We are all consumers

CONSUMER LOYALTY

Have You Computed How Much You’re Really Getting?

.20%.10%

.25%

.05%

.50%

Fraction ofa percent

.30%1%

.25%

Rewards Can Be Great When…

Value isBIGGER!

Monitoring isEASY!

No need for too manyCARDS!

REFERRALactivities are rewarded!

is making life better by empowering

consumers to earn from everyday

purchases.

UN: Six billion mobile phone subscriptions in the worldThe report takes into account the number of Sim cards, not devicesThere are almost as many mobile phone subscriptions in the world as people, a United Nations telecom agency has said.A report by the International Telecommunication Union (ITU) said there were about six billion subscriptions at the end of 2011.There are nearly seven billion people on Earth.

240M business globally will be cloud computing

via mobile by 2015.

WHY THE MOBILE TECHNOLOGY

Introducing

PayBux is a rewards App and platform for individual and community purchases. Subscribers are incentivised for loyalty and connecting with friends.

Life is Rewarding.

FREEMIUM Edition Premium Edition(via Upgrade to Mentor or Icon)

Basic Social Networking

Calendar of Events and Activities (CEVA)

Mobile Shopping (Thru-App Purchases)

Payback Rewards and Incentives

Electronic Credits and Transfers

QR Codes Scanning

Basic Social Networking

Calendar of Events

QR Code Scanning for Mobile

Vouchers/eGCsYou buy prepaid credits called ‘bux’.

Select mVoucher or eGC of your choice.

Present to Merchant for redemption.

Our Unique Value Proposition

Make every purchase a rewarding experience thru Cooperative Group Rewards.

1. Sign up for free Paybux account

thru the internet

and Download the mobile Paybux app

www.paybuxapp.com

2. Load your Paybux wallet

Bank deposit to IMB account

Online banking

Credit card via PayPal

Peer –to-Peer transfer

Over the counter at IMB Center

mobile banking

Top-up Your Favourite Merchant Card

“...Generosity can be a highly effective growth strategy.”

- Eddie Yoon, PrincipalThe Cambridge Group

Receive PayBux’s Generous Rewards.

Payback Offer of at least 20% and up to 100%.

Cooperative Group Rewards

Each purchase transaction contributes an amount to the PayBux Generous Rewards Pool.

20%-100% Rebate

24-hour Transaction Period

PayBux keeps record of the transactions and awards rebates using HexCell Algorithm.

A Different Shape for Success

The HexCell Rewards Program

1. Generous Payback (GPB)2. Payback Linker Rewards (PLR)3. Linker Group Rewards (LGR)

4. Payback Infinity Rewards (PIR)5. Icon Profit Sharing (HPS)

6. Icon Leadership Rewards (ILR)7. Upgrade Rewards (UPR)

8. Upgrade Link Rewards (ULR)9. HexCell Icon Royalty (HIR)

10. Icon Upgrade Rewards (IUR)11. Icon Combo Rewards (ICR)

12. Group Combo Royalty (GCR)13. Dream Board Fund (DBF)

14. Spartan Leaderboard Rewards (SLR)

14 Ways to Get Rewarded

HexCell Means Rewards

Earn HexCell Rewards from Subscription Upgrade and Qualifying Purchases from partner merchants.

Upgrade

Purchases

1. HexCell for Generous Payback

A Qualifying Purchase generates a HexCell that determines rewards from your purchases and purchases of other subscribers in the community.

EARNING FROM EVERYTHING YOU BUY

P1,500

P375

P300

Sample Qualifying PurchasesPer Month

Sample Qualifying PurchasesPer Month

P1,000 + 500 = P1,500

P100 + 200 + 75 = P375

P100 + P200 = P300

Sample Qualifying Purchases

P3,000

P500

P500

Rewards from Anything You Buy

Scan the card and you’ve got a HexCell!

=

You earn rewards when your HexCell is activated.

It is activated whenever there are six (6) HexCells that are attached to it.

HexCell for Generous Payback

HexCell Regenerates for More Rewards Each time you

earn a HexCell, a new one is

automatically generated for more rewards until you reach the maximum

number of HexCells you can

earn based on your subscription

type.

You Must Be ‘LINKED’

As a USER, you can only earn one (1) HexCell when you don’t have a Linker.

A USER must be linked to another Subscriber to earn up to three (3) HexCells.

