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SNIPPETZ GOES WHERE EVERYBODY KNOWS YOUR NAME: CHEERS!
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719-488-1400 www.monumentcoins.com [email protected] In the MONTEVERDE Center 325 2nd St. Suite U, Monument Co NOW OPEN MONUMENT COINS Buy • Sell • Trade…Coins, Gold & Silver WE BUY GOLD! GET 40% OR MORE IN CA$H FOR YOUR UNWANTED GOLD! Al Dobrick - 30 Years Exp by Lindsey Harrison Cheers!... Continued on Page 2 S n I p p e S n I p p e t z t z WEEKLY MAGAZINE SNIPPETZ GOES WHERE EVERYBODY KNOWS YOUR NAME: CHEERS! Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132 ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 NA-07497 Rev. 1/03 http://insurance-agency.amfam.com/CO/larry-e-stiltner/ FREE WEEKLY ISSUE 598 • APRIL 15, 2013 C o m p a n y , I n c . TAX PREPARATION Your Tri-Lakes Community Accountants for 30 Years 430 Beacon Lite Rd. #155, Monument 719-481-6555 Ask about our new client discount. Accounng & Tax Services Individual & Business Tax Returns Bookkeeping/Financial Statements Payroll Cafeteria & Rerement Plans Tax Planning Business Licensing (719) 481-4393 www.JJTracks.com 279 N. Beacon Lite Road (1 block west of Monument Post Office) Full Service Repair & Maintenance Master Technicians $ 20 OFF with purchase of $200 or more Proud Community Member and Supporter Since 1987 A BETTER BRAND OF BANKING FIRST NATIONAL BANK MONUMENT 581 Hwy 105, Monument CO 719-481-0008 Member CONSTRUCTION LOANS www.fnbmonument.com Call Merlin or Quentin 719-481-0008 Let Us Build Your Dream! up to $ 500 OFF Full Roof Replacement Must present coupon at time of estimate or signing of contract. Not valid with any other offers. Expires 7/31/13 28 YEARS in the Roofing Industry! www.myprimeroofing.com 719-599-4020 “Women. Can’t live with ‘em…pass the beer nuts.” – George Wendt as Norm Peterson I f you were alive and owned a T.V. during the years 1982 to 1993, chances are that you saw at least one episode of the wildly popular NBC sitcom “Cheers.” The cast of quirky charac- ters, the witty dialog and the memorable theme song were a staple of many viewers’ “Must See T.V.” Thursday nights. So what was it about the show that kept people coming back to it week after week for 11 years? Snippetz looks into the show, the actors and especially the little-known tidbits that helped a show about a little bar in Boston, Mass. become more than just another name for a toast…
Transcript

719-488-1400

[email protected]

In the MONTEVERDE Center325 2nd St. Suite U,

Monument Co

NOW OPEN

MONUMENT COINSBuy • Sell • Trade…Coins, Gold & Silver

WE BUY GOLD!GET 40% OR MORE IN CA$H FOR

YOUR UNWANTED GOLD!

Al Dobrick - 30 Years Exp

by Lindsey Harrison

Cheers!... Continued on Page 2

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zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzWEEKLY MAGAZINE

SNIPPETZ GOES WHERE EVERYBODY KNOWS YOUR NAME: CHEERS!

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

http://insurance-agency.amfam.com/CO/larry-e-stiltner/

FREE WEEKLY

ISSUE 598 • APRIL 15, 2013

C o m p a n y , I n c .

TAX PREPARATIONYour Tri-Lakes

CommunityAccountantsfor 30 Years

430 Beacon Lite Rd. #155, Monument

719-481-6555Ask about our new client discount.

Accounti ng & Tax ServicesIndividual & Business Tax Returns

Bookkeeping/Financial StatementsPayroll

Cafeteria & Reti rement PlansTax Planning

Business Licensing

(719) 481-4393www.JJTracks.com279 N. Beacon Lite Road

(1 block west of Monument Post Offi ce)

Full Service Repair & Maintenance

Master Technicians

$20 OFFwith purchase of $200 or more

Proud Community Member and Supporter Since 1987

A BETTERBRAND OFBANKING

FIRST NATIONALBANK MONUMENT581 Hwy 105, Monument CO

719-481-0008Member

CONSTRUCTION LOANS

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“Women. Can’t live with ‘em…pass the beer nuts.” – George Wendt as Norm Peterson

If you were alive and owned a T.V. during the years 1982 to 1993, chances are that you saw at least one episode of the wildly popular

NBC sitcom “Cheers.” The cast of quirky charac-ters, the witty dialog and the memorable theme song were a staple of many viewers’ “Must See T.V.” Thursday nights. So what was it about the show that kept people coming back to it week after week for 11 years? Snippetz looks into the show, the actors and especially the little-known tidbits that helped a show about a little bar in Boston, Mass. become more than just another name for a toast…

Cheers!... Continued from Page 1

2

SNIPPETZ®

WEEKLY MAGAZINE

Cheers!... Continued on Page 3

THIS WEEKIN SNIPPETZ

make your vision a reality...15706 Jackson Creek Parkway, Monument • 719.488.2544 • www.trilakesprinting.com

Printing | Design | Direct Mail

Banners & Signs | Decals & Vehicle WrapsSnippetz Goes Where Everybody Knows Your Name: Cheers!... 1

“In a Bad Mood?Skip Junk Food”

Senior News Line... 5

“What Could Possibly Go Right?” (Introduction)

Your Weekly Kick in the Pants!by Dr. Ron Ross... 7

Moments In Time... 8

“Become An Artist!:Free Lessons on the Internet”

Series 9, Article 3Web Chat by Robyn... 12

“It’s About Time”Nick-Snips... 12

Strange But True... 17

HOME AND GARDEN

“Benefi cial Bugs!”Macie’s Garden... 4

CLASSIFIED PAGE 4

GREAT BARGAINS Find Your Treasure!Business / Employment Opportunities

HEALTH 6

“The Debate Over Circumcision” To Your Good Health... 6

COMMUNITY CALENDAR 9

THE BUSINESS DIRECTORY

The Place to Find LocalBusinesses on the Go!... 10-11

THE DINING GUIDE 13

“Grow a Pizza Garden:Garden Fresh Pizza”

The Kitchen Diva... 13

PUZZLES, TRIVIA,ENTERTAINMENT 16-17

Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

Couch Theater DVD PreviewsHuey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

BUSINESS, FINANCEAND LAW 18-19

“7 Ways to Save” Dollars and Sense... 18

“Living Well by Doing Good” In God We Trust... 19

Snippetz™

ALL RIGHTS RESERVED © 2013

PUBLISHED BY

FUNDER ENLIGHTENING, INC.PO Box 789

Monument, CO, 80132

George Wilkins - [email protected]

(719) 487-0484www.fepublications.com

Becky LandwehrIndependent Marketing Director

[email protected] Jackson Creek Pkwy. #100

Sisters’ Handwork and Quilts

Unique Gifts & Spiritual Books

Saint John’s Bible Collection

Sacred Art

Religious Jewelry and Medals

Creator Mundi Items

A Wide Variety of Gifts and Gift Ideas!

Benet Hill Monastery3190 Benet Lane

Colorado Springs, COwww.benethillmonastery.org

719-633-0655Off Hwy 83, Between Hodgens and

N0rthgate near the Black Forest

9 to 4:30 Mon-Fri / Sat by RequestSun 11:30-1:00

[email protected]

TSTARLANDSCAPING

T-Star LandscapingAll Star Quality

Travis Prater

719-201-8667

P.O. Box 3142Monument, Co 80132

[email protected]

SPRING CLEANUP SPECIAL!

CAST AND CHARACTERSThe original “Cheers” script followed the lives of four employees of the Cheers bar. It was soon decided that the show needed more depth and several other regular “lo-cals” joined the cast, each with a unique niche that arguably led to the success of the show.

Ted Danson played the bar’s owner, Sam Malone. Sam was a former baseball player and alcoholic whose addiction ul-timately cost him his athletic career. For the fi rst fi ve seasons, Sam pursued Diane Chambers (played by Shelley Long), a sophisticated college student who, dur-ing the pilot episode, was shunned by her fi ancé, forcing her to take a job at Cheers as a cocktail waitress. The couple was on-again, off-again until Diane set off to Los Angeles to begin a career as a writer and the relationship was offi cially over.

Following Diane’s departure, Rebecca Howe (played by Kirstie Alley) came on the scene as a manager for the bar. Ini-tially, Sam was attracted to her and at-tempted to begin a relationship with her, with no success. But after watching her many failed relationships with other, of-ten richer men, he lost interest.

Naturally, the turmoil surrounding the ro-mantic life of one character was not what made the show a hit. Other key players, like Carla Tortelli (played by Rhea Perl-man), the saucy, promiscuous waitress; Norm Peterson (George Wendt), the bar-fl y with the memorable one-liners; and Cliff Clavin (John Ratzenberger), the lo-

cal know-it-all postal worker, completed the cast.

Carla provided a wealth of entertainment by treating the customers poorly, having many failed romances, including the one that left her divorced with four children at the beginning of the series, and say-ing things that perhaps most people only have the guts to think. Over the lifetime of the series, Carla had four more chil-dren, adding to the chaos in her home life. While she secretly pined for Sam, she eventually married a hockey player only to lose him to a Zamboni accident.

