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“Racing is a matter of spirit not strength.” - Janet Guthrie
Psychologists, sociologists, anthropolo-gists and other “ists” have studied com-petition for decades. Is it an innate or
learned behavior? Or is it some of both? None-theless, proof of the human need or fascination with competition is everywhere. People com-pete with others for jobs, in sports and against themselves. And the venues for expressing the competitive spirit are numerous from rac-ing cockroaches and bathtubs on wheels to spelling bees. If you’re an Olympic wannabe without the sponsorship, then there’s a race or contest somewhere at some time just for you. Snippetz takes a look at a few of the more … ahem … interesting contests.
Snippetz Takes to the Races...Continued from Page 1
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DUST OFF YOURSTAIR-CLIMBING SHOESThink running up 86 stories over 1,576 stairs as fast as you can. If you’re up to it, you can enter the Race to the Top, an annual tradition since 1978 whereby runners take to the stairs of New York’s Empire State Building. From 1999 through 2003, Australian Paul Crake won this race. His fastest time of 9 min-utes and 33 seconds is still the time to beat. This year’s race will be held on Feb. 1, 2011.
PREFER TO SIT?Grab a bathtub and slap some wheels on it and you can enter Nome, Alaska’s Great American Bathtub Race on Labor Day. After spend-ing a bundle of money on travel and many hours to get to Nome, you and four friends only need $20 for your race entry fee. Be sure to get there a few days early to grab yourself a competitive tub and wheels from the local landfi ll. One gets to be up to his or her neck in hot bubbly water in the tub while four teammates do the pulling along Front Street. The grand prize: bragging rights.
CALLINGCREATIVE COOKS
If you’re a culinary genius, check out the Austin, Texas SPAMARA-MA, otherwise known as the Pan-demonious Potted Pork Festival held on April Fool’s Day. There is a SPAM cook-off and other festivi-ties to include a tug-of-war contest pitting teams over a pool of SPAM jelly. Nothing says all American like SPAM.
CALLINGCREATIVE EATERS
Eating contests have been popular for decades and one of the most widely known is the hot dog eat-ing contest held on the 4th of July in Coney Island, N.Y. at Nathan’s Famous hotdog stand. Contestants get 10 minutes to eat as many dogs as they can with a drink of their choice to assist in washing them down. The winner of this contest earns bragging rights along with a very large and fashionable Mustard Belt to wear, likely to be the envy of his or her friends. Nathan’s has hosted this American pastime since 1916. Last year, Joey Chestnut won his fourth championship in a row by downing 54 dogs. The grand prize was $10,000 with a total purse of $20,000. Enough cash to purchase antacids.
WIN YOUR WIFE’S WEIGHT IN BEER!
Not to be outdone by Finland’s Wife Carrying World Championship, Sunday River, Maine is the home of the North American Wife Carry-ing Championship. Carry the little lady through a 278-yard obstacle course with the best time and win your wife’s weight in beer and fi ve times her weight in cold hard cash. Legend has it this race came from the old tradition in Finland whereby a man would run into a village, grab a prospective wife, literally, and carry her off into the sunset. Thanks to women’s rights, since 2005 the little lady can now carry the big guy through the obstacle course if she so chooses.
ON YOUR MARK... GET SET..SNIPPETZ TAKES TO THE RACES
3
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Snippetz Takes to the Races... Continued from Page 2
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Snippetz Takes to the Races...Continued on Page 4
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COFFIN RACES, POLAR PLUNGES AND FROZEN DEAD GUYS … OH MY
If your town housed a frozen dead guy in a storage shed complete with weekly dry ice deliveries and a doc-umentary about him, you’d probably want to host a festival to celebrate too. The town of Nederland, Colo., just west of Boulder, is home to the three-day Frozen Dead Guy Days held the fi rst weekend in March. There’s something for everyone at this festival including pancake breakfasts, parade of hearses, cof-fi n races, scavenger hunts, a polar plunge and the Blue Ball.
There’s also the grandpa look-alike and alien ice queen costume con-tests. Grandpa is Grandpa Bredo Morstoel who died in 1989 and has been kept in a cryogenic state in a TuffShed in hopes that advances in technology will bring grandpa back to life some day. If you’re thinking you’d like to visit grandpa Bredo, think again. His TuffShed is tough to get to, so it’s best to stick with the festival in his honor. Donations are always accepted to help keep grandpa in the manner in which he has become accustomed. This year’s festival motto: Freeze the Day. Catchy.
Manitou Springs, Colo. hosts the Emma Crawford Festival featuring
a coffi n race and parade in her hon-or. Crawford’s claim to fame?
Emma and her family moved to Manitou Springs in 1889 in hopes that the environment would help cure her tuberculosis. One day she hiked to the top of Red Mountain and had a vision while there. She tied a scarf to a tree and stated that her dying wish was to be buried there. When she died in 1891 at the age of 19, her fi ancé and his friends did indeed bury her at that site.
Spiritual hikers often visited her there and eventually she was relo-cated to a different side of the slope to make room for a train to go up the mountain. Not only did the rail-road fail, but Crawford’s coffi n was affected by erosion and slid down the mountain after an especially se-vere rainstorm. Eventually, her re-mains were buried in Crystal Valley Cemetery.
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• It was American radio and TV writ-er and commentator Andy Rooney who made the following sage obser-vation: “Computers make it easier to do a lot of things, but most of the things they make it easier to do don’t need to be done.”
• The iconic 1980s video games Pac-Man and Ms. Pac-Man had 256 levels, though it’s been reported that on both of them, the 256th level has bugs that make it unplayable.
• The earliest known examples of drinking straws were created out of gold and lapis lazuli by the ancient Sumerians. It seems they were used by royalty to drink beer, thereby avoiding the yeast residue left over from the fermentation process. • It takes 450 skilled workers to create a Steinway grand piano --
and the piano is made up of about 12,000 individual parts.
• If you are like 83 percent of adult Americans, you received a gift you didn’t want during the recent holi-day season.
• If you’re a heavy coffee drinker, you might want to consider the fol-lowing: A study conducted in the United Kingdom found that those who reported the highest consump-tion of caffeine also were more like-ly to report hallucinations and other extrasensory experiences.
• The Campbell’s Soup portraits cre-ated by Andy Warhol have become icons of the Pop Art movement, and today they sell at auction for up-ward of $10 million. They weren’t always so well-regarded, however; in 1962, actor Dennis Hopper (a vi-sionary art collector, it seems) pur-chased one of the fi rst examples for a mere $75.
***
Thought for the Day: “I have known a vast quantity of nonsense talked about bad men not looking you in the face. Don’t trust that con-ventional idea. Dishonesty will stare honesty out of countenance, any day in the week, if there is anything to be got by it.” -- Charles Dickens
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Legend has it that Crawford will not rest until she is moved back to the top of Red Mountain, so she contin-ues to haunt those slopes. Starting in 1994, Manitou Springs has held a parade in her honor as well as a coffi n race each year at the end of October.
