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NOVEMBER 2015 NETWORK Check out what our members have been up to. p. 6 7 HOUSING STARTS Your resource for locally relevant economic data p. 9, 13 EDUCATION Changes to the housing industry effects more than just builders p. 12 EVENTS Stay Current with our Current Events p. 14, 20 SOUTHWEST MONTANA BUILDING INDUSTRY ASSOCIATION 1716 West Main Street, Suite 8-G, Bozeman, MT 59715 (406) 585-8181 www.swmbia.org
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NOVEMBER 2015

NETWORK Check out what our members have been up to. p. 6 7

HOUSING STARTS Your resource for locally relevant economic data p. 9, 13

EDUCATION Changes to the housing industry effects more than just builders p. 12

EVENTS Stay Current with our Current Events p. 14, 20

SOUTHWEST MONTANA BUILDING INDUSTRY ASSOCIATION 1716 West Main Street, Suite 8-G, Bozeman, MT 59715 (406) 585-8181 www.swmbia.org

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2 DO BUSINESS WITH A MEMBER

CONTENTS NEWSLETTER NOVEMBER 2015

3 PRESIDENT’S LETTER Chairman Brian Popiel shares his thoughts on current association happenings and relevant industry issues.

4 SPIKE CLUB The true champions of NAHB! Check out our current member spike ranking and see how you stack up with your fellow members!

4 MEMBERSHIP UPDATES View new members.

11 EDUCATION Information about upcoming education opportunities

11 GRIP SAFETY Get the latest on safety from MBIA Safety Specialists!

15 ECONOMIC NEWS UPDATE Featured articles and information from local, state and national sources.

P. 13

13 HOUSING STARTS See what is happening here in Bozeman!

More Photos on

SWMBIA’s Facebook page

We want YOU on the radio! Each Monday, SWMBIA is on KMMS 1450AM from

7:30am-8am. This is a great opportunity to briefly share your business and services, your thoughts on issues

facing the industry and much, much more. Call the Office at 585-8181 to be on the radio!

We have had a few education seminars and classes in the last

month. Below are photos from recent Energy Code Update and Wildland Urban Interface (WUI) breakfasts.

Thank you to all that attended to learn more about these subjects.

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3 DO BUSINESS WITH A MEMBER

PRESIDENT’S LETTER

UPDATE

Thank you Spikes! This November, join me as we thank our Association Spikes. These are members that have recruited and retained members. They are honored at various events throughout the year by NAHB, MBIA and SWMBIA. Why would these members so vigorously promote membership? Well, membership consistently delivers value for its members. At any given time, NAHB, MBIA and SWMBIA are working on more than 100 complex issues and doing their utmost to create a better business environment and save members money. Our housing federation advocates on behalf of its members on a wide range of issues, including environmental regulations, the tax code, federal housing programs, building codes, OSHA, building materials, and housing finance. We have NAHB economists to run the numbers and put a dollar value on some of our more notable achievements.

There are many ways to calculate an estimate of the benefits of membership. The numbers reported below are averages, and some members will experience more of these benefits than others, depending on location and the segment of the industry in which they work. While there are many ways to parse the numbers, the point is that our national efforts deliver significant value for the membership. Following is a summary of NAHB programs and policy victories that have contributed to real savings for members recently. 1. Flood Insurance Act Saves $1.1 Billion in Business for Builders and Remodelers 2. Farm Bill Generates $1.2 Billion in Additional Home Building and Remodeling 3. Supreme Court Ruling on Clean Air Act Saves Multifamily Builders $802 Million

4. EPA Drops Post-Construction Stormwater Rule, Saving Industry $660 Million 5. Building Codes Victories Save Housing Industry $1.45 Billion These represent just a fraction of the issues that our federation addresses on an ongoing basis and exactly why we are so proud of our Spike Club members. By sharing the message, they are strengthening our association and protecting the housing industry. Join us November 18th at 14 North Restaurant in downtown Bozeman as we celebrate our Spike Members!

BRIAN POPIEL ARETE BUILDERS RESOURCE SITE SERVICES

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DO BUSINESS WITH A MEMBER 4

SPIKES

By recruiting, involving and retaining members, SPIKES strengthen and build our Association.