It is a little-known requirement that ev-ery bar must have a patron who has per-manently etched his or her backside onto their favorite barstool. For “Cheers,” that patron is Norm. Norm was frequently unemployed as an accountant and then eventually transitioned to a house paint-er. Many of his hilarious lines centered around his rocky marriage to Vera, a character that never showed her face on-screen.

Cliff could always be counted on to stir the pot. Whether he was saying some-thing completely inaccurate, confusing people with random information, or just annoying everyone within earshot, Cliff kept the hilarity coming. Initially, the Cliff character was written as a security guard but the producers changed it after

the pilot episode, apparently assuming a postal worker would be a better know-it-all. Not sure what that says about postal workers but hey, it worked for “Cheers” and Cliff and his “Little Known Facts” became one of the show’s mainstays.

Coach Ernie Pantusso (played by Nicho-las Colasanto) started the series as a re-tired coach turned co-bartender. He was the typical bartender in that he lent his patrons an ear and offered up advice for the problems they presented. Coach didn’t make it past season three, howev-er, because Colasanto suffered a sudden heart attack on Feb. 12, 1985 and died. The character was written out of sea-son four although the details of Coach’s death were never explained.

Woody Boyd (played by Woody Harrel-son) came on the scene as a naive, not-the-brightest-bulb-in-the-pack young man trying to reconnect with his “pen pal” Coach. And by pen pal, Woody meant he and Coach had exchanged pens…see? Not so bright, right? When he learned that Coach had passed away, he was hired as bartender in Coach’s place. His dimwittedness was a constant source of comedic situations in the show, adding to the already entertaining cast of characters.

3

SNIPPETZ®

WEEKLY MAGAZINE

Cheers!... Continued from Page 2

The place to turn for ShelterInsurance protection for

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Visit Our Boutique! 755 Hwy 105 (between Monument and Palmer Lake) at the West End Center

Hours: Th & Fr 2-6 and Sat 12-6

Purchase with a Purpose! Sophia is the name for Wisdom. A portion of proceeds supports children’s education locally and worldwide

Other characters to appear in later sea-sons included Frasier Crane (Kelsey Grammer) and Lilith Sternin (Bebe Neu-wirth). The pair started out their “Cheers” careers as psychiatrists who are set up on a very unsuccessful date. The pair even-tually put their differences (or similari-ties, in this instance) aside and got mar-ried. By the 11th season, the couple had a son and decided to call it quits. Thanks to “Cheers,” though, the spin-off “Frasier” was born and the dysfunction between Frasier and Lilith continued.

MORE CHEERSAnd now the part you’ve all been wait-ing for…

The “Cheers” series was planned • to run for more than eleven seasons but Danson decided to leave and Harrelson refused to go on with the show without him, even though his character was go-ing to take over the role of the main character.

Lucille Ball met with the • “Cheers” producers about the possibil-ity of playing Diane’s mother but de-cided against it. Apparently, she didn’t think viewers would accept her as anyone other than her already popular “Lucy” characters.

Cliff’s “Little Known Facts” • were often ad libbed by Ratzenberger. He used the other characters’ scripted lines to help him determine a context for what to say.

Carla’s full name was Carla Ma-• ria Victoria Angelina Teresa Apollonia Lozupone Tortelli LeBac.

Only three characters appeared • in every “Cheers” episode: Sam, Carla

and Norm.

Rebecca’s college nickname • was “Backseat Becky.”

Norm’s full name was Hillary • Norman Peterson.

While many viewers were said • to have complained about the laugh track used for the show, no laugh track was ever used. A disclaimer stating “Cheers was Filmed Before a Live Studio Audience” was added to com-bat the complaints.

The Bull and Finch Pub in Bos-• ton provided the exterior shots of the “Cheers” bar.

A poster for the “Boston Barley-• hoppers” can be seen in the pool room of the “Cheers” set. The Barleyhoppers were an actual running club in Boston that met at The Bull and Finch Pub.

Jay Thomas played Carla’s sec-• ond husband Eddie LeBac, a profes-sional hockey player. While working on the show, Thomas, who had been working as a DJ in Los Angeles before being cast for “Cheers,” decided he could do both since he wasn’t a regular cast member. It’s said that he took a call on air asking him how he liked work-ing on “Cheers,” and his response was less than fl attering, especially when he described Perlman and his onscreen kisses with her. Perlman just happened to be listening and coincidentally just a few episodes later, Thomas’s character was killed off in a Zamboni accident.

Carla’s favorite pastime was to • draw armpit hair on the models in the magazine Vogue.

The fi rst person to order a drink • at the “Cheers” bar was actor John P. Navin, Jr. His character was a minor and Sam refused to serve him.

Featuring Painted

Furniture and

Home Décor

Now open at 135 Second Street

(former home of Prickly Pear)in Historic Downtown Monument

488-5880

Grand Opening Celebration!

Friday and Saturday, April 19-20, 10-4

The same weekend as the Pine Forest Show. Drop by for refreshments a chance to win valuable door prizes!

One of a kind painted furniture, fl oral arrangements, Original Art Work by Paula Jones, Ecclectic home decor.

We also paint treasures for anyone who wants aspecial piece painted. Ask us for a quote.

4

SNIPPETZ® WEEKLY MAGAZINE

BENEFICIALBUGS!

Ladybugs are probably what come to mind when you hear benefi cial insect. They are

found nearly everywhere and highly regarded by farmers and gardeners alike. They’re most successful when it comes to eating aphids, but are also very talented in eradicating mites, scales, mealy bugs and many other soft bodied insects and their eggs. Ladybugs hibernate in the winter and tend to take a siesta in the middle of summer when it’s too hot to do anything else! But during the spring and late summer months they are feasting!

If you’re interested in introducing more ladybugs into your garden it’s best to do so when the weather is on the cooler side. When you get your ladybugs home keep them in the refrigerator. They will stay dormant

until you can release them in the cool of the evening or early morning. As long as there is food for them they will stick around, but it is suggested that you spray their wings with a 50/50 mixture of water and soda to ground them temporarily until they fi nd food. Once they do fi nally fl y away, ideally you are left with lots of ladybug larvae. The larvae will eat up to ten times what the adult can eat! But be aware! The larvae look very different then the adults so don’t mistake it for a pest!

Another lesser known insect but equally as benefi cial is a nematode. This amazing guy is microscopic but can travel as fast as an inch an hour! The whole time seeking an insect to which it will climb inside and release a deadly bacteria into. So while the Ladybug is busy eating many of our garden pests above ground, the nematode is busy taking care of the pests below ground; Cutworms, Japanese beetle grubs, root weevils, borers, thrips, and fungus gnat larvae are just a few!

One of the best things about nematodes, besides their long list of prey, has to be that they are highly reproductive. Two nematodes can produce up to 200,000 more in a two week period.

You would want to release your nematodes on a cool evening or cloudy day much like Ladybugs. They come soaked in a sponge described as a microscopic Earth Worm. So you can see how damp cool soil is best for them to be released onto. Releasing 1 million nematodes is said to cover 2000 sq. ft.

Macie McCordMcCord’s Garden Center

& Landscaping719-375-3573

Snippetz™ Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We

reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submittedby E-mail or U.S. Mail.

E-mail:[email protected].

US Mail: Funder Enlightening, Inc. PO Box 789 Monument, CO 80132.Visa / Mastercard / Discover / Check

SNIPPETZ CLASSIFIED6 Lines - $5 per week

(minimum 5 weeks)

Call: 719-487-0484

FOR RENT

HOUSE FOR RENT2 bedroom / 1 bath

Private Yard with Patio.Large Storage Shed.

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FOR SALE

TRAILER - KIT BUILT4’ X 8’, 20 INCH TIRES, SPARE, ALL

NEW AND PROFESSIONALY WIRED. $275 303-660-3977 / Robert Steller

12467 Crowfoot Springs Rd., Larkspur, CO. 80118

LOOKING FOR LONG TERM KENNEL HELP

German Shepherd Breeder East of Monument.Guaranteed a minimum of 25 hrs. per wk.

$9.50/hourly

303 660-9000

HELP WANTED

WE’RE GROWINGAND NEED HELP!

Looking for a Massage Therapist, Nail Technician and Hair Stylist.Expectations Salon - Call Maria

719-488-9203

FURNISHED ROOMFOR RENT

All utilities and washer & dryer furnished.Month to month lease. Rent $400.

No pets or smoking (or smoking pets!)Call: 319-541-7346 / 719-481-1361

OUR GARDEN CENTER IS NOW OPEN!

Located 3/4 mile West of Safeway - Across from the West End Center

at 780 West Highway 105

Annuals • Perennials • Shrubs Vegetables • Pots • Garden Supplies

Complete Landscape ServicesLandscape Design/Build, Patios,Retaining Walls & Xeriscaping

Tuesday - Saturday 10AM - 5PM

719.375.3573

McCord’s Garden Centerand Landscaping

IT’S OFFICIALLYSPRING! PANSIES

AND HERBS ARE IN!

NEW BARBER IN TOWN • Hot lather face shave

• Hot lather head shave

• Men’s, Women’s and Kid’s Cut

• Hair Design lines

Stylist:AirrionWillis

Walk-ins Welcome • (719) 481-3265251 North Front St. #5 , Monument

next to the Coffee Cup Cafe

READY FOR A NEW LOOK?