As in the bathtub races, coffi n races have teams of fi ve members with one coffi n rider and four pulling it on wheels. Awards are given for the race winners as well as the best decked out coffi n and its costumed team members.
GENTLEMEN, STARTYOUR LAWNMOWERS
With only a trophy and bragging rights, hundreds enter lawnmower racing events every year in many towns around the world as well as in the U.S. These lawnmower racing enthusiasts have their own associa-tion – United States Lawn Mower Racing Association – with an of-fi cial website of www.letsmovw.com.
If lucky enough to win a regional championship, this “grassroots” movement goes on to compete at the national championships every Labor Day weekend. This group loves adding to their 45 chapters across the country – “The Mow, the Merrier.”
AREDNECK’S DREAM
If you’re looking for inexpensive entertainment, then the Summer
Redneck Games in East Dublin, Georgia might be the ticket. Held in July of each year, entry fees are only $5.00 for contests such as bobbin’ for pig’s feet, redneck horseshoes, hubcap hurling and toilet seat pitch-ing. Such a deal.
ARACE FOR NOTHING
If all this talk of competition and festivals is too much, then head off to Telluride, Colo. for their Nothing Festival. Complete with a city per-mit, the festival began in 1991 and boasts absolutely no races, contests or activities each year at a designat-ed time in the month of July. The annual theme: Thank you for not participating!
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Re-creating missed opportunities can be quite simple. First, one needs to aware of what the opportunity was that was missed. People have a tendency to miss opportunities several times dur-ing life. Perhaps a person missed an opportunity to heal with a parent, sib-ling, or another person. Perhaps it was an opportunity to earn monetary abun-dance doing something one loves to do or to heal fear around being one’s authentic self. The opportunity can be seemingly small or large in terms of one’s own perception.
When one understands how energy works, a person can then utilize the fl ow of energy to benefi t healing par-ticular issues. With this particular area of re-creating missed opportunities, one can utilize the energy of Mercury Retrograde (MR). This happens ap-proximately three times a year. It lasts for approximately three weeks and is often associated with a time of mis-communication, technical diffi culties
TAI YI-RE-CREATING
MISSEDOPPORTUNITIES
Part 2 of 2
with electronics, email, phones, and the like. You may hear many people say, “oh, we must be in Mercury Retrograde with all these technol-ogy problems.” You can look up this problem on the internet and fi nd many sources to it.
MR can also be utilized in re-creating missed opportunities. Once a person had identifi ed what the opportunity was that was missed, that person can focus on creating a new intent. First, it would serve the person to ask self, “why was the fi rst choice made any-way? Was it out of denial, fear, or an-ger?” Then search the reason for that answer. What was the core reason? Once that is understood, a new intent can be created. During the three weeks of MR, one can be actively mentally and emotionally focused on bringing forth a new opportunity to resolve what was missed in the fi rst place. This is similar to ‘law of attraction.’ That opportunity may be presented during MR, but it may take another month. Regardless, do not miss it again!
A Tai Yi treatment that can assist with this is Sin of I. Sin of I is for people who missed it and they want to un-derstand what they missed, how they missed and how to re-create it. This treatment creates awareness on what as missed in the fi rst place. Sin means missing the mark. It is not a religious ‘sin’. Assistance will be offered to un-derstand how to fully utilize MR dur-ing this process.
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3. Use a monochromatic colorscheme on the furniture, rugsand walls. Select differentshades and textures of yourmain color. A bright object thatgrabs your attention and does-n't blend with its surroundingswill cause the room to appearsmaller.
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WHY DOES GIVING FLOWERS MAKE PEOPLE HAPPY?
Here are some recentstati sti cs from Flowers 101.
The fi ndings of a university study show that the gift of fl owers creates happiness,
improves mood, and builds bonds between family and friends.
Nothing makes people quite as happy as receiving fl owers. A 2005 study by Rutgers, The State Uni-versity of New Jersey shows that receiving fl owers triggers happy emotions, far in excess of what one would normally believe of things so small and so fl eeting. Flowers have always been the currency of best wishes but what makes them so convincing, and is their reputation deserved?
FLOWERS AND HAPPINESS
The fi rst fi nding of the study was that a gift of fl owers creates happiness. Conducted over a 10 month period, the study found that receiving fl ow-ers generated genuine smiles and caused delight and gratitude from recipients. The same response was found to be true amongst people of different nationalities and ages.
The ability of fl owers to spread happiness is no secret. According to Hoovers, the sale of fl owers through the 16,000 retail outlets in the U.S during 2008 generated fi ve billion dollars in revenue. The U.S Bureau of Labor Statistics recorded 76,000 individuals employed in the indus-try in the same year.
My vote goes to the Flowers to make a “real change” throughout our nation.
Flowers as gifts often make people happier than other more expensive gifts. In an age when many gift giv-ing occasions have become com-mercialized and almost compulsory,
the gift of fl owers is never one that invites disappointment, except per-haps if a ring was expected instead. Flowers as gifts effect people on an emotional level, unlike almost any other type of commercial gifts available.
FLOWERS AS MOOD ENHANCERS
The second fi nding of the study was that fl owers can have long term positive effects on mood. People in the study reported feeling less depressed, anxious, and agitated. The fl owers increased their ability to fi nd enjoyment and satisfaction. The study also found that fl owers as gifts strengthened feelings of com-passion.
Flower essences as natural remedies have been used for years to reduce symptoms of depression, grief, and sadness. So it’s not diffi cult to un-derstand how fl owers as gifts can impact positively on mood. A love-ly fragrance never fails to go unno-ticed or unappreciated. Whilst many commercial fl owers have no fra-grance, their vibrant colors brighten any room. Fragrant or not, fl owers instill a noticeable vitality into a space which in turn fl ows through all that occupy it.
It’s no coincidence that fl owers can be found in equal abundance at weddings, as they can at funerals. Flowers are just as popular when sent in sympathy as they are when sent in congratulations. When fl ow-ers are sent in sympathy, they com-municate compassion, whilst also symbolizing both the beauty and frailty of life. They speed up the emotional healing process using the same means as they do to improve mood.
FLOWERS THAT SAY ‘I LOVE YOU’
The third main fi nding of the study was that fl owers forge intimate con-nections. They build bridges and strengthen bonds between fam-ily and friends. Giving fl owers is a powerful forum for saying both ‘I’m sorry’ and ‘I love you’.
Roses are the traditional fl ower of choice for gifts between lovers. One could even argue that they are the ultimate aphrodisiac. So not sur-prisingly, the busiest day of the year for sales in cut fl owers is Valentines Day. According to Grower Flowers, the estimated number of roses sold in 2003 in the U.S was 156 million. Of that amount, over 50% were red.
Giving fl owers are also the ultimate peace offering. It’s not scientifi c but it’s hard to stay angry at someone who fronts up with both an apology and fl owers. During the Victorian era, specifi c fl owers had specifi c sentiments that they expressed. A gift of striped carnations signifi ed a refusal whilst purple hyacinths begged forgiveness. These days, any fl owers at all are usually ade-quate for portraying an apology.