1 HexCell = P30 3 HexCells = P90

P100 + 200 + 75 = P375

Total purchase within the month

P100 + P200 = P300

3 HexCells = P90

By default, 50% of rewards go to Auto-upgrade. You just have to choose

between Mentor or Icon.

It’s your call!

Auto-Upgrade

HexCell Limit for Generous Paybackup to 12 HexCells

up to 6 HexCells

up to 3 HexCells

1-3 HexCells

More Rewards by Growing Your Network of Consumers

A Builder earns rewards from purchases of other Builders and Users by ‘linking’ them.

A User becomes a builder when they ‘link’ other Users.

EARNING FROM EVERYTHING THEY BUY

There is no limit to the number of links a Builder can create. More links mean more rewards.

Link. Build. Grow.

2. Payback Linker Rewards

P30

Linker Group Rewards

Upgrade = More Rewards

Mentor

Icon

Builder

Take the steps…

…or make a big leap.

1. Wait for the Auto-Upgrade

2. Pay for the Premium App

How To Upgrade

Upgrade to Mentor Premium App

with300 Bux!

P100 + 200 + 75 = P375

Total purchase within the month

P100 + P200 = P300

6 HexCells = P180

Generous Payback Rewards

3. Linker Group Rewards

ofP 3

3. Potential Linker Group Rewards

LEVEL # of

Subscribers

Rewards Value

1 3 9.002 9 27.003 27 81.004 81 243.005 243 729.006 729 2,187.007 2,187 6,561.008 6,561 19,683.009 19,683 59,049.00

10 59,049 177,147.00

Total 88,572 265,716.00

No. of Link: 3

Progression: 3

# of HexCell / Sub: 1

3. Potential Linker Group Rewards

LEVEL # of Subscribers

Rewards Value

1 6 36.002 18 108.003 54 324.004 162 972.005 486 2,916.006 1,458 8,748.007 4,374 26,244.008 13,122 78,732.00

9 39,366 236,196.00

10 118,098 708,588.00

Total 177,144 1,062,864.00

No. of Link: 6

Progression: 3

# of HexCell / Sub: 2

The Inspiring IconIcon Upgrade is the ultimate advantage in HexCell Rewards Program.

1. Wait for the Auto-Upgrade 2. Pay for the Premium App

Upgrade to ICON Premium App

with1K Bux!

Insurance coverage for P500,000 from Malayan

Merchant Promo Vouchers.

HexCell Account with 3 Combo Trackers.

1. Generous Payback Reward

P100 + 200 + 75 = P375

Total purchase within the month

PREMIUM SUBSCRIPTIONGet up to

12 HexCells = P36012 HexCells = P360

PAYBACK REWARD PER PURCHASE

Generous Payback Reward

PREMIUM SUBSCRIPTIONGet up to

12 HexCells = P36012 HexCells = P360

PAYBACK REWARD PER PURCHASE

P100 + P200 = P300

XP300100%

As a matter of policy, the program will payback up to 100% of qualifying purchase amount regardless of HexCell Limit.

Getting More Value Than What You Pay ForSCENARIO:You spend P7,000 monthly on gasoline.

This would produce 4 HexCells in a month which would average about 48 in a year.

You may earn up to P17,000 in a year on fuel alone.

When you upgrade to Mentor or Icon, a HexCell is automatically generated to accumulate your rewards from upgrade activities in the hive.

HexCell Rewards from Upgrade

You earn P750 for every activated HexCell.

At an average, a Mentor or Icon may earn 3-4 HexCells in a Hive size of about 130. This could bring potential rewards equivalent to about P2,250-P3,000 per day.

HexCell Rewards (Upgrade) is Infinite

Every time a HexCell is activated, a new one is generated to give

you continuous rewards. There is no end to HexCell Rewards.

Your newly generated HexCell can be activated again thru Upgrades

or Regenerations in the Hive.

Earn Unlimited Rewards

Builders who upgrade to Mentors or Icons must contribute to the Hive by

helping at least two (2) Builders become Mentors or Icons.

You will only earn your HexCell rewards when you satisfy this requirement.

P10

8. The Upgrade Link RewardsEarn rewards from HexCells earned or activated by Mentors or Icons you have introduced into the Hive.

Earn P10 per HexCell activated. Icons are automatically qualified to earn P15.