Statesmen (500-1000) Tim Dean 531 Spikes

Royal Spike (150-249) Eugene Graf IV 238 Spikes Byron Anderson 211 Spikes John Miller 209 Spikes Dennis Cattin 183 Spikes Clair W. Daines 179 Spikes David Andreassi 160 Spikes Jim Syth 157 Spikes

Red Spike (100-149) Anders Lewendal 148 Spikes Kevin Click 137 Spikes Bill Fiedler 120 Spikes Greg Vidmar 119 Spikes Eric Roset 112 Spikes Eugene Graf III 103 Spikes Rob Evans 103 Spikes Richard Smith 102 Spikes David Graham 101 Spikes

Green Spike (50-99) Beth Zeman 99 Spikes Chuck Graden 96 Spikes J.D. Engle 92 Spikes Nathan Albrecht 85 Spikes Loren Olsen 77 Spikes Frank Armknecht 64 Spikes Guy Graham 59 Spikes Steve Armknecht 57 Spikes Ken Vidar 51 Spikes

Life Spike (25-49) Adrian Vaughn 48 Spikes Jon Moullet 47 Spikes Keith Fraser 42 Spikes Sally Hickey 40 Spikes Ron Hinds 37 Spikes Dean Derby 28 Spikes

Blue Spikes (6-24) Mike Thompson 19Spikes Ken Eiden 16 Spikes Leif Sundeen 11 Spikes Jeri Norris 10 Spikes Darryl Seymour 9 Spikes Tim Rote 8 Spikes Erica Renslow 7 Spikes

NEW MEMBERS BUILDERS: Harder Than Nails Construction Aaron Avila 44 Michael Grove Bozeman, MT 59718 (406) 579-7046 Sponsored by Rob Evans We are a siding and general carpentry company who is young and excited about our work. We also want to see Bozeman further its endeavors and strengthen the community. Sandholm Development Group Jeff Sandholm 1010 East Main Street, Suite E Bozeman, MT 59715 (406) 556-0113 www.sandholmarchitects.com Sponsored by Rob Evans

ASSOCIATES:

Academy Mortgage Brenda Heller 1910 N. 22nd, Suite 1 Bozeman, MT 59718 (406) 249-8696 www.academymortgage.com/brendaheller Amatics CPA Group Stacy Bateson 220 W. Lamme St. Ste. 3A Bozeman, MT 59715 (406) 404-1925 www.amaticscpa.com Sponsored by Bill Fiedler We are a local group of account-ing professionals who believe in communication, one-on-one customer service and attentive-ness to assist our clients with business and personal financial planning, tax services, financial statement services and auditing. Bridger Mountain Plumbing Dal Erickson 170 Kimber Court Bozeman, MT 59718

(406) 451-8000 [email protected] Sponsored by Eugen Graf *Emmer Brothers Cedar, Inc. Kevin Emmer 22 Dynamo Drive Belgrade, MT 59714 (406) 388-1906 [email protected] www.emmerbrotherscedar.com Emmer Brothers Cedar is a small, locally owned retail lumber yard specializing in cedar siding, deck-ing, fencing and timbers in both cedar and fir. In addition to west-ern red cedar, Emmer Brothers sells Alaskan yellow cedar, Doug fir, pine, exotic hardwood decking (Ipe, Tigerwood, Cumaru and Red Balau) shakes and shingles, stainless steel and ceramic coated fasteners as well as Messmer’s exterior wood finishes, OZCO or-namental hardware and camo concealing deck fastening system. Emmer Brothers provides quotes and materials for siding, decking and fencing packages, saunas and pergolas as well as installa-tion instructions and design ad-vice. Feel free to call or email us with your upcoming project! We’re here to assist you! Precision Inc. Brooks Emeny 2929 Texas Way Bozeman, MT 59718 [email protected] http://precisioninc-mt.com/ Sponsored by Eugen Graf Waterstop, Inc. ABN Big Sky Synthetic Lawns Eryn Peralta 123 Dovetail Lane Bozeman, MT 59718 [email protected] Sponsored by Shane Cavallini Your source for Foundation coat-ings and repairs and Synthetic turf and putting greens

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5 DO BUSINESS WITH A MEMBER

New Member Continued… Environmental Solutions LLC Sonia Rogers PO Box 7010 Bozeman, MT 59771 (406) 579-1441 www.esmontana.com Sponsored by Brian Popiel Environmental Solutions is a diverse consulting company with resources providing regulatory compliance and construction management services. We specialize in OSHA, EPA, State and local regulatory compliance along with quality and efficiency management services related to the construction industry in the state of Montana. Project organizational resources assisting in maintaining efficiency while enduring regulatory compliance and risk mitigation from Environmental Solutions allows owners, contractors and interested parties bench mark performance.