FLOWER POWER
Flowers are not only beautiful but they have the power to effect people psychologically. One can never go wrong with a gift of fl owers be-cause the relatively small cost pales in signifi cance to the far-reaching benefi ts of a simple bouquet.
In this economy we could all use some positive, less stressed and calm emotions in our lives, so head on over to………
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and Smile, Smile, Smile!
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• On Jan. 23, 1775, London merchants petition Parliament for relief from the fi -nancial hardship put upon them by the cur-tailment of trade with the North American colonies. Most critical to the merchants’ concerns were the 2 million pounds ster-ling in outstanding debts owed to them by their North American counterparts.
• On Jan. 18, 1882, A.A. Milne, creator of “Winnie-the-Pooh,” is born. Milne wrote his volumes of verse for his son, Christo-pher Robin: “When We Were Very Young” (1924), “Winnie-the-Pooh” (1926), “Now We Are Six” (1927) and “The House at Pooh Corner” (1928).
• On Jan. 19, 1915, during World War I, Britain suffers its fi rst casualties from an air attack when two German zeppelins drop bombs on Great Yarmouth and King’s Lynn on the eastern coast of England. The zeppelin, a motor-driven rigid airship, was developed by German inventor Ferdinand Graf von Zeppelin in 1900.
• On Jan. 17, 1953, a prototype Chevro-
let Corvette sports car makes its debut at General Motors’ Motorama auto show in New York City. The car featured an all-fi berglass body, a white exterior and red interior, a 150-horsepower engine and a starting price tag of around $3,500. An AM radio and heater were extra.
• On Jan. 20, 1961, 87-year-old Robert Frost recited his poem “The Gift Outright” at the inauguration of President John F. Kennedy. Although Frost had written a new poem for the occasion, titled “Dedica-tion,” faint ink in his typewriter made the words diffi cult to read, so he recited “The Gift Outright” from memory.
•On Jan. 21, 1977, President Jimmy Carter grants an unconditional pardon to hundreds of thousands of men who evaded the draft during the Vietnam War. In total, some 100,000 young Americans went abroad in the late 1960s and early ‘70s to avoid serv-ing in the war.
• On Jan. 22, 1981, Rolling Stone maga-zine’s John Lennon tribute issue hits news-stands, featuring a cover photograph of a naked John Lennon curled up in a fetal embrace of a fully clothed Yoko Ono. The photograph had been taken just 12 hours before Lennon’s death.
(c) 2011 King Features Synd., Inc.
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BUSINESS NETWORK INTERNATIONAL (BNI)Every Wednesday - Inn at Palmer Divide
Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-594-9700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to fi nd out if your business qualifi es and for an invite to a breakfast meeting on Wednes-days at the Inn at Palmer Divide.
Speedtrap Coffee Bar,84 Hwy. 105, Palmer LakeKNITTING, CROCHETING, WEAVING,QUILTING, RUG HOOKING, ETC. Opportunity to work on proj-ects, learn and share new ideas and techniques. EVERYONE WELCOME! Info: Cindy Allen, 481-2020
7:00 pm to 8:30 p.mFirst 5 Thursdays (beginning 1/20/11) are for parents of children birth to six, Next 5 Thursdays (beginning 2/24/2011) are for parents of school-aged children with an emphasis on teens. Join other parents as you learn parenting skills to up the odds of having happy, responsible children. Come to one workshop or come to all! Workshops are FREE! Questions? Call (719)330-6614
LET’S GET UP AND DANCE!Friday, Jan. 21, 2011 - The Pinery
No sitting this one out. Put on your dancing shoes and join Marc and Helen Sabin, line dance instruc-tors from the United States Air Force Academy, for a line dancing demonstration and lesson. The Pinery has lots of room to maneuver and the best part about line dancing - no partner needed! RSVP: Charlie Ann Hayes, [email protected], 481-9693 or Maureen Kral, [email protected], 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. The club sponsors the Wine and Roses event November 5th, and the Pine Forest Antique and Garden Show and Sale April 30th-May1st. Proceeds from these events benefi t local nonprofi t groups. Visit www.tlwc.net or contact Judy Crusius, [email protected], 481-1994; or Barb Dienes, [email protected], 487-7392.
SnippetzCOMMUNITYCALENDAR
COMMUNITY EVENTS
www.snippetzonline.com
SCORE MEETING14960 Woodcarver Road
Tuesday, January 25, 2010 - 5:30PM - 9:00PMScore quick Start Series Workshop Please visit the Score web page @ ColoradoSpringsSCORE.org for more information Is starting a business right for you? or contact SCORE at (719)636-3074
VALENTINE ART EXHIBIT AND SALEBY PALMER LAKE ART GROUP
The West End Center, 755 Hwy 105, Palmer Lake, CO(3/4th mile west of Monument Safeway)
Tuesday, Feb 1 through Saturday, Feb 5 10am - 6pmValentine Art Exhibit and Sale, just in time for Valen-tine’s Day, by the Palmer Lake Art Group. A variety of artistic items will be available which include origi-nal paintings, jewelry, fi ber art, pottery, photography, basketry, and more. Meet the participating artists and watch their art demonstrations. Please view www.palmerlakeartgroup.com website for more de-tailed information. Admission is free. When: 10am to 6pm daily from Tuesday, Feb 1 through Saturday Feb 5. Friday, open until 8pm. Where: The West End Center, 755 Hwy 105, Palmer Lake, CO (3/4th mile west of Monument Safeway) Palmer Lake Art Group is a non-profi t organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students.
HORSES FOR HEROESFriday, February 18, 2011 - The Pinery
The Horses for Heroes Program of the Pikes Peak Therapeutic Riding Center addresses the rehabili-tative needs of military personnel recovering from injuries sustained in the line of duty. Executive Di-rector, Jody Enget, will explain the physical and psy-chological benefi ts of Horses for Heroes therapy as well as how all the Center’s programs address the riders’ individual needs. RSVP: Charlie Ann Hayes, [email protected], 481-9693 or Maureen Kral, [email protected], 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC mem-bers and their guests. Proceeds from these events benefi t local nonprofi t groups. Visit www.tlwc.net or contact Judy Crusius, [email protected], 481-1994; or Barb Dienes, [email protected], 487-7392.
TO SUBMIT YOUR EVENT, GO TO:http://snippetzonline.com/submit-an-event.html
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283 Washington St.Monument, CO 80132
(719) 488-9203
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PALMER LAKE HISTORICAL SOCIETY
ANNUAL POT LUCK
DINNER AND MEMBERSHIP
DRIVE
Join the Palmer Lake Historical Society for its annual pot luck dinner and membership drive.
The Historical Society is a nonprofi t that preserves and promotes history through presentations and activities that bring alive the historical events that took place in the Tri-Lakes area or affected local or Colorado his-tory. Our motto is “History should be more than a memory.”
