Principle 2,500,000.00 Principle
Interest 11.50% Interest
Period 20 Period
Monthly Saving
EMI Interest Principle Balance EMI
0 (2,500,000.00)
1 $26,660.74 23,958.33 $2,702.41 2,497,297.59 $27,527.15
2 $26,660.74 23,932.44 $2,728.31 2,494,569.29 $27,527.15
3 $26,660.74 23,906.29 $2,754.45 2,491,814.84 $27,527.15
4 $26,660.74 23,879.89 $2,780.85 2,489,033.99 $27,527.15
5 $26,660.74 23,853.24 $2,807.50 2,486,226.49 $27,527.15
6 $26,660.74 23,826.34 $2,834.40 2,483,392.08 $27,527.15
7 $26,660.74 23,799.17 $2,861.57 2,480,530.52 $27,527.15
8 $26,660.74 23,771.75 $2,888.99 2,477,641.53 $27,527.15
9 $26,660.74 23,744.06 $2,916.68 2,474,724.85 $27,527.15
10 $26,660.74 23,716.11 $2,944.63 2,471,780.22 $27,527.15
11 $26,660.74 23,687.89 $2,972.85 2,468,807.38 $27,527.15
12 $26,660.74 23,659.40 $3,001.34 2,465,806.04 $27,527.15
13 $26,660.74 23,630.64 $3,030.10 2,462,775.94 $27,527.15
14 $26,660.74 23,601.60 $3,059.14 2,459,716.80 $27,527.15
15 $26,660.74 23,572.29 $3,088.45 2,456,628.35 $27,527.15
16 $26,660.74 23,542.69 $3,118.05 2,453,510.30 $27,527.15
17 $26,660.74 23,512.81 $3,147.93 2,450,362.36 $27,527.15
18 $26,660.74 23,482.64 $3,178.10 2,447,184.26 $27,527.15
19 $26,660.74 23,452.18 $3,208.56 2,443,975.70 $27,527.15
20 $26,660.74 23,421.43 $3,239.31 2,440,736.40 $27,527.15
21 $26,660.74 23,390.39 $3,270.35 2,437,466.04 $27,527.15
22 $26,660.74 23,359.05 $3,301.69 2,434,164.35 $27,527.15
23 $26,660.74 23,327.41 $3,333.33 2,430,831.02 $27,527.15
24 $26,660.74 23,295.46 $3,365.28 2,427,465.74 $27,527.15
25 $26,660.74 23,263.21 $3,397.53 2,424,068.22 $27,527.15
26 $26,660.74 23,230.65 $3,430.09 2,420,638.13 $27,527.15
27 $26,660.74 23,197.78 $3,462.96 2,417,175.17 $27,527.15
28 $26,660.74 23,164.60 $3,496.15 2,413,679.03 $27,527.15
29 $26,660.74 23,131.09 $3,529.65 2,410,149.38 $27,527.15
30 $26,660.74 23,097.26 $3,563.48 2,406,585.90 $27,527.15
31 $26,660.74 23,063.11 $3,597.63 2,402,988.27 $27,527.15
32 $26,660.74 23,028.64 $3,632.10 2,399,356.17 $27,527.15
33 $26,660.74 22,993.83 $3,666.91 2,395,689.26 $27,527.15
34 $26,660.74 22,958.69 $3,702.05 2,391,987.21 $27,527.15
35 $26,660.74 22,923.21 $3,737.53 2,388,249.68 $27,527.15
36 $26,660.74 22,887.39 $3,773.35 2,384,476.33 $27,527.15
37 $26,660.74 22,851.23 $3,809.51 2,380,666.82 $27,527.15
38 $26,660.74 22,814.72 $3,846.02 2,376,820.80 $27,527.15
Home Saver Home loanNormal Home loan
Normal Home loan Home Saver Home loan
39 $26,660.74 22,777.87 $3,882.87 2,372,937.93 $27,527.15
40 $26,660.74 22,740.66 $3,920.09 2,369,017.84 $27,527.15
41 $26,660.74 22,703.09 $3,957.65 2,365,060.19 $27,527.15
42 $26,660.74 22,665.16 $3,995.58 2,361,064.61 $27,527.15
43 $26,660.74 22,626.87 $4,033.87 2,357,030.74 $27,527.15
44 $26,660.74 22,588.21 $4,072.53 2,352,958.21 $27,527.15
45 $26,660.74 22,549.18 $4,111.56 2,348,846.65 $27,527.15
46 $26,660.74 22,509.78 $4,150.96 2,344,695.69 $27,527.15
47 $26,660.74 22,470.00 $4,190.74 2,340,504.95 $27,527.15
48 $26,660.74 22,429.84 $4,230.90 2,336,274.05 $27,527.15
49 $26,660.74 22,389.29 $4,271.45 2,332,002.60 $27,527.15