PureWest Christie's International Real Estate Jami Brandenburger 1612 West Main Street Bozeman, MT 59715 (406) 586-9418 www.purewestproperties.com

AFFILIATES: Constructive Solutions, Inc. Mike Wiseman – Affiliate Member 1001 West Oak Street, #107 Bozeman, MT 59718 [email protected] constructivesolutionsmt.com Sponsored by Rob Evans Berkshire Hathaway Home Services Ron Allen —Affiliate Member 2001 Stadium Drive Bozeman, MT 59715 (406) 422-8276 www.bhhsmt.com

SWMBIA Chairman Brian Popiel presents a check to the membership for

$458,445.58 as a dividend return to members enrolled in the GRIP Safety

Program. Each GRIP member received a cash dividend based on their Montana

State Fund policy premium contributions and loss record.

Besides free safety resources, the GRIP

program is just one more way that Membership has value above and beyond

the price of dues.

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DO BUSINESS WITH A MEMBER 6

As we pause for a moment to recognize the

Parade of Homes Committee Members who

were instrumental in creating a successful

event this year…this ambitious team already

starts planning for next year’s Parade,

conducting meetings every 3rd Tuesday of the

month. Their dedication and efforts are greatly

appreciated!

Darryl Seymour: President of

Montana Title and Escrow.

Darryl has served as

Chairperson for the Parade

Committee for the last 4 years.

He rolled out another

successful Parade of Homes

with his committee members, making it appear

effortless! Darryl was overall pleased, ―We

had a lot of positive feedback about the Parade

this year! The event is an amazing showcase

of our builders and associate members,

delivering great recognition for their work

within our community.‖ He also serves on the

SWMBIA Board of Directors as 2nd Vice Chair

and Public Relations Chair. Darryl and his

wife, Kelly, stay very active

with their three boys ages 17, 13 and 11. They

will also be celebrating a 24th wedding

anniversary in November. Congratulations

to you both!

Tina Altimus: Employee with

Security Title Company for 18

years. Tina participates as Chair

of the Support Crew for the

Parade. This position is an

important part of keeping

everything running smoothly during the

Parade. Tina gathers her volunteers and

schedules the crew to be in the field ensuring

that each builder and their staff have a steady

flow of supplies. Tina conveys how fortunate

she is to have many colleagues fulfilling the

support crew positions. For relaxation, Tina

likes getting away to Yellowstone, and

spending time with her husband, Jack, who

resides and works near Old Faithful for

Northwestern Energy. They love attending

sports events and have two daughters, Quinn

and Macy, both attending college.

Ryan Ballenger: Ryan is VP and Branch

Manager for Stockman Bank in Belgrade and

is a new member serving on

SWMBIA Board of Directors.

His role in the Parade is arranging

the Kickoff Party at Riverside

Country Club. He reveals, ―This

year’s attendance was

outstanding, with seats completely

sold out! We had generous donations toward

raffles and door prizes this year, with proceeds

assisting the Gallatin Valley Food Bank.‖

Ryan and his wife, Janya, relish in family life

and activities with son, Manny, who plays

MSU football. And also, with their 7 year old

daughter, Keirra, who finds lots of activities to

keep mom and dad hoppin’.

Gil Silva: Title Officer/Examiner

and Marketing Coordinator at

American Land Title. Gil serves on

the Parade Committee participating

in ticket distribution. Gil likes

being involved with the Home Expo

Committee as well. He leads an active life-

style with his wife, Esther, and two teenage

step children. They love snowboarding at

Moonlight Basin. During the summer months

no grass grows under his feet, as Gil competes

in Bozeman City League Soccer and also

referees.

Continued on Next Page...

MEMBERS OF THE MONTH

2015 PARADE OF HOMES COMMITTEE

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7 DO BUSINESS WITH A MEMBER

MEMBERS OF THE MONTH Continued from previous page...