The Historical Society presents free monthly programs that inform and educate the community about lo-cal historical events. The Historical Society also partners with local non-profi t organizations and businesses to keep history, tradition, and cul-ture alive through events such as the annual Return of the Rocky Moun-
tain Chautauqua, Native American events, and tours of Estemere man-sion. In addition, the Historical So-ciety sponsors the annual Father’s Day Ice Cream Social at the Palmer Lake Town Hall featuring free ice cream, pie, and music for the local community.
The Annual Pot Luck Dinner and Membership Drive is an opportuni-ty for existing members of the His-torical Society and residents of the local community who want to be a part of this dynamic and communi-ty-oriented organization to join in an evening of fellowship and local history. Attendees are encouraged to bring an item related to local his-tory to show and discuss.
This program is free to the public. A meat dish, coffee, and tea will be provided. Please bring a side dish or dessert to share. Don’t miss this opportunity to learn more about the Historical Society and the local his-tory of this area. Visit our website at www.palmerdividehistory.org.
WHEN: Thursday, January 20, 2011, from 6:30pm to 8:00pm. Doors open at 6:00pm.
WHERE: Palmer Lake Town Hall, 66 Lower Glenway Street, Palmer Lake, CO 80133
10
SNIPPETZ® CLASSIFIED / HEALTH
OMEGA-3FOR THE
EYES
One benefi t of studies is that re-searchers can go back later to the data and look at it in a different way. In one recent case, the Wilmer Eye Institute arm of Johns Hopkins School of Medicine reviewed a study done in the 1990s and put together new information.
Scientists took a study about the cor-relation between Age-related Macu-lar Degeneration (AMD) and diet, and considered how Omega-3 in fi sh and shellfi sh might play a part.
Omega-3, a certain kind of fatty acid, wasn’t associated with health back when the original study was done. Now, knowing that Omega-3 is help-ful in a number of ways in the body, they turned their sights to how that oil works in the retina of the eye.
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More than 2,000 seniors between the ages of 65 and 84 participated in a survey about what they ate for one year. The new analysis of that data asked whether those who routinely ate fi sh and shellfi sh were offered any protection from the onset of AMD. Answer: Yes, they were. Those who had advanced cases of AMD were much less likely to eat seafood with Omega-3.
At the same time, researchers asked whether participants were protect-ed from AMD by the zinc in crabs and oysters. The answer: No, they weren’t.
However, we shouldn’t jump the gun. The researchers were quoted as say-ing that this is a “potential” way to
avoid AMD. After all, it was a small study, and the participants self-re-ported what they ate. They’re calling this a good fi rst step and saying that a randomized study should be done.
If you’re concerned about your eyes, ask you doctor if you could benefi t from eating fi sh or shellfi sh once a week.
Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].
(c) 2011 King Features Synd., Inc.
SNIPPETZ®
CLASSIFIED6 LINES • Only $5 A Week
(minimum 5 weeks)
Call: 719-487-0484Snippetz
® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.
AFFORDABLE HORSE BOARDINGBoarding available on 12 acres west of Monument. Barn, locked tack room, pas-ture and grass hay. $200 summer, $300 winter. Maximum of 4 horses boarded.Call Rick on 481-6660
APARTMENT for RENT
FOR RENT - UPSTAIRS APARTMENT IN PALMER LAKE
1,150 sq. ft. Washer & Dryer Included.No pets or smoking.
$850 +UtilitiesCall for application: (719) 481-2671
SERVICESTOWNHOUSE for RENT
HELP WANTED
EXPERIENCEDNAIL TECH WANTED
Full or part time. Call Mariaat Expectations Salon & Day Spa,in Historic Downtown Monument.
(719) 488-9203
LOOKING FOR A PLACE TO LEARN ABOUT SPIRITUALITY
WITHOUT RELIGION?Empowerment Through Healing is forming a class, in Monument,
to talk about spirituality with peoplewho want to learn more.
212 N. Washington St., Suite A, Chapala Building in Monument
GIFT CERTIFICATES: PKG of 5 PKG of 10
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FURNISHED ROOM FOR RENTAll utilities and washer & dryer furnished.
Month to month lease. Rent $400.No pets or smoking (or smoking pets!)
719-481-1361 or 719-488-0083
11
SNIPPETZ® HEALTH AND WELLNESS
Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.Kathy Warner, PA-C
Specialized Adult and Pediatric
Allergy and Asthma Care
Now in Monument
Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.
Individualizedtreatment for:
Nasal AllergiesChronic Sinusitis
Food AllergyHives
EczemaAsthma
Including Allergy Injections
719-592-1365www.csallergy.com
550 Highway 105Monument, CO 80132Wednesday Afternoons
At the Medical Centernext to Safeway
WHEN MEDICINES FAIL TO
QUELL HEARTBURNDEAR DR. DONOHUE: I am 25. I have a serious case of GERD. I’ve been put on four different medicines. They aren’t working.I also have palpitations throughout the day. I’ve been told by doctors and nurses that there is nothing dangerous about them. I’d like to know if this true. -- J.C.
ANSWER: GERD -- gastroesophageal refl ux disorder -- is heartburn. It’s the upward spurting of stomach acid and digestive juices into the esophagus, the swallowing tube, a place that is not able to cope with these corrosive juices the way the stomach is. Eliminate or go easy on foods that make GERD worse: citrus fruits; tomatoes; onions; carbonated drinks; spicy, fatty or fried foods; chocolate; peppermint; and caffeine. If you’re overweight, weight loss lessens GERD symptoms. Don’t lie down after eating. Don’t smoke. Sleep with your head, chest and stomach on a slope by putting 6-inch blocks under the bedposts at the head of your bed. That position keeps stomach acid in the stomach. Don’t wear anything that con-stricts your stomach, like tight pants or tight belts.Medicines called “proton pump inhibi-tors” nearly completely turn off acid production. Nexium, Prevacid, Prilosec, Protonix, Aciphex and Dexilant are their names. If you still have heartburn while on these medicines, it’s OK to use an antacid along with them.If medicines fail, other causes of heart-burn need consideration, things like bile refl ux or eosinophilic esophagitis. If these conditions aren’t found, then sur-gical treatment of GERD is an option
that’s open to you. Palpitations mean a thumping or racing heart. They can be felt as a thud in the chest. The cause is an extra beat -- or more correctly, a premature beat -- one that comes before it should. The beat af-ter a premature beat is delayed. During the delay, the heart fi lls with more blood than usual, and that causes a thump in the chest when the heart empties. Pre-mature beats are almost always innocent and need no treatment. You can believe your doctors and nurses.
The booklet on GERD explains this common malady and its treatment. To order a copy, write: Dr. Donohue -- No. 501W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Cana-da with the recipient’s printed name and address. Please allow four weeks for de-livery.
