Zurich’s SuperCAPP Fundcontinues to be the shrewd choice.

Solid. Secure. Steady.

SuperCAPP.

Since its launch in 1978, the SuperCAPP Fund* has delivered smooth, steady returns, with a positive dividend for each of its 33 years, including the most recent ones.

A market level adjustment has never been applied, and the fund is actively managed by Zurich Life. All things considered, it’s hardly surprising the smart investor is moving to Zurich’s SuperCAPP Fund.

Talk to your Broker Consultant today.

“That’s it. I’m moving to Zurich.”

* The Zurich Life SuperCAPP Fund is a unitised with-profits fund that aims to deliver a regular return consistent with prevailing medium term interest rates while maintaining the potential for higher growth than a bank deposit account. In certain circumstances, such as a period of sustained market underperformance, encashment values may be reduced by the application of a Market Level Adjustment (MLA). The fund is managed prudently and Zurich Life does not expect to apply an MLA other than in exceptional circumstances.

Zurich Life Assurance plc is regulated by the Central Bank of Ireland.

Warning: Past performance is not a reliable guide to future performance. The value of your investment may go down as well as up. Benefits may be affected by changes in currency exchange rates.

3899_Zurich_Super_CAPP_A4.indd 1 19/08/2011 16:59:37

The Professional Insurance BrokerT h e o f f i c i a l m a g a z i n e o f t h e P r o f e s s i o n a l I n s u r a n c e B r o k e r s A s s o c i a t i o n

Issue 34 Autumn 2011

Protected Assets Fund:

Limited downside - 90% protection in each calendar year (before charges)

Unlike other protected funds can’t get “cash-locked”

Passive fund management – no fund manager risk

BNY Mellon Global Real Return Fund:

Strong risk management protects during market falls

Not constrained by peer-group benchmarks

Active management by Newton Investment Management, part of BNY Mellon Asset Management

Elements:

Very stable performance since launch Annualised volatility 5.3% vs MSCI 16.3% (calculated from 18/02/10 to 23/08/11)

More conservative asset allocation than traditional managed funds: maximum 40% in equities

Managed by SSgA, one of the largest fund managers in the world

Source: MoneyMate. Performance from 18/02/10 to 23/08/11 is quoted gross of tax and charges.

Warning: The value of your investment may go down as well as upWarning: Past performance is not a reliable guide to future performance.Warning: These funds may be affected by changes in currency exchange rates.

Terms & Conditions apply. Where relevant life assurance tax applies.New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. Member of Bank of Ireland Group.

Protect Your Client’s PensionReasons to Recommend New Ireland’s ‘Risk Managed’ Funds

“The strong performance of New Ireland’s funds relative to the market in the current climate is no accident, nor is it as a result of simply being “lower risk”. Rather, it is the result of a number of design features aimed at protecting customers in diffi cult times”. Eoin Kennedy, Head of Products

Talk to your broker consultant or call us today on: 1890 405 905

C100 M24 Y0 K64 C24 M0 Y46 K10

Lithographic Print

TWO COLOUR PROCESS VERSION

Pension Trade Ad.FINAL (5mm).indd 1 12/09/2011 09:47

We’re financially strong for a number of reasons. One being that

we don’t believe in spending vast resources on advertising. There

are also more tangible reasons, like the fact that we are the only

life assurance group in Ireland with a AA rating.* And that we are

part of the Great-West Life Assurance Company, one of the world’s

leading life assurance companies, from a country ranked the most

financially sound in the world.** Which has to be good news for your

clients here in Ireland.

For more information, talk to your Canada Life broker consultant or

log on to our eCentre at https://advisorportal.canadalife.ie

*The financial rating shown for the Canada Life Assurance Company is provided by Standard & Poor’s. Standard & Poor’s is a rating agency which provides ratings on the financial strength of companies. **Source: IMF country report for Canada, 2009. Canada Life Assurance (Ireland) Limited and The Canada Life Assurance Company are regulated by the Central Bank of Ireland.

www.canadalife.ie

PIBA_AD_MAY11.indd 1 19/05/2011 14:38:49

Irish Life has launched Ireland’s biggest ever campaign to raise awareness of the need for people to protect their families. However, as well as making this huge investment to help create awareness, your Account Manager has a wide range of great ideas to help grow your protection business.

To find out how we can help you grow your protection business, contact your Irish Life Account Manager today or visit www.bline.ie.

Getting behind you to help grow your protection business

Irish Life has launched Ireland’s biggest ever campaign to raise awareness of the need for people to protect their families. However, as well as making this huge investment to help create awareness, your Account Manager has a wide range of great ideas to help grow your protection business.

To find out how we can help you grow your protection business, contact your Irish Life Account Manager today or visit www.bline.ie.

Your No.1 Supporter

Irish Life Assurance plc is regulated by the Central Bank of Ireland.

ILA 8765 (NPI 05-11).indd 1 25/05/2011 14:42

For more information about the Conductor range of pensions and ARFs please contact your Friends First Account Executive or visit www.brokerfirst.ie

Friends First Life Assurance Company Ltd is regulated by the Central Bank of Ireland.