50 $26,660.74 22,348.36 $4,312.38 2,327,690.22 $27,527.15
51 $26,660.74 22,307.03 $4,353.71 2,323,336.51 $27,527.15
52 $26,660.74 22,265.31 $4,395.43 2,318,941.08 $27,527.15
53 $26,660.74 22,223.19 $4,437.56 2,314,503.52 $27,527.15
54 $26,660.74 22,180.66 $4,480.08 2,310,023.44 $27,527.15
55 $26,660.74 22,137.72 $4,523.02 2,305,500.42 $27,527.15
56 $26,660.74 22,094.38 $4,566.36 2,300,934.06 $27,527.15
57 $26,660.74 22,050.62 $4,610.12 2,296,323.94 $27,527.15
58 $26,660.74 22,006.44 $4,654.30 2,291,669.63 $27,527.15
59 $26,660.74 21,961.83 $4,698.91 2,286,970.73 $27,527.15
60 $26,660.74 21,916.80 $4,743.94 2,282,226.79 $27,527.15
61 $26,660.74 21,871.34 $4,789.40 2,277,437.39 $27,527.15
62 $26,660.74 21,825.44 $4,835.30 2,272,602.09 $27,527.15
63 $26,660.74 21,779.10 $4,881.64 2,267,720.45 $27,527.15
64 $26,660.74 21,732.32 $4,928.42 2,262,792.03 $27,527.15
65 $26,660.74 21,685.09 $4,975.65 2,257,816.38 $27,527.15
66 $26,660.74 21,637.41 $5,023.33 2,252,793.05 $27,527.15
67 $26,660.74 21,589.27 $5,071.47 2,247,721.57 $27,527.15
68 $26,660.74 21,540.67 $5,120.08 2,242,601.50 $27,527.15
69 $26,660.74 21,491.60 $5,169.14 2,237,432.35 $27,527.15
70 $26,660.74 21,442.06 $5,218.68 2,232,213.67 $27,527.15
71 $26,660.74 21,392.05 $5,268.69 2,226,944.98 $27,527.15
72 $26,660.74 21,341.56 $5,319.18 2,221,625.80 $27,527.15
73 $26,660.74 21,290.58 $5,370.16 2,216,255.64 $27,527.15
74 $26,660.74 21,239.12 $5,421.62 2,210,834.01 $27,527.15
75 $26,660.74 21,187.16 $5,473.58 2,205,360.43 $27,527.15
76 $26,660.74 21,134.70 $5,526.04 2,199,834.39 $27,527.15
77 $26,660.74 21,081.75 $5,578.99 2,194,255.40 $27,527.15
78 $26,660.74 21,028.28 $5,632.46 2,188,622.94 $27,527.15
79 $26,660.74 20,974.30 $5,686.44 2,182,936.50 $27,527.15
80 $26,660.74 20,919.81 $5,740.93 2,177,195.57 $27,527.15
81 $26,660.74 20,864.79 $5,795.95 2,171,399.62 $27,527.15
82 $26,660.74 20,809.25 $5,851.49 2,165,548.12 $27,527.15
83 $26,660.74 20,753.17 $5,907.57 2,159,640.55 $27,527.15
84 $26,660.74 20,696.56 $5,964.19 2,153,676.37 $27,527.15
85 $26,660.74 20,639.40 $6,021.34 2,147,655.03 $27,527.15
86 $26,660.74 20,581.69 $6,079.05 2,141,575.98 $27,527.15
87 $26,660.74 20,523.44 $6,137.30 2,135,438.67 $27,527.15
88 $26,660.74 20,464.62 $6,196.12 2,129,242.55 $27,527.15
89 $26,660.74 20,405.24 $6,255.50 2,122,987.05 $27,527.15
90 $26,660.74 20,345.29 $6,315.45 2,116,671.61 $27,527.15
91 $26,660.74 20,284.77 $6,375.97 2,110,295.64 $27,527.15
92 $26,660.74 20,223.67 $6,437.07 2,103,858.56 $27,527.15
93 $26,660.74 20,161.98 $6,498.76 2,097,359.80 $27,527.15
94 $26,660.74 20,099.70 $6,561.04 2,090,798.76 $27,527.15
95 $26,660.74 20,036.82 $6,623.92 2,084,174.84 $27,527.15
96 $26,660.74 19,973.34 $6,687.40 2,077,487.44 $27,527.15
97 $26,660.74 19,909.25 $6,751.49 2,070,735.95 $27,527.15
98 $26,660.74 19,844.55 $6,816.19 2,063,919.76 $27,527.15
99 $26,660.74 19,779.23 $6,881.51 2,057,038.25 $27,527.15
100 $26,660.74 19,713.28 $6,947.46 2,050,090.80 $27,527.15
101 $26,660.74 19,646.70 $7,014.04 2,043,076.76 $27,527.15