***DEAR DR. DONOHUE: Can you give me insight into the Hamman-Rich syn-drome? My father passed away from it. -- L.R.
ANSWER: I can tell you only a little, because only a little is known about it. It’s a lung injury that comes on sud-denly, with damage to the lung air sacs (the alveoli) and the spaces between the air sacs, the interstitium. The cause is unknown. Because of such destruc-
tion, oxygen cannot get into the blood. Patients are severely short of breath, have a fever and they cough. The only medicines are ones to keep the person going as best as possible. There is no cure medicine. Even with a ventilator, death happens to more than 60 percent of these patients.It’s an illness that reminds doctors that they don’t have an answer for every malady. You and your family have my
condolences.
***
Dr. Donohue regrets that he is unable to an-swer individual letters, but he will incorpo-rate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.
(c) 2011 North America Synd., Inc.All Rights Reserved
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According to a United States Department of Agri-culture study, after-school snacks provide about one-third of children’s calories. Because children
have smaller stomachs, they need the energy and nutrients provided by these mini-meals. However, when high-fat, high-sugar snack foods are combined with screen time -- either TV or computer -- instead of active play time, children are likely to gain more weight than they should for optimum health. Providing your child with nutritious snacks teaches them how to make good choices for a hap-pier, healthier future.
Choosing food implies having power. Refusing to eat cer-tain foods or demanding to eat others is one way that chil-dren practice their growing independence. They test values and decide which ones to reject, modify and adopt. Con-sequently, doing what everyone else is doing may become more tempting than doing what parents have taught.
The key for parents and caregivers is to strike a balance be-tween providing good nutrition and letting children make independent decisions. One way to do this is by offering a wide variety of healthy foods. Provide food choices that offer a range of taste experiences, such as crunchy, soft, chewy, smooth, hot, cold, sweet, sour, bland, and spicy.
A child’s favorite foods should never be used as a reward for good behavior, or withheld as punishment for bad be-havior. Focus on physical activity as well as food. Walk-ing, riding bikes or playing together is a great way to build family communication. If your child shows a tendency to-ward being overweight, encourage more physical activity and less screen time at the television or computer.
Distinguish between food facts and myths. Current re-search does not support claims that sugar and food colors are linked to hyperactivity, criminal behavior or increased anxiety. However, meal-skipping, especially breakfast, has been shown to harm children’s performance in school.
Here’s some great ways to teach your child about eating healthy snacks:• Let youngsters help pick out fruits, vegetables and chees-es when shopping;• Include children in snack food preparation;• Use snacks to introduce new foods;• Make your children label “detectives” -- have them read the labels on foods they’ve selected;• Limit convenience-type snacks that are high in sugar, fat and salt, and use excessive packaging;• Plan snacks as part of daily food choices;• Provide snack choices from several food groups;• Schedule regular snack times and amounts;• Don’t let children nibble constantly during the day;• Allow children to make their own snacks;• Make your own ready-to-go snacks by portioning them into small plastic bags or reusable plastic containers. Place these snacks in a storage bin or on a shelf in the lower part of the refrigerator so that children can reach them. Also, be sure children have access to water in a cup or bottle.
Healthy snacks supply energy and help meet a child’s daily nutrition requirements. Try prepping these snacks with your child, or providing your child (ages 6 and older to prevent choking) with the ingredients for these “Help Yourself” snacks!
HELP YOURSELF SNACKS
Vegetable group:Baby carrots
Caulifl ower pieces, slightly cooked, chilledCelery sticks stuffed with peanut butter or cheese
Green or red pepper piecesVegetable juicesCherry tomatoesZucchini pieces
Fruit group:Apple rings, dried
Apricots, driedApple wedges
Apple wedges, peeledApplesauce
Apricots, fresh or cannedBanana chunksBanana halves
Cranberries, driedFruit slushes
Fruitsicles, frozenGrapes, seedless
100 percent juice boxesKiwi halves
Melon piecesNectarine, freshOrange sections
Peach or pear pieces, fresh or canned in juicePineapple chunksPineapple, dried
Plums, fresh or cannedPrunes, pitted
RaisinsStrawberries
Tangerine segments
Meat group:Hard-cooked egg
Peanut butterRoasted soynuts or pumpkin seeds
Sunfl ower seeds
Milk group:(Choose low-fat milk options most often)
Cheese cubes or slicesString cheeseFruit yogurt
Milk, plain or fl avoredPudding cups
Cottage cheeseMeat group
Hard-cooked egg
Bread group:(Choose whole grain options most often;
look for whole grain as the fi rst ingredient)Bagel
Banana breadBreadstick
Bread, whole grain or enrichedCereal pieces, low sugar (such as Cheerios, Chex, Crispix
CookiesCornbread
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs
Bratwurst • Soups • Chili
24 Hwy. 105 in Palmer Lake
CLOSED FOR THE SEASONJANUARY 3 THROUGH MARCH 21
Rock House Ice Cream 488-6917
Serving Anne & Mann’s Gourmet Ice Cream
Crackers (animal, graham, oyster, whole grain)English muffi n
Granola, low fatMuffi ns, low fat
Pita breadPopcorn
Pumpkin breadPretzel, softRaisin bread
Vanilla wafersWhole-wheat tortillas
(Information courtesy of the Iowa State Extension Service.)
Visit the Kitchen Diva’s websiteat www.divapro.com.
(c) 2011 King Features Synd., Inc.
14
(c) 2011 King Features Synd., Inc.
Trivia Test ByMarge Svenson Sports Quiz By
Chris Richcreek
1. ANATOMY: Where in the human body is the mandible?
2. MYTHOLOGY: According to Greek my-thology, who ferries the souls of the dead across the rivers Styx and Acheron?
3. GENERAL KNOWLEDGE: By what com-mon name is the pirate’s fl ag of skull and crossbones known?
4. ENTERTAINERS: Which actress was born with the name Betty Joan Perske?
5. MEASUREMENTS: What does a ta-chometer measure?
6. HISTORY: What was the fi rst year of the winter Olympic Games?
7. GEOGRAPHY: Where is Valley Forge, site of George Washington’s encamp-ment during the Revolutionary War?
8. ASTRONOMY: Europa is a moon of which planet?
9. LITERATURE: Who wrote “The Tropic of Cancer”?
10. LANGUAGE: In poetic terms, what is a “tarn”?
1. Who had more career victories as a major-league pitcher: Bert Blyleven or Tommy John?
2. Three different Phillies pitchers won the N.L. Cy Young Award at least once during the 1980s. One was Steve Carl-ton (1980, ‘82). Name the other two.
3. When Central Michigan’s Dan LeFe-vour set a major college football career record in 2009 for total touchdowns (150), whose mark did he break?
4. Toronto’s Jose Calderon set the NBA record for free-throw percentage in 2008-09 at 98.1 percent. Who had held the mark?
5. Who is the only player in hockey his-tory to win a Stanley Cup, an Olympic gold medal, a world championship, a World Cup, a Memorial Cup and a world junior title?
6. Name the fi rst black U.S. athlete to win an Olympic gold medal in an individ-ual event.
7. Who was the fi rst U.S. golfer to claim the No. 1 spot in the LPGA’s world rank-ings, which began in 2006?
(c) 2011 King Features Synd., Inc.