REWARD

$500 REWARD!For information leading to the identity of the person (or persons) who vandalized

a 1963 Chevrolet in the vicinity of Palmer Ridge HS and Colorado Hts. Campground

on Easter weekend. Please call:719-235-1412 Leave Message

BEAUTICIANS NEEDEDOur retirement community is seekingbeauticians for a three salon property.

Please Call:719-481-9494

for more information

5

SNIPPETZ®: THE LOCAL SCOOP

finders keepersby Peggy Rima

THANK YOU FOR SHOPPING LOCAL!

Incredible Jewelry Unique Gifts Local ArtPottery & Candles Colorado Jams, Salsas & Honey

“gifts from the heart”

Celebrating 14 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

IN A BAD MOOD?SKIP JUNK FOOD

An interesting study from the University of Pennsylvania shows that eating “comfort

food” to help a bad mood actually can worsen the mood that the food was supposed to alleviate. In a paper presented recently at the American Psychosomatic Society conference in Miami, researchers revealed that pos-itive moods didn’t change one way or the other before or after eating com-fort or junk food, but negative moods were made worse.

While the study wasn’t about se-niors, and they used women partici-pants who were much younger, the way they conducted the study makes me believe it easily could apply to seniors. Instead of having subjects appear at the clinic once a week to report on what they’d eaten and how

they felt, they were equipped with handheld computers to input their moods and foods multiple times per day, especially just before and after eating.

In a study last year in the Public Health Nutrition journal, researchers revealed that people who ate junk or comfort food were more likely to be depressed -- by 51 percent. The more junk food, the more depression.

One of the biggest concerns about seniors and junk food (and fast food is included) is that many of us have smaller appetites than before. Maybe it’s because food doesn’t taste like it did, or maybe a medication we’re on has reduced our appetite. Many seniors are at risk for malnutrition even if we’re never hungry, because the types of food we eat don’t sup-port good nutrition. If we turn to junk food, we might not have enough ap-petite left to eat the foods we should.

And if we eat to help a bad mood, we could be making it worse.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2013 King Features Synd., Inc.

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CIRCLE B FARM & RANCH SUPPLY, L.L.C.773-B Hwy 105 Palmer Lake, CO 80133

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SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Lisa Brownworth, N.P.

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

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719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

DEAR DR. DONOHUE: I recently got into a discussion about circumci-sion with my granddaughter, who re-cently gave birth to our great-grand-daughter. She mentioned that if her next child were a boy, she would choose not to have him circumcised. She claims her husband made a study of the procedure and says it is mu-tilation, the same as is practiced on women in some countries. She states it is a religious ritual only.

Is circumcision of males considered the same as mutilation of females? -- P.H.

ANSWER: The debate on male cir-cumcision is one that generates heat on both sides. It is not the same as female circumcision. That is truly a mutilating procedure.

Male circumcision for cultural and religious purposes is one thing, and I’m not talking about the procedure in those circumstances.

The benefi ts of male circumcision include a reduction in urinary-tract infection in infancy. It is said to re-

duce the transmission and acquisi-tion of sexually transmitted diseases. It has been shown convincingly to decrease the transmission of the HIV virus, the virus that causes AIDS; the male acquisition of herpes vi-rus; and the transmission of human papillomavirus, the cause of genital warts in men and women and cervi-cal cancer in women. If readers want a reference for these claims, they can fi nd it in the Journal of the American Medical Association, Oct. 5, 2011, page 1,479.

The arguments against male cir-cumcision are that it is unnecessary, doesn’t markedly affect the health of men or women in developed coun-tries and can lead to serious compli-cations, rare but possible. The actual complication rate is 0.2 percent to 0.6 percent, and most of the com-plications are minor. Furthermore, some feel strongly that it is a muti-lating procedure. It is not on a par with female circumcision.

I believe the parents of infant boys are the ones to make the decision.

***

DEAR DR. DONOHUE: What does the gallbladder do? I’m going to have mine out. How does losing it affect life? -- J.M.

ANSWER: The gallbladder is 3 to 4 inches long and holds about an ounce of bile. Bile is a product of the liver. The gallbladder lies beneath and closely adherent to the liver on the right side of the abdomen.

When people eat a fatty meal, the gallbladder contracts to shoot a stream of bile into the small intes-tine to aid in the digestion of fat.

THE DEBATEOVER

CIRCUMCISION

6

SKIN PROBLEMS? NO PROBLEM!

Arbor Dermatology is conveniently located off Briargate Parkway at

9480 Briar Village PointSuite 100

(across from Briargate Branch Library)

Phone

719-623-2104for an appointment today!

www.arborderm.com

Medical And Surgical Dermatology ForThe Whole Family

Randal Kumm, M.D. We are currentlyaccepti ng new pati ents.

SKIN CONDITIONS WE TREATDr. Kumm treats conditi ons of the skin,hair and nails including the following:

• Skin Cancer including basal cell carcinoma, squamous cell carcinoma and melanoma

• Acne

• Birthmarks

• Boils

• Allergic Contact

• Rashes

• Alopecia/Hairloss

• Atopic Dermatitis/ Eczema

• Benign growths • Cysts

• Dermatitis

• Eczema

• Folliculitis

• Fungal infections

• Hives

• Keloids

• Moles

• Molluscum Contagiosum

• Oral growths and conditions not involving the teeth

• Psoriasis

• Scabies

• Seborrheic Dermatitis

• Shingles

• Warts

Without a gallbladder, bile drips into the small intestine directly from the liver. Fat digestion goes on almost as it did with a gallbladder.

***

DEAR DR. DONOHUE: After 18 holes of golf, the tendons on the back of my heels hurt. What should I do? -- C.K.

ANSWER: The likely cause is in-fl ammation of the Achilles tendon, the tendon of the calf muscle. It at-taches to the heel. Don’t play golf for two weeks. Take Aleve if there’s no reason for you not to use it. Put warm compresses on it for 15 min-utes three times a day. Try heel in-serts, obtainable in every drugstore. When you start playing again, ice the tendon for 10 to 15 minutes after you’re through playing.

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will in-corporate them in his column whenever possible. Readers may write him or re-quest an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2013 North America Synd., Inc.All Rights Reserved

Equine Facilitated Experienti al Counseling

Affi liated withTri-Lakes Center forFamily Development

www.gypsywindranch.comwww.boyercounseling.com

719-210-0668or

[email protected]

Laurel Boyer, MA, Counseling and Epona EFEL Approved Instructor

GOT THE WINTER BLUES?FEELING EMPTY AFTER THE HOLIDAYS? FEEL STUCK IN LIFE OR RELATIONSHIPS?

Gypsy Wind Ranch Counseling off ers a uniqueapproach to dealing with life’s challenges!

719-488-9900PALMER LAKE WELLNESS CENTER

850 Commercial Lane, Palmer Lake, CO(Take I-25 to Hwy. 105 (Monument Exit #161

then north 1.1 miles)

PALMER LAKEWELLNESS CENTER

TRI-LAKES PREMIER ALTERNATIVE MEDICINE CENTER

OFFERING THE FINEST QUALITY AND LOWEST PRICES!

Mon.-Sun. 9AM-7PM / Saturday 11AM-6PM / Sunday 12PM-5PM

We have re-designed the Palmer Lake

Wellness Centerto provide our clients

with our very best!

Come in and meetour friendly,

knowledgeable staff,and receivea special gift

THE LOWEST PRICESIN TOWN

(sales tax included)

$10$30$55$100$180

Grams1/81/41/2ozs

SNIPPETZ® WEEKLY MAGAZINE

7

WHAT COULDPOSSIBLY

GO RIGHT?INTRODUCTION

By Dr. Ron Ross

There’s not a lot of good news these days. The unemploy-ment rate has hit another

high, over 70% of people are not happy with the job they have, and millions have lost their jobs with little prospects of getting anything more than part-time work. Gas pric-es are going up again, welfare rolls are burgeoning, the education sys-tem is broken and the onerous costs of Obamacare has brought business investments to a halt. And that’s just what’s happening in the USA! Do you want me to list all the things that could go wrong in the rest of the world? I didn’t think so.

The list of what could possibly go wrong is endless – and hopeless. To plan what to do when you lose your job is to plan to lose your job. To complain about how bad things are is to miss out on how good things could be. To whine about how bad your past has been is to lose sight of your future.

Some time ago I knew guy who al-ways looked at the dark side of life. He never saw the sunshine – only the clouds. He told me that he had “enough money to run my busi-ness for only another three years and then I’ll be broke. Don’t know what I’ll do then!” He had that “if anything can possibly go wrong it will” syndrome. I stopped hanging out with him for fear I too would get the disease.

In these confusing and diffi cult times, those who outlive the storms to see the sunshine will be those who are looking for the sunshine, not those who are afraid to get wet.

A business friend called me last week to complain about his sales. In his frustration he asked, “How am I supposed to survive when nobody is buying my products?”

I did not have the kind of answer he wanted. He wanted me to tell him to do this and that and then your sales will hit an all-time high and you’ll be the businessman of the year, you’ll pay of all your creditors and cut your mortgage in half! I wish I were that smart.

Here’s what I told him, “Look for the opportunity.” I explained to him that in every down market someone is making money and it’s not the person who is curled up in the fe-tal position hiding in a closet hop-ing against hope that somehow the storm will quickly pass by.