102 $26,660.74 19,579.49 $7,081.26 2,035,995.50 $27,527.15
103 $26,660.74 19,511.62 $7,149.12 2,028,846.39 $27,527.15
104 $26,660.74 19,443.11 $7,217.63 2,021,628.76 $27,527.15
105 $26,660.74 19,373.94 $7,286.80 2,014,341.96 $27,527.15
106 $26,660.74 19,304.11 $7,356.63 2,006,985.33 $27,527.15
107 $26,660.74 19,233.61 $7,427.13 1,999,558.20 $27,527.15
108 $26,660.74 19,162.43 $7,498.31 1,992,059.89 $27,527.15
109 $26,660.74 19,090.57 $7,570.17 1,984,489.72 $27,527.15
110 $26,660.74 19,018.03 $7,642.71 1,976,847.01 $27,527.15
111 $26,660.74 18,944.78 $7,715.96 1,969,131.05 $27,527.15
112 $26,660.74 18,870.84 $7,789.90 1,961,341.15 $27,527.15
113 $26,660.74 18,796.19 $7,864.55 1,953,476.59 $27,527.15
114 $26,660.74 18,720.82 $7,939.92 1,945,536.67 $27,527.15
115 $26,660.74 18,644.73 $8,016.01 1,937,520.66 $27,527.15
116 $26,660.74 18,567.91 $8,092.83 1,929,427.82 $27,527.15
117 $26,660.74 18,490.35 $8,170.39 1,921,257.43 $27,527.15
118 $26,660.74 18,412.05 $8,248.69 1,913,008.74 $27,527.15
119 $26,660.74 18,333.00 $8,327.74 1,904,681.00 $27,527.15
120 $26,660.74 18,253.19 $8,407.55 1,896,273.45 $27,527.15
121 $26,660.74 18,172.62 $8,488.12 1,887,785.33 $27,527.15
122 $26,660.74 18,091.28 $8,569.46 1,879,215.87 $27,527.15
123 $26,660.74 18,009.15 $8,651.59 1,870,564.28 $27,527.15
124 $26,660.74 17,926.24 $8,734.50 1,861,829.78 $27,527.15
125 $26,660.74 17,842.54 $8,818.21 1,853,011.57 $27,527.15
126 $26,660.74 17,758.03 $8,902.71 1,844,108.86 $27,527.15
127 $26,660.74 17,672.71 $8,988.03 1,835,120.83 $27,527.15
128 $26,660.74 17,586.57 $9,074.17 1,826,046.66 $27,527.15
129 $26,660.74 17,499.61 $9,161.13 1,816,885.54 $27,527.15
130 $26,660.74 17,411.82 $9,248.92 1,807,636.61 $27,527.15
131 $26,660.74 17,323.18 $9,337.56 1,798,299.06 $27,527.15
132 $26,660.74 17,233.70 $9,427.04 1,788,872.02 $27,527.15
133 $26,660.74 17,143.36 $9,517.38 1,779,354.63 $27,527.15
134 $26,660.74 17,052.15 $9,608.59 1,769,746.04 $27,527.15
135 $26,660.74 16,960.07 $9,700.67 1,760,045.37 $27,527.15
136 $26,660.74 16,867.10 $9,793.64 1,750,251.73 $27,527.15
137 $26,660.74 16,773.25 $9,887.50 1,740,364.23 $27,527.15
138 $26,660.74 16,678.49 $9,982.25 1,730,381.98 $27,527.15
139 $26,660.74 16,582.83 $10,077.91 1,720,304.07 $27,527.15
140 $26,660.74 16,486.25 $10,174.49 1,710,129.57 $27,527.15
141 $26,660.74 16,388.74 $10,272.00 1,699,857.58 $27,527.15
142 $26,660.74 16,290.30 $10,370.44 1,689,487.14 $27,527.15
143 $26,660.74 16,190.92 $10,469.82 1,679,017.31 $27,527.15
144 $26,660.74 16,090.58 $10,570.16 1,668,447.16 $27,527.15
145 $26,660.74 15,989.29 $10,671.46 1,657,775.70 $27,527.15
146 $26,660.74 15,887.02 $10,773.72 1,647,001.98 $27,527.15
147 $26,660.74 15,783.77 $10,876.97 1,636,125.00 $27,527.15
148 $26,660.74 15,679.53 $10,981.21 1,625,143.80 $27,527.15
149 $26,660.74 15,574.29 $11,086.45 1,614,057.35 $27,527.15
150 $26,660.74 15,468.05 $11,192.69 1,602,864.66 $27,527.15
151 $26,660.74 15,360.79 $11,299.95 1,591,564.70 $27,527.15
152 $26,660.74 15,252.50 $11,408.25 1,580,156.46 $27,527.15
153 $26,660.74 15,143.17 $11,517.57 1,568,638.88 $27,527.15