Karl Botsford: Outside Sales

with Ferguson Kitchen, Bath,

and Lighting. Karl is in charge

of the Parade Inspection

Committee. A few weeks

before the parade, Karl

conducts a preliminary walk-through of each

home to ensure that the projects are on track.

He also plans for visitor access and parking at

each home. He believes ―the Parade is a great

way to support the builder community and it

creates positive exposure for our associate

members.‖ Karl and his wife, Raine, have

two children, Kylee and Ian, ages 10 and 5.

The family stays quite busy in several sporting

activities with skiing being a favorite.

SharlaRae Stuber: Manager of

Big Sky Western Bank Real

Estate Department. SharlaRae

is full of ambition taking on

various duties for the Parade

Committee. As one of the VIP

Bus sponsors, she recruits her team of

mortgage lenders to assist with the tour

activities. SharlaRae’s creativity with party

favors for her guests on the tour prove to be a

delight! Her husband, Tom Kuka, is project

coordinator for the Construction Department

at Big Sky Western Bank. For fun, you may

find them leisurely golfing or traveling

throughout Montana to participate in

competitive trapshooting events.

Kathleen Vaughn: Realtor® at

Coldwell Banker and partner in

Vaughn Construction with her

husband Adrian. As Golf

Tournament committee member,

Kathleen helped create a

memorable golf tournament back in June. She

is also dedicated to creating a Parade of

Homes we all can be proud of—after all,

Vaughn Construction has showcased beautiful

homes in the Parade many times. Kathleen,

Adrian and spoiled canine Timber enjoy all

the outdoor activities the Gallatin Valley has

to offer as well as the entertainment available

in the valley. They are thick in the process of

building themselves a new home, so we are

especially happy to have Kathleen’s

participation on the committee.

THANK YOU TO ALL THAT

PARTICIPATE ON THE PARADE OF

HOMES COMMITTEE!

Next meeting: Nov. 17, 4pm at

Johnny Carinos Restaurant

It’s time to think about PLAYHOUSES ON PARADE

Playhouse Builder Agreements are available

now!

Show off your skills and creativity while you help

out local charities!

Playhouses on Parade has raised nearly $100,000 over

the life of the program!

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DO BUSINESS WITH A MEMBER 8

Habitat for Humanity…its role in our Community By Mark Baker

If any of you are like I was…you are likely to

have more questions than answers regarding

Habitat for Humanity, what we do, how we

operate, and what role we play in our

community. Growing up in Paradise Valley,

doing construction and working my way

through college at MSU, and continuing to

work for more than 3 decades here locally as

a builder/contractor myself, the only real

information I had about Habitat was that

Jimmy Carter sometimes swung a hammer in

support, and made the headlines.

And while it’s true that Habitat for Humanity

is a large, international non-profit, it is

comprised of individual, community-based

affiliates, that derive the vast majority of their

funding from the communities they serve, and

in turn, they ―tithe‖ to the bigger organization

to help it in its mission, while tackling its own

local projects independently.

You perhaps know that we build houses.

Yes. We build simple, but efficient, basic

homes. We don’t cut corners, but we don’t

offer many amenities. You may think we

―give away‖ homes….but that would not be

true at all. We like to say ―Habitat is a

hand-up, not a hand-out‖….meaning we build

affordable housing for qualified buyers. Yes,

buyers.

Like you, we purchase land, buy materials,

pay fees, hire subs, are subject to the same

laws and regulations, and jump through every

hoop you have to….to the point of ―sale‖ of

our homes. Our goal is affordability…and

we largely achieve that by using volunteers to

build the homes. Our ―clients‖ must meet

certain requirements of income and need,

must be able to sustain a 30-year mortgage,

and invest 500 hours of volunteer time toward

our mission…and then some (it’s not an easy

process) to be given a chance at home

ownership. They, in turn, as home owners,

then become taxpayers and fully invested

community members.

In addition to new homes, we also serve in a

―Critical Repair‖ role for those that need new

roofs, handicap modifications, critical

remodels, etc….in a similar fashion of

qualifications to receive such work and pay

back a loan.