Those who prosper in downtimes are those who seek opportunities and look for advantages. They ig-nore the bad news and ask persis-tently, “What could possibly go right? Where is the advantage? What is the hidden opportunity?” The point is, you will only get the right answers if you ask the right questions.

Think about it, you don’t even want to know all that could possibly go wrong. It’s too depressing. You want to know what could go right! That’s what’s enlightening, that’s where solutions are found. Not in the nas-ty negativity of problem-focused thought but in the energizing, spirit lifting, hope inducing, life giving positive search for what could pos-sibly go right.

So, for the next several months in this column I will ask again and again, “What could possibly go right?” You are invited to join the search for the advantage, the hunt for hidden opportunity.

Together we will not only weather the storm, we’ll be the ones bask-ing in the sunshine while the faint of heart will still be peeking out of their hiding spaces wondering if it’s fi nally safe to reappear.

To read more from Dr. Rossvisit his blog,

www.RonRossToday.com©2013 Dr. Ronald D. Ross

8

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• On April 18, 1775, Paul Revere and Wil-liam Dawes set out on horseback from Bos-ton to warn leaders Samuel Adams and John Hancock that British troops were marching on Concord on a mission to confi scate the Massachusetts militia arsenal and capture Adams and Hancock.

• On April 19, 1876, a Wichita, Kan., com-mission votes not to rehire policeman Wyatt Earp after he beats up a candidate for coun-ty sheriff. Earp’s Remington pistol made an effective club: Whenever possible, he pre-ferred to pistol-whip his opponents rather than shoot them.

• On April 16, 1897, Frederick Winterboth-am, one of Britain’s top code breakers, is born. Winterbotham would play a decisive role in the World War II Ultra code-break-ing project, enabling British intelligence to intercept top-secret messages (even from Hitler) transmitted to and between German armed forces.

• On April 21, 1930, a fi re at an Ohio pris-on kills 320 inmates, some of whom burn

to death when they are not unlocked from their cells. The prison, built to hold 1,500 people, housed 4,300 prisoners at the time of the fi re.

• On April 15, 1947, Jackie Robinson, age 28, becomes the fi rst black player in Major League Baseball when he steps onto Ebbets Field in Brooklyn, N.Y., to compete for the Dodgers. Baseball had been segregated for more than 50 years.

• On April 17, 1964, the Ford Mustang is offi cially unveiled by Henry Ford II at the World’s Fair in Flushing Meadows, N.Y. That same day, the new car also debuted in Ford showrooms across America, and al-most 22,000 Mustangs were immediately snapped up by buyers. Ford sold more than 400,000 Mustangs in its fi rst year.

• On April 20, 1971, the Pentagon releases fi gures confi rming that “fragging” is on the rise in Vietnam, with hundreds of reported incidents. Fragging was a slang term used to describe U.S. military personnel tossing a fragmentation hand grenade (hence the term “fragging”) to kill or wound or a fellow sol-dier, usually a superior offi cer or NCO.

(c) 2013 King Features Synd., Inc.

GOOD ON MOST VEHICLES EXCLUDING DIESEL

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THE PLACE FOR GREATBIRTHDAY GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

Mon - Sat 11AM - 5PM - 481•1361

MONUMENT’SONLY TOY STORE!

Remodels • Ceramic • Porcelain • Natural Stone • CountertopsFloors • Walls • Repairs • Complete Shower RemodelsCustom Kitchen Backsplashes • Custom Shower Pans

JUSTIN PALMERVisit us at: trilakesti le.com

jp@trilakesti le.com

719 • 243 • 4817

TRI-LAKES TILEPROFESSIONAL QUALITY INSTALLATION

COMMERCIAL • RESIDENTIAL

9

SNIPPETZ® WEEKLY MAGAZINE

VFW OPEN MEETINGSundance Mountain Lodge

Carson Room3rd Tuesday of the Month

6pmMeeting open to the public.

Tri-Lakes HAP-py Feet Foot Care Clinic

Tri-Lakes Senior CenterSecond Wednesday

of each MonthTo schedule an appointment, call Bob at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448.

GLENEAGLESERTOMA CLUB MEETINGLuncheon meeting every

Wed. 11:45 a.m. Liberty Heights

12105 Ambassador Drive, (off Voyager Blvd in Col Springs).

We offer interesting speakers and programs. Everyone is welcome. Info: Call Garrett Barton at 433-5396 or Bob Duckworth at 481-4608 or visitwww.gleneaglesertoma.org.

HISTORIC WALKING TOURSof Palmer Lake, Monument,

Castle Rock. Guided by local historian Jim Sawatzki.

Individuals, Clubs & Organizations

Tours approx.1 1/2 hrs. 1-mi long. Call 719-481-3963

palmerdivideproductions.com

WISDOM AND WEALTH MASTER MIND GROUP2nd Wed. Every Month

Noon to 1PMMonument Library

“Change yourself, Changeyour success” (Proverb)

Let’s talk Money! How to save it! (Tips and ideas on how to cut costs) How to invest it! (Where, when and how) How to make it! (Build your business, or start a new business) Additional Information and Registration can be found at:Meredith@MeredithBromfi eld.

com 630-618-9400

LIONS CLUB MEETING1st Thursday of the Month

6:00PM-8:30PMMONUMENT HILL COUNTRY CLUB

Beginning September 6th. Tri-Lakes has Lions on the 1st Thursday of each month! Your family can make help enrich lives for our El Paso County families

and people around the world. Please contact [email protected] 719-313-0688 for club details. We Serve.

VFW LADY’S AUXILIARY OPEN MEETING

Sundance Mountain Lodge Carson Room

3rd Thursday of the Month6:30 pm

Meeting open to the public.

KARAOKE FRIDAYSOakley’s Cafe & Bistro

Every Friday8:30pm

Karaoke with JR’s Ultimate Entertainment every Friday

starting at 8:30pm. Karaoke and music til midnight.

AUSTRO-HUGARIANWINE DINNER

The MoZaic Restaurant atThe Inn at Palmer Divide

April 18, 2013starts at 7:00pm

Join us for a taste of Eastern Europe as Dirk will share some of his current favorites from his recent visit to Austria and Hungary wine country.

HOME SCHOOL ENRICHMENT ACADEMY OPEN HOUSES

Grace Best Facility, 66 Jefferson St, Monument, CO 80132

Friday, April 19; Friday, May 17; Friday, May 31

5:30pm-7:00pm; 5:30pm-7:00pm; 3:00pm-5:00pm

Learn all about the Lewis-Palmer Home School Enrichment Academy at their Open Houses. HSEA supports families of homeschooled students in kindergarten through 6th grade. Enrichment classes include art, music, physical education, exploratory and experiential activities, and drama. The Open Houses will be held upstairs in the HSEA areas in the Grace Best Facility at 66 Jefferson Street in Monument (enter east side of building). Send questions to [email protected]

LIVE MUSIC SATURDAY’SOakley’s Cafe & BistroEvery Saturday 8pm4/20 - D Day Invasion

4/27 - BluZone

37th ANNUAL PINE FOREST ANTIQUES, HOME DÉCOR &

GARDEN SHOW & SALESaturday April 20th 10am-5pmSunday April 21st 10am- 4pm.

Lewis Palmer High School. Located at 1300 Higby Road

Monument, Colorado(I-25, exits 161 or 158). Look

for the signs. The Tri Lakes Women’s Club is proud to announce: the 37th Annual Pine Forest Antiques, Home Décor & Garden Show and Sale, of the Pikes Peak Region. Admission price is $6.00; proceeds benefi t qualifi ed non-profi t and public service organizations and public schools in the Tri-Lakes Area. This year features: Returning Antique dealers, “The Bakery” and New Botanicals, A Cappella Concert Saturday, Antiques, Home Décor and Garden Exhibits, Delicious Bistro Dining, Glass repair, Plus much More. For additional information go to: www.TLWC.net.

LPHS SPRING PLAY “ALICE IN WONDERLAND”

Lewis-Palmer High School 1300 Higby Rd. Monument, CoApril 26 and 27th 20137:00 p.m. to 9:00 p.m.

Friday and Saturday, April 26th and 27th: Journey through the looking glass as Lewis-Palmer High School presents “Alice in Wonderland” in the auditorium at 7:00 p.m. Tickets $6 adults $5 for seniors and students. On sale starting April 15th at showtix4U.com or at the door.

WORLD TAI CHI& QIGIONG DAY

Sundance Mountain Lodge 1865 Woodmoor Dr.

Monument, Co 80132April 27,2013 9:00AM /10:30AMBe A Healing Part Of HistoryCome join us on this day where ten of thousands in hundreds of cities in over 70 nations will come together at the same time to breathe together... joining together while providing an example to the world of health, healing and wellness.

BECOME A CASA(COURT APPOINTED

SPECIAL ADVOCATE)!Apply now for the Spring training class starting Monday, April 29, 2013. Applications are due in our offi ce, 701 S. Cascade Ave., by April 9, 2013. Applications are available on our website, www.casappr.org. For more information contact Kelly at 447-9898 x1033 or [email protected].

