumulative dividends paid since FY2003 amounted to RM2.15 billion.
(RM MILLION) 30 JUN 2020 30 JUN 2019CURRENT ASSETS 1,050.5 841.9Trade And Other Receivables 140.0 134.3
Financial Assets At Fair Value Through Other Comprehensive Income- Quoted Equity Shares1 310.2 172.1
Cash And Bank Balances 496.7 442.0
NON-CURRENT ASSETS 417.7 340.4TOTAL ASSETS 1,468.2 1,182.3CURRENT LIABILITIES 503.8 222.3Trade And Other Payables 358.5 70.7
Loans And Borrowings 9.7 11.3
NON-CURRENT LIABILITIES 217.8 367.7Other Payables2 - 248.5
TOTAL EQUITY 746.6 592.3TOTAL LIABILITIES & EQUITY 1,468.2 1,182.3
38
S TAT E M E N T O FF I N A N C I A L P O S I T I O N
1. Investment in quoted equity shares of GIT, recognised at fair value determined by reference to published price quotations in active market2. Contingent consideration payable for the acquisition of Silverlake Investment (SG) Pte. Ltd. (formerly known as Silverlake Investment Ltd.) Group
transferred to Current Liabilities
AGENDA
GROUP OVERVIEW
INVESTOR FACTSHEET
INSURTECH & RETAIL
BANKING
KEY FINANCIALS
39
I N V E S T O R F A C T S H E E TC O M P A N Y O V E R V I E W Q U A R T E R LY F I N A N C I A L H I G H L I G H T S
I R C O N T A C T Silverlake Axis Ltd is a leading enterprise technology, softwareand services company focused in financial services and serves40% of the top 20 largest banks in South East Asia. Founded in1989, SAL has an impeccable track record of successful deliveryof innovative and transformative solutions to its enterprisecustomers and their ecosystems. The Group has more than 380enterprise customers in over 80 countries across Asia, Europe,Middle East, Africa, and the Americas.
RM160.5m
RM68.8mLee Teong Sang
Anil Singh Gillinvestor.relations@silverlake
axis.comQ U I C K F A C T S
Over 40% of the top 20 largest banks in South-East Asia use our core banking
solutions
100% successful implementation of
enterprise core software applications for over 380
customers
Strong financial position with net cash
of RM345.8 mil as of 30 June 2020
Core system platform partner of choice for 3 of the 5 largest ASEAN super regional financial
institutions
S H A R E I N F O ( a s a t 1 0 F e b 2 0 2 1 )
No. of shares 2.58 bMarket Cap S$670mEarnings/share(31 Dec 2020) 2.62 (RM sen)
Dividend/share(Q2 FY2021) N/A
$0.26 (5CP.SI)
Financial Year Ended 30 June(RM‘m)
2020 2019
Revenue 663.7 680.8Gross Profit 391.7 426.1Net Profit 184.7 245.6Total Assets 1,468.2 1,182.3Total Liabilities 721.6 590.0Gross Profit Margin (%) 59% 63%Net Profit Margin (%) 28% 36%Return on Equity (%) 25% 41%
Q 2 F Y 2 0 2 1G R O U PR E V E N U E
Q 2 F Y 2 0 2 1G R O U PE B I T D A
Asia Pacific, Europe, Middle East, Africa and Americas Maintenance and Enhancement Services, 123.0
Software Licensing, 14.3
Sale of Software and Hardware Products, 1.4
Software Project Services, 12.7
Software‐as‐a‐Service ‐ Insurance Processing, 9.0
Software‐as‐a‐Service ‐ Retail, 0.16
0.0
50.0
100.0
150.0
200.0 Revenue by Business Activities (RM’m)RM ‘m