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Study on investment banking. kotak

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  • 1. STUDY OF INVESTMENT BANKING
    BY- PRATHMESH
    KELUSKAR
    R No:- 13.T.Y B&I.
  • 2. INDEX
    Introduction to bank.
    Indian banking Introduction.
    State bank of India.
    Function of bank.
    Concept of investment bank.
    Role of investment bank.
    Investment management.
    Investment managers and portfolio structures.
    Recent trends in investment Banking.
  • 3. INTRODUCTION
    *Introduction to Banks:-The bulk of all money transactions today involve the transfer of bank deposits. Depository institutions, which we normally call banks, are at the very centres of our monetary system. Thus a basic knowledge of the banking system is essential to an understanding of how money works.
  • 4. Indian Banking:- Introduction
    The Indian banking can be broadly categorized into nationalized (government owned), private banks and specialized banking institutions.
    The Reserve Bank of India acts a centralized body monitoring and shortcoming in the system.
    Conservative banking practices allowed Indian banks to be insulated partially from the Asian currency crisis.
    Indian banks are now quoting all higher valuation when compared to banks in other Asian countries (viz. Hong Kong, Singapore, Philippines etc.)
  • 5. The journey of Indian Banking System can be segregated into three distinct phases. They are as mentioned below:
    Phase I

    • The General Bank of India was set up in the year 1786.
    • 6. Next came Bank of Hindustan and Bengal Bank.
    • 7. The East India Company established Bank of Bengal (1809),
    Bank of Bombay (1840)
    • And Bank of Madras (1843) as independent units and called
    it Presidency Banks.
    • These three banks were amalgamated in 1920 and Imperial
    Bank of India was established which started as private
    shareholders banks, mostly Europeans shareholders.
  • 8. Phase II :- The following are the steps taken by the Government of India to Regulate Banking Institutions in the Country:
    * 1949 : Enactment of Banking Regulation Act.
    * 1955 : Nationalization of State Bank of India.
    * 1959 : Nationalization of SBI subsidiaries.
    * 1961 : Insurance cover extended to deposits.
    * 1969 : Nationalization of 14 major banks.
    * 1971 : Creation of credit guarantee corporation.
    * 1975 : Creation of regional rural banks.
    * 1980 : Nationalization of seven banks with deposits over 200 core.
  • 9. Phase III

    This phase has introduced many more products and facilities in the banking sector in its reforms measure.
    In 1991, under the chairmanship of M Narasimhama, a committee was set up by his name which worked for the liberalization of banking practices.
  • 10.
  • 11. State Bank of India (SBI):-
    . The evolution of State Bank of India can be traced back to the first decade of the 19th century.
    It began with the establishment of the Bank of Calcutta in Calcutta, on 2 June 1806.
    The bank was redesigned as the Bank of Bengal, three years later, on 2 January 1809.
    An important turning point in the history of State Bank of India is the launch of the first Five Year Plan of independent India, in 1951.
  • 12. Functioning of a Bank:-Banking Regulation Act of India, 1949 defines Banking as "accepting, for the purpose of lending or investment of deposits of money from the public . repayable on demand or otherwise and withdrawable by cheques , draft, order or otherwise."Banks essentially perform the following functions :-
    Accepting deposits is one of the two major activities of the Banks.
    Lending money to the public.
    Apart from accepting deposits and lending money, Banks also carry out, on behalf of their customers the act of transfer of money - both domestic and foreign.
    To check out and transfer funds.
    Note issuing.
  • 13. Branches:-
    The corporate center of SBI is located in Mumbai.
    The bank boasts of having as many as 14 local head offices and 57 Zonal Offices, located at major cities throughout India.
    It is recorded that SBI has about 10000 branches, well networked to cater to its customers throughout India.
  • 14. Types of service provide:-
    ATM Services
    SBI provides easy access to money to its customers through more than 8500 ATMs in India.
    State Bank of India as well as the Associate Banks State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Indore, etc..
    Subsidiaries:-
    The State Bank Group includes a network of eight banking subsidiaries and several non-banking subsidiaries..
  • 15. The Eight banking subsidiaries are:-
    * State Bank of Bikaner and Jaipur (SBBJ)
    * State Bank of Hyderabad (SBH)
    * State Bank of India (SBI)
    * State Bank of Indore (SBIR)
    * State Bank of Mysore (SBM)
    * State Bank of Patiala (SBP)
    * State Bank of Saurashtra (SBS)
    * State Bank of Travancore (SBT)
  • 16. Products And Services:-
    Personal Banking
    SBI Term Deposits SBI Loan For Pensioners
    SBI Recurring Deposits Loan Against Mortgage Of Property
    SBI Housing Loan Loan Against Shares & Debentures
    SBI Car Loan Rent Plus Scheme
    SBI Educational Loan Medi -Plus Scheme
  • 17. Concept investment banks.
    The banking scenario in India is itself huge, covering the different facets of the economy.
    By and large, investment banks in India are itself an institution which generates funds in two different ways.
    The first manner in which it works is by drawing public funds via the capital market by way of selling stock in their company.
    The other way in which it operates is to seek for venture capital or private equity, as a substitute for a stake in their company.
  • 18. Introduction:-
    An individual or institution which acts as an underwriter or agent for corporations and municipalities issuing securities.
    Most also maintain broker/dealer operations, maintain markets for previously issued securities, and offer advisory services to investors.
    Investment banks also have a large role in facilitating mergers and acquisitions, private equity placements and corporate restructuring.
    Unlike traditional banks, investment banks do not accept deposits from and provide loans to individuals. also called investment banker
  • 19. Role of an Investment Bank
    The major work of investment banks includes a lot of consulting.
    For instance, they offer advices on mergers and acquisitions to companies.
    The role that an investment bank plays sometimes gets overlapped with that of a private brokerage house.
    The usual advice of buying and selling is also given by investment banks.
    There is no demarcating line between the investment banking and other forms of banking in India.
    This has been observed majorly of late.
    All banks nowadays want to provide their customers the best of services and create a niche for themselves and that is why apart from investment banks, all other banks too are aiming at making it big
  • 20. Defining Short Term Investments:-
    A short term investment fund is a fund that earns you a return on your money in a short period of time, such as one to ten years.
    This is different than retirement investing, and it can be a challenge to find short team, high yield investments.
    Good short term investments will have a high interest rate, allowing you to earn substantial money immediately
  • 21. The need for short term investment:-
    • You might need short term investments if you have a
    pressing need coming up in the near future.
    • If, for example, you might need to have a down
    payment for a house or car in a year or two, you could
    make use out of short term investment options.
    • Also, you might use this type of fund in replacement
    of a traditional savings account, because you will earn
    a higher rate of return.
  • 22. Main activities:- An investment bank is split into 3 parts .
    1:-Front office
    2:-Middle office
    3:-And back office.
    .
  • 23. Typically, an inves
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