SNIPPETZ COMMUNITY CALENDARTo submit your event: http://snippetzonline.com/submit-an-event.html

GALLERY HOURS

Wednesday - Sunday1:00PM - 6:00PM

Monday & TuesdayBy Appointment

16575 Roller Coaster Rd.Colorado Springs, CO 80921

719•481•6157www.SouthwindsFineArt.com

From Colorado Springs Go North (from Monument go South) to exit 158 (Baptist Rd.)Turn right (east) to Roller Coaster Rd. Left on Roller Coaster Rd., then right into fi rst driveway

Due to a limited amount of space, submissions for the SnippetzCommunity Calendar will be restricted to non-profi t organizations,

community clubs, and Snippetz advertiser events.

SPRING ART SHOWSOUTHWINDS FINE ART

16575 Roller Coaster RdFeaturing Local Artists

May 3, 4, 51-6 pm

MOTHERS DAY BRUNCH - The MoZaic Restaurant

12 May - 9:00 am - 3:00 pmA mother’s love is instinctual, unconditional, and forever!$35++ per adult. *Includes one alcoholic beverage$17.50++ per child (3-12)Space is limited therefore reservations are required!

PIKES PEAK WHITTLERS 30TH ANNUAL WOODCARVING AND WOODWORKING SHOW AND

COMPETITIONColorado Springs Shrine Club, 6 South 33rd Street, Colorado

Springs, CO 80904May 18 and May 19 2013

10:00am to 4:00pmCompetition will take place in over 40 categories including realistic fl ora and fauna, realistic and caricatured human fi gures, and decorative pieces. Competition will

be overseen by this year’s guest judge, Marty Dolphens. In addition to the many pieces entered in competition, the show will feature 100 tables of displays, and sales of wood, roughouts, tools, and carvings. Carving demonstrations and a whittling contest will take place during the two days of the show. Admission is $3.00 for adults, $2.00 for military and seniors, free for children under 12 accompanied by a paid adult, and free for Scouts in uniform.

LIBERTY HIGH SCHOOL BAND GOLF TOURNAMENT

Gleneagle Golf Club, 345 Mission Hill Way, Colo Spgs

8092106/01/2013

12:30pm - 7:00pmGolf Tournament (Four-Man

Scramble format) Fundraiser for the Liberty High School Band

Program.Friday, May 31, 2013:

6:30 pm: Calcutta, BBQ Dinner, & Raffl e

Saturday, June 1, 2013:12:00 pm: Registration

1:30 pm: Shotgun StartEntry Fee: $75.00 per player, limited to the fi rst 120 golfers.

* Win A Car! Hole-in-One Contest on #12

Sponsored by Al Serra Chevrolet *

7TH ANNUAL PURELY PONDS PARADE OF PONDS

CHARITY POND TOUR Saturday and Sunday

June 29th and 30th, 20139am to 5pm

Purely Ponds will match and donate all net profi ts from ticket sales to the Boys & Girls Club of the Pikes Peak Region. On this self-guided pond tour there will be 30 tour stops throughout Colorado Springs, Monument and the surrounding area. Tickets with tour map are just $5 per ticket. They will be available In May online at www.purelyponds.com and also at all 3 Pioneer Sand locations in Colorado Springs, Monument and the Black Forest. For more information please visit www.purelyponds.com or call 719-896-0038

10

CLEANING SERVICE

CUSTOMER’S CHOICECLEANING SERVICECustomized to Your Needs!

Call for a FREE Quote719-487-9713

or 719-351-7476

ALPACASPEAK RANCH’S ALPACA BOUTIQUE

Open Saturdays 10-4PM719-232-8509

ALPACA OUTERWEAR & TOURS19850 Beacon Lite, Monumentwww.PeakRanchAlpacas.comCall us for weekday visits

ANTIQUES/COLLECTABLES

KEEPSAKES UNLIMITED251 Front St. #12

Monument CO 80132719-487-1647 / 719-243-1066Tues. - Sat. 10:00AM-5:00PM

www.keepsakes-unlimited.com

ART & FRAME

BELLA ART & FRAMECustom Framing & Art Gallery

Local Artisans Art & Gifts183 Washington St. * Monument

719-487-7691www.BellaArtandFrame.com

AUTO BODY & PAINT

TRI-LAKES COLLISION & TOWINGWE WORK WITH ALL INSURANCE

Hertz Rental Cars OnsiteLIFETIME WARRANTY707 County Line RoadPalmer Lake Co 80133

719-495-4508Mon-Fri 8-5:30 • Sat 9-2

AUTO REPAIR

JJ TRACKS TIRE & AUTOServicing The Tri-Lakes Area

For Over 26 Years279 N. Beacon Lite Rd. Monument

719-481-4393www.jjtracks.com

FACINELLI MOTORSImport Repair Specialists

SUBARU TOYOTA HONDA707 County Line Road

Palmer Lake719-488-6729

AUTO SALES

MonumentMotors.com50 Used Subarus! 1995-2011

Great Prices-Warranty AvailableOutback, Forester, Legacy

Impreza and TribecaDealer: 719-481-9900

BOOKSTORES

COVERED TREASURESBOOKSTORE

Books, Cards, Games, Puzzlesand So Much More!

481-2665 (BOOK)105 Second St. Monument

BOOKKEEPING

BOOKKEEPING BY BOBBI INCComplete Bookkeeping ServicesPayroll Services • IRS CleanupQuick Books Training & Setup

[email protected] or cell 331-3003

ACCOUNTING

Watson CPA GroupTax Prep, ConsultationBookkeeping, Payroll

Competitive Flat Rates719-387-9800

www.watsoncpagroup.com

BOOKKEEPING BY BOBBI INCComplete Bookkeeping ServicesPayroll Services • IRS CleanupQuick Books Training & Setup

[email protected] or cell 331-3003

SPA PARTIES

THE CASTLE HOUSE SPAAny Age or Occasion

Birthdays • Showers • Ladies Night15025 Roller Coaster Rd., C.S.

719-460-1538www.castlehousespa.com

Ruth Bolas (Wordelman) GRI SFR CNE Keller Williams

REALTOR & ATTORNEY/MEDIATORSERVING THE FRONT RANGE719.488.3026 • 303.437.6010

Call For a FREE [email protected]

REAL ESTATE

TRI-LAKES PRINTINGPrinting - Design - Direct Mail

15706 Jackson Creek Pkwy.Monument, CO 80132

719-488-2544www.trilakesprinting.com

The UPS Store®

Banners-Business CardsFlyers-Postcards

590 Highway 105Safeway Shopping Center

719-487-1730www.theupsstorelocal.com/3693

PRINTING

PIANO TUNE/REPAIRCAMPBELL PIANO SERVICE

Professional Piano ServicesTuning • Repairs • Rebuilding

Voicing and Humidity ControlKeep Your Instrument Playing

and Sounding Its Best!719-351-2766

PHOTOGRAPHY

KIRKLAND PHOTOGRAPHY & DESIGN*FAMILY *COMMERCIAL *EVENTS

*HIGH SCHOOL SENIORS *MODELS719-487-1779

Hwy. 105, Palmer Lake, COwww.KirklandPhotography.com

LODGING

THE INN AT PALMER DIVIDEYour Local Getaway

443 S. Hwy 105Palmer Lake CO719-481-1800

www.innatpalmerdivide.com

The UPS Store®

24 Hour Access-Mail ForwardingPackage Receiving

590 Highway 105Safeway Shopping Center

719-487-1730www.theupsstorelocal.com/3693

MAILBOX SERVICES

NAILS

YVETTE@ INNOVATIONS SALON INC.

3D Design / All Nail ServiceFriday and Saturday 9AM - 5PM481 Hwy 105, Monument, CO

719-481-3094

OFFICE SPACE

Affordable 150-3500 sq. feetLow Cost Business WorkshopsWoodcarver Properties and

Tri-Lakes Business Incubator14960 Woodcarver Road

[email protected] x-100

COFFEE SHOPS

COFFEE ON THE GO...Drive-up Coffee Kiosk

Breakfast Burritos - Pastries225 North Gate Blvd C.S., 80921

(719) 646-1063www.coffeeonthego.biz

COMPUTER SERVICES

MONUMENT COMPUTERSERVICES

66 2nd Street, Monument, CO 80132Computer Repair & Cleanup

New Computer Sales & Networking719-488-2830

TLC COMPUTER REPAIRWe Fix, Build and Sell PC’s

We Repair Macs Too!Recycle With Us!

Call 719-302-2937 or [email protected]

COUNSELINGPSYCHOTHERAPIST MA

MARY SENOUR • 719-331-4312Marriage • Family • AdolescentsSubstance Abuse • Body Image

Coping Skills • Coaching236 N. Washington, Monument CO Email: [email protected]

EQUINE FACILITATED COUNSELINGTrauma • PTSD • Anger • DepressionRelationships • Personal Growth

Gentle Healing TechniquesLaurel Boyer, MA, LPC

[email protected]

DOG GROOMING

COUNTRY CRITTERS UPTOWNGentle • Professional • All Breed755 Hwy. 105 #N - Palmer Lake(Between Monument & Palmer Lake)

719-481-0220www.countrycrittersuptown.com

CHYANNS’ PET CAREGrooming with TLC Since 1983Fun - Calm - Clean - Environment79 4th St. (4th & Washington) Monument

719-488-9474Cheryl Rogers - Owner Operator

FIREPLACES

ARCHGARD FIREPLACE PRODUCTSConvert Your Wood Burning Fireplace into an Effi cient & Clean Gas Burning Fireplace

“Capture the Warmth ofWall to Wall Flame”

CALL FOR A FREE ESTIMATE719-650-8885

SRW Enterprises - Palmer Lake, CO

FLORIST & GIFTS

THE ENCHANTED FLORISTFlowers for All OccasionsGift and Garden Boutique

481 Hwy. 105 Suite I719-488-1116

www.enchantedfl oristco.com

SNIPPETZ BUSINESS DIRECTORY THE PLACE TO FIND LOCALBUSINESSES ON THE GO!

