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7/23/2019 Soc for Platinum Salary Account
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*Seeguidelinesfordetails ^Pleasecheckwiththebranchfortheavailabilityofthisservice
Intra-Bank Fund Transfer - Branch
Page 1 of 2
Intra-Bank Fund Transfer - NetBanking
RTGS Payment - Branch
RTGS Payment - NetBanking
NEFT Payment - Branch
NEFT Payment - NetBanking
PayableAt Par Cheque Usage
DD payable atYES BANK locations - Branch
DD payable atYES BANK locations - NetBanking
DDpayable at Correspondent Bank locations
Free
Free
Free
Free
Free
Free
50 Txns per month Free;
2/Txn thereafter `
Free
Free
Free Unlimited
Payment Services
Savings ExclusiveMinimum Maintenance
Average Quarterly Balance (AQB)
AQB Non-maintenance charges
Nil
Nil
Foreign Exchange Services *
DD Issuance - FCY
Traveler's Cheque Issuance ^
Cheque Collection - FCY
2 / 1,000
1% Commission
2 / 1,000
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(Min. 250, Max. 1,000)
(Min. 250, Max. 1,000)
Pick-Up or Delivery of instruments 5 visits per month free
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Cash Pick-Up / Delivery upto 3 Lacs*(II)
Cash Pick-Up / Delivery above 3 Lacs upto 8 Lacs*(II)
Cash Pick-Up / Delivery above 8 Lacs upto 15 Lacs*(II)
Cash Pick-Up / Delivery above 15 Lacs*(II)
10Txns or upto 20 Lacs Free Per Month each for Cash Pick-Up andCash Delivery.Thereafter
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200 /Txn upto 3 Lacs,
250 /Txn above 3 Lacsupto 8 Lacs,
600 /Txn above 8 Lacsupto 15 Lacs,
1.500 /Txn above 15 Lacs
Doorstep Banking Services^
Remittance Services *
Foreign Outward Remittance
Foreign Inward Remittance
500 inclusive of SWIFTCharges
Free
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Intra-Bank Fund Transfer Collection
RTGS Collection
NEFT Collection
Cheque Collection - Local Clearing
Outstation Cheque Collection -YES BANK locations
Cash Deposit
Free
Free
Free
Free
Free (plus 20 courier charges)
Up to and including 5,000;
1,00,000; 100 / Instrument
Free
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25 / Instrument
Above 5,000 and up to includ ing10,000; 50 / Instrument
Above 10,000 and up to including
Above 1,00,000;150 / Instrument
25 / Instrument
Outstation Cheque Collection - Correspondent
Bank locations (Instrument value)
Outstation Cheque Collection - Other locations(Instrument value)
*(I)
Collection Services
Schedule of ChargesSmart Salary Platinum
Savings ExclusiveMinimum Maintenance
Debit Cum ATM Card
Card Type
Annual FeeCash Withdrawal - India
Balance Inquiry - India
PIN Regeneration
Charge Slip retrieval
ATM Declines due to insufficient funds
Replacement of lost / stolen Debit Card
Cross Currency Mark-up
FreeFree
Free
50 / Instance
250 / Instance
3%
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International Platinum (Chip)
Cash Withdrawal - Outside India
Balance Inquiry - Outside India
Free
Free
Free
Free
Number of Visits 5 visits per month free, including
instrument & cash
Effective March 25th, 2014
7/23/2019 Soc for Platinum Salary Account
http://slidepdf.com/reader/full/soc-for-platinum-salary-account 2/2
Schedule of Charges Smart Salary Platinum
Cheque Return - Insufficient funds
ECS Return - Insufficient funds
Cheque Return - Local Clearing
Cheque Return - Outstation Collection
Stop Payment of Cheques - Branch
SWIFT Charges
DormancyActivation
Account Closure
Money MonitorAnnual Fee
DepositoryAnnual Maintenance Charge
SMS / E-mailAlerts (Day end balance /
Utility Bill payment - NetBanking
300 / Cheque
200 / Return
50 / Cheque
50 / Cheque
50 / Instruction
500
Free
Free
Free
Free
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FreeAccount Opening.Lifetime 100%AMC waived off
transactions above a threshold / lowbalance)
Miscellaneous Services
Page 2 of 2
Common Guidelines
Basic Banking Services
Account Opening Free
Mobile Banking Registration Free
Phone Banking Registration Free
NetBanking Registration Free
Investment Services Registration Free
Nomination Facility Free
Payable at Par Cheque Book Free
Any Branch Banking Free
Quarterly statement by post N.A.
Standing Instruction maintenance - Branch Free
Standing Instruction maintenance - NetBanking Free
ECS Instruction Free
Balance Inquiry - Branch Free
Balance Inquiry - Mobile Banking Free
Balance Inquiry - NetBanking Free
Replacement of damaged Debit Card Free
e-commerce payment - NetBanking Free
Mutual Fund investments - Branch Free
Mutual Fund investments - NetBanking Free
Stop Payment of Cheques - NetBanking Free
Stop Payment of Cheques - Mobile Banking Free
Cancellation of DD payable at YESBANK locations 50/Instruction
Cancellation of DD payable at Other locations 100 / InstructionDD Revalidation 50 / Instructtion
Passbook Issuance Free
Banker's Verification (Signature/Address/Photograph) 100/Verification
Retrieval of Cheque / Instruction Free within 1 year o
Monthly statement by post Free
f date of issue,100 / Cheque thereafter
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Common Guidelines
In the event of no salary credits in the account for a continuous period of 3 months, the account will be converted to Savings Account.
Card Rates apply for all Foreign Exchange conversion transactions less than US $ 20000 (or equivalent).
Applicable tax & surcharge will be levied on all foreign exchange sale and purchase transactions.
The charges mentioned in the schedules are exclusive of taxes as applicable from time to time.
Average Quarterly Balance (AQB):AQB is the average daily balance maintained by the customer for a period of 90 days. It is a Summation of Daily Closing balances for a period of 90 Days/90.
In case of insufficient funds in the account, for recovery of charges, YES BANK reserves the right to force debit or make repeated attempt(s) to recover charges due.
The charges for Forex transactions mentioned in the schedule of charges does not include any charge that may be levied by the originating/correspondent bank
Free
Effective March 25th, 2014