154 $26,660.74 15,032.79 $11,627.95 1,557,010.93 $27,527.15
155 $26,660.74 14,921.35 $11,739.39 1,545,271.55 $27,527.15
156 $26,660.74 14,808.85 $11,851.89 1,533,419.66 $27,527.15
157 $26,660.74 14,695.27 $11,965.47 1,521,454.19 $27,527.15
158 $26,660.74 14,580.60 $12,080.14 1,509,374.05 $27,527.15
159 $26,660.74 14,464.83 $12,195.91 1,497,178.14 $27,527.15
160 $26,660.74 14,347.96 $12,312.78 1,484,865.36 $27,527.15
161 $26,660.74 14,229.96 $12,430.78 1,472,434.58 $27,527.15
162 $26,660.74 14,110.83 $12,549.91 1,459,884.67 $27,527.15
163 $26,660.74 13,990.56 $12,670.18 1,447,214.49 $27,527.15
164 $26,660.74 13,869.14 $12,791.60 1,434,422.89 $27,527.15
165 $26,660.74 13,746.55 $12,914.19 1,421,508.70 $27,527.15
166 $26,660.74 13,622.79 $13,037.95 1,408,470.75 $27,527.15
167 $26,660.74 13,497.84 $13,162.90 1,395,307.86 $27,527.15
168 $26,660.74 13,371.70 $13,289.04 1,382,018.81 $27,527.15
169 $26,660.74 13,244.35 $13,416.39 1,368,602.42 $27,527.15
170 $26,660.74 13,115.77 $13,544.97 1,355,057.45 $27,527.15
171 $26,660.74 12,985.97 $13,674.77 1,341,382.68 $27,527.15
172 $26,660.74 12,854.92 $13,805.82 1,327,576.86 $27,527.15
173 $26,660.74 12,722.61 $13,938.13 1,313,638.73 $27,527.15
174 $26,660.74 12,589.04 $14,071.70 1,299,567.02 $27,527.15
175 $26,660.74 12,454.18 $14,206.56 1,285,360.47 $27,527.15
176 $26,660.74 12,318.04 $14,342.70 1,271,017.76 $27,527.15
177 $26,660.74 12,180.59 $14,480.15 1,256,537.61 $27,527.15
178 $26,660.74 12,041.82 $14,618.92 1,241,918.69 $27,527.15
179 $26,660.74 11,901.72 $14,759.02 1,227,159.67 $27,527.15
180 $26,660.74 11,760.28 $14,900.46 1,212,259.21 $27,527.15
181 $26,660.74 11,617.48 $15,043.26 1,197,215.95 $27,527.15
182 $26,660.74 11,473.32 $15,187.42 1,182,028.53 $27,527.15
183 $26,660.74 11,327.77 $15,332.97 1,166,695.56 $27,527.15
184 $26,660.74 11,180.83 $15,479.91 1,151,215.65 $27,527.15
185 $26,660.74 11,032.48 $15,628.26 1,135,587.40 $27,527.15
186 $26,660.74 10,882.71 $15,778.03 1,119,809.37 $27,527.15
187 $26,660.74 10,731.51 $15,929.23 1,103,880.13 $27,527.15
188 $26,660.74 10,578.85 $16,081.89 1,087,798.24 $27,527.15
189 $26,660.74 10,424.73 $16,236.01 1,071,562.24 $27,527.15
190 $26,660.74 10,269.14 $16,391.60 1,055,170.63 $27,527.15
191 $26,660.74 10,112.05 $16,548.69 1,038,621.95 $27,527.15
192 $26,660.74 9,953.46 $16,707.28 1,021,914.66 $27,527.15
193 $26,660.74 9,793.35 $16,867.39 1,005,047.27 $27,527.15
194 $26,660.74 9,631.70 $17,029.04 988,018.24 $27,527.15
195 $26,660.74 9,468.51 $17,192.23 970,826.00 $27,527.15
196 $26,660.74 9,303.75 $17,356.99 953,469.01 $27,527.15
197 $26,660.74 9,137.41 $17,523.33 935,945.68 $27,527.15
198 $26,660.74 8,969.48 $17,691.26 918,254.42 $27,527.15
199 $26,660.74 8,799.94 $17,860.80 900,393.62 $27,527.15
200 $26,660.74 8,628.77 $18,031.97 882,361.65 $27,527.15
201 $26,660.74 8,455.97 $18,204.77 864,156.87 $27,527.15
202 $26,660.74 8,281.50 $18,379.24 845,777.64 $27,527.15
203 $26,660.74 8,105.37 $18,555.37 827,222.26 $27,527.15
204 $26,660.74 7,927.55 $18,733.19 808,489.07 $27,527.15