PALMER LAKEWELLNESS CENTER

Great Products • Great PeopleGreat Selection • Great PricesMon-Sun 9-7 719-488-9900

850 Commercial Lane - Palmer Lake

FITNESS - FUN - FREEDOMFREEDOM SCHOOL OF MARTIAL ARTS

Kids & Adults 30 DAYS FREE!Confi dence - Self-Defense

Mixed Martial Artswww.freedomschool.com / 360-9559

YOGA FOR HEALTH ** SUE BUELLRELEASE YOUR INNER VIBRANCY!Focus • Balance • ConcentrationBreathe in Peace & Harmony!

719-660-7858yogaforhealth.biz

HEALTH & WELLNESS

PERSONALIZED DIET COUNSELINGDIET CENTER MONUMENT

719-488-3564255 N. Jefferson St. #106

Monument, CO 80132Email - [email protected]

ARBOR DERMATOLOGYAccepting New Patients

Randal Kumm, MD9480 Briar Village Pt. Suite 100CALL TODAY! 719-623-2104

www.arborderm.com

GARAGE DOORS

OVERHEAD DOOR REPAIR TODAY!$35 OFF Service CouponBroken Springs, New Doors

Openers, Remoteswww.academyoverheaddoor.com

719-481-2549

GARDEN CENTER

McCORD’S GARDEN CENTER& LANDSCAPING

Annuals • Perennials • ShrubsHerbs • Vegetables • SeedsGarden Art • Garden Supplies780 Hwy 105 • 719-375-3573

GLASS SHOPS

SERVICE GLASSAuto - Shower Doors - Mirrors

Thermo-Pane & Table TopsFREE QUOTES 719-481-3701

341 Front St. #4Monument, CO 80132

GRANITE

INTERNATIONAL STONEWORKSGRANITE COUNTERTOPSOver 25 Granite Colors in Stock!

Starting at $36 per sq. ft.719-488-3180

200 County Line Rd. Palmer Lake

HAIR SALONSMOUNTAIN AIR SALON & BARBERSHOP

IN SHOP BARBERColor Specialist / Mens Grooming251 N Front St. Monument, CO

719-481-3265www.mountainairsalon.com

SHELLY’S HAIR BOUTIQUEMASTER STYLIST

104 Highway 105, Palmer LakeNext door to O’Malley’s Steakhouse

Call: 719-930-5192 orwww.schedulicity.com

GUTTER PROTECTION

GUTTER HELMET#1 In The Industry for 30 years

Lifetime WarrantyOwned by Kirt Byerly of “Around The House”Home Improvement For Over 10 yrs

719.495.2673gutterhelmetcoloradosprings.com

SMALL ENGINE PLUS

R&R SMALL ENGINE PLUS LLCAll Makes/Models-SnowblowersMowers - Trimmers - ChainsawsATV’s, Motorcycles, SnowmobilesFULL SERVICE - 719-481-3333279 Beacon Lite Rd. #G, Monument

RESTAURANTS

BROKEN BONES BBQSmokin’ Good Food

Dine-In • Take-Out • Catering481 Hwy. 105, Monument CO

719-487-0471www.brokenbonesbbq.com

RESTAURANT / BAR

1st & TEN SPORTS BAR & GRILLBEST HAPPY HOUR AROUND!!

Wood Burning Pizza Oven!!!!All Sports, All the Time!!!!!Follow Us at our Web Site

Look at 1stand10monument.com719-487-0737

ROOFING

PRIME ROOFING, INC.28 Years Experience - A+ BBB Rating

Locally Owned and OperatedWork with All Insurance Providers

719-599-4020www.myprimeroofi ng.com

SHIPPING

SHIP ‘N OUTAuthorized Shipper for:FedEx - DHL - USPS

481 Hwy. 105, Unit 201In Monument Plaza719-465-1153

The UPS Store®

Packing-ShippingBoxes-Freight590 Highway 105

Safeway Shopping Center719-487-1730

www.theupsstorelocal.com/3693

MOZAIC RESTAURANT & LOUNGEHAPPY HOUR Tues-Sat 4PM-6PM

443 S. Hwy. 105Palmer Lake CO719-481-1800

www.innatpalmerdivide.com

DECKS

JTY CONSTRUCTIONCustom Decks • Deck Repairs

Additions • Remodels • Basements(719) 491-9695

Local • 30 Years ExperienceSuperior Quality • Affordable • LIC

HYDRO-GARDENING

MAJESTIC HYDRO GARDENING“Growing Your Way” with

excellent products from some ofthe most trusted names in the

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11

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12

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SNIPPETZ® WEEKLY MAGAZINE

Nick-Snips

IT’SABOUT

TIMEBy Nick Yanez

Recently, my brother and I were discussing the prospect of time travel. You see, we were having

a conversation about writer/producer/director JJ Abrams. He was the brilliant mind behind television hits like Alias, (the greatest show ever made) LOST, and Fringe. He has also made major blockbuster fi lms: Cloverfi eld, Star Trek, Super 8, etc. When Disney acquired Lu-cas Films earlier this year, they pinned Abrams as the director of the new tril-ogy, giving him immense power over the future of the sci-fi genre. Much of Abrams work has to do with Time Trav-el. He even worked it into his Star Trek fi lm. The way time travel is discussed in JJ’s work is unique. He uses science in a convincing manner; and why not? The intrigue and mystery behind exploring time is unrivaled. It’s the perfect form of fi ction – completely out of our grasp, yet so realistic in our ever wondering minds.

That was the case anyway, until last week when Iranian scientist Ali Razeghi announced that he had indeed invented a real life Time Machine! The statement is bold, for sure, and comes with warranted skepticism. After all, Ali is not the fi rst scientist to claim he’s created a machine capable of manipulating time. Obscure names like John Titor and Billy Meier come to mind. Both men claim to have come from the future. Of course no pre-dictions of theirs have taken place yet, so it’s unlikely the truth. Then there’s the Moberly-Jourdain Incident; a story of two women in the early 1900’s who ex-perienced a momentary blast to the past on their visit to the Palace of Versailles. They claim to have had a brief visit to the 1700’s, where they were met by Ma-

rie Antoinette. They went on to publish a book, An Adventure, in the year 1911 un-der fake names. A television movie was even made about the incident in 1981. Of course none of these people have actually laid claim to inventing the machine itself. They have only state they have traveled time personally.

That’s what makes Mr. Razeghi one of a kind. He isn’t claiming the ability to trav-el time at all, but rather, make time travel to you. Think of it as somewhat of a time predictor. Ali claims that his machine is capable of showing you what will happen in your future and is 100% accurate. The machine can only reach about 5-8 years in the future. Many religious zealots claim the machine is evil; that Razeghi is trying to “play God”. He rebukes these claims and states that the machine could be a powerful tool in predicting military strategies and settlements in the Middle East.

If Razeghi’s machine is operational, it could be a game changer in world poli-tics. Imagine if Iran had a strategic ad-vantage in seeing every move the United States would make, before we made it. It could be catastrophic. But that’s the thing about time, it is unknown if we can change it. Meaning even if Razeghi’s machine could see military and political happenings seven years ahead of time, he would be unable to change them. If the machine is indeed 100% accurate, that would mean the event you see will hap-pen, no matter what.

If that is the case, then why waste your time with such a machine? What ever happened, happened; same goes for the future. It should be noted that Ali Razeghi is a credible inventor and scientist. He is the Managing Director of Iran’s Centre for Strategic Inventions and has another 179 inventions to his name. He has not released the prototype publicly for fear that the Chinese could reproduce it to the masses overnight. I’ll leave you with this extra fact to ponder about – Ali Razeghi is only 23 years old.

Feel free to send Nick an email anytime about his weekly column, or any leads you have for underreported stories he could write about, to [email protected]

13

SNIPPETZ® DINING GUIDE

Tue. & Wed. 4:00PM-8:00PM / Thur. - Sun. 11:00AM-9:00PM / Closed Monday

10 minutes from Monument Exit 172 going North - Follow sign

303-681-2090Dine In / Take Out

WORLD CLASS FREE MUSICCall for Details

Larkspur Pizzaria & Cafe

Best Pizza, Calzones, Italian Food,Panini Sandwiches and Much More!

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Pan friedMinnesota Recipe

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Offer expires 5/1/13

The Kitchen DivaContinued on Page 15

GROW APIZZA

GARDENWhen most people think about

planting a garden in the spring, they think about the

fresh vegetables they will be eating all summer. While vegetables are packed with good nutrients, a garden provides many other benefi ts as well. This year, make planting and tending a garden a family affair, and everyone will harvest the benefi ts.

