SingSaver Exclusive: Win A Free Trip To Bangkok, Bali or Hanoi (“Promotion”)

1.   Terms and Conditions 1.1  This promotion is valid for applications submitted from 4 October 2017 – 15 November

2017, both days inclusive. (“Promotion Period”)

1.2  To be eligible to participate in the Promotion, the individual must fulfil the following criteria (each an “Eligible Participant”) (a) Apply for the following Credit Cards or Personal Loans (“Participating Product”) on SingSaver.com.sg, and satisfy the criteria set out to be eligible for the promotion.

Card Criteria Standard Chartered Unlimited Card

New Standard Chartered Bank Card Holders and approved by 15 December 2017

Citi SMRT Platinum Visa Card

New Citibank Cardholder and approved by 15 December 2017

HSBC Advance Card New HSBC Cardholder and approved by 15 December 2017

Citi Cash Back Visa Signature New Citibank Cardholder and approved by 15 December 2017

Citi PremierMiles Visa Card New Citibank Cardholder and approved by 15 December 2017

Citi Rewards Visa Card New Citibank Cardholder and approved by 15 December 2017

Standard Chartered Singpost Platinum Visa Card

New Standard Chartered Bank Card Holders and approved by 15 December 2017

HSBC Visa Platinum Card New HSBC Cardholder and approved by 15 December 2017

HSBC Revolution Card

New HSBC Cardholder and approved by 15 December 2017

American Express Krisflyer Card Card approved by 15 December 2017

American Express Krisflyer Ascend Card

Card approved by 15 December 2017

American Express Capita Card Card approved by 15 December 2017 American Express Platinum Card Card approved by 15 December 2017 American Express True Cashback Card Card approved by 15 December 2017 Citibank Personal Loan Loan approved by 15 December 2017 UOB Personal Loan Loan approved by 15 December 2017 HSBC Personal Loan Loan approved by 15 December 2017

DBS Personal Loan Loan approved by 15 December 2017 (b) Fill in their contact details on grab150.singsaver.com.sg (“Application” or “Applications”)

1.3  Eligible Participants will stand a chance to win a trip to Bangkok, Bali, Hanoi. The winner will be identified in the following procedure and there will be a total of three (3) winners (each a “Winner”). (a) Each Application will equal 1km. Applications made within periods of the day containing “150” i.e. 0150 - 0200 hours or 1500-1509 hours will equal 10km. The Winner is the Application that hits the 1800km, 2500km, and 5000km mark (“Milestone Applications”) in the Promotion. The destination for each winner is set out as below:

Winner Destination 1800 km Bangkok 2500 km Bali 5000 km Hanoi

(b) The order of the application is determined by the date of submission of contact details on grab150.singsaver.com.sg

1.4  The winner will be selected published on SingSaver.com.sg’s Facebook page, and notified by email on 8th January 2018. Should the applicant for the Milestone Applications not satisfy clause 1.1(a), the application that is consecutively next in line will be selected.

1.5  Unclaimed prizes will be rolled over to the application that is consecutively next in line.

1.6  The prizes (“Prize”) for the Promotion are as follows:

Destination Prize Bangkok $300 Scoot vouchers Bali $400 Scoot vouchers Hanoi $400 Scoot vouchers

The value of the Prize is: (a) For a return trip for two persons to the respective destination (b) Determined by the price listed on Scoot’s website as of 29th September 2017 for a travel period in January 2018. (c) Only includes the price of airfare and does not include airport/domestic transfers within Singapore & the respective destination, baggage allowance, travel insurance, visas, taxes, accommodation, other meals or any other costs of a personal nature.

1.7  The Prize will be sent via email to the registered email address of the applicant in clause 1.2 (b). 2   General

2.1  SingSaver.com.sg reserves the right to reject any gift redemption if application was found

to be made via other channels and/or made outside of the Promotion Period. 2.2  Approvals of any Credit Card and/or Personal Loan is still subjected to the Bank’s

discretion. SingSaver.com.sg do not guarantee the approval of any Credit Card. 2.3  Only residents in Singapore are eligible for the Sign Up Promotion. Residents of

Singapore includes Singaporeans, Permanent Residents and foreigners holding Employment Pass, S Pass and work permit. SingSaver.com.sg reserves all right to reject any gift redemption submissions if the user are not residents of Singapore.

2.4  For more details of merchant vouchers and usage limitations, please refer to the

respective merchant’s terms and conditions. 2.5  SingSaver.com.sg does not investigate or vet any Merchant Vouchers (“Scoot”) and is

not responsible for any performance or quality claims associated with such description of the Merchant Vouchers. All information provided on the Merchant Vouchers is for informational purposes only and SingSaver.com.sg encourage you to read all information presented on the Merchant sites for warnings and directions that accompany the voucher before use.

2.6  Redemption of the Voucher shall be completely governed by the Merchants Terms &

Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Program, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.

2.7  SingSaver.com.sg reserves the final right to change the Prize given. In the case delays in

the delivery of the Prize, SingSaver.com.sg will notify the recipients and make the necessary arrangements to deliver the Prize.

2.8  SingSaver.com.sg reserves the right to change the terms and conditions during the

period of the Promotion without any prior notification. 2.9  By agreeing to the terms and conditions of this Promotion, agree to receive email

communications from SingSaver.com.sg according to the privacy policy (https://www.singsaver.com.sg/privacy-policy)

2.10   By agreeing to the terms and conditions of this Promotion, you also agree to the terms

and conditions of use of SingSaver.com.sg (https://www.singsaver.com.sg/terms).