Mentors are entitled to earn up to 6th generation while Icons are entitled up to 10th generation.

12345678910

P15

Upgrade one more Mentor and instantly qualify to earn P15

HexCell Group Rewards.Link a total of six (6)

Mentors to earn HexCell Group Rewards up to the

10th generation!

Mentors Can Get More

12345678910

P15

+ + P15

9. HexCell Icon Royalty

12345678910

P15

Aside from qualification to earn HexCell Group Rewards, an Icon is entitled for HexCell Icon Royalty (HIR) equivalent to P25 per activated HexCell by any Mentor in his Subgroup up to infinity.

When an Icon personally LINKS a total of six (6) upgrades (Mentor or Icon), HIR is increased to fifty (P50).

P25-5

0

+

10. Icon Upgrade Rewards

= P1K

Earn P1K for every Mentor or Builder you upgrade to Icon.

11. Icon Combo Rewards

COMBO

1 Combo = P1K1 Combo = P1K

10 Combos per Cycle10 Combos per Cycle

2 Cycles per Day2 Cycles per Day

ICON TEAM A ICON TEAM B

P20,000 maximum daily rewards value!

12MN-12NN:1st Cycle12NN-12MN:2nd Cycle

Tracking Icon Exclusive Rewards

An Icon earns rewards when upgrading Builders or Mentors to Icon. The system determines the rewards using Combo Trackers.

Start with 3 Combo Trackers from Day 1!

Tracker 1

Tracker 2

Tracker 3

Activate all Combo Trackers!

Tracker 1

Tracker 2 Tracker 3

Activate all Combo Trackers by upgrading at least six (6) Icons. Your rewards are doubled when all Combo Trackers are active.

Up to P40,000 maximum daily rewards value!

12. Dream Board Fund

Every 5th Combo earned goes to your Dream Board Fund.

Your Dream Board Fund can only be

redeemed for your Dream Items. It is not convertible to

Cash or Bux.

13. Group Combo Royalty

ICON TEAM A

ICON TEAM B

10%

10%

5% 5%

5%

5%

5%

5%

5%

5%

Earn rewards based on the performance of your personally linked Icons and their links up to 5th generation.

1st Gen

2nd Gen

3rd Gen

4th Gen

5th Gen

1st Gen

2nd Gen

3rd Gen

4th Gen

5th Gen

Potential ICR Rewards

LEVEL ICR% # of Icon

Rewards Value per Level per

Icon

Icon Combo Royalty

1 10% 6 10,000.00 60,000.00

2 5% 12 5,000.00 60,000.00

3 5% 24 5,000.00 120,000.00

4 5% 48 5,000.00 240,000.00

5 5% 96 5,000.00 480,000.00

Total 186 960,000.00

Potential ICR Rewards

LEVEL ICR% # of Icon

Rewards Value per Level per

Icon

Icon Combo Royalty

1 10% 6 10,000.00 60,000.00

2 5% 18 5,000.00 90,000.00

3 5% 54 5,000.00 270,000.00

4 5% 162 5,000.00 810,000.00

5 5% 486 5,000.00 2,430,000.00

Total 726 3,660,000.00

BUILDER MENTOR ICON

3 HexCells = P90 Payback Reward per purchase

6 HexCells = P180 Payback Reward per purchase

12 HexCells = P360 Payback Reward per purchase

P30 Payback Linker Rewards per purchase of Directly linked Builders

10% Linker Group Rewards up to 10th level

10% Payback Infinity Rewards

P1,000 Icon Upgrade Reward P750 Upgrade Rewards Unlimited Earnings

Icon Profit Sharing

Can auto-upgrade to Premium Subscriptions

P10 – P15 Upgrade Link Reward from 6th to 10th level

P750 Upgrade Rewards Unlimited Earnings

P1,000 Icon Upgrade Reward P15 Upgrade Link Reward up to the 10th level

Can auto-upgrade to Icon P25 – P50 Hexcell Icon Royalty up to infinite levels

P1,000 Icon Upgrade Reward

P20,000 – P40,000 Daily Combo Rewards

Dream Board Fund

10% from 1st Level and 5% from 2nd to 5th Level ICR

COMPARATIVE REWARDS PER SUBSCRIPTION

Life is Rewarding.

ININ

IT PAYS YOU BACK