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Soc for Platinum Salary Account

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*Seeguide linesfordetails ^Pleasecheckwithth ebranchfortheava ilabilityofthisservice Intra-Bank Fund Transfer - Branch Page 1 of 2 Intra-Bank Fund Transfer - NetBanking RTGS Payment - Branch RTGS Payment - NetBanking NEFT Payment - Branch NEFT Payment - NetBanking PayableAt Par Cheque Usage DD payable atYES BANK locations - Branch DD payable atYES BANK locations - NetBanking DDpayable at Correspondent Bank locations Free Free Free Free Free Free 50 Txns per mont h Free; 2/Txn thereafter  ` Free Free Free Unlimited Payment Services Savings Exclusive Minimum Maintenance Average Quarterly Balance (AQB) AQB Non-maintenance charges Nil Nil Foreign Exchange Services * DD Issuance - FCY Traveler's Cheque Issuance ^ Cheque Collection - FCY 2 / 1,000 1% Commission 2 / 1,000  ` `  ` `  ` `  ` ` (Min . 25 0, M ax . 1, 00 0) (Min . 25 0, Ma x. 1, 00 0) Pick-Up or Delivery of instruments 5 visits per month free  `  ` `  ` `  ` Cash P ick- Up / Del iver y upto 3 Lacs *(II ) Cash Pic k-Up / Deliv ery abov e 3 La cs upto 8 La cs*( II) Cash Pic k-Up / Deliv ery abov e 8 La cs upto 15 Lacs* (II) Cash Pick- Up / Deli ver y above 15 Lacs *(II ) 10Txns or upto 20 Lacs Fr ee Per  Month each for Cash Pick-Up and Cash Delivery.Thereafter  `  ` `  ` `  `  ` `  `  ` ` 200 /Txn u pt o 3 La cs , 25 0 / Tx n ab ov e 3 Lacs up to 8 L ac s , 60 0 / Tx n ab ov e 8 Lacs up to 1 5 L ac s, 1.500 /Txn abo ve 15 Lacs Doorstep Banking Services^ Remittance Services * Foreign Outward Remittance Foreign Inward Remittance 500 inclusive of SWIFTCharges Free  ` Intra-Bank Fund Transfer Collection RTGS Collection NEFT Collection Cheque Collection - Local Clearing Outstation Cheque Collection -YES BANK locations Cash Deposit Free Free Free Free Fre e (p lus 20 c ouri er c harg es) Up to and including 5,000; 1,00,000; 100 / Instrument Free  `  `  `  `  `  ` 25 / Instrument  Above 5,000 and up to includ ing 10, 000; 50 / Ins tr ument  Above 10,000 and up to inclu ding  Above 1,00,000; 150 / Instrument 25 / Instrument Outstation Cheque Collection - Correspondent Bank locations (Instrument value) Outstation Cheque Collection - Other locations (Instrument value) *(I) Collection Services Schedule of Charges Smart Salary Platinum Savings Exclusive Minimum Maintenance Debit Cum ATM Card Card Type Annual Fee Cash Withdrawal - India Balance Inquiry - India PIN Regeneration Charge Slip retrieval ATM Declines due to insufficient funds Replacement of lost / stolen Debit Card Cross Currency Mark-up Free Free Free 50 / Instance 250 / Instance 3%  `  ` International Platinum (Chip) Cash Withdrawal - Outside India Balance Inquiry - Outside India Free Free Free Free Number of Visits 5 visits per month free, including instrument & cash Effective March 25th, 2014
Transcript
Page 1: Soc for Platinum Salary Account

7/23/2019 Soc for Platinum Salary Account

http://slidepdf.com/reader/full/soc-for-platinum-salary-account 1/2

*Seeguidelinesfordetails ^Pleasecheckwiththebranchfortheavailabilityofthisservice

Intra-Bank Fund Transfer - Branch

Page 1 of 2

Intra-Bank Fund Transfer - NetBanking

RTGS Payment - Branch

RTGS Payment - NetBanking

NEFT Payment - Branch

NEFT Payment - NetBanking

PayableAt Par Cheque Usage

DD payable atYES BANK locations - Branch

DD payable atYES BANK locations - NetBanking

DDpayable at Correspondent Bank locations

Free

Free

Free

Free

Free

Free

50 Txns per month Free;

2/Txn thereafter  ` 

Free

Free

Free Unlimited

Payment Services

Savings ExclusiveMinimum Maintenance

Average Quarterly Balance (AQB)

AQB Non-maintenance charges

Nil

Nil

Foreign Exchange Services *

DD Issuance - FCY

Traveler's Cheque Issuance ^

Cheque Collection - FCY

2 / 1,000

1% Commission

2 / 1,000

 ` `  ` ` 

 ` ` 

 ` ` 

(Min. 250, Max. 1,000)

(Min. 250, Max. 1,000)

Pick-Up or Delivery of instruments 5 visits per month free

 ` 

 ` ` 

 ` ` 

 ` 

Cash Pick-Up / Delivery upto 3 Lacs*(II)

Cash Pick-Up / Delivery above 3 Lacs upto 8 Lacs*(II)

Cash Pick-Up / Delivery above 8 Lacs upto 15 Lacs*(II)

