A Publication for the Members of Hershey Federal Credit Union SUMMER 2016 SUMMER 2016 HERSHEY FEDERAL CREDIT UNION www.hersheyfcu.org Feature Rates Vehicle APR * New Vehicle As low as 1.99% Used Vehicle As low as 1.99% Home Equity APR * 5 Yr Fixed 3.24% 10 Yr Fixed 4.30% 15 Yr Fixed 4.30% Other Loans APR * Signature As low as 5.99% HELOC As low as 4.00% Home Mortgages Call for a quote HFCU Visa® As low as 8.90% Certificate & Money Market Accounts See HFCU website for up-to-date rates. All rates as of 07/11/16. For a listing of all HFCU Rates, visit HFCU online at www.hersheyfcu.org or call an HFCU office. *Annual Percentage Rate (APR) is best rate available for loans. Actual rates may vary and are based on credit worthiness and an automatic payment from an HFCU share draft or savings account. Certain restrictions apply. All rates are subject to change without notice. See website for up-to-date rate listings. HFCU Events National Night Out - Tuesday, August 2 See us in Annville, Hershey & South Hanover Township Labor Day - Monday, September 5 All branches closed Sit back, relax and enjoy... Let HFCU finance your summer getaway! Drive Free for Three Months Auto Loans Home Equity Line of Credit 1.99%*APR Summer Special! I can’t believe we don’t have car payments for three months! With the 1.99%APR we’re getting on our HELOC, we can go parasailing! Thereafter, Receive a Competitive variable rate Tied to prime rate *Introductory Fixed Rate for the first 6 Months *APR=Annual Percentage Rate. Actual rates are based on credit worthiness of applicants. This promotion applies to new loans only. Current HFCU loans are not eligible. All loans are subject to approval. Limited time offer! For more details visit us at https://www.hersheyfcu.org/site/loans_homeequity.html.
Transcript
A Publication for the Members of Hershey Federal Credit Union
SUMMER 2016
WINTER 2011 HERSHEY FEDERAL CREDIT UNION www.hersheyfcu.orgSUMMER 2016 HERSHEY FEDERAL CREDIT UNION www.hersheyfcu.org
Feature Rates
Vehicle APR* New Vehicle As low as 1.99% Used Vehicle As low as 1.99%
Home Equity APR*
5 Yr Fixed 3.24% 10 Yr Fixed 4.30% 15 Yr Fixed 4.30%
Other Loans APR*
Signature As low as 5.99% HELOC As low as 4.00% Home Mortgages Call for a quote
HFCU Visa® As low as 8.90%Certificate & Money Market Accounts
See HFCU website for up-to-date rates.
All rates as of 07/11/16. For a listing of all HFCU Rates, visit HFCU online at www.hersheyfcu.org or call an HFCU office.
*Annual Percentage Rate (APR) is best rate available for loans. Actual rates may vary and are based on credit worthiness and an automatic payment from an HFCU share draft or savings account. Certain restrictions apply.
All rates are subject to change without notice. See website for up-to-date rate listings.
HFCU Events
National Night Out- Tuesday, August 2 See us in Annville, Hershey & South Hanover Township
Labor Day- Monday, September 5 All branches closed
Sit back, relax and enjoy...Let HFCU finance your summer getaway!
Drive Free for Three MonthsAuto Loans
Home Equity Line of Credit1.99%*APR Summer Special!
I can’t believe we don’t have car payments
for three months!
With the 1.99%APR we’re getting on our HELOC, we can go
parasailing!
Thereafter, Receive a Competitive variable rate Tied to prime rate
*Introductory Fixed Rate for the first 6 Months
*APR=Annual Percentage Rate. Actual rates are based on credit worthiness of applicants. This promotion applies to new loans only. Current HFCU loans are not eligible. All loans are subject to approval. Limited time offer! For more details visit us at https://www.hersheyfcu.org/site/loans_homeequity.html.
PAGE 2 - SUMMER 2016 HERSHEY FEDERAL CREDIT UNION www.hersheyfcu.org
HFCU Partners
Your road to a new home or to refinance your current home loan begins at Hershey Federal Credit Union. You’ll have the benefit of expert and personal guidance through the process as well as a full selection of products and services.
Stop by or call 717-533-9174 today. Visit us online at hersheyfcu.org.
We offer:
• Fixed-rate mortgages• Adjustable-rate mortgages• FHA and VA mortgages• Jumbo loans• PHFA loans• Mortgage refinancing• Home equity loans
Mortgages Made Easy. Welcome to Easy Street!
20%REBATE
Get
Pre-Approved
Today!
SHERPA AND YOUR CREDIT UNION: TRUSTED GUIDES TO PERSONAL DATA SECURITYYour personal information is collected and shared everywhere— when you go online, use a debit card, or text a friend. It’s increasingly more difficult to keep your information safe and out of the criminals hands.
Using top ID protection technology, your credit union and Sherpa Identity Protection will equip you with the tools and guidance to protect your personal information. If a breach should occur, Sherpa’s proactive monitoring identifies it quickly. Plus you have immediate access to full service Sherpa identity and credit restoration experts should you ever need it.