As has been said, we procure most materials

the same way you would, but we will take

advantage of ―deals‖ and donations as we can

to keep costs low. That is, after all, our

mission. Affordable housing. And right

now, in the Gallatin Valley, we are not only at

the table in the current discussions regarding

affordable housing, we are the only ones

actually building them. Because we can.

Our service area for Habitat for Humanity of

Gallatin Valley, includes both Gallatin and

Park Counties…a truly large area. We have

projects from West Yellowstone, to Gardiner.

Our main building concerns are the same that

you would have, and that is precisely why we

are active in SWMBIA, and to be able to

connect with new folks we would like to

work with, who understand the industry and

needs of the locals here in Montana.

As an aging Carpenter/builder myself, I have

found a niche here at Habitat as one of the

skeleton crew of paid staff that makes this

worthy mission possible, teaching and

guiding a crew of volunteers through the

process of building homes. It’s a role I wish

I’d been able to discover long ago, and my

hope is that you all will discover how

important and worthy this mission is as well,

so that you can throw your own support our

way too, however you can.

As builders in our communities, we leave

behind a legacy long after we are gone from

this world. We lend our hands and voices in

the vision and development of our

communities, through our work and expertise.

Our legacies are not in just the monoliths and

sprawl we create, but in the kind of

communities and homes we build for all of

us. Habitat is one such vehicle we can use to

polish that legacy for all to see and

appreciate. I hope this helps you to

understand us a bit.

Mark Baker serves Habitat as its

Construction Supervisor. His local

experience as a builder goes back for four

decades.

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DO BUSINESS WITH A MEMBER 10

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EDUCATION 11

GRIP SAFETY

MBIA

FATAL FOUR IN CONSTRUCTION What is meant by “Focus Four” (aka. Fatal Four)? The Occupational Safety and Health Admini-stration has identified the four most common ways that builders are seriously injured or killed in construction. Taking the statistics at face value we should emphasize the importance of teaching safe work practices to employees.

“Falls” is the first of the Focus Four. Falls from ladders, roofs and scaffolds are three of the most common falls. With recent fall protection law changes (2010) and

directives handed down to OSHA inspectors to actively pursue

construction fall hazards; it is more important than ever to safeguard employees.

“Struck By” accidents are the next of the four. Being struck by a suspended load such as flying trusses onto a structure can be

particularly dangerous as the worker has nowhere to go if the load gets out of

control. Nail guns, powder actuated tools, table saws, skill saws and numerous other tools can kick materials at the operator or bystander.

“Caught Between” incidents with catastrophic results happen all too often as a result of being pinned between two pieces of heavy equipment or between equipment

and vehicles. Trench collapse is also classified as a caught between situation.

”Electrocutions” are the last of the Focus Four.

Less than one ampere of electricity can stop your heart. A standard breaker in your home is 15 amps and under the right circumstances, that is more than adequate to kill a person. What are minimum distances to stay back from power lines unless you know specifically

how much energy is being transmitted? Lock out and tag out any power tools that could accidently become energized while you are working in or around them. Do you have functioning GFCI’s in place to protect workers?

The Fatal Four class being offered in November

will review each of these segments in detail and

remind employees of some of the most

hazardous situations that they are often exposed

to but may have become complacent.

Wednesday, November 11, 7:30—9:30am C’mon Inn, 6139 East Valley Center Road

ALSO AVAILABLE BY REQUEST: Excavation/Trenching, Competent Person Scaffolding

Certification, Powder Actuated Tools, Aerial Lift Certification, Hazard Communication (SDS), Back &

Lifting Safety, Defensive Driving, and Electrical Safety

Sean Lawler & Mike Rocchio GRIP Safety Specialists

Call Sean or Mike at (406) 442-4479 or visit www.montanabia.com for

more information.

Nationally recognized as a

top safety program!

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12 NAHB UPDATE

NAHB has been busy this

year fighting for housing

on major policy issues,

providing excellent edu-

cational programming, and

creatin outstanding net-

working opportunities for

members. The proof

of our success is in the

numbers. Through the first

eight months of 2015, just a

handful of NAHB's many advocacy efforts

saved association members a total of almost

$720 million nationwide.

Stronger Market, Improving Membership

Even as NAHB is working hard on behalf of

members, our economists are giving us good

news about the state of the housing market.