SNIPPETZ® PUZZLES AND TRIVIA
1. Name the female singer who released “The Way We Were.”
2. Which one-hit-wonder group recorded “Nobody But Me” in 1968?
3. What was the original name of the group B.T. Express? Name its 1974 hit.
4. Which group was Peter Cetera in before going out on his own?
5. Name the singer who released “Undercover Angel.”
6. Who was the original drum-mer for the Eagles? What year did he start?
New DVD Releases forWeek of January 17, 2011
PICKS OF THE WEEK“Buried” (R) -- Hands up: Who wants to see Ryan Reynolds buried alive? Yeah, me too. Well, in “Buried” we get our wish. Reynolds stars as Paul Conroy, a truck driver who wakes up to fi nd himself buried in a coffi n under 6 feet of earth with noth-ing but a cell phone that’s running out of juice, a lighter and about 90 minutes of ox-ygen. With time running out on him, Con-roy needs to piece together enough clues
to determine his location so he can call for help (that is, if the cell phone doesn’t go dead fi rst).Demonstrating an almost Hitchcockian fi -nesse, director Rodrigo Cortes does a re-markable job not only in fi nding impres-sive ways of shooting in such a confi ned space, but in keeping the dramatic tension taut as piano wire throughout the entire fi lm. “Buried” is defi nitely worth a look.
“Dark Skies: The Declassifi ed CompleteSeries” (Unrated) -- “Dark Skies” is one of those great, short-lived series that nobody watched, but should have. Set in the 1960s, the show tells the tale of a young couple (Eric Close, Megan Ward) who are drawn into a shadowy conspiracy involving a se-cret war against an alien invasion.What made “Dark Skies” such brilliant television was its approach to telling an al-ternative history, using real people like The Beatles, Howard Hughes, Bobby Kennedy,
Charles Manson and other historical fi g-ures as players in this vast sub rosa struggle for humanity’s survival.
SUCH A DEAL!“Sean Connery 007 Collection Volume 1” (PG) -- This six-disc set includes the two-disc ultimate editions of “Dr. No,” “From Russia With Love” and “Goldfi nger.” -- a pretty great deal for less than 20 bucks, if you don’t already own the fi lms.
DOG OF THE WEEK“Death Race 2” (Unrated) -- How is it even possible to screw up a “Death Race” movie? All you need are a bunch of cars tricked out with missile launchers and machine guns, hot chicks, ridiculously cool destructo explosion stunts and a few zippy one-liners. Well, director Roel Reine (yeah, I never heard of him either) has managed to make this direct-to-DVD pro-duction a complete snooze-fest. The stunts
are weak, the chicks are barely offi ce pretty and worst of all, he cast Danny Trejo, one of the most badass actors on the planet, as a wise-cracking mechanic. Save your money and avoid this abomination.
TV SERIES“Merlin” The Complete Second Season
“Last of the Summer Wine” Vintage 1987“Waking the Dead” Season 5
“Justifi ed” The Complete First Season “Hey Vern, It’s Ernest!”
The Complete Series“Anthony Bourdain: No Reservations”
Collection 5 Pt. 2“Dallas” The Complete Fourteenth Season
“Stingray” The Complete Series“Thirtysomething” Season 1 Volume 1
“Simon & Simon” The Best of Season 2“21 Jump Street”
The Complete Fourth Season(c) 2011 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) we have moved the an-swers and solutions to the trivia and puzzles to the next page (15).
(c) 2011 King Features Synd., Inc.
15
HUEY’SPAGE
SNIPPETZ® COMICS AND ENTERTAINMENT
Answers & Solutions JANUARY 17, 2011
TRIVIA TEST ANSWERS
SPORTS QUIZ ANSWERS
FLASH BACK ANSWERS1. Barbra Streisand. The song was on the soundtrack of the
1973 fi lm by the same name and won multiple awards.
2. The Human Beinz.
3. Brooklyn Trucking Express. “Do It (‘Til You’re Satisfi ed)”
rose to No. 2 on the Billboard charts and No. 1 on R&B.
4. Chicago. His fi rst solo, “Glory of Love,” was the theme
song to the fi lm “Karate Kid Part 2” in 1986.
5. Alan O’Day, in 1977. While he’s not especially well-known
for his singing, he’s written a wealth of material for other
artists, as well as National Geographic and “Jim Henson’s
Muppet Babies.”
6. Don Henley started when the band formed in 1971 and
stayed until 1980, when the band broke up. He came back
when they regrouped in 1994.
1. Lower jaw2. Charon
3. Jolly Roger4. Lauren Bacall
5. Speed in rotations per minute6. 1924
7. Pennsylvania 8. Jupiter
9. Henry Miller10. Mountain lake
1. John had 288 victories; Blyleven tallied 287.2. John Denny (1983) and Steve Bedrosian (1987).3. Hawaii’s Colt Brennan (2007) and Texas Tech’s Graham Howell (2008).4. Houston’s Calvin Murphy hit 95.8 percent of his free throws in 1980-81.5. Scott Niedermayer.6. William DeHart Hubbard, in the long jump in 1924.7. Cristie Kerr, in 2010.
ARIES (March 21 to April 19) Aspects call for care in preparing material for submis-sion. Although you might fi nd it bothersome to go over what you’ve done, the fact is, re-checking could be worth your time and ef-fort.
TAURUS (April 20 to May 20) The week is favorable for Bovines who welcome change. New career opportunities wait to be checked out. You might also want to get started on that home makeover you’ve been consider-ing.
GEMINI (May 21 to June 20) You might have to be extra careful to protect that sur-prise you have planned, thanks to a certain snoopy someone who wants to know more about your plans than you’re willing to share.
CANCER (June 21 to July 22) Family ties are strong this week, although an old and still-unresolved problem might create some unpleasant moments. If so, look to straight-en the situation out once and for all.
LEO (July 23 to August 22) Although the Lion might see it as an act of loyalty and courage to hold on to an increasingly shaky position, it might be wiser to make changes now to prevent a possible meltdown later.
VIRGO (August 23 to September 22) Your gift for adding new people to your circle of friends works overtime this week, thanks largely to contacts you made during the hol-idays. A surprise awaits you at the week’s end.
LIBRA (September 23 to October 22) Don’t hide your talents. It’s a good time to show what you can do to impress people who can do a lot for you. A dispute with a family member might still need some smoothing over.
SCORPIO (October 23 to November 21) Be open with your colleagues about your plan to bring a workplace matter out into the open. You’ll want their support, and they’ll want to know how you’ll pull it off.
SAGITTARIUS (November 22 to Decem-ber 21) Trying to patch up an unraveling re-lationship is often easier said than done. But it helps to discuss and work out any prob-lems that arise along the way.
CAPRICORN (December 22 to January 19) While your creative aspect remains high this week, you might want to call on your practical side to help work out the why and wherefore of an upcoming decision.
AQUARIUS (January 20 to February 18) Dealing with someone’s disappointment can be diffi cult for Aquarians, who always try to avoid giving pain. But a full explanation and a show of sympathy can work wonders.