Hershey Federal Credit Union is offering the Sherpa Identity Protection solution with three different levels of protection. Don’t cross your fingers and hope for the best— be proactive and sign up for Sherpa today! Visit https://www.sherpaidentitytheftprotection.com/?PCD=011sid=1
Members have saved over $1.4 billion with Love My Credit Union Rewards.
LOVE MYCREDIT UNIONREWARDS
Start saving today at LoveMyCreditUnion.org
SHERPA IdEntIty PRotEctIon
PAGE 3 - WINTER 2011 HERSHEY FEDERAL CREDIT UNION www.hersheyfcu.orgPAGE 3 - SUMMER 2016 HERSHEY FEDERAL CREDIT UNION www.hersheyfcu.org
2016 HFCU AnnUAl Meeting
Don’t miss the HFCU booth at National Night Out
August 2• Annville • Hershey • South Hanover Township
Recent HFcU events
SS SeMinAr, April 21 YoUtH DAY, April 23
HFcU secURity inFo coRneR
NatioNal Night out
Help HFCU, Help YoU(By: Nicole Smith)
At HFCU, we strive to secure each of our member’s personal and financial information. Aside from the technological security measures deployed – HFCU uses another, even more valuable, method of protection – Personal Connection. HFCU staff relies on the ability to contact our member’s directly. Cell phone numbers, home phone number, email addresses, home address, etc… are all methods in which HFCU utilizes to contact its members.
With the ever changing digital landscape of access devices – your HFCU account information is just a tap, swipe, or click away. However – this convenience comes with a price – Risk of Exposure. The ability to obtain our financial information 24/7 via our cell phone, tablet, computer or even wrist watch leaves each and every one of us at risk for a malicious attack. Fraudsters, hackers and malicious software are everywhere – so how can we feel safe day and night? Security is HFCU’s emphasis. The ability to be able to contact our members directly and remotely is a top priority for HFCU.
In order to contact our members, HFCU needs your help. We need updated email addresses, cell and home phone numbers, and mailing addresses. Please provide current email addresses and cell phone numbers to HFCU. If you have moved - please let us know as soon as possible. As HFCU deploys new security features for our debit cards and remote access channels– your personal updated information is a key component in relaying the details of enhancements. But, most important, your updated information is key in our ability to contact you to verify a transaction, should that be necessary. Our inability to contact you results in blocks on your account to protect unverifiable transactions. HFCU strives to reduce fraud exposure and transactions – but we can only do so if we have the necessary contact information.
So, please, as the HFCU Security Officer and resident movie buff, I must quote 1996’s Jerry Maguire – “Help me, help you.” Hershey FCU’s top priority as technology moves forward is to bring each of its members the convenience to keep HFCU in their pockets – availability 24/7. But to protect all our members – Hershey FCU needs your help in the form of updated contact methods.
During Hershey Federal Credit Union’s recent annual membership meeting, Ercoli DiVittore and Francois Houde were re-elected to the board of directors.
DiVittore, who serves as the treasurer, has been an HFCU volunteer since 1966. He resides in Hershey and is a retiree of The Hershey Company.
Houde, an HFCU volunteer since 2006, serves on the board and the supervisory committee. He is the manager of business development for Keystone Credit Rehab and resides in Annville.
Other board members are: Chairman Richard Miller, Annville; Vice Chairman Dennis Berkhimer, Palmyra; Assistant Treasurer Franklin Wagner, Lebanon; Secretary Rita Ramaciotti, Hershey;
and Barbara McLaughlin, Palmyra.
With offices in Hershey, Hummelstown and Annville, HFCU provides financial services to individuals, businesses and organizations in Dauphin and Lebanon counties. HFCU is a federally-chartered community credit union, with $61 million in assets and more than 6,700 members.
A raffle drawing was held during the meeting. The first prize winner of a $500 gift card was Karen Painter.
Stacey Habecker was the second prize winner of a 43” Smart TV.
232 Hershey RoadHummelstown, PA 17036
PRST STD U.S. POSTAGE PAID
HARRISBURG, PAPERMIT NO. 488
Main Office232 Hershey Road • Hummelstown, PA 17036Phone: 717-533-9174 • FAX: 717-583-5234
OFFICE NOTESHoliday Closings & Events HFCU offices will be closed for the holiday. But remember, you can use HFCU ATMs, Internet Branch & Mobile Branch, 24 hours per day, 365 days per year!
• Monday, September 5 - Labor Day
Fee Change NoticeEffective 9/1/16, Team HFCU accounts will be subject to the $5 per month dormant fee. This fee is charged to all accounts that have been inactive for 24 months and have an aggregate balance of less than $250.
New Mobile Branch FeaturesHFCU is giving Mobile Branch users control of their credit and debit cards. Misplaced your card? Now you can freeze your card until you locate it. Lost your card completely? It’s easy to close it and order a new one. Travelling? Tell us where and when in seconds. Not a Mobile Branch user? Check out our apps in the Apple App Store and Google Play.