“Digging in the dirt is just plain fun for little children. Why not give them some seeds to put in that dirt to see what they can produce?” said Tammy Roberts, nutri-tion and health educa-tion specialist with the University of Missouri Extension. “If a child has grown and harvest-ed their own food, they are much more likely to eat it. Also, learn-ing to use small garden tools can be good for

the development of gross- and fi ne mo-tor skills for children.”

When we think about planning and caring for the garden, we usually are thinking about the healthful benefi ts of the food. Make no mistake; while you are paying attention to the chore at hand, your body is benefi tting from a good workout as well.

“Did you know you are actually doing some strength-training exercises while you work in the garden? Next time you are carrying a watering bucket or large fl owerpot, just think about how that can help your muscles,” said Roberts. Maintaining muscle mass is an impor-tant part of assuring good fl exibility and balance. And when you are bone-

SPORTS BAR & GRILL

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14

SNIPPETZ® DINING GUIDE

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arkway

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15

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The Kitchen DivaContinued from Page 13

tired from getting up and down, know that the slow movement of getting from a sitting to a standing position is good for maintaining your muscles and bones.

Gardening also is very good for the mind. Children can learn many science lessons in the garden from the benefi ts of some bugs to how compost is made and helps the garden grow. Adults ex-ercise their brain power in many ways, such as researching new plants they want to grow, fi nding the best method to manage pests and learning how to ir-rigate the garden.

Gardening is good for the mind in an-other way -- it can boost your mood. You can go to the garden in a rotten mood, but it’s pretty hard to leave the same way, especially if you are carry-ing your fi rst ripe red tomato! Garden-ing also is the perfect way to introduce children to healthy eating habits that they will continue for the rest of their lives.

Once your beautiful herbs and veg-etables are ready to eat, try preparing my simple recipe for Garden Fresh Pizza. It’s like a delicious, fresh salad on a piece of fl atbread. It’s also the per-fect recipe to get your children into the kitchen to help prepare their own meals and to eat more vegetables!

GARDEN FRESH

PIZZAThis fresh, easy pizza is the perfect way to bring your children into the kitchen. Older children can slice the softer vegetables using a disposable serrated plastic knife. Younger chil-dren can pick the herbs and tear them. Spreading the cheese and placing the vegetables on the pizza crust can be a fun, family affair. Best of all, your piz-za is edible art!

1 package (12-inch) prebaked, thin Italian pizza crust, like Boboli

Non-stick cooking oil spray1 cup chopped fresh spinach 1 large tomato, chopped (about 1 cup)3/4 cup shredded carrots 1/2 cup green onions, roots removed, white and green parts, chopped1 tablespoon chopped fresh basil leaves 1/2 tablespoon chopped fresh oregano1 teaspoon salt1 teaspoon pepper1 container (6.5 oz) 50 percent-less-fat garlic-and-herb spreadable cheese 1/2 cup sliced, fresh mushrooms 1/2 cup fi nely diced, seeded cucumber 1 tablespoon olive oil1/4 cup Parmesan cheese, optional?

1. Preheat oven to 450 F. Lightly mist a 12-inch pizza pan or cookie sheet with nonstick cooking spray. Place the pizza crust on the pan. Bake about 8 to 10 minutes to crisp the pizza crust.

2. Using a food processor or blender, puree 1/2 cup each of the spinach, the tomatoes, carrots, 1/4 cup of the green onions, and the basil, oregano, salt and pepper to make a chunky sauce.

3. Spread the cheese over the pizza crust and the vegetable sauce over the cheese. Place the remaining spinach, tomatoes, mushrooms and cucumber on the pizza. Sprinkle with remaining the carrots and green onions. Drizzle with olive oil and sprinkle with Parme-san cheese, if desired. Cut pizza into 4 wedges to serve.

***

Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of seven cook-books. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva! on Face-book and go to Hulu.com. Recipes may not be reprinted without permission from Angela Shelf Medearis.

(c) 2013 King Features Synd., Inc., and Angela Shelf Medearis

16

(c) 2013 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. INVENTIONS: When were the fi rst canvas “sneakers” known as Keds mass marketed?

2. ANIMAL KINGDOM: What is a group of dragons known as?

3. AWARDS: In what fi eld are the CLIO awards given?

4. OPERA: What was the name of the tragic female lead in “La Traviata”?

5. MEASUREMENTS: What is a bak-er’s dozen?

6. FOLKLORE: What tool is Paul Bu-nyan most often depicted as hold-ing?

7. GENERAL KNOWLEDGE: What is cereology?

8. MUSIC: Who sang the famous theme “Goldfi nger”?

9. U.S. STATES: What two states’ of-fi cial popular dance is the shag?

10. HISTORY: Who was the fi rst U.S. president to appear on television?

1. Name the two players who have hit home runs in a Game Seven of the World Series three times each.

2. In 2004, Andy Lopez became the third baseball coach to take three different teams to the College World Series. Name the fi rst two.

3. Who was the fi rst 1,000-yard rusher in AFL history?

4. The 2012 NCAA men’s basketball tournament saw the biggest come-back in its history, as BYU came from 25 points down to win. What had been the biggest rally?

5. Who was the last Buffalo Sabres player before Thomas Vanek in 2013 to tally fi ve points in a game?

6. Carmelo Anthony set a USA Bas-ketball record in 2012 for most points in an Olympic game (37). Who had held the record?

7. Who was the oldest golfer to play in the Ryder Cup?

(c) 2013 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. Who wrote and fi rst re-leased “All Along the Watch-tower”?

2. What was the title of Del Shannon’s only No. 1 hit? What year was it?

3. Who sang the 1959 version of “Lonely Boy”?

4. Who released the worldwide No. 1 hit “Mickey” in 1982?

5. Name the song containing this lyric: “They ate up all my food. And I don’t stand to search. Don’t tell me it was a woman Cause a woman don’t eat that much.”

New DVD Releases forWeek of April 15, 2013

PICKS OF THE WEEK

“Django Unchained” (R) -- Quentin Taren-tino serves up another pithy revenge story, this time setting the carnage in the pre-war South. Django (Jamie Foxx) is a slave who lost his wife to an especially cruel master (Leonardo DiCaprio.) Fate gives him an-other shot when he is bought, freed and then hired by a German-born bounty hunter (Christoph Waltz). Together, they go from plantation to plantation, hunting fugitives

and tracking down Django’s lost love.While the bullets and witty rejoinders fl y, “Django” keeps you involved despite its one-sidedness. Without the sense of real confl ict, the story doesn’t rise above re-venge fantasy. It’s not Tarentino’s fi nest, probably not even top fi ve, but undeniably fun. Viewers sensitive to shoot-outs and coarse language won’t last fi ve minutes. This is DiCaprio’s fi rst time playing the vil-lain, and he delivers.“Save the Date” (R) -- Sarah (Lizzy Ca-plan), a sardonic, 30-ish bookstore manag-er, receives an unwelcome and comedically misfi red proposal from her boyfriend. Em-barrassed, she dumps him and moves on ... perhaps a little too fast. Sarah’s sister Beth (“Mad Men’s” Alison Brie) is oblivious to this mess as she is wrapped up in planning her own wedding. As the sisters realize their lives and relationships are all screwy, they run home to Mom and Dad for reassurance, only to fi nd that their folks are just as lost.

This is not a love-dovey romantic comedy, nor is it a thought-provoking indie-fl ick. “Save the Date” is in the weird in-between space, where the story is neither insightful nor comforting, just sort of there. Caplan and Brie are positively sublime, but without a script to support them, their full abilities are left out of this fi lm.“Spies of Warsaw” -- Poland must have been a pretty tense place in 1937, with the Germans gearing up for an invasion and lit-tle that could be done to stop it. Too bad this British TV mini-series is pretty tame -- giv-en the circumstances. Adapted from a novel by American author David Furst, the high-budget production brings the historical fi c-tion to life. David Tennant (who made a fi ne Doctor on the sci-fi series “Doctor Who”) plays French military offi cer Jean-Francois Mercier, a smooth operator who can con-vince well-to-do ladies to forget themselves for a bit.“Future Weather” (R) -- This environmen-

tally conscious indie-movie follows Laudu-ree, a Midwestern teen whose mother gave her only a weird name. When Lauduree’s mother runs to LA to become a makeup art-ist, the teenage girl is left with her rather frigid grandma. Lauduree’s issues are ex-plored through her interest in the science of global climate change. Her fears for the future and concerns about human responsi-bilities are discussed within the context of science. The environmental messages are overt, but the real story is how they are used to explore the character.

TV RELEASES“Makers: Women Who Make America”“Gilmore Girls: The Complete Series”

“NOVA: Building the Pharaoh’s Chariot”“Counting Cars: Season 1”

“Friends: The Complete Series”“Fraggle Rock: Complete Season 2”

(c) 2013 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (17).

(c) 2013 King Features Synd., Inc.

BySamStruckhoff

17

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Bob Dylan, in 1967 on his “John Wesley Harding” album. Those who’ve studied the lyrics think the story comes from the Bible, Isaiah, Chapter 21, verses 5-9. Six months later, Jimi Hendrix came out with his own version.2. “Runaway,” in 1961. After his death in 1990, The Trav-eling Wilburys recorded a version of “Runaway” to honor Shannon.3. Paul Anka. He’d recorded his fi rst single, “I Confess,” at age 14.4. Toni Basil (born Antonia Basilotta in Philadelphia). The former high-school cheerleader has had a long career as a fi lm director, choreographer and dancer, actress, singer-songwriter and fi lmmaker.5. “Somebody’s Been Sleeping in My Bed” by funk-soul group 100 Proof (Aged in Soul). The song was a Gram-my runner-up in 1971.