205 $26,660.74 7,748.02 $18,912.72 789,576.35 $27,527.15
206 $26,660.74 7,566.77 $19,093.97 770,482.38 $27,527.15
207 $26,660.74 7,383.79 $19,276.95 751,205.43 $27,527.15
208 $26,660.74 7,199.05 $19,461.69 731,743.74 $27,527.15
209 $26,660.74 7,012.54 $19,648.20 712,095.55 $27,527.15
210 $26,660.74 6,824.25 $19,836.49 692,259.05 $27,527.15
211 $26,660.74 6,634.15 $20,026.59 672,232.46 $27,527.15
212 $26,660.74 6,442.23 $20,218.51 652,013.95 $27,527.15
213 $26,660.74 6,248.47 $20,412.27 631,601.68 $27,527.15
214 $26,660.74 6,052.85 $20,607.89 610,993.78 $27,527.15
215 $26,660.74 5,855.36 $20,805.38 590,188.40 $27,527.15
216 $26,660.74 5,655.97 $21,004.77 569,183.63 $27,527.15
217 $26,660.74 5,454.68 $21,206.06 547,977.57 $27,527.15
218 $26,660.74 5,251.45 $21,409.29 526,568.28 $27,527.15
219 $26,660.74 5,046.28 $21,614.46 504,953.82 $27,527.15
220 $26,660.74 4,839.14 $21,821.60 483,132.22 $27,527.15
221 $26,660.74 4,630.02 $22,030.72 461,101.49 $27,527.15
222 $26,660.74 4,418.89 $22,241.85 438,859.64 $27,527.15
223 $26,660.74 4,205.74 $22,455.00 416,404.64 $27,527.15
224 $26,660.74 3,990.54 $22,670.20 393,734.44 $27,527.15
225 $26,660.74 3,773.29 $22,887.45 370,846.99 $27,527.15
226 $26,660.74 3,553.95 $23,106.79 347,740.20 $27,527.15
227 $26,660.74 3,332.51 $23,328.23 324,411.97 $27,527.15
228 $26,660.74 3,108.95 $23,551.79 300,860.18 $27,527.15
229 $26,660.74 2,883.24 $23,777.50 277,082.68 $27,527.15
230 $26,660.74 2,655.38 $24,005.37 253,077.31 $27,527.15
231 $26,660.74 2,425.32 $24,235.42 228,841.90 $27,527.15
232 $26,660.74 2,193.07 $24,467.67 204,374.23 $27,527.15
233 $26,660.74 1,958.59 $24,702.15 179,672.07 $27,527.15
234 $26,660.74 1,721.86 $24,938.88 154,733.19 $27,527.15
235 $26,660.74 1,482.86 $25,177.88 129,555.31 $27,527.15
236 $26,660.74 1,241.57 $25,419.17 104,136.14 $27,527.15
237 $26,660.74 997.97 $25,662.77 78,473.37 $27,527.15
238 $26,660.74 752.04 $25,908.70 52,564.66 $27,527.15
239 $26,660.74 503.74 $26,157.00 26,407.67 $27,527.15
240 $26,660.74 253.07 $26,407.67 0.00 $27,527.15
Total 3,898,577.79 $2,500,000.00
Grand Total Paid 6,398,577.79
Saving 1,169,200.40
(2,500,000.00)
1 319928.89 1
2 319928.89 2
3 319928.89 3
4 319928.89 4
5 319928.89 5
6 319928.89 6
7 319928.89 7
8 319928.89 8
9 319928.89 9
10 319928.89 10
11 319928.89 11
12 319928.89 12
13 319928.89 13
14 319928.89 14
15 319928.89 15
16 319928.89 16
17 319928.89 17
18 319928.89 18
19 319928.89 19
20 319928.89 20
IRR 11.29%
Annual IRR 11.89%
Recurring Deposit Investment
2,500,000.00
12.00% RD Interest %
20
3000 Expected additional saving per month
Excess amount Interest Principle Balance
3,000.00 24,970.00 $2,557.15 2,497,442.85
6,000.00 24,914.43 $2,612.72 2,494,830.12
9,000.00 24,858.30 $2,668.85 2,492,161.27
12,000.00 24,801.61 $2,725.54 2,489,435.73
15,000.00 24,744.36 $2,782.80 2,486,652.93
18,000.00 24,686.53 $2,840.62 2,483,812.31
21,000.00 24,628.12 $2,899.03 2,480,913.28
24,000.00 24,569.13 $2,958.02 2,477,955.26
27,000.00 24,509.55 $3,017.60 2,474,937.66
30,000.00 24,449.38 $3,077.78 2,471,859.88