Pensions Protection Investments

MoreMoreMoreMore

choice

unique funds

freedom

strength

Friends First Conductor Pensions & ARFsOffering you and your clients more

www.brokerfirst.ie

PROTECTING & GUIDING BROKERS SINCE 1995

PIBA Mortgage Services

PIBA Network Services Ltd. t/a PIBA Mortgage Services is regulated by the Central Bank of Ireland.

To �nd out more about joining PIBA call David on 01 – 4922202

Supporting you

and your clients

in getting

a mortgage

For more information call 01 492 2203 or email info@pibamortgages.ie

C

M

Y

CM

MY

CY

CMY

K

PIBA MS A4 Advert Final .pdf 10/09/2011 11:52:10

Aviva Life & Pensions Ireland Limited is regulated by the Central Bank of Ireland.www.avivabroker.ie

Retirement and Fund Solutions from AvivaAviva’s Multi Asset Funds (MAFs) specifi cally focus on managing volatility

within specifi ed parameters, whilst our fl exible pension products help

you tailor the right solution for your customers and your business.

Multi Assets = Multi Benefi ts Opportunity for growth

Greater diversifi cation

Active asset allocation

Fund options to suit different customer’s needs

Experienced fund manager

Speak to your Broker Consultant today about howour Multi Asset funds could suit your customers

WARNING: Past performance is not a reliable guide to future performance

WARNING: The value of your investment may go down as well as up

WARNING: These funds may be affected by changes in currency exchange rates.

Aviva Life & Pensions Ireland Limited is regulated by the Central Bank of Ireland.www.avivabroker.ie

5 star performanceStandard Life has more 5 star � nds than any other provider in the Irish market.* In fact 9 of our Synergy Funds have been rated 5 star.Talk to your Standard Life Business Manager for more information.

*Source: MoneyMate Fund Ratings July 2011. Note MoneyMate Fund Ratings are for general use only and are not intended to constitute any form of advice or recommendation.

Warning: Past performance is not a reliable guide to ture performance.

Pensions and Investments since 1834standardlife.ie

Standard Life Assurance Limited is registered in Ireland (905495) at 90 St Stephen’s Green, Dublin 2 and Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Assurance Limited adheres to the codes of conduct issued by the Central Bank of Ireland and is authorised and regulated by the Financial Services Authority in the UK. Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary. © 2011 Standard Life, images reproduced under licence.

Protected Assets Fund:

Limited downside - 90% protection in each calendar year (before charges)

Unlike other protected funds can’t get “cash-locked”

Passive fund management – no fund manager risk

BNY Mellon Global Real Return Fund:

Strong risk management protects during market falls

Not constrained by peer-group benchmarks

Active management by Newton Investment Management, part of BNY Mellon Asset Management

Elements:

Very stable performance since launch Annualised volatility 5.3% vs MSCI 16.3% (calculated from 18/02/10 to 23/08/11)

More conservative asset allocation than traditional managed funds: maximum 40% in equities

Managed by SSgA, one of the largest fund managers in the world

Source: MoneyMate. Performance from 18/02/10 to 23/08/11 is quoted gross of tax and charges.

Warning: The value of your investment may go down as well as upWarning: Past performance is not a reliable guide to future performance.Warning: These funds may be affected by changes in currency exchange rates.

Terms & Conditions apply. Where relevant life assurance tax applies.New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. Member of Bank of Ireland Group.

Protect Your Client’s PensionReasons to Recommend New Ireland’s ‘Risk Managed’ Funds

“The strong performance of New Ireland’s funds relative to the market in the current climate is no accident, nor is it as a result of simply being “lower risk”. Rather, it is the result of a number of design features aimed at protecting customers in diffi cult times”. Eoin Kennedy, Head of Products

Talk to your broker consultant or call us today on: 1890 405 905

C100 M24 Y0 K64 C24 M0 Y46 K10

Lithographic Print

TWO COLOUR PROCESS VERSION

Pension Trade Ad.FINAL (5mm).indd 1 12/09/2011 09:47

Zurich’s SuperCAPP Fundcontinues to be the shrewd choice.

Solid. Secure. Steady.

SuperCAPP.

Since its launch in 1978, the SuperCAPP Fund* has delivered smooth, steady returns, with a positive dividend for each of its 33 years, including the most recent ones.

A market level adjustment has never been applied, and the fund is actively managed by Zurich Life. All things considered, it’s hardly surprising the smart investor is moving to Zurich’s SuperCAPP Fund.

Talk to your Broker Consultant today.

“That’s it. I’m moving to Zurich.”

* The Zurich Life SuperCAPP Fund is a unitised with-profits fund that aims to deliver a regular return consistent with prevailing medium term interest rates while maintaining the potential for higher growth than a bank deposit account. In certain circumstances, such as a period of sustained market underperformance, encashment values may be reduced by the application of a Market Level Adjustment (MLA). The fund is managed prudently and Zurich Life does not expect to apply an MLA other than in exceptional circumstances.

Zurich Life Assurance plc is regulated by the Central Bank of Ireland.

Warning: Past performance is not a reliable guide to future performance. The value of your investment may go down as well as up. Benefits may be affected by changes in currency exchange rates.

3899_Zurich_Super_CAPP_A4.indd 1 19/08/2011 16:59:37

The Professional Insurance BrokerT h e o f f i c i a l m a g a z i n e o f t h e P r o f e s s i o n a l I n s u r a n c e B r o k e r s A s s o c i a t i o n

Issue 34 Autumn 2011

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