1. 19172. A weyr

3. Advertising4. Violetta

5. 136. An ax

7. The study of crop circles8. Shirley Bassey

9. South and North Carolina10. Franklin D. Roosevelt

1. Bill “Moose” Skowron and Yogi Berra.2. Larry Cochell and Ron Polk.3. Cookie Gilchrist ran for 1,096 yards for Buf-falo in 1962.4. Duke came back from 22 down against Mary-land in 2001.5. Drew Stafford had fi ve points in a game in 2008.6. Stephon Marbury tallied 31 points in 2004.7. Raymond Floyd was 51 years old when he played in the Ryder Cup in 1993.

APRIL 15, 2013

ARIES (March 21 to April 19) A little wool-gathering is OK. But don’t let that dreamy state linger beyond midweek, when you’ll want to be ready to take on new workplace responsibilities.

TAURUS (April 20 to May 20) Love rules the week for single Bovines seeking romance. Attached pairs also fi nd new joy in their rela-tionships. Friday should bring news about a business opportunity.

GEMINI (May 21 to June 20) Home be-comes the center of a new social whirl, as you show your talent for hosting great par-ties. You can expect to impress a lot of people who’ve never seen this side of you.

CANCER (June 21 to July 22) The Moon Child might have to raise those powers of per-suasion a notch to get a still-wary colleague to agree to go along. Finding more facts to back up your position helps.

LEO (July 23 to August 22) Hold off trying to fi x the blame for an apparent mishandling of a work situation. A full investigation could reveal surprising facts on how and why it re-ally happened.

VIRGO (August 23 to September 22) Your ability to fi nd details others might overlook gives you an advantage in assessing a possi-bly too-good-to-be-true offer. A trusted col-league has advice.

LIBRA (September 23 to October 22) Ex-pect to be called on once again to act as peacemaker in a long-simmering dispute that suddenly fl ares up. Offer advice, but be care-ful to stay out of the fray.

SCORPIO (October 23 to November 21) Your organizational skills help you line up your priorities so that you get things done without added pressure. The weekend could hold a special surprise.

SAGITTARIUS (November 22 to Decem-ber 21) New ventures are favored. But don’t launch yours before rechecking all facts and sources. Also, be sure you can rely on support from certain people.

CAPRICORN (December 22 to January 19) Don’t be pushed into renegotiating an agree-ment, even though it might help avoid a po-tential impasse. Get legal advice before you sign or agree to anything.

AQUARIUS (January 20 to February 18) Helping others is what Aquarians do so well. But this time, someone wants to help you. Expect to hear some news that will both sur-prise and delight you.

PISCES (February 19 to March 20) Things go so swimmingly that you’re tempted to take on more tasks. Best advice: Finish what you have now, then enjoy a well-earned re-laxing weekend.

BORN THIS WEEK: Your understanding of human nature helps you make wise deci-sions that are appreciated by all. You would make a fi ne judge.

(c) 2013 King Features Synd., Inc.

by Samantha Weaver

• It was pioneering British director of sus-pense fi lms Alfred Hitchcock who made the following sage observation: “The length of a fi lm should be directly related to the en-durance of the human bladder.”

• If you’re an arachnophobe, you probably don’t want to know that a tarantula can live for up to two years without eating a single thing.

• If you’re like the average American man with a job, you spend 8 minutes per day cooking. If you’re like the average Ameri-can woman who works, you spend 50 min-utes a day preparing meals.

• There are four times more astrologers than astronomers in the United States.

• You may not think it signifi cant that in 1921, Earle Dickson’s wife had a tendency to injure herself while working in the kitch-

en. He kept bandaging her wounds with gauze and adhesive tape, but the bandages always seemed to be slipping off. Finally, in exasperation, he put a small piece of gauze in the center of a piece of adhesive tape, which worked beautifully. None of this would have made any difference to us today, except that Dickson was an employ-ee of Johnson & Johnson. He took some samples of his invention into work, where the owner, James Johnson, loved the idea. The Band-Aid went into production short-ly thereafter.

• In the 1979 gubernatorial election in Louisiana, a man named Luther Knox was fed up with the candidates on the ballot. In order to give like-minded Louisianans an option, he ran for the offi ce himself -- after legally changing his name to “None of the Above.”

• You might be surprised to learn that rock star Elvis Presley’s idol was General Doug-las MacArthur.

***Thought for the Day: “The hardest thing in the world to understand is income tax-es.” -- Albert Einstein

(c) 2013 King Features Synd., Inc.

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7 WAYSTO SAVE

Chief Investment Offi cer Roger Paschke of the Hearst Corp. lists some often underutilized

or overlooked ways that many of us can use immediately to generate extra cash and build more fi nancial security.

1. Don’t maintain bank accounts that have monthly service charges, transac-tion fees or require minimum balances. Plenty of commercial banks, savings banks, credit unions or online banks of-fer accounts with no fees or minimum balances.

2. Review your home and auto insur-ance policies and consider increasing your deductible to the highest amount you think you can afford if you had an insurance-covered loss. High de-ductibles will reduce your monthly or annual insurance payments. Also, combine your home and auto coverage with one company, which will result in additional savings. Insurance is use-ful when you have a loss, but over the long haul you will almost certainly pay more in premiums than you receive for any claims. So, keep your premium payments as low as possible.

3. Check out deals on monthly charges for your cellphone. Cellphone compa-nies are highly competitive and rou-tinely offer deals on rates, with or with-out the purchase of a new phone. Avoid

signing up for one- or two-year plans, which may appear less expensive up-front, but can be costly if you upgrade to a new phone or switch services mid-way through the plan.

4. If you have outstanding balances with multiple credit cards, combine the balances under one card with the most favorable rates and terms. Then pay off the debt with the highest inter-est rate fi rst. Beyond that, pay off all of your credit-card balances as fast as possible. It’s the worst and most ex-pensive kind of debt you can have.

5. Make one extra payment a year on your mortgage. You can make 13 pay-ments a year instead of 12, and apply that extra payment against the princi-pal balance. If you do that every year, a 30-year mortgage can be paid off in as little as 19 years.

6. Consider requesting that your lo-cal property assessor reappraise your home for property-tax purposes. If you’ve owned your home for more than fi ve years, it’s probably worth a lot less now than what you paid for it, which means you may be paying too much in property taxes.

7. If you’re getting a salary raise this year, commit to depositing half of it into your savings, paying down debt or building a college fund for your children. Since you didn’t have that money last year, it’s added income this year, and you should be able to com-mit some of it to your longer-term fi -nancial goals.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2013 King Features Synd., Inc.

Shelly’s Hair BoutiqueMaster Stylist/ Color Specialist

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Phone: 719-481-0549Cell: 303-748-6352

Toll Free: 800-873-9705

[email protected]

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LIVING WELLBY

DOING GOOD

As oftentimes happens when I am doing a seminar or workshop, I am approached

by someone, many times a couple who have been retired for some time and are fi nding that fi nancially there just is not enough.

When they retired, life was good. Income from Social Security, for many a company pension, as well as savings and investments met and in most cases exceeded their expenses, yet today it is just not working. Every month there seems to be more month than income and they have to dig deeper and deeper into their investments to cover the bills. And…they worry. What happens when the investments are gone?

When most people retire, their dreams are simple. To live off the income their savings would provide, enjoy life, help their children where they could and at death pass on what was left to their heirs, church and charities. Unfortunately, too often, that is not how it turns out. But it does not have to be that way. Many have discovered they can actually increase their income by giving their money away. You read that right, by giving it away, using a charitable gift annuity.

If you have assets that you are planning to leave to a church or charity, yet you need the income that those assets produce to pay today’s expenses, a charitable annuity may provide an alternative. Charitable gift annuities can oftentimes create a greater stream of income than can be had with fi xed income investments like certifi cates of deposit or bonds and they can guarantee that income for life.

The income generated by a charitable annuity is based in large part by the donor’s age and life expectancy. The older you are the greater the income. For example, at one charitable organization, a 70 year old contributing $25,000 would receive an income of $1,925 annually which is 7.7% of the contribution; an 82 year old contributing $25,000 would receive an annual income of $2,450 (9.8%). In both cases the income would be paid for life and would not change.

Additionally, with charitable gift annuities there are tax benefi ts. First is an immediate tax deduction for part of the amount you contributed. The second, and oftentimes the greater benefi t, is the potential for tax free income.

There is also one more even greater benefi t, the good work that can be done because of your fi nancial generosity. Many charities, churches and schools have established charitable gift annuities as a key element of their planned giving program.

A charitable gift annuity is an effective way for you to fi nancially support your church or favored charity and at the same time generate a greater income for you and your spouse that can never be out lived. Making it possible to live well by doing good.

“Your plenty at the present time should supply their need so that their surplus may one day supply your need, with equality as a result.” 2 Corinthians 8:14

Chuck Maher is a Certifi ed Financial Plan-nerTM practitioner specializing in Christian values based fi nancial planning and invest-ing. He can be reached at [email protected], locally at (719) 481-0549.

Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA SIPC

4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515 (405)842-0202

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