33,000.00 24,388.60 $3,138.55 2,468,721.33
36,000.00 24,327.21 $3,199.94 2,465,521.39
39,000.00 24,265.21 $3,261.94 2,462,259.45
42,000.00 24,202.59 $3,324.56 2,458,934.89
45,000.00 24,139.35 $3,387.80 2,455,547.08
48,000.00 24,075.47 $3,451.68 2,452,095.40
51,000.00 24,010.95 $3,516.20 2,448,579.20
54,000.00 23,945.79 $3,581.36 2,444,997.84
57,000.00 23,879.98 $3,647.17 2,441,350.67
60,000.00 23,813.51 $3,713.65 2,437,637.02
63,000.00 23,746.37 $3,780.78 2,433,856.24
66,000.00 23,678.56 $3,848.59 2,430,007.64
69,000.00 23,610.08 $3,917.08 2,426,090.57
72,000.00 23,540.91 $3,986.25 2,422,104.32
75,000.00 23,471.04 $4,056.11 2,418,048.21
78,000.00 23,400.48 $4,126.67 2,413,921.54
81,000.00 23,329.22 $4,197.94 2,409,723.60
84,000.00 23,257.24 $4,269.92 2,405,453.68
87,000.00 23,184.54 $4,342.62 2,401,111.07
90,000.00 23,111.11 $4,416.04 2,396,695.02
93,000.00 23,036.95 $4,490.20 2,392,204.82
96,000.00 22,962.05 $4,565.11 2,387,639.72
99,000.00 22,886.40 $4,640.76 2,382,998.96
102,000.00 22,809.99 $4,717.16 2,378,281.80
105,000.00 22,732.82 $4,794.34 2,373,487.46
108,000.00 22,654.87 $4,872.28 2,368,615.18
111,000.00 22,576.15 $4,951.00 2,363,664.18
114,000.00 22,496.64 $5,030.51 2,358,633.67
Home Saver Home loan
Home Saver Home loan
Interest on home save account is normally higher than
that on normal home loan
117,000.00 22,416.34 $5,110.82 2,353,522.85
120,000.00 22,335.23 $5,191.92 2,348,330.93
123,000.00 22,253.31 $5,273.84 2,343,057.08
126,000.00 22,170.57 $5,356.58 2,337,700.50
129,000.00 22,087.01 $5,440.15 2,332,260.35
132,000.00 22,002.60 $5,524.55 2,326,735.80
135,000.00 21,917.36 $5,609.80 2,321,126.01
138,000.00 21,831.26 $5,695.89 2,315,430.11
141,000.00 21,744.30 $5,782.85 2,309,647.26
144,000.00 21,656.47 $5,870.68 2,303,776.58
147,000.00 21,567.77 $5,959.39 2,297,817.19
150,000.00 21,478.17 $6,048.98 2,291,768.21
153,000.00 21,387.68 $6,139.47 2,285,628.74
156,000.00 21,296.29 $6,230.87 2,279,397.87
159,000.00 21,203.98 $6,323.17 2,273,074.70
162,000.00 21,110.75 $6,416.41 2,266,658.29
165,000.00 21,016.58 $6,510.57 2,260,147.72
168,000.00 20,921.48 $6,605.68 2,253,542.05
171,000.00 20,825.42 $6,701.73 2,246,840.31
174,000.00 20,728.40 $6,798.75 2,240,041.56
177,000.00 20,630.42 $6,896.74 2,233,144.83
180,000.00 20,531.45 $6,995.71 2,226,149.12
183,000.00 20,431.49 $7,095.66 2,219,053.46
186,000.00 20,330.53 $7,196.62 2,211,856.84
189,000.00 20,228.57 $7,298.58 2,204,558.26
192,000.00 20,125.58 $7,401.57 2,197,156.68
195,000.00 20,021.57 $7,505.59 2,189,651.10
198,000.00 19,916.51 $7,610.64 2,182,040.46
201,000.00 19,810.40 $7,716.75 2,174,323.71
204,000.00 19,703.24 $7,823.92 2,166,499.79
207,000.00 19,595.00 $7,932.16 2,158,567.64
210,000.00 19,485.68 $8,041.48 2,150,526.16
213,000.00 19,375.26 $8,151.89 2,142,374.27
216,000.00 19,263.74 $8,263.41 2,134,110.86
219,000.00 19,151.11 $8,376.04 2,125,734.81
222,000.00 19,037.35 $8,489.81 2,117,245.01
225,000.00 18,922.45 $8,604.70 2,108,640.30
228,000.00 18,806.40 $8,720.75 2,099,919.55
231,000.00 18,689.20 $8,837.96 2,091,081.59