Chief Economist David Crowe and his staff

are projecting roughly 1.1 million housing

starts this year, almost 1.3 million in 2016

and roughly 1.5 million starts in 2017.

After several very tough years, membership

numbers have stabilized and there are signs

that soon we may be enjoying real growth.

This last spring we had one of our most

successful membership drives in years, with

locals bringing in more than 3,600 new

members.

Design and Construction Week NAHB is also deep into planning for the

2016 International Builders’ Show. For the

third year in a row, NAHB is partnering with

the National Kitchen and Bath Association

and their Kitchen & Bath Industry Show

(KBIS) to produce Design and Construction

Week. The International Window Coverings

Expo will join us once again in the Las Vegas

Convention Center. There is simply no better

place to take the pulse of the housing market

and learn everything you need to know to set

your business on a course for success. I

encourage any NAHB member who has not

a l r e a d y r e g i s t e r e d t o g o

to www.buildersshow.com.

Fighting for the Housing Industry NAHB has been on the forefront of fighting

the ―waters of the U.S.‖ (WOTUS) rule

issued by the EPA and the Army Corps of

Engineers ever since the proposal was first

introduced. While the actions taken by the

senate November 4th disappointed the

industry by choosing politics over sound

public policy, NAHB will continue with

efforts to change this rule.

NAHB is fighting several burden-

some labor issues, including the Department

of Labor’s (DOL) draft regulation on over-

time, the DOL’s emphasis on classification of

independent contractors, and the National

Labor Relations Board’s decision

in Browning Ferris Industries,

which expands the ―joint em-

ployer‖ definition.

In a victory for single-family home builders,

the Occupational Health and Safety Admini-

stration (OSHA) announced Oct. 2 its

decision to delay enforcement of the new

Confined Spaces in Construction Standard

until Jan. 8, 2016.

The Army Corps of Engineers made

significant changes to its new flood plain

standards based on comments provided by

NAHB. The Corps will not apply the

floodplain requirements to Clean Water Act

wetland permits. Similarly, FEMA will not

apply the requirements to the National Flood

Insurance Program, and HUD has indicated

that the standard will not apply to FHA

insurance of single-family mortgages.

NAHB is very involved in the ongoing effort

to keep codes sensible and cost-

effective. NAHB 1st Vice Chairman Ed

Brady spoke to the International Code

Council about the importance of cost-

effective building code changes.

This has always been the theme of NAHB’s

advocacy: Code change proposals that

attempt to make homes safer and more

energy efficient need to be balanced with

what families can actually afford – so we

have buyers for these homes. And while

proposals that would have limited a lot of

flexibility in our construction practices were

soundly defeated, advocates who have their

own profits in mind are likely to try to

influence the final outcome when these

proposals are opened to online voting in

November. Be on the lookout for the NAHB

Voting Guide and be ready to share it with

the building code officials in your city so

they support only those code change propos-

als that are necessary and will result in build-

ing sustainable homes that are also safe and

affordable.

Learn More about how NAHB Can Serve

You

These are just a few highlights of the many

ways NAHB is working for members. I could

go on about NAHB’s educational offerings,

leadership councils, professional designation

programs , and Member Advantage programs

that save members millions of dollars each

year. But the easiest way to learn about all

these services, and much more, is to

visit www.valueofnahb.org.

Jerry Howard NAHB CEO

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ECONOMICS 13

HOUSING STARTS

Winter Newsletter is here!

If you can’t find the Building Division’s most recent newsletter at www.bozeman.net, never fear, SWMBIA always shares the information at www.swmbia.org and to our FaceBook page. Of course, you can also give us a call and we’ll try to round up the info you are looking for.

www.bozeman.net

6th Annual Winter Training Program Begins December 2nd! Some of the classes available: Residential Wood Wall Bracing, 2012 IECC, IBC & IMC classes & more!