PISCES (February 19 to March 20) Getting a job-related matter past some major obsta-cles should be easier this week. A personal situation might take a surprising but not nec-essarily unwelcome turn by the week’s end.
BORN THIS WEEK: You can be both a dreamer and a doer. You consider helping others to be an important part of your life.
(c) 2011 King Features Synd., Inc.
Check us out on Facebook - PINZ Bowling Center Or on the Web - www.pinzbowling.com
RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area 855 Hwy 105, Palmer Lake 80133 (719)487-PINZ (7469)
Playing This Month at
January 8th Otis Shaw &
Michael Barclay
January 15th Trademark Infringement
January 22nd
Play it Forward
January 29th Showtime
SATURDAYS 9PM-1AM
16
SNIPPETZ®: THE LOCAL SCOOP
OFFICE SUITES &MEETING SPACE
North Colorado Springs/Monument. Quiet setting near I-25 & Baptist Rd.
1/2 OFFFIRST MONTH’S RENTReasonably Priced Suites
150 to 3,500 sq. ft.Furnished or Unfurnished
• Secure Building• Reception• Admin Services• Mail Service• Copying• High Speed Scanning
Tri-Lakes Center for the Arts Concert Series Presents
A BENEFIT CONCERT FEATURING WENDY WOO
Back by popular demand, on Sat-urday, January 22, the Tri-Lakes Center for the Arts (TLCA)
presents Wendy Woo in concert. Wen-dy’s performance is in support of the TLCA and its efforts to bring extraor-dinary art exhibits and live music to the local community. As Colorado’s music scene has exploded over the past few years, one of its mainstays has been Wendy Woo. Her energetic personality, musical skills, and spirited songwriting have made her a media and fan favor-ite and have taken her to venues across the country. Wendy can take a catchy upbeat song or a slow, melodic one and get you moving to the beat. Because of her sultry voice and amazing talent playing acoustic guitar, Wendy has en-joyed a magic ride in the music world
and accumulated an impressive local Colorado and country-wide fan base.
Wendy has released seven of her own recordings in the past 12 years. Wen-dy’s early infl uences, the folk-rock mu-sic of Suzanne Vega and Paul Simon, inspired Wendy to stay primarily with the acoustic guitar and to take from her roots in Boulder and add her own style to it. In 2009, Wendy and her band came in second place as part of the Al-most Famous Battle of the Bands and made the top 5 of Channel 7’s A-List for Best Local Band in Denver. Visit www.wendywoo.com.
Tickets are $12.00 for TLCA members and $15.00 for non-members. Purchase online at www.trilakesarts.org or at the door. For information call TLCA at 719-481-0475.
WHEN: Saturday, January 22, 2011, at 7:00 pm. Doors open at 6:00 pm.WHERE: Tri-Lakes Center for the Arts is located at 304 Colorado High-way 105, Palmer Lake, CO 80133.
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17
SNIPPETZ® BUSINESS, FINANCE & LAW
For additional information, contact:
Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO
719-481-4964
FINANCIAL FOCUS
BE PREPAREDFOR EARLY -
AND POSSIBLYUNWANTED
RETIREMENTProvided by Adam Grayson
of EdwardJones Investments
Given the economic climate we’re in, you may one day be faced with a downsizing
or otherwise forced to retire earlier than you had planned. But even if that happens, you can still maintain control of your fi nancial future — if you make the right moves.
Unfortunately, many of us are ill pre-pared for events such as forced early retirement. In 2009, more people fi led for Social Security than any year in history, with a big increase in the number receiving reduced ben-efi ts because they fi led before their full retirement age. And they paid a heavy price, too — 62-year-old workers who fi led for benefi ts early lost about 25 percent of their month-ly benefi ts over waiting until their “full” retirement age of 66, accord-ing to the Social Security Adminis-tration.
Of course, if you are forced to take an early retirement, you, too, may need to tap into your Social Security earlier than you planned. But that’s just the beginning — you might also need to start withdrawals from your IRA and your 401(k) or other employer-sponsored retirement plan, even though you had planned on leaving those accounts intact for a few more years. And that’s why you won’t want to wait until early retire-ment is thrust upon you before tak-ing action. While you’re still work-ing, consider these steps:
Boost your contributions to retire-ment plans. Put as much as you can possibly afford into your 401(k) or other employer-sponsored plan. Ev-
ery time your salary goes up, try to increase the amount you contribute to your retirement plan. Also, con-tribute regularly to your traditional or Roth IRA.
Be prepared to rebalance your port-folio. If you’re facing a forced early retirement, or even if you think it’s a possibility, you may want to rebal-ance your portfolio to provide more opportunities for income. Talk to your fi nancial advisor about income strategies appropriate for your par-ticular situation.
Build up cash accounts. Even dur-ing “normal” times, it’s a good idea to keep an emergency fund, in cash or other liquid vehicles, containing six to 12 months’ worth of living ex-penses. If you suspect a forced early retirement is heading your way, try to beef up your cash holdings as much as possible.
Repay any 401(k) loans. Once you’ve left your employer, you may be forced to repay a 401(k) loan within two months — an obvious hardship during a stressful time.
Work part-time. Even if you were forced to retire from one job, it doesn’t mean you couldn’t fi nd an-other. This might be the perfect time to take a part-time job in an area in which you’ve always wanted to work.
Get some help. By consulting with a professional fi nancial advisor, you may fi nd that you actually can afford to retire early. A fi nancial advisor can help you develop those income and spending strategies that are appropri-ate for your situation. And the earlier you get this type of help, the more options you ultimately may have.
You may not be able to avert an un-wanted, early retirement, but by pre-paring for it, as far in advance as pos-sible, you can improve your chances of maintaining the retirement life-style you’ve envisioned.
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
10 - $1,000 MVEA
-
Applications must be received by January 15, 2011.
SCHOLARSHIPS AVAILABLE
LEARN ABOUT THE MARKET WITH A FREE CUP OF COFFEE.
You’re invited ...to join us at our next coffee club meeting.
Discussing current updates on the market and the economyin a relaxed, informal setting is a great way to get to knowone another. Plus, the coffee’s on us.
Please join us at the next meeting of our coffee club andbring a friend.
Date:Time:Place:
www.edwardjones.com Member SIPC
Adam R Grayson, AAMS®Financial Advisor.
755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964
Thursday, December 16, 2010
9:00 a.m.Serrano's Coffee Shop - Monument, CO
Thursday, January 20, 2011
18
SNIPPETZ® BUSINESS, FINANCE & LAW
❖ Business Formation
❖ Business Planning
❖ Intellectual Property
❖ Employment Law
❖ Mergers and Acquisitions
❖ Wills, Estate, Probate
❖ Transactional (Contract) Services
Lisa Welch StevensAttorney at Law, P.C.
Admitted to Colorado State Barand U.S. Federal Bar for the
Even if you’ve always done your taxes with pencil, paper and a calculator, there are benefi ts to using a tax-prepara-tion software program. The biggest one is accuracy. The neater and more accurate your tax return is, the less reason the Internal Revenue Service will have to study your return more closely.