234,000.00 18,570.82 $8,956.34 2,082,125.26
237,000.00 18,451.25 $9,075.90 2,073,049.36
240,000.00 18,330.49 $9,196.66 2,063,852.70
243,000.00 18,208.53 $9,318.63 2,054,534.07
246,000.00 18,085.34 $9,441.81 2,045,092.26
249,000.00 17,960.92 $9,566.23 2,035,526.03
252,000.00 17,835.26 $9,691.89 2,025,834.13
255,000.00 17,708.34 $9,818.81 2,016,015.32
258,000.00 17,580.15 $9,947.00 2,006,068.32
261,000.00 17,450.68 $10,076.47 1,995,991.85
264,000.00 17,319.92 $10,207.23 1,985,784.62
267,000.00 17,187.85 $10,339.31 1,975,445.31
270,000.00 17,054.45 $10,472.70 1,964,972.61
273,000.00 16,919.73 $10,607.43 1,954,365.18
276,000.00 16,783.65 $10,743.50 1,943,621.68
279,000.00 16,646.22 $10,880.94 1,932,740.74
282,000.00 16,507.41 $11,019.75 1,921,721.00
285,000.00 16,367.21 $11,159.94 1,910,561.05
288,000.00 16,225.61 $11,301.54 1,899,259.51
291,000.00 16,082.60 $11,444.56 1,887,814.95
294,000.00 15,938.15 $11,589.00 1,876,225.95
297,000.00 15,792.26 $11,734.89 1,864,491.06
300,000.00 15,644.91 $11,882.24 1,852,608.81
303,000.00 15,496.09 $12,031.07 1,840,577.75
306,000.00 15,345.78 $12,181.38 1,828,396.37
309,000.00 15,193.96 $12,333.19 1,816,063.18
312,000.00 15,040.63 $12,486.52 1,803,576.66
315,000.00 14,885.77 $12,641.39 1,790,935.27
318,000.00 14,729.35 $12,797.80 1,778,137.47
321,000.00 14,571.37 $12,955.78 1,765,181.70
324,000.00 14,411.82 $13,115.34 1,752,066.36
327,000.00 14,250.66 $13,276.49 1,738,789.87
330,000.00 14,087.90 $13,439.25 1,725,350.61
333,000.00 13,923.51 $13,603.65 1,711,746.97
336,000.00 13,757.47 $13,769.68 1,697,977.28
339,000.00 13,589.77 $13,937.38 1,684,039.90
342,000.00 13,420.40 $14,106.75 1,669,933.15
345,000.00 13,249.33 $14,277.82 1,655,655.33
348,000.00 13,076.55 $14,450.60 1,641,204.73
351,000.00 12,902.05 $14,625.11 1,626,579.62
354,000.00 12,725.80 $14,801.36 1,611,778.26
357,000.00 12,547.78 $14,979.37 1,596,798.89
360,000.00 12,367.99 $15,159.16 1,581,639.73
363,000.00 12,186.40 $15,340.76 1,566,298.97
366,000.00 12,002.99 $15,524.16 1,550,774.81
369,000.00 11,817.75 $15,709.41 1,535,065.40
372,000.00 11,630.65 $15,896.50 1,519,168.90
375,000.00 11,441.69 $16,085.46 1,503,083.44
378,000.00 11,250.83 $16,276.32 1,486,807.12
381,000.00 11,058.07 $16,469.08 1,470,338.04
384,000.00 10,863.38 $16,663.77 1,453,674.27
387,000.00 10,666.74 $16,860.41 1,436,813.86
390,000.00 10,468.14 $17,059.01 1,419,754.84
393,000.00 10,267.55 $17,259.60 1,402,495.24
396,000.00 10,064.95 $17,462.20 1,385,033.03
399,000.00 9,860.33 $17,666.82 1,367,366.21
402,000.00 9,653.66 $17,873.49 1,349,492.72
405,000.00 9,444.93 $18,082.23 1,331,410.49
408,000.00 9,234.10 $18,293.05 1,313,117.45
411,000.00 9,021.17 $18,505.98 1,294,611.47
414,000.00 8,806.11 $18,721.04 1,275,890.43
417,000.00 8,588.90 $18,938.25 1,256,952.18
420,000.00 8,369.52 $19,157.63 1,237,794.55
423,000.00 8,147.95 $19,379.21 1,218,415.34
426,000.00 7,924.15 $19,603.00 1,198,812.34
429,000.00 7,698.12 $19,829.03 1,178,983.31
432,000.00 7,469.83 $20,057.32 1,158,925.99
435,000.00 7,239.26 $20,287.89 1,138,638.10