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14 DO BUSINESS WITH A MEMBER

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15 Economic Indicators

Improving GDP Growth Elliot Eisenberg, Ph.D., GraphsandLaughs, LLC

With our economy growing slowly for nearly a decade, it’s time to promote policies that will spur growth. While there are always the obvious ones such as reducing government regulation, improving K-12 education

and offering investment tax credits to firms, the first two are at best long-term reclamation projects while the latter costs money, which is in short supply. Below are five suggestions, each of which costs little to no money, and collectively they can boost annual GDP growth by 20% to 25%/year or $80 billion annually. Begin by lowering the US corporate tax rate of 35% closer to the average developed world rate of 20%. Our high rate pushes firms to exploit loopholes, encourages firms to keep foreign earnings abroad and promotes corporate inversions and foreign takeovers of US firms. Worse, it brings in little revenue. A lower rate would attract investment from abroad, boosting productivity. At the same time simplify the personal income tax system. It is complicated, unfair and inefficient. At a minimum reduce marginal rates, widen the tax base and rid the code of some deductions. Plenty of studies show how this can be done while remaining revenue neutral. Next, pass trade reform. At present, US exporters face an average tariff rate of close to 7% and more importantly, a host of non-tariff barriers. As the world’s leader in services exports such as banking, insurance, music,movies and agricultural exports, increased trade is critical to growth. Moreover, the US generally has lower trade barriers than most other nations, so elimination of trade barriers is additionally beneficial. And due to the size and wealth of our market, other nations will be willing to make trade deals to get better access to it. Something else to do; provide the Highway Trust Fund with a permanent source of sufficient revenue so that it is not perpetually in need of emergency monies from the general fund to remain solvent. Ideally raising the fuel tax, last increased to 18.4 cents/gallon in 1993, to eliminate this problem would be best, but nearly any source of dedicated revenue will do. As it is, we sys-tematically underinvest in roads, bridges, tunnels and airports, yet these are precisely what establish

conditions for long-run growth. Skimping on infrastructure is penny wise and pound foolish. Reduce the number of professions where licensing is required. Over the past 40 years the number of professions that require licensing has risen from 10% to almost 30%. Licensing hits the poor hardest and erects barriers to entry for the less educated. For health and safety reasons sure, but 163 days of training for a manicurist in Alabama - that’s clearly overkill. Last but not least, get on with immigration reform! At a minimum, pass limited legislation where both parties are in agreement. Increase the number of H-1B visas that admit skilled foreigners. This will not depress wages of union workers and will increase the flow of human capital here. The more talent we attract, the faster we grow. We are engaged in competition with other nations such as Canada, Britain, Germany and Australia for the most talented. There is no reason for us to be turning away highly educated individuals who wish to live here. Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at [email protected]. His daily 70 word economics and policy blog can be seen at www.econ70.com.

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16 ASSOCIATION

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DO BUSINESS WITH A MEMBER 17

Thank you to all that attended our recent Membership Events! We had loads of great

opportunities to meet your fellow members in the last month.

Many thanks to Earth Elements Design Center for

a great “Construction Connection” Oct. 8th.

Congratulations to our newly elected Board of Directors members Crystal Fiedler (Distinctive

Lighting) and Clint Field (Tom’s Floor Store) who were elected at the Oct. 14

th Meeting.

And Tammy Zeadow provided

information about her Montana Marketing

promotional products.

To finish out the month, we had a wonderful time at the Distinctive Lighting Halloween Party Oct.

28th.

Apex Group, Inc. 8 Big Sky Insulations 13 First Interstate Bank 19 First Security Bank 18 First West Insurance 7 Knife River 6 Little Stinkers Septic & Portable Toilets 10, 16 Simkins Hallin Lumber Company 20 Stockman Bank 15 TMC, Inc. Sand & Gravel 12 Tractor & Equipment Co. “The Cat Rental Store” 5

QUESTIONS ABOUT THIS PUBLICATION?

(406) 585-8181 ♦ www.swmbia.org

EXECUTIVE COMMITTEE 2015

Chairperson / President Brian Popiel, Arete Bldrs/Resource Site Svcs First Vice Chair Andy Rowe, Alpenglow Custom Builders Second Vice Chair Darryl Seymour, Montana Title & Escrow Associate Vice Chair Mike Thompson, Kenyon Noble Lumber Treasurer Tylene Vitt, Rudd & Company Past Chairman Nathan Albrecht, Pro Builders