Some of the more well-known programs are TaxCut, Tur-boTax, H&R Block and TaxACT.Before you buy, read the box carefully. Will the program run on your computer? Will the included forms cover your tax situation? For example, if you have a small part-time business with Schedule C expenses and income, a basic program likely won’t include the right forms.
Generally, all tax-software programs are the same.
--The program will start by asking a lot of questions. Once you enter the personal data, such as your name, address and Social Security number, you won’t have to do it again. The reason for many of the questions is that the program will decide what forms you need. Have patience with the ones that don’t apply to you.
--The program holds your information from one year to the next, and many entries will be automatically trans-ferred over to the new forms.
--The program will fi ll in numbers automatically from one form to the next, lessening your chances of transposing digits or leaving something out.
--At the end, the program will do a review and show you where you might have left out information, places where you fall outside the expected average response, and most importantly which places on your form are likely to be fl agged by the IRS.
--You can install your state’s program, and the numbers will transfer to it from the Federal portion of the software.
Before you begin entering numbers in the tax program, check the math on your W-2 Form or any Form 1099 you received from self-employment work. If it’s wrong, notify the company and have a corrected form sent to you and the IRS.
While working in the software program, don’t override any numbers. Instead, if they don’t look right, backtrack and investigate numbers you’ve typed in and see where the discrepancy started.
If you made more than $600 in miscellaneous or self-em-ployed work, you should have a Form 1099 for that. Re-member that a copy of each one goes to the IRS, so don’t leave any out.
David Uffi ngton regrets that he cannot personally an-swer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].
(c) 2010 King Features Synd., Inc.
Law Offi ces ofChristopher C.
Meyer,P.C.
13540 Northgate Estates Dr., #200
Colorado Springs, CO 80921
(719)488-9395
DIVORCE / FAMILYLAW
Experienced - Affordable - Convenient
Please visit our comprehensivewebsite for divorce information:
What happens when you are getting divorced and your house is worth less than the loans associated with it? Is a short sale a potential
solution?
A signifi cant number of people who purchased or re-fi nanced homes in the last few years are upside down in their homes. They owe more on the house than it is worth. In a divorce, the assets and debts are going to be divided between the parties. If the house sells for a net loss, that debt is going to be divided between the parties. Is there some way to avoid or minimize this debt without foreclosure or bankruptcy?
A short sale may be the perfect solution. Although it is not ‘short’ in duration, the short sale process involves a lender taking less or ‘short’ of what they are owed. In most circumstances there are two loans – a fi rst and a second. To facilitate a short sale, the realtor would work with the lenders to negotiate acceptance of a less-er amount than what is owed. For example:
1st Mortgage $200,000 2nd Mortgage $50,000 Market Value $210,000
If the home could be sold for $210,000, then the fi rst lender in this example could be paid in full and the second would have to accept a loss. Keep in mind this example does not include the costs associated with the
transaction including commissions, title work, tax pro-rations, and closing fees (that are all paid by the lend-ers, not the home owners).
If the property were foreclosed on, the second lender would get nothing, so better to accept a loss and re-cover some money in a short sale versus nothing in a foreclosure. Even where a mortgage holder in fi rst position needs to accept less than what they are owed they typically will because in most foreclosures they will end up taking the property back for later sale as a bank-owned property. Banks make money by making loans – not by owning real estate.
Residual risk in a foreclosure or short sale is that the lender(s) could pursue a judgment for the ‘defi ciency’ or amount still owed after the short sale or foreclosure, but this is not the general practice. In short sales, lend-ers used to issue a 1099 to the home owners for the defi ciency, but now, with new legislation, in most situ-ations the defi ciency is not considered taxable income to the sellers/homeowners.
The lender’s motivation to accept a short sale is to get money quickly from the sale and avoid the expense of a foreclosure sale. The homeowners’ motivation is to avoid the adverse effect of a foreclosure on their credit ratings. When homeowners can demonstrate a legiti-mate hardship such as divorce, fi nancial problems, loss of job, or health problems, lenders are very likely to work with them to facilitate a short sale.
If you struggling fi nancially and you are upside down in your house, you may be able to avoid foreclosure with a short sale. A short sale is a complicated transac-tion and it can take a long time, but the credit damage is signifi cantly less than that resulting from a foreclo-sure. A short sale can be an effective damage control device for homeowners, but it requires patience and expertise. Keep this in mind if you are trying to minimize your losses as you exit from the marriage zone.
This article is for informational purposes only and does not constitute legal advice about your case.
Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is lim-ited to domestic relations cases. Chris has been prac-ticing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website www.cmeyerlaw.com has additional divorce and family law information and many other articles.
Ruth Bolas is a licensed Real Estate Broker with Keller Williams and is also an attorney. She grew up in the Monument area and serves the Front Range special-izing in working with buyers as well as home sales and short sales. Ruth Bolas can be reached at [email protected] or 719-488-3026 or 303-437-6010.
SNIPPETZ® BUSINESS, FINANCE & LAW
19
THE NAVY LEAGUE PRESENTS:
DINNER ANDA SPEAKER
We are excited about our Jan-uary event, which will be a dinner meeting on Thursday,
January 20, at the USAFA Falcon Club. The speaker will be a local author, Da-vid Philipps, speaking about his book: Lethal Warriors, when the Band of Brothers came home, a chronicle from a local (Colorado Springs Gazette) re-porter on the social misfortunes that befell many of the 4th BCT from Ft. Carson after they returned to the U.S. from desert combat.
The doors will open at 5:30 for a (no-host) social; dinner will be served at 6:00 – followed by a brief business meeting to elect offi cers for 2011, then we will hear from Dave Philipps about his research and book. The book, signed by the author, will be avail-able for purchase. Feel free to invite your non-Navy League friends if they have an interest in hearing about the emotional trauma that the troops bring home from the battleground.
Here are the menu choices:Spinach salad with sliced mush-
rooms and red onions (warm bacon dressing)
Rosemary Roasted Pork LoinGarlic Mashed Potatoes
Chef’s Vegetables or
Tossed green salad with a choice of dressings
Grilled Chicken Breast over Fettuc-cine Noodles with Sherry Sauce
Green Beans Almandine
Both choices served with rolls,coffee or iced tea service, and
chocolate cake dessert
your costs:Pork Loin - guests, $26; Navy League Colorado Springs Council members, $24Chicken Fettuccine – guests, $24; Colorado Springs Coun-cil members, $22
Because dues for 2011 membership are payable now, membership applications or renewals ($15 individual or $25 for the family) will be accepted at the door,
and new or renewed members will get the $2.00 price break for this event. The Falcon Room seats a maximum of forty, so reservations will be cut off at that point.
We will need your reservation by Sun-day, January 16. Please contact Dick Cooper at [email protected] or (719) 572-5104 to advise us that you will be there and what your menu choices – pork or chicken – are.