438,000.00 7,006.38 $20,520.77 1,118,117.32
441,000.00 6,771.17 $20,755.98 1,097,361.34
444,000.00 6,533.61 $20,993.54 1,076,367.80
447,000.00 6,293.68 $21,233.48 1,055,134.33
450,000.00 6,051.34 $21,475.81 1,033,658.52
453,000.00 5,806.59 $21,720.57 1,011,937.95
456,000.00 5,559.38 $21,967.77 989,970.18
459,000.00 5,309.70 $22,217.45 967,752.73
462,000.00 5,057.53 $22,469.63 945,283.10
465,000.00 4,802.83 $22,724.32 922,558.78
468,000.00 4,545.59 $22,981.57 899,577.21
471,000.00 4,285.77 $23,241.38 876,335.83
474,000.00 4,023.36 $23,503.80 852,832.03
477,000.00 3,758.32 $23,768.83 829,063.20
480,000.00 3,490.63 $24,036.52 805,026.68
483,000.00 3,220.27 $24,306.89 780,719.79
486,000.00 2,947.20 $24,579.96 756,139.84
489,000.00 2,671.40 $24,855.75 731,284.08
492,000.00 2,392.84 $25,134.31 706,149.77
495,000.00 2,111.50 $25,415.66 680,734.12
498,000.00 1,827.34 $25,699.81 655,034.30
501,000.00 1,540.34 $25,986.81 629,047.49
504,000.00 1,250.47 $26,276.68 602,770.81
507,000.00 957.71 $26,569.45 576,201.37
510,000.00 662.01 $26,865.14 549,336.23
513,000.00 363.36 $27,163.79 522,172.44
516,000.00 61.72 $27,465.43 494,707.01
519,000.00 - $27,527.15 467,179.86
522,000.00 - $27,527.15 439,652.70
525,000.00 - $27,527.15 412,125.55
528,000.00 - $27,527.15 384,598.40
531,000.00 - $27,527.15 357,071.24
534,000.00 - $27,527.15 329,544.09
537,000.00 - $27,527.15 302,016.94
540,000.00 - $27,527.15 274,489.78
543,000.00 - $27,527.15 246,962.63
546,000.00 - $27,527.15 219,435.48
549,000.00 - $27,527.15 191,908.32
552,000.00 - $27,527.15 164,381.17
555,000.00 - $27,527.15 136,854.02
558,000.00 - $27,527.15 109,326.86
561,000.00 - $27,527.15 81,799.71
564,000.00 - $27,527.15 54,272.56
567,000.00 - $27,527.15 26,745.40
570,000.00 - $26,745.40 -
573,000.00 - $0.00 -
576,000.00 - $0.00 -
579,000.00 - $0.00 -
582,000.00 - $0.00 -
585,000.00 - $0.00 -
588,000.00 - $0.00 -
591,000.00 - $0.00 -
594,000.00 - $0.00 -
597,000.00 - $0.00 -
600,000.00 - $0.00 -
603,000.00 - $0.00 -
606,000.00 - $0.00 -
609,000.00 - $0.00 -
612,000.00 - $0.00 -
615,000.00 - $0.00 -
618,000.00 - $0.00 -
621,000.00 - $0.00 -
624,000.00 - $0.00 -
627,000.00 - $0.00 -
630,000.00 - $0.00 -
633,000.00 - $0.00 -
636,000.00 - $0.00 -
639,000.00 - $0.00 -
642,000.00 - $0.00 -
645,000.00 - $0.00 -
648,000.00 - $0.00 -
651,000.00 - $0.00 -
654,000.00 - $0.00 -
657,000.00 - $0.00 -
660,000.00 - $0.00 -
663,000.00 - $0.00 -
666,000.00 - $0.00 -
669,000.00 - $0.00 -
672,000.00 - $0.00 -
675,000.00 - $0.00 -
678,000.00 - $0.00 -
681,000.00 - $0.00 -
684,000.00 - $0.00 -
687,000.00 - $0.00 -
690,000.00 - $0.00 -
693,000.00 - $0.00 -
696,000.00 - $0.00 -
699,000.00 - $0.00 -
702,000.00 - $0.00 -
705,000.00 - $0.00 -
708,000.00 - $0.00 -
711,000.00 - $0.00 -
714,000.00 - $0.00 -
717,000.00 - $0.00 -
720,000.00 - $0.00 -
2,729,377.38 $2,500,000.00
5,229,377.38
(2,500,000.00)
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
330325.84
8.80%
9.16%
Recurring Deposit Investment
9.50
RD Maturity Amount
2,132,147.49 Based on same monthly saving as on home saver