2015 BOARD OF DIRECTORS BUILDER BOARD MEMBERS 2 Year Term 2017 Dan Barnes 2 Year Term 2017 Andrew Mazzella 2 Year Term 2017 Craig Kirchhoff 2 Year Term 2015 Adrian Vaughn 2 Year Term 2016 Rob Evans 2 Year Term 2016 David Graham 2 Year Term 2016 Bryan Morrison ASSOCIATE BOARD MEMBERS 2 Year Term 2015 Jeri Norris 2 Year Term 2015 Beth Zeman 2 Year Term 2016 Ryan Ballenger 2 Year Term 2017 Crystal Fiedler 2 Year Term 2017 Clint Field LIFE DIRECTORS Gene Graf, Clair Daines, Tim Dean, Jim Syth, Frank Armknecht, Richard Smith, Byron Anderson

STATE DIRECTORS 2015 ELECTED Nathan Albrecht, Brian Popiel, Bill Fiedler, Adrian Vaughn, Mike Jarrett ALTERNATES LIFE DIRECTORS Frank Armknecht, Tim Dean, Gene Graf, Richard Smith, Byron Anderson

NATIONAL DIRECTORS 2015 ELECTED Brian Popiel, Bill Fiedler ALTERNATE Mike Thompson LIFE DIRECTORS Tim Dean, Frank Armknecht, Jim Syth, Richard Smith, Byron Anderson SENIOR LIFE DIRETORS Clair Daines, Gene Graf

COMMITTEE CHAIRS 2015 Golf Tournament Committee Chair Adrian Vaughn Government Affairs Committee Chair David Graham Government Affairs C.I.T.F. Eugene Graf IV Green Building Committee Chair Anders Lewendal Home Expo Committee Chair Beth Zeman Parade of Homes Committee Chair Darryl Seymour Membership Committee Chairs Leif Sundeen, Brett Baragar

ADVERTISER’S INDEX

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18 DO BUSINESS WITH A MEMBER

While

October

really

only

saw the

tabling

of the

Afford-

able

Housing Ordinance, November is

poised to be far more important. On

November 3, Bozeman City

Commissioner Cyndy Andrus was

elected mayor of Bozeman,

defeating the SWMBIA endorsed

candidate Brett Potter. Sitting mayor

Jeff Krauss will return to the diose

though in a more reserved role as a

commissioner. Staying with

elections, state elections have begun

to wind up for 2016 with primaries

happening in June.

The Affordable Housing Ordinance

(more formally known as Draft

Ordinance 1922) will be appearing on

the city commission agenda on

November 16, and I strongly

encourage you to attend that

commission meeting as this

ordinance will be pivotal in shaping

the housing industry in Bozeman for

the foreseeable future. While this

ordinance is not nearly as detrimental

to the industry as a more traditional

inclusionary zoning policy, it is still

filled with potential downfalls. On a

related note, NAHB is sending some

staff from their legal department to

Bozeman to meet with City

Commissioners about the Affordable

Housing Ordinance; this is your

national dues hard at work for you

here in Montana.

Luke Howard Government Affairs

We are very proud to announce that Leif Sundeen, Kenyon Noble Lumber & Hardware, has been honored by the Montana Building Industry Association as a Member of the Year at a recent state awards banquet in Hamilton. Leif was honored with the other state award winners:

Builder of the Year: Jim Zarling, HBA of Great Falls President's Award: John Harding, HBA of Great Falls Legislator of the Year: Carl Glimm, Flathead Building Association

Congratulations Leif!

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Southwest Montana Building Industry Association

1716 West Main Street Suite 8-G Bozeman MT 59715

www.swmbia.org

PRSRT-STD

U.S. POSTAGE PAID

BOZEMAN MT 5 59715

Permit #9

SPIKE APPRECIATION Membership Meeting & Dinner

Wednesday, November 18th 14 North Restaurant

14 North Church Avenue

$30 / each (or use dinner passes)

RSVP REQUIRED ♦ LIMITED SPACE

5:30pm Cocktails 6:30pm Dinner Please choose one of the below when you RSVP

1. Cranberry Bird 2. Patriot Steak 3. Vegetarian

HOLIDAY PARTY Membership Dinner

Wednesday, December 9th The Baxter Hotel

105 West Main Street

RSVP Required

5:30pm Cocktails ♦ 6:30pm Dinner

Join us for a great holiday party and a fine prime rib buffet as we celebrate the season

Address Service Requested


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