Cash Pick-Up / Delivery above 15 Lacs*(II)

10Txns or upto 20 Lacs Free Per Month each for Cash Pick-Up andCash Delivery.Thereafter 

 ` 

 ` ` 

 ` ` 

 ` 

 ` ` 

 ` 

 ` ` 

200 /Txn upto 3 Lacs,

250 /Txn above 3 Lacsupto 8 Lacs,

600 /Txn above 8 Lacsupto 15 Lacs,

1.500 /Txn above 15 Lacs

Doorstep Banking Services^

Remittance Services *

Foreign Outward Remittance

Foreign Inward Remittance

500 inclusive of SWIFTCharges

Free

 ` 

Intra-Bank Fund Transfer Collection

RTGS Collection

NEFT Collection

Cheque Collection - Local Clearing

Outstation Cheque Collection -YES BANK locations

Cash Deposit

Free

Free

Free

Free

Free (plus 20 courier charges)

Up to and including 5,000;

1,00,000; 100 / Instrument

Free

 ` 

 ` 

 ` 

 ` 

 ` 

 ` 

25 / Instrument

 Above 5,000 and up to includ ing10,000; 50 / Instrument

 Above 10,000 and up to including

 Above 1,00,000;150 / Instrument

25 / Instrument

Outstation Cheque Collection - Correspondent

Bank locations (Instrument value)

Outstation Cheque Collection - Other locations(Instrument value)

*(I)

Collection Services

Schedule of ChargesSmart Salary Platinum

Savings ExclusiveMinimum Maintenance

Debit Cum ATM Card

Card Type

Annual FeeCash Withdrawal - India

Balance Inquiry - India

PIN Regeneration

Charge Slip retrieval

ATM Declines due to insufficient funds

Replacement of lost / stolen Debit Card

Cross Currency Mark-up

FreeFree

Free

50 / Instance

250 / Instance

3%

 ` 

 ` 

International Platinum (Chip)

Cash Withdrawal - Outside India

Balance Inquiry - Outside India

Free

Free

Free

Free

Number of Visits 5 visits per month free, including

instrument & cash

Effective March 25th, 2014

Page 2: Soc for Platinum Salary Account

7/23/2019 Soc for Platinum Salary Account

http://slidepdf.com/reader/full/soc-for-platinum-salary-account 2/2

Schedule of Charges Smart Salary Platinum

Cheque Return - Insufficient funds

ECS Return - Insufficient funds

Cheque Return - Local Clearing

Cheque Return - Outstation Collection

Stop Payment of Cheques - Branch

SWIFT Charges

DormancyActivation

Account Closure

Money MonitorAnnual Fee

DepositoryAnnual Maintenance Charge

SMS / E-mailAlerts (Day end balance /

Utility Bill payment - NetBanking

300 / Cheque

200 / Return

50 / Cheque

50 / Cheque

50 / Instruction

500

Free

Free

Free

Free

 ` 

 ` 

 ` 

 ` 

 ` 

 ` 

FreeAccount Opening.Lifetime 100%AMC waived off 

transactions above a threshold / lowbalance)

Miscellaneous Services

Page 2 of 2

Common Guidelines

Basic Banking Services

 Account Opening Free

Mobile Banking Registration Free

Phone Banking Registration Free

NetBanking Registration Free

Investment Services Registration Free

Nomination Facility Free

Payable at Par Cheque Book Free

 Any Branch Banking Free

Quarterly statement by post N.A.

Standing Instruction maintenance - Branch Free

Standing Instruction maintenance - NetBanking Free

ECS Instruction Free

Balance Inquiry - Branch Free

Balance Inquiry - Mobile Banking Free

Balance Inquiry - NetBanking Free

Replacement of damaged Debit Card Free

e-commerce payment - NetBanking Free

Mutual Fund investments - Branch Free

Mutual Fund investments - NetBanking Free

Stop Payment of Cheques - NetBanking Free

Stop Payment of Cheques - Mobile Banking Free

Cancellation of DD payable at YESBANK locations 50/Instruction

Cancellation of DD payable at Other locations 100 / InstructionDD Revalidation 50 / Instructtion

Passbook Issuance Free

Banker's Verification (Signature/Address/Photograph) 100/Verification

Retrieval of Cheque / Instruction Free within 1 year o

Monthly statement by post Free

f date of issue,100 / Cheque thereafter 

 ` 

 ` 

 ` 

 ` 

 ` 

Common Guidelines

In the event of no salary credits in the account for a continuous period of 3 months, the account will be converted to Savings Account.

Card Rates apply for all Foreign Exchange conversion transactions less than US $ 20000 (or equivalent).

 Applicable tax & surcharge will be levied on all foreign exchange sale and purchase transactions.

The charges mentioned in the schedules are exclusive of taxes as applicable from time to time.

 Average Quarterly Balance (AQB):AQB is the average daily balance maintained by the customer for a period of 90 days. It is a Summation of Daily Closing balances for a period of 90 Days/90.

In case of insufficient funds in the account, for recovery of charges, YES BANK reserves the right to force debit or make repeated attempt(s) to recover charges due.

The charges for Forex transactions mentioned in the schedule of charges does not include any charge that may be levied by the originating/correspondent bank

Free

Effective March 25th